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2021-03-31-accounts

REGISTERED COMPANY NUMBER: 06129881 (England and Wales) REGISTERED CHARITY NUMBER: 1120001

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2021

FOR

KINGSLEY HALL CHURCH AND COMMUNITY CENTRE

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2021

Page
Chair’s welcome 2 to 3
Reference and Administrative Details 4
Report of the Trustees 5 to 9
Independent Auditor’s Report 10 to 13
Statement of Financial Activities 14
Balance Sheet 15
Statement of Cash Flows 16
Notes to the Financial Statements 17 to 28

Page 1

Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021

Welcome from the Chair

All our lives have been substantially affected by the Covid-19 pandemic this year and Kingsley Hall Church and Community Centre (KH) has been no exception. However, we have seen the challenges which it has presented as giving us the opportunity to extend further our outreach into the community.

We were chosen by the London Borough of Barking and Dagenham to be the lead centre in three wards in providing support to the community from the voluntary sector. The way in which this has been done has been different from before, but it has enabled us at KH to continue our tradition of providing a welcome based on our Christian faith to all the people in these wards, whatever their faith or none. Our hope, and belief, is that through our service, local people were able to receive vital support at a time of need and for some this also strengthened hope and faith in difficult times.

All this has been made possible thanks to the enthusiasm and hard work of our staff and volunteers. They have embraced all the changes which have been necessary as they have reflected our inspirational values into the communities which we serve.

KH has always sought to respond to local needs in pioneering and ambitious ways. Sustained by our vision of a liveable community, there is so much more we aspire to achieve.

More generally, the purpose of KH is to empower people to live well and transform community by creating opportunities for educational, social, spiritual, vocational and physical wellbeing in the Becontree area of Dagenham, building on the work of our founders in 1929. Becontree was then and remains now an area of significant social need with issues ranging from lack of opportunity for disaffected young people and vulnerable people from chaotic backgrounds, high levels of health, economic and social deprivation and the isolation of older people and people from a background of disability.

KH is a local grass roots charity that exists to create opportunities for people to thrive. It is part of the Livability group – the disability charity that connects people with their communities. Together we tackle social isolation and the barriers that cause this in the lives of people living with disability and vulnerability. Inspired by a dynamic and inclusive Christian ethos, we welcome people from all faiths and none to work together towards the good of the whole community centred on a vision of transforming society by being a liveable community.

KH works with people of all ages, focussing on people from a background of disadvantage and disability and vulnerable people from chaotic backgrounds. Embedded into the heart of KH is a faithbased community offering inclusive expressions of church for a diversity of cultures. We also partner with the Eden Network and our Eden Team Dagenham which launched in 2018 has started appointing team members, committed volunteers moving into Dagenham to re-neighbour and serve our regeneration work in the centre of Dagenham amongst its most deprived communities.

More detail on the many positive outcomes of the year despite the issues which the pandemic brought is provided within the section ‘Achievement and Performance.’

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021

Notably we have taken substantial steps forward in our whole site vision for redevelopment and are making progress with the new build and with the refurbished outstanding community facilities, while plans for social housing and our residential development generally continue to be made.

We are most grateful to all those who have supported us in helping to bring this vision to reality, including the London Borough of Barking and Dagenham, Livability, DfES, Children In Need, The National Lottery, The Heritage Lottery Fund, Youth Investment Fund, GLA, Mission Housing, Habitat for Humanity, Kiloa, MUF Architecture, The Message Trust, The Hobson Foundation, The Lester Trust, Scripture Union and Time for God, The Jack Petchey Foundation, Sport England, The Building Connections Fund, Laing Family Trusts, Thomson-Bree Charitable Trust, Garfield Weston, Deo Gloria Trust and many of our individual donors and supporters.

These accounts recognise that investment into the cost of redevelopment and progress is inevitable but as the completed phases of the vision bear fruit, the positive social impact for our communities will be transformational.

Towards this aim, we are seeking more funding and hope to inspire many others to join us on our exciting journey through their support.

Leonard Beighton

Date: 5 May 2022

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

06129881 (England and Wales)

Registered Charity number

1120001

Registered office

6 Mitre Passage London SE10 0ER

Trustees

Leonard Beighton Chair of Trustees

David Harmer (appointed 30 March 2016- resigned 23 February 2022) Sathiananda Mithiradaas

Kendra Addison (appointed 26 March 2019- resigned 20 October 2021) Margaret Kathleen Claire

Company Secretary

Mark Harvey (appointed 15 April 2020- resigned 14 September 2021) Michael Langworth (appointed 01 January 2022)

Auditor

Crowe U.K. LLP

55 Ludgate Hill London EC4M 7JW

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021

REPORT OF THE TRUSTEES

The Trustees, who are also directors, of Kingsley Hall Church and Community Centre (“the Charity”) present their annual report and audited financial statements for the year ended 31 March 2021. These comply with the Companies Act 2006 and Reporting for Charities: Statement of Recommended Practice (Charities SORP FRS102) (second edition – 2019) and in accordance with the Financial Reporting Standard Applicable in the United Kingdom and Republic of Ireland (FRS102).

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is governed by its Memorandum and Articles of Association dated 14[th] February 2007 and amended 27[th] June 2007.

Management and governance arrangements

The Charity’s Board of Trustees comprises between three and five members appointed by Livability, registered charity number 1116530. Trustees hold office for a maximum term of three years, following which they are eligible for reappointment by Livability. The induction of new Trustees is managed by other members of the Board, with support from the Company Secretary and Centre Director. The induction arrangements cover essential knowledge including the history and Christian ethos of the Charity, its mission and values. The Board may delegate powers to standing committees, but currently there are no such committees. The Board has employed a Centre Director to lead the operational work of the charity.

Risk management

We have assessed the major risks to which the charity is exposed, in particular those related to the operations and finances of the charity, and are satisfied that systems are in place to mitigate our exposure to them.

OBJECTIVES AND ACTIVITIES

Objectives and activities

Kingsley Hall Church and Community Centre, situated in the London Borough of Barking and Dagenham, operates as an independent charity performing work of a social and educational and religious nature for the benefit of the local residents. Our mission statement is that of striving for excellence in all aspects of our work with children adults and elderly frail people. Our ethical purpose is that of Christianity in action.

Public Benefit

When planning our activities for the year, the trustees have considered the Charity Commission’s guidance on public benefit and, in particular, the specific guidance on charities for the advancement of religion.

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021

REPORT OF THE TRUSTEES (continued)

ACHIEVEMENTS AND PERFORMANCE

2020-21 heralded in the centenary of The Becontree Estate celebrations for 2021, which in its formation was the largest housing estate in Europe. Kingsley Hall was founded as a community led response to the needs of the emerging estate 92 years ago.

Never has Kingsley Hall demonstrated just how vital it is to the community than during this unprecedented season of global crisis caused by the pandemic.

Although regular community activities which pre Covid had amounted to 2,500 visitors a week, working with more than 40 other partner community groups had to stop during lockdowns like everyone else, we provided a nimble response to transition our resources to crisis response work.

With the nation in the grips of lockdown, as a charity we were responding with emergency care as a locality lead within our borough which has seen us provide more than 60,000 free items of food and essential household supplies to vulnerable people as well as vital social support through telephone buddying and digital inclusion support to more than 500 different local people in vulnerable settings during the year.

As a local grass roots charity, we were able to swiftly flex our services to the urgent and immediate needs of the season.

Our Pre-school has continued to provide excellent childcare responding to the ever changing requirements of the various stages of the pandemic to ensure our best efforts to function as a Covidsecure setting at all times.

Our drop-stop support transitioned into a permanent offer of our new project, our Eden Community Storehouse from September 2020. As we opened for service 5 days a week for 35 hours a week, providing free and affordable essential foods, household supplies and clothing, we were able to support many local people experiencing the impact of local poverty. The safe social contact has also been extremely valued by many people as a first step in venturing out of their homes with many being understandably anxious and appreciating a comforting word and listening ear as they visited Kingsley Hall.

Kingsley Hall’s position as a faith group and its daily rhythms of reflection and care for others continue to be the heartbeat of our work and our church gatherings both in person in our socially distanced setting and online have flourished and grown.

As online meetings became the new norm, we were able to scale and position as a key strategic partner serving our borough in both delivering and shaping services and strategy.

We are also thankful that our whole site redevelopment vision has progressed overcoming all the additional challenges of the season. We are excited that both the development of the new build LIVEWELL Centre and renovation of our existing community centre are on course for completion later this year. The spaces are already looking outstanding, providing world class facilities that will house much of our work.

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021

We are proud to be able to report on an outstanding year of community service that has been vital in its moment and has also taken massive steps forward in fulfilling its vision for our site.

Of course, none of this would be possible without the amazing sacrifice and commitment of staff, volunteers, partners, and funders. We have had an example of what is possible in adverse circumstances, when a community comes together to serve one another. We will now take this forward into our exciting future. Our sincere thanks to all our valued stakeholders. You are making a difference.

FINANCIAL REVIEW

Income and expenditure

The net income was £687,880 (2020: £1,000,029).

The decrease in the net income is mainly due to the reduction in income from donations, legacies and grants.

The loans from Charity Bank of £750,000 and £100,000 from Lester Trust along with some cash flow funding from the charity’s parent, Livability, funded additions in year of £561,935 (2020: £253,314) towards the completion of the development that started in 2018 for the pre-school block and four residential flats.

Total funds remained strong at £4,141,981 (2020: £3,454,101), with the increase in funds attributable to net expenditure on the operations of the Charity.

Cash flow continues to be positive with closing cash balances at the year-end of £1,063,005 (2020: £891,607) mainly from the receipt of a long term loan from Charity Bank of £750,000 that is secured against the value of the property and £100,000 from Lester Trust. Net current assets increased at the year-end to £1,437,210 (2020: £1,262,460) due to this cash flow funding, providing additional working capital funding.

Investment and reserves policy

The trustees have the authority to invest the charity's resources as appropriate. There are no restrictions on the charity's power to invest. The strategy of the charity is to invest in low risk cash balances.

The interest earned by the charity during the year from cash balances amounted to £433 (2020: £1,289).

The charity has reserves at 31 March 2021 with a value of £4,141,981 (2020: £3,454,101). The funds are available as follows:

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021

REPORT OF THE TRUSTEES (continued)

PLANS FOR FUTURE PERIODS

In the coming year we aim to help the community to bounce back from the challenges of the pandemic, serving our community more than ever with resuming and new community activities that reflect the new norm, sharing from all of the experiences learnt from this season.

We are excited to be planning celebratory launches of our new and renovated community spaces as we welcome back the surrounding community and engage with new and emerging community groups whilst tackling some of the most pressing issues in our borough. We know that positive interventions providing support for people experiencing mental health issues will be essential, as will all of the other educational, financial, social, spiritual and physical needs of those we seek to serve. This will be the springboard in taking us forward with outstanding facilities for local people with we hope many years of outstanding community service to come.

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021

REPORT OF THE TRUSTEES (continued)

Trustees’ responsibilities for the financial statements

The trustees, as directors, are responsible for preparing the trustees’ report and the financial statements in accordance with applicable law and regulations.

Company law requires the trustees to prepare financial statements for each financial year. Under that law the trustees have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charitable company and of the net incoming or outgoing resources of the charitable company for that period.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charitable company’s transactions and disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charity’s website. Legislation in the United Kingdom governing the preparation and dissemination of the financial statements and other information included in annual reports may differ from legislation in other jurisdictions.

Provision of information to the statutory auditor

Each of the trustees has confirmed that, insofar as they are aware:

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

ON BEHALF OF THE BOARD:

Leonard Beighton, Trustee

Date: 5 May 2022

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021

INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF KINGSLEY HALL CHURCH & COMMUNITY CENTRE

Opinion

We have audited the financial statements of Kingsley Hall Church and Community Centre (‘the charitable company’) for the year ended 31 March 2021 which comprise the Statement of Financial Activities, the balance sheet, statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The trustees are responsible for the other information contained within the annual report. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021

INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF KINGSLEY HALL CHURCH & COMMUNITY CENTRE (continued)

misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion based on the work undertaken in the course of our audit

Matters on which we are required to report by exception

In light of the knowledge and understanding of the charitable company and their environment obtained in the course of the audit, we have not identified material misstatements in the directors’ report included within the trustees’ report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the trustees’ responsibilities statement set out on page 9, the trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charitable company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements

We have been appointed as auditor under the Companies Act 2006 and report in accordance with the Acts and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Details of the extent to which the audit was considered capable of detecting irregularities, including fraud and non-compliance with laws and regulations are set out below.

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021

INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF KINGSLEY HALL CHURCH & COMMUNITY CENTRE (continued)

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Extent to which the audit was considered capable of detecting irregularities, including fraud Irregularities, including fraud, are instances of non-compliance with laws and regulations. We identified and assessed the risks of material misstatement of the financial statements from irregularities, whether due to fraud or error, and discussed these between our audit team members including internal specialists. We then designed and performed audit procedures responsive to those risks, including obtaining audit evidence sufficient and appropriate to provide a basis for our opinion.

We obtained an understanding of the legal and regulatory frameworks within which the charitable company operates, focusing on those laws and regulations that have a direct effect on the determination of material amounts and disclosures in the financial statements. The laws and regulations we considered in this context were the Companies Act 2006, the Charities Act 2011, together with the Charities SORP (FRS 102). We assessed the required compliance with these laws and regulations as part of our audit procedures on the related financial statement items.

In addition, we considered provisions of other laws and regulations that do not have a direct effect on the financial statements but compliance with which might be fundamental to the charitable company’s ability to operate or to avoid a material penalty. We also considered the opportunities and incentives that may exist within the charitable company for fraud. The laws and regulations we considered in this context for the UK operations were OfSTED Standards, General Data Protection Regulation, employment legislation and health and safety legislation.

Auditing standards limit the required audit procedures to identify non-compliance with these laws and regulations to enquiry of the Trustees and other management and inspection of regulatory and legal correspondence, if any.

We identified the greatest risk of material impact on the financial statements from irregularities, including fraud, to be within the timing of recognition of income and the override of controls by management. Our audit procedures to respond to these risks included enquiries of management and the Board of Trustees about their own identification and assessment of the risks of irregularities, sample testing on the posting of journals, reviewing accounting estimates for biases, sample testing income, reviewing regulatory correspondence with the Charity Commission, and Ofsted, and reading minutes of meetings of those charged with governance.

Owing to the inherent limitations of an audit, there is an unavoidable risk that we may not have detected some material misstatements in the financial statements, even though we have properly planned and performed our audit in accordance with auditing standards. For example, the further removed non-compliance with laws and regulations (irregularities) is from the events and transactions reflected in the financial statements, the less likely the inherently limited procedures required by auditing standards would identify it. In addition, as with any audit, there remained a higher risk of nondetection of irregularities, as these may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal controls. We are not responsible for preventing noncompliance and cannot be expected to detect non-compliance with all laws and regulations.

Use of our report

This report is made solely to the charitable company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021

assume responsibility to anyone other than the charitable company and the charitable company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Julia Poulter

Senior Statutory Auditor For and on behalf of Crowe U.K. LLP Statutory Auditor London, United Kingdom

Date: 6[th] May 2022

Crowe U.K. LLP is a limited liability partnership registered in England and Wales (with registered number OC307043).

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021

Statement of Financial Activities for the year ended 31 March 2021

Permanent Permanent
Unrestricted Restricted Endowment Total Unrestricted Restricted Endowment Total
Fund Funds Fund Funds Fund Funds Fund Funds
Note 2021 2021 2021 2021 2020 2020 2020 2020
£ £ £ £ £ £ £ £
Income from:
Donations, legacies and 2 39,370 578,831 - 618,201 62,825 914,819 - 977,644
grants
Income from charitable 3 322,318 520,677 - 842,995 141,589 580,934 - 722,523
activities
Other trading income 4 17 - - 17 14,511 - - 14,511
Investment income 5 43,403 - - 43,403 49,564 - - 49,564
Total income 405,108 1,099,508 - 1,504,616 268,489 1,495,753 - 1,764,242
Expenditure on:
Cost of generating voluntary 6 712 - - 712 9,319 - - 9,319
income
Expenditure on charitable 7 261,755 508,749 45,520 816,024 265,963 443,499 45,432 754,894
activities
Total expenditure 262,467 508,749 45,520 816,736 275,282 443,499 45,432 764,213
Net income/(expenditure)
for theyear before transfers 142,641 590,759 (45,520) 687,880 (6,793) 1,052,254 (45,432) 1,000,029
Transfers between funds 17 - - - - 43,960 (43,960) - -
Net movement in funds 142,641 590,759 (45,520) 687,880 **37,167 ** **1,008,294 ** (45,432) 1,000,029
Reconciliation of funds
Balance at1 April 2020 17 1,382,477 1,377,198 694,426 3,454,101 1,345,310 368,904 739,858 2,454,072
Balance at 31 March 2021 1,525,118 **1,967,957 ** 648,906 **4,141,981 ** 1,382,477 1,377,198 694,426 **3,454,101 **

All income and expenditure arises from continuing activities.

The accompanying Notes on pages 17 to 28 of the Financial Statements form an integral part of these financial statements. There were no other recognised gains and losses other than those reported in the statement of financial activities.

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements

Balance sheet at 31 March 2021

Company registration Number 6129881

Note 2021 2020
£ £
Fixed assets
Tangible fixed assets 11 3,554,771 3,041,641
Total fixed assets 3,554,771 3,041,641
Current assets
Debtors 12 432,077 756,030
Bank and cash in hand 1,063,005 891,607
**1,495,082 ** **1,647,637 **
Creditors
**Amounts falling due withinone year ** 13 (57,872) (385,177)
Net current assets/(liabilities) 1,437,210 1,262,460
**Amounts falling due after more than one year ** 14 (850,000) (850,000)
Net assets **4,141,981 ** **3,454,101 **
Funds
Unrestricted funds 17 1,525,118 1,382,477
Restricted funds 17 1,967,957 1,377,198
Permanent Endowment Fund 17 648,906 694,426
Total funds **4,141,981 ** **3,454,101 **

This report has been prepared in accordance with the special provisions of the Companies Act 2006 relating to small companies.

and signed on their behalf by

Leonard Beighton Chair of Trustees

The accompanying Notes on pages 17 to 28 of the Financial Statements form an integral part of these financial statements.

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements continued

Statement of cash flows for the year ended 31 March 2021 Statement of cash flows for the year ended 31 March 2021
Note
2021
2020
£
£
Cash flow from operating activities
Net cash provided by/(used in) by operating activities
C1
689,930
519,823
Cash flows from investment activities
Dividend, interest and rent from investments
43,403
49,564
Purchase ofproperty, plant and equipment
(561,935)
(284,547)
Net cash provided by/ (used in) investing activities
171,398
(284,840)
Cash inflows from new borrowing
-
50,000
Net cash provided by financing activities
-
50,000
Change incash and cash equivalents inthe period
171,398
334,840
Cash and cash equivalents at start of the period
891,607
556,767
Cash and cash equivalents at end of the period
1,063,005
891,607
2021
£
2020
£
C1: Reconciliation of net income/(expenditure) to net
cash flow from operating activities:
Net income/expenditure for the year as stated in the
SOFA
687,880
1,000,029
Adjustments for:
Depreciation charges:
48,805
48,809
Losses on investments
-
-
Dividend interest and rent
(43,403)
(49,564)
(Increase)/decrease in debtors
323,953
(643,600)
Increase/(decrease) in creditors
(327,305)
164,149
Net cash flow provided by Operations 689,930
519,823
C2. Analysis of changes in net debt
Cash
Cash equivalents
Loans falling due within one year
Loans falling due after more than one year
Total
At start of
year
Cash flows
Other non-
cash changes
At year end
£
£
£
£
891,607
171,398
-
1,063,005
-
-
-
-
891,607
171,398
-
1,063,005
-
(16,828)
-
(16,828)
(850,000)
16,828
-
(833,172)
41,607
171,398
-
213,005

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements continued

1 Accounting Policies

A. Basis of preparation

The financial statements have been prepared on a going concern basis, in accordance with applicable accounting standards, under the historical cost convention, as modified by the inclusion of investments at market value. They have also been prepared in accordance with Reporting for Charities: Statement of Recommended Practice (Charities SORP FRS 102) (second edition – 2019) and in accordance with the Financial Reporting Standard Applicable in the United Kingdom and Republic of Ireland (FRS102), effective 1 January 2015 and the Companies Act 2006 as applied to charitable companies.

Going Concern

The trustees have adopted the going concern basis in the preparation of these financial statements. In reaching this decision, the trustees have given consideration to the charity's forecasted cash flow projections covering a period of at least 12 months from the date of signing of the financial statements, prepared against the backdrop of Covid-19. Since 31 March 2021, the continuing operational activities (notwithstanding the adverse impacts of Covid-19), underline the confidence of the Trustees that the latest cash flow forecast remains achievable. The Trustees believe that it remains appropriate to prepare the accounts on a going concern basis due to the performance versus budget and successful delivery of the property redevelopment.

B. Funds

Unrestricted funds

Unrestricted funds arise from income donated to or earned by the charity in pursuit of its charitable objects and may be applied in any way that meets those charitable objects.

Restricted funds

Restricted funds are those funds that are available for specific, restricted purposes within the overarching charitable objects of the charity. Restricted funds arise from conditions attached to them by the donor or the activity generating the funds, by deliberate requests for such funds by the charity.

Permanent endowment funds

Restricted endowment funds represent assets that are intended by their donor to be retained and used by the charity to pursue its objects either by its use or by generating income.

Transfers between funds

Transfers between funds are made when a restriction has been extinguished, as payment for the use of land, buildings and management support, and for rentals generated by investment properties that are used to support the unrestricted activities of the charity.

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Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements continued

1 Accounting Policies (continued) C. Income

Donations, legacies and grants

Income from donations, legacies and grants are recorded in the financial statements when entitlement to the income is established, it is more likely than not that the income will be received and the amount to be received can be reliably estimated and any conditions required to receive the funds have been met or are within the control of the charity. In practice, for most donations income is recognised when received. Legacies are recognised following the principles of income recognition used for other donated income. Entitlement is taken to be confirmed by grant of probate over the estate of the donor; probability of receipt is judged on a combination of probate and knowledge of the valuation of the net estate and the amount to be received is assessed based on probate and the valuation of the estate. Where a life interest in an estate exists, no income is recognised other than from distributions from that estate to Kingsley Hall.

Grant income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably

Income from charitable activities

Where the charity provides services or goods in return for payment, the income from these items is recognised when charity completes its part of the agreement by delivering the services or goods.

D. Expenditure

All expenditure is accounted for on an accruals basis and has been listed in such a way as to accumulate all the charity’s costs of employees, goods and services relating to a particular activity of the charity under that activity heading. Direct costs, including attributable salaries and associated costs, are allocated on an actual basis to the areas of activity.

E. Tangible fixed assets

Tangible fixed assets are significant physical items of property, plant and equipment held for continuing use by the charity in delivering its charitable objectives.

Recognition

A tangible fixed asset is recorded in the accounts at cost including irrecoverable VAT when the cost of the asset can be measured reliably and it will be of benefit in delivering charitable objectives. Fixed assets whose valuation has been taken as their deemed cost at transition to FRS 102 and Charities SORP FRS102 were valued at their existing use value.

Separate components

The charity holds freehold buildings with significant components that have materially different useful lives from the rest of the building. These components are depreciated separately over their individual lives at the following rates:

Main Fabric - 100 years
Pitched Roof - 70
Flat Roof - 40

Page 18

Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements continued

1 Accounting Policies (continued)

Windows and Doors - 40 Boilers and Heaters - 15 Mechanical systems - 30 Kitchens - 20 Electrics - 40 Alarm and Security - 15

Other fixed assets

Other tangible fixed assets are depreciated evenly to their expected residual values over their expected useful lives as follows:

Equipment, fittings and furniture over 5 years

The residual value of all assets is assumed to be zero other than for land where it is assumed to be equal to the cost of the asset.

F. Investments

Investments are items of property and other assets held to generate income and capital growth for the charity.

Property investments

Property investments are carried at their market value as assessed by an external valuer.

G. Financial Instruments

Financial instruments are contracts that give rise to a financial asset for one party to the contract and a financial liability or equity instrument for the other party.

Basic Financial Instruments

Kingsley Hall has basic financial instruments that are recognised when the provisions of the contract are met and for which the accounting policies are as follows:

Trade debtors and other amounts receivable

Trade debtors and other amounts receivable are recognised at the value defined by the contract, agreement or legislation giving rise to the amount receivable.

Trade creditors and other amounts payable

Trade creditors and other amounts payable are recognised at the value defined by the contract, agreement or legislation giving rise to the liability.

Other Financial Instruments

The charity does not hold any financial instruments defined as other by FRS 102.

Page 19

Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements continued

1 Accounting Policies (continued)

H. Impairment of assets

At each accounts date, the recoverable amounts of assets are assessed to determine whether they have fallen below their carrying values. When the recoverable amount of an asset falls below its carrying amount, the value of the asset is said to be impaired. The carrying amount is reduced to the recoverable amount with the loss in value reported in income and expenditure.

The recoverable amount of an asset is the higher of the amount that can be generated by using the asset or by selling it. When assessing the recoverable amount of purchased goodwill, the cash flows arising from the group of assets that make up the cash-generating unit in an entity combination are used to assess the amount generated by using the assets. The amount attributable to goodwill is taken to be the excess of the recoverable amount of the cash-generating unit over the fair values of the individual assets in the cash-generating unit.

I. Leases

Operating leases

Where Kingsley Hall acts as the lessee, the cost of operating leases is recognised by spreading the total payments under the lease, including lease premiums paid, evenly over the lease term. Lease incentives that reduce the rent payable under the lease are taken as part of the total payments.

Where Kingsley Hall acts as the lessor, income is recognised by spreading the total receipts under the lease evenly over the lease term. Lease incentives paid and premiums received are treated as part of the total receipts. Costs of arranging the lease of an asset are added to the cost of the leased asset and recognised over the lease term in the same way as the lease income.

J. Short-term employee benefits

The liability to pay short-term employee benefits, which are mainly salary, the entitlement to paid leave and related employment taxes, is recognised as the employees earn entitlement to pay and paid leave under the terms of their employment contract with a corresponding expense recognised in expenditure. Amounts paid are deducted from the liability when paid.

K. Pensions

Defined contribution pension schemes

Contributions to defined contribution pension schemes are recognised when entitlement to the contributions has been earned by the member of staff.

L. Cash flows

The cash flows of the charity are shown and reported using the indirect method of calculating cash flows.

Page 20

Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements continued

1 Accounting Policies (continued)

M. Taxation Status

The company is a charity within the meaning of Para 1 Schedule 6 Finance Act 2010. Accordingly the company is potentially exempt from taxation in respect of income or capital gains within categories covered by Chapter 3 of Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes. No tax charge arose in the period.

N. Critical Estimates and areas of Significant Judgement

Refer to section E and H of the accounting policies for details of the estimates of useful life made regarding tangible fixed assets and the relevant impairment.

2 Donations, legacies and grants

Permanent Permanent
Unrestricted Restricted Endowment
Total
Unrestricted Restricted Endowment
Total
Funds Funds Fund Funds Funds Funds Fund Funds
2021 2021 2021 2021 2020 2020 2020 2020
£ £ £ £ £ £ £ £
Building Grant - - - 500,000 - 500,000
Donations
and gifts 22,239 578,831 - 601,070 9,365 - - 9,365
Fellowship
offerings 17,131 - - 17,131 53,460 - - 53,460
Other grant
income - - - 414.819 - 414,819
Total
donations
and legacies 39,370 **578.831 **
-
618,201 62,825 914.819 - 977,644

3 Income from charitable activities

Permanent Permanent
Unrestricted Restricted Endowment
Total
Unrestricted Restricted Endowment
Total
Funds Funds Fund Funds Funds Funds Fund Funds
2021 2021 2021 2021 2020 2020 2020 2020
£ £ £ £ £ £ £ £
Club fees (71) - - (71) 4,045 - - 4,045
Development
project grant - - - - 67,648 9,387 - 77,035
Grant surplus 48,000 - - 48,000 4,000 - - 4,000
Canteen sales
6,838
- - 6,838 37,536 - - 37,536
Hall room hire (30) - - (30) 18,360 - - 18,360
Kinder Kapers
pre-school - 16,232 - 16,232 - 52,128 - 52,128
Pre-school
nursery
education
grant - 305,903 - 305,903 - 324,730 - 324,730
Other grant
income 267,510 198,542 - 466,052 10,000 194,689 - 204,689
Total
charitable
activities 322,318 520,677 - 842,995 141,589 **580,934 ** - 722,523

Page 21

Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements continued

4 Other trading income

Permanent Permanent
Unrestricted Restricted Endowment
Total

Unrestricted
Restricted Endowment
Total
Funds Funds Fund Funds
Funds
Funds Fund Funds
2021 2021 2021 2021
2020
2020 2020 2020
£ £ £ £
£
£ £ £
Fundraising
events - - - -
12,772
- - 12,772
Subscriptions (60) - - (60)
913
- - 913
Miscellaneous
income 77 - - 77
826
- - 826
Total other
trading
income 17 - - 17
14,511
- - 14,511

5 Investment income

Permanent Permanent
Unrestricted Restricted Endowment
Total
Unrestricted Restricted Endowment
Total
Funds Funds Fund Funds Funds Funds Fund Funds
2021 2021 2021 2021 2020 2020 2020 2020
£ £ £ £ £ £ £ £
Bank interest
receivable 433 - - 433 1,289 - - 1,289
Rental income
– Flat 4,020 - - 4,020 4,200 - - 4,200
Rent income
– Nursery flat - - - - 2,300 - - 2,300
Rent income
– Sunshine
House 38,950 - - 38,950 41,775 - - 41,775
43,403 - - 43,403 **49,564 ** - - **49,564 **

6 Expenditure on generating voluntary income

Permanent Permanent
Unrestricted Restricted Endowment
Total
Unrestricted Restricted Endowment
Total
Funds Funds Fund Funds Funds Funds Fund Funds
2021 2021 2021 2021 2020 2020 2020 2020
£ £ £ £ £ £ £ £
Fundraising
expenses 712 - - 712 9,319 - - 9,319
712 - 712 9,319 - - 9,319

7 Expenditure on charitable activities

Permanent Permanent
Unrestricted Restricted Endowment
Total
Unrestricted Restricted Endowment
Total
Funds Funds Fund Funds Funds Funds Fund Funds
2021 2021 2021 2021 2020 2020 2020 2020
£ £ £ £ £ £ £ £
Church and
community
centre 261,755 - 45,520 307,275 265,963 - 45,432 311,395
Pre-school - 253,662 - 253,662 - 263,760 - 263,760
Other grant
expenditure - 255,087 - 255,087 - 179,739 - 179,739
261,755 508,749 45,520 816,024 265,963 443,499 **45,432 ** **754,894 **

Page 22

Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements continued

7 Expenditure on charitable activities (continued) Analysis of expenditure on charitable activities by category :

Analysis of expenditure on charitable activities by category:
Staff costs
Rates and water
Light and heat
Postage and telephone
Printing, stationery, advertising and insurance
Sundries
Bad debt provision
Pre-school expenses
Canteen expenses
Furnishings, maintenance, repairs and IT
Legal and professional fees
Trustees expenses
Depreciation
Other grant expenditure
Interest payable and similar charges
Social supermarket net costs
Covid-19 (Costs)
2021
2020
£
£
376,783
353,890
3,727
10,559
15,436
24,254
6,257
5,491
5,479
8,445
13,704
18,594
-
6,486
10,744
19,984
374
8,672
16,623
19,668
19,687
19,631
80
77
48,805
48,809
245,351
179,739
25,802
30,595
3,291
-
23,881
-
816,024
**754,894 **

In 2021, staff costs of £191,362 (2020: £116,942) has been charged to grant related activity and included in £245,351 (2020: £179,739) ‘Other grant expenditure’ above. Together with £376,783 (2020: £353,890) ‘Staff costs’, this amounts to total staff costs of £568,145 (2020: £470,532) as disclosed in Note 10 below.

8 Net income/ (expenditure)

8
Net income/ (expenditure)
2021 2020
£ £
Net income/(expenditure) is stated after charging:
Depreciation 48,805 48,809
Operating lease charges 1,387 1,387

The audit fee for the year is borne by the parent company, Livability.

9 Trustee remuneration and expenses No remuneration was paid to Trustees in the year but one trustee was paid expenses of £79.90 (2020: £77.30)

10 Staff costs

10
Staff costs
Wages and salaries
Social security costs
Other pension costs
2021
2020
£
£
532,449
435,403
25,255
25,615
10,441
9,514
568,145
**470,532 **

The average monthly number of employees in the year was 29 (2020: 30). One employee received emoluments in excess of £60,000 (2020 – 0). Key management staff are the Pre-school Manager, the Centre Director and the Deputy Director - Operations. The total emoluments of these staff in the year was £144,287 (2020: £113,028), national insurance costs were £17,587 (2020: £12,026) and pension costs were £4,979 (2020: £4,329).

Page 23

Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements continued

11
Tangible fixed assets
11
Tangible fixed assets
11
Tangible fixed assets
Assets
Fixtures,
Land &
Under
fittings and
buildings
Construction
equipment
Total
£
£
£
£
Cost/valuation
At 1 April 2020
2,860,984
303,130
75,706
3,239,820
Additions
-
561,935
-
561,935
Transfers to land and buildings
-
-
-
-
At 31 March 2021
2,860,984
865,065
75,706
3,801,755
Depreciation
At 1 April 2020
142,824
-
55,355
198,179
Charged in the year
45,520
-
3,285
48,805
At 31 March 2021
188,344
-
58,640
246,984
Net book value
At 31 March 2021
2,672,640
865,065
17,066
3,554,771
At 31 March 2020
2,718,160
303,130
20,351
3,041,641
Assets under construction represent the cost to date of Phase 1b of the redevelopment of the site.
Fixed assets with a carrying value of £2,672,640 have been pledged as security for the Charity Bank
loan disclosed in note 14.
12
Debtors: amounts falling due within one year
2021
2020
£
£
Trade debtors
3,980
4,594
Prepayments and accrued income
428,097
751,436
432,077
756,030
12
Debtors: amounts falling due within one year
2021 2020
£ £
Trade debtors 3,980 4,594
Prepayments and accrued income 428,097 751,436
432,077 756,030

13 Creditors: amounts falling due within one year

13
Creditors: amounts falling due within one year
2021 2020
£ £
Trade creditors - 3,177
Other creditors 51,198 57,072
Amounts due to parent undertaking 6,674 324,928
57,872 385,177

Page 24

Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements continued

14 Creditors: amounts falling due after more than one year

2021 2020
£ £
Bank Loan – Charity Bank
Repayable within 2-5 years 67,668 67,668
Repayable after more than 5 years 682,332 682,332
Other Loan – Lester Trust
Repayable after5 years 100,000 100,000
850,000 850,000

The loan from Charity Bank has a 25-year term with interest only, at 3.25% over Base Rate payable in the first three years. Capital repayments commence after 3 years.

The loan from the Lester Trust had a 5 year term with interest at 1.5% payable during the term and repayable after 5 years. On 21 June 2021, the loan, including accrued interest, was forgiven and converted to a donation to support the development of the site in Dagenham.

15 Operating leases

15
Operating leases
2021 2020
£ £
The minimum lease payments under
Within one year 1,387 1,387
Between two and five years - -
After more than five years - -

16 Analysis of net assets between funds

Permanent
Unrestricted Restricted Endowment Total Total
Funds Funds Fund Funds Funds
2021 2021 2021 2021 2020
£ £ £ £ £
Tangible fixed assets 2,454,222 451,643 648,906 3,554,771 3,041,641
Bank and cash in hand 91,764 971,241 - 1,063,005 891,607
Current assets 14,564 417,513 - 432,077 756,030
Current liabilities (185,432) 127,560 - (57,872) (385,177)
Long term liabilities (850,000) - - (850,000) (850,000)
1,525,118 1,967,957 648,906 4,141,981 **3,454,101 **

Prior year

Prior year 1,525,118 1,967,957 648,906 4,141,981 **3,454,101 **
Permanent
Unrestricted
Restricted
Endowment Total Total
Funds
Funds
Fund Funds Funds
2020
2020
2020 2020 2019
£
£
£ £ £
Tangible fixed assets 2,346,845
370
694,426 3,041,641 2,805,903
Bank and cash in hand 252,188
639,419
- 891,607 556,767
Current assets 28,008
728,022
- 756,030 112,430
Current liabilities (385,177)
-
- (385,177) (221,028)
Long term liabilities (850,000)
-
- (850,000) (800,000)
1,394,864 1,367,811 694,426 3,454,101 2,454,072

Page 25

Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements continued

17 Movement in funds

Unrestricted funds
General Fund
Restricted funds
Pre-school education
Youth Investment fund
Eden Partnership fund
Lankelly Chase
“Our House” fund
Hobson Trust
BBC Children in need
Redevelopment fund
Lottery building fund
Jack Petchey Foundation
Other grants
Capital fund
Total restricted funds
Endowment funds
At
At
1 April
31 March
2020
Income
Expenditure
Transfers
2021
£
£
£
£
£
1,382,477
405,108
(262,467)
-
1,525,118
271,834
322,135
(253,662)
-
340,307
43,683
-
(32,677)
-
11,006
-
10,000
(372)
-
9,628
46,544
143,056
(78,160)
-
111,440
-
33,432
(22,076)
-
11,356
100,000
-
-
-
100,000
114,819
-
-
-
114,819
290,000
578,831
(119,449)
-
749,382
500,000
-
500,000
9,387
9,054
-
18,441
561
3,000
(2,353)
-
1,208
370
-
-
-
370
1,377,198
1,099,508
(508,749)
-
1,967,957
694,426
-
(45,520)
-
648,906
3,454,101
1,504,616
(816,736)
-
4,141,981
At
At
1 April
31 March
2019
Income
Expenditure
Transfers
2020
£
£
£
£
£
1,345,310
268,489
(275,282)
43,960
1,382,477
205,736
376,858
(263,760)
(47,000)
271,834
112,798
-
(69,115)
-
43,683
-
14,000
(16,016)
2,016
-
85,000
(38,456)
-
46,544
42,103
(43,127)
1,024
-
50,000
50,000
-
-
100,000
-
114,819
-
-
114,819
-
300,000
(10,000)
-
290,000
-
500,000
-
-
500,000
-
9,387
-
-
9,387
-
3,586
(3,025)
-
561
370
-
-
-
370
Prior year
Unrestricted funds
General Fund
Restricted funds
Pre-school education
Youth Investment fund
Eden Partnership fund
Lankelly Chase
“Our House” Fund
Hobson Trust
BBC Children in Need
Redevelopment Fund
Lottery Building Fund
Jack Petchey Foundation
Other grants
Capital fund
Total restricted funds
Endowment funds
368,904
1,495,753
(443,499)
(43,960)
1,377,198
739,858
-
(45,432)
-
694,426
2,454,072
1,764,242
(764,213)
-
**3,454,101 **

Page 26

Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements continued

Pre-school education

Income for pre-school education is restricted to use for the provision of this education under the terms of the grants received.

Eden Partnership

Funding for empowering, equipping and enabling an Eden team at Kingsley Hall to engage local young people and families through missional lifestyles and programmed activities in order to pursue transformational objectives over the long-term.

Lankelly Chase

Funding to support people with lived experiences of extreme marginalisation through critical path outcomes and participatory grant making.

Building Connections ("Our House")

The ‘Our House’ project provides open access facilitated community café space for isolated people and community groups to connect, gain life skills to reduce loneliness and supported opportunities into volunteering.

Hobson Trust

Grant towards redevelopment of the Kingsley Hall community centre.

Redevelopment Grant

Grant towards redevelopment of the Kingsley Hall community centre and new LIVEWELL Centre at Kingsley Hall.

Jack Petchey Foundation

Project providing supported volunteering opportunities for young people.

Hobson Trust and Lottery Building Fund were awarded for the building project and lack of movement in reserves is due to timings of development spend delivered after this period.

BBC Children in Need was awarded for work with young people on a project where project spend was delivered after this period.

The Youth Investment Fund (a programme jointly funded by the Big Lottery Fund and the Department for Culture, Media and Sport) is a 3 year project to deliver open access youth work.

BBC Children in Need funds represents the LIVE SAFE project providing open-access to youth work for young people aged 11-18.

Other grants represent various small grants received to fund specific operational activities.

The Capital Fund represents the net book value of assets acquired for use in restricted activities.

Endowment funds represent the assets of the Kingsley Hall, Dagenham charitable trust which are required to be retained for the purposes of supporting activities such as those undertaken by Kingsley Hall Church and Community Centre.

Transfers from restricted funds in the prior year represent the contribution by the pre-school activities to the shared costs of buildings and management and administrative support of the charity.

Page 27

Kingsley Hall Church and Community Centre Trustees Annual Report and Accounts 2021 Notes to the financial statements continued

18 Commitments and contingent assets

As at 31st March 2021 the capital commitments of the charity were as follows:

2021 2020
£ £
Contracted - -
Approved not contracted - -
19 Related party transactions
2021 2020
£ £
Grants from parent charity 578,831 -
Amounts owed to parent undertaking 6,674 293,695

The charity’s parent charity, Livability, provides payroll services for Kingsley Hall Church and Community Centre for no charge. Livability purchases some specific services on behalf of the charity and has provided funding for the GLA funded development project.

20 Controlling party

Livability (charity registration number 1116950; company registration number 5967087) is registered in England and Wales and is the parent charity of Kingsley Hall Church and Community Centre. As the sole corporate member of the charitable company, Livability exercises control over Kingsley Hall through the appointment of the officers of the company.

The objects of Livability are to:

Livability fulfils these objects principally through the provision of education, accommodation and care services to people with disabilities and by supporting Christian communities to tackle poverty and related social issues.

Livability’s registered office is 6 Mitre Passage, London SE10 0ER from which address copies of the accounts of Livability may be obtained by applying in writing to the Company Secretary.

Page 28