2024-03-31-accounts

Charity Registration No: 1119687

Trustees' Report and audited Financial Statements for the Year Ended 31 March 2024

LEGAL AND ADMINISTRATIVE INFORMATION

Acts Of Love International was created by constitution dated 01 October 2006

Trustees are elected by the membership at the AGM. During the year, new trustees can be coopted by the existing trustees and subsequently voted on at the AGM. Trustees during the year were:

Trustee Fortunate Masocha (Chairperson)

Pastor Freddie Kawuma Ssimbwa

Nyaradzai Mugangavari Lovemore Maguta

1119687 Charity number

Rhema House Registered Office 2 Portrack Lane TS18 2HG OPERATING ADDRESS RHEMA HOUSE 2 PORTRACK LANE TS18 2HG.

Independent examiner Joe Goredema (ACMA, CGMA, MSc Fin & Acct, MiP) JG Accounting Ltd 26 Cowley Close Wootton, Northampton NN4 6JL

Bankers Barclays Bank 49 High Street Stockton- On- Tees TS18 1AG NatWest Bank 135 Bishopsgate London EC2M 3UR

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LEGAL AND ADMINISTRATIVE INFORMATION

Content

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||| |---|---| |TRUSTEES' REPORT FOR THE YEAR ENDED 31 MARCH 2024|...................................................... 4| |Organisation Overview|............................................................................................................................ 4| |Vision|............................................................................................................................................................ 4| |Risk Management|...................................................................................................................................... 4| |Charity Activities|....................................................................................................................................... 4| |Successes and Achievements|............................................................................................................... 5| |Funding|........................................................................................................................................................ 5| |Fundraising and Compliance|................................................................................................................. 5| |Financial Review|........................................................................................................................................ 5| |Plans for the Future|.................................................................................................................................. 6| |Statement of Trustees’ Responsibilities|............................................................................................. 6| |INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF ACTS OF LOVE| |INTERNATIONAL|........................................................................................................................................... 7| |Independent examiner's report on the accounts ....................................................................................... 7| |Independent examiner's statement ............................................................................................................................................... 8| |STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE| |ACCOUNT FOR THE YEAR ENDED 31MARCH 2024|......................................................................... 10|

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LEGAL AND ADMINISTRATIVE INFORMATION

TRUSTEES' REPORT FOR THE YEAR ENDED 31 MARCH 2024

The Trustees are pleased to present their report, along with the charity's financial statements, for the year ended 31 March 2024.

In accordance with the Charities Act 1993, which governs the charity’s financial record-keeping, independent audit, and preparation of annual reports and returns, the Trustees present their report and financial statements for the period. The Trustees have adopted the guidelines provided in the Accounting and Reporting by Charities: Statement of Recommended Practice, in line with the Financial Reporting Standard applicable in the United Kingdom. These reports will be submitted to the Charity Commission within 10 months of the financial year-end, as required.

Organisation Overview

Acts Of Love International (AOLI) was founded in 2006 and registered with the Charity Commission in 2007. Based on Christian principles, AOLI is composed of two branches: the Christian church, AOL International Christian Church , and the charity itself. Together, they aim to address the marginalisation and health challenges of ethnic minorities and disadvantaged white communities in Stockton-on-Tees. Our area, featured in ITV’s, “ Benefits Street ” programme, and we face a variety of issues such as exclusion, deprivation, and poor mental and physical health.

Founded with the aim of supporting marginalized community members, AOLI encourages positive social connections and provides opportunities for individuals to engage in programs and activities that promote skill development, talents, and improved lifestyles.

Vision

Vision : To transform lives through the unconditional love of God (agape) and inspire hope for a brighter future.

Risk Management

Each activity undertaken by the charity is subjected to a thorough risk assessment. The Trustees, through the Finance & Risk Sub-Committee, regularly review the Risk Register to identify and address both current and emerging risks. The Trustees ensure that decisions on policy, strategy, and finances are made with consideration of these risks.

To minimise external risks to funding, the charity diversifies its sources of income. Internally, risks are mitigated by implementing protocols to monitor transactions and ensure consistent performance across all operations. These processes are reviewed periodically to ensure they meet the evolving needs of the charity. A robust risk management framework, along with a clearly defined risk appetite, guides the charity’s operations.

Charity Activities

What We Do:

• Sporting activities

• Foodbank provision

• Education and training

• Advancement of health and life-saving initiatives

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LEGAL AND ADMINISTRATIVE INFORMATION

• Support for people with disabilities

• Poverty prevention and relief

• Promotion of arts, culture, and heritage

• Environmental conservation and heritage protection

• Economic and community development

• Other charitable purposes

How We Help:

• Providing sporting activities

• Distributing food, hot meals, Foodbank

• Providing services, advocacy, and information

• Engaging in other charitable activities

Where We Operate:

• Stockton on Tees in Portrack

Successes and Achievements

Acts of Love International based at Rhema House 2 Portrack Lane Stockton on Tees TS18 2HG has made significant strides in supporting our community through both church initiatives and charitable activities, like Sporting, Hot Meals, Foodbank. Our foodbank, operating every Wednesday (9 am to 1 pm) and Friday (9 am to 11:40 am), serves those in need.

In addition to meeting immediate needs, we engage in community events and outreach programs that foster social cohesion and provide spiritual support. We are deeply committed to preventing issues such as crime, homelessness, and family breakdown, while also improving mental health and well-being.

The growth of our church fellowship and worship services, which are now offered both in-person and virtually, is another testament to our success in meeting the spiritual needs of our community.

Funding

We would like to express our sincere gratitude to our funders for their generous support. We thank the Moses Project for providing weekly food assistance, and the Tees Valley communities for their ongoing donations. A special thanks to Harbour Light Church for sponsoring our FareShare subscription. Additionally, we are grateful to Sported and Sport England for funding our sporting programs, which have had a positive impact on the lives of individuals in our community.

Fundraising and Compliance

We remain dedicated to building trust with our supporters and ensuring that their donations are used effectively. We adhere to the latest charity regulations and data protection guidelines to maintain transparency and legal compliance.

Financial Review

Funds have been utilised to support the charity’s operational activities and to further its objectives. The financial resources received have been instrumental in achieving our goals, and we continue to prioritise their effective use to meet community needs.

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LEGAL AND ADMINISTRATIVE INFORMATION

Plans for the Future

Our ongoing renovation of the community centre is a key focus. We are currently working on the first-floor rooms, using our own funds and the partnership we have with One Community Link to expand our services and impact. We also aim to implement fundraising initiatives to sustain and grow our activities and programs.

Statement of Trustees’ Responsibilities

The charity Trustees are responsible for ensuring that proper rules and byelaws are in place for the effective conduct and management of the charity. These must be consistent with the charity’s constitution, and copies are available upon request.

In preparing these financial statements, the Trustees are required to ensure that they are prepared on the going concern basis, unless it is inappropriate to do so. The Trustees are also responsible for maintaining adequate accounting records to ensure compliance with the Charities Act 2011, safeguarding the charity's assets, and taking steps to prevent fraud or other irregularities.

The Trustees’ report was approved by the board of trustees on:

Fortunate Masocha Chair of Trustees

Date:27 December 2024

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LEGAL AND ADMINISTRATIVE INFORMATION

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF ACTS OF LOVE INTERNATIONAL

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ Charity Name Acts of Love International members of On accounts for the year 31/03/2024 Charity ended no (if any) Set out on pages (remember to include the page numbers of additional sheets)

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31 / 03 / 2024 .

Responsibilities and basis As the charity's trustees, you are responsible for the preparation of the of report accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

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LEGAL AND ADMINISTRATIVE INFORMATION

Independent examiner's statement

[The charity’s gross income exceeded £25,000 and I am qualified to undertake the examination by being a qualified member of Chartered Management Accountants.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

• the accounting records were not kept in accordance with section 130 of the Charities Act; or

• the accounts did not accord with the accounting records; or

• the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed:			Date:14/12/2024 ~~a~~	Date:14/12/2024 ~~a~~
Name:	Joe Goredema
Relevant professional	Chartered Institute of Management Accountants		Chartered Institute of Management Accountants
qualification(s) or body
(if any):
Address:	26 Cowley Close
	Wootton
	Northampton, NN4 6JL

Section B Disclosure

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

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LEGAL AND ADMINISTRATIVE INFORMATION

• Give here brief details of any items that the examiner wishes to disclose .

• The procedures undertaken provided all the evidence that would be required in an audit, and consequently all seems correct.

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LEGAL AND ADMINISTRATIVE INFORMATION STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31MARCH 2024

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AGTS OF I50VE LEGAL AND ADMINISTRATIVE INFORMATION CHRISTIAN CHURCH ACTS OF LOIT INTERNATIONAL INCOhlE CiviD81 (hhtrj '[ itbts & Ofltilnx (HftTin% rolffl 6iviNI Cift Aidl I'aI RefDDd u.uo 20.00 ] J LU.78 Projttts Actiyitiu RtAls from IDVlltmeAI Proptrtit5 fjlole 5) 'I"ruiEts' Sibjt riptlDll5 (Savillg Alc) CralllyJDonitiDni & Find Raising roTAL I,tyCO,VE 2,411)0.00 0.00 3110.00 7,010,IJO 1&,7115.71 BoHrd & ￿dI1￿1 Qhurik Ctntrt Rtvtllllt 0.0 0.0 Rri15 from Function￿ PrDptrliei c.hu￿1 Aclii'iti 0.00 0.00 Bank Repavtntiti 0.0 0.0 of .411¢ts12Yole 6) L:laiJni 0.00 0.00 bulldry IncomclBaDk Lrrorlhlovtmtnts bth, Accouts 'lThird PArt)' RecEiW5 (I'ole 3) 14,4¥1.7J u.00 0.00 InttrtJt l2.5 rOTAL Iv0￿._A￿￿￿AllL£ I,fyC'O.WE 14 4Y431 rvTAL LHL,'R£ H I,S'L'UMk' 31,21JO.L13

AGTS OF I50VE LEGAL AND ADMINISTRATIVE INFORMATION CHRISTIAN CHURCH ACTS OV LUVL I)-I LJL)ATIOP4AL ArLLIVIi Uft(L 1.00 MiDi51tr S&liTiei I,uo fillD- MiDlSkr Sthripj f,Vthe l) l-rxwpl L￿ptnIÈj ?iupply h11ni￿or I"rxiniLg & 11.0￿0P Ruil H&ll HiriDK Lquipmellt Proptrty Rtpiirs ud RtDtwali (Jl'ote 7) H£sl, Lixbt & Il'ater I"cltpboll¢ & Postaie C'ouocil'l'u9 I￿￿1￿CE & RIltJ Churcl Rt(￿￿hMt￿ts 1.00 1,00 i.oo 20,019,90 1,00 lJ98.73 1.00 1.00 Admin ExptDiei blicHIioD & StItioAery ProjectslRbETha H￿Se Re[￿Val￿￿ni DunationslL'ru15 (,I'olE 4) MiK¢llutoui LAptn5t5 (Jl'oti 2) PLr<basr ofthixtd knEts (I'ole O) ?iubicriptiot Mi55iuns 1.00 1,00 73110.00 1.00 1,00 i.oo ¥u.00 I'hird Part) Pi) tDEfals (I'ole 3) Lo&n5 REpaid Buk JDtoro5tlMovemtDt bhi AccountslBank Error I,uo 1.00 I,g50. ju 548.6J TOTAL PARISH L¥P£.fyDITL,' 12

AGTS OF I50VE LEGAL AND ADMINISTRATIVE INFORMATION CHRISTIAN CHURCH BANK AND CASH RECONCILIATION OpEllill% llCQllciltd bilurti Il DI April 2022 Cs%h ID h￿d 4,486.19 BaD& accuulll5 Pltdse lisl dctounl Kvmbe I l549955 2,&53.7J 1,59&,&8 235,7¥ I l549963 JJ274934 'I"olaJ optiw bilaAce5 'lol&l LhwclL i￿orne from pagt I lotal L expcnd]'ture ￿5£ 2 5urplllildtficit for tbt )'tar 'I'rfal closiDI b￿aDr¢S at jlit ￿lar(b 2024 Represtnled by C Iu5i4 recoiiiltd bilanre5 al 31 st hlirrh 2014 Cash ITh halld 4,4¥&.19 31,100￿1 30,548.&3 651.411 5137.59 5,137.59 Bank PltaSt list dccvunl I l549963 5917 I l54995S 3,U32.64 2,U45.7¥ 5,lJ7.69 JJ274934 'I"Ma] closiDI bthDrti Yumbcr of reconri1￿tioll5 &ttKhcd )B UNL L4LH ALCOLIN'I" 13

AGTS OF I50VE LEGAL AND ADMINISTRATIVE INFORMATION CHRISTIAN CHURCH ACTS OF LOVL I)-I LJL)ATIONAL 5,137.69 LOANS MADE BY CHURCH L)Eloi55 LOANS FROM CENTRALISED BANKING Arnount of luan at 31 M8rch 2016 AdditiOr￿ It￿1 dunng the IPa8c l ) Leu capits] repaid during tbc year (Page 2) lui¥ Loan to bE repaid by (ditt) OTHER LOANS RECEIVED BY CHURCH DEloi1s 14

AGTS OF I50VE LEGAL AND ADMINISTRATIVE INFORMATION CHRISTIAN CHURCH ACTS OF LOVL I￿1'ERI￿AT1ONAL NOTES I. NON- CHURCH STAFF plertue ￿ve Jel&ils rf ALL stalrethploi￿d ￿7th￿R Ihe Ch￿￿k On central pxyrall Gros5 Ccbst Sc5Bion Workcr Volunkc¢i L(pst IIYTAL SALARY C()SIS pa%t 2 ReveHxe M/trtnce nwmbfr drdd of office the 2. MISCELLANEOUS EXPENDITURE Please anvl)Te inarwidmal £104 Sub515tance Othcr itCfft5 brlow £ l (K) 'IIYTAL MisL:LLLATr4LUUS PACL I 15

AGTS OF I50VE LEGAL AND ADMINISTRATIVE INFORMATION CHRISTIAN CHURCH Atcoll￿ Yumber 151996J JI PA￿Eh 2024 lIS49￿ Bank stalerr￿Ul 31 NlJrEh 9074 93274gJ4 Bank JI NlJtEh 2024 2,ts15.7B Ll,OJ) 59.27 CIDsin8 Dibnre ai 31 Matrth 2024 S,lJ7.59 UiCk￿￿ Crt tr UArk￿d tly• PaylPurpc6e th￿nI IbEq 16