## **Charity Registration No: 1119687** # **Trustees' Report and audited Financial Statements for the Year Ended 31 March 2021** **LEGAL AND ADMINISTRATIVE INFORMATION** Acts Of Love International was created by constitution dated 01 October 2006 Trustees are elected by the membership at the AGM. During the year, new trustees can be co-opted by the existing trustees and subsequently appointed at the AGM. Trustees during the year were: ## **Trustee** Fortunate Masocha (Chairperson) Pastor Freddie Kawuma Ssimbwa Eliphanos Moyo Nyaradzai Mugangavari Lovemore Maguta ## 1119687 **Charity number** ## Rhema House **Registered Office** 2 Portrack Lane TS18 2HG **Operating Address** RHEMA HOUSE 2 PORTRACK LANE TS18 2HG. **Independent examiner** Joe Goredema (ACMA, CGMA, MSc Fin & Acct, MiP) JG Accounting Ltd 26 Cowley Close Wootton, Northampton NN4 6JL **Bankers** Barclays Bank 49 High Street Stockton- On- Tees TS18 1AG NatWest Bank 135 Bishopsgate London EC2M 3UR 2 **LEGAL AND ADMINISTRATIVE INFORMATION** ## **Contents** _**TRUSTEES' REPORT FOR THE YEAR ENDED 31 MARCH 2021 ......................................................4 Our Vision .......................................................................................................................................................5 Objectives .......................................................................................................................................................5**_ **CHARITY ACTIVITIES ...............................................................................................................................6** _**Successes and accomplishment ..............................................................................................................8 Fundraising .....................................................................................................................................................9**_ **Financial review .........................................................................................................................................9 Plans for future periods ...........................................................................................................................9** _**Statement of Trustees' responsibilities ..................................................................................................9**_ **Responsibilities and basis of report ....................................................................................................9** _**INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF ACTS OF LOVE INTERNATIONAL .........................................................................................................................................11**_ **Independent examiner's report on the accounts .......................................................................................11** Section A Independent Examiner’s Report .................................................................................................... 11 Independent examiner's statement ............................................................................................................................................. 11 Section B Disclosure ................................................................................................................................... 12 _**STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31MARCH 2021 .........................................................................13**_ 3 **LEGAL AND ADMINISTRATIVE INFORMATION** ## **TRUSTEES' REPORT FOR THE YEAR ENDED 31 MARCH 2021** The trustees are glad to deliver their report, as well as the charity's financial statements for the fiscal year ended 31[st] March 2021. The Trustees of the charity for the purposes of the Charities Act 1993 relating to the keeping of financial accounting records, the audit (independent) and the preparation, scrutiny of statements of account, and to the preparation of annual reports and returns, here present their report with the financial statements of the charity for the year ended 31[st] March 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK. The statements of account, reports and returns must be sent to the Charity Commission, regardless of the income of the Charity, within 10 months of the financial year end. ## **Organisation** Acts Of Love International was founded in the year 2006 and registered in 2007 with the charity commission. The organisation is based on Christian principles and ideals. Acts Of Love International (AOLI) has two arms, a Christian church (AOL Christian Church), and a Charity. Both arms of the charity seek to address marginalisation by promoting the integration, health and wellbeing of ethnic minorities and marginalized white communities in Stockton on Tees. Our neighbourhood has the dubious honour of being featured on ITV’s Benefits Street, which showed many of the problems our community faces of multiple forms of exclusion, deprivation, and physical and mental ill health. We believe in prayer, God's word, and faith; and these are the guiding principles for the work we do. We welcome all faiths and denominations, as staff, volunteers, supporters, and service users. At Acts of Love International, we don't demand 4 ## **LEGAL AND ADMINISTRATIVE INFORMATION** someone to be a Christian, but we do expect them to understand and accept our ideals. We do not expect all staff and volunteers to be Christians, but we do want them to appreciate and accept the Christian ideals that are central to Acts of Love International's mission Our charitable arm was founded in 2006 with the purpose of engaging the marginalized members of the community where we were based, to develop positive social connections and become actively involved in programs and sporting activities that help develop their skills, talents and improve lifestyles. ## **Our Vision** Our vision is touching lives through the love of God (agape). ## **Objectives** The Objectives of the Church are for the benefit of the public: 1. to advance the Christian faith [in accordance with the Statement of Beliefs] in such ways and in such parts of the United Kingdom or the world as the Trustees from time to time may think fit; 2. to relieve sickness and financial hardship and to promote and preserve good health by the provision of funds, goods, or services of any kind, including through the provision of counselling and support in such parts of the United Kingdom or the world as the Trustees from time to time may think fit; and 3. to advance education in such ways and in such parts of the United Kingdom or the world as the Trustees from time to time may think fit. 5 **LEGAL AND ADMINISTRATIVE INFORMATION** 3b. The Trustees must use the income and may use the capital of the Church in promoting the objects ## **Risk Management** Every activity in which each of the project areas is involved is subjected to a risk assessment. On a regular basis, trustees examine the organization's Risk Register through the Finance & Risk Sub-Committee, with Senior Management examining present and developing risks, as well as those whose rating has changed. Trustees think about risk while making decisions on policy, strategy, and money. Allowing for variety of funds and activities is the only way to reduce external risks to funding. Internal risks are reduced by implementing protocols to review and monitor all transactions and initiatives, as well as to maintain uniform quality of performance across the charity's operational aspects. These procedures are evaluated on a regular basis to ensure that they continue to satisfy the charity's needs. A strong risk management policy and structure, as well as a risk appetite for the organisation, have been agreed upon. The entire board will examine those risks and controls that are above the risk appetite, as well as new and emerging risks and those that require rating changes, on a quarterly basis. ## **CHARITY ACTIVITIES** ## What the charity does: - General Charitable Purposes - Education/training - The Advancement of Health or Saving of Lives - Disability - The Prevention or Relief of Poverty - Overseas Aid/famine Relief - Accommodation/housing 6 **LEGAL AND ADMINISTRATIVE INFORMATION** - Religious Activities - Arts/culture/heritage/science - Amateur Sport - Environment/conservation/heritage - Economic/community Development/employment - Other Charitable Purposes ## Who the charity helps: - Children/young People - Elderly/old People - People With Disabilities - People Of A Particular Ethnic Or Racial Origin - Other Charities Or Voluntary Bodies - Other Defined Groups - The General Public/mankind How the charity helps: - Makes Grants To Individuals - Makes Grants To Organisations - Provides Other Finance - Provides Human Resources - Provides Buildings/facilities/open Space - Provides Services - Provides Advocacy/advice/information - Sponsors Or Undertakes Research - Acts As An Umbrella Or Resource Body - Other Charitable Activities 7 ## **LEGAL AND ADMINISTRATIVE INFORMATION** Where the charity operates: - Throughout England and Wales ## **Successes and accomplishment** Acts of Love International received funding to renovate the Rhema House which is expected to be completed by the end of 2021. Rhema House is home to the Acts of Love Foodbank. The Foodbank is open every Wednesday and Friday from 8 a.m. to 5 p.m. In the United Kingdom, 14 million people are poor. People in the UK go hungry every day for a variety of reasons, including redundancy or an unexpected cost on a low salary. FareShare Northeast, The Moses Project, Food Share partner Coop Eaglescliffe and friends, and the Stockton community are our main food providers. Harbour Light Church paid for our FareShare Northeast subscription. Our food banks help to avoid crime, homelessness, family disintegration, and mental health issues. A modest bag of food can make a huge difference and contribute to the happiness of recipients. When serving Food at our foodbank we make time to chat and to signpost clients to other helpful services **.** Our church fellowship and worship services has been growing steadily although most of our meetings are still virtual meeting. We have Sunday service and Friday Bible studies. The typical model of neighbourhood daytime and evening outreach has been modified because of COVID-19, allowing the team to continue engaging with clients. During the initial lockdown in March 2020, one-on-one support was maintained through phone and virtual meetings, and food was delivered to residents on their doorsteps. Hundreds of food packs were given, and we assisted our neighbourhood in dealing with the pandemic. 8 **LEGAL AND ADMINISTRATIVE INFORMATION** ## **Fundraising** We want to Inspire trust in our supporters and ensure that all supporters have an excellent experience when donating to One Community Link. We are staying up to date with developments in charity regulation, data protection and to make sure we are legally compliant and adhering to all guidelines. ## **Financial review** The finances were used for the achievement for the operational activities and meeting the objectives of the charity. ## **Plans for future periods** We are in a process of renovating our community centre after securing funds. We are working together with All in Youth and One Community Link in this project. The funding we received has enabled us to fulfil most of our objectives, but we plan more fundraising activities to sustain and expand. ## **Statement of Trustees' responsibilities** The charity trustees may from time to time make such reasonable and proper rules or bylaws as they may deem necessary or expedient for the proper conduct and management of the CIO, but such rules or by laws must not be inconsistent with any provision of this constitution. Copies of any such rules or by laws currently in force must be made available to any member of the CIO on request. ## **Responsibilities and basis of report** In preparing these financial statements, the Trustees are required to prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in operation. The Trustees are responsible for keeping 9 **LEGAL AND ADMINISTRATIVE INFORMATION** adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. The Trustees’ report was approved by the board of trustees ……………………… Fortunate Masocha Chair of Trustee Dated: 08 September 2021 10 **LEGAL AND ADMINISTRATIVE INFORMATION INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF ACTS OF LOVE INTERNATIONAL** ## **Independent examiner's report on the accounts** ## _Section A Independent Examiner’s Report_ **Report to the** Charity Name Acts of Love International **trustees/ members of On accounts for** 31/03/2021 **Charity the year ended no (if any) Set out on pages**[(remember to include the page numbers of additional sheets)] I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended **31 / 03 / 2021** . **Responsibilities** As the charity's trustees, you are responsible for the preparation of the accounts in **and basis of** accordance with the requirements of the Charities Act 2011 (“the Act”). **report** I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. Independent [The charity’s gross income exceeded £25,000 and I am qualified to undertake the examiner's examination by being a qualified member of Chartered Management Accountants. statement I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect: - the accounting records were not kept in accordance with section 130 of the Charities Act; or - the accounts did not accord with the accounting records; or - the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 11 ## **LEGAL AND ADMINISTRATIVE INFORMATION** **Date:** 10/08/2021 **Signed: Name:** Joe Goredema **Relevant** Chartered Institute of Management Accountants **professional qualification(s) or body (if any): Address:**[26 Cowley Close] Wootton Northampton, NN4 6JL _Section B Disclosure_ Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). **Give here brief details of any items that the examiner wishes to disclose** . 12 ## **LEGAL AND ADMINISTRATIVE INFORMATION STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31MARCH 2021** ## **FINANCIAL RETURN FOR THE** ## **YEAR ENDED 31 MARCH 2021** **We declare that the enclosed accounts represent a true statement of the Church finances** **Finance committee chairman (or other lay members)** **Mr. Fortunate Masocha Mr. Lovemore Maguta** 13 **LEGAL AND ADMINISTRATIVE INFORMATION** ## **Acts of Love International Income** |**Giving/ Others**
**Tithes & Offering**
**Offering**
**_Total Giving_**
**Gift Aid/ Tax Refund**
**Rents from Investment Properties****_(Note 5)_**
**Trustees' Subscriptions (Saving A/C)**
**Grants/Donations & Fund Raising**
**_TOTAL ASSESSABLE INCOME_**
**Board & Lodging**
**Church Centre Revenue**
**Rents from Functional Properties**
**Church Activities**
**Bank Repayments**
**Missions**
**Sales of Assets****_(Note 6)_**
**Insurance Claims**
**Sundry Income/Bank Error/Movements btw Accounts**
**Third Party Receipts****_(Note 3)_**
**Loans Received**
**Bank Interest**
**_TOTAL NON-ASSESSABLE INCOME_**
**_TOTAL CHURCH INCOME_**
**ACTS OF LOVE INTERNATIONAL**|**8,070.93**
**3,496.62**| |---|---| ||**11,567.55**| ||**934.77**
**300.00**
**21,976.77**| ||**34,779.09**| ||**900.00**
**0.85**| ||**900.85**| ||**35,679.94**| ||| ## **EXPENDITURE** **Minister Salaries** **Non- Minister Salaries** _**(Note 1)**_ **10,541.00** 14 |**LEGAL AND ADMINISTRATIVE INFORMATION**|| |---|---| |**Travel Expenses**|**571.97**| |**Supply Minister**|| |**Training & Workshop**|**916.00**| |**Rent/ Hall Hiring**|**6,432.00**| |**Equipment**|**922.63**| |**Property Repairs and Renewals****_(Note 7)_**|| |**Heat, Light & Water**|**4,421.53**| |**Telephone & Postage**|**629.86**| |**Council Tax, Insurance & Rates**|| |**Church Refreshments**|**518.90**| |**Admin Expenses**|**2,842.57**| |**Publication & Stationery**|**1,552.76**| |**Projects**|**3,155.00**| |**Donations/Grants****_(Note 4)_**|| |**Miscellaneous Expenses****_(Note 2)_**|| |**Purchase of Fixed Assets****_(Note 6)_**|| |**Subscriptions**|**680.00**| |**Missions**|| |**Third Party Payments****_(Note 3)_**|| |**Loans Repaid**|| |**Bank Interest/Movement btwn Accounts/Bank Error**|| |**_TOTAL PARISH EXPENDITURE_**|**33,184.22**| |**ACTS OF LOVE INTERNATIONAL**|| |**BANK AND CASH RECONCILIATION**|| |**Opening reconciled balances at 01 April 2020**|9,016.96| |Cash in hand|| |Bank accounts**_Please list account numbers_**|| |11549955|**1,070.64**| |11549963|**1,959.23**| |93274934|**5,987.09**| |**Total opening balances**|**9,016.96**| 15 **----- Start of picture text -----**
||| |---|---| |LEGAL AND ADMINISTRATIVE INFORMATION| |Total Church income from page 1|35,679.94| |Total Church expenditure from page 2|33,184.22| |Surplus/deficit for the year|2,495.72| |Total closing balances at 31st March 2020|11,512.68| |Represented by| |Closing reconciled balances at 31st March 2020|11,512.68| |Cash in hand| |Bank accounts|Please list account numbers| |11549963|3,135.06| |11549955|1,641.84| |93274934|6,735.78| |Total closing balances|11,512.68| |Number of reconciliations attached| |NB ONE FOR EACH ACCOUNT| |ACTS OF LOVE INTERNATIONAL| **----- End of picture text -----**
## **LOANS MADE BY CHURCH** ## _Details_ **----- Start of picture text -----**
||| |---|---| |LOANS FROM CENTRALISED BANKING| |Amount of loan at 31 March 2016| |Additional loan during the year (Page 1)| |Less|capital repaid during the year (Page 2)| |CLOSING BALANCE ON LOAN ACCOUNT on 31 March| |2018| |Loan to be repaid by (date)| **----- End of picture text -----**
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