Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Cornpany registration number.. 06209806
Charity registration number= 1119239
Sangam Association of Asian Women
IA cornpany limited by guaranteel
Annual Report and Financial Statements
for the Year Ended 31 March 2021
Rlpe LLP
chartE￿d Accountant and Re8Sstered Audiwr
9A Burrou8hs Gardens
London
NW4 4AV

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Contenls
Trusiees, Report
Ito8
siatement of Tmstees, Re4)onsibilities
Independent Audltois. Report
IOto13
Staternent ol Financ*al Acttvities
14
Balance Sheet
Is
Notes to the Flnancial Statements
16to29

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Tru5tee5' Report
The trustees. who are directors for the purposes of company law, present the annval reporr together wlth the
flnanclal statements and auditors. report of the charitable company for the year ended 31 March 2021.
Objerti¥e5 and activities
ObJert5 andolms
To promote any charltable purpose that benefit5 the local community by a¢fvancin8 education. the protertion
of health, and relieving poverry, disiress and sickness.
Oblettl¥es. strrteoles tsndottlvftles
Sangarn's charitable activities cornpr15e Welfare. Debt and Immlgration adwo seThlce5. #nd a ¢¢*unselllng
provision oflerinB relief to those affèrted by mild to medium mèntal health conditlons resulting from
berèavement. domestlc violènte, bullylng and anxiety.
Fundrg151no dts¢105ures
Income is drwer by the hire of San6am's four venues. These Include.- rental of space for a nursery provSsSon on
the 8rouniJ floors- lar8er functions and events held on the first floor banqueting 5Ulte room. and smaller
meetings and church 8atherin85 held in the two smaller second-lloor spaces. Income from these actNities
accounts for approximately 66% of the charitls income.
The charity ha5 also received a smaller proporti(In of ils incorne frorn Brant making.. it 15 now in Ihe 5ecgnd year
delivering debt services on behalf of The City Bridge Trust. and ha5 received smaller grants from the Women's
India Assoclation and the National lottery, respertively. lor financlal support and bereavement service5.
Publ1¢ benefit
The trustees confirm that ihey have tomplied with ihe requirements ol settion 17 01 the Charit*es Act 2011 to
have due regard to the public benefrt guidance published by ihe Charitycommrsslon for En8land and Wales.
Soclollnvestmentpolkles
The or8anlsailon also offers a ran8e of social and cultural actlwties. These Include brid8e classes, fitness and
well-being, and 59cial artivitie5 for senior citizens. all ol which enable5 the orRani5ation to reach out and
en8a8e with broader client's groups who mi8hl benefit from our adwce and ￿UnSelling servlces.
Though these have been severety dlsrupted by the pandemk. we have rnaintained a skeleton provl4on and
continued to engage rernotely with both our senior atizen and Bridge class mernbers.
Grant muklry polkles
San8am's grani-makiTh8 activities support the grovAh of its core pio8rammes and prowde additional scope to
thè delivery of oui service.
Ar the heart ol this approach is learnSTh8 from our clienis. whlch enables us to respond to their emerging needs
and delSver innovaiNe approaches that can support the ever-chan8in8 requirements ol our community.
Pa8e I

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Tru5tee5' Report
Use olvolunteers
Volunteers rèmaln key to the work Sangam delivers.
The organisatlon hosts volunteer tounsellors seeking experSence io support thelr tralnln& all of whom have
been able to contSnue operatin8 rernotety durSn8 the later siages of the pandemlc and have been Integfal to
the success and 8r0￿h of San8am's counsellln8 provision
Leena 5fv￿h provldes voluntary flnanclal 8uldance across many of Sawm's actlvltles. and works dosely wlth
audltors to consolidate lis end-of-year accounts.
We have Frlends of San8am, a group of former and present boar(I members who meet regularly to or6anlse
talks and workshops that bulld upon the core work San8am delfvers.
Finally, San8arn has a board of Trustees who prwde additional voluntary support to Its actsvlties outslde of
thelr core dutles as Tfuslees.
Pa8e 2

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Tru5tee5' Report
Achle¥ements and perfom)ance
Despite the thallenges of ihe pandemic, Sangam has tontinued to deliver sem￿5 that support the relief of
poverty and financial hardship. and provided free support to those affected by mild to medium mental health
Issues.
Key to thts success, has been the willln8ness and the speed wlth whlch we have adapted our Se￿Ce delSvery
model to the current cllmate, that has noi only helped transform how we work, but who we can potentlallv
work wlth.
In partlcular..
The pandemic also forced us to cease face to face contact. but thi5 hasn't proved to be disruptive reports
have showr that clients. attendance has increased. and we're supporrin8 mofe people per week than we were
before the pandemic.
This has also made the organisation more resilient in the face of the current challenges- we can't determine if
social distancing restrictions will return. but having updated our IT and telecommunications, we're 3ble to
ensure our clients are always able to receive our support regardle55 of whether the government is forced to
enforce further lockdown5. A5 rernote worklng rerntsved the geographical boundarie5 that would restrict wider
participation prior to the pandemic, we have been able tQ 5UPPQrt more dient5 from beyond our tradltlgnal
areas of operation18arnei. harrow. and Brent).
We have also èdapted some ol our pfow%on to ensure we tould leach those Ilirertly or indlrectly affected by
the Impaci of fforn Covid. Our tounsdllng provlslon lor example. and as è result from lundlng from ihe london
Community Response fund, became a free provision cèpable ol reachiTh8 and supporting more vulnerable
clients. The success of thls scheme has led to us mainialnln8 the oJrrent delivery rnodel for the majority of
2021.
The Smpatt of these servlce has also enhanced the role and reputaiion of the charlly wlthin the communltv-
and beyond - and as well as developlng seryices thai appeal io our emistlng parrners, we have been able to
work closer with, NHS outreach ieams Isoclal pr￿ulber$I, oiher pan London provlslons, at)d local auihorltles
IRedbrld8el thai has enhanced our 8raphlcal impau.
Thls willlngness to adapt and our outward looklng approach has re50nated well wlrh lunders, and durinB 2020
we have been awarded In excess of E150.(A) In grants ihai has helped rnalntaln the 5UStalnablllty of the
organisatlon and offset ihe loss of hall hlre Income.
A5 we move Inlo the next year. the charity- as with many other organi5alions- has learned that It can provlde
a blended service approath and tailor it5 provision to the needs and preferences of its dient5. While we look
fgrward to being able to return to delivering face to face seryice5. remote support will still be available,
especially as we begin tts position oufselves a5 a pan London prtsvision.
Flnan¢lal revlew
The chaiity had net ass￿$ and reserves of E2,466,321 12020- E2,479,21K>l at 31 March 2021, includin8
£439,85512020.. £435,921) of bank balances.
Pa8e 3

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Tru5tee5' Report
The Board of Directors have established a policy whereby the company Should hold unrestricted fund5 not
comrnltted or invested in tangible fixed assets Ibeing'the Iree reserve5"1, equating to six month5. worth of the
resources expended, bein8 £155,764. At this level, the board members feel that they would be able to carry on
the company's activities the event of a reduction In fundin& Steps bein8 taken to intrease the level of
reserves are provln8 posltfve but coniinuous assegsment and new resources are needed.
At present, free reserves, whSth amount to E39,B19. do not reath the target level and the Commlttee Is
considerin8 Strate8les to raSse additional funds. Desi8nated funds have been sei up to cover costs of expetted
expendlture.
We see many opportunlties to help weaker settions of rhe community. However. wlth government cutbacks
due to the tlghtening of monetary polides and the COVID-19 pand￿0C, we ha¥e Ilmlwl resources at our
command and are constrained In what we can achieve.
Prfnclpolfvftdlftg sourtes
The prlncipal Source ol lund was the hi￿ of Sangam's Var￿￿$ venues. However. due to Covid thls slream of
Income was greatly redueed.
The loss of Income was fortunately compensated by grants from various fundefs to cover our tore costs and
the govèrnment lurlough scheme as shown on the actounis.
This has helped us to malntain our services io the communSty wlthout too muth adverse Impact.
Gdn8 t¢)ncern
Contlnuing uncertainty cause(I by Covbd-19 rernalns Ihe tharitvs principle risk In 2021-22.
With rectnt investments in IT infra5truclure. the charity is better p051tioned to continut provision than It was
12 months a8ts. but we predict a lunding Shortfall of around £80k in 2021-22. While our fundTaisiThg success
and the irnpact ol our work has left us belter positioned lo compete within what we anticipate will be a
more competitive funding enwronmènt. in order to remain sustainable the charity needs to urgently resumè
lis hall hire adivities.
The charity has set asidè resÈrve5 10 lund future maintenance and up8rade projects, but thi5 will delay the
charitvs ability to raise sufficient Ire* reserve5 required to 5UPPtsrt a minimum o15ix rnonth5' funnin8 Costs for
its charitable activities. However, targeted renovation work has meant that our spaces will be better
positioned to attract new clienis. so is deemed as bel￿ an acceptable risk at this time.
Finally, one of the charity principles aims io diversify our income streams.
Last year hi6hli8hted the risks of bein8 overly reliant on hall hire. Followin8 the success of our recent 8rant
applications this yeaf, and in order maintain our lO￿e1-teMI sustsinability, we will aim for a more equal split
between 8rant and hall hire income.
Pa8e 4

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Tru5tee5' Report
5tNcture. 8o¥ernarKe and m•na8ement
Nature oAqovernlnq dorufflent
The Charity is a charitable company limited by guarantee and was sel up by a Memorandum of Association on
iith April 2(K)7 and is a re8istered ch3rity (Charity Registration Number 11192391. This company took over the
assels. obli8ations, and operations from the unincorporaled charity of the same name with effect from 1st
April 21X)9.
Recruhment and uppolntment oltrustees
Electlon ol trustees occurs every years.
Indurtlon 4nd trolnlnq oAtnist¢¢S
Followin6 appolntment. the Board of Dlreaor Is Introduced w ihelr new role and responslbilltles and then
Ilocated 3 portfolio to manage. Initially. the Board ol Dirertor shadows an existirbB 8oafd of Director. assistin8
on activities and projects. After satislactory feedback Irom the existln8 Board of Directors, they are then 8iven
the tssk ol leadlnB an activity or projerts, reportin8 pro8ress at the next rneetin8.
An information pack containing all policies 1$ given to the Dirertor prior lo the appoiThtrnent. A tour ol the
Centre and fire drill techniques are undertaken to ensure all Dirertors are familiar with the premise5.
Tralnin6. workshops, and seminars arè offtred to all the Board ol Direrttsrs and San8am Staff from trainèd
professionals. This 15 to ensure that Staff and the Board arè kèpt upto4atè with on-going thangts in tht law
and are aware ol the latest policies and prgwlure5.
Oryonlsotlomil strurtu
The Charity makes all decisions ihrou8h Its Board, which meets regularly. Sangam Is a voluntary or8anSsation
that provldes ad￿ce services io all Indiwduals, wiihout any disiinttion of race, nationallty* gender, colour,
creed, or rell810n.
It 15 53n8am's polic¥ lo have occasional trainin& woikshops, and seminars both lor Ihe Board and its staff from
external tralned professionals. to slien8then the or8anisational structure atyl keep 1¢ updated with the
changing t¢mes and new laws.
Pa8e 5

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Tru5tee5' Report
Majorrtsks #ndmonuyment olthose rfsks
Aft Inoblltty to scole up provision
As we seek to build upon the momenium of the pasi 12 months. and havin8 received requests to co-locate at
satellSte provlslon. our capacity io do grow ouf services is restii(ted= with only one membef of staff provSdlng
soclal welfare law support, there Is è Ilmlt to how many people we can support and addltSonal capaclty is
requlred to achleve our 8rowth tar8ets.
An In0￿lity to brooden in house ski115
Equally, new staff brin8 new skills and a fresh pef4)ective that can help develop not only the volume of work
we can deliver but Its scope and impact.
Lan8ua8e ant# additional support skills- employment supwrt lor example - will help us attract new clients
and offer new servlces.
Reducedcomperlrivene
A cornblnatlon of the above could prevent us from Introducln8 new /innovatlve approaches that could aitract
external Investment. At present we wlll be forced to introduce new serwces wlthin the current staff team, and
mlght siraln our existln8 Staff resource5
An Inobllity to benelirfmm recentfenovotlon works
Havin8 invested on renovaiions, further restfirtion will prevent San8am Irom recoupin8 these costs. This will
place further strains on existln8 fesefves and place Increased demands on our 8rant makin8 durin8 - what
remains- a challen8ln8 period lor the secior.
Pa8e 6

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Tru5tee5' Report
Reference and Admlnlmratfve Detalls
Presldent
Rupa Mistry
Vlce Presklent
Piyu5ha Virani
Trustees
Parvl Gaiiar
Piyusha Virani
Richa Karnani
Rupa Mi5try
Shobhna Shah
Suthitra Kabra
Sudha San8hanl
Secretary
Richa Karnani (appointed 15 October 20201
Piyu5ha Virani Irey8ned 14 Ortober 20201
Prlndpal Offl(4
210 Burni Oak Broadway
Ed8ware
Middle5ex
HA8 OAP
The charity 15 incorporated in En￿aTrd and Wale5.
Company Reglstratlon Number
c￿209806
Charlly Re8Sstratlon Number
1119239
Solldtors
Flad8ate LLP
16 Great Queen Street
London
WC28 5DG
Audltor
Ripe LLP
Chartered Actountanl and Registered Auditor
9A Burroughs Gardens
London
NW4 4AU
Pa8e 7

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Tru5tee5' Report
Dlsclosure of Informailon to audlior
Each trusiee has taken steps thai they ought to have taken as a trustee in order to make themselves aware of
any relevant audit information and to establish that the tharity's auditor is aware of that information. The
trustees confirm that there is no relevant information ihat they know ol and of whlch they know the auditoi Is
unaware.
Reappolntment of audltor
The auditors Ripe LLP are deemed to be reappointed under section 487121 of the Companles Acl 2(X)6.
11 August 2021 1 09..38 8ST
The annual report was appfoved by the trustees of the charlty on.................... and sl8ned on Sts behalf by..
Rlcha Kafnani
Secretary and Tru5tet
Rupa Mistry
President and Truslee
Pa8e 8

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Statement of Tru5tee5' Responsibilities
The trustees (who are also the directors of San8am Association of Aslan Women for the purposes of companv
lowl are responsible for preparing ihe tfusiees, reporr and the financial siatements in accordance with the
United Kingdom Accounting Standards (United Kingdom Generally AC￿pted Accounting Practice) and
applicable law and regulations.
Company law requires the trustees to prepare financial statements for each flnanclal year. Under company law
the trustees must not approve ihe flnancial statements unless they are satlsfled that they Blve a true and falr
view of the state of affairs of ihe charitable company and of it5 incorning resources and application of
resources, including its income and expenditure. lor that period. In preparing these finanaal statements. the
trustees are required to..
select suitable accounting poliues and apply them consistentty:
observe the methods and prlnciples in the Charliles SORP..
make jud8emenis and estimates that are reasonable and Pfudent-
stale whether appllcable UK Accountln8 Standards have tjeen followed. wblett to any rnateflal departures
dlsclosed and eMplaSned In the flnanclal ststemenis: and
prepare the financial siaiemenis on the goin8 tontern ba￿S unlèss it is inapproprlate to presume that the
charitable company will continue in business.
The trusteè5 are responsible for kteping adtquate accounting retorts that arè suffitiènt to show and explain
the £haritable company's tiansartions and disclose wilh reasonable acturacry at any time the financial position
of the charitable company and enable thern to ensure that the financial statements comply with the
Cornpanies Act 2QX)6. They are also fesponsible for sale8uardin8 the assets of the chafitable tompany and
henee for taking reasonable steps for the prevention and detettion of fraud and other irregulariiies.
li August 2021 1 09:38 BST
Approved by the Iru51ees of the charity on
. and ￿gned on its behalf by..
Rlcha Karnani
Secretary and Trustee
Rupa Mistry
pr￿ident and Trustee
Pa8e 9

## 

## 

## 

## 



## 

## 

## 

## 



## 

## 



## 

## 



Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
statement of Financial Artivitie5 for ihe Year Ended 31 March 2021
Ilncluding Income and Expenditure Account and Statement of Total Recognised Galns and
Losses)
Totsl
2021
Tc•tal
2020
Unrestrlcted
Note
In￿rne and Endowments from:
Voluntary ¢neome
Charitable activitie5
ActlvitSes for generatlng funds
Investment Income
547
360
9)7
6,662
105,915
213,029
1,694
.524
74.568
2.051
212,602
221.126
74,568
2,051
Total Income
8S.6
212,962
298.652
327,300
Exp*ndlture t)n:
Raising lund5
Charltable aciivitles
12.6091
167.9011
111,7041
1229,31SI
114,3131
1297.2J61
149,3661
1262,5331
Total Expendlture
170.SIOI
1241,0191
13ll.5291
1311,8991
Net Incomellexpendlturel
15.180
128.0571
112.8771
15.401
Net m¢)vement in funds
15,180
128,0571
112,8771
15,401
R•condllatlon olfunds
Total funds bfou8ht forward
1.649.426
829.772
2.479.198
2,463,799
Total lunds carried forward
21
1.664.606
801.715
2,466,321
2,479,200
All of the charllv's aCti￿tIeS derlve frorn contlnuln8 opefatSons durln8 the above two perlods.
The lund5 bfeakdown foi 2020 is sh¢)wn in noie 21.
The note5 on page5 16 to 29 form an integral part of these finantial statements.
Pa8e 14

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
(Registration nurnber: 062098061
Balance Sheet as at 31 March 2021
1021
2020
Flxed assets
Tangible assets
15
2,051,767
2,076,363
Current assets
Debtors
16
25,461
439,855
14,550
435,921
Cash at bank and hand
17
465.316
450,471
Credltors: Amounts fallln8 tlue wlthln one year
18
150,7621
147,6341
Net current •￿et9
414,554
402,837
Net ￿se¢S
2.466,321
2,479,200
Funds ofth¢ tharlty.
Re5trkted
801.714
829,771
Unrèstrkned Income lunds
Unrestricted
1.664,607
1.649,429
Total funds
21
2.466,321
2.479,200
The financial statements on pa8es 14 to 29 were approved by the irusiees, and authorlsed for Issue on
11 Augu&£..2.Q2a)dsi@ada6nQ&Tir behalf by..
RR Vliuvè
Richa Karnani
Setretary and Trustee
Rupa Mistry
President and Truslee
The note5 on page5 16 to 29 form an integral part of these finantial statements.
Pa8e 15

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
I Charlty 5t*y5
The charity is limited by guarantee. incofporated in En￿aTrd and Wate5. and consequently does nol have share
capital. Each of the trustees 15 liable to tontribute an amtyjnt not exteeding £1 towards the assets of the
charlty in the event ol liquidatioTh.
The address of its registered oifjce is..
210 Burnt Oak Broadwav
Edgware
Middlesex
HA8 OAP
2 Ac¢ouniln8 polldes
Summary ol SI￿111tant accountln8 polldes and key account5n8e5tlrnatts
The principal accountin6 policies applie(J In ihe preparaiion of these finandal stalements are set out below.
These pollcle5 have been con51stentty applied to all the year5 presented. unle55 Otherwise stated.
5tstement of compll•nce
The nnancial statements havè been prepared in attordance with Accountin8 and Reportin8 by Charities..
Statement ol Recommended Prauice applicable to charities preparin8 ihelr accounts In accordance with the
Financial Reportin8 Standard applicable in the UK and Republic ol Irdand IFRS 102 IA) (effective l April 20151-
Icharltles SOPP IFRS 102 IAII, Ihe Financial Reportin8 Standard applicable in ihe UK and Republic ol Ireland
IFRS 102 IAI and the Companies Att 2CQ6.
Basls of prtparatlon
Sangarn Association ol Asian Women meet5 the definltion of a public benefit entity under FRS 102. Assets and
liabilities are initially recognised at historical cost or transaction value unle55 gtherwi5e stated in the relevant
ountin8 policy note5.
The financial statements are pre5en¢ed in StedinB l£1 and figyres are shown to the nearest whole pound.
Gdn8 wncern
The tru5tee5 considef that there are no material uncertalniies about ihe charity's ability to coniinue as a 8oln8
concefn nor any si8nificant areas of uncertainty that affert the carrying value of assets held by the charity.
Exemptlon from preparlng a cash flow statement
The charity opted ro early adopr Bulleiin I published on 2 February 2016 and have thereft)re not included a
cash flow statement in these financial statements.
Income and endowments
All income is Feco8nised On￿ the charity has eniiuement to the income. it is probable that the income will be
received and the amount ol the income receivable (an be measured reliablv.
Pa8e 16

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
Donrrtlons legtscles
Donat10115 are recognised when the charity ha5 been notified in writing of both the arnount and settlement
date. In the event that a donation is subjetl to conditions that require a level of performance by the charitv
before the chafity is entitled to Ihe funds. the income ￿ deferied and not reio8nlsed unt51 elther those
conditSons are lully met. of the fuifilment of those conditions is wholly within ihe control of the charity and it Is
probable ihat ihese condlilons will be fulfilled in the reportln8 period.
lknt7teds¢rvi¢es ondfvcilitks
Where services or facilities are provided to the charity a5 a donation that would normally be purtha5ed from
our suppliers. this benelit is included in the financial statements at its fair value unless its fair value cannot be
realiably measured, then at the cost to the donor or the resale value ol goods that are to be sold.
Investment Income
Dividends are retognistd oncè the dividend has been dtdared and notiffication has been feceived of the
dividend due.
Expendlture
All expenditure is recogniseil once there is a le8al or constructive obligation to that expendtture. tt Is probable
settlement is required and the amount cJn be measured rdiably. All costs are allocated to the applicable
expenditufe headin8 that aggregate similar costs to that category. Where c051$ cannot be direclly attribuled to
particular headings they have been all¢Kated on a basis cons1Stent with the use of resources. Wlth central staff
cost5 allocated on the bashs of time spent. and depreciation thar8e5 allocated on the portlon of the asseffs use.
Other Support Costs are alliKated based on the spread of staff cost&
Rolslnifvnds
These are costs incurred in attradln8 voluntary income. the management of investments and those incurred in
tradin8 a£tlvitles that raise lunds.
Chorftoble ortfvltlts
Charitable expenditure comprises those costs incurred by the charity In the delNery of its artlvltles and
services for its beneficiarie5. 11 Includes both costs that can be allocaled dirertly to such artivitle5 and those
Q5t5 of an Indlrert nature ne￿Sary to SUPPQrt them.
Goveman¢e costs
These inilude the costs attributable to the chariV5 Complian￿ with constitutional and statutory
requirernent5. inclvding audit. slrategTrc management and trustees's meetings and reimbursed expense5.
Taxallon
The charity is considered to pass the lests set oyl in Paragraph I Schedule 6 of the Finan￿ Act 2010 and
therefore it meet5 the definition of a charitable company for UK corporation tax purposes. Accordingly, the
charity is potentialty exernpt from taxation in respect of incorne or capital gains received within categories
covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Sertion 256 of the Taxation of Chargeable
Gains Act 1992. to the extent Ihat Such incorne or gain5 are applied exclusivety to charilable purposes.
Pa8e 17

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
Tan8lble flxed assrfs
Individual fixed assds costing £1.5CQ or more ale initially recorded at tost.
The property is carried at fair value. derived from the current market price5 for comparable real estate
determined annually by external valuer5. The valuers use observable market prices. adjusted if nece55ary for
ny ¢Jifference in the nature. location Or tondition of the specific asset. Change5 in fair value are recognised in
thè statwntnt ol financial 3di¥ities.
Depreclatlon and Jmort15at5on
Depreciation Is provided on tangible fixed assets so as to write off the cost or valuation, less any estimated
residual value, over their expected uselul economic life as lollows..
Asset class
Fixtures and fitting5
Land and bulldln8s
Depr•clatlon m•thod and rat•
S years on cost
50yeafs on cosi
Tfade debtors
Trade debtors are amounts due from customers for merchandlse sold or servlce5 performed In the ordlnary
course of buslne5S.
Trade debtor5 are re(￿nISed Inltlally at the tran5artSon prlce. They are subsequently measured al amort15ed
Q5t uslnB Ihe effectlve Interest method, le55 provision for Impalrment. A provi5i0n lor the lrnpairment of trade
debtors Is e5tabli5hed when there15 objective evldence that Ihe dbarity wlll not be at>le lo wllKt all amounls
duè according to thè orilnal tèrms ol the receivables.
Cash and cash equlvalents
Cash and cash equivalents comprise cash on hand and call deposits, and oiher short-tem) hl8hly Ilquld
Invesirnents thai are readi￿{ convertible io a known amount of cash and a￿ sublett to an insl8nlflcant rlsk of
chan8e in value.
Trade ¢redrtors
Trade creditors are obl￿tionS to pay lor goods or services that have been acquired in the ordinary course of
business from Suppliers. Accounts payable are classified as current liabilities if the charity does not have an
unconijitional right. at the end of the reporting period. to defer 5ettlernent of the creditor lor at least twelve
month5 after the reporting date. If there is an unconditional right to defer settlement for at least tWe￿e
month5 after the reporting date. they are presented a5 non-current liabilitie5.
Tiade creditors are recognised initialty at the iransartion pri￿ and subsequently measured at amortised cost
using the effective irnterest mdhod.
Fund structure
Unrestrirted income funds are general funds that are avallable for use at the trustees disuetlon In furtherance
of the objertives of the charity.
Restrirted income funds are those donated for use in a particular area or for specific Purposes, the use of
which is restricted to that area or purpose.
Pa8e 18

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
3 Income from donations and legades
Unrestrkted
Totsl
2021
Total
2020
General
Restrlcted
Donations
214
360
574
2,030
1,909
2,723
Gift ald
Subscfiptlons and membership
333
333
547
360
907
6,662
4 In¢off* froffl tharltable actlvllles
Unrestrkted
Total
2021
Tot•1
2020
General
Restrlcted
TuStion fees
371
371
9,924
13,829
7.012
75.150
Immlgration advSce lees
Counsellin8
Gran¢s recelvable
7,612
541
7,612
S41
212,602
212,602
8.524
212.602
221,126
105,915
5 Incom• from actfvltl•s for 8•n•ratlwfvnds
Unre51rkted
Total
2021
Total
2020
General
Fundraisin8 events
Hall lettin8 and other hirè
3,442
209,587
74,568
74,568
74.568
74.568
213,029
6 Investment Income
Unrestrkwl
Totsl
Z021
Total
20ZO
GeDer•l
Interest receivable on bank deposits
2.051
2.051
1,694
Pa8e 19

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
7 Expenditure on ralslnK fvnds
Unrestrkted
Totsl
2021
Total
2020
General
Restrlcted
Wa8es and salarles
Slaff NIC
Postage and stationery
FuThdralsln8 expenses
36,277
1,305
4,141
7,643
2,035
274
2,035
I,iio
3,168
836
2.868
11.704
14,313
49,366
8 Exp•ndltur• on cha￿lats￿ artMt5•s
Unrestrkl
Total
2021
Total
2020
Genéral
R*sirftt*d
Notè
Rate5 and water
1,126
2.875
1,126
3,392
16,460
164
4,252
3,40S
13,570
4,750
Insurance
517
Llght and heat
Classes eX￿nseS
Repairs and
malntenance
16,460
164
37.954
17,7SO
2,492
1.879
55.704
2,492
1.899
6,776
5,154
7,694
1,934
3,376
7,614
14,923
13,925
4,586
1,030
1,169
117
Telephone
Subscriptions
Sundry expenses
ClÈanin8
Hall hlre
20
6,776
524
4.630
Computer expenses
Trainin6
Travel
Bank charges
Depreciation of lon8
leasehold property
Depreciation of
fixture5 and fittings
Wa8es
Staff NIC
1,081
8.652
879
9.733
879
93
93
20,901
20,901
20.900
2.191
3.695
139.205
5.697
2,956
166
20,715
4,054
106,532
6,285
2,627
8,385
31,405
139.205
5.697
2.956
Staff pensions
Recruitment
166
14.280
Governance costs
6,43S
Pa8e 20

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
unre￿rk￿d
Total
2021
Total
2020
General
Remrfcted
Note
67,￿1
229.315
297,216
262,533
9 Analysls of 8overnance and support costs
Unre5trkled
Total
2021
Total
2020
G￿traI
Rtstrfctèd
Staff costs
Wages and salaries
Social security COSts
Independent examiner fees
Examination of the fjnandal
statement5
5.505
261
407
407
3,400
650
Accountancy feès
The audlt of the chaflty's annual
accounis
6,740
6,740
Mana8ement fees
Ll8ht and heat
Insurance
8,77S
348
81
81
68
Repairs and maintenance
Telephone
Cornputer costs
Rates and water
969
969
61
20
35
35
62
29
29
109
Cleanin8
Ac£ountancy fees
Legal and professional fees
Legal and professional fees
14
14
383
4,393
7.540
7,540
7.370
6,435
14,280
20,715
31,405
10 Tfu$iees remuneraikn and eMpense5
No trustees, nor any persons connected with them. have rKwved any remuneration from the charlty durln8
the year.
No twstees have rec•ved any reimbursed expenses or any other benefits from the charty during the yeac.
Pa8e 21

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
li Staff costs
The aggregate payroll costs were a5 follows..
2021
2020
Staff tosts durln8 the ￿ar w*r•:
Wages and salaries
Social seturity tosts
Pension costs
147,205
8,139
2,956
148,314
7.851
2.627
158,3CKI
158,792
The monthly average number of person5 linduding Senior rnana8ernent team) ernployed by the charity during
the year expressed a5 lull time equivalent5 wa5 as follows..
2021
2020
Admlnistrètion and advisors
No employee rec•ved emolumenis of mor* than £60,C*)J during the year.
IZ Independent examlner's remuneratlon
2021
2020
Examlnètlon of the financl415¢atements
3.400
13 Audltors, remuneratlon
2021
20ZO
Audit ol the financial 5tstement5
4.9(M)
14 Taxatlon
The charity 15 a registered charity and 15 therefore exempt from taxation.
Pa8e 22

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
15 Tanglble fixed a55els
Land and
bulldlngs
Furnllure and
equlpmert
Total
Cost
At l April 2020
2.484.794
270,￿8
2,754,802
At 31 March 2021
2.484,794
270,C¥)8
2,754,802
D•preclatlon
Af i April 2020
Charge lor the year
417,031
20.￿)
261.408
3.696
678,439
24,596
At 31 March 2021
437,931
265,104
703,035
Net book value
At 31 March 2021
2.046,863
2,051,767
At 31 March 2020
2.067.763
2,076.363
Included wlthln ihe net book valuè ol land and buildln8s above Is £2,046.86212020- E2,067.7631 In respèct of
leaseholds.
16 Debtors
2021
2020
Trade debtors
2,016
2,334
888
Prepayments
VAT recoverable
other debiois
16.527
6.918
6,198
5,130
25,461
14,550
17 Cash and (ash equlvalents
2021
2020
Cash on hand
251
1,147
434,774
Cash at bank
439.604
439,855
435,921
Pa8e 23

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
18 Credltors: amounts fallln8 due wlthin year
2021
2020
Trade creditors
Other taxation and social seturity
other c￿dItorS
15,219
3,367
27.008
5,168
14,401
3,341
26,492
3,400
Accryals
50,762
47,634
19 Penslon and other sthemes
Defined contrlbutlon Pen￿On s¢heme
The £harity operates a defined contribution pension s(heme. The pension cost chaf8e for the yeaf represents
contributions payable by the tharity io ihe stheme and amounted 10 £2,95612020.. £2,6281.
20 Contlngent Ilabllltles
A former employee has made a claim 01 £47,347 a8alnsi the Assoclation. The case Is due to heard at the
Employmeni Trlbunal In Watlord in Au8lJSt 2021. The Aswcia¢lon has been atfvised by the Insuranie companv
Ihat It has more than a 51% chance of winning the case and are willing ¢0 take il foTh¥ard. However as a matter
of prudence the Assoclatlon has made a provision lor Ihe conllngent liabllity 01 £20.OCKJ.(K) in the accounts.
Pa8e 24

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
21 Funds
Balance at
31 Marth
2021
Balance at I
Incofflln8
Aprll 2020 re%>urces
Resources
expended
Transfe
Unrestr￿ed fvnds
Geneml
General fvnd
Property Revaluation Fund
49.640
1.439.788
85.689
170.5101
125,CQ)I
39,819
1.439,788
1.489.428
85.689
170.5101
125.1y￿}
1.479,607
Deslgnuted
Buildin8 Maintenance and
Renovali0￿5
20,r
15.(IXI
20.C4)0
io.(*Jo
20,LX)O
io,wo
20.(X)O
lo.￿0
Redundancy Fund
Liti8ation Fund
Coniin8ency Fund
8uilding MainteTrance
Sinking Fund
Mana6er Post Fund
Is,co)I
70,￿
25.C4)0
Ico,000
25,WO
160.(KKJ
25.(KQ
185,OOD
Total unrestrlrted fvnds
1,649.428
85.689
170.5101
1.664,607
Restrkted funds
Building Fund Icapltall
Equipmen¢ fund Icapiiall
Women India Association of
the UK
627.973
6.019
607,073
4,514
11.5051
11.250
116.490
694
111.2501
s,wo
116,8SO
378
Oomestic Violence Project
Senior Citizen5 Outing5
Building Maintenance
Project
City Bridge Trust
Asian Bereavement
Coun5elling
The National Lottery
Communiiy Fund {Co￿d
response)
The London Community
Foundation Covid Wave 4
Immi8ration
13161
41.352
18.832
41,352
15,450
61,3QJ
164.6821
7,161
17.1611
72.477
172,4771
9.958
14.7271
5.231
Pa8e 25

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
B)l&n¢e at
31 Marth
20ZI
Balance •t l NKomlng
Aprll Z020 ￿0￿r(e$
Resources
e¥pended
Transfers
London Communliy
Response Wave 3 vla Clty
Bridge Trust
Tudor Trust- Staff and
Volunteer support
HMRC Furlough
24.581
120.7161
3,865
2,Q)O
37.287
137.2871
Total restrlaed funds
829.771
212.963
1241.0211
801,713
Total funds
2.479.199
298.653
1311.5311
2.466,321
Pa8e 26

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
B)l&n¢e at
31 Marth
20ZO
Balance •t l NKomlng
Aprll Z019 ￿0￿r(e$
Resources
e¥pended
Transfers
Unrestl￿ed fijnds
Genernl
General fvnd
Property Rèvaluation Fund
69,852
1,439,788
252,151
1210,8631
161,5(M)I
49,640
1,439,788
1.509.640
252.151
1210.8631
161,5(KJl
1,489,428
17eslin#ted
Bullding Malntenance and
Renovations
Redundancy Fund
Lltigatlon Fund
Contingency Fund
Bulldin8 Maintenance
Slrkln8 Fund
Manager Post Fund
20.(XIO
15.C¥)O
12,(IX)
io.(
20,CKIO
20,000
io.wo
40,(XM)
25.(
70,WO
25,000
122,Cl)J
38,C
160,000
Total unresirl¢ted funds
1,631.640
252.151
1210.8631
123,SQJl
1,649,428
Restr￿ed
Building Fund Icapitall
EquSpment fund Icapltall
Women Indla Assoclatlon of
the UK
Oomestic Wiolence Project
Senlor Citlzens- Outin8S
Building Maintenance
Project
London Communttv
Foundation Trainin8 Prolect
CCTV Fund
627,634
21,240
5.495
627,974
6,019
S24
12,th)0
116.49)
1.669
15.CK¥J
115,7501
11,250
116,490
694
19751
41,352
41,352
11.6101
I3￿}
12.CQ)I
City Bridge Trust
Asian 8ereavement
Counselling
19.013
60.150
160.3311
18.832
io.(
11.9941
18451
7.161
Total restrfcled funds
832.158
75.150
1101.0361
23.500
829,772
Total funds
2,463.798
327.301
1311.8991
2,479,200
Pa8e 27

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
The speclflc purposes for whlth the funds are w be ap￿led are as follows..
The specific purposes for which the funds are w be aP￿led are as follows..
General
General fvnd
represents the free fvnds of the charity. whith a￿ not designated for purpose5 and
therefore. the trustees can use the funds in accordance with the charitable objerttves.
b. Property Revaluation Fund this is a non-distributable fund relaiin8 solely io the revaluation 8ain arisin8 on
the property at fair value, which has been recoBni5ed in the SOFA.
Designated funds are Set aside from the general lund and used for a particular purpose as follows:
a. Gerneral Building and Maintenance Fund.. purpose of general upkeep.
b. Redundancy Fund.. covers costs relaling lo redundanry.
Lili831ion Fund.. covers Cost ol fulure polential litl8ation.
d. Contin8ency Fund.. cover5 the cost ol recruitin8 a new tempoiary worker whilst an existin8
worker is on maternity leave.
Buildin8 Maintenance Sinkin8 Fund.. tovers the cost5 relatin8 to lon8 term renovations to the buildin8.
f. Manager Post Fund.. partly supports cover of Centfe manager post. whilst income from venue hlre Is
extremely limlted anil San8am is 80in8 ihrou8h structural changes.
Restricted Funds
a. The Buildin8 Fund Icapital Asseil.. represents the nel book value of the buildin8 owned by the charity. The
Buildin8 was lunded by donations 8iven for this purpose tc6ether wlth other capltal expendlttyre funded from
the day to day workln8 capital. The oul80inB amount represents the buildin8 deprecSaiion char8e.
b. The Eoulpment Fund Icapltal Asseil". represents ihe nei book value ol the equipment owned by the charlty.
The outgoing amount represents the equipment depreciation charAe.
c. Women India A55ociation of the VK.. assist indimduals wilh a personal bud8etin8 pro8ramme.
d. Domestic Violence Projert.. funds counsellin8 for indiwduals and Cou￿e5.
e. Senlor Citizens outin￿.. takes seniors on outin8s or other acliyities.
f. Buildin8 Upgrade Project.. PrO￿￿e better fauli¢ie5 for acce55 to the less able ¢0 all area5 of the building,
particularly lifts to all floor5.
g. City Bridge Tru5t.' to prowde fa￿ to face debt advice to indi¥iduals Ithis year for core expense51
h. Big Lottery Asizn BertavÈmÈnt Counselling.. to provide group based bereavement counselling particularly for
the Asian community.
i. National Lottery Cornm Fund &￿Id Response.. One of core hjndirtg and inve5trnent in IT to support lost hall
hire income due to lockdown of enlertainrnent venues.
j. London Comrnunity Fund Wave 4 Immigration.. Support immigration work for S months from Feb-june 2021
k. London Community Response Wave 3: 5UPPOrt for coun5elling 5eThice5.
l. Tuclor Trust Volurnteer and staff welfare.. one of 5UPPOrt for Volunteers and staff wellbeing during Covid.
m. HMRC Furlou8h= Support from government duTing 1st wève of COWLI.
Pa8e 28

Do¢uSign Envd¢p• ID." 6EB3FaFl-F7l7-4B￿9Wtso9E2CEF7F￿A
Sangarn A550CiatI(￿ of Asian Women
Notes to the Financial 5tatement5 for the Year Ended 31 March 2021
22 Analy519 of net assets between fvrrfls
Unrestrkled
funds
General
Tgtal fund5 at
31 March
2021
Rtstrfrttd
lunds
Tangible fixed assets
Current as5et5
1,440,179
275.189
150,7621
611,588
I￿.126
2,051,767
465,315
150,7621
Current liabilitles
Total net assets
1.664,606
801,714
2,466,320
Unrestrfcled
lunds
General
Total fund5 at
31 March
2020
Restrfcted
funds
Tan8lble fixed assets
Current assets
1,442,370
254.693
147.6341
633,993
195.778
2,076,363
450,471
147,6341
Total net assets
1,649,429
829.771
2.479,2
23 R*latsd party transartlons
Therè were no rèlatèd party transartoons In theyear.
Pa8e 29