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||Page|
|---|---|
|Trustees'report|L-7|
|lndependent examiner'sreport|8|
|Statement of financialactivities|9|
|Balancesheet|10|
|Notesto the financial statements|LL-26|





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|||Unrestricted|Restricted|Total|Unrestricted|Restricted|Total|
|---|---|---|---|---|---|---|---|
|||funds|funds||funds|funds||
|||202t|2023|2023|2022|2022|2022|
||Notes|f|€|C|E|E|E|
|lncometrom:||||||||
|Donations andlegacies|3|15,495||15,495|77,OO4|1,350|18,354|
|Charitableactivities|4|745,463|115,680|26r,741|r28,296|742,O34|310,330|
|Other tradingactivities|5|6,285||6,245||||
|lnvestments|6|3,t24||3,724|58||58|
|Total income||770,367 115,680||246,047|145,358 183,384||32A,742|
|Expenditureon:||||||||
|Raisingfunds|7|8,000||8,000|8,000||8,000|
|Charitableactivities|8|156,150|778,475|274,525|t32,476|196,351|128,767|
|Totalexpenditure||764,750 778,475||242,625|7AA,4L6195,351||336,767|
|Netincome/(expenditure)||5,277|12,79s)3,422||4,9421t2,9671(8,02s)|||
|Transfersbetweenfunds||(s,80s)|5,805|||e,624)|9,624||
|Netmovementinfunds||4r2|3,010|3,422|4,682]. (3,343)||<br>(8,02s)|
|ReconGiliation offunds:||||||||
|Fund balancesatlApril2022||749,870|9,283|159,153|754,552|72,626|767,774|
|fundbalances at 31 March|2023|L50,282|72,293|762,s75|M9,470|9,283|159,153|





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||||2023|||2022||
|---|---|---|---|---|---|---|---|
||Notes|E||E|E||e|
|Fixed assets||||||||
|Tangible assets|13|||660|||7,260|
|Currentassets||||||||
|Debtors|t4|74,266|||9,674|||
|cashatbankand in hand||243,158|||754,743|||
|||267,424|||764,397|||
|creditors:amountsfalllngduewithinoneyear15||99,509|||6,504|||
|Net currentassets||||151,915|||1s7,893|
|Totala$etslesscurrentliabilities||||,:!:|||159,153|
|Thefunds ofthe charity||||||||
|Restricted incomefunds|17|||72,293|||9,283|
|Unrestrictedfunds||||750,242|||749,470|
|||||162,575|||:1',"|





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||Unrestricted|Restricted|Total|Unrestricted|Restricted|Total|
|---|---|---|---|---|---|---|
||funds|tunds||funds|funds||
||2023|2023|2021|2022|2022|2022|
||€|C|E|E|E|t|
|Donationsandgifts|15,495||YI|77,OO4|1,350|78,354|
|Donations andgifts|||||||
|LakelandLimited|2,500||2,500||||
|GlaxosmithKline||||2,600||2,600|
|Hadfield Trust||||5,000||s,000|
|GunsonandCo|4000||4,000||||
|Other|8,995||8,99s|9,404|1,350|70,754|
||15,495||Yi|77,004|1,350|18,3s4|





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||General|oebtadvice|Benefits|Total|General|oebtadvice|Benelits|Total|
|---|---|---|---|---|---|---|---|---|
||advice||advice||advice||advice||
||2023|2023|202X|2023|2022|2022|2022|2022|
||E|E|C|e|E|E|t|E|
|Performance related grants|110,413706,478||44,252|261,743|95,746|746,294|i1'*|310,330|
|Analysisbyfund|||||||||
|unrestricted funds|97,9r3|47,550||745,463|80,746|47,550||728,296|
|Restrictedfunds|12,500|58,928|44,252|115,680|15,000|94,7M|68,290|782,O34|
||110,413|705,478|44,252|261,743|95,746|746,294|68,290|310,330|





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|4|lncomefrom charitable activities||||||||(continued)|
|---|---|---|---|---|---|---|---|---|---|
||Performance related grants analysis|||||||||
|||Genelal advlce|oebtadvlceBenefitsadvice||Totel|Generaladvice|Debtadvlce8€neflts advlce||Total|
|||2023|2023|2023|2021|2022|zo22|2022|2022|
|||€|EE||C|E|f€||E|
||Macmillan|||42,327|42,327|||4r,566|4t,565|
||MaPS DebtAdvice||45,838||44838||41,804||47,804|
||CCCMoney Advice||47,550||47,550||47,550||47,550|
||SLDCannualgrant|80,000|||80,000|50,520|||50,520|
||DWP- Helpto claim (Universal Credit)|||||||24,804|24,804|
||Telephone & Digital funders-20231WalneyWindFarm|||||||||
||(Orsted) [2022:SLDC]|12,500|||12,500|15,000|||15,000|
||cccHardshipand HouseholdFund||12,000||72,OOO|5,9L6|56,800||62,776|
||Cumbria Community Foundation|||||10,000|||10,000|
||TownCouncilgrants|6,000|||5,000|9,000|||9,000|
||Cumbria CountyCouncil-employment advice|10,000|||10,000|||||
||Other|1,913|90|7,925|3,928|5,310|740|7,920|7,370|
|||110,413106,478||44,252|267,743|95,746|<br>746,294|68,290|ar-|





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||Unrestricted|Unrenricted|
|---|---|---|
||tunds|funds|
||2023|2022|
||C|E|
|Fundraisingevents|6,285||
|lncometrom investments|||
||Un.estricted|unrestricted|
||firnds|funds|
||202t|2022|
||€|E|
|lnterestreceivable|3,124|58|



||Unrestricted|Un.estricted|
|---|---|---|
||funds|funds|
||2023|2022|
||E|f|
|tundEisingandpublicity<br>Staffcosts|rrl|rpl|





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||GeneralDebt advice|GeneralDebt advice|Benefits|Total|GeneralDebt advice|GeneralDebt advice|Benefits|Total|
|---|---|---|---|---|---|---|---|---|
||advice||advice||advice||advlce||
||2023|2023|2023|2023|2022|2022|2022|2022|
||E2||E|E|f€||E|e|
|Oirect costs|||||||||
|Staff costs|57,577|57,722|29,755|138,454|72,553|45,952|42,223|160,738|
|Staffandvolunteer travel andtraining|1,045|674|327|2,O45|382|333|264|979|
|Hardshipfunddistributions||6,268||6,268||6,903||5,903|
|Householdfund distributions||||||51,800||51,800|
|Remote supervisionexpenses||3,754||1,754|||||
||58,622|51,818|30,082|750,522|72,935|104,998|42,4A7|220,420|
|share ofsupportandgovernancecosts (seenote9)|||||||||
|Support|67,876|39,997|19,390|L27,203|36,747|34,447|30,553|LO',L97|
|Governance|1,479|957|464|2,900|7,228|7,077|851|3,150|
||72L,977|702,772|49,936|274,625|110,310|144,556|73,907|328,767|
|Analysisbyfund|||||||||
|tJnrestrictedfunds|110,879|45,277||156,150|97,227|47,789||t32,476|
|Restrictedfunds|11,038|57,501|49,936|718,475|19,083|103,367|73,90!|196,3s1|
||727,977|702,772|49,936|274,625|110,310|744,556|73,907|128,767|





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|Supponcostsallocatedto activities|||
|---|---|---|
||2023|2022|
||E|t|
|Staffcosts|54,273|45,767|
|Depreciation|600|500|
|Rent|77,31O|79,357|
|Premise costs|77,444|937a|
|lnsurance|3,236|2,583|
|lTsupportandofficeequipment|6,815|7,367|
|Bookkeeping and payrollfees|3,158|3,657|
|Telephone|8,359|8,674|
|Printing,posta8e andstationery|3,647|2,247|
|Subscriptions|6,247|5,172|
|Bank charges|80|707|
|Govemance costs|2,900|3,150|
||724,703|708,347|
|Analysedbetucen:|||
|Generaladvice|63,295|37,375|
|Debtadvice|40,954|39,558|
|Benefits advice|79,854|37,414|
||724,703|708,U7|



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||202:t|2022|
|---|---|---|
||Number|Number|
|Caseworkandpoectstaff|4|6|
|Administrative staff|L|1|
|Managementstaff|1|1|
|Supervisionstaff|L|7|
|Total|7|9|
|Employmecosts|2023|2022|
||f|t|
|wagesandsalaries|181,203|192,968|
|Socialsecuritycosts|10,314|10,901|
|Otherpensioncosts|9,270|10,636|
||200,727|274,505|



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|13|Tangiblefixedassets||||
|---|---|---|---|---|
|||||Equlpnent|
|||||E|
||Cost||||
||AtlApril2022|||77,774|
||At31 March2023|||77,778|
||D€p.eciationandimpairment||||
||At 7 Aptil2022|||15,918|
||Depreciation chargedinthe year|||500|
||At31 March 2023|||16,518|
||Carrylngamou.rt||||
||At31March 2023|||_il|
||At31March 2022|||:''*|
|14|lrebtors||||
||||202X|2022|
||Amounts fallingduewithinoneyear:||t|E|
||Otherdebtors||17,899|9,247|
||Prepaymentsandaccrued income||367|367|
||||1.',*|9,674|
|15|Credito6:amountsfallingduewithlnoneyear||||
||||2023|2022|
|||Notes|c|E|
||Deferred income|16|89,483||
||Tradecreditors||3,622|7,223|
||Othercreditors||1,025||
||Accruals||5,379|5,241|
||||99,s09|j,'*|





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|Deferred income|||
|---|---|---|
||2023|2022|
||E|E|
|Arisingfromdefurred income|89,,l83||
|Defurred incomeisincludedinthefinancial statementsasfollows|||
||202t|2022|
||C|e|
|Defurred incomeisincludedwithin|||
|Currentliabilities|89,483||
|Movementsintheyear:|||
|Deferred incomeatlApril2022||25,000|
|Releasedfromprevious periods||(25,000)|
|Resourcesdefurredintheyear|89,483||
|Deferred income at31March2023|89,rl83||
|The E89,483deferred incomeat31March 2023 relatesto;|||





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||AtlApril2022|lncoming|Resoutces|Transler5|At3lMarch|
|---|---|---|---|---|---|
|||resources|erpended||202t|
||C|E|€|t|€|
|Macmillan||42,327|(48,1321|5,805||
|MAPs OebtAdvice|4,696|46,838|(s1,233)||301|
|SouthLakesHousing||7,925|(1,804)||r2t|
|Telephone and digitalfund||12,500|(11,038)||7,462|
|Hardshipfund|4,54't|72,O90|(5,2681||10,409|
||9,243|115,580|<br>1778,4751|5,805|:,'*|
|Previousyear:|AtlApril2021|lncomin8|Resources|Transfu15|At31March|
|||resourGes|€xPendcd||2022|
||EE||f|f|E|
|Macmillan||41,566|(46,ss9)|4993||
|MAPSDebt Advice|7,555|41,804|(44,6631||4,696|
|SouthLakesHousing||L,920|12,774].|254||
|DwP -Helptoclaim (Universal||||||
|Credit)||24,804|(25,159)|365||
|Telephoneanddigitalfund|77|15,000|(19,083)|4,O72||
|Hardshipfund|5,000|6,490|(6,903)||4,587|
|Householdfund||51,800|(s1,800)|||
||12,526|183,384|(1so3s1)|9,524|9,243|





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||AtlAprll2022|lncoming|Resoutces|Transfurs|At31Mardr|
|---|---|---|---|---|---|
|||resourges|ergended||2023|
||ff||E|E|E|
|Contradual commitmentreserve||||||
|(designated)|70,000|||(1s,000)|55,000|
|CCCMoney Advice||47,550|145,27L!|12,27el||
|GeneGl unrestrictedfund|79,870|122,477|(118,879)|77,474|95,282|
||749,470|t70,367|(164,150)|(s,80s)|':''*|
|Prevlousyea.:|AtlApril2021|lncoming|Resou.ces|Transfers|At 31Mardl|
|||re50uroes|expended||2022|
||EE||e|f|E|
|Contractualcommitmentreserve||||||
|(designated)|71,000|||(1,000)|70,000|
|CCCMoney Advice||47,Sfi|(41,189)|(6,361)||
|GeneGl unrestrictedfund|83,552|97,808|199,227!.|12,2531|79,870|
||L54,552|145,358|(140,415)|(9,624].|749,870|



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||Unrestricted|Restricted|Total|
|---|---|---|---|
||funds|tunds||
||2023|202t|2023|
||E|t|E|
|Fund balances at 31 March 2023 are.eprBentedby:||||
|Tangible assets|550||560|
|Current assets/(liabilities)|r49,622|72,293|161,915|
||r50,282|:t:|762,575|
||Unr6tricted|Renrided|Total|
||funds|funds||
||2022|2022|2022|
||f|E|f|
|Fundbalances at 31 March2022arercpresentedby:||||
|Tangible assets|1,260||7,260|
|Current assets/(liabilities)|148,610|9,243|157,893|
||,:!:|9,243|159,153|



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||2023|2022|
|---|---|---|
||f|C|
|Withinoneyear|t7,700|t7,700|
|Betweentwoandfive years||17,700|
||:,'*|it'*|



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