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||PAGE|
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|Trustees'annualreport(incorporating the director'sreport)|l|
|lndependent examiner'sreportto the trustees|7|
|Statement of financial activities(includingincome and expenditure account)|t|
|Statement of financial position|9|
|Notesto the financial statements|10|
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||||202L||2020|
|---|---|---|---|---|---|
|||Unrestricted|Restricted|||
||ilote|funds
f|funds
f€€|Totalfunds|Total funds|
|lncome andendowments||||||
|Donations andlegacies|5|42,738||42,7?g|38,L57|
|Charitable activities|6|L52,LL3|L24,089|276,2O2|225,962|
|lnvestment income|7|92||92|531|
|Total income||L94,943|L24,O89|319,032|2U,650|
|Expendfture||||||
|Expenditure onraisingfunds:||||||
|Costsofraisingfunds||8,(X)0||E,(Xro|8,O00|
|Expenditure on charitable activities||L40,282|L27,708|267,9*|288,038|
|Totalexpendlture||L48,282|L27,7@|275,9!X'|296,038|
|Netincome/(expenditure)||46,66L|(3,619)|41,u2|(31,388)|
|Transfersbetween funds||(9,623)|9,623|||
|Netmovementinfunds||37,038|5,004|43,U12|(31,388)|
|Reconcillation offunds||||||
|Total funds broughtforuard||7L7,5L4|6,622|l24,13,6|L55,524|
|Totalfundscarriedfonrard||L54,552|12,626|t67,178|L24,L36|
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|||2021|2020|
|---|---|---|---|
|||f|€|
|FIXED ASSETS||||
|Tangiblefixedassets|14|1,960||
|CURREilTASSETS||||
|Debtors|15|12,275|15,582|
|Cashatbankandin hand||18t,5!t4|LL3,LU|
|||2qr"t09|t28,756|
|CREDITORS:amountsfalllngduewithinone year|16|(35,491)|(4,630)|
|NETCURRENT ASSETS||155,318|L24,L36|
|TOTATASSETS IESSCURRENTLIABITTTIES||167,178|t24,t36|
|NETASSEIS||167,178|724,L36|
|FUNDSOFTHE CHARITY||||
|Restrictedfunds||12,626|6,622|
|Unrestricted funds||l5,.,ss2|tL7,5L4|
|Totaldtarltyfunds|19|167,178|124,L36|
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||Unrestricted|TotalFunds|Unrestricted|TotalFunds|
|---|---|---|---|---|
||Funds|2021|Funds|2020|
||E|f|f|€|
|DOilAnONS|||||
|Donations|27,738|27,7t9|33,157|33,L57_|
|LakelandDonation|10,000|10,(xro|||
|HadfieldTrust|5,000|5,(Xlo|5,000|5,000|
||42,738|42,73t|38,157|38,L57|
|CHAR]TABTEACTIVITIES|||||
|||Unrestricted|Restricted|TotalFunds|
|||Funds|Funds|202t|
|Macmillan||'_|E
36,034|€
35,034|
|MaPSDebt Advice|||4L,8t7|4l,tl7|
|SouthLakeland Housing|||,r:|915|
|CCCMoneyAdvice||47,550||47,550|
|SLDC||56,133||56,133|
|Town Councilgrants||6,000||6,(Xro|
|NationalCitizens Advice||L2,797||12,797|
|CumbriaCommunity Foundation||24,549|-|24,ilg|
|DWP- Helpto claim (UniversalCredit)|||25,U6|25,046|
|SLDC-Telephone&Digital|||798|7ln|
|CumbriaCommunity Foundation-Telephone|&Digital||L4,479|14,479|
|CCCHardshipFund||2,O;|t,oT|7,UA|
|Other grants||2,980||2,9t0|
|||152,113|L24,O89|276,2O2|
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||Unrestricted|Restricted|TotalFunds|
|---|---|---|---|
||Funds|Funds|2020|
|||€|f|
|Macmillan||4t,025|4L,O25|
|MaPSDebtAdvice||39,705|39,705|
|SouthLakeland Housing||,,:|915|
|CCCMoney Advice|47,55;||47,550|
|StDC|52,370||62,370|
|TownCouncilgrants|6,100||5,100|
|NationalCitizensAdvice|1,587||1,587|
|CumbriaCommunity Foundation|u,oT|-|5,000|
|DWP-Helptoclaim (UniversalCredit)||20,350|20,350|
|SLDC-Telephone&Digital||||
|CumbriaCommunity Foundation-Telephone&Digital||||
|CCCHardshipFund||||
|Other grants|1,360||1,3;|
||L23,967|101,995|225,962|
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|||UnrestrictedTota!Funds|UnrestrictedTota!Funds|Unrestricted|TotalFunds|
|---|---|---|---|---|---|
|||Funds|2021|Funds|2020|
|||E|f|f|€|
||Bankinterest receivable|92|92|531|531|
|8.|COSTSOF RAISING FUI{DS|||||
|||UnrestrictedTotalFunds||Unrestricted|TotalFunds|
|||Funds|202t|Funds|2020|
|||€|f|€|E|
||Staff costs|8,000|8,(Xro|8,(X)0|g,(x)0|
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||Activities||||
|---|---|---|---|---|
||undertaken||TotalFunds|TotalFunds|
||directly
f|Supportcosts|2021
e|2020
f|
|CharltableActivltles|||||
|Staff costs|L47,L57|50,850|t92,Ot7|213,339|
|Staff andvolunteer travelandtraining|4,752_||4,762|7,508|
|Rent||19,200|19,200|20,200|
|Ratesandwater||649|649|82L|
|Lightand heat||3,2t9|3,219|4,3tt|
|Cleaning, repairsand maintenance||3,327|3,327|1,913|
|lnsurance||1,583|1,5&l|2,338|
|lTsupport and officeequipment||t7,459|17,459|9,292|
|Bookkeepingand payrollfees||4,315|4,316|5,927|
|Telephone||7,770|7,77O|9,019|
|Other office||7,824|1,924|2,732|
|Bankcharges||72|72|60|
|Printing,postages andstationery||4,001|4,001|2,L72|
|Subscriptions||3,708|3,709|5,663|
|Otherlegaland professionalfees||119|119||
||L45,929|118,097|2il,026|285,294|
|Governance|||||
|Accountancy fees||2,700|2,7@|2,656|
|Otherlegaland professionalfees||1,2il|1,zil|88|
||L45,929|t22,O6L|267,9n|289,039|
|10.!NDEPEl{DEI{TEXAMIITATIONFEES|||||
||||202t|2020|
||||f.|f|
|Feespayabletothe independent examinerfor:|||||
|lndependent examination of the financial statements|||2,7@|2,656|
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|Thetotalstaffcostsand employee benefitsfor the reporting|periodare analysedasfollows:||
|---|---|---|
||2021|2020|
||f|€|
|Wagesandsalaries|180,096|198,055|
|Socialsecuritycosts|9,279|11,858|
|Employer contributionstopensionplans|10,643|L]-,425|
||zfi,O17|221,338|
|eguivalent employees during theyearisanalysedasfollow|s:||
|---|---|---|
||2021|2020|
||No.|No.|
|Number of casework/projectstaff|5|5|
|Number of administrativestaff|1|1|
|Number of managementstaff|1|1|
|Number of supervisionstaff|1|7|
||8|8|
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|||Equlpment|
|---|---|---|
|||t|
|Cost|||
|AtlApril2020||36,317|
|Additions||1,990|
|Disposals||(20,lxxr)|
|At3lMarch2021||t7,l7E|
|Depreclation|||
|AtlApril2020||36,317|
|Disposals||(20,!r99)|
|At3lMarch2021||15,318|
|Grryingamount|||
|At3lMarch2021||1,t60|
|At3lMarch2020|||
|DEBTORS|||
||2021|2020|
||f|f|
|Prepaymentsandaccruedincome|9,215|L2,522|
|Other debtors|3,(ro|3,060|
||12,275|15,582|
|CREDITORS:amountsfalllngduewfthlnone year|||
||2021|2020|
||t|f|
|Tradecreditors|2,915||
|Accruals anddeferred income|32,576|4,630|
||35,491|4,630|
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|DEFERREDINCOME|||
|---|---|---|
||2021|2020|
||f€||
|AtlApril2020||5,000|
|Amountreleasedtoincome||(s,000)|
|Amount deferredinyear|25,(xro||
|At31March2021|25,(Xro||
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|Unrestrkted funds||||||
|---|---|---|---|---|---|
||||||At|
||AtlApril2020
f|lncomeExpenditure
EE||Transfers31
€|March2021
f|
|Generalfunds|45,5L4|147,393|(108,171)|(2,t841|t3,552|
|Contractual Commitment
Reserve|,r,*_||||,',7|
|CCCMoneyAdvice||47,550|(40,11;)|(7,4391||
||LL7,5L4|L94,943|{.L48,282!.|(9,623)|lil,ssz|
||||||At|
||AtlApril2019
f|lncomeExpenditure
€f||Transfers3l
f.E|March2020|
|Generalfunds|53,48|115,105|(128,694)|5,555|
46,5L4|
|Contractual Commitment||||||
|Reserve|69,00:|||2,000|
71,000|
|CCCMoneyAdvice||47,550|@4,5L;)|(3,038)||
||L22,M8|L62,655|(173,206)|5,6L7|LL7,SL4|
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|Restrictedfunds||||||
|---|---|---|---|---|---|
||||||At|
||AtlApril2020|lncomeExpenditure||Transfers31|March2021|
|||€f||f||
|CCCMoneyAdvice||||||
|Macmillan||36,03;|(45,33;)|9,298||
|MaPSDebt Advice|7,356|4L,8t7|(41,618)||7,555|
|SouthLakesHousing|t,u7|915|(1,289)|$,qn)||
|DWP-Helptoclaim
(Universal Credit)|(2,581)|25,U6|(24,2631|,,rt:||
|Telephoneanddigital fund||L5,277|(1s,205)||?;|
|Hardshipfund||5,000|||5,(Xlo|
||6,622|L24,089lL27,7O8l.||9,623|12,626|
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||AtlApril2019
€|lncomeExpenditure
€E||Transfers3l
f|March2020|
|CCCMoneyAdvice|L5,279_|||(L5,2791||
|Macmillan||4t,02;|@7,8;l|6,L52||
|MaPSDebt Advice|13,554|39,705|(4s,913)||7,356|
|SouthLakesHousing|4,233|915|(3,301)||7,847|
|DWP-Helptoclaim
(Universal Credit)||20,350|(26,43L1|,,tT|(2,s81)|
|Telephoneanddigital fund||||||
|Hardshipfund||||||
||33,076|101,9951L22,832)||(5,517)|6,522|
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||Unrestricted|Restricted|TotalFunds|
|---|---|---|---|
||Funds|Funds|2021|
||E|€|f|
|Tangiblefixedassets|1,960||1,990|
|Currentassets|L52,692|48,1L7|2m.809|
|Creditorslessthan1year||(35,491)|(35,491)|
|Netassets|L54,552|t2,626|167,ll8|
||Unrestricted|Restricted|TotalFunds|
||Funds|Funds|2020|
||E|f|€|
|Tangiblefixedassets||||
|Currentassets|7L7,5L4|Lt,252|L28,766|
|Creditorslessthan1year||(4,630)|(4,630)|
|Netassets|tL7,5L4|6,622|t24,L36|
|2,-.OPERANNGLEASECOMM]TMENTS|||
|---|---|---|
|Thetotal futureminimumleasepaymentsundernonrancellable|operatingleasesareasfollows:
2021|2020|
||€€||
|Not later than1year
Laterthan1yearand not later than5years|lt 375
6,(Xl0|19,200
13,500|
||24,375|32,700|