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2022-10-31-accounts

Al Mustafa Welfare Trust

Al Mustafa Welfare Trust International Ltd Annual Report & Financial Statements Year ended 31 October 2022 England & Wales Registered Charity No. 1118492

Contents

Contents
Charity Information 03
Trustees Annual Report 04
Message from the Chairman 04
Our Achievements 06
The long-lasting impact of Covid 08
Eye Care for the Poor 10
How we set up Eye Camps 12
How your help has changed lives 13
Our Eye Hospital 15
Vision - Freedom 14
Our Eye Camps 15
Sponsor a Hafz 16
Sponsor an Orphan 18
Provide Safe Water 20
The Freedom Campaign 23
Build a Mosque 24
Emergency & Disaster Relief 26
Syria 28
Burma 29
Ramadan Projects 30
Ramadan Food Packs 31
Free Community Kitchen 32
Feed the Fasting in Al Aqsa 33
Fidyah & Kafarah 34
Other Projects 35
Build a School 36
Planting Olive Trees 37
Honouring Our Elderly 38
Cleft Surgery for Children 39
Winter Distribution 40
Neighbours First 41
The Freedom Campaign 36
Give a Little Extra 42
Trustee’s Annual Report (continued) 44
Independent Auditor’s Report 47
Statement of Financial Activities 52
Balance Sheet 53
Statement of Cash Flows 54
Notes to the Financial Statements 55

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Charity Information

Registered Charity Name Al Mustafa Welfare Trust International Ltd
Charity Registration Number 1118492
Registered/Principal Ofce 110 High Street, First Floor
Hounslow, Middlesex, London TW3 1NA
Trustees Mr. Abdul Razzaq Sajid
Mrs. Rizwana Latif
Mrs. Shamama Shahid Lateef
Mrs. Rubina Khawaja
Auditors K K Associates
Chartered Accountants
305 Crown House
North Circular Road
Park Royal
London NW10 7PN
Solicitors Lee Bolton Monier-Williams LLP
1 The Sanctuary, Westminster
London SW1P 3JT
Bankers Lloyds Bank
Unit 8-9 Treaty Centre
Hounslow TW3 1ES

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CHAIRMAN’S MESSAGE

By God’s grace, we have now completed another year of serving humanity for the sake of Allah (swt) and seeking His pleasure.

At Al Mustafa Welfare Trust, we are dedicated to alleviating poverty, ending suffering and spreading joy. Since 1983, we have been helping millions of vulnerable people build lives free from extreme poverty and misery.

During this year, your generous donations helped us reach thousands of people and provide hope, happiness and promote good health. We have carried out projects across the globe, whilst responding to emergencies worldwide. We have now provided over 150,000 free cataract surgeries for those in need, helping to restore sight, give hope and rebuild communities. With our 100% Zakat policy, 100% of your Zakat donations have gone directly to those most in need!

This report celebrates the great work we have done together, and I hope you will find great comfort in reading about the many lives we have changed, Alhamdulillah. Whilst we have done some fantastic work together, there are still millions of people living in unimaginable poverty and strife. Please join us in helping even more people in need and to please Allah (swt).

Thank you for your heartfelt support, from myself and the team at Al Mustafa.

Abdul Razzaq Sajid

Chairman

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daily, weekly or over the last 10 nights

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13 Million+

1.2 Million

2.3 Million

59,370

152,149

998,723

755,991

1,341

9,223

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21

17

512,652

3,579

189

16,314

12,137

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651

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The long-lasting impact of Covid

Whilst much of the world has seen a steady decline in Covid, many impoverished communities continue to suffer.

With a lack of healthcare and access to the vaccine, many countries have not been able to move out of the devastating crisis. Instead, the prolonged pandemic has led to mass unemployment, huge inflation and increase in poverty.

Countless people have been left with no source of income and are unable to afford even basic food. Many children have fallen behind academically as schools were closed, and have failed to return.

Al Mustafa Welfare Trust has been working in 11 countries worldwide to help vulnerable families through the crisis. We have been distributing food parcels and healthcare services and have been working with communities focusing on prevention and hygiene.

As Covid continues to impact some of the world’s most vulnerable communities, our teams are ready on the ground to respond.

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7,950 SYRIA REFUGEES
1,240 LEBANON
14,006 PAKISTAN
3,141 BURMA ROHINGYA REFUGEES
8,400 GAZA
11,496 YEMEN
860 DJIBOUTI
1377 BANGLADESH
4,500 KENYA
5,000 TANZANIA
1,400 MALAWI
59,370
FOOD
PACKAGES
DELIVERED
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YOU PLEASE _ Ilahg Al-mustafa krving 1983 FkEECAtARACTSURGER rovi for thè Poo io

Sight Restoration Programme

Over 2.2 billion people around the world are impacted by blindness.

75% of all blindness is curable or preventable and yet millions of vulnerable people continue to live in darkness. We’re working across the world to bring back the gift of sight to people in impoverished communities.

How you can help

£45 Could Provide One Cataract Surgery

£135 Could Provide Three Cataract Surgeries £450 Could Provide Ten Cataract surgeries

£1,500 Could Provide a Free Eye-Camp in Pakistan & Bangladesh £4,000 Provides a Slit Lamp

Thanks to your support, we have completed over 150,000 cataract surgeries for free and helped millions more with glasses, medicine and treatment.

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A Solution in Sight HOW WE SET UP EYE CAMPS

(PAKISTAN & BANGLADESH ONLY)

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Those fit for surgery receive a further 5 additional tests: Diabetes, HIV, Blood Pressure, Hepatitis B & C.

Surgery is performed and patients are provided with food and accommodation for the day to aid recovery.

One month prior We conduct eye to our camp, we screening to place adverts in determine who local newspapers, requires medication, co ~~mm~~ unity centres, lenses, surgery or mosques, radio and hospital referral. television.

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A week later a follow up camp is arranged and the on-site surgeons confirm if the patient’s eye sight is restored.

The next day we carry out the first operative review, then remove bandages and discharge the patients.

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performed 152,149 cataract surgeries in the following countries:

PAKISTAN 115,067 GAZA, PALESTINE 1,820 BANGLADESH 22,843 BURMA 690 DJBOUTI 2,863 SRI LANKA 2,186 KENYA 5,279 MALAWI 1,401

Building Sustainable Eye Care Systems Worldwide

152,149 512,652 CATARACT HEPATITIS SCREENING SURGERIES 651 755,991 SCHOOL BASED EYE GLASSES EYE CAMPS DISTRIBUTED 998,723 1,341 OPD (SCREENING) PEOPLE WITH DISABILITIES SUPPORTED IN BUSINESS

998,723 OPD (SCREENING) 16,314 DISABLED CHILDREN SUPPORTED TO ATTEND SCHOOL

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Our Eye Hospital

we are often dependent on weather and location. Although our services are good, we are unable to operate on children or provide specialist support that is sometimes required. At our hospital, we can take our eye camps one step further and offer tailored support with expert medical professionals and treat complex cases.

Al Mustafa Welfare Trust has established aspecialist eye hospital in Lahore, Pakistan.

Our hospital is a one of a kind, providing free, expert healthcare to those most in need. We are currently serving 200 patients every single day. At our hospital, we work with world-class doctors and treat a whole range of eye conditions, truly benefiting vulnerable people living in poverty.

Our hospital means that patients are welcome to visit us whenever they need help, instead of waiting for an eye camp to visit their village. This allows us to treat blindness a lot earlier; preventing longer lasting damage and averting a wider impact to the lives of the vulnerable people we are helping.

At our hospital, qualified eye specialist surgeons and doctors are using the latest techniques to provide excellent medical care and performing critical operations; helping restore the sight of hundreds of people each day. Our hospital is fully equipped with excellent medical machinery and equipment. While our eye camps will continue and are brilliant in saving sight,

WE ARE CURRENTLY SERVING 200 PATIENTS EVERY DAY!

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Sponsor a Hafiz

"The best among you are those who learn the Qur’an and teach it to others”. [Sahih Bukhari]

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Our Hifz Programme is your opportunity to transform the life of a vulnerable child forever and give them the gift of the Holy Qur’an.

This amazing project is also a Sadaqah Jariyah for you, bringing you ongoing endless rewards Insha’Allah. Our project enables vulnerable children to learn and memorize the Qur’an and become a guiding light for their community. We are currently supporting 800 students and provide donors with regular, tailored feedback.

9,233 Hafiz Sponsored

211 Huffaz Led Taraweeh in 19/20

674 Huffaz Teaching Qur’an

2,789 Huffaz Studying Alam Courses

For just £15 a month, we provide the students with:

A QUALIFIED TEACHER

MEDICAL CARE

How you can help

Donate towards the school fees and boarding of a poor child.

A Month Sponsors £15 a Child for 3 Years £180 Sponsors a Child for One Whole Year £540 Is the Cost of a Full 3 Year Sponsorship

SAFE ENVIRONMENT ENROLMENT TO ALIM COURSES

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HO YOU PLEASE .¥ an OFphan 18

We provide hope for thousands of orphan children worldwide by giving them the best start in life.

We’re helping build happy futures without fear of neglect, poverty or suffering.

All orphans are provided with nutritious food, excellent education, access to healthcare and services to promote their wellbeing. We also offer you the opportunity to write to your sponsored child.

Orphan children can often feel as though their futures are bleak and are more vulnerable to abuse and forced labour.

How you can help

Donate towards food, education and health care of an orphan.

Ongoing support for your sponsored child

We know that sponsoring an orphan can truly help transform their lives. Through Al Mustafa Welfare Trust, you are able to send gifts to your sponsored child to extend further support to them and their families too.

Al Mustafa Welfare Trust will be responsible for passing on your gifts to the child and we will try, where possible, to facilitate any responses from the child.

£28 A Month Sponsors One Orphan Child £336 Supports an Orphan for an Entire Year

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3,579 172 19
ORPHAN CHILDREN CHILDREN
SPONSORED ACHIEVED A+ IN ACHIEVED A+ AT
ANNUAL EXAMS DISTRICT LEVEL
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Provide Safe Water Saad bin Ubadah (ra) narrated. I asked the Prophet of Allah what charity is best? And he replied, ‘Giving water to drink’. [Sunan Ibn Majah]

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When you give water, you give life. Millions of people are living without clean and safe drinking water, putting their lives at risk.

Globally 785 million people lack access to clean water. Drinking dirty water can cause diseases such as cholera, typhoid and diarrhoea, which kills millions of people every year. Almost 1,000 children needlessly die every single day by drinking dirty, contaminated water. We provide water solutions across 9 countries including Pakistan, India, Bangladesh and Somalia, building electric motor tube wells, manual tube wells, hand-pumps and agricultural wells.

Our Water Projects

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How you can help

£200 Will help install a Small Water Well £300 Will help install an Electric Water Well £1,000 Will help install a Large Water Well £1,500 Will help install a Large Water Purification Plant £2,500 Will help dig a Community Water Well

£4,500 Will help install a Large Solar Water Well

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Ll HO YOU PLEASE Ilah? Free 4 famil bonde labo 22

THE FREEDOM CAMPAIGN A FUTURE FREE FROM SLAVERY

24.9 million people are in forced labour around the world, a form of modern slavery.

1 in 4 victims of modern slavery are children. Women and girls are disproportionately affected and at extreme risk of sexual exploitation and trafficking.

For those living in poverty, a sudden need for funds forces them to borrow money they don’t have. They are tricked into working as bricklayers, earning as little as £1 a day. Most or all of the money they earn goes to pay off their loan.

As their debtor “pays” them very little, it means their debt continues for generations and traps their families in modern day slavery.

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If HO YOU PLEASE Build 4 Mos your[ P ace Injannah 24

The Prophet Muhammad (pbuh) informed us that a Palace in Paradise would be awaiting those who build a mosque in this world, Insha’Allah.

Mosques are integral parts of Muslim communities all over the world, giving a space for Muslims to come together to pray, read Qur’an and to socialise. However, many Muslims living in developing countries do not have access to a mosque at all. You can change that.

MOSQUES BUILT

How you can help

Help Renovate a Masjid

Mosques enable communities to come together and offer Muslims a place to pray, hold weddings and funerals, reconnect with faith and engage with other Muslims. Provide this opportunity to Muslims around the world today.

£1,500 Will Purchase Fans, Lights, Mussalah and a Water Cooler £1,000 Will Carpet a Whole Mosque

Build a Mosque

£7,000 ~~Build a Mosque~~ SMALL MOSQUE FOR 120 PEOPLE £15,000 MEDIUM MOSQUE FOR 300 PEOPLE £22,000 LARGE MOSQUE FOR 600 PEOPLE

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Emergency & Disaster Relief 1.2 Million 90,000 20,000 + PEOPLE REACHED WITH LIVES IMPROVED VIA QURBANI MEAT DISTRIBUTION EMERGENCY RESPONSE DEVELOPMENT PROJECTS BENEFICIARIES

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How you can help

Disaster can strike anytime, anywhere. It can cost lives and ruin entire societies.

Natural disasters affect around 160 million people worldwide and around 2 billion people live in conflict-struck areas. In times of crisis and disaster, Al Mustafa Welfare Trust provides fast, effective emergency aid; food, water and healthcare to those affected.

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£55 provides a Family Food Pack for a month

£300 provides for a Family Survival Pack (food, water, shelter & healthcare)

£1,000 towards an

Emergency Medical Camp treating up to 200 people

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Syria

Over 11 years of conflict has left more than 13 million Syrian people in need of urgent humanitarian aid.

Millions of people don’t have access to clean water and Syria’s medical infrastructure is on the brink of collapse. 2.8 million Syrian children are not in school and are missing out on the education they need.

With your donations, we have been providing cash grants to Syrians to pay for shelter or buy much needed necessities such as food, clothing and bedding. We have also been providing food parcels and medical supplies to as many Syrian refugees as possible.

How you can help

£55 provides a one-month Family Food Pack.

£300

provides a Family Survival Pack (food, water, shelter & health).

£1,000

towards an Emergency Medical Camp treating up to 200 people.

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£55 provides a one-month Family Food Pack.

£300

provides for a Family Survival Pack (food, water, shelter & health).

£1,000 towards an Emergency Medical Camp treating up to 200 people.

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Ramadan Projects

Feed the needy this Ramadan and attain the reward of the fasting person

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Ramadan Food Pack

Over 821 million people go hungry every single day and 25,000 people die every day from hunger.

The situation has worsened globally due to the Coronavirus pandemic, which is still affecting millions worldwide, and many communities have been brought to the brink of starvation. Countries like Syria, Yemen, Afghanistan and Palestine are struggling more than ever due to war.

Widespread and deep-rooted poverty in many countries across Africa and Asia has left millions without food. This Ramadan they will struggle to find food to open and close their fasts. They will continue to go hungry unless we do something. Join us today and break the hunger by providing impoverished families with access to nutritious food that can save their lives. Providing food also helps more people feel spiritually connected and have more time for worship.

How you can help

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£55 Provides a Single Family with a Food Pack for One Month £110 Will Feed Two Families for a Month £550 Can Feed 10 Families for a Month

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Feed the Fasting in our Free Community Kitchen

Alongside food aid distributions, we arrange large, communal meals for those in need.

In Ramadan we invite vulnerable people to our free community kitchen in order to break their fast with cooked meals which our team prepares on site, using locally sourced ingredients. Outside of Ramadan, our community kitchen serves lunch and dinner daily. At each gathering we serve up to 300 people, including laborers and the poor.

How you can help

£45 Will provide 60 Cooked and Nutritious Meals £60 Will provide 80 Cooked and Nutritious Meals £75 Will provide 100 Cooked and Nutritious Meals

Feed the Fasting in Al Aqsa

Every Ramadan, Al Mustafa Welfare Trust organises daily iftar meals in Bait-ul-Muqadas so that those in need can open their fast with nutritious food.

In Palestine access to food is scarce, largely due to poverty and inflation. This means that nourishing food is simply not accessible to many people living in the area. 1.6 million Palestinians struggle to obtain the sustenance they need daily due to low wages and high prices.

How you can help

£250 Iftar for 50 People £500 Iftar for 100 People £1000 Iftar for 200 People £2500 Iftar for 500 People

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Fidyah

When someone is unable to fast in Ramadan and can’t make up the lost days afterwards (for example, because of ill health or pregnancy), then they should pay fidyah for someone else to be fed.

Fidyah costs £6 per each missed fast. This should provide one person with two meals or two people with one meal. If someone misses all the fasts of Ramadan, they will need to pay £180.

per fast and £180 £6 for Whole Month.

Kaffarah

Kaffarah is the compensation that you must pay if you deliberately miss or break a fast in the month of Ramadan without a valid reason.

To atone for the missed/intentionally broken fast, a person must fast

continuously for 60 days. If they are unable to do that, then they must feed 60 poor people at a rate of £6 per person, which is the cost of an average meal in the UK. This amounts to £360 kaffarah for each missed/ intentionally broken fast.

for each missed or broken fast or £360 two months continuous fasting with no breakin between

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Other Projects Help our transformational initiatives improve lives and communities across the world

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Build a School

School Maintenance

We aim to build primary schools in remote locations, as every child deserves the right to an education.

We are supporting several schools in Gaza, Pakistan and Bangladesh, making education accessible to hundreds of children. We are also providing hundreds of pupils with stationary, books and bags.

• We have 7,044 Students studying in 21 Schools

• 11 Schools built

As well as building schools, we work to support and strengthen those schools already functioning but are poorly maintained.

• 54 schools maintained

How you can help £10 A Month will Support a Child’s Education £2,000 Will Help Maintain a School for an Entire Year £6,000 Will Help Build a Rural Primary School

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Planting Olive Trees

“And a tree (olive) that springs forth from Mount Sinai, that grows oil, and (it is a) relish for the eaters.”

SURAH AL-MUMINOON 23:20

Al Mustafa Welfare Trust has been working in Palestine since 2013. We support orphans, provide healthcare, help families with food packs, emergency relief packs and through planting olive trees, we are changing lives for the better.

Our goal is to plant 50,000 olive trees in the next two years for the people of Gaza. With a small donation of just £10 you can be part of a big change.

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Honouring
Our Elderly
Our elders have paved the way for us, making
sacrifices so we can live well.
Many are now vulnerable and falling ill, unable to get the
care they need. As little as £14 a month helps us to provide
healthcare, food and shelter to give older people the sup-
port they need.
Supporting 6 Elderly Care Homes
Providing Daily Meals
Providing Healthcare Facilities
How you can help
£14 A Month Sponsors an
Elderl Person
y
£168 Sponsors an Elderly
Person for a Year
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Cleft Surgery for Children

We have performed over 8,000 cleft lip surgeries

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Over 170,000 children are born with cleft lips or palates every year. We provide expert healthcare and support to babies, children and adults suffering from the painful consequences of cleft lip. Your donations will provide life-changing surgery and help a child smile again.

How you can help

£200 Cleft Surgery for One Child

Cleft Surgery for Two £400 Children

£600 Cleft Surgery for Three Children

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Winter Distribution

For countless people across the globe,winter is a fight for survival.

Without warm clothing, shelter or hot food, winter can be deadly and millions are at risk every year. We work in Pakistan, Bangladesh, Burma (Myanmar), Somalia, Gambia and Gaza to provide life-saving assistance and help families through the brutal winter months.

In winter we also provide fuel for heating, distribute hygiene kits, provide winter protective clothing and deliver essential food packs.

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Neighbours First

When thinking about helping the vulnerable & needy, we sometimes forget the people that are closest to us and are equally deserving of our support & care.

We firmly believe that charity begins at home and we are committed to local projects and events that will support and strengthen our community in the UK.

Homeless Project

Homelessness affected over 227,000 people last year alone. Without homes, people living on the street are more vulnerable to the freezing winter, hunger and abuse. Our volunteers support the homeless community on a regular basis, distributing hygiene kits, food and winter packs, including jackets, sleeping bags, warm clothes and shoes. Helping to make a real difference to those struggling on the streets.

How you can help

£10 Could provide a Hygiene Kit to a Homeless Person

£20 Could provide Four Hot & Nutritious Meals to a Homeless Person

£300 Could provide a Winter Relief Kit with Jackets, Sleeping Bags, Warm Clothes & Shoes

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Give a Little Extra

Sometimes sponsors feel they’d like to send extra money to their sponsored child, individual, family or for the wider community.

£10 Plant an Olive Tree

£150 Provides a Family One Goat

£45 for an Orphans Gift Pack

£300 Helps to Setup a Food Cart

£50 Provides a Sewing Machine

£600 Provides a Family with One Dairy Cow

£145 Provides Mobility Equipment

£1,000 Helps Setup a Small Business

Give Hope Set up Direct Debit for monthly donations

Please support us by giving just £5 per month, so we can help needy and vulnerable people to live their lives with dignity and peace.

We are Members & Affiliates of

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Financial Statements 43

Al Mustafa Welfare Trust International Ltd

Annual Report and Financial Statements for the Year Ended 31 October 2022

Trustees Annual Report

(Continued)

The trustees present their report and accounts for the year ended 31 October 2022. The accounts have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the charity’s governing document, the Charities Act 2011 and the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard FRS 102 issued in 2019.

STRUCTURE, GOVERNANCE AND MANAGEMENT

The affairs of Al Mustafa Welfare Trust International Ltd are governed by the memorandum and articles of association written on incorporation on 4 October 2005 as amended by special resolution dated 27 April 2006. The charity is managed by a board of trustees who are actively engaged in the overall management and control of the charity. In the year ended 31 October 2022, the following persons served as trustees:

Mr. Abdul Razzaq Sajid Mrs. Rizwana Latif Mrs. Shamama Shahid Lateef Mrs. Rubina Khawaja

FINANCIAL REVIEW

The donations received this year increased when compared to the previous year and were adequate to implement the programs.

RISK MANAGEMENT

The charity takes robust steps to manage the risks involved in achieving of its aim and objectives. The Board of Trustees reviews significant risks and makes sure that they are taking appropriate measures to manage and reduce their impact. Managers manage resources, monitor performance, and have also established, and manage, an effective internal control environment. This is supported by systems, processes, and procedures.

PUBLIC BENEFIT

The charity develops strategic plans to make certain that we provide maximum public benefit and achieve our strategic objectives, which fall under purposes defined by the Charities Act 2011 and public benefit guidance published by the Charity Commission.

OBJECTIVES AND ACTIVITIES

The charity’s objective is the advancement of health and education, alleviation of poverty and serving humanity. In this regard, the charity continued to support and sponsor the health and education initiatives, poverty relief efforts and construction and repair of houses and accommodation. The source of income was public donations, including Gift Aid and payroll giving. No grant was received from any government or private organization.

(Continued...)

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Annual Report and Financial Statements for the Year Ended 31 October 2022

Al Mustafa Welfare Trust International Ltd

Trustees Annual Report

(Continued)

RESPONSIBILITIES OF THE TRUSTEES

The charity’s trustees are responsible for preparing the Trustees Annual Report and the financial statements in accordance with applicable law and regulations.

The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year. Under that law the trustees have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). The trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charity and the income and expenditure of the charity for that period.

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charity’s transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charity (Accounts and Reports) Regulations, and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

In preparing these financial statements, the trustees are required to;

(Continued...)

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Al Mustafa Welfare Trust International Ltd

Annual Report and Financial Statements for the Year Ended 31 October 2022

Trustees Annual Report

(Continued)

FUNDRAISING

Our fundraising strategy is to use different modes of fundraising which include individual donor giving, community fundraising, live TV and radio appeals, events, direct mail, and online giving. The fundraising activities are performed by our staff. As a member of the Fundraising Regulator, we abide by its Fundraising Code of Practice. We advise our donors and supporters that we are regulated by the Fundraising Regulator and comply with their Code of Practice.

We have a complaint registration policy and procedure in place. If donors and supporters have any complaints, they can register their complaints in person, by telephone, email, or online contact forms on our website or through postal letters. Any complaints have to be dealt in accordance with the process laid down in Code of Practice of the Fundraising Regulator.

We ensure that our staff are fully briefed about the code of conduct with regard to the protection of vulnerable people. Before any external facing fundraising activity is undertaken, we remind staff on best practice and the need to identify, respect, support, and protect vulnerable people.

AUDITORS

Each of the persons who is trustee at the date of approval of this report confirms that:

K K Associates, Chartered Accountants and Registered Auditors, have been re-appointed as auditors for the ensuing year.

Signed on behalf of the trustees

Mr Abdul Razzaq Sajid

Trustee

110 High Street, First Floor Hounslow, Middlesex London TW3 1NA United Kingdom

Date: 25 August 2023

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Al Mustafa Welfare Trust International Ltd Company Limited by Guarantee Annual Report and Financial Statements for the Year Ended 31 October 2022

Independent Auditor’s Report to the Members of AL MUSTAFA WELFARE TRUST INTERNATIONAL LTD

Opinion

We have audited the financial statements of Al Mustafa Welfare Trust International Ltd (the ‘charitable company’) for the year ended 31 October 2022 which comprise the statement of financial activities (including income and expenditure account), balance sheet, statement of cash flows and the related notes, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

In our opinion the financial statements:

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that may cast significant doubt on the charitable company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

(Continued...)

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Al Mustafa Welfare Trust International Ltd Company Limited by Guarantee Annual Report and Financial Statements for the Year Ended 31 October 2022

Independent Auditor’s Report to the Members of AL MUSTAFA WELFARE TRUST INTERNATIONAL LTD (Continued)

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

(Continued...)

48

Al Mustafa Welfare Trust International Ltd Company Limited by Guarantee Annual Report and Financial Statements for the Year Ended 31 October 2022

Independent Auditor’s Report to the Members of AL MUSTAFA WELFARE TRUST INTERNATIONAL LTD (Continued)

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the trustees’ report. We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the trustees’ responsibilities statement, the trustees (who are also the directors for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the trustees are responsible for assessing the charitable company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

(Continued...)

49

Al Mustafa Welfare Trust International Ltd Company Limited by Guarantee Annual Report and Financial Statements for the Year Ended 31 October 2022

Independent Auditor’s Report to the Members of AL MUSTAFA WELFARE TRUST INTERNATIONAL LTD (Continued)

Auditor’s responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

As part of an audit in accordance with ISAs (UK), we exercise professional judgment and maintain professional scepticism throughout the audit. We also:

(Continued...)

50

Al Mustafa Welfare Trust International Ltd Company Limited by Guarantee Annual Report and Financial Statements for the Year Ended 31 October 2022

Independent Auditor’s Report to the Members of AL MUSTAFA WELFARE TRUST INTERNATIONAL LTD (Continued)

Use of our report

This report is made solely to the charitable company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Kamal A. Kureshi Senior Statutory Auditor

For and on behalf of K K Associates, Statutory Auditor

305 Crown House North Circular Road Park Royal London NW10 7PN

Date: 25 August 2023

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

51

Al Mustafa Welfare Trust International Ltd

Statement of Financial Activities

(Including the income and expenditure account)

Year Ended 31 October 2022

Unrestricted
Funds
Note
£		 Unrestricted
Funds
Note
£		 Restricted
Total Funds
Total Funds
Funds
2022
2021
£
£
£		 Restricted
Total Funds
Total Funds
Funds
2022
2021
£
£
£		 Restricted
Total Funds
Total Funds
Funds
2022
2021
£
£
£
INCOME AND
ENDOWMENTS FROM:
Donations
2
Investments
3
TOTAL INCOME
EXPENDITURE ON:
Raising Funds
4/5
Charitable activities
6/7
TOTAL EXPENDITURE
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS:
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD		 5,870,866
-
5,870,866
(352,252)
(4,474,767)
(4,827,019)
1,043,847
2,412,916
3,456,763		 8,721,092
804
8,721,896
(1,040,902)
(4,862,417)
(5,903,319)
2,818,577
3,672,740
6,491,317		 7,383,940
164
7,384,104
(897,679)
(4,257,146)
(5,154,825)
2,229,279
1,443,461
3,672,740

The Statement of Financial Activities includes all gains and losses in the year and therefore a statement of total recognised gains and losses has not been prepared.

All of the above amounts relate to continuing activities

The notes on pages 55 to 63 form part of these financial statements.

52

Al Mustafa Welfare Trust International Ltd

Balance Sheet - 31 October 2022

Note
£		 2022
£		 2021
£
FIXED ASSETS
Tangible assets
11
CURRENT ASSETS
Debtors
12
Cash at bank and in hand
CREDITORS: Amounts falling due within one year
13
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
TOTAL NET ASSETS
16
FUNDS OF THE CHARITY
Restricted income funds
14
Unrestricted income funds
15
TOTAL CHARITY FUNDS
16		 18,053
1,534,926
4,954,570
6,489,496
(16,232)
6,473,264
6,491,317
6,491,317
3,456,763
3,034,554
6,491,317		 25,584
1,103,278
2,589,384
3,692,662
(45,506)
3,647,156
3,672,740
3,672,740
2,412,916
1,259,824
3,672,740

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime set out in Part 15 of the Companies Act 2006.

The trustees acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 and Charities Act 2011 with respect to accounting records and preparation of accounts.

These financial statements were approved by the Board of Trustees and are signed on their behalf by:

Mr Abdul Razzaq Sajid TRUSTEE

Al Mustafa Welfare Trust International Ltd

(England and Wales registered company number 05581896), (England and Wales registered charity number 1118492) Date: 25 August 2023i

The notes on pages 55 to 63 form part of these financial statements.

53

Al Mustafa Welfare Trust International Ltd Statement of Cash Flows Year ended 31 October 2022

2022
£		 2021
£
Cash fows from operation activities
Net income
2,818,577
Adjustments for:
Depreciation of tangible fxed assets
10,265
Other interest receivable and similar income
(804)
Changes in:
Trade and other debtors
(431,648)
Trade and other creditors
(29,274)
Cash generated from operations
2,367,116
Interest received
804
Net cash from operating activities
2,367,920
Cash fows from investing activities
Purchase of tangible assets
(2,734)
Net cash from investing activities
(2,734)
Net increase in cash and cash equivalents
2,365,186
Cash and cash equivalents at beginning of year
2,589,384
Cash and cash equivalents at end of year
4,954,570		 2,229,279
10,433
(164)
(813,897)
26,122
1,451,773
164
1,451,937
(20,311)
(20,311)
1,431,626
1,157,758
2,589,384

The notes on pages 55 to 63 form part of these financial statements.

54

Al Mustafa Welfare Trust International Ltd

Notes to the Financial Statements

Year ended 31 October 2022

1. ACCOUNTING POLICIES

a) Basis of preparation

The financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts. The financial statements have been prepared in accordance with the requirements of the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Ireland FRS102 issued in 2019, and the Charities Act 2011.

The Trust constitutes a public benefit entity as defined by FRS 102.

b) Funds structure

The charity has restricted and unrestricted funds. Restricted funds are categorised as restricted based on the donors’ restrictions on the projects for which they must be used.

c) Income recognition

All income is recognised once the charity has received the funds. The Trustees consider this to be the appropriate and prudent principle.

d) Expenditure recognition

Expenditure is recognised when the funds have been disbursed. The charity follows a strict evaluation and approval procedure for charitable expenditure and funds are disbursed immediately upon approval.

e) Tangible fixed assets and depreciation

All fixed assets are initially recorded at cost. Depreciation is calculated so as to write off the cost of an asset, less its estimated residual value, over the useful economic life of that asset as follows:

Fixtures Fittings & Equipment - 20% straight line basis

55

Al Mustafa Welfare Trust International Ltd

Notes to the Financial Statements Year ended 31 October 2022

2. DONATIONS

Unrestricted Funds Restricted Funds Total Funds 2022
£ £ £
Donations
Donations 2,043,438 5,870,866 7,914,304
Gifts
Gift Aid 806,788 – 806,788
2,850,226 5,870,866 8,721,092
Unrestricted Funds Restricted Funds Total Funds 2021
£ £ £
Donations
Donations 927,541 5,642,502 6,570,043
Gifts
Gift Aid 813,897 – 813,897
1,741,438 5,642,502 7,383,940

56

Al Mustafa Welfare Trust International Ltd

Notes to the Financial Statements

Year ended 31 October 2022

3. INVESTMENT INCOME

Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
£ £ £ £
Bank interest receivable 804 804 164 164

4. EXPENDITURE ON RAISING FUNDS

Total Funds Total Funds
2022 2021
£ £
Expenditure on raising funds
(Note 5) 1,040,902 897,679

5. EXPENDITURE ON RAISING FUNDS (CONTINUED)

Unrestricted
Restricted
Funds
Funds
£
£		 Unrestricted
Restricted
Funds
Funds
£
£		 Unrestricted
Restricted
Funds
Funds
£
£		 2022
£		 2021
£
Advertising & promotional expenses
Printing, postage and stationery
HR and Support Cost
Total		 537,690
95,592
55,368
688,650		 275,035
812,725
48,896
144,488
28,321
83,689
352,252
1,040,902		 753,894
77,509
66,276
897,679

57

Al Mustafa Welfare Trust International Ltd

Notes to the Financial Statements Year ended 31 October 2022

6. COSTS OF CHARITABLE ACTIVITIES BY FUND TYPE

Unrestricted Funds
Restricted Funds
Total Funds 2022
Total Funds 2021
£
£
£
£		 Unrestricted Funds
Restricted Funds
Total Funds 2022
Total Funds 2021
£
£
£
£		 Unrestricted Funds
Restricted Funds
Total Funds 2022
Total Funds 2021
£
£
£
£
Emergency & Disaster
Health & Education
Interfaith & Culture
Poverty
Other Projects
Governance Cost (Note 9)		 -
1,016,496
1,016,496
-
1,686,260
1,686,260
-
1,174,281
1,174,281
-
597,730
597,730
311,418
-
311,418
76,231
-
76,231
387,650
4,474,767
4,862,417		 365,810
1,724,558
1,089,479
868,738
139,719
68,842
4,257,146

7. ANALYSIS OF EXPENDITURE ON CHARITABLE ACTIVITIES

Activities Undertaken Directly Support Cost Total Funds 2022
£ £ £
Emergency & Disaster 834,430 182,066 1,016,496
Health & Education 1,384,231 302,028 1,686,260
Interfaith & Culture 963,954 210,327 1,174,281
Poverty 490,670 107,060 597,730
Other Projects 255,640 55,779 311,418
Governance Cost (Note 9) 76,231 - 76,231
4,005,157 857,260 4,862,417
Activities Undertaken Directly
Support Cost
Total Funds 2021
£
£
£		 Activities Undertaken Directly
Support Cost
Total Funds 2021
£
£
£		 Activities Undertaken Directly
Support Cost
Total Funds 2021
£
£
£
Emergency & Disaster
Health & Education

Interfaith & Culture
Poverty

Other Projects
Governance Cost (Note 9)		 286,443
1,350,396
853,104
680,255
109,405
68,842
3,348,445		 79,367
365,810
374,162
1,724,558
236,375
1,089,479
188,483
868,738
30,314
139,719
-
68,842
908,701
4,257,146

Support costs represent human resources, information technology, and other costs which are assigned and dedicated to charitable projects.

58

Al Mustafa Welfare Trust International Ltd

Notes to the Financial Statements

Year ended 31 October 2022

8. NET INCOMING RESOURCES FOR THE YEAR

2022 2021
£ £
This is stated after charging:
Depreciation 10,265 10,433
Auditors’ remuneration:
- audit of the fnancial statements 8,100 7,200

9. GOVERNANCE COSTS

Unrestricted Funds
Total Funds 2022
Total Funds 2021
£
£
£		 Unrestricted Funds
Total Funds 2022
Total Funds 2021
£
£
£		 Unrestricted Funds
Total Funds 2022
Total Funds 2021
£
£
£
Professional fees
Audit fees
Bank charges
Depreciation
 51,913
8,100
5,953
10,265
76,231		 51,913
48,147
8,100
7,200
5,953
3,062
10,265
10,433
76,231
68,842

59

Al Mustafa Welfare Trust International Ltd

Notes to the Financial Statements

Year ended 31 October 2022

10. STAFF COSTS AND EMOLUMENTS

2022
£		 2021
£
Total staf costs were as follows:
Wages and salaries
544,603
453,952
Social security employer costs
58,877
44,740
Workplace pension employer costs
11,772
10,202
615,252
508,894
Particulars of employees:The average number of employees during
the year, calculated on the basis of full-time equivalents, was as follows:
2022 2021
Number of permanent staf 16 15

No employee received remuneration of more than £60,000 during the year (2020 - Nil).

Trustees and related party transactions:

During the year Mr Abdul Razzaq Sajid, Trustee of the Charity, was paid remuneration of £57,750 (2021 – £55,000) for his services to the Charity. This remuneration is approved by the Charity Commission.

Remuneration received by key management personnel during this year amounted to £111,250 (2021 - £100,421) including the Trustee Mr Sajid. None of the other Trustees have been paid any remuneration or received any other benefits during the year. Travel and related costs relating to charity work in respect of two Trustees amounting to £24,195 (£24,119 - 2021) was paid by the Charity. Except for this, no related party transaction took place.

60

Al Mustafa Welfare Trust International Ltd

Notes to the Financial Statements Year ended 31 October 2022

11. TANGIBLE FIXED ASSETS

Fixtures & Equipment
£		 Fixtures & Equipment
£		 Total
£
COST
At 1 November 2021
91,162
91,162
Additions
2,734
2,734
Disposals
-
-
At 31 October 2022
93,896
93,896
DEPRECIATION
At 1 November 2021
65,578
65,578
Charge for the year
10,265
10,265
Eliminated on disposals
-
-
At 31 October 2022
75,843
75,843
NET BOOK VALUE
At 31 October 2022
18,053
18,053
At 31 October 2021
25,584
25,584
12. DEBTORS
2022
£		 2021
£
Gift Aid receivable
Other debtors		 1,533,176
1,101,528
1,750
1,750
1,534,926
1,103,278

61

Al Mustafa Welfare Trust International Ltd

Notes to the Financial Statements Year ended 31 October 2022

13. CREDITORS: Amounts falling due within one year

Total Funds 2022
Total Funds 2021
£
£		 Total Funds 2022
Total Funds 2021
£
£		 Total Funds 2022
Total Funds 2021
£
£
Taxation, social security and pension
Accruals		 14,914
1,318
16,232		 32,259
13,247
45,506

14. RESTRICTED INCOME FUNDS

Balance at
Income
Expenditure
Balance at
1 Nov 2021
31 Oct 2022
£
£
£
£		 Balance at
Income
Expenditure
Balance at
1 Nov 2021
31 Oct 2022
£
£
£
£		 Balance at
Income
Expenditure
Balance at
1 Nov 2021
31 Oct 2022
£
£
£
£		 Balance at
Income
Expenditure
Balance at
1 Nov 2021
31 Oct 2022
£
£
£
£		 Balance at
Income
Expenditure
Balance at
1 Nov 2021
31 Oct 2022
£
£
£
£
Emergency & Disaster
Health & Education
Interfaith & Culture
Poverty
15. UNRESTRICTED INCOME FUNDS		 403,033
1,058,846
307,264
643,773
2,412,916		 1,018,779
2,460,735
1,117,478
1,273,874
5,870,866		 1,090,633
1,837,546

1,264,780
634,060

4,827,019		 331,179
1,682,035
159,962
1,283,587
3,456,763
Balance at
1 Nov 2021
£		 Income
Expenditure
Balance at
31 Oct 2022
£
£
£
General Funds
1,259,824		 2,851,030
1,076,300
3,034,554

62

Al Mustafa Welfare Trust International Ltd

Notes to the Financial Statements Year ended 31 October 2022

16. SUMMARY OF ASSETS AND LIABILITIES OF EACH CATEGORY OF FUNDS OF THE CHARITY

Unrestricted
Restricted
Total
Funds 2022
Funds 2022
Funds 2022
£
£
£		 Unrestricted
Restricted
Total
Funds 2022
Funds 2022
Funds 2022
£
£
£		 Unrestricted
Restricted
Total
Funds 2022
Funds 2022
Funds 2022
£
£
£		 Unrestricted
Restricted
Total
Funds 2022
Funds 2022
Funds 2022
£
£
£
Fixed assets
18,053
-
18,053
Debtors
501,644
1,033,282
1,534,926
Cash at bank and in hand
2,518,340
2,436,230
4,954,570
Creditors (falling due within one year)
(3,483)
(12,749)
(16,232)
Net assets
3,034,554
3,456,763
6,491,317
Unrestricted funds
3,034,554
-
3,034,554
Restricted funds
-
3,456,763
3,456,763
Total charity funds
3,034,554
3,456,763
6,491,317
Unrestricted Funds
Restricted Funds
Total Funds
2021
2021
2021
£
£
£
Fixed assets
Debtors
Cash at bank and in hand
Creditors (falling due within one year)
Net assets
Unrestricted funds
Restricted funds
Total charity funds		 25,584
260,199
980,857
(6,816)
1,259,824
1,259,824
-
1,259,824		 -
843,079
1,608,527
(38,690)
2,412,916

-
2,412,916
2,412,916		 25,584
1,103,278
2,589,384
(45,506)
3,672,740
1,259,824
2,412,916
3,672,740

17. CONTROLLING PARTY

The charitable company is controlled by its members who are also its trustees.

18. CHARITABLE COMPANY STATUS

Al Mustafa Welfare Trust Ltd is a private company limited by guarantee without share capital. It is incorporated and registered in England & Wales.

63

We couldn’t have done it without you! Last year, together we helped more than 13 million people with food, water, emergency aid and medical care.

Al Mustafa Welfare Trust[®]

110 High Street, Hounslow TW3 1NA www.almustafatrust.org +44 (0)20 8569 6444 England & Wales Registered Charity No. 1118492

100% ZAKAT POLICY