Charlty Roglstration No. 1118103 Company Regi8tration No. 05864077 (England and Wales) ST EDMUNDS COMMUNITY ASSOCIATION LTD ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2024 MAYNARD HEADY LLP CHARTERb.r) ACCOUNTANII'S
ST EDMUNDS COMMUNITY ASSOCIATION LTD LEGAL AND ADMINISTRATIVE INFORMATION Tru3tee3 Mr D Turpin MrJ Hartand Mrs S J Carr Charity numb•r 1118103 Company number 05864077 Ro9istsred office St Edmunds Community Centre St Edmunds Close Southend-on-sea Essex SS2 4AS Independent examlner M8yn8rd Haady LLP Matrix House 12-16 Lionel Road Canvey Island SS8 9DE Bankers Uoyds Bank PLC 77 High Street Southend on Sea Essex SS1 1HT
ST EDMUNDS COMMUNITY ASSOCIATION LTD CONTENTS Pagè Trustees, report Independent examinerfs report ststement of financial activikn8S Balance sheet Notes to the financial statements 7-13
ST EDMUNDS COMMUNITY ASSOCIATION LTD TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) FOR THE YEAR ENDED 31 AUGUST 2024 The TNste8s prasent their annual raport and financial ststements for the year ended 31 August 2024. The accounts have b88n prepared in accordance with the accounling policies sat out in note 1 to the accounts and comply with the Charity's Memorandum and Arti¢le$ of Association, thè Companies Act 2006 and "Accounting and Reporting by Charities.. Statsment of Recommended Practice applicable to charities preparing their accounts in accordan¢% with the Financial Reporting Standard applicable in Ihe UK and R8public of Ireland (FRS 102}° (as amended for accounting periods CoMmenng from 1 January 2016) Objaetivos and a¢tlvltlea The main function of the charity is to hire out the hall to local community groups and individuals on fair and reasonable commercial tamis. Any surplus is spent on improving the facilities both internally and ext8mally and sm811 grants are given to local community groups. Going forward, we intènd to help small local community groups to help young people with their lifé ambilions. The Trustees have paid due regard to guidanc8 issued by the Charity Commission in deciding what activities the Charty should undertake. A¢hlevomgnts and perfomiance St Edmunds Hall is still a very w611 us@d and thriving Community Hall. The hall continues to be used regularty by Church Groups for worship and midweek classes, Strollersize. Karate, Breath easy, Health clinics, various dance classes and ke6p fil Classes. We have the Sapphire TwiTlers who practi and have been very successful in national compelitrons hiring for 2x three hour sessions a week. The ethos of the Trustee5 15 to keep hire as reasonable as possible to make it affordable for families in the community and for Ihose wanting to hold group sessions. As Trustees we again have not rais8d any charges being mindful of the very deprived catchment area that we seNe. Wa have (xntinued our support in the community providing extra catch up and 11 plus coaching for the local school. Childrens parties , b8by showers , multi cultural events tske pla every weekend. The Trustees ensure the Hall 1$ kept to a high standard. It is succes$fiJl with the help of our 2 voluntsers living close to the hall, apart from claaners and gardener we have no paid stsff. The Trustees continue to support all our us8rs and provide a clean, well looked after facility for our wide range of users. We look forward to continuing to provide a community facility that is a thriving and really serves a need in quite a deprived ar8a of Southend. Finan¢lal revlew It is the policy of th8 Charity that unrestricted fijnds which have not been designated for a specific use should be maintained at a level equivalent to beeen three and six month's expenditure. The Trust66s eonsider r&seNes at this level will ensur8 that, in the event of a significant drop in fvnding, they will be abla to continue the Charity's current activities while consideration is given to ways in which additional funds may be raised. This 18vel of reseNes has been maintained throughout the year. The Trustee$ have assessed tha major risks to which the Charity is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks. Structure, govomanco and managoment The Charity is a company limitsd by guarantse and is a reglstered charity No. 1118103. Th8 companywas incorporated in 2006 and ented into a thity yaar lease with Southend-on-sèa Borough Council in order to continue to provide hall services to the local community- Typical activities include dancing, bowls. karate, parties and meetings.
ST EDMUNDS COMMUNITY ASSOCIATION LTD TRUSTEES. REPORT (CONTINUED)IINCLUDING DIRECTORS, REPORT) FOR THE YEAR ENDED 31 AUGUST 2024 Followir¥J the death of both the longslanding Chaiman Men Day and the Treasurer Manji Solanki, a new Board of Trustees was formed. The Trustees remain committed to supporting all our users and will continue to play our part to help small groups that are helping others in our cornmunity. The Board of Directors (Trustees) meet on a regular basis to ensure the efficient running of the St Edmund5 Gommunity Association, to determine company policy, ensure good governance, managing risk and strict control of ts resour5 and that il complies with all or any relevant law appertaining tD the United Kingdom. All the TTUStees are familiar with the worf< of the Charty and their various professional backgrounds and experience provide the charity wth tha nec£ssary 5ki115 to run a sucSsful enterprise for the benefit of the local community- The Trea8urer is responsible for the day lo day managemgnt of the finances and reports directly to th8 Chaimian. St Edmunds Community Association are members of the Soulhend Association of Voluntary Services (SAVSI. The Trustees. who are also th8 directors for the purpose of company law, and who served during the year and up to the date of signatur8 of the financial stslements were: Mr D Turpin Mr J Hartand Mr8 S J Carr Recrultrnent and appointmont of trusts•$ If St Edmunds CommLtnity Association Ltd identifies the need for new trustees. This may be because vacancies have arisen through resignations, or it may be that existing trustees have decided that one or more new trustees with specsfic skills are needed to help run the charity more effectively. The trustees agree what skills, experience and knowledge are needed, and write il down in the fomi of a short job desuiption and person specification. The trustees agree responsibilities and a prOsS for recruitinent-, in doing this, they lake care to comply with any specific quireMentS set out in the tharity's governing document. Some of the work may be delegated to a sut group of trustees, bul the whole trustee board remains in full control of the process and decisions. The trustees consider the best methods of attiacting a diverse range of candidates with the skills the chartty needs. This may include advertising in the local andlor specialist press. Short-listing and interviews take place against agreed criteria. Interviews are carried out by a small panel of trustees, and each candidate is asked similar questions to ensure a fair and objective approach. Notes are kept of each inletview. Preferred candidates are identified and invited lo join the trustees, Subject to rèfèrenc8s, formal vettin9 and approval by the full trustee board. UnsucSsfUl candidates are notified and thanked for their int8rest. The trustees check that the candidates have not b8en disqualified from acting as trustees, and candidates are asked to confimi in writing that this is th8 case.
ST EDMUNDS COMMUNITY ASSOCIATION LTD TRUSTEES. REPORT {CONTINUED)IINCLUDING DIRECTORS. REPORT) FOR THE YEAR ENDED 31 AUGUST 2024 Candidates are asked to consider and dedare any existing or potenlial conflicts of interest. In the light of the checks and dedaralions, the trustees decide to go ahead and formalise the appointment of new trusteés. The trustees check the charity's goveming document to ensure that they appoinl the new trustees in a proper and legal way. The Chair of the charity writes lo the prospective bvstses. setting out their duties and the charity's expectats-ons of them", they are asked to sign and return a copy of the letter. An infomation pack about the charity is sent to new trustees. and a full induction process is arranged. New Irustees meet existing trustees and others involved with the charity, such as members of staff, volunteers and beneficiaries. The new trustees attend their first board meeting and are duly welcomed. All relevant parties. are notified of the new appointrnents. Rl•k Managemont The Trustees have a duty to identify and r8view risks to which the Charity is exposed and to ensure appropriats controls are in Pla to provide reasonable assurances against fraud and error. In particular, we pay attention to Health and Safety issuès and ensure that hirers adherè to our tenns and condition5 of hire. continue to pay particular attention to hygiene and govemment guidelines regarding COVID-19. Latest Developments The company's web51te continues to work well and ha9 become a very useful facility especialty for thos6 wishing to book. We a also now proud sponsors of a local football team for boys under 11. Statsmont of Trusteeg. Re8ponslbilitie$ The Trustees consider the company to be a viable enterprise wtth sufficient reSoUrS to meet its aims and objectives. The improvements to th8 Hall and ils surroundings over the years are dearly wsible whith the Chaimian hopes will help make a positive contribution to enhancing th8 local street scene. The Trustees are responsible for preparing the Report of the Trustees and financial statements in accordance with the law and the United Kingdom Accounling Standards. As far as the Twstees are aware, all relevant accounts infonnation has been d8clared to the independent examiner. Indepondent Examinor In accordan with the company's articles. a resolution proposing that Maynard Heady LLP b8 reappointed as independent examiners of the company will be put at a General Meeting. The Trustees, report was approved by the Board of Trttees. MrnSJCarr Trustee Dated: 7 May 2025
ST EDMUNDS COMMUNITY ASSOCIATION LTD INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF ST EDMUNDS COMMUNITY ASSOCIATION LTD I report to the Trustaes on my examination of the ffinanrAal statements of St Edmunds Community Association Ltd (the Charity) for the year ended 31 August 2024. Responsibilities and ba•is of report As the Trustees of the Charity land also its directors for the purposes of company lawl you are responsible for th8 preparation of the financial ststements in accordancg with Ihe requitements of the Companies Aot 2006 (the 2006 Act). Having satisfied myself that the financial statements of the Charity are not required to be audrted undor Part 16 of the 2006 Act and are eligible for independent examination. I report in respect of my examination of the Charity's financial statements carried out under section 145 of the Charities Act 2011 (the 2011 Act). In Carrying out my examination I have followed all the appliGable Dirèctions given by the Charity Cornmi$$ion under sectton 145{5>(b) of the 2011 Act. Independent examlnerf8 8tstement I have completed my examination. I confimi that no matters have come to my attention in connection with the examination giving me cause to believe that in any material r8spect'. a¢¢ounling records were not kept in r6sp6Ct of the Charity as required by section 386 of the 2006 Act., or the financial statements do not accord with those records,. or thé financial statements do not comply with the accounting requiremenls of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination,. or the financial statsments have nol been prepared in accordance with the m&thods and principles of the statement of Recommended Practsce for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial R8PQrting Stsndard applicable in the UK and Republic of Ireland IFRS 1021. I have no concems and have come acr055 no olher matters in connection wth the axamination to which attention should be drawn in thi5 report in order to enable a proper understanding of the financial statements lo be reached. ,-J Maynard Heady LLP Matn"x House 12-16 Lionel Road Canvey Island Essex SS8 9DE Dated.. 7 May 2025
ST EDMUNDS COMMUNITY ASSOCIATION LTD STATEMENT OF FINANCIALACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 AUGUST 2024 UnrostrlGted Re8tri¢ted funds funds 2024 2024 Totsl Unre8trlcted Re$trictsd fund$ funds 2023 2023 Total 2024 2023 Nots8 Income from: Charitsble activities Investments 34.383 76 34,383 76 33,058 98 33,058 98 Total Income 34,459 34,459 33,156 33.156 Exp8nditure on: Charitable activities 37.497 37.497 28,990 28,990 Total oxwndlture 37,497 37,497 28,990 28,990 Net incomellexpendlturg) and movement In funds {3,0381 (3,038) 4,166 4.166 Roconciliatlon of fund8: Fund balancès at 1 September 2023 100.539 1,319 101.858 96,373 1,319 97.692 Fund balaneag at 31 Augu•t 2024 97,501 1,319 98,820 100,539 1,319 101.858 The stalement of financial activities include8 all gains and losses recognised in th8 year. All income and expenditure derive from continuing activitl88.
ST EDMUNDS COMMUNITY ASSOCIATION LTD BALANCE SHEET ASAT 31AUGUST2024 2024 2023 Nots8 Fixed assets Tangible assets 11 22,524 22,773 Current auets Debtors Cash at bank and in hand 12 734 76,720 1,268 78.920 77,454 80,188 Creditors: amounts falllng due within one year 13 (1,158) (1.1Q3) Nel ¢uYront assets 76,296 79,085 Total assets less current liabilities 98,820 101,858 The funds of the Charlty Restricted InMe funds Unrestrictsd funds 14 15 1,319 97,501 1,319 100,539 S8,820 101,858 The company is entitled to the exemption from the audit requirement contsined in section 477 of tha Companies Acl 2006 relating lo small Companies. for the year ended 31 August 2024. The directors acknowledge their rèsponsibilities for complying with the requireménts of the Act with respect to accounting records and for the preparation of a¢Gounts. The members have not required the company to obtain an audit of its financial ststements for the year in qu8stion in accordan with section 476 of the Companies Act 2006. These financial ststements have been prepared in aGc0[dan with the provisions applicable to companies subject lo the small companies regime. The financial statements were approv8d by the Trustees on 7 May 2025 MrsSJ Trusteè arr Company registration number 05864077 (England and Wales)
ST EDMUNDS COMMUNITY ASSOCIATION LTD NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2024 Aecountlng poll¢ie8 Charity infomiation St Edmunds Community Assoriation Ltd is a private company limited by guarantee incorporated in England and Wales. The registered office is St Edmunds Community Centre, St Edmunds Close. Southend-on-sea, Essex, SS2 4AS. 1.1 Accounting convenilon The financial ststements have been prepared in accordan with the Charity's Memorandum and Articles of Association, the Compante5 Act 2006 and °Accounting and Reporting by Charities.. Statement of Recommended practi applicable to charities preparing their accounts in accordance with the Financial Reporting Stsndard applicab in the UK and Republic of Ireland IFRS 102)" las amended for accounting periods commencing from 1 January 2016). The Charity is a Public Benefit Entity as defined by FRS 102. The Chanty has taken advantage of the provisions in the SORP for charilres applying FRS 102 Update Bulletin 1 not to prepare a Statsment of Cash Flows. The financial statements are prepared in sterling, which is the functional currency of the Charity. Monetary amounts in these financial statements are rounded to the nearest £. 1.2 Going con¢em At the time of approving the financial statement5, the Trustees have a reasonable expectation that the Charity has adequate re30urces to continue in operats'onal existence for the foreseeable futu. Thus Ihe Trustees continue to adopt the going concem basis of accounting in preparing the financial Statements. 1.3 Charitablo fund8 Unrestricted funds are available for use at the di$¢retion of the Trustees in furtherance of thèir charitable objectives. Restricled funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the reslricted funds arè set out in the notss to the financial stslements. 1A Incomlng resources Income is recognised when the Charity is legalty entitled to it after any PerfOnanCe cL)nditions have bean met. the amounts Gan be measured reliably. and it is probable that income will be received. Cash donations are recognised on reipt. other donations are recognised once the Charity ha$ been notified of the donation. unless performan condits.ons require deferral of the amounl. Income tax recoverable in relation to donations received under GiftAid or deeds of covenant is recognised at the time of the donalion. 1.5 Resources oxpgndgd Resources 8xpended are rewgnised in the period in which they are incurred. Resources expended include irrecoverable VAT. Charitabte expenditure comprises those Costs incurred by the charity in the delivery of its activities and services. It includas both costs that can be allocated direcuy to such artwbties and thos• costs of an indirect nature necessary to support them. Govemance costs include those costs associated with meeting the constitutional and 8lalutory requirements of the charity and include indeperKlent examination fees and costs linked to the strategic management of the charity.
ST EDMUNDS COMMUNITY ASSOCIATION LTD NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2024 A¢counting pollcles (Contlnued) 1.6 Tangible flxed assets Tangible fixed assets are initialty measured 31 cost and subsequently measured at ¢xJst or valuation, net of deprecÈats'on and any irnpairnent losses. Depreaation is recognised 80 as to write off the cnst or valuation of assets less their residual values over their usefvl lives on the following basis.. Leasehold land and buildings Fixtures and fittings Computers No depreciation provided 20% reducing balane 25% reducing balan The gain or loss arising on the disposal of an asset is detsmiined as the differenr% be0n the sale prOed3 and the carrying value of the asset, and is recognised in the statement of financial activities. 1.7 Impalrnient of fixad a88è18 At each reporting end date, th9 Charity reviews the carrying amounts of ils tangib18 assets to detsrnine whether there is any indication that those assets have sufferad an impaimiènl loss. If any such indication exists, the recov8rabl6 amount of the asset is estimated in order to detémiinè tho exlent of thè impaiment loss (if any}. 1.8 Cash and cash equlvalents Cash and cash equivalents include cash in hand, dèposits held al call with banks, othei short-tsm liquid investments with original maturities of threè months or less. and bank overdrafts. Bank overdrafts are shown wilhin borrowings in current liabilities. 1.9 Financial Instrumgnts Th8 Charity has elected to apply the provisions of Section 11 'Basic Financial Instruments, and Section 12 'Other Financial Instruments Issues. of FRS 102 lo all of its financial instruments. Financial instruments are recognised in the Charity's balan(* Sheet when the Charity becomes party to the ntractual provisions of the instrument. Financial assets and liabilities are offset, with the net amounts presented in the financial statements. when there is a legally enforceable right to set off the recognised amounts and there is an intsntion to settle on net basis or to realise the asset and settle the liability simultaneously. B•sic Ilnanclal assets Basic financial assets. which indude debtors and cash and bank balanc85, a initially measurod at transaction prirA including transaction costs and ara subsequently carried at amortised cost using the effective interest method unless the arrangement conslilLrtes a fingncing transaction, where the transalon 15 measured at the present value of the fijture retA8iPts discountsd at a market rate of int8re$t. Financial assets classified as [Vable within one year are not amortised.
ST EDMUNDS COMMUNITY ASSOCIATION LTD NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2024 Accounting poll¢les (Contlnued) Baslc flnaneial Ilabllltles Basic financial liabilities, induding creditors and bank loans are initially rewJnised at transaction Pri unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the fvbJr8 payments discounted at a market rate of inlerest. Financial liabilities classifièd as payable within one yéar are not amortised. Debt inslnjments are subsequently ¢arried at amortised cost, using the effective interest rale method. Trade creditors are oblatiOnS to pay for goods or s8rvice$ that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If nol, they are presented as non-¢urrent liabilrties. Trade creditors are recognised inilially at transaction pri and subsequ8ntly measured at amortised cost using the effective interest melhod. Derecognition of flnancial liabilities Financial liabilities are d8recconised when the Charity's ntraCtual obligations expire or are di3char9ed or canlled. Crlllcal a¢counting osllmates and Judgements In the application of the Charity's accounting policies, Ihe Trustees are required to make judgements, estimates and assumptsons about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimales and associated assumptions are based on hislorical experien and other factors that are consid6red to be relevant. Actual results may differ from these estimates. The estimates and undedying assumptions are reviewed on an ongoing basis. Revisions to accounts'ng estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods wh8re the revision affects both current and future periods. Charltable a¢llvitigs 2024 2023 Income within charitable a¢livilies 34,383 33.058 Income from Inve8knents Unf0$trl¢tod Unrestricted fundg funds 2024 2023 Intsrest receivable 76 98
ST EDMUNDS COMMUNITY ASSOCIATION LTD NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2024 Charltsble actlvltléa 2024 2023 Deprerialion and impaient Donations Light and heat Rates Insuran Telephone Internet costs 249 5,221 5,145 2.552 1,506 497 589 319 4,950 4,953 1,578 1,095 708 569 E il Cleaning, hygienè and rafvse collection Rapairs and maintsnance Sundry expenses Travel expensés Gardening costs Computer costs charitab expenditure heading 14 Charitable expenditure heading 15 Other charitsble expenditure 6,850 4.959 781 759 1,200 513 58 960 940 2,554 4,668 655 853 2,005 80 32,759 24,987 Share of support CO8ts {8ee note 6> Share of governance costs (s88 note 6) 550 4,188 149 3,854 37,497 28,990 Support costs allocated to actlvltle8 2024 2023 Support Governance costs 550 4.188 149 3,854 4.738 4,003 Anaty8ed between: Charitsble activities 4,738 4,003 Net movement In funda 2024 2023 The net movement in funds is slaled after chargingl(crediting)'. Depreciation of owned tsngible fixed assets 249 319 10-
ST EDMUNDS COMMUNITY ASSOCIATION LTD NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2024 Tru8tee8 During the period no trustses rec8ived any remuneration or benefits from the charity. During the period a person wnnected with a trustse rece¢ved payments totslling £600 for goods and Services provided to the ¢harity- During the period expens95 totalling £769 were reimbursed to trustees Employoos The average monthly number of employees during the year wa5: 2024 Number 2023 Numbgr Totsl There were no employees whose annual remuneration was more than £60.000. 10 Taxation The charity is ex8mpt from corporation tax. 11 Tangible fixod assets Le¢hOld Flxturgs and land and filtings buiklings Cornpulera Total Cost At 1 September 2023 21,609 3,943 1.134 26.686 At 31 August 2024 21,609 3.943 1,134 2fj.686 Doprociatlon and Impaimont At 1 September 2023 Depreciation charged in the year 3,117 165 798 3.913 249 At 31 August 2024 3,282 880 4,162 Carrying amount At 31 August 2Q24 21.609 6e1 254 22,524 At 31 August 2023 21.609 826 338 22,773 Investment pmperties have bean accounted for using the cost model. 11
ST EDMUNDS COMMUNITY ASSOCIATION LTD NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2024 12 DebtOT8 2024 2023 Amounts falllng due wlthln one year: Prgpayments and accruwj income 734 1,268 13 Creditors: amounts falling dua within one year 2024 2023 Accruals and deferred income 1.158 1.103 14 Rèstrietsd fund8 The restricted funds of the charity comprise the unexp8nded balan9 of donations and grants held on tnjst subject to specific conditions by donors as to how they may be used. At 1 At 31 August Sopternbor 2024 2023 1,319 1.319 Previous yoar: At l At 31 August Sèptambor 2023 2022 1,319 1,319 16 Unregtrictsd funds The unrestricted funds of the charty Gomprise the unexpended balance5 of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for speafic purposes. At1 Septembar 2023 Incomlng resoureas Rasource8 At 31 August &xp•ndod 2024 General fijnds 100.539 34,45g {37,4971 97,501 12-
ST EDMUNDS COMMUNITY ASSOCIATION LTD NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2024 15 Unrestricted funds (Continued) Provlous year: At1 September 2022 Incoming Resources At 31 August rosources expanded 2023 General funds 96,373 33,156 {28.9901 100,539 16 Analyal8 of net assots betwoen fundg Unrostrlcted funds 2024 Restrictsd lund8 2024 Totsl 2024 At 31 August 2024: Tangible assets Current as5etsl{liabililies) 22.524 74,977 22.524 76,296 1,319 97,501 1,319 98,820 Unrnstrlcted funda 2023 Restrictsd funds 2023 Totsl 2023 At 31 August 2023: Tangible assets Current assètsl(liabilities) 22.773 77,766 22.773 79.085 1.319 100,539 1,319 101,858 17 Related party transactions Other than the trustees expenses and remuneration transactions as disclosed under note 8 there were no oth6r disclosable related paty transactions during the year {2023- £Nil). 13-