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2021-12-31-accounts

REGISTERED CHARITY NUMBER: 1118024

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 December 2021

for

S.B.Trust

Paul Kraus & Co Certified Accountants 44 Wargrave Avenue London N15 6UB

S.B.Trust

Contents of the Financial Statements for the Year Ended 31 December 2021

Page
Report of the Trustees 1
Independent Examiner's Report 2
Statement of Financial Activities 3
Balance Sheet 4
Notes to the Financial Statements 5 to 9
Detailed Statement of Financial Activities 10

S.B.Trust

Report of the Trustees for the Year Ended 31 December 2021

The trustees present their report with the financial statements of the charity for the year ended 31 December 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

1118024

Principal address

82 Fairholt Road London N16 5HN

Trustees

E Schlesinger NC Blau J Schlesinger

Independent Examiner

Paul Kraus & Co Certified Accountants 44 Wargrave Avenue London N15 6UB

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

.......................................................................... E Schlesinger - Trustee

Page 1

Independent Examiner's Report to the Trustees of S.B.Trust

Independent examiner's report to the trustees of S.B.Trust

I report to the charity trustees on my examination of the accounts of S.B.Trust (the Trust) for the year ended 31 December 2021.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Paul Kraus FCCA Paul Kraus & Co Certified Accountants 44 Wargrave Avenue London N15 6UB

Date: .............................................

Page 2

S.B.Trust

Statement of Financial Activities for the Year Ended 31 December 2021

31.12.21 31.12.20
Unrestricted Total
fund funds
Notes £ £
INCOME AND ENDOWMENTS FROM
Donations and legacies 45,006 45,200
Investment income 3 - 7,000
Total 45,006 52,200
EXPENDITURE ON
Charitable activities
Gifts to Institutions 57,379 41,722
Other 750 1,175
Total 58,129 42,897
Net gains on investments 19,264 -
NET INCOME 6,141 9,303
RECONCILIATION OF FUNDS
Total funds brought forward 245,486 236,183
TOTAL FUNDS CARRIED FORWARD 251,627 245,486

The notes form part of these financial statements

Page 3

S.B.Trust

Balance Sheet

31 December 2021

31.12.21
Unrestricted
fund
Notes
£
FIXED ASSETS
Investment property
6
-
CURRENT ASSETS
Cash at bank
252,377
CREDITORS
Amounts falling due within one year
7
(750)
NET CURRENT ASSETS
251,627
TOTAL ASSETS LESS CURRENT
LIABILITIES
251,627
NET ASSETS
251,627
FUNDS
8
Unrestricted funds
251,627
TOTAL FUNDS
251,627
31.12.20
Total
funds
£
375,000
41,236
(170,750)
(129,514)
245,486
245,486
245,486
245,486

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

.............................................

E Schlesinger - Trustee

The notes form part of these financial statements

Page 4

S.B.Trust

Notes to the Financial Statements for the Year Ended 31 December 2021

1. CHARITABLE DONATIONS MADE

Hachzokas Torah Vochesed 6020 Beth Hatalmud 6700 Sunderland Talmudical 1000 Yeshiva Horomo 1860 CML 1600 Reb Shayele Fund 15000 Ben Amrom 1500 Inspirations 750 North London Welfare 1800 Eido Charedis 1500 Shaare Chaim 1000 Bnos Yerusalaim 72 Ability 180 ST Trust 1000 Preservation Jewish Cemetries 1000 Beth Medrash Lemorot 750 AHT 2750 Mekor Chaim 900 Min Hameizar 1000 TCTC 3000 Shir Chesed 1500 Sundry 6397 -----------------£ 57279 ========

2. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) Accounting and Reporting by Charities. Statement of Recommended practice applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019) , Financial Reporting Standard 102 . The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Page 5

continued...

S.B.Trust

Notes to the Financial Statements - continued for the Year Ended 31 December 2021

2. ACCOUNTING POLICIES - continued

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in the Statement of Financial Activities.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

3. INVESTMENT INCOME

INVESTMENT INCOME
31.12.21 31.12.20
£ £
Investment income - 7,000

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2021 nor for the year ended 31 December 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2021 nor for the year ended 31 December 2020.

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies 45,200
Investment income 7,000
Total 52,200
EXPENDITURE ON
Charitable activities
Gifts to Institutions 41,722
Other 1,175
Total 42,897

Page 6

continued...

S.B.Trust

Notes to the Financial Statements - continued for the Year Ended 31 December 2021

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued
Unrestricted
fund
£
NET INCOME 9,303
RECONCILIATION OF FUNDS
Total funds brought forward 236,183
TOTAL FUNDS CARRIED FORWARD 245,486
6. INVESTMENT PROPERTY
£
FAIR VALUE
At 1 January 2021 375,000
Disposals (375,000)
At 31 December 2021 -
NET BOOK VALUE
At 31 December 2021 -
At 31 December 2020 375,000
7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.12.21 31.12.20
£ £
Trade creditors - 170,000
Other creditors 750 750
750 170,750
8. MOVEMENT IN FUNDS
Net
movement At
At 1.1.21 in funds 31.12.21
£ £ £
Unrestricted funds
General fund 245,486 6,141 251,627
TOTAL FUNDS 245,486 6,141 251,627

continued...

Page 7

S.B.Trust

Notes to the Financial Statements - continued for the Year Ended 31 December 2021

8. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
45,006
(58,129)
TOTAL FUNDS
45,006
(58,129)
Comparatives for movement in funds
At 1.1.20
£
Unrestricted funds
General fund
236,183
TOTAL FUNDS
236,183
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
52,200
TOTAL FUNDS
52,200
Gains and
Movement
losses
in funds
£
£
19,264
6,141
19,264
6,141
Net
movement
At
in funds
31.12.20
£
£
9,303
245,486
9,303
245,486
Resources
Movement
expended
in funds
£
£
(42,897)
9,303
(42,897)
9,303
Gains and
Movement
losses
in funds
£
£
19,264
6,141
19,264
6,141
Net
movement
At
in funds
31.12.20
£
£
9,303
245,486
9,303
245,486
Resources
Movement
expended
in funds
£
£
(42,897)
9,303
(42,897)
9,303
9,303

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 1.1.20
£
236,183
236,183
Net
movement
in funds
£
15,444
15,444
At
31.12.21
£
251,627
251,627

continued...

Page 8

S.B.Trust

Notes to the Financial Statements - continued for the Year Ended 31 December 2021

8. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Gains and Movement
resources expended losses in funds
£ £ £ £
Unrestricted funds
General fund 97,206 (101,026) 19,264 15,444
TOTAL FUNDS 97,206 (101,026) 19,264 15,444

9. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 December 2021.

Page 9

S.B.Trust

Detailed Statement of Financial Activities
for the Year Ended 31 December 2021
31.12.21 31.12.20
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Donations 45,006 45,200
Investment income
Investment income - 7,000
Total incoming resources 45,006 52,200
EXPENDITURE
Charitable activities
Grants to institutions 57,379 41,722
Support costs
Management
Sundries - 425
Finance
Sundries 750 750
Total resources expended 58,129 42,897
Net (expenditure)/income before gains and
losses (13,123) 9,303
Realised recognised gains and losses
Realised gains/(losses) on fixed asset investments 19,264 -
Net income 6,141 9,303

This page does not form part of the statutory financial statements

Page 10