Charity ￿giStratIon number 1117924
(YllHHUGS
HELPING HOUSEHOLDS UNDER GREAT STRESS
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Shaheer Choudhury
Cerie Bullavant
Yasser Khan
Charity number
1117924
Auditor
Abacus Partners (LDN) LLP
Abbott's I￿arf
93 Stainsby Road
London
E14 6JL

CONTENTS
Page
Statement of trustees. responsibilities
Trustee's Report
2-12
Independent auditor's report
13-15
Statement of financial activities
16
Balance sheet
17
Statement of cash flows
18
Notes to the financial statements
19-28

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
STATEMENT OF TRUSTEES. RESPONSIBILITIES
FOR THE YEAR ENDED 31 MARCH 2025
The Trustees are responsible for preparing the Trustees, Report and the financial statements in accordance with
applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).
The law applicable to Charities in England and Wales requires the Trustees to prepare financial statements for each
financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and
application of resources of the charity for that year.
In preparing these financial statements. the Trustees are required to..
select suitable accounting policies and then apply them consistently-,
observe the methods and principles in the Charities SORP"
make judgements and est'mates that are reasonable and prudent.,
state whether applicable accounting standards have been followed, subject to any material departures disdosed
and explained in the financial statements- and
prepare the financial statements on the going concem basis unless it is inappropriate to presume that the charity
will continue in operation.
The Trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any
time the financial position of the charity and enable them to ensure that the financial statements comply with the
Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are
also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and
detection of fraud and other irregularities.

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
CHAIR'S FOREWORD
Assalamu alaykum wa rahmatullahi wa barakatuh,
This year, HHUGS continued to provide practical support and a sense of belonging for families affected by counter-
terrorism. national security and extremism-related measures. Many households faced sustained financial pressure,
social isolation and heightened stigma. Our role remained clear= to step in quickly, respectfully and consistently-
preserving dignity while helping families stabilise and move forward.
Alongside core crisis support food, bills and housing security-we strengthened seasonal and community programmes
to ensure families could observe key times of the year with dignity. including Ramadan. Eid and Qurbani. The numbers in
this report represent real lives.. burdens eased. children able to take part in celebrations. and families feeling less alone.
Trustees extend sincere thanks to our donors, grant partners, volunteers and the wider community. Your support
enabled HHUGS to respond to need at pace and with care, and to maintain a consistent standard of seNice for families
who are too often overlooked.
Key themes for the year:
Reducing immediate financial hardship (food. bills. rent) and preventing crisis escalation.
Restoring dignity and inclusion at key times of the year through seasonal campaigns.
Reducing loneliness and stigma through safe, welcoming gatherings and community connection.
Listening to beneficiary feedback to improve quality and delivery.
With gratitude for your unwavering support.

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
OUR MISSION AND IDENTITY
HHUGS is the UK'S only registered charity dedicated to supporting households affected by counter-terrorism, national
security, and extremism-related measures. Founded in 2004 by a group of Muslim mothers responding to the rise in anti-
terror arrests in London, HHUGS has evolved into a vitsl lifeline for families experiencing the devastating ripple effects
when a household member is detained.
Our vision is a world where every family affected by national security legislation feels supported and embraced by their
communities. We work to ensure that these families-predominantly women, children and elderly parents-are not left to
navigate hardship alone.
The core values that guide ourwork are..
Trust- building reliable relationships with those we serve.
Excellence- striving for the highest standards in all we do.
Respect honouring the dignity of every individual.
Responsibility- maintaining our commitments to beneficiaries and supporters.
Our commitment extends beyond immediate relief. We aim to:
Provide tailored, high-quality support that addresses each family's unique needs.
Restore confidence, hope and dignity to those who have been marginalised.
Improve mental and physical wellbeing among our beneficiaries.
Combat social isolation through community connection.
Strengthen family bonds despite challenging arcumstsnces.
Enhance life skills that promote independence and resilience.

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
Raise awareness about the impact of imprisonment on families.
Challenge discrimination against children and families of detainees.
Break cydes of intergenerational hardship.
Empower families to rebuild their lives wth confidence.
PUBLIC BENEFIT
In accordance with Section 4 of the Charities Act 2011. the Trustees confirm that all activities undertaken by HHUGS
serve the public benefit. Our operations focus on alleviating hardship and improving lives for families affected by
imprisonment and national security legislation, who can face significant disadvantage and stigma.
During the year, this public benefit was delivered through..
Relief of financial hardship for vulnerable families.
Housing support for those facing accommodation insecurity.
Support with utilities and essential bills to prevent crisis escalation.
Education and training support to build future opportunities.
Practical and emotional support to reduce stress. trauma and isolation.
Social and recreational activities that foster community connection and reduce stigma.
The Trustees have care￿IlY considered the Charity Commission's guidance and are confident that our work fulfils our
charitable objectives while providing significant public benefit.

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
ACHIEVEMENTS AND IMPACT
Core Support Services
This year we continued to provide practical, tailored support across multiple areas of need. Our financial assistance
remained a lifeline for families struggling with basic necessities, and our approach focused on rapid response, dignity
and stabilisation.
Direct assistance delivered:
Food and essential supplies Ivouchers): £354823
Housing security (rent support): £92,071 19 families
utility bills: £23,587-20 families
General bills: £9,815 24 families
Debt relief: £1,624 10 families
Prison visits: £3.583- 7 families
Behind each ofthese figures are real households navigats'ng sustained pressure. HHUGS support is designed to prevent
small crises becoming catastrophic-keeping food in the home, preventing arrears from spiralling, and reducing stress
so families can focus on rebuilding stability.
Seasonal Campaigns
Seasonal campaigns are a major feature of our support. For families affected by detention and stigma, key times of the
year can be particularly painful and isolating. Our campaigns help restore dignity, nomiality and joy-especially for
children.

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
Ramadan
Ramadan can intensify feelings of loneliness for families separated from loved ones. Our Ramadan campaign aimed to
reduce hardship and create moments of connection and care within the home.
Ramadan gift packs: £8,599.70- 174 households
Food vouchers: £6,075 65 families
Eid gift vouchers: £11.680 170 beneficiaries
Total Ramadan campaign expenditu￿. £26.254.70
Beneficiary feedback (anonymised):
"This was my first time receiving this. My kids were so happy opening the box and seeing what was inside. I'm
particularly grateful for the Palestinian dates. HHUGS has been so helpful in every situation, and I don't think I would've
managed to get through Ramadan without your help..
Ramadan Gift Box recipient
Qurbani and Eid Treats
Our Qurbani campaign ensured families in the UK who are often overlooked could take part in this important tradition
and access nutritious meat that might othewse be unaffordable. Eid treats added a tangible moment of celebration and
care.
Qurbani meat: £29.130 149 beneficiaries
Eid treats: £6,116.02 198 beneficiaries
Total Qurbani campaign expenditure: £35,246.02
Beneficiary feedback (anonymised):
"We are very grateful-especially with the cost of living crisis. This support will help us a lot.-
Qurbani recipient

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
Back to School
The start of the school year can be an acute pressure point for families already managing hardship. Children can feel the
emotional impact of being unable to afford unifomis and supplies. Our Back to School campaign focused on dignity,
confidence and readiness to learn.
Uniforms: £12,440
Stationerylresources: £3,550
Total beneficiaries supported: 28
Total Back to School campaign expenditure: £15.990
Winter
Winter brings rising costs and difficult trad&offs for households under strain. Our winter support helped families manage
essential spending and reduce the risk of arrears and crisis during the coldest months.
Voucher top-up (small household): £4,560 76 families
Voucher top-up (large household): £4,800 32 families
Total Winter campaign expenditure: £9,360

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
BENEFICIARY FEEDBACK (ANONYMISED
Feedback consistently shows that HHUGS support provides both practical relief and emotional reassurance. The quotes
below are anonymised and included as illustrative evidence of impact.
Dignity, care and being remembered
"It's a reminder that someone cares. This box brings a smile to everyone's face and reminds us we're not alone..
Ramadan Gift Box recipient
"The hamper reminded me there are people around you in Ramadawspecially when you don't have anyone else."
Ramadan Gift Box recipient
"The Eid treat was thoughtful and high quality. You could tell real effort and care went into it..
Eid Treat recipient
.1 really enjoyed receiving something special and new-and the children loved it..
Eid Treat recipient
Children's happiness and positive memories
"My kids were so happy opening the box and seeing what was inside..
Ramadan Gift Box recipient
'It shows children they matter, are loved and Cared for-especially when they cary stigma due to a loved one being in
prison."
Eid Party attendee (Northl
"It helped us create memories and strengthen our family relationships..
'The cake was beautiful and delicious. The children really enjoyed it."
Eid Party attendee (Midlands)
Eid Treat recipient
Community, connection and reduced isolation
"HHUGS is my second family-there for me through some of my darkest times. It's a supportive community."
Ramadan Gift Box recipient
"It was my first time attending by myself. I've made so many friends through HHUGS, and it was really good to see
them."
Eid Gathering attendee (London)
"Whatever support we receive helps during this month. It makes Ramadan feel a little special, especially with growing
kids.
Ramadan Gift Box recipient
Practical help during financial pressure
'The Qurbani meat was generous. well packaged and good quality. These gifts helped tremendously..
Treat recipient
.1 don't think I would've managed to get through Ramadan without your help."
Ramadan Gift Box recipient
"Whatever support is received helps during this Mont￿Ven if ifs not about feasting, it makes a real difference at
home..
Ramadan Gift Box recipient
Qurbani + Eid

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
Long-term impact
"HHUGS have made a huge impact on mine and my children's lives. I'm very grateful to the whole team."
Gift Box recipient
"Without HHUGS I would've lost my house and everything. Thank you for everything..
"Since 2016, it's only HHUGS that has supported us and helped us through our troubles."
Ramadan
Ramadan Gift Box recipient
Eid Treat recipient
FINANCIAL REVIEW: SUSTAINING OUR MISSION
The continued generosity of our donors and supporters remains the comerstone of HHUGS, ability to serve families in
need. Sustained community SUPPOrt allows us to deliver immediate relief, respond to emerging need, and maintain a
consistent standard of setvice.
For the financial year ended 31.03.25
Total donations and grants lexcluding unrealized gains): £1,019,768
Total expenditure: £1.193.366
Operating result (surplusldeficit): (£173.597)

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
COMMUNITY FUNDRAISING INITIATIVES
Community-centred fundraising remains essential to HHUGS. resilience and impact. Through faith-anchored challenges
and community events, supporters raised funds, increased awareness of the hidden impact of detention on families, and
strengthened bonds of solidarity.
Highlights this year included".
Ramadan Race 2 Jannah
A Ramadan fundraising challenge bringing together regional teams and individual supporters to raise vital funds for
HHUGS families. Participants set personal targets and encouraged child participation through ag&appropriate
challenges. helping to build a culture of giving.
Dhul Hiiiah Race to Jannah
A fundraising initiative during the blessed days of Dhul Hijjah, encouraging participants-adults and children to
contribute through sponsored challenges such as fasting, memorisation and physical activities, while raising awareness
of the needs of HHUGS families.
Al-Noor Dragon Boat Race
A community day of teamwork and fundraising. bringing supporters together to compete, raise sponsorship and build
visibility for HHUGS, work in a positive, family-friendly environment.
Back to School Fundraiser
A dedicated campaign to ensure children supported by HHUGS could stsrt the school year with dignity-covering
unifomis and essential resources so children could feel Confident and induded alongside their peers.
Winter Campaign
A winter fundraising push aimed at preventing fuel povety and y￿nter hardship among HHUGS households-providing
timely support so families could avoid crisis and maintain a safe and stable home during the coldest months.
10

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
GRANT PARTNERSHIPS
Ummah Welfare Trust.. £80,000
INVESTMENT MANAGEMENT
In accordance with Islamic financial principles, HHUGS maintains a careful approach to investment management,
ensuring that funds are held and used in ways that align V￿th our values while prioritising liquidity and financial security
for beneficiaries.
During the year. the charity did not engage in any investment activity. No investment gains or losses were recorded.
RESERVES AND RISK MANAGEMENT
To ensure organisational resilience. Trustees maintain a reseprfes policy requiring unrestricted ftjnds not designated for
specific use to be held at a level equivalent to between three and six months, expenditure. This strategic approach
enables HHUGS to navigate periods of Un￿rtaInty while continuing uninterrupted support to beneficiaries.
The Board of Trustees regulady reviews the charity's risk register. identifying operational and strategic risks and
implementing mitigation measures. This proactive approach supports strong govemance and helps the charity remain
focused on its core mission..

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
TRUSTEES. REPORT
FOR THE YEAR ENDED 31 MARCH 2025
STRUCTURE, GOVERNANCE AND MANAGEMENT
HHUGS is an unincorporated charity registered V￿th the Charity Commission under number 1117924, established under
a Declaration of Trust dated 8 June 2006 as amended on 10 June 2008.
Names of trustees who served during the year:
Shaheer Choudhury {Chair)
Cerie Bullivant
Yasser Khan
Chief Executive Officer: Imran Asif
Signed on behalf of Trustees=
Shaheer Choudhury (Chair)
10" February 2026
12

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
INDEPENDENT AUDITOR'S REPORT
TO THE TRUSTEE OF HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
Opinion
We have audited the financial statements of HHUGS - Helping Households Under Great stress (the 'charity'} for the
year ended 31 March 2025 which comprise the statement of financial activities, the balance sheet, the statement of
cash flows and notes to the financial statements, including significant accounts'ng policies. The financial reporting
framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards,
including Financial Reporting Standard 102 The Financial Reporting standa￿ applicable in the UK and Republic of
Ireland (United Kingdom Generally Accepted Accounting Practice).
In our opinion, the financial statements-
give a true and fair view of the stste of the charity's affairs as at 31 March 2025 and of its incoming resources
and application of resources, for the year then ended-
have been propedy prepared in accordance with United Kingdom Generally Accepted Accounting Practice.,
and
have been prepared in accordance with the requirements of the Charities Act 2011.
Basis for opinion
We conducted our audit in accordance with Intemational Stsndards on Auditing (UK) (ISAS {UK}l and applicable
law. Our responsibilities under those standards are further described in the Auditorfs responsibilities for the audit of
the financial statements section of our report. We are independent of the charity in accordance wth the ethical
requirements that are relevant to our audit of the financial statements in the UK, including the FRC'S Ethical
Standard, and we have fulfilled our other ethical responsibilities in accordance wth these requirements. We believe
that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.
Conclusions relating to going concern
In auditing the financial statements. we have concluded that the trustees, use of the going concern basis of
accounting in the preparation of the financial statements is appropriate.
Based on the work we have perfomied, we have not idents'fied any material uncertainties relating to events or
conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going
concern for a period of at least twelve months from when the financial statements are authorised for issue.
Our responsibilities and the responsibilities of the Trustee with respect to going concern are described in the
relevant sections of this report.
Other infomiation
The other information comprises the information included in the annual report other than the financial statements
and our auditor's report thereon. The Trustee are responsible for the other information contained within the annual
report. Our opinion on the financial statements does not cover the other infomiation and we do not express any form
of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider
whether the other information is materially inconsistent wth the financial statements or our knowledge obtained in
the course of the audit, or otherwse appears to be materially misstated. If we identify such material inconsistencies
or apparent material misstatements, we are required to detemiine whether this gives rise to a material misslatement
in the financial statements themselves. If, based on the work we have perfomied, we conclude that there is a
material misstatement of this other information. we are required to report that fact.
We have nothing to report in this regard.
Matters on which we are required to report by exception
We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and
Reports) Regulations 2008 require us to report to you if, in our opinion=
the information given in the financial statements is inconsistent in any material respect with the trustees,
report., or
sufficient accounting records have not been kept., or
the financial statements are not in agreement with the accounting records., or
we have not received all the information and explanations we require for our audit.
13

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE TRUSTEE OF HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
Responsibilities of Trustees
As explained more fully in the statement of trustees, responsibilities, the Trustee are responsible for the preparation
of the financial statements and for being satisfied that they give a true and fair view, and for such intemal Control as
the Trustee determine is necessary to enable the preparation of financial statements that are free from material
misstatement, whether due to fraud or e￿Or. In preparing the financial statements, the Trustee are responsible for
assessing the charity's ability to continue as a going concem. disclosing. as applicable, matters related to going
concern and using the going con¢em basis of accounting unless the Trustee either intend to cease operations, or
have no realistic alternative but to do so.
Auditor's responsibilities for the audit of the financial statements
We have been appointed as auditor under section 144 of the Charities Act 2011 and report in accordance with the
Act and relevant regulations made or having effect thereunder.
Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from
material misstatement, whether due to fraud or e￿Or. and to issue an auditor's report that includes our opinion.
Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance
with ISAS {UK) will always detect a material misstatement when it exists. Misstatements Can arise from fraud or
error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence
the economic decisions of users taken on the basis of these financial statements.
Irregularities, including fraud, are instances of non-compliance wth laws and regulations. We design procedures in
line with our responsibilities, outlined above, to detect material misststements in respect of irregularities, including
fraud. The exlent to which our procedures are Capable of detecting irregularities, including fraud, is detailed below.
We obtained an understanding of the legal and regulatory frameworks that are applicable to the Charity and
determined that the most significant frameworks which are directly relevant to specific assertions in the financial
statements are those that relate to the financial reporting framework, the Charities Act 2011 and the relevant tax
compliance regulations.
In addition, the Charity is subject to many other laws and regulations where the consequences of non- compliance
could have a material effect on amounts or disclosures in the financial statements, for instance through the
imposition of fines or litigation. We identified the following areas as those most likely to have such an effect..
employment law, data protection. health and safety legislation and fundraising regulations. Auditing standards limit
the required audit procedures to identify non-compliance Y￿th these laws and regulations to enquiry of the Trustees
and other management and inspection of regulatory and legal correspondence if any.
We understood how the Charity is complying with those frameworks by making enquiries of management, staff and
consultants and those responsible for legal and compliance procedures. We corroborated our enquires through our
review of minutes and papers provided by the Trustees of the Charity.
Our audit procedures were designed to respond to risks of material misstatement in the financial statements,
recognising that the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting
one resulting from error, as fraud may involve deliberate concealment by, for example, forgery, misrepresentalions
or through collusion. There are inherent limitations in the audit procedures performed and the further removed non-
compliance with laws and regulations is from the events and transactions reflected in the financial statements, the
less likely we are to become aware of it.
14

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE TRUSTEE OF HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
Audit procedures performed by the engagement team included..
discussions with management and intemal audit, including consideration of known or suspected instances
of non-compliance with laws and regulations and fraud.,
assessing the design and implementation of the control environment to identify any areas of material
weakness to focus the design of our testing.,
Establishing that fund classification of the charity's activities, are in keeping with any temis or restrictions
imposed on those funds
in addressing the risk of fraud through management override of controls,. testing the appropriateness of
journal entries and other adjustrnents. in particular joumals posted by senior management or with unusual
account combinations.
A further description of our responsibilities is available on the Financial Reporting Council's website at= https'.11
.frc.org.uklauditorsresponsibilities. This description fomis part of our audito¢s report.
Other matters
Your attention is drawn to the fact that the charity has prepared financial statements in accordance wth "Accounting
and Reporting by Charities.. Statement of Recommended Practice applicable to charities preparing their accounts in
accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland {FRS 102}" {as
amended} in preference to the Accounting and Reporting by Charities.. Statement of Recommended Practice issued
on 1 April 2005 which is refe￿ed to in the extant regulations but has now been withdrawn.
This has been done in order for the financial ststements to provide a true and fair view in accordance with current
Generally Accepted Accounting Practice.
Use of our report
This report is made solely to the charity's trustees, as a body, in accordance with part 4 of the Charities (Accounts
and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charity's trustees
those matters we are required to state to them in an auditorfs report and for no other purpose. To the fullest extent
permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity's
trustees as a body, for our audit work, for this report, or for Ihe opinions we have formed.
Mr Nur Ahmed Chowdhury {Senior Statutory Auditor)
For and on behalf of Abacus Partners (Ldn) LLP
Unit A, Abbotts Wharf
93 Stsinsby Road
London E14 6JL
10" Febnjary 2026
15

STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2025
un￿strICted
funds
2025
Restricted
funds
2025
Total Unrestricted
funds
2024
Restricted
funds
2024
Total
Notes
2025
2024
Income from:
Donation & Legacies
Grants
401,858
537.890
80,020
939.748
80,020
697.413
729,541
113,424
1,426,954
113,424
Total Income
401,858
617.910 1,019,768
697,413
842,965
1,540,378
Expenditure on
Raising funds
Charitable activities
Support & govemance
289,974
268,444
166,600
725,018
289.974
736.791
166.600
468.347 1,193.366
252,075
67,225
185,994
505.294
252,075
985,196
185,994
1,423,265
468.347
917,971
Total Expenditure
917,971
Net Incomelexpenditure
before other gainsllosses
(323.160)
149.563 {173.597)
192,119
(75,0061
117,113
Net gains on investment
10
72,796
72.796
516,123
516,123
{Net Incomelexpenditure
Before movement in funds)
(250,364)
149,563 (100,801)
708,242
(75,006)
633,236
Reconciliation of Funds:
Fund balances At 1 April 2024
Transfer be￿een funds
Fund balances at 31 March
1,087,758
1,087,758
397,886
(18.370)
56,636
18,370
454,522
17
2025
837,394
149,563
986,957
1,087,758
1,087,758
The statement of financial activities indudes all gains and losses recognised in the year. All income and expenditure
derive from continuing activities
16

BALANCE SHEET
AS AT 31 MARCH 2025
2025
2024
Notes
Fixed assets
Tangible assets
Investments
12
98
195
13
728,231
876,778
728,329
876,973
Current assets
Debtors
14
47,452
258,761
179,998
92,980
Cash at bank and in hand
306,213
272,978
Creditors: amounts falling due
15
within one year
47,585
62,193
Net current assets
258.628
210,785
Total assets less current liabilities
986.957
1,087,758
The funds of the charity
Restricted income funds
17
149,563
Unrestricted funds
837,394
1,087,758
986,957
1,087,758
The financial statements were approved by the Trustees on 1 Olh FebNary 2026
&s¢<
Shaheer Choudhury
Trustee
Yasser Khan
Trustee
17

HHUGS-HELPING HOUSEHOLDS UNDER GREAT STRESS
STATEMENT OF CASHFLOWS
FOR THE YEAR ENDED 31 MARCH 2025
2025
2024
Cash Oufflow from Operating Activities
Operating Profit
Depreciation
(100.801)
97
633,236
97
Unrealised gains on cryptocurrency
2.796
565,730
Operating Profit Before Working Capital Charges
(173.500)
67,603
(Increase)IDecrease in Debtors
132,546
16,301
IncreasellDecrease) in Creditors
14,607
46,708
Cash from Operations
117,939
(30,407)
Net Cash Generated from Operations
55,562
37.196
Cash Ouffiow from Investment Activities
Purchase of Cryptocurrency Investments
Investment disposals
Net Cash inflowloufflow from investment Activities
221,343
Cash Ouffiow from Financing Activities
IncreasellDecrease) of Long Term Loans
Net Increasel(decrease) in Cash and Cash Equivalents
165.781
37.196
Opening Cash and Cash Equivalents
92.980
55.784
Closing Cash and Cash Equivalents
258,761
92,980
Reconciliation:
Cash at bank and in hand
258,761
92,980
258,761
92,980
The charity had no material debt during the year
18

HHUGS-HELPING HOUSEHOLD UNDER GREAT STRESS
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Accounting policies
Charity information
The charity is a public benefit entity and a registered charity in England and Wales and is unincorporated. The
address of the principal office is 4th Floor. 43 Berkeley Square. London. W1J 5FJ. ENGLAND
1.1 Accounting convention
The financial statements have been prepared in accordance wth the Charities Act 2011, FRS 102 'The
Financial Reporting Standard applicable in the UK and Republic of Ireland" {'FRS 102") and the Charities
SORP "Accounting and Reporting by Chanties.. Statement of Recommended Practice applicable to charities
preparing their accounts in accordance vlith the Financial Reporting Standard applicable in the UK and
Republic of Ireland {FRS 102)" (effective 1 January 2019). The charity is a Public Benefit Entity as defined by
FRS 102.
The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary
amounts in these financial statements are rounded to the nearest £.
The financial statements have been prepared under the historical cost convention. The principal accounting
policies adopted are set out below.
1.2 Going concern
At the time of approving the financial statements. the Trustees have a reasonable expectation that the charity
has adequate resources to continue in operational existence for 12 month5 from the date of signing of
accounts. The Charity
1.3 Charitable funds
Unrestricted ￿ndS are available for use at the discretion of the Trustee in furtherance of their charitable
objectives.
Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The
purposes and uses of the restricted funds are set out in the notes to the financial statements.
1.4 Income
All incoming resources are included in the statement of financial activities when entitlement has passed to the
charity,. it is probable that the economic benefits associated with the transaction will flow to the charity and the
amount can be reliably measured. The following specific policies are applied to particular categories of
income,. Income is recognised when the charity is legally entitled to it after any performance conditions have
been met, the amounts can be measured reliably, and it is probable that income will be received. This
includes all grant
Income.
Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified
of the donation, unless performance Conditions require deferral of the amount. Income tax recoverable in
relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.
Donated facilities and services are recognised in the accounts when received if the value can be reliably
measured.
Investment income is earned from increases year on year in fair value of direct donations made directly to the
Charity block chain ledgers their donations are currently held as digital assets (cryptocurrency)
19

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
(Continued)
1.5 Expenditure
Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which
cannot be fully recovered. and is dassified under headings of the statement of financial activities to which it
relates..
Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a
third paty, it is probable that a transfer of economic benefits will be required in settlement, and the amount of
the obligation can be measured reliably.
Expenditure is classified by activity- The costs of each activity are made up of the total of direct costs and
shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single
activity are allocated directly to that activity. Shared costs which contribute to more than one activity and
support costs which are not attributable to a single activity are apportioned be￿een those activities on a basis
Consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and
depreciation charges are allocated on the portion of the asset's use.
Other expenditure includes all expenditure that is neither related to raising ftjnds for the charity nor part of its
expenditure on charitable activities.
1.6 Tangible fixed assets
Tangible fixed assets are inits'ally measured at cost and subsequently measured at cost or valuation, net of
depreciation and any impairment losses.
1.7 Depreciation
Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their
useful lives on the following bases..
Computers
250A reducing balance
The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds
and the carying value of the asset, and is recognised in the statement of financial activities.
1.8 Fixed asset investments
Fixed asset investments are initially measured at transaction price excluding transaction costs, and are
subsequently measured at fair value at each reporting date. Changes in fair value are recognised in the
SOFA
Transaction costs are expenses as incurred. Al fixed asset investments are currently digital assets (crypto
currency)
20

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Accounting policies
(Continued)
1.9 Impairment of fixed assets
At each reporting end date. the charity reviews the carrying amounts of its tangible assets to determine
whether there is any indication that those assets have suffered an impairment loss. If any such indication
exists, the recoverable amount of the asset is estimated in order to determine the extent of the impaim)ent
loss (if any).
1.10 Cash and cash equivalents
Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid
investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown
within borrowings in current liabilits'es.
1.11 Financial instruments
The charity has elected to apply the provisions of Section 11 'Basic Financial Instruments, and Section 12
'Other Financial Instruments Issues, of FRS 102 to all of its financial instruments.
Financial instwments are recognised in the Charity's balance sheet when the charity becomes party to the
contractual provisions of the instrument.
Financial assets and liabilities are offset. wth the net amounts presented in the financial statements, when
there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net
basis or to realise the asset and settie the liability simultaneously.
Basic financial assets
Basic financial assets, which include debtors and cash and bank balances, are initially measured at
transaction price including transaction costs and are subsequently camed at amortised cost using the effective
interest method unless the arrangement constitutes a financing transaction, where the transaction is
measured at the present value of the future receipts discounted at a market rate of interest. Financial assets
classified as receivable within one year are not amortised.
Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of
impairment at the end of each reporting date. If there is objective evidence of impaimient, an impaimient loss
is recognised under the appropriate heading in the statement of financial activities in which the initial gain was
recognised.
21

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Accounting policies
(Continued)
Basic financial liabilities
Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless
the arrangement constitutes a financing transaction, where the debt instrument is measured at the present
value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable
within one year are not amortised.
Debt instruments are subsequendy carried at amortised cost, using the effective interest rate method.
Trade creditors are obligations to pay for goods or servi￿$ that have been acquired in the ordinary Course of
operations from suppliers. Amounts payable are dassified as current liabilities if payment is due within one
year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at
transaction price and subsequently measured at amortised cost using the effective interest method.
Derecognition of financial liabilities
Financial liabilities are derecognised vthen the charity's contractual obligations expire or are discharged or
cancelled.
1.12 Employee benefits
The cost of any unused holiday entitlement is recognised in the period in which the employee's services are
received.
Termination benefits are recognised immediately as an expense when the charity is demonstrably committed
to temiinate the employment of an employee or to provide temiination benefits.
1.13 Retirement beneffts
Payments to the defined contribution pension schemes are charged as an expense as they fall due.
1.14 Funds and allocation of costs
Costs are allocated be￿een restricted and unrestricted funds according to the temis of the
Income.
22

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
2 Income from donations & Legacies
Unrestricted Restricted
Total
Unrestricted Restricted
Total
Funds
Funds
Funds
Funds
2025
2025
2025
2024
2024
2024
Donations & Gift Aid
394,124
537,890
932,014
547,704
149,709
729,541
1,277,245
149,709
113,424
Gift Aid
Grants Receivable
80.020
80.020
7.734
113,424
Interest income
7,734
401,858
617,910
1,019,768
697,413
842,965
1,540,378
3 .Expenditure on raising funds
Unrestricted
Unrestricted
funds
funds
2025
2024
Fundraising and publicity
Fundraising staff costs
Advertising
Other fundraising costs
83,064
176,212
30,698
45,594
162,445
44,036
289,974
252,075
23

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
4. Expenditure on Charitable Activities
2025
2024
Direct costs
Counselling
Other FinanciallFinancial Support
Driving lessonslEmpowemient
Education
8,734
360,378
472
10,890
537,029
798
6,313
128,743
66,584
167,614
67,225
985,196
11,680
102,532
30,098
152,553
70,344
736,791
Staff costs
Living expenses
Practical
IT and consulting costs
5. Governance costs
Audit & Accountancy fees
Legal and professional fees
Consultancy
6,000
3,480
26,850
6000
61,226
36,330
67,226
6. Description of Charitable Activities
Supporting families- this is the primary activity of the charity and funds are raised through donations and
grants. Helping households encompasses a broad spectrum of support as categorised in Note 4. These
include support for individuals and families facing financial and emotional hardship. The charity does not
provide direct financial aid to individuals, but rather pays third parties on their behalf, where there is a sufficient
case for support. For example, this could take the fO￿n of shopping vouchers for groceries.
24

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
7. Support costs
2025
2024
Staff costs
Office Rent
82,848
15,814
17,530
3,507
75,563
12,339
25,024
2,422
3,323
97
Other premises expenses and office supplies
Telephone
Training
Depreciation
Subscriptions
Bank charges
HR Costs
97
4,490
288
5,697
130,270
118,768
8 .Related party transactions
There were no related paty transactions during the year.
9. Employees
The average monthly number of employees during the year was..
2025
2024
Number
Number
Charitable
Admin and operations
Employment costs
2025
2024
Wages and salaries
Social security costs
Other pension costs
214,914
18,180
35,349
268,444
226,360
20,580
2,960
249,900
Key management personnel were renumerated £33,451 during the year
There were no employees whose annual remuneration was more than £60,000.
10. Gains and losses on investments
un￿strICted
funds
Unrestricted
funds
2025
2024
Gainsl(losses) arising on..
Revaluation of investments
72,796
516,123
25

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
11
Taxation
The charity is exempt from taxation on its activities because all its income is applied for Charitable purposes.
12 Tangible fixed assets
Computsrs
Cost
At 1 April 2024
11,358
At 31 March 2025
11,358
Depreciation and impaimient
At 1 April 2024
Depreciation charged in the year
11.163
97
At 31 March 2025
11,260
Carrying amount
At 31 March 2025
98
At 31 March 2024
195
13 Investments (Digital assets)
Donations
ceived in
crypto
currency
Cost or valuation
At 1 April 2024
Additions{withdrawals)
Valuats'on changes
876,238
{220,8031
72,796
At 31 March 2025
728,231
Carrying amount
At 31 March 2025
728,231
At 31 March 2024
876,238
26

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
14 Debtors
2025
2024
Amounts falling due within one year:
GfftA'd debtors
Other debtors
Prepayments and accwed income
46,952
500
174,132
5,866
47,452
179,998
15 Creditors: amounts falling due within one year
2025
2024
Other taxation and social security
Trade creditors
Other creditors
A¢¢ruals and deferred income
3,052
23,859
29,282
6,000
27,137
14,448
6,000
47,585
62,193
16 Analysis of net assets between funds
Unrestricted
funds
2025
Restricted
fund
2025
Total
2025
Fund balances at 31 March 2025 are represented by:
Tangible assets
Investments
Current assets
Current Liabilikn'es
98
728,231
156,649
(47,585)
98
728,231
306,212
{47,585)
149,563
837.394
149,563
986,957
Unrestricted
funds
2024
Restricted
funds
2024
Total
2024
Fund balances at 31 March 2024 are represented by:
Tangible assets
Investments
Current assets
Current Liabilits'es
195
876,778
272,978
(62,193)
195
876,778
272,978
{62,193)
1.087.758
1,087,758
27

HHUGS- HELPING HOUSEHOLDS UNDER GREAT STRESS
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
17
Movement in Funds
The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to
specific Conditions by donors as to how they may be used.
Unrestricted
Restricted
Total
Fund
Fund
Fund
At 1 April
2024
1.087,758
1.087.758
Surplusl
(Deficit
(323.160)
149.563
{173,597)
Gains
72,796
72,796
Transfers
At31
Ma￿h
2025
837,394
149.563
986.957
The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject
to specific conditions by donors and grantors as to how they may be used. These can include designated funds which
have been set aside out of unrestricted funds by the trustees for specific purposes. There are no such designated funds
set aside in the year by the charity.
During the year, there was a transfer of £16,349 out of unrestricted ftjnds to cover the deficit of expenditure in restricted
projects, namely Zakah and grant income distributions. After this transfer, the charity had £0.9m in unrestricted reserves
at year-end.
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