OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator. This document is also available as Markdown.

2023-12-31-accounts

CHARrrY REGISTRATION NUMBER: 1117535 The Waterloo Foundation Financial Statements 31 December 2023 CARSTON Chartered accountants & ststutory a￿ltOr 1st Floor. Tudor House 16 Cathedral Road Cardiff CF119LJ

The Waterloo Foundation Trustees. Annual Report Year onded 31 December 2023 Page Trustees. annual rep(Ml Independent auditovs report to the members 28 Statement of financial activities 31 Statement of financial posrtion 32 ststement of cash flows 33 Notes to the financial StateM￿ts

The Waterloo Foundation Trustees. Annual Report Year ended 31 December 2023 The trustags prgsenl tsr repcét th8 finaTrial statements of the charlty for Ihe year 8nd& 31 December 2023. REFERENCE AND ADMINISTRATIVE OEfAILS Reg18ter8d tharlty namo The Waterk*) Foundatk)n Charfty rnglstratlon number 1117535 Prln¢lpal ¢)ffl 4th Floor. Tudor H(wse 16 Cathedral Road Cardiff CF119U Th• tru$t••s Mr D.G. Stsvens Mr5 C.A. Oakes (aPp￿nted 01101r20231 S•nlor mJnAg•m•nt Sarah Case, OpernliLTh gnd Fi￿nCe DI￿￿Or Audltor C4rston Chorterod accwntsnts & slatutw audltor 1s1 Flocw. Tudor House 16 Callwdral Road Cardrff CF119LJ Bank•r4 Trwjdos Bar 06anory Rood Bristol BS1 &4S CAF 8ank 25 Kings Hill Avenu W&sl Malling Kfjnl ME194JQ BS8 3NN Sollcltorn Veale Wasbwh Orchard Ctyjrt Orchard L￿9 Brlst BS1 SWS

The Waterloo Foundatlon Trustees. Annual Report Year ended 31 December 2023 The Trustaes are pleased lo we5￿1 re￿¢ 8ThJ the fin8n(>al stat8mants of the cl￿rIty for th8 year ended 31 st December 2023. This 58 the 17th Annual R8FQrt of Ihe Trustees of Th6 Waterloo Foundatton slnce Its inception i January 2￿7 8fKI the In115al d￿afjon In March 2￿7. The FourKlation D)nsists of th8 Board of TrusleeB, ￿uS a team of 11 stsff members based in Cardiff Iwhare we have been op8r8ting since October 2t>071. We 1aLW￿hed into 2023 with new premises on Cathedral R¢)ad, Cardiff while also continulng our hybrid ofworkSw from IKM)W. OWECTIVES AND ACTIVITIE8 Th8 Trnstees (£￿fim) that they have referred to the guAdance contoined in thg Chadty comm188￿.8 general guidance cn publlc benefft revthw the FouTrJalkn's alms and obpcfves and In planning lubjre activities. Th8 eèlÉdivès of thè Fourwts￿oft arn as fdlothry: a) To r•llev• pov•rty •nd dl•trH• for b8nefft of In any part of Ihe workj. Part￿l8rty In davéloping counlrw.. We arn currenty le￿91￿j on ovor8eas ed￿alIan. WASH. nutrthon and Séxual reproducuve health. bl To promot• •u•taln•bl• d•v•lopm•Trt for the benefit of the publk In part of tho workl by Pfomotlng the preseNalon, conseTh8tlon and prolecthon of tho environmènt and the pwdenl use of natural r8soJrces land 'sustslnable develownenf means 'devgknpmenl trwt meets the needs of the presanl wlhoul e£Jmpromising the 8bilty ol future gw)er81k)ns lo meet their cwn needs'l., We are currentty ft>cuslng on ts su¥tsinobkn protedon arml mantyement of our tropl¢al r8lnforg3ts. and our Seas and manne lrfe. cl To promot• th• physlcal and montal d•v•lown•nt ol chlldrnn arKI thg montal health of adutts th6 b¢ngfft 01 tho wblic In any parl ol ￿rtd, Includry rosearch Into thèsè ar8a8; dl To advance suth objects or wrposès which are exdusively charitsble 8cwrding to th8 law of England and Wales for Ihe b•n•fit of th• publlc In WalM and In s￿h manner as the Trusla88 may In their absolute dwretkm think fiL and e) To advance 8uch other 0￿.￿ts or pury￿. wthich arn excknslvely th8ritsbl8 accordlng to th8 law of EnglarKI and Wales in any part of the wckl and n s(th monngr a$ the T￿￿tee$ may In thelr 8bs0luto discret•Jn think lit.

The Waterloo Foundatlon Year ended 31 December 2023 OUR IMPACT SUMMARY-ACHIEVEMEpifs. AND PERFORMANCE In 2023, our 17th year of operati￿, we receNed 5&3 a￿t￿S ac¥oss themat￿ areas. Aft&r a riod of ass8ssmort w8 wer8 atAg io a￿ard 224 grants aThJ C￿mIt OWS8lv8s to grant.making aclivities of just over £11.5 Mill￿n. Thts I￿￿deS a wopwtKI payments Ihat were phas&J grants or Mult￿yo¥r pTc4xts." The IMp￿t of our four themth funds Is covered In each SFdfk secllon, however, as fvThJ8rs, we also aim to provide swjnificant kntangiblo ben8frts and valu8 to applkants. Wè work ￿ thom on maxwnislng th￿r impacl. We netI￿rk 0rgani8at1c￿s to Increase project 5￿Pe. We alm lo maxlmlse th8 T￿P18 off8ct and keep opwTr. tlgxw Ilnes ofia)mmunlGalkn wllh yltants. We continue lo request reports from our grantees lo monitor wowess thrc•Jghoul ts grant Forlod and evaluate what Work Is aoli8vod to th8 grant endpML We are ts)r£dou8 that we do rn)I burden oryanIs8￿0ns arduws rerthg requireffthts bul dso wlsh to balance'passlon and These rèth)rt8, th6relore, I￿p us 8b¢MJt 8pproadie8 that and trbose that worf( 1888 well, knowl¢dgg whth we thon use in 8s¥essw now applicalKTh and In sho￿n9 ow fu￿r$ str8109y. There are vorhjus d￿l￿r¥jeS to our Ihematic areas in cro8tirvd Irrpac( sL¥ne that cross thanw, $LKh as the c081 of living crfsis and some that are mtye spocrfk to lndNldU￿ funds. Our fund m8nageTs are aware of th8 spec￿ cknlleTrJ88 In thelr thematk aroa arAI undertako detaI￿d cKvJo¢TrJ resewch, attend re16vanl vMbln8r8 and cx)nfer8n¢e8 aThJ 8ubfAth lo thtrd-s8ctr put4lca1k￿S. to en8Ufe we understand the Issues aThJ nwds before awardlry grants. Tha Found8tk)n remairts steadfast In Its commitment to d8lNer impaci to those whern there is a di8pwity of opportunlts'8s and ur￿ustainabI8 U88 of the worky's natural resources. We ¢￿Inuad to ￿3T(l ngw grants across a wbdo ranp rf 4>Juntrs durlng 2023. Our 8rant4nldni awanlj In 2023 Our grdntsmakln8 avArds kn 2023 can be summarfsed as foll 202J Fund• Tot41 Valu• Aw•rthd (Q Gram Awar ty Fund <% ¢>f totsl award￿) . Wodd l*veloprnBrn World Develop￿[ vironmert 4.999.027 3,314.812 1.305.(I)O EnwronmeTht 11% 4X Wales Child Devdopmen¢ Trustee 950,CK16 Child tknvetwmvrt Total I1￿6￿45 29% TIu5te8

The Waterloo Foundatlon Trustees, Annual Report Year ended 31 Dttefflber 2023 OUR THEMATIC FUNDING PROGRAMMES A. World D•￿loPMent Fund Our World Development Fund crmtin￿d to Fmritise four Ihematic areas ofknxirk. We also contlftuad to offer furKling in the fom of 'Main Grants. {tywaNy over £50,¢xIO) 8rKI 'Small Grants. (typicalty1gSS than £10,(J)01 acry)s8 all four of these thefflat￿ areas. We are bro&lly supportive of improving acrAss to hpJhqu81ty ethcalk)n and continue wlth our overall alm of SUPForUng gSrfs lo xcess education. Further, we are SUPFrfXt Ihal Is d8dkat&l to schwL¥ or educakn Q￿JaniSatiOns. finan¢i&l selFsuffioerw a￿1 8collrvJ m8chanknK8. Wg support efforts to provide sustaingd access to safe watw and ganItat￿)n s8p4lces and to promote gotra hyglane and mgnstrual h8atth pracUc68 In 6conomkalty dlsadv8nlaggd fxthmunitk%. The FCUndatk￿ prI￿ltI585 knter4enllon8 that streryJthen Iw41 systems to ddNer sustain WASH 8eNIc6s 8Th Yactt86 In M)usohohYs, c￿mUnIt￿ and SRHIFamlly Pl•nnl The Fotsnd8llon prknrltkn8 swthng SUBtoinable wlulkmy to S8xu81 Rep￿￿U¢￿fve Health (SRHI servtces aecess 98ps (to qU811ty caT81 arKI sustslnabty enabllng roullne SRH di￿￿lOnS lo dev8k)p true SRH sell-efficacy, glvon that SRH n8ods arKI daslred contracept￿n tyP8s can ch8nge as pw8 go through dfflerenl stages of Irf8. Chjr nutrlb'on uY8nts •rg awarded to Increase the Covorage of PTov8n oJst-8ff8CtIv8 forttficalon, b10fortrf￿lb)n orKI supplementalK)n In1erventio￿ lo reduco mlconutrlent deflclencle¥ In al-rl¥k pow181k￿$ ¥￿thIn Th• Fund In numb•r• A total of ju51 over £5 mllllon spent from our Worfd Devolopment Fund kn 2023. Edwoti¢)n and WASH reedy￿ the ￿geSt share of th18.

The Waterloo Foundatlon Trustoes. Annual Report (¢¢th Year ended 31 Decemb•r 2023 World Develowrnnt Funds award￿ by th•matic area EdLKOt￿Th Nuiriiic .SRM • WAYI Hlghllghts frryn our IAaln Proqr•mmM: WASH Progrnmmo Rural water 48% of our Makn Grant WASH fundng. wlth p8rUrJJlar 8mpha$b on InGroasiry ts profe8sl0na1lsatl￿ of repalr and mainl6non¢o servlc•s. Sy$tem5 charvJe recdv8d 42% of Main Grant furAting; many of1￿? grantee¥ were wcd(Sng to Support emrr￿l8 to achieve 8fe8•wide univorn81 WASH coverage. Smalbr sums went to 8anltaUon and Mel￿tru31 heatth prowamm8s. ArourKI 30% cl our WASH fuFMaing was dlrecl&Y al IrAUatIV￿ that were multkwO)unty. InGludlno th8 Sup￿ d Intsmallcxwl WASH ne￿kS ond intemational a￿leratOr tralnlng for In-county WASH entreproneurs. Ug8nd8 8fKI Malaw rnc•lved tho largest 8harn ol t￿lIty.$f￿¢ffic WASH fundlrvJ. In both c￿Untries, furKling w85 (Jistritrt8d to collaborative efft>rtS W4th drffer￿1 ¢xganffj8tlon$ conlrftArtln9 to an overarchlng 9(￿. The maprity ol ¢JJr nulrlllon fU￿lIng (amund 90%) was alkxatsd to coUnty.5pgGl￿ w(¥k pr￿raMMe$, Mulliple Mlcronutrrent Supplementstion arKI SGhod Meal programmos aturlrvJ promlnendy. Nlgerla received the laryest share of nutrlow fund$129%) fdlow&l by Konya (23%) and klalwA and Tanzanla (15% and 11Y% respethelyl. Educatlon •nd SRH Progr•mn The Woterkn FoUndatIL￿'s EthKalk)n se￿￿1 8ThJ ReproJuctr48 Hgalth (SRHI fvnds focus on Ihè develotmnent ol that hove tho potential lo generate 8 wlde-scale. k)ntrlemi impact arKI that suslainably financed {0ft8n (￿)MerCIalty fr￿58d model8. SOrr￿lMe5 govemmenl). The (Trmall Fxrxess wthn Educat￿￿ and SRH fiM)ds is basod on crnatlve, free thwJhL A tcal of87% of TWF'8 Edwliry) and SRH fur¥Jlng supp)rted cOntaIn￿ In the dements

The Waterfoo Foundation Trustse$' Annual RepOrtfr￿Xw Year ended 31 December 2023 Explore Ihe [￿entIal for frwndalty Sustsin￿O (xNnmerclal, wvpment.furKled aThl Valuwthjod, unique str8tegk developmert thinknTrJ: Empow and Inspwe pYJtonliaS grantees thwe8t866 lo perfrym to the of the abilty-' 85% crf TWF'8 Educakn and SRH fijndkng Suppryt￿l knrtlgkn b38eAI sdety on th9 contift￿t ofAfrica. In Edwalon. TWF has I￿j f(KWS0d Lyb rthiwy sa￿dary sclwx)l.ftxJJ60d Sup￿rt. 2022 Saw an inc*e8se Sn supwrtFng 1Th)de￿ that wnprovg tertiary ad￿tion. In 2023 that trBnd tinu￿1 with 25% 01 total ￿Ucat￿￿ funding going toward tertiary educal￿n. In SRH, TWF continuod to support Organ￿tionS that have a primary care sustsinable mod81. to i￿lId up)n orKI enharKe th8k SRH Offerw￿ and F¥LwJrnvNnlng. of the SRH fu￿1 fwJsed on these models in 2023.

The Waterfoo Foundation Trustws, Annual Report (¢tyJ* Yoar ended 31 December 2023 Exampl•s ol propets svpportsd by ourworfd l)mlos¥Mnt ProgrwNn• in 2023: .' Ovided IMAGINE WORLDWIDE w&th 511PPOrtto better enablc them to sralE up iheir provtn thgltsal edlthcation modcl acros5 Malavn. Nutrltlon New partnershlp with ATNI ¢0 better under3rarrfJ food markets in Kenya and Tanzania a5 an ￿ltI•l step towrdrds Increasin8 the availability of healthy-option fortlfie<l proce$5ed foods SupportedAFRICA fORESIGHTGROUP vm the Malawwn ro develop a new sustalnable busSness educatyon model that will enable over 50,OC4) youth to 8aln access to well-paid professlerbal work bastd In Africa 102 Enabling UPTIMI CATALYST FUND to pilot resulrs-based fundingfor handpump 5cryices in Malawi. to aid transitlon Irom coTr)munlry- management to concractual profcssionalised services Enabled ACCESS AFYA a primarycare netsvork in Kenya. ro create a model that has the potentsal to increase their SRH offerlng by lox. sustainably runds awarded to CEWAS to run an accelerntion programmefor htth- potential sanlt2tlt)n enterprise5 from Kenrd and Uganda to move them further along the scale iowards being Inve5tnicnt reicly Pknnln8

The Waterloo Foundatlon Trusts•s' Annual Report endod 31 December 2023 Exanples of th• Impact of our parbwrf• wort( that conyloted In 2023: HAI developed 4 rnodd rhar focused on SRH commod research to inlorm apply pubhc pressure lor Improvi￿ SRH seTh￿e5 In Kenrd. This conrribuied to on 80% IrKrease In SRH 4￿ndIngbY Government medk￿ Mlsth•n Slsrers uscd small grant fund> ¢v bwn loul prO￿e￿O￿ala nutritsous nut rna￿¢ ahd bean Prod￿lwh￿h thty then thstributed to f￿h1 malrtutrltson ih ntsrrhern Ghini FSF trtated a morinsi f￿y3ed btssiness that se115 the produce to well-known internatyonal cosmetl¢s company. This has the potentlal to completety nd the xhool thcy support In Gambia ID 202J a¥ a w•s￿t ol • Irlse and Irlse Internatlonal East Afrlca set vp The Penod Equality Network with more than I Wengazed grass-roci mcmbers dtlivertnK Menstrual Heiilih work across last Afric.I Byltlsh Aslan Trust SIICCC55fully tcsted and built a fflodel for enabllngeducatyon or8anisoiions in Indla to achieve better result5 and attrnct fr￿re fun& Oxfam pilated a public*rlvate partnershipw4th perfornunce-based ¢ontyA¢t to deliyer operatlonand mainienance services a¢￿$$ 60 water schemes Turkana County. Kenya

The Watsrfoo Foundatlon Trustees. Annual RePOrt￿tr￿ Year ended 31 December 2023 Our Envlronm8nl Fund focu8ed on tha t￿￿ Inwl&rt ofproteding tropcol and con8ervirvJ martne fish Stocks. Rainforest Fund Marine Fund Support foi projects protecting tropical rainforests. prindpalty 8¥olded deforest8lkin. We ILK￿ on tho Uwoo maln rainfor061 rfjgions of ￿ Afflaz￿. con￿ aTrJ South8ast Asia. We SUPFth and campabgnir•) programmos and 8ittrba8ed pr4&X8. SvpkX)rt for projects workwig lo hall declining fish 8toth gkjbally. We support 8 rang8 of ktal and str8leglc Inifiatives. w&Jominatsty through polky cthange and Implementallon. as well 98 8upp)rttrKJ smal￿￿ fishers. We havo a part￿laT inlorest in Fxoteth'ng mangroves arKI 88agr•88 for their benefft to fish strks. Th• Fund In numb•r8 Th6 EnVtrOn￿nt Fund awarded £3.314.812 kn 2023. Tlis w88 d￿uled ovenly b8hv8en our Marfne ond Rainforosl Funds. Envlvonm•nt Fund Gr￿18 ty V￿u• Marir . Rainforest 11

The Waterfoo Foundatlon Trustsos. Annual Report Yoar endod 31 Docember 2023 Highllghts from our Maln Progrnmmm: Ralrfornst Fund Withln our R81rrforesl FuThJ, 48% of¢Jur grants suptwyw kntwnatknxl Inittalives. Th15 C￿ded. infiuencing global ffinance to stcy fuTrJing def¢rtS￿4inked cx)mmc•J5Vè8' influencing gk)bal pJicy refomB arKI using legal act￿. Tho othgr 52% 01 grants supp￿1 vrt>rk wthin sp>￿ ￿￿ntrIeS ¢y reglons. Wlthin th8 major rainl￿e$l regiws. the Arnazc￿ recelved the great88t share of (wr funding122%1. Th18 work . was pretl(Mnin8ntly In supwt of Indpnous pwl&'8 def8nc of thewlond. At a nat￿81 level, Indon8wa re￿Ned the maTr ol OLY fundkng {20%), followed by Cote d'lvolre17%}. Both 8roa8 of w￿k fcojsed ￿ ClynTh￿It10S $Lth as oll patm aThJ cocoa, a$ wdl as legal nrtiatfvas and rngknnal man&J8m8nt rrthsuYg8. Marfn• Fund Int6mational IrAdatlv85 make up the Lqrgesl proportkn151%1 of grants awarded under our Marln8 Fiind, retlectlrvJ thg Intemational natyro of fthers. Thls fundtrig fc¢u8od on stopplng the m¢xt destrucove fishing wacttces and unsustainablg and illégal fishing through comp4igning to refom policy at an intemationallovd. At a rggi¢xal levd, ￿ supp￿￿ Europe115%) and AfrKa113%} wldo urk. Th98e proAects rnpresente(18 mlx o18pproache8 frryn roftmmry d18tant water f18Nng1199ts. w rogkinal fishedes management measuros. Counlry.bos6d work m8de up 22% 01 the total a￿1 SUpFxY￿j trac8abllity 6ySte 8nd campah3n8 for IKoloclgd areas. Wo also 8UPWrtgd sevoral srd884)a8ed from shrfmp118h6r188 to seagrass manogornant mo8sur•8, and campalgrffj to fftcl erK1ang9￿j ed8 from overfhir¥J. 12

The Waterfoo Foundation Trust￿. Annual Report Year •ndod 31 December 2023 Exarybl•s of proJ•cts $upport•J by ow Envlronmont Fund In 2023: f'unded Forest. Nature and Envlronmènt of Aceh (Haka) to reduce deforesrauon in the Leuser Ecosystem through advoGlCY. campawbingand empoweringcommunicies to gain Icgal ri8ht5 ovcr their land Fundedocean Volce.. to support ocean professionals from developing countries to shape internattonal ocean law and policy through prolessional development. policy research and The￿ork And engagement Kencwcd funding for thc Center for Climate Crome Anatysls {CCCA), to reduce illegal deforesthtion by triggcring and supporting Ivdici31 and advocicy Icrion in Brazil. Peru and Colombia Continued ftjnding Bloom to cxpose the unjustand destruttive nature of fishing access agreements in African courttries. through research, campaigning. i￿aCaCY and leg11 work. ensuringluture agreements are fairer and better for the cnwironment ontinued support for Environmental Paper Network IEPN) to pressure Ihe two mosr $4gnifitanr pulp companies ro irnplemcnttheir forest policles.. to limit pulp.In¢J bioma55 cntrgy developments. and respond to the next cner3fion of pulp niills Renewed supportfor Flshsec to secure the long-term recovcry and 5U5tain3ble exploitaiign of the criticalty endangered European eel Tn3nagementmeasures al Ihe Mediterranean and EU level 13

The Waterloo Foundation TnMtees' Annual Report I￿￿u• Year ended 31 Docember 2023 Examplm Impacl ol our Parts￿￿8 fth￿rk thatvrn conyl•t•d In 2023: Synchroniciry Earth rackled threats 10 foresis, people and species in the Congo Basin by cmpowcring local organisauon& Stturirtg rights. and supporring Indigenou5 peoples in Cameroon and DRC Wetland5 Internatlonal supported the adoption and 5caling-up of m¢ingrove restoration. sing the Ecological Mangrove Re5tor3tion IEMRI approachacr¢ss lour countries Environmentsl lustlce Foundatlon addre55ed Ille8al fishingby building effective mea5ur¢s to monitor, control, sanction and deter IUU fishing VCS5cls. ¢ompanies and individuals. Part￿ularlY ift West Africa IR 202J. as a resd¢ ol Fundaclon Pachamama has crcattd a bic>regional plan. delended indigenous territorics and secured oil moniorium5 towards their goal for a permJnentprorected upper Amazon Profundo ha5 supported organisauons in Makysia 10 understrjnd the firkincsiil Sector ènd engage with financlcrs of the Pii Im oil sector to stop funding deforestation Hlsh Seas Alliance helped secure a new UN H￿h kns Treaty. whith will finalty help safeguard lrfe in the ocean beyond countrtes. national jurisdictions 14

The Waterloo Foundation Trusto•s' Annual Y•ar ended 31 Decombor 2023 C. Chlld tl•v•lopm•nl Fund In 2023 ts Chlld DovdopThnt Fund awarded funds ) Its th8mth areas under thre8 maln headlng8: r main Is cm fvnth dist￿18 r8588rth projects. U5u#Ity at univeTrlbes. both In the UK arKI ternatic￿01fy. vthose ¥elal8d lo open r8soarch c￿ls. Through ow stralegk parthern, algo fwd eaty career researchw8 and other resowth activ￿¢$. We love to suppryt thè d1sseminatx￿ of kno¥Al98 tst wactlce related to our key areas of inlwesl ftr thildren aThJ thelr Paren￿ c8rer8 and to relalad sslonals. Thts t￿ht b8 Wg also support prr4gGts and services that ara dwectiy helping tsmll n8urodevolopmenl81 disorders. Th6s0 are tyFically based In Wales or supporting families in Walgs. Inftymthn 8hg8ts etc. A(xoss dl of tha60 acIMt￿, ￿ Mdnts[n￿ our athe intorost In Ilw psythdojkol arKI boh8¥ioiiral d8v8lopmenl of chlldren. in partkular In the OTr(K￿rr9n¢fjS of nwTcJ8v8lopmgntal disorders. Wo 01 fijrther exptorod factor5 under parents. Infiu8nc8 such as Dl•t •fbd th• Ml¢roblom• and Sl••p •nd Ex•rcl•e 88 wdl 89 the women's I￿￿b01￿ condb11￿ Polycy¥llc Ovary Syndrom• IPCOSI. Th• Fund In numb•r• In 2023 the Chlld D•v•lopm•nt Fund 8wardad £1.3n.019.310l fundry, srArt •cro88 ￿￿80 eA) aCt￿rtIeS. The ovtf811 dIS￿bUt10n of awards w88 slmilor lo prnvi(xts year5. with the moiority166%101 funding dk&Aed Iow8rds Tgsewth activiues. Thg nurtw of dissemlnakn grants inryeased thls year mpared to 2022. Ilkety due to Ih8 conlknwd to In.p￿(m c¥)nfererK88. Chlld D•v•lopnwnl Grnnt• ward•d by th•mth •w•• • Resea PrxlAc•l 15

The Waterloo Foundatlon Year ended 31 December 2023 Hlghllghts ol our Maln Pr¢Jgr•rn: Rgsearch Coorqllnatlon. The Neurodl¥•rse 8rain. Ole& Sl••p •nd Physical Activrty. Tt￿ projects were sprBad ac¥oss EngtsrKI14}. Wales {21 and Intematbjnal (1 US. 4 Australla) iversilios. indudir#J four we havfjnl workpJJ vrith weVk)U￿y. Five of the PrOp￿S ￿18 lest¥¥J ￿te￿￿tIOnS directy Impact peo￿.$ li￿$ and six were sbjdles almlng to understsnd cmtaln mad￿nI$M5 of ￿Ur¢￿ve10￿8fit. We also supp￿￿ed some small8r.sc4￿ researth prcieet8 OUtsJe of our fiJr#Jlw calL8 whare wa already have 8 rdati￿ShW and ¢lwe was a dear n¢ed for and bgnefrt from a small grant. Pr•GtIG•l prol•Gts Wo supported slx grassroots charlllos in Walos wothg dke¢ty tthlth chlldrgn aTrJ farrmllas wllh range of neUr￿￿￿er8e noeds Ifow of Ihese wwe core o)st grants arrtj pmiec swfK', haff wef8 multSy8ar). We 8UPFKJrted fv• nalcrnl ctharld•8, alhJn8d wlth ourth8m8dc Int8ra8ts. wlih multlyear orarbts to enablè thèm to eontKiu8 lo suprJt and adV￿ate lor thetr serv￿¢ uws. Across our practical Fwojfjcts ￿ SI￿Ported throe OrganisalK￿ to LL%. De¢isions to rep88t.furKI ￿ntInUed to b8 b8s6d on an Ofgani5aticfft's #bilty lo domonstrat6 éts 8ffecb'v8n888 wtthln our fund8. Dl•••mlrb•tlon gr•nt• We helpetj supwrt Six ￿nIer￿ ain)od al researc￿ and pradkners 81ined to our themallc Interest. W6 al80 SUPP)rted publlc ang89em8nl aclvrtlas to an5￿• neurod￿&r8è attend88s wero calerod for. tnd infurmal￿n vkl&is to h r4iSo awarenoss aTrJ sharo important rex￿rceS with f8mlllas. Fundlng decWcYL¥ ft>r all of TWFS researth proFwl8 were madg Idlrrw5ng our usual rfgoTC￿5 extem81 Paar r8vlgw and Intemal 88sessment process. Agakn, we woubd Ilke lo lake the OPFYtunty to thank all of the many rosearchers, cthldans aThJ Wdctltioners who make up our anonymus pogr revwers. and who have generoU￿Y gNen trir tlmè lo onsure the quality of our research funding. A partiwlarly blg thank you to th090 revl8wer3 hav8 h8lp8d us Imo arhl 4aln. W8 are 80 gratthj for your cimlknu&l 8UPPO 16

The Waterloo Foundation Trustees. Annual Report (wJthK•*) Y•ar •ndod 31 Decembor 2023 Ex•mplvJ of Chlld Develo￿ projects •upport•d In 2023: We are dellghknj to ba able to detall somè exampbs of our new want-making a(thity in 21Y23. Oeakln Unlverslty: A control trr41 to test the effecuveness ol a smart phone app for ryrowing •Jr health in pre8nantwomen Swansea Unlver51ty" The effect of omega-3 supplementaoon on chldren with ADHD andlor ASO symptoms Adoptlon UK: DisseminatK)n project to improve under5nndiry of doptive children. neurocognitive profiles In school and how they are supported O￿t5 Inl¢lated In 2023_ Oxford Uniyerslty.. This study will use A cohort studies to explore tarly markers of sleep problem5 and neurodevelopmentrl disorders AEPCOS.. Three early career research grants were awarded to lunior researchers in the fieled of PCOS Unlverslty of Waterfoo: This 5rvty will examFne the kinematiC5 of fine motor skills in children DCD 17

The Waterloo Foundatlon Trust•es' Annual Reportts•¥•O Year •nded 31 December 2023 Exampl•s of th• Impa¢t fram ow partn•rn th•t cofflW•d 2023: Measurfng Impact lthln th• Chlld Dmlown•nt Fund - Granl88s ietmyl Io u8 on their key research ￿tl￿)eS on 8n anTh￿l ba8is, al the of tsr awants aThJ for re888rch a ygar 8ftgr. We are inteTe6knJ in &ynparlw Ihek FAarmed ams to Iheir •thiBvements often several pKWe hel￿/r•upYthl them. In the Lxe of research woio¢ts wo are also intere818d in hwmal wblIca￿nS. eThJag￿nI events. d8vek)pnwrt, charvJes to pc4ky arKllor fijtwe nding ￿Ver￿, in to ts krvl8dge galn•J. Thè thart b8lN ouvir￿ somg of trb9 kty ffindSng5 publi$h8d from these papers and also ts imp¥t of￿￿? waclkal projeds. 415clentllk papers were publtshed across 41101 our CD research Resear<htrs at Lancaster Unlverslty showed thai children with Rolan(h' Epilepsy displayed Comprdble knels of accuracy io peer5 duri text integrationtasks IM took longer to proce55 texts indlcatinga like source of comwehension diffKubries Researchers at Manchester Metropolltan Unlver51ty found that a parenE4ed intervention Using first person videos can aid the learnlng of tomplex activites such as wng shoe laces. in chldren DCD In 2023. as a ow Chhd Researchers at C¥diff Unlverslty found thai adopted children showed s￿nificanttyWorse (ac1 ernotion discriminadon accuraq ofsad and angry faces than non4dopted children. A warm parentingstyje was lsnked t¢ fewer dsfficulties The Chlnese In Wale5 A5$0clatlon ran 66 support sessions and I I coffee mornings for families with children with Autism andlorchallenyns behaviours acr055 Wales Five paticnt8roups from across thrtt continents attended and spoke at AEPCOS annual conference ensuring the patient¥oice is fr¢ntand centre of research agenda5 18

The Waterloo Foundation Year ended 31 December 2023 O. Wal•s Fund Our Wa￿$ Fund fc￿seS on Ihe knpc¥tsnt issuos ol and Care￿, Edwal and Wales in genar81. SupForting Ol￿nI￿110nS that he￿ peoFAe set up Iho¢r busln86ses ty onterprises. Wg also SUPF•)rt th088 fxgan18allons that IAt)rk hard lo hefp •a80 an ￿￿￿idUal.8 8mployabHty skills so S￿p¢y￿ng car9r￿n￿l organisations worklng unpakl caror5, •sp•clally young cai•rn 8rKI cargrs of pwle wrth the eLJndAl¢)n$ ID our Chikl De￿I￿￿t Règè¥ch Fund. employThnl. Suppthng org8nisotions that to Tod￿ tr impad p)verty ha6 on Ihé ￿￿estIOnal athbgvemont of young peoF48. We also weknm appliCatL￿ from ¢)rgani¥atiry that alm to Insplre yourKJ peop￿ from dtvef88 b8(grrAmds to pursue hjrther qual1fficolK￿s or careern in STEM. not a maln funding theme, we also rwL8a th& IMP￿anCe of our role in Wales as .8 gr)d and tr*refore enhoy fiexits'lty of boing to offer m￿e modest thjndlng, at our dls(Trtson. to applbcants who ¢an denh)r£tr8tè t￿lf poshfv8 Impact wilhln the communlty horn kn Wal96. Th• Fund In numb•rn Durlng 2023, 31 gr4nts were awardthl thrwgh ow Wal88 Fund, lotslling £I,1￿,1)XI of fundlTrJ. We awarded grants lo organi8alion8 strongly al1gn￿ wrth w afftnt priorltth. 19

The Waterfoo Foundation Y•ar ondod 31 DeceM￿r 2023 Wal88 Fund ¥￿rded by themth arna Cafir4 Wales • Educatingwa￿S • wort0￿ Wales Hlghllqhts from our Maln Pn>grwnmM: Caring w￿e5 (X¥rt￿￿0d to reC¢b￿ a substsntlal infvx d applKatXX￿. suwlng our cwclty for approval. This underscores th8 orvJoing or¥J pressing nggd for Support among unpald e4r8rs, who hovg bome 8 d1sprowti￿te lyjrden the COVID.19 paThlemK rth¥ fac thg thallw￿85 pcffjod by thg rlslng Cost ol lfvbng. r Educalon Fund ￿ to a %￿lI4￿nCd mix of STEM arld 8ducatk)nal •Juollty proio¢ts. wl ver81 prol6cts fallkng Into both e4tsgorl89. suth as TthWo8t's outreach wolect. Througlk)ul our umey of supwrtlng varlous prciects. ourfuTrJamental wal h88 con61stsntty been to promote educatlonal ￿Ulty and. movir& foThvard, we Intend lo sharpen Iwjs on overarGhh¥ ot4￿￿1. Thg W￿kIry Walgs Furwj conti{K￿d to rgmgin fcws¢d M large￿￿ Inhlatlve8 suth as The PrlrKo'8 Tw Enlgrprfs• F￿￿Mm0, whlch Conlntt￿. In ￿nneCtr)n with our other grants. we the di8tirKtlvg altrFbulos (rf knal Char￿68, encomp888lr¥J Iholr ml88lon8, ￿p￿the$, and ge(4raphtsl focuse5. unIquer￿sS ampower8 sm811 and medium4zed charttle8 to provhje substsnual value to lTrJ￿klu￿, Ihg 9c¥Jnomy. and ts)mmunit. Ctsw4uenty. tr￿ corrt(es wulre flexlble, long.twm supwl to 8U8t81n arwj arn￿tfy Iheir impoGfjul 4th-a fo¢u$ that hgs bw c*nlrnl to our effofts thi8 year.

The Waterloo Foundation Trustees. Annual Roport Yoar endod 31 December 2023 Exampl•s of WI￿¢￿ supportod ty.our Wales Fund In 2023: The Bevan Foundatlon - our zrant W￿11 enable them to continue to Coln￿"ne excellenr research and ins￿ring ideas wth achIe￿ng cha￿$ in publtc Fdicy and actk7n. I￿nefiting thousonds of Communlty Foundatlon Wales- by donatingto the Cost of LNing Crisi5 Appeal. we are helpirb8 ewen more charlue5 in Wales who are working communitie5 hir. hardest by the crisis Prlnce's Tntst Cynru- supponin young people Into se e¥ryloyrwii In 2023_ Hahav . supporting them with flexible. multi-yearfunding to help meet 51gnificant unmet need amongst people with life4imitsng illne55 and thdrcarer5 in Cerediwon Child Poverty Actlon Group- helping ensure ihèr all aspects OF educ.ition In Wales are universalty accessible Barnado's Cymru. 5UPPOrtingyour cartr5 accross Wale5

The Waterloo Foundation TTUStees' Annual ReportWx* Year ended 31 December 2023 Examples of thg ImpKI of our p•rtn•fs th•t was ¢ompl•t•d In 2023: Ow grdnt helped the Rlverslde Advlce Centre secure an Jioonal Ll.4m The "Reathng Rhondda" proiect delivered by People and Work supported over 150 familie5 th reading and iterdcy Over 25.(XK) pupils benefited from our grant to Technlque5t supportsngtheir delivery of STEM based pro8fdnwncs In 2023, as a res Our grant to The D of E Award ensured 1.815 marginalised children received 5ubsidi5ed places Our 8ranr to the Prlnce's Trust in Wales helped 326 young people onto the Enterprise Programme 1 SO charities were supported through out partnership ththe Cranfield Trust

The Waterloo Foundatlon Trustees. Annual Roport Year ended 31 December 2023 E. Other Fundlng Provld•d In addition lo our fwr main funding programmes, Foundation has also made grants lo Ihlrd48ctor organisations and community groups who ar8 ￿￿[kIng lo causes, initiatives. prqeds or purpl￿9$ that arB rdatgd lo. Lwt maybe I￿1 Sp￿1￿ to our ￿re furKIiry PTiftttoS. We ara parbcularfy intsrested in sorAal ju51Th and have supwrt&l oryanisati￿S work In I housing and homelessness secor, criminal juStir￿. youth JUS￿ and youth orMJagement, A￿￿01Mer,S d8m8ntla and th8 ageSng Frf)pul8tlon, mantal health and Yll-being (particularly in young p￿P1a), ellmlnallrrfJ wlerKe ao8inst women and gwls. Stro￿ community supp)rt and ￿a9￿ment wojects Ipartwlarty in are83 whare resldents are affected by higher rates of deprivab'onl. FINANCIAL REVIEW R•vl•w of the fln•n¢lal posltlon at th• end of tho accountlng p•rlod Total in¢xime during tho yeor was £10.318.255 {2022.. £11.499,9191. th18 Indudes donaboro from Heather and Davkfj Stevens of £5,252.18012022'. £4.233250). Totd experKliture amounted to £13,742.251 {2022'. £11,627.028). Grant funding 8clivllles of £12,680,11912022.. £10.589.16618re kndudad wthin Ihlj r￿ure. Overall a surplus 01 £21.783,680 {dO￿tt 2022.. £56.081.680} was made duriThJ the ygar after net gains {2022 losse81 on the invest￿nIS of £25.207.676 12022.. £55.954.5711. Datal￿d breakdown of th Income and expeTrJliure ftyms part of the noles to the a￿]￿nIs. Our Investments are valued current stcKk markel prke8 at the date of rgPQrting. As 8 rosull of mart(81 tharoe8 In 2023, the Fcmjndallon expgrlerK4d on increase in valuè of £25.207,676. The Trustees review and monltor knvesknent perfomwKe on a bi-monthty ba8Ss. t&klry Into ￿e￿nI $t(xk mark81 flUC￿atkjns. Flnanclal Po•ltlon In 2023. we contlnued to alm for totsl suppcwt costs of no nM)re than 6% of ¢)ur overall annual èxpenditur8. In total, the Foundation spent £13,361,882 of whkh £681.743 {5.1%) was expended on operational w$l¥. The Watwloo Foundatlon does not acfvoly fiJrKlrai5è. kbV88tmwt ino)me Is d8rived from sharo VKiends, inleresl eamed on b)nds and other securiti8s and bank interest. The Foundation's biggest asset continues to be a svjnrfunl sharehokling in Admiral Group PLC. 8 UK-11gted company. In Jditi¢)n. the Found8tbn has a d￿e￿Ified equty 8nd b￿K5 Frfxudio rnana￿d by our In￿sIment manager. WhitSey A£881 Managem8nL Summary ol Res•ryo3 At the year-gfKI unr8$tri￿ rosefv8s Vowe £212.075.827 (2022: £l￿.292.1471.

The Waterfoo Foundation Trustees. Annual Report Year ended 31 December 2023 Invg¥tmgnt PollGy The Foundation has a compyehensive Inve5tmBnt Pclicy that aligns ¢xJr investment objeclivas wtth our social philanthrwc 04'edNes. This dLumenl has been agRed uw)n by Ihe Trustees and sh8fed wfih Whitety Asset ManagerrEnt. ￿ investment Cvp￿1￿[tieS ￿n￿nUe lo be aligned wth QLTrr ethic81 Inve8trnent FX)lty. The Foundation 18 a swJnatory to tivest-InvesL therefore, tre Foundation holds no Inv8slments in d1￿1 equty or fiX￿-InC0M8 vehlcles In companw whose primary activity 1$ the expl￿at1)n for andlor extraction of fossil fueLs. In additK)n. the Foundation wll not hold investm&nts In compani8S that ded with tobaccJ). adult 8ntertainm8nt. amaments, and gam￿ing. We also seek to exclude investin9 in cc¥npantès In￿ed wth n¢)n-$Usts1na￿e palm oll, soya. and beef from dafor6sled' land. The Foundation Is also commhted lo ushg a proportlon of funds. lo fvrther'impact investing.. W& alm lo find investments will nol onty rnsult in financial raknn but also prcJuc6 social and ¢nvironmental bènefits that arn in line with rxjr ot4'eclives. Approximatety 15% of our Investrnent funds ara dlrèctéd In thls way. Whitley Asset Manag8ment conllnues to safeguard Ouf slanc8 through thelr Intemal inv6slment research, Sn combination scTr8ning whth utilises ESG rasearth from a varfety of sources Including MSCI, SustainaW"cs and CDP ICart)on DiSdosU￿ Pro1￿t) rowrt score5 a5 well 88 on$iderlng th8 Impact of inv8slee (>)mpanie5' ￿tiOnS M trop￿81 rainl￿Sts. In 2023, wh￿8Y Asset Management continued to WOVKlo bt-m¢)nthly rèports to ts Foundation'8 Tnjstees as w911 as an annual In-p9r8￿ attendanrA 8t a Trustg8s meeting. R•utv•i Pollcy Due to th6 Foundatlm's Sound flnandal Sltu8fk￿, ts Tn￿ta85 agreod that there Is no requlremenl for n exPl￿1t r858rves pc41cy al this tlme. Tr Trustee8 regu18rty moniicff the resérvès and {￿nsIder the eXp￿td lund Ilfe aJryOde grant budg8ts and in¥88tmenl perfrmanL¥. PLANS FOR FUTURE PERIOD8 The orvJolng grant-maklry Stratsgy ofthg FouThJatth is sha￿1 ty evaluation of aNI188rnlng from wr past grants on an IrKIivklual levgl. and broad8r revl8ws of the impact of our funding as a vtholè. Our 8tr8tsgy for 2023 to 2027 has been {yeal￿ by our Tru$teès. wth Input from indiv￿ual Fund Managers. who regularly present and review Ihe impact of their fuTrJiThJ and rècommendations for fulurts funding stratagios al our ts-monthly Trustee MeetiThJ. The Siralogy wa5 agreed In November 2023 aThJ wlll Infomi Ihe dedsk)n-maklng for the years 2024 I￿￿jgh to 2027. the 18tt8r belng the Foundation'¥ ￿ y88r. The Worfd D•v•lopm•nt Fund ￿11 malnlaln our fccu$ on WASH, Education, SRHIFamily Plannlng an¢J Nutrition, s88king lo support the design arJ tssting of èviden¢e-bas&d solulions with high potential for scale. We wll continue to focus on h)ng-lerm development over short-lemi acute noeds. The Envlronm•nt Fund plan¥ to Increase ts s¢gle of 9[￿rI) in 2024 and beyor)d lo address the key challenges and opF4Jrtunilies of mèeting the UN Climate and B#)dlverslty targets ty 2030, Èoth intemalionalty 8fvJ kxalty. We akn to malnlaln our focus on tropical rainforests aTrJ Mar1￿ Ilsherie8. while also Ic0k￿g at supporti￿￿ a small number of key prcyeds in Wa￿S tw.

The Waterloo Foundatlon Trustses. Annual Report (¢wydJw Year ended 31 De￿mber 2023 Finalty. in 2024. wo will streamline the Child D•v•lopmorrt Fund's research interest to fof)Js on Motor Coordlnjtion, Nutrltk•n •nd th• Mlcroblome, Physlcal Actlvlty. Rolandlc Epllepsy arKI PCOS. We will wnlinue our r8search ￿116 as usual in these areas but will further extend our lfttèrest In Dyspraxla and Nutrition by supp(Yting stratsgic projects kx)king at putting evidenco into practice and encouraging more lundiThJ into th8 area. For the tlme belng our specific research calls for Sleep and the Neurodiverse Brain will be paused. practical 8nd disseminat￿ grants will remain focused on our broader inleTests in wrr•Jivw5ty. In late 2023, the Tnjstees 4)proved a new wal￿ Fund Stratggy set to debut ￿ 2024. Th15 wlll alm to enhance the capabilit￿5 of charities In swwirKd their c£mmunilie8. fosler pathways oul of poverty. 8ddr6ss éducatlonal inequalty arKI sleadf8sUy ￿p￿Id tyjr cg)mmitmnl lo suppx)rting unpaid carers. STRUCTURE, GOVERNANCE AND MANAGEMENT The Twslees are F4eased to prasanl the 17th raFrtNt tog81hgr wilh thg finandal sts1omgnl¥ of th Foundation for the p8ri(Kl ended 31st December 2023. The fin8nci818t8tom&nts havè been preparéd In accordance the requlrements of the Charitles Aot 2011. the appllcatAe accountlng standards In th8 Unlted langdom, and the reguiroments of the stalen￿nt olR6commended PrnctKe (SORP FRS102 2015) Accounung and RopO￿ng by Chwibes. Governlng Docum•nt Tho Watork)o Foundatkn 1$ a.wS8torèd wvom#d by 8 Trust Dèèd dated 15th Dacembgr 21x6. Trustees conlinualty cLThider ¢)ur governance 0rr8rye￿nts and wlll Con￿nUe to do 80. R•crnltm•nt and Appolntm•nt Thè W8lerloo Foundalon Is managed by its Board of Trust888, whlch meets slx llmes a year. Trustees aro appointed in accordance wth the FOuTh￿alk?n,S Ift￿1 deed. Indu¢tlon •nd Tralnlng l Trvstees oro provided with (￿preh9n$1y9 inlomiatK>n rtMig to thair dull88 re3pon8lbllltle8 under charity 8Th1 company law, including a c%)py of FouThJat￿￿'S tsust de￿ and the Charlty Commlssknn's guldance on the dulles of thanty Tn￿leas. Organl¥atlonal Structure The FouT¥Jation is 8 Small tH￿Y and has a simple tyganisatK)nal structure, compil$iffj: OFerallons and Flnance DlrectLY Icreabj kn 2023. cunbining th8 wavious rokn ol Operations and Finance),. Office Manager; Six Fund Man4e15 s￿1t across our fijnth.ro ams (Wortd 08v8lopmenl, Envlronment. Chlld Developm8nl, Wa￿. and our t￿l-t￿(￿dr8MrnOtic fundirwJ): A￿lS￿nt FuTrJ Manager. 5UFWrting trle Environment Fund,. A Per8onal A8sL8tant lo Ihe Chalr of TTUStee8 gen8Tal office •Jministratlon. During 2023 all staff reported to the OperntK)ns and Finance Dirgctor. wilh the excaplion of th Assistant FurKI Manager. who re￿￿3 direcuy lo the Environment Fund Manager, and the P•rsonal Assistant to the Chair of Trustees who reports direcuy lo Cha.

The Waterfoo Foundation Trustees. Annual Report Year ended 310ecember 2023 Al our b1-w￿nthty Twstee Meetlngs. gath Fund Manager proposes a series of research8d projects to the Board of Trustees for their cx)nVAderatM￿. which the Trustees aC￿p1. reject or deler. Deciwons are documented by the Operab'ons and Finanf Direcaor and are aclioned by the office team. Annual appraL8als are s(thduie(I aH stsff in th8 fKst quarter of yaar. They ar8 cx)nthJctad by the Chair of Trustees 8nd the Operat￿rts and Finance D￿8¢tOr. As wel as hkjhlighting achievements and areas for staff davelopnwnL thesg ap￿a￿lS fomi the basis of annual r8¥i8ws of rgmunerat K8vels for all staff. Rfjlated Partl•¥ In 2007 Heother Stsvens {Chairl and DavNJ Stev￿$ ffnJslee} tkniat8d to the watert￿ Ftsjndation, Admiral Group plc shares to a value then of £99 mlll%M. Davld Stevans, previously appointed as Chlef Operating Officer of Admiral was appc4.nted Chief ExecutNe Offlcer of Admlral in 2016. David relir&J from post as CEO as of 31 December 2020. ht)wever. he wll eA)ntinu8 lo w￿k for Adrniral in a part-time capauty. wovhllng consullancy supwt on risk sgled?n and a5 a board M￿)ber of Admlral Financlal se￿ir￿s LIMI￿. 80th David ar￿ Heathor Stevons ar0 cy￿ent shargFKJldgrs. Bets¥een 2013 and 2022 the sam8 Trustees made a total c4Jlbution of £51.469.130. In 2023 a furllr £5,252,180 was (S)nated to the FothJ8th)n." Detsi18 of all Iransacllons betrHeen related pwbes fry this p9ri(xl Can be fryjnd In nole 27 of the finan¢ial Statements. Rl•k Mn•g•m•nt The Waledco F￿ndStkn oporatss doGumentsd Iln88 of authority and debgatkn. wNeh ar• r￿eWed regularty by its Audit￿$ and 808rd ol Tru$le8s. The F￿nd8￿n also has segr9gat￿n of duties regarding govemance, ￿￿nageMent. grant.makiNJ, financè. and investrnent rn8nagem8nL Procedures are In place for the (k0Jmen1ati￿ of d8cithn$. actknn8. and Issuas. All grant-maklng undertokon by the Is suty¢ct to due dilwrK• woce88es cgrTbJ ¢yJt by our FurHJ Managefs and st8ff. W8 rc￿•neIY s88k references aThJ SUPForting Infomiat)n in re8￿ct of pplicalions from organi58th.ons not pTrvwsty known to thè Foundation. and in particular for any grants whbch would be made outshle of the UK banking sector. The staff and Trustees of th¢ Foundats'on arg awarè ol Ihe rtsks as8cckqled wth ￿￿pOon. and as suth aThJ other f￿m5 of due diligence arg a kgy part of our granl-making proc*ss. The Foundakn's 8traleglc plan and ts￿et AT6 apwovad by Tru8tees, and the BO9￿ regularty revh8ws actual results again81 budgets and for￿8$￿. Th8 Flnance Team rovithvs ts F￿ndat#￿'S fNncial manag8manl monthly. thls 19 furlher revi8wed by Truslees al each TnJsle8 Meeting, vhwe a fin8nce report i8 produced for ct)nslderatlon. Imiestment reports are re¥￿w￿ regulaty. and our Investment Advisor8 r8Wrt lo tho Foundauon on bl-monlhly b88Ss and atterKI a Trustee Meeling once a year. Risk Is assessed as a contknwus process aryl trwefore rn frjrmal, tslatic. risk registar has been prepared.

The Waterloo Foundatlon Trustees. Annual Report Year ended 31 December 2023 TThst•e•' Responslbllltlos Sta¢wDgn¢: The Twsteos arn resWns￿8 for prepariry the trust98s' report and the ffinartlal ststements In aC￿rdan￿ with applicable law and United Kingthjm Act￿fttin9 Standards (United Kingdom Gonerally Accepted Accounting Practice). The law appllcable to chartties in England arKI Wales rwuir•s Ihg tharity trustses to wepare financial stslements for each ygar which gNe a true and fair viaw of tha stat8 of affairs of the charity 8nd of the Incomlng re80urces and appJThtion of resour¢8s, of the cl*rity fty that perAyl. In pffjparlng Ih68a finandal slatements. the tr￿te88 are rwlred to: select Suitab￿ a￿nI1¥a FKAiGi88 and 8Fyty them mn8islenty: ob8eNe Ihg melts)d¥ and principles in th8 appl￿￿9 Ch8riti8s (SORP 20191 FRS102; mak8 Judgmants and acAiuntlng estknates that tn reasonab￿ and stste tholher appticable accounting standards have been follNed, subAect to any malgdal departures dwFosed arKI oxplained in the financ￿1 slalements: preF4re the finandal Stslemenls on going cyJKem b•8is unlw It18 Inapprofvte to presum8 Ihol the tharity will conbnue kn operalion. The Tfu818es aro fasFrfx￿ib1ts for k8&ping prop8r accojnllw rocords that disclose wth r9050nab accuroGy al any time the financ481 posits"¢)n ol th8 charity and enatAe th8m to ensure that th8 fingncial ¥1olenwnlg wTrply with the ChBriti85 Act 2011. the Chanties {Ac£4yJnts 8nd R8POrtsl R8gul8tton8 2008 and tho prO￿S1O￿3 of the trust d8•J. They are al80 reSpOr￿ble for Safeguarding the assels of the charfty h6nc& tsklThJ r•asonabl• staps for Y￿entIon and deteCt￿)n of fraud and other irregularitses. The chartty's Trustees are respon￿1)18 fLY preporYvJ th• TNstees' Annu81 Report and the financial 8latemen18 in xc(¥danco appllcable law and rogulatlcffls. The Trustèes, Annual Rèprrft was apWOv￿ ￿ ......... ..... ...... ..... of Trustees by.. Tfuslee David StOV8 Name

The Waterloo Foundatlon Indepond•nt Audltorfs Report to the Mombers of The Wat•rfoo Foundatlon Y•ar •ndod 31 D•ewnbw 2023 Oplnlon We have avaited the finanaal sLmènts ofThe WatertCÉJ F￿fidat￿ft Ilhe 'charfVI for the year ertded 31 D8￿rnber 2023 which coryrise the ststement of financial activities. ststement of finan¢ial pogltlon. State￿nI of cash flows and Ihe re18ted r￿te$. 1ndl￿Ing 8 summary of significant arKounting polkn'88. The financlal rewrting framework that has been applled In their weparation Is applublo law and Unrted KIn￿10M ACc￿nting Stand￿d6, inclUdr￿ FRS 102 The FinanL?al Rgp)rting Slandanl appli￿ble in th8 UK and Reput4￿ of Ireland (United lQngdom Generaly A￿pted A￿ntIng Pr8Cticel. In our Opini￿ the fina￿￿1 slate￿nts: gfvo a tnJ6 arKI falr of thè ststs of Ihe charlty's affalrs as at 31 D￿rnbel 2023 and of Ils Incomlng resources and aFglkallon of rasources. Induding Its Koma and expondituro, for the year then eThJed', have been prrJp8rty weparwj in accudance with Unlled Kingdom Genwalty Acceptsd Accounung Pr8ctke", have boon ple￿r0d in xixx1lar￿fj Wth thg rnqulrgmgnts of the Charlt188 Act 2011. 8Ml• lor oplnlon We (xsnducted our oudit ￿ a￿￿￿9n¢e Inknotionol Slandards on Audithng IUKI IISAB IUKI) and applIC8b￿ 18w. Our respowbililies under th08e standards are furlher described in tho auditorf$ re8ponslbllttles for the audlt of the flnarK481 statements geclon of our raport. We are Independent of the charlty In accgJrdanc• with the ethical requirements that are relevant lo our audll of the flnanclal 8tslements in thè UK. including th6 FRC'S Ethul Standard. and w6 have ￿J￿Illed our other ethical responsibilitie5 in aeLyJrdance with these requirements. We believe thryt the audit evidence we have obtalnad Is sufflelènl and ar4)ropdats to wovid6 a b￿3 ¢)plnknn. ConGlyJlon¥ rnlatlnq to golng ¢on¢•rn In audillng the flnandal stat8m8nts, w6 have ￿n¢￿Ided that the trustee8' use of the going concem ba8is of aceountThJ kn the praparèlion of thé financial statèmènts is approrrtiate. Based on the work have Ferfomed. we have I￿1 identified any material uncertainties relating to events or coTrJillons that, Indivldualty w collethety. may cast slgnlficant dcyjbl on the charftVs abllity to e4Mbnu8 as a going eorum a F¢riod of at feast iwgfve rrwths from when tho flnanciai slo1gm8nts gre aulh)rised for issue. Our responsiblili65 and the resp¢Jtsibditi88 of tho truste09 wtth r8sF*ct to c￿nCern are descrfbed in Ihe rdevanl sectts)ns irf thi5 repJrL

The Waterloo Foundation Independent Audltorfs Report to th8 Members of The Watsrloo Foundation Year ended 31 December 2023 Other inforniatlon Tho other infomialion comprises tho lnf0nnati(￿ w￿4Ud￿ in the trustee5' annual reFi, we are TequSred to report that fact. We have noth￿¥￿ to fewt In this regard. M•tt•rn on whkh w• •r• r•qulw•d to r•port by •xvptl¢ We have nothlng to report In resp￿1 of tho ftwing matters In relatk>n to wh6ch the Charttles {Accounts and Rep(xts) Regulaoons 2(h)8 roquke us to report to you rf. in ow opin)n: the infofmation gNen In the frnndal 8thterr￿ts is InC￿$￿tsnt In any m8lerlal rg¥pgrt thg Iru51e8s' report., the charity has not kept adequate acrthntkng records,. or the finanoal $Litern8nts aré not in 4reamenl thè accc4JnllThJ records and retum8,' or we have not received all the information arKI 9Xp￿nat￿)n5 wo require for our audlt. R￿ponSIbIlItIeS of tru•t• A eXp￿I￿ad more fully in the Irusle88' ro8pTr￿b1IM8s $talem•nt, th• trust￿ are rèwnslble for the pr8parBtion of th6 financlal ststements and for belng satlsffied Ihal tsy give o tru& and fafr vlew, and for sud) Internal contrd as the Iruslees delemine is necessary lo enable preparKm of financlal ststsments that are fre& from matsrial misstatemnL whelher dua to fra￿j or eiror. In preparfng the financial sL3tsmènts, thè lrnsteès arn responslbk for assessing the charftys abllity to continue as a going co1￿m. disclosing, as applicabl8. matters related to wng concem and using the going concem basis of accountsng unless the truslegs intend to IiquKlate thè thadty or to cease operath)ns, or have Th) reallstlc altemalive but to do so. Audltorf• r•wnslbllltlo• lor tho audlt af the Ilnancial #lt•m•nts We have bgen appolnted as audItr￿ under section 144 of tho Charitl8s Act 2011 and feport In accL)rdanL With reguL91ions made under seC￿n 154 of that ACL Chjr obieclives are to obtsMI ffja$0na￿e assur8nc aboul vthetsr the finanLaal stalgm8nts as a whole are free from malerial misslateM￿l, dug to fraud or arror. and to Issue an al￿rt0￿$ report that indudes our opinirm. ReBsonable assurancé is 8 high ￿Ve1 of assuran￿, bul Is not a guarantee that 8n 8udit conducted ￿ ac￿r(lance with ISAS IUKI wlll ahrdys delect a material misststevrnl when il exists. MisStsterY￿nls can aTise from fraud or and are eonsKYered materhql M. kndlvldually or in the aggregate. they eould reasonabty be expected io bftfluen￿ the ecoTr)mic deci8ions of users token on the basis of these financial ststements. IrregUlar6t￿3. Induding fraud. arn ktances (rf rKffl-(xynpliance with Faws and regu￿tiOnS. W8 Nl8nfjfied and assess￿1 the ftsks of mateflal misstatem￿1 of the financial statements from irregularities, whethgr due to fraud ￿ error. and discussed these between wr aL¥Jit 10am memtors. We then

The Waterfoo Foundation Independent Audltorfs Report to the Members of The Waterloo Foundatlon Year ended 31 December 2023 despjned perfomed aLklil procedures resFonsive to t￿ risks. indwlirwJ ol￿aInIng 8LKlit evidence Surfi¢￿tI and appfopriate to provide a ba￿S for our o￿n￿n. We des￿￿ our prrK&Jur8s so as to oblaln sufficlenl appropriate audit evkjence that the financlal stalements 818 not materially mi&staled due to ncTrwmplkince wilh arKI regulaticffls or due to fraud or érror. W8 are not resFonsitye Preventing ￿C￿-coMpli8nc8 and cannot b8 expected to delect ncTrcompliance wlth all laws aThJ rewlatk)n8 - th18 resp(Thibllty I￿8 vAth managomw with the oversigttt of the Trusteas. Based ¢)ur undernt•ThJirJ of the Charity al￿ thè cawrity sth. discus8w)ns vthh man8g6mant and trustees we idenlrfied financial reporting stsThJards and chath￿￿ Ad 2011 as havkng a dlrect effgGt on the amounts and dithurgs in tho f￿r￿19[ $18temenls. As part of the ervJagemanl team discussb)n about how and %there t￿ Charity's financ4818talements may be matenally mlsstat8d due to fraud. w8 dSd not idenbfy any arBas with an fftcro886d of fraud. Our audit proc•dure¥ ItKbyhJ: ccxnpleting a risk-asses8rrMt rKoc•s8 phnnlng for this audit that speclficalty ¢ons•Jered the risk of fraLKI'. enqulry of managemont abtyjt the Chaws ￿A￿•s. wr￿￿dUr68 ar￿ relatsd contro18 regardlng ciYnpli8nce with ￿w8 and ragulat)n$ and rf thwo am any kntrwn In8tsnc88 of n0n-comrlia￿e. oxamlnlrvJ supp(￿￿ dixyjmgnts ILY all materlal balan￿, tran8actk>ns and dI8ckwres; enqulry of manwJemen( atQLrt lrtpaalior and daims 8Th1 lrnpecilon of rolevant correswndence; analytttal prwluro$ to idènttfy any unusual ( ungxpectod relobonshlps: 8ptiuf￿ audit te81ing on and wew of areas tst could be sU￿.e(l lo management oveth(Je of ontrc4s and potential bias, rrN)sl notabty amurKI Ihè key judgments and estimates, includiry the (￿r￿n9 value of accnjals, provlgiC¥)s. inve3lm8nts, grant making and revenue recognftlon; consideriro man&Jem￿l override ol (w￿de of thg ncrnl operating indudiThJ testing the aFyropr6aleness of ioumal entrie5 recorded in the general ￿thJer and other adjustm￿1$ mado in the preparatKJn of the finanryal $￿t￿nents includiThJ fjvaluabng the ratiortale of signfficant transactions. outstdo th8 rK￿l cowse of tharrtablo advtty: Owing to the Int￿re￿I limitaborn of an audi( Ihero i8 an unavoNJ&lè risk that som material mwtslemenls ol the fin8nclal statements may not be det￿d. even twh the audit Is properfy planngd and perf0m￿d In accordance wth tha ISAS {UK). The potential effects of inherent Iwnitations are particJJlady sJnificant in the of rru5stslement rpsuth'ng from fraud because fraLNd may irMJJve sophi8tKal8d and carefrjlty onJani58d schemes deS￿ned to coneeal Tt. induding deliberate failure to record tranwll￿$, cdlwon or intention81 mk8representathJns beir¥J made to us. part of an audit in accordance ISAS {UK}. we exercise ￿ofe￿onal judgment and malntain prole8S￿ftaI sceptiosm throughout the aLpJit. We also.. Sdenbfy and assess the risks of mwiaJ misslatwnent crf the finan(id slatem8nts. tther due to

The Waterloo Foundatlon Independont Audltorfs Report to the Members of The Waterloo Foundatlon Year ended 31 December 2023 fraud or eff￿. design and perform audit wocedures resp(￿￿0 to those risks. and obtsln audit evidence that is sufficionl and apwopriate to provlde a basis for wr opink)n. The risk of not delecllng a material misslat8ment resulting from fraud i8 h•3hw than one resuhing from error, as fraud may Invofve c(4lusion. f(¥g8ry. intentM)nal omissions, misrepresentations. or the overrwjg of Intemal control. Obtain an undw5taThJing of Intem81 contrd relevant to the audtt In order to desvJn audll procedures that are appropnate in thp cirujmstances. not for the purpose of exEYesslng an opinh)n on th8 off￿￿VeneSS of Ihe intemal ￿ntrOl. Evaluate the appropn"8teness of aC0)￿ting Fdicies u$6d and th8 r888onabkness of a¢¢ountlng estimotes 8nd related disck)sure8 made by the tru5t8es. C¢xKlude on the approwialene85 of Ihè 1rust6￿. use of the golng conL¥m basis of accounlln9 and. based on the a￿￿rt evidence obtained. whether a material ￿￿ertainty exists re￿Ied to evonts or cortdilions that may ca8t 8wJnrf￿8nt doubt on the ch8riVs a￿lIty to continue as a goiro concern. If we ojnclude that 8 malerlal uncertainty exists. arè required lo draw attenllon In our auditor's report lo the relatsd d￿￿k)sureS in th• financ1 statem8nts or, if such disclosures are inadequata. to ow opiniM. Our ￿￿￿SlOn8 are bas&J on Its audlt evKlenc8 obtsined up to the dale of our auditorfs rewt. H[Y￿￿er, futsjre events or condit)ns may causè the charlty to cea80 to Contin￿ as a going corKwn. Evaluatg the overall pfesentab"¢M, stfucture and conlent of thg finarKaal stalemenls, including the dlscbsures, and whether the financial statwments reprewl fv undedying trans8CtK)ns and events In a manner that athle￿ fair prnsentatk)n. We communi¢ale Itkxe chwwl wilh governar￿￿ regarding. am0￿ other matter8. the planngd scope 8nd liming of the audit and svjnrfunt audlt Ilrxdings. InGkKling Jny wnlflcant deficknc In Internal Gonlrd that we Klentsfy during our 8L¥Jtt of our rnpart Thls report is made solety lo the chariV$ trust883, as a body. In aC￿r¢je￿O wlth Part 4 of the Charities (Accounts and Reporls} Regul8tiry 21))8. Our audit has been undert8ken so that we might stste lo the tharlty's members Iho8e rn8tters we are required lo 6t8ts to them in an audttorfs r8port 8nd for no other purpose. To the fullest extent pernltted by law. we do not a￿p1 or assumg re8ponslbllily lo anyone other than the charrty 8rnJ ihe mombor¥ ay a tKJy. for osjr audil work, for Ihts re￿￿, or lor the oplnions we have frym8d. Carstc Chartered accountants & stalutory auditor 16 Cathedrd Road CF119LJ Dated. 06> l a4 C8rston is alu￿le to 8Ct as an auditorin t$M￿ ofsecbon 1212 of Iha Compan￿5 Acl 2CQ6 31

The Waterloo Foundation Statement of Financlal Actlvftles Year ended 31 December 2023 2023 2022 fijnds Total fund• Total funds In¢om• and frndowments Ounations and legacie5 Investment income 5,252.180 5,252,180 5,066,075 5,066,075 10.318.255 10,318255 11,499,919 4,233,250 7.266.669 Totsl Incom• EXP￿dItUre Expenditure on raising funds.. Investment m8nagement costs Expenditure on charitable activliies Othèr 8xp6nditure Total •xp•ndltur• 1380.0361 (380.0361 1371,9051 7.8 {13.361.8621 113,361,862) {11.249.9621 11 13531 (3531 15.1611 (13.742.251) 113.742.2511 (11,627.028) N81 gakns111088e51 on invostrnw 12 25.207.676 25.207,676 155,954,571) N•t InGom•l{•xpgndlturg) •nd ngt mov•m•nt In fund¥ 21,783.680 21.783,680 {56.081.6801 R•conclll8tlon of fund• Totsl fvnds brou￿1 lorward Totsl funds carrl•d lo￿•1￿ 190,292,147 190,292.147 246.373.827 212.075.827 212.075,827 1S4).292.147 The statement of finwKial aGtiviti85 i￿u￿9$ al gains and h)8SeS fe(x)gntsed in thg ygar. I Inc>)m8 and expendknre derlve from (x)nllnuing acuvlties. Th• nots• on pay 35 tr• 44 lorni part ol Ihe6• ftnancial 8t*twn•nts.

The Waterloo Foundation Statement of Flnanclal Posltlon 31 Dacember 2023 2022 Fix•d a8$0ts Tangible fixed assets Investments 17 18 91,903 19,409 211,082,791 185.515.502 211.174.694 185,534,911 Curr•nt a•vl• Deb Cash at bank ar¥J kn hand 19 89.458 1.720.108 14.282 6,245.110 1.809.566 6.259.392 Cr•dltorn." amoun1• f•lllno du• wlthln on• y•ar N•t curr•nt a¥4•ts 908,433 1.502,156 901,133 4.757,236 212,075.827 19J,292,147 211071827 1￿,292,147 Totl aMet• l•s• curr•nt Il•bllltl•• 14•t a88ets Funds of th• ¢h•rfty Unrestricted lunds 212.075,827 190.292.147 Totsl charlty fund• 212.075827 190,292,147 Thes Ilnancral stalgrrnls were approved by the board of tru51ees arrtl aulhorisod for 188u8 on and are 8lgn8d beham ofthe bowd by.. 08vid Slavens Oakes Name Th• notss w pag•$ 35 to 441omi part ol th•*•llMncl•l st•t•m•nts.

The Waterloo Foundation Statement of Cash Flows Year ended 31 December 2023 2023 2022 Cajh flows from op•rating activits Net Intomel{ewndlturè> 21.783.6BO 156,081.6W) Adjustments lor. Depreciation of taNJitle frrted assets Nel gainsl{losse8} on inveslm6nts Dlvldends, Intaresl 8nd rents from Investments Oiher interest recewable and swnlar Sncome Lc6s on disposal of targible fixed assots rue(l expen8esllincomel 13,8S8 7.790 (25307.6761 55,9S4,571 14056,0341 (7.262.633) 19,141) 14,036) 353 5,161 1.978 110,064) Ch8nges in." Trada and other debtors Trade and other cxe¢Jrtors 169.187} {601,6901 {9.144,7591 {6,930,702} 239 459,950 Cash generated from operatlons Interest recelved 9,141 (9.135,6181 (6,928,666) 4.036 Nel cash us8d In oporating acliviiws C••h Ilow• from Inv••tlng actMtI•8 Dividends, Interest and rents frcrfn inv8slrnw)ts PurGho8e of tangible assets Proceeds Imm sale of tangibse assets Purchases ol other inve$tm8nts Proceeds from sale of other irweslrnents 5,056,934 186,707} 7.262.633 19.316> {93,687.2361 (49.013,0171 93.327.622 49,920,545 N•1 cash from 1ft￿ting ad1￿$ 4.610,616 8,160.845 Net IdecreMoinncr•a•e In cash and calh •qulv•l•nts Cash and cash •qulval•nts at boglnnlng ol year Cuh and ca•h •qulval•nts al •nd of y••r {4,52sIX121 1.234.179 6.245,110 5.010.931 1,720.108 6.245,110 Tho notss on pAg•• 35 to 44 forn1 Part ofthw fln•nela£ stai•fflwts,

The Waterloo Foundation Notes to th• Flnancial Statements Y•ar •nd•d 31 D•c•mbor 2023 Genernl 1nftWma￿¢j The charity is a benefit enbty and a regostered charty In Efig￿nd and Waks and 1$ UnIr￿r￿￿18Ied. The &lres8 of the prirryal office is 4th Flocf. Tu(k)r Hwse, 16 Cathedral Road. Cardtff. CF119LJ. Statement of compllance These financial statemènts have b88n wepared in cCrylia￿e wilh FRS 102, Th8 Fina￿181 Re￿rtIng Sl8r¥Jard ap￿1¢able in the UK and the Republic of Ireland.. the Ststement of Recommended Pracb"ce applicable to charlties preparing ther ao))unts in aecordancÉ whh tho Financial Rewtlng Stsr%lard ap[A0cab￿ In the UK 8nd Republ￿ of Ifeland IFRS 1021 ICh8ritia8 SORP (FRS 10211 aTrJ the Charities Ad 2011. Accounllng pollcl 8•s1• ol prnparatlon The financial Statern￿ts hava boon w¢par¢d on the hi8torlcal co8t ba918, as nKxlffiod by thg revaluatbn of certain fin8ncial assets and li8blliliBs and inveslments measured al f81r value thrc4wh IrKAme or exwJ6ture. Thè fln8nclal 3tstements are wepared In sterfing. k8 the ￿￿tion￿l Gurrency of the enuty. Golng conc•rn The trustses conslder that Ihere are no malwial unwtsinb'es about the Charity's ability to ccffllinue 88 8 going ￿ncern. The wrrent •C￿￿MIC and pol1￿C81 instabil1t￿ has cau8ed global disrupt•Jn lo business and e(#)norn￿ actmty which has bgen rgflectsd In fll￿tUat￿nS In global markets. The most signfficanl 8spect of Ihe Charity that polenlsalty affects Ms abillty to continue Is tha carrylng value of its Investments relatss to investment rolum$ and p8rfomiance of investm8nt mart(8ts (see the Invostmenl pc4icy and wformance and risk management section5 of the trust￿$. annual reKYJrt ft¥ mm inlomiouon). Truslegs are of thè opinion that this will not havg 8 detrimontsl impact on the thanty due to tho F￿r￿MOn¢￿ and scale of the Invastment p￿trOllO. Judg•m•nts and k•y •ourc•• ol •sllmatlon unc•rtalnty The Preparat￿￿ of thè financk41 statements requi￿8 man8g8rwit to make judgements, estimates ond assumption$ that affect the 8m(xJnts repvied. These estimates and judgements are conllnually rfjv￿ed and are based on experi8nc8 and other factors. Indudlng expgGtstion$ of future 8v9nts thal are tlbgved to be reasrffwblg ￿der Ihe cirtsjmstan￿. Fund *¢¢ountlng Unrestrlcted funds are available for use al discre1h￿ of thg trustees to fvrthgr any of thg charltvs purposes. D88kJnated funds unTe8tr1cted funds ￿mIalked by the trusw for partic%lar firture proigcl or commitmenL ReStr￿ted fvnds 8r8 subjecaad to restrlcttons on their expendiluro d￿ared by don¢x or through the terms of an appeal. aThJ fall into Or￿ of two SLtsclasses.' reslrictgd income fvnd5 or endowment funds.

The Waterloo Foundation Notes to the Financial Statements (¢onlW¢ Year ended 31 D•comber 2023 A¢counllng polld•s Incomlng r•sourc•s l irKome is ind￿16￿ in the ststefftht of financial ac11vi￿ when entitlement ha8 passed to the charity. it ￿ prolkible that the economie bèrtffts associaknj ￿th the tr8nsBctic￿ will ftow lo the charity and the amount can be r81￿bty m8asurgd. The fol1Th￿ng specrfic wli¢i8s are appliod to partkular calew(es of inc4Jme'. - In(>Jne from donatths or grants rwnisod vthen there is evidence ol entiUom8nt to th8 gift. reL%ipI is probable and its amount b8 moasur8d reliably. legacy irKomg is recogniryed when I￿1p¢ Is probabl& and 8ntiUaThnl i8 established. Income from donated g)ods is rrwsur8d at the fair vahJ8 of th8 gocds unl888 thi$ 18 Imyactical lo mgasure rethably. in which case the value is dertved from the cost to the donor or the estimated r￿19 value. Dcffiated facilrties aThJ servkes are recognised in the a<xoun18 when receNed if the valuo bè rdtably m68sured. No ar1￿)￿nIS are included for tha cOnt￿butIOn of general vdunleers. Divid¢nd8. indudlrvJ the a880cLqt&fj tsx crndlts. are crndrted to tho ints)mè ar#1 experyJltur8 account whan they are reeefv8d. R••ourco• •xp•nd Expentjilure Is recognlsed ￿ an aG(xual¥ b8¥is 49 8118blllty18 lrturr8d. Expgndlturè kndud88 any VAT which cannol be fLrfIy fKovergd. and ￿ das81fiod urKler haadlws of the 8tstem6nt of lknancial activlties lo which It relates: expendilurg on raising funds Indud•s ts costs of all fundra￿1￿ activiti88. avents, nonwcharitable trading actNlttes, and sale of dcmated gocKIs. expendifvre on chant8ble &b"villes indudes all costs I￿rTed by ¥ ¢h8rify In und8rt8klng actfvities that further Its charitatAe alms lor the benefit of tts bengflciarfes. indudino Ihoso 8UPPOrt costs and costs to the oovem8nce of the charity apportKsnad to charitable activities. other expenditure ￿cILKI8$ all expeThlitura that is n6ithw relatsd to r81sSng fvn08 for th6 charfty nor part of tts expe￿Ilture on Choritable activrtiès. All costs are alltxaled lo expendilure Calegorfes refiectlrrfJ the use of the re80Lwce. Oired o)5ts attributable lo a slngle aclivty a Ic¢alad directty lo thal activity. Shared costs arg apwliongd bgWn tha ac¢Mbos they c￿tribUts lo on a rea50naÈ4e, justifiab￿ and C￿sISt￿t basls. Op•rntlng l•u•• Lease payments are re(4rds8d 88 an exp8nse over térn) on a 8tralgh14ne b8si$. aggr8g8t6 benefft of lease Incenllves Is wnised as a Toduction to eX￿n80 over thg Iwg t￿. on a stravJhl-line ba818. T•nglbl¢ •s••tA T8ngib18 assats are InltLqlty reCc￿ded at c¥)sL and subsequently stated at cost lass any ac￿m￿late(l depreryal￿n and impalm￿t b)ss￿. kny tarwJibl8 assets carried al r8valued amounts are reC￿dert at the fair value at thè dal8 of revalu8tK)n less any subsequent accJJmul8ted deweciatson subsequgrrt a￿Mulated irrpawment losses. Depr•clatlon Depreciotion is ralculated so as to write off the cx)sl or valua1k￿ of an assoL less Its residual value, over Ihe Lwful life of Ihat ass81 as foifows.. Flxturas & Fittsrys Equipment Leasehokl Pro￿rtY 33% rel1￿)ng balance 33% reducing bala 5travJht line

The Waterfoo Foundation Notes to the Financial Statements Year ended 31 December 2023 AKountlng Poll￿•¥ Inve8lm•nts Unl￿1•d 4uity inv8stm8nts arn initialty rocord8d at cosL arwj subsequenljy measurefj 81 f8ir value. If fair valLFe be reliabty measu￿, assets affj measured at cost irroalmient. Ltsled investments are r￿SL￿ed at fair value with dwys in fair Val￿ ting recogni5ed in inc#)me or &xp8ndilure. D•btorn nd crndltors r•c•lvabl• I p•yabh wlthln om y•ar Debtors and creditors wlth no stated intwesl rate re(avable OT payabb within one year are r8ccded al transact4on fv. Any losses arlslTrJ Irom Impainnanl are r8cognised in expondlture. Grant pollGy Grants 9￿On •ro recO￿0d In the yew In Ilw ¥0 Off¥￿ •ThJ ac¢eplad wlthout c(K)drt￿ns attacw. Grdnts offer&J a Peri￿ of rrKxe Ihan one year arè r60)gnbséd as creditors if there we no c¢nditicfis lo be m81 to I￿[¥8 furlher fundiry. Where a Condition 18 Includ8d In the offar b8fore fuluro Ir￿lments aro pald the luture Instalmenl grant r8 rewgnisgd a8 ¢mmilmerts. Fln•n¢lal In•lrum•nts A financial ass81 Of a financ411 liatiilty is ree4)gnis8d onty whn the entity bw)mg8 & paty to th• contractual wovis¥Jns of the I￿truMent. Basic financial instNm¢fts aro initiÈlty recognlsad al th8 arr￿n1 (8￿1Vable or pay8ble indudlng any related transaction costs. un￿8 the arrangemerrt consttbJt8s a financing transactw)n, where tt FS r8coJnised at the present valug of tho fv￿ra paYTh￿ts dIsc￿nted at a market rate of Inl8r8sl for a slmilar debt instrumnL Current assets and current liabillties are 8ubsequenty moawred ai ts calh or othèr con51dernlion expected lo be p8ld OT rec¥ed and not di$￿unt8d. Where Investr￿Thts in shares ( prtherte shwes are publicty traded or thgtr tslr value can Othe￿Is8 be measured reliabty. th8 Investrnent is subsequently m68s￿ed at fair value wllh chaThJ6s in tsir valLbg recogntsed in incom6 and èxpthjtturè. Al other s￿h Inv8stm&nts ara 6ubsequonty wsured 81 u)st less impairmgnl. D•flnod ￿￿trIb￿lOn plans ContrIbutK￿ lo der￿d ContribUb￿ plBrLs ore [g￿nised 88 an 8xpense In th8 perfod In whlch the rglaled 8ervirA 18 pro￿ded. Prepaid contrflxrtK)ns arg recognised as an asset to the extent that the prgpayment will Eead to a redLtyXion ￿ fvtwo paY￿￿ts ry a cash rthnd. 37-

The Waterfoo Foundation Notes to the Flnanclal Statements (￿th￿r￿￿} Year ended 31 December 2023 Donations and l•gaci•s UnrestrKtsd Total Funds Unrestricted Total Funds Funds 2023 Funds 2022 Donatlon8 Donat￿nS 5.252,180 5.251180 4.233,250 4.233,250 Inv•$lrn•nt Income UnrestrirAod Total Funds Unreslri(*ad Total Funds Funds 2023 FuThJ¥ 2022 Income from listed investrnonts B8nk inloresl ￿e1Vab 5.056.934 9.141 5,056,934 9,141 7.262.633 4.036 7.262.633 4.036 s.1￿6.075 5,066,075 7.266.669 7,286,669 Inv•stment m•n•ym•nt costs Unr8Stri¢led Tot•1 Fund• Unrègtrlctad Total Funds FurKIs 2023 Funds 2022 Portfollo management 380.036 380,036 371.gJ5 371.905 Exp•ndltur• on ch•rlt•bl• •ctMIIM by lund typ• Unrestrkled Total Funds Unrethcted Total Funds Funds 2023 Funds 2022 Grants & projoct fund SuppM costs 13.147.846 11147,846 11.021,939 11,021,939 214.016 214,016 228.023 228.023 13,361.862 13J61.862 11,249.962 11,249.962 Exp•ndltur• on ¢lwltsbl• •cllvStl•s by acuvlty typ• Activrbas uThdertak8n Grant fvndirg directy Lrf 8Ctivitses Suppcttt Tot•1 fund• 2023 Total fund 2022 Grants & pr￿8¢t fundkng Govomance costs 487,727 12,680,119 198,115 13,345,961 11,220,644 15.￿J1 15,901 29,318 467.727 12.680,119 214,016 13.361.862 11,249,962

The Waterloo Foundation Notes to tho Financial Statomonts iGvnthMd) Year ended 31 December 2023 Analysls of support costs Anatysis of ¥UPF4Jt a)yts actNity 1 Totsl 2023 Total 2022 Staff costs P￿MiseS Communicatlons and Gen8ral office Govemancè eosts SupFQrt costs. Other 89.404 38.841 5.477 50.535 15,901 13,858 89,404 38.841 5.477 50,535 15,901 13.858 81,127 42.120 4.504 63,161 29,318 7,793 214,016 214.016 228,023 10. Anal￿1# of grants 2023 2022 Grants to In•tltutl¢Jn• Grants to In$titullc#)b 12.680,119 10.589.166 12.680.119 10.589.166 Total grants 11. Oth•r •xp•ndltur• Unrn8trkted Totsl Fund• Unrestslctad Total Funds Funds 2023 Funds 2022 Loss on disposal of tsngible fixed 83¥gts held fty charlty's ¢Jwn usè 353 5.161 5,161 12. Not galnsl(lossosl i>n Invo•lm•nts UnrestrK*8d Tolal Fund• Unrestrthd Totsl FuTrJs Funds 2023 FuThl8 2022 Gains l 00359$) on sale of imiestrneni 25,207,676 25.207.676 155.954.571) 155,954,571) 13. N•t lfie0mèll•X￿nd￿llre) Net In(￿De1(eXp￿dllur?) Is ststed aftor (lwgi￿(¢1￿dI￿￿I. 2023 2022 D8precvation of tsn9It￿e f(xed assets Loss CM) dispwal of tanglblè ffix&J a￿ts 13,858 353 7,790 5.161

The Waterfoo Foundation Notss to tho Financial Ststements (¢Mlkn•dJ Year en(led 31 December 2023 14. Audltorn rnmun•ratlon 2023 2022 Fees pgyable the audit of the financial statements 9A 9,000 15. Staff The total stsff costs •mployth bènèffts th• rèportity pèri(xJ ￿ analysed As fdfows.. 2023 2022 Wages and salarlgs s￿la1 security cx)sts Employer contribuUon8 lo pon8ioD ￿80S 395.330 366,462 40,606 22,533 429.601 48.996 485,272 The average head count of 8mpknyees during th8 yaar was 11 (2022.. 12}. Tho avarage numb9r of lull-lime equivalent empbyees dumg iho year is anatysed a6 foilows.. 2023 No. 2022 No. Nuffd)or ol 8dnthL8tr8Uve Staff Number o18UPPOrt slaff 11 11 Th8 number of ¢mFAoyee¥ vhK)¥g reMUngrati￿ fv the year fo11 wlthln Ihe fonowtng band¥. were.. 2023 2022 No. No. £60.0fy) to £69.999 K•y Mn•g•menl Porwnn•l Key management personnel inclthle 811 peryJoM that hava aulhority and responsibilrty for plannlng, direcllw and cOn￿lIng the acb"Vlt￿S ol ts chaflty. The to￿ rx¥npensatton pald lo key managemanl Fef80nn81 lor pmJed to the charity was £78.92012022.. £66,103). 16. Tru•t•• r•munwatlon and w•nu¥ No romurwab'on or other b￿fftS from ￿ph)yrr￿n1 with the chafrty ¢x a felal&l enlty wore, roc4ived ty the trustees. All trustees are entrtled to daim ￿mtr￿rs8MenI of Ihg cost of attondiThJ mogting5, the trustees were reimbursed £817 {2022.. £43) for tra¥eUw￿ costs to atteThJ magtir¥Js.

The Waterloo Foundation Notes to the Flnanclal Statements Year ended 31 December 2023 17. Tanglble fixed assets Leasehold LaThJ and Fc<iures and rMJlkJing8 frttings Equipm8nl Total Cost At 1 January 2023 Addition$ Dispc6als At 31 O•t•mb•r 2023 56,463 6,343 {2981 62,508 62,666 86,707 11M32) 147.541 80,364 {1.534) 80.364 Deprnclatlon At 1 January 2023 Cttarg8 for the year DisFosals At 31 D•c•mb•r 2023 5.441 37.818 7.732 1213 45.337 43.259 13,858 (1,4791 55.63B 6.027 {1.266) 4.274 6,027 C•rylng amount At 31 D•Gomb•r 2023 74.337 17,171 91,903 19,407 At 31 December 2022 762 18,645 18. InvMtm•nts Cash or cash Other equivalgnts Invéstments Inwgknnènts T¢)tal Co•t or v•luatlon At 1 January 2023 Addiknons Disposals Falr value movements 16.910.229 167.590.566 46,499,376 47.187,880 (54.471.274) (26,319,629} 12,669.628 1.014,706 18S515,501 93,687.236 {80,790.9031 1.329 12,670.957 At 31 D•c•mb•r 2023 8,938.331 201,128.425 1.016.035 211.082.791 Impalnnont At 1 January 2023 and 31 DK•fflb•r 2023 Carylng amount At 31 D•c•mber 2023 8.938.331 201,128,425 1,016.035 211.082.791 1.014.706 185.515.501 At 31 December 2022 16,910,229 167.5￿,566 All irwestrnents shown above we I￿1 at valuati￿. Llstad Investm•nts Tho aggregate market value of I￿ted investments is £201,128,42512022.' £167.5W,5671 and th8 8tock exthange value bs £201,128.42512022.' £167.590.567). 41

The Waterloo Foundation Notes to the Flnanclal Ststsments (conl&Mxd) Year ended 31 December 2023 18. Inv8gtmonts FlnanGlal asuts h•ld at falr valu• Inv851m8nts are Sts1￿1 at falr va￿@ at t￿ balarb2 sheet date, listsd invesknents are staled at the stock exchangg Y41ues at the year end. inv8stments are valued based ￿ investment P￿ro￿nance. The hSstorThl cost ol investments 81 the yew end date is £134,643,61812022'. £131.518.137) The following investments. whth are all listed Ihe UK Slts* Exch8nge, rewasent more than 5% of the totsl value of the prytfojio". Hc4dThJ Market Valuo £ Admiral Group rAc 268p cydinary sharos 3.064,400 £82,248.496 Thorn L8 no restrlctbn on the realisauon of th18 knvestrnonL 19. Dobtor• 2f23 2022 Prepayments acrnied incor Other debtor5 9,418 3,429 10.853 89,458 14,282 20. Cr•dltor•: amounts falllng du• wlthln on• yo 2022 AccrLsals and deferred kncome Sod81 securlty and other tsxes Tradè tredito Other Cr￿rtoIS 98.311 11.602 233 798,287 9,041 17,878 1,384,893 908,433 1,502,156 21. P•ft•lon8 and olh•r post rntlr•rn•nt b•n•fft8 D•finod contrlbutlon plan• The amounl recognise(l in Inc￿ or eXFwwJiturn as an 8xp8nso in reklK)n lo defined contrlbutlon plans was £48,996 (2022.. £22.5331.

The Waterloo Foundatlon Notes to the Flnancial Statements (cont• Year ended 31 December 2023 22. Analysls ol Charltablo funds At Gain5 and 31 0•￿Mb8 r 2023 1 January 20 Ggneral fvnds 1￿,292,147 10,318.255 (13,742.2511 25,207,676 212,075.827 Al Gains and 31 December sses 2022 1 January 20 IrKx)m8 Expenditure Gengr81 funds 246.373.827 11.499.919 {11.627,0281 {$5,954,5711190.292,147 23. Analy•l• of rnt •sMts ￿tw••Th fvnd Unfestrktod Totsl Fund• Funds 2023 Tanglbl8 flxed assets Investments Currènt asselg Creditors lèss than 1 yaar N•t a8B•ts 91.903 91,903 211.082.791 211.082,791 1,W)9.566 1.809,586 {9)8.4331 1908,433) 212.075,827 212.075,827 Unre8tdcted Totsl Funds . Funds 2022 Tangiblè f￿ad assets Inv8Stments Current assats Creditors less thon 1 year Not 8••ts 19,409 19,409 185,515,502 185.515.$02 6.259,392 6.259.392 11,$02,1561 11.502,1561 1￿.292.147 190,292,147 Olh•r Iln•nclal commltm•rbts The chartty was wnmittgd to make th)n811￿$ w(Klh £8.971.900 1£7.599,892: 20221 •8 at 31 December 2023. 25. An1￿1 ol chang08 In not ddrt Al At 1 Jan 2023 Cash IIow8 31 Dgc 2023 Cash at bank and in harKI 6.245.110 (4,525,002) 1.720.108

The Waterloo Foundatlon Notos to tho Flnanclal Statements I¢￿ Year ondod 31 December 2023 2& Operatlng lea￿ commlkn•nts The totsl fijture mlnknNm lease paym￿ts under non<ancllable r4)ernting ￿58$ 8re as follows.. 2023 2022 Not later than 1 year Later than 1 year and n(rt L31w than S L8tsr than 5 years 30,5TI 112,884 93.517 236.978 20,362 99.500 129,012 248,874 27. R•l•tsd partl•• The chafity has been under the contr(Y ol the InJste88 slnc the charfty was 88t up. The was started with an initial donaknn of £99 mrflion Irom iwo ol the trusleas, Davld and H8athor Steve￿. During the year 8 fvrther of £5.252.180 {2022.. £4.233,2501 was made from thg sam& trust888. Thg charlty pald Ihg folknvlng arrwnls to LYgonBalvM ofwhlch H Stevens l¥ asSOGiatod wlth.. Greenpe8ce Oceans Carnpa￿n £150,￿0 Global Fishing Watch £1CQ,(N)O