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2024-01-31-accounts

REGISTERED CHARITY NUMBER: 1117341

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JANUARY 2024

FOR

ANIYEI HAOLAM TRUST

Raffingers LLP Chartered Certified Accountants 19-20 Bourne Court Southend Road Woodford Green Essex IG8 8HD

ANIYEI HAOLAM TRUST

CONTENTS OF THE FINANCIAL STATEMENTS for the year ended 31 January 2024

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Cash Flow Statement 7
Notes to the Cash Flow Statement 8
Notes to the Financial Statements 9 to 14

ANIYEI HAOLAM TRUST

REPORT OF THE TRUSTEES for the year ended 31 January 2024

The trustees present their report with the financial statements of the charity for the year ended 31 January 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

'Aniyei Haolam' are Hebrew words which translate as 'The Poor of the World'. This encapsulates the objects of the charity which are the relief of poverty, sickness and infirmity among persons of the Jewish faith throughout the world.

Poverty has a negative impact on many areas and the trustees are committed to supporting those in need so that their current situation and future prospects are improved.

Public benefit

The trustees have referred to the guidance contained in the Charity Commission's general guidance on public benefit, and 'The Advancement of Religion for the Public Benefit' in particular, when reviewing the aim and objectives and in planning the charity's future activities.The aims of the charitable company for the public benefit are detailed in the 'Objectives and Activities' section of this report and the main activities undertaken in order to carry out the charitable company's aims for the public benefit are outlined under 'Achievements and Performance' below.

Grantmaking and other activities

The trustees seek to fulfil the objectives of the charity by making grants to individuals and institutions and supporting projects which aim to provide assistance to families who are struggling financially..

The general economic downturn and rising inflation has resulted in many families losing their primary sources of income and struggling to maintain a decent standard of living. The trustees, being actively involved in promoting the welfare of their local communities, have an intimate understanding and sensitivity of its members, many of whom are at the lower end of the social classes, and who struggle to subsist from day to day.

The trustees are grateful for the positive response from those who were able to offer financial assistance and who came forward to enable the trustees to make meaningful grants to enable families who were lacking in basic necessities. In particular the trustees were able to offer increased support to families before the Jewish Festivals to enable families to celebrate at these times.

The trustees sought to provide assistance in a manner which was efficient and in which the dignity of the recipients was preserved. They assessed the applications made to them and considered their response based on the individual circumstances, the funds available, and the impact the grant had in achieving the charity's goals. Where grants are made to charities and other organisations, consideration is given to the operational efficiency and reputation of the recipient charity and the ability of the donation to 'make a difference'.

The trustees monitor the application of the grants and donations made to both institutions and individuals and meet with representatives of the institutions to obtain information as to the utilisation of funds.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The trustees have reduced the activities of the charity during the period under review, as they focussed their time and resources on improving governance and compliance. The trustees are pleased that they were able to continue to provided much needed support to some of those who approached them and they look forward to increasing the activities of the charity in the future. The trustees were not able to respond to all the requests made to them and are grateful to their donors whose generosity enabled the charity to make grants and support projects totalling £258,298 (2023: £913,017).

Page 1

ANIYEI HAOLAM TRUST

REPORT OF THE TRUSTEES

for the year ended 31 January 2024

ACHIEVEMENT AND PERFORMANCE

Fundraising activities

The charity has a good reputation within the local community and has a large pool of regular donors who wish to have a part in the charitable activities of the charity. Existing donors often recommend and encourage other philanthropists to pledge their support to the success of the charity. As such, the trustees do not engage professional fundraisers nor do they undertake public collections or cold calls.

The charity is committed to the principals set out by the Fundraising Regulator in its Code of Fundraising Practice. When donors are approached, this is done with sensitivity and respect and with regard to their circumstances.

The trustees are pleased to report that no complaints were received in the past twelve months in relation to its fundraising activities.

FINANCIAL REVIEW

Financial position

The financial results of the charity's activities for the period ended 31 January 2024 are fully reflected in the attached financial statements together with the notes thereon.

Total income decreased to £303,948 compared to £871,897 in the prior year and total expenditure decreased to £273,959 from £955,528 in the previous year.

There was a net increase in funds of £29,989 with total deficit carried forward being £10,822.

Reserves policy

The charity's reserves as at 31 January 2024 were in a deficit position of £10,822 with free reserves being £5,012. It is the policy of the charity to maintain funds at a level which the trustees think appropriate after considering the future commitments of the charity and the likely costs of the charity for the next year. The trustees have not undertaken any formal charitable commitments and consider that the charity can rely on its ongoing support from its donors to to fund its ongoing communal activities.

Going concern

The trustees have assessed whether the use of the going concern assumption is appropriate in preparing these financial statements. They have made this assessment in respect of a period of one year from the date of approval of these financial statements.

The trustees have concluded that there are no material uncertainties related to events or conditions that may cast significant doubt on the ability of the Trust to continue as a going concern. They are of the opinion that the charity will have sufficient resources to meet its liabilities as they fall due.

FUTURE PLANS

There are no current plans to change the activities or modus operandi in the foreseeable future.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

Recruitment and appointment of new trustees

It is not currently the intention of the trustees of the charity to appoint new trustees. Should this situation change in the future, the trustees will apply suitable recruitment and training procedures..

Organisational structure

The board of trustees administers the charity and meets regularly.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

Page 2

ANIYEI HAOLAM TRUST

REPORT OF THE TRUSTEES for the year ended 31 January 2024

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number 1117341

Principal address

16 Ermine Road London N15 6DB

Trustees

Mr I Taub Mr J Fligman Mrs S Aberman

Independent Examiner

Yedidya Zaiden FCCA Raffingers LLP Chartered Certified Accountants 19-20 Bourne Court Southend Road Woodford Green Essex IG8 8HD

Approved by order of the board of trustees on 26 November 2024 and signed on its behalf by:

Mr I Taub - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF ANIYEI HAOLAM TRUST

Independent examiner's report to the trustees of Aniyei Haolam Trust

I report to the charity trustees on my examination of the accounts of Aniyei Haolam Trust (the Trust) for the year ended 31 January 2024.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Association of Chartered Certified Accountants, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Yedidya Zaiden FCCA

Raffingers LLP Chartered Certified Accountants 19-20 Bourne Court Southend Road Woodford Green Essex IG8 8HD

26 November 2024

Page 4

ANIYEI HAOLAM TRUST

STATEMENT OF FINANCIAL ACTIVITIES for the year ended 31 January 2024

Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
303,948
Investment income
3
-
Total
303,948
EXPENDITURE ON
Raising funds
4
-
Charitable activities
5
Expenditure on charitable activities
273,959
Total
273,959
NET INCOME/(EXPENDITURE)
29,989
RECONCILIATION OF FUNDS
Total funds brought forward
(40,811)
TOTAL FUNDS CARRIED FORWARD
(10,822)
Period
1.1.22
Year Ended
to
31.1.24
31.1.23
Restricted
Total
Total
fund
funds
funds
£
£
£
-
303,948
871,501
-
-
396
-
303,948
871,897
-
-
38,893
-
273,959
916,635
-
273,959
955,528
-
29,989
(83,631)
-
(40,811)
42,820
-
(10,822)
(40,811)

CONTINUING OPERATIONS

All income and expenditure has arisen from continuing activities.

The notes form part of these financial statements

Page 5

ANIYEI HAOLAM TRUST

BALANCE SHEET

31 January 2024

Unrestricted
Restricted
fund
fund
Notes
£
£
CURRENT ASSETS
Debtors
9
20,000
-
Cash at bank
3,732
-
23,732
-
CREDITORS
Amounts falling due within one year
10
(18,720)
-
NET CURRENT ASSETS/(LIABILITIES)
5,012
-
TOTAL ASSETS LESS CURRENT LIABILITIES
5,012
-
CREDITORS
Amounts falling due after more than one year
11
(15,834)
-
NET ASSETS/(LIABILITIES)
(10,822)
-
FUNDS
13
Unrestricted funds
TOTAL FUNDS
2024
Total
funds
£
20,000
3,732
23,732
(18,720)
5,012
5,012
(15,834)
(10,822)
(10,822)
(10,822)
2023
Total
funds
£
-
6,423
6,423
(21,400)
(14,977)
(14,977)
(25,834)
(40,811)
(40,811)
(40,811)

The financial statements were approved by the Board of Trustees and authorised for issue on 26 November 2024 and were signed on its behalf by:

Mr I Taub - Trustee

The notes form part of these financial statements

Page 6

ANIYEI HAOLAM TRUST

CASH FLOW STATEMENT

for the year ended 31 January 2024

Period
1.1.22
Year Ended to
31.1.24 31.1.23
Notes £ £
Cash flows from operating activities
Cash generated from operations 1 8,090 (77,293)
Interest paid (781) (1,134)
Net cash provided by/(used in) operating activities 7,309 (78,427)
Cash flows from investing activities
Interest received - 396
Net cash provided by investing activities - 396
Cash flows from financing activities
Loan repayments in year (10,000) (10,833)
Net cash used in financing activities (10,000) (10,833)
Change in cash and cash equivalents in the
reporting period (2,691) (88,864)
Cash and cash equivalents at the beginning of
the reporting period 6,423 95,287
Cash and cash equivalents at the end of the
reporting period 3,732 6,423

The notes form part of these financial statements

Page 7

ANIYEI HAOLAM TRUST

NOTES TO THE CASH FLOW STATEMENT for the year ended 31 January 2024

1. RECONCILIATION OF NET INCOME/(EXPENDITURE) TO NET CASH FLOW FROM OPERATING ACTIVITIES

ACTIVITIES
Period
1.1.22
Year Ended to
31.1.24 31.1.23
£ £
Net income/(expenditure) for the reporting period (as per the Statement of
Financial Activities) 29,989 (83,631)
Adjustments for:
Interest received - (396)
Interest paid 781 1,134
(Increase)/decrease in debtors (20,000) 5,000
(Decrease)/increase in creditors (2,680) 600
Net cash provided by/(used in) operations 8,090 (77,293)
ANALYSIS OF CHANGES IN NET DEBT
At 1.2.23 Cash flow At 31.1.24
£ £ £
Net cash
Cash at bank 6,423 (2,691) 3,732
6,423 (2,691) 3,732
Debt
Debts falling due within 1 year (10,000) - (10,000)
Debts falling due after 1 year (25,834) 10,000 (15,834)
(35,834) 10,000 (25,834)
Total (29,411) 7,309 (22,102)

2. ANALYSIS OF CHANGES IN NET DEBT

The notes form part of these financial statements

Page 8

ANIYEI HAOLAM TRUST

NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 January 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Going concern

The trustees, having made appropriate enquiries, consider that adequate resources exists for the charity to continue in operational existence for the foreseeable future and that, therefore, it is appropriate to adopt going concern basis in preparing the financial statements as at and for the period ended 31 January 2024. The trustees have made this assessment in respect to a period of one year from the date of approval of these accounts.

The trustees have concluded that there are no material uncertainties related to events or conditions that may cast significant doubt on the ability of the charity to continue as a going concern. The trustees are of the opinion that the charity will have sufficient resources to meet the liabilities as they fall due.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Charitable activities

The cost of charitable activities comprises those incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Governance costs

Governance costs comprise those costs associated with meeting the constitutional and strategic requirements of the charity and the audit fees and costs linked to the strategic management of the charity.

Taxation

The charity is considered to pass the tests set out in Sch. 6, para. 1 of the Finance Act 2010 and therefore it meets the definition of a charity for UK corporation tax purposes. Accordingly, the charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Pt. 11, Ch. 3 of the Corporation Tax Act 2010 or s. 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

continued...

Page 9

ANIYEI HAOLAM TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued for the year ended 31 January 2024

1. ACCOUNTING POLICIES - continued

Fund accounting

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Debtors

Debtors are recognised at their settlement amount, less any provision for non-recoverable.

Creditors and provisions

Creditors are recognised when there is an obligation at the balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of settlement can be estimated reliably.

Financial instruments

The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments.

2. DONATIONS AND LEGACIES

3.

Year Ended
31.1.24
£
Donations
303,948
INVESTMENT INCOME
Year Ended
31.1.24
£
Deposit account interest
-
Period
1.1.22
to
31.1.23
£
871,501
Period
1.1.22
to
31.1.23
£
396

continued...

Page 10

ANIYEI HAOLAM TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued for the year ended 31 January 2024

4. RAISING FUNDS

Raising donations and legacies

Raising donations and legacies
Period
1.1.22
Year Ended to
31.1.24 31.1.23
£ £
Fundraising costs - 38,893
CHARITABLE ACTIVITIES COSTS
Grant
funding of
activities Support
Direct (see note costs (see
Costs 6) note 7) Totals
£ £ £ £
Expenditure on charitable activities 197,798 60,500 15,661 273,959

5. CHARITABLE ACTIVITIES COSTS

6.

GRANTS PAYABLE

The total grants paid to institutions during the year were as follows:

Viznitz Ltd £29,900
The Rehabilitation Trust £5,500
Total £35,400
Grants to individuals £25,100

All grants were paid from unrestricted funds to individuals, and charitable institutions whose objects are in line with the objects of the charity.

7. SUPPORT COSTS

SUPPORT COSTS
Governance
Finance costs Totals
£ £ £
Expenditure on charitable activities 781 14,880 15,661

continued...

Page 11

ANIYEI HAOLAM TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued for the year ended 31 January 2024

8. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 January 2024 nor for the period ended 31 January 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 January 2024 nor for the period ended 31 January 2023.

9. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

10.

11.

12.

Other debtors
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 12)
Other creditors
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Bank loans (see note 12)
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank loans
Amounts falling between one and two years:
Bank loans - 1-2 years
Amounts falling due between two and five years:
Bank loans - 2-5 years
2024
£
20,000
2024
£
10,000
8,720
18,720
2024
£
15,834
2024
£
10,000
10,000
5,834
2023
£
-
2023
£
10,000
11,400
21,400
2023
£
25,834
2023
£
10,000
10,000
15,834

continued...

Page 12

ANIYEI HAOLAM TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued for the year ended 31 January 2024

13. MOVEMENT IN FUNDS

Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
TOTAL FUNDS
Comparatives for movement in funds
Unrestricted funds
General fund
TOTAL FUNDS
Comparative net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
TOTAL FUNDS
At 1.2.23
£
(40,811)
(40,811)
Incoming
resources
£
303,948
303,948
At 1.1.22
£
42,820
42,820
Incoming
resources
£
871,897
871,897
Net
movement
At
in funds
31.1.24
£
£
29,989
(10,822)
29,989
(10,822)
Resources
Movement
expended
in funds
£
£
(273,959)
29,989
(273,959)
29,989
Net
movement
At
in funds
31.1.23
£
£
(83,631)
(40,811)
(83,631)
(40,811)
Resources
Movement
expended
in funds
£
£
(955,528)
(83,631)
(955,528)
(83,631)

continued...

Page 13

ANIYEI HAOLAM TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued for the year ended 31 January 2024

14. RELATED PARTY DISCLOSURES

During the year, the charity recieved donations aggregating £18,150 (2023: £15,000) from companies of which one of the trustees of the charity is a director.

15. INDEPENDENT EXAMINERS FEES

The Independent Examiners fees for the period were £3,600 (2023: £4,200).

Page 14