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2023-03-31-accounts

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Contents
Our People				Page	4
Chair's Report				Page	6
Chief Officer's Report				Page	7
Research and Campaigns				Page	10
Money Advice				Page	11
Training				Page	13
An Adviser's View				Page	14
Our Clients' Views				Page	1S
Thank you to our Funders				Page	16
Directors Report and	Financial		Review	Page	17
Statement of Financial	Activities			Page	25
Balance Sheet				Page	26
Notes to the Financial	Statements			Page	27
Report ofthe Independent		Examiner		Page	34

Directors and Trustees	Directors and Trustees	Directors and Trustees	"l	rll 2022-	81 March 2023
L nn Stuart		Chair			Joined 16/01/2019
Timothy Williams		Vice Chair,		Company	Joined 12/08/2020
		Secreta
Olufunto A beni	a	Treasurer		(interim)	Joined 10/11/2021
Tara Willmott		Secreta			Joined 24/10/2018
Cherie Cunnin ham					Joined 12/08/2020
Joanna Matthews					Joined 12/08/2020
Gavin Finch					Joined 11/11/2020
Ramin Nassajpour					Joined 11/8/2021
Esfahani
lain Hollowa -McLean					Joined 10/11/202'I
Dou las Leonard					Joined 10/11/2021
Felicit Milne					Joined 10/11/2021
Karina Burrowes					Joined 17/11/2022
Kash Karimzandi		Chief Officer
Karen Banfield		Advice Services Mana			er
L nn Graves		Trainin	Su ervisor
Adele Thompson		Mone	Adviser
Alka Saunders		Mone	Adviser
Melanic Harve		Mone	Advice Administrator
Louise Downie		Administrator

		Directors and Trustees	Joined	Resigned
Chair		Lynn Stuart	16/01/2019
Vice Chair		Timothy Williams	12/08/2020
Treasurer	(interim)	Olufunto Agbeniga	10/11/2021
Trustee		Tara Willmott	24/10/2018
Trustee		Cherie Cunningham	12/08/2020
Trustee		Joanna Matthews	12/08/2020
Trustee		Gavin Finch	11/11/2020
Trustee		Ramin Nassajpour	11/08/2021
		Esfahani
Trustee		lain Holloway-McLean	10/11/2021
Trustee		Douglas Leonard	10/11/2021
Trustee		Felicity Milne	10/11/2021
Trustee		Karina Burrowaw	17/11/2022

Registered	Registered	Office	Bossard House
			West Street
			Leighton Buzzard
			Bedfordshire
			LU7 1DA
Company		Reg.
Number			05957866 (England	and Wales)
Charity	Number		1117337

Independent	D R Kerins FCCA	D R Kerins FCCA
Examiner	Ad Valorem Accountancy			Services Ltd
	2 Manor Farm	Court
	Old Wolverton	Road
	Old Wolverton
	Milton Keynes
	MK12 5NN
Bank	CAF Bank Ltd
	25 Kings Hill Avenue,		Kings		Hill
	West Mailing
	Kent
	ME194JQ

			31.03.23	31.03.23	31.03.23	31.03.22	31.03.22
			Unrestricted	Restricted	Total	Total
		Notes	Funds	Funds	Funds	Funds
			g			g
INCOME AND EXPENDITURE
Income and endowments	from:
Grants			139,472	58,645	198,117	155,]50
Donations and legacies			2,347		2,347	2	395
Voluntary income total			141,819	58,645	200,464	157,545
Charitable activities
Investments			2,055		2,055		518
Other						2	000
Total Incoming Resources			143 874	58 645	202 519	160	063
Expenditure on:
Charitable activities		7	112,231	58,645	170,876	152,083
Other		8	903		903	1	582
Total Expenditure			113134	58 645	171 779	153	665
Net Income/(Expenditure)			30,740		30,740	6,398
Transfer between funds
Net movement ofhtnds			30,740		30,740	6,398
Reconciliation offunds:
Total funds brought forward			137840	500	138340	131	942
Total funds carried forward

		Notes	31.3.2023		31.3.2022	31.3.2022
FIXEDASSETS
Tangible assets
CURRENT ASSETS
Debtors		10	2,286		6,644
Cash at bank and in hand			188024		149 136
			190,310		155,780
CREDITORS
Amounts falling due within	one year	11	21 230		17440
NKT CURRENT ASSETS			169	080		138	340
TOTAL ASSETSLESSCURRENT LIABILITIES
FUNDS OF THK CHARITY
Unrestricted funds:
General reserve		13	168,580			137,840
Restricted Funds		13		500			500

6.INCOMING	RESOURCE	S
				31.3.2023	31.3.2023	31.3.2023	31.3.2022
				Unrestricted	Restricted	Total	Total
Grants
Central Bedfordshire Council		—annual	grant	112,813		112,813	74,628
Leighton Linslade Town Council				23,327		23,327	22,237
Citizens Advice	- Money Advice and		Pension
Service grant					50,645	50 645	48 805
Citizens Advice	—Household	Support
Administration	grant			3,332		3,332
Citizens Advice	- Help to Claim grant						9,480
Wixamtree					8 000	8 000
Donations and	Legacies

				31.3.2023	31.3.2023	31.3.2023	31.3.2022
						K
				Unrestricted	Restricted	Total	Total
Staffcosts:
Salaries				83,617	39,131	122,748	119,342
Social security	costs			1,717	2,875	4,592	4,868
Pension costs				1 530	800	2 330	2 196
				86,864	42,806	129,670	126,406
Support costs: Rent				5,583	1,917	7,500	7,500
Travel, training	and	volunteer	expenses	1,314	451	1,765	1,886
IT and office equipment				2,541	8,000	10,541
Insurance, stationeiy, office expenses		telephone	and other	15,875	5,453	21,328	16,195
Other overheads				54	18	72	96

		Office	Office
		furniture	&
		equipment		Total
Cost				K
At 1 April 2022		16	165	16 165
At 31March	2023	16	165	16 165
Depreciation
At 1 April 2022		16,165		16,165
Charge for the year
At 31March	2023	16	165	16 165
Net Book Value
At 31 March	2023
At 31 March	2022
10.DEBTORS		31.3.2023		31.3.2022
Trade debtors
Prepayments	and accrued income	2	286	6664
11.CREDITORS: AMOUNTS FALLING DUK WITHIN ONK YEAR		31.3.2023		31.3.2022
Creditors and	accrued charges	2,895		2,000
Taxation and	social security	2,835		2,718
Other creditors		15	500	12722

				31.3.2023	31.3.2022
Propet+ Lease				1,875	1,875
Photocopier
13.MOVEMKNT	IN FUNDS
		Balance	Income	Expenditure	Balance
		brought			carried
		forward			forward
					g
Restricted Funds
Aviva Community	Fund	500			500
Citizens Advice -	Money Advice and
Pension Service grant			50,645	50,645
Wixamtree			8,000	8,000
Citizens Advice —Help to Claim grant
		500	58 645	58 645	500
Unrestricted Funds
General Reserve		137840	143 874	113 134	168580

4.ANALY	SIS OFFUNDS
		Net debtors/	Bank	Totals
		creditors
		g
Restricted	Funds		500	500
Unrestricted	Funds	18944	187524	168580
At 31 March 2023
At 31March 2022