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2025-10-15-accounts

Registered charity number 1117027

Fatima Welfare Trust

Financial Statements for the year ended 15 October 2025

Fatima Welfare Trust Contents

Page
Charity Information 1
Trustees report 2
Independent examiner's report 6
Statement of financial activities 7
Balance sheet 8
Notes to the accounts 9

Fatima Welfare Trust Reference and Administrative Information for the period ended 15 October 2025

Registered office

80 Altom Street Blackburn Lancashire BB1 7LJ

Registered charity number 1117027

Trustees

Mr Ali Mohammed Vika Mr Adam Mohammed Vika Mr Hussain Vika Mr Lukman Vika Mr Abdullah Vika

Appointed independent examiner

M A Ibrahim (FCCA)

Accountants

M.A.I (Accountants) Limited 7 St Andrews Street Blackburn Lancashire BB1 8AE

Bankers

The Royal Bank of Scotland 58-62 King William Street Blackburn Lancashire BB1 7HU

1

Fatima Welfare Trust Trustees’ annual report for the period ended 15 October 2025

Registered charity number 1117027

The Annual Report is fully SORP compliant and sets out how the trustees have met their obligations.

The Financial Statement is fully SORP compliant and includes the incoming resources and resources expended.

Objectives and activities

The objects of the charity are set out in the constitution are summarised as follows:

Constitution, objects and policies

The Charitable Trust is constituted by Trust Deed, and its main objectives are to

The area which we govern and most active are the Indian Sub-continent comprising of India, Pakistan and Bangladesh and parts of Africa. These are to name but a few, however, our activities are generally global where the need arise. Provide housing, health care facilities and food aid for the poor and destitute and assist in the establishment or renovation of Mosques, Islamic Centres and Madrassa’s. Assist in providing education and training with an emphasis on religious education. We also assist in helping the orphans and widows in their daily living costs along with relief of natural disasters around the globe.

In setting our objectives and planning our activities our Trustees have given careful consideration to the Charity Commission's general guidance on public benefit.

Activities and achievements

The Charity carries out a wide range of activities in pursuance of its charitable aims:

1 – Madrasah Darul Hijaz Yatama School, Mangrol, Gujarat, India

A donation of £500.00 was made to assist the above establishment for religious advancement of poor/orphan children and their maintenance costs.

2 – Friends for You, Unity House, Unit B, Fletcher St, Bolton, United Kingdom

A donation of £7,500.00 was made to this partnering charity to execute a project in rural Ethiopia for the purchase and distribution of the Holy Quran. This was done to comply with the charity objectives in supporting religious advancement.

3 – Benefit Mankind, Blackburn, United Kingdom

A donation of £2,000.00 was made to this partnering charity to execute a project in rural villages of Indonesia for the purchase and distribution of ‘Ramadan Iftaar Packs’ for deprived families during the holy month of Ramadan.

4 – Lammack Prayer Room, Blackburn, United Kingdom

A donation of £6,000.00 was made to this partnering charity to execute a project in rural villages of Afghanistan for the purchase and distribution of ‘Ramadan Iftaar Packs’ for poor families/orphans during the holy month of Ramadan.

5 – The Connect Hub, 132 Lammack Rd, Blackburn, United Kingdom

A total of 2 no. donations of £3,500.00 was made to this partnering charity to execute a project in rural villages of Mauritania for the purchase and distribution of ‘Ramadan Iftaar Packs’ for deprived families during the holy month of Ramadan.

2

Fatima Welfare Trust Trustees’ annual report for the period ended 15 October 2025

6 – Aid 4 Ummah, Suite 22, Blackburn Gateway Business Centre, Barnfield House, Sandpits Lane, Blackburn, United Kingdom

A total of 3 no. donations were made over the course of the accounting period of £8,180.00 in Morocco and Sierra Leone for the purchase and distribution of food packs to displaced families, Ramadan Iftar packs, blankets, daily living and provisions to an orphanage following the devastation of the recent earthquakes.

7 – Quwwat Foundation, Preston, United Kingdom

A donation of £2,000.00 was made to this partnering charity to execute a project in rural villages of Somalia for the purchase, preparation and distribution of hot meals during the holy month of Ramadan.

8 – Sikko Mando Association UK/Waldaya Sikkoo Mandoo – United Kingdom

A donation of £1,315.00 was made to this partnering charity to execute a project in rural Ethiopia for the purchase and distribution of the Holy Quran. This was done to comply with the charity objectives in supporting religious advancement.

9 – Sunni Dawat–E–Islami, 33 Hibbert St, Bolton, United Kingdom

A donation of £100.00 was made to the above establishment for the purchase costs of a new building in Preston for the advancement of religion.

10 – Kokni Muslim Association, Birmingham, United Kingdom

A donation was made of £2,000.00 to the above establishment who undertook a project in India to benefit the local people who didn’t have the provisions to pay for medical costs.

11 – Fatima Welfare Trust – Working Abroad

The trustees of Fatima Welfare Trust visit India every year to keep track and monitor on-going projects. A sum of £15,000.00 was used for the construction and repairs of houses for the poor and needy families in the more rural parts of Gujarat whereby help is difficult to reach. Part of the funds were also utilised for mosque repairs.

12 - Jamiah Talimuddin Welfare and Charitable Waqf, Sidokar, Magror, India

The trustees of Fatima Welfare Trust have been closely affiliated with this establishment for a number of years and one of the trustees always visits this organization every year in order to view progress. A donation of £1,000.00 was received by the above establishment over the course of the accounting period after pledges was received by the establishment for the distribution of food aid for the poverty-stricken children attending the school, a large number of students studying at this institution are orphans or children from a very poor background, the cost also took into account the sponsorship of the poor children and their well-being.

13 – Qari Mohamammad Suleman Educational Society, New Delhi, India

A donation of £5,237.50 was made to the above establishment for the sponsorship of poor and orphaned children including their annual living costs.

14 – Madarsha Habibiya Darul Kuran Lil Banat, Bhopal, India

The trustees of Fatima Welfare Trust have been closely affiliated with this establishment for a number of years and one of the trustees always visits this organization every year in order to view progress. A total of 4 no. donations were made over the course of the accounting period of £25,465.00 for the construction of classrooms to an existing establishment which was dilapidated, construction of a new purpose-built mosque in a rural locality, construction of a water tank in the madrassah, Ramadan iftar packages, children’s uniform/attire costs and Qurbani. The new classrooms will provide much needed space and will also encourage increased intake levels of children from poor families. The new mosque construction in a rural locality will give the worshippers a much-needed facility.

15 – Pakeeza Trust, 17/19 Baythorpe St, Bolton, United Kingdom

A donation was made of £500.00 to the above establishment who undertook a project in India to benefit the local people for the provision of food aid.

16 – Mushtaq Ali Adam Patel, Kasundar, Naswadi, Gujarat, India A donation of £1,185.00 was made to the principal for the repair and maintenance works to Masjid E Ali as the establishment was falling into disrepair. A breakdown of the materials and labor costs were received and paid accordingly.

3

Fatima Welfare Trust Trustees’ annual report for the period ended 15 October 2025

17 - Education India Public Trust, Ahmedabad, India

Students Sponsorship Program, Food Aid, Mosque Construction, Ramadan Iftaar Packages and Punjab Flood Relief. The trustees of Fatima Welfare Trust have been closely affiliated with this establishment for a number of years and one of the trustees always visits this organization every year in order to view progress. A total of 6 no. donations were received by the above establishment over the course of the accounting period totaling £106,892.00 for the student sponsorship program, medical costs, mosque construction, refurbishment of the current madrassahs, Ramadan Iftaar packs for poor families prior to the holy month of Ramadan and Relief Project for the Punjab Floods in India.

Visits

The trustees could not visit all of the recipients or charities in the accounting period, but contact was maintained through telephone and photographs were given to the charity to assess progress.

Structure, governance and management

The Charity is regulated trust deed dated 28th October 2006

Fatima Welfare Trust is run wholly on a voluntarily basis.

Recruitment and appointment of trustees

Appointment of trustees is governed by the Trust Deed of the charity. The Board of Trustees is authorised to appoint new trustees to fill vacancies arising through resignation or death of an existing trustee.

Reference and administrative information

See preceding page under 'Charity Information'.

Names of the charity trustees who manage the charity

All trustees are named on the preceding page under 'Charity Information'.

Risk management, financial review and reserves policy

The Trustees actively review all major risks which the Charity faces and drawn up a risk assessment which is reviewed at every meeting. The Trustees are satisfied that all systems are in place and arrangements have been made to manage any risks identified.

The trustees have reviewed the reserves of the charity. Funds available are sufficient to permit the charity to continue in operation in the medium to long term, together with the continued support from the donors.

The Trustees would like to thank all those who assisted us with their moral and financial support and trust they continue to do so.

There are no uncertainties about the charity continuing as a going concern.

Future development

The charity aims to continue with its long-term projects in India and the Indian sub-continent. In countries where an urgent need arises the charity will aim to provide assistance for food, education, medical and religious education advancement.

4

Fatima Welfare Trust Trustees’ annual report for the period ended 15 October 2025

Statement of Trustee’s responsibilities

The Trustees are responsible for preparing the Trustees’ Annual Report and Financial Statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable in England and Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure of the charitable company for that period in preparing these financial statements, the trustees are required to:-

h Select suitable accounting policies to be applied consistently

h Prepare the financial statements on the going concern bases unless it is inappropriate to presume that the charitable company will continue in operation.

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, and the provisions of the trust deed. They are also responsible for safeguarding the assets of the Charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the charity and financial information included on the charity’s website in accordance with legislation in the United Kingdom governing the preparation and dissemination of financial statements.

Approved by the Trustees and signed on its behalf by:

Mr Lukman Vika Date: 11/06/2026 Trustee

5

Fatima Welfare Trust

Independent Examiner's Report to the Trustees of Fatima Welfare Trust

I report to the trustees on my examination of the accounts of Fatima Welfare Trust (the Trust) for the period ended 15 October 2025.

Respective responsibilities of trustees and examiner

As the charity's trustees are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act").

The charity's trustees consider that an audit is not required for this year under section 144 of the Act and that an independent examination is needed.

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

n the accounting records were not kept in accordance with section 130 of the Charities Act; or n the accounts did not accord with the accounting records; or

n the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement

that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

The appointed independent examiner of the trust:

M A Ibrahim (FCCA) for and on behalf of Date: 11/06/2026 M.A.I (Accountants) Limited 7 St Andrews Street Blackburn Lancashire BB1 8AE

6

Fatima Welfare Trust Statement of financial activities for the period ended 15 October 2025

Notes
Restricted
Unrestricted
income
Total
funds
funds
2025
£
£
£
Incoming resources
2
Income and endowments from:
Donations and legacies
184,479
-
184,479
Resources expended
3
Expenditure on:
Charitable activities
189,231
-
189,231
Net movement in funds
(4,751)
-
(4,751)
Reconciliation of funds
Total funds brought forward
190,174
-
190,174
Total funds carried forward
185,423
-
185,423
Total
2024
£
203,100
199,503
3,597
186,577
190,174

7

Fatima Welfare Trust Balance Sheet At 15 October 2025

Notes
Restricted
Unrestricted
income
Total
funds
funds
2025
£
£
£
Current assets
Cash at bank and in hand
185,923
-
185,923
185,923
-
185,923
Creditors:amounts falling due within one year
Trade creditors and accruals
5
500
-
500
Net current assets
185,423
-
185,423
Net assets
185,423
-
185,423
The funds of the charity
6
Unrestricted funds
185,423
-
185,423
Total charity funds
185,423
-
185,423
Total
2024
£
190,649
190,649
475
190,174
190,174
190,174
190,174

Approved by the board of trustees and signed on its behalf by

Mr Hussain Vika Date: 11/06/2026 Trustee

8

Fatima Welfare Trust Notes to the Accounts for the period ended 15 October 2025

1 Accounting Policies

(a) Basis of preparation

The accounts have been prepared on the accruals basis, under the historical cost convention, and in accordance with the Financial Reporting Standard 102 and charities SORP (FRS 102) effective 1 January 2019, published by the Charity Commission in England & Wales.

The charity is a public benefit entity.

(b) Funds structure

Unrestricted funds are donations and other incoming resources receivable or generated for the charity without further specified purpose and are available as general funds.

Restricted funds are funds subject to specific trusts, which may be declared by the donor(s) or with their authority (e.g. in a public appeal) or created through legal process, but still within the wider objects of the charity. Restricted funds may be restricted income funds, which are spent at the discretion of the trustees in furtherance of some particular aspect(s) of the objects of the charity, or they may be endowment funds, where the assets are required to be invested, or retained for actual use, rather than spent.

(c) Incoming resources

All income from charitable activities and voluntary donations are included in full in the Statement of Financial Activities when received. The value of services provided by volunteers has not been included in these accounts.

(d) Resources expended

Liabilities are recognised as resources expended as soon as there is a legal or constructive obligation committing the charity to the expenditure. All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category.

9

Fatima Welfare Trust Notes to the Accounts for the period ended 15 October 2025

2
Analysis of incoming resources
Donations and legacies
Donations
Gift Aid
Other
Total
Total income
3
Analysis of resources expended
Expenditure on charitable activities
Grants & Donations
Stationery, postage and printing
Accountancy fees
Independent examiner's fee
Bank charges
Other expenses
Total
Total expenditure
4
Grants made to institutions
Name of institutions
Various
Restricted
Unrestricted
income
2025
funds
funds
Total funds
£
£
£
170,027
-
170,027
12,271
-
12,271
2,181
-
2,181
184,479
-
184,479
184,479
-
184,479
Restricted
Unrestricted
income
2025
funds
funds
Total funds
£
£
£
188,375
-
188,375
-
-
-
300
-
300
200
-
200
286
-
286
70
-
70
189,231
-
189,231
189,231
-
189,231
Purpose
See trustees report
2024
Prior year
£
191,026
9,284
2,790
203,100
203,100
2024
Prior year
£
198,588
35
300
200
330
50
199,503
199,503
£
188,375
188,375

10

Fatima Welfare Trust Notes to the Accounts for the period ended 15 October 2025

5
Analysis of creditors:
2025
£
Accruals
500
Total
500
6
Analysis of net assets between funds
Unrestricted
funds
£
Current assets
185,923
Current liabilities
(500)
Total net assets
185,423
7
Details of certain items of expenditure
2025
Fees for examination of the accounts
£
Independent examiner’s fees
200
5
Analysis of creditors:
2025
£
Accruals
500
Total
500
6
Analysis of net assets between funds
Unrestricted
funds
£
Current assets
185,923
Current liabilities
(500)
Total net assets
185,423
7
Details of certain items of expenditure
2025
Fees for examination of the accounts
£
Independent examiner’s fees
200
2024
£
475
475
Restricted
income
Total
funds
2025
£
£
-
185,923
-
(500)
185,423 -
185,423
2024
£
200

8 Transactions with trustees and related parties.

There were no benefits, expenses or remuneration paid to the Trustees or persons connected to them.

9
Employees
Average number of employees
2025
Number
-
2024
Number
-

No employee received emoluments of more than £60,000.

11