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2020-11-30-accounts

Ben Amram Charitable Trust

Report and Financial Statements For The Year Ended 30 November 2020 Charity Number 1116847

Ben Amram Charitable Trust

Contents
Page
Legal and Administrative Information 1
Report of The Trustees 2 to 3
Statement Of Financial Activities 4
Balance Sheet 5
Notes forming part of the financial statements 6 to 8
Independent Accountants Reoprt 9

Ben Amram Charitable Trust

Trustees

Mr. Joel Teller Mrs. Chana Teller Mr. Jacob Posen

Administration Address

103 Manor Road London N16 5PA

Charity Number

1116847

Accountants

C. Rosen & Co 50 Craven Park Road South Tottenham London N15 6AB

Page 1

Ben Amram Charitable Trust

Report of the Trustees

The Trustees present their annual report with accounts of the Charity for the Year Ended 30 November 2020.

Status and Administration

The Charity, constituted by trust deed, dated 156 August 1995, is a Registered Charity.

Charitable Objects

The advancement of the Orthodox Jewish Religion. The advancement of Orthodox Jewish Religious education and education generally. The relief of poverty, old age illness, both mental and physical, and the relief of persons suffering from disability.

Directors / Trustees

The Trustees in office throughout the year were Mr. Joel Teller Mrs. Chana Teller Mr. Jacob Posen

Reserves Policy

The trustees retain reserves as necessary and where appropriate, consolidate funds in order to finance the operation of the Charity, and to make payments as appropriate.

Page 2

Ben Amram Charitable Trust

Report of the Trustees

(Continued)

Responsibilities of the Trustees

Charity Law requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity as at the Balance Sheet Date, and of its incoming resources, including income and expenditure for the financial year.

In preparing those financial statements, the Trustees should follow best practice and

a. Select suitable accounting policies and the apply them consistently.

b. Make judgements and estimates that are reasonable and prudent.

c. Follow applicable accounting standards and the Charities SORP, disclosing and explaining any departures in the financial statements.

d. Prepare the financial statements on the going concern basis unless it is inappropriate to assume that the charity will continue in operation.

The Trustees are responsible for maintaining proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them as Trustees to ensure that the financial statements comply with the Charity Law.

The Trustees are also responsible for safeguarding the charity's assets, and hence for taking reasonable steps for the prevention and detection of fraud and other regularities.

Board Of Trustees

The members of the Board Of Trustees are set out on Page 1.

Political and Charitable Donations

During the year, the Charity made Grants and Donations of £926,488 (2019 £424,126 )

Approved by The Trustees of Ben Amram Charitable Trust on 4 August 2021, and signed on behalf of them all.

Mr. Joel Teller

Trustee

Page 3

Ben Amram Charitable Trust

Statement Of Financial Activities

For The Year Ended 30 November 2020

For The Year Ended
30 November 2020
For The Year Ended
30 November 2020
For The Year Ended
30 November 2020
Notes
Unrestricted
Restricted
2020
2019
Funds
Funds
Total Funds
Total Funds
£
£
£
£
INCOMING RESOURCES
Activities to further the Charity's Objects
Donations Received
2
998,987
0
998,987
444,596
Rent Received
2
0
0
0
0
Interest Received
3
0
0
0
0
998,987
0
998,987
444,596
Donations
0
0
0
Total Incoming Resources
998,987
0
998,987
444,596
RESOURCES EXPENDED
Fund Raising Costs
536
0
536
1,018
Net Incoming Resources Available
For Charitable Application
998,451
0
998,451
443,578
Charitable Expenditure
Cost of Activities In Furtherance
of the Charity's Objects
Total Cost of Furthering Objects
4
926,488
0
926,488
445,648
Governance Costs
5
2,420
0
2,420
645
Total Charitable Expenditure
928,908
0
928,908
446,293
Total Resources Expended
8
929,444
0
929,444
447,311
Net Movement In Funds
69,543
0
69,543
(2,715)
Total Funds
78,319
0
78,319
81,034
Total Funds
£ 147,862
£ 0
£ 147,862
£ 78,319
Carried Forward
Brought Forward
£ (2,715)
81,034
78,319

Page 4

Ben Amram Charitable Trust

Ben Amram Charitable Trust
Balance Sheet at
Notes
2020
£
Current Assets
Debtors
6
5,418
Cash at Bank and in Hand
142,744
148,162
Creditors
:Amounts falling due
within one year
7
(300)
Net Current Assets
147,862
Total Assets less Current Liabilities
147,862
Net Assets
8
£ 147,862
Unrestricted Funds
9
147,862
Total Funds
8
£ 147,862
30 November 2020
2019
£
16,035
62,584
78,619
(300)
78,319
78,319
£ 78,319
78,619
(300)
78,319
78,319
78,319
£ 78,319
78,319

Approved by the Trustees on 4 August 2021, and signed on behalf of them all.

Mr. Joel Teller Trustee

The notes on pages 6 to 9 form part of these accounts.

Page 5

Ben Amram Charitable Trust

Notes To The Accounts - 30 November 2020

1) Principal Accounting Policies

Basis of Accounting

The Accounts have been prepared under the historical cost convention in accordance with the Charities Act (Accounts and Reports) 2011, and the Financial Reporting Standard for Smaller Entities 102, and follow the recommendations in Accounting and Reporting By Charities: Statement of Recommended Practice (effective from April 2015).

Cash Flow

The accounts do not include a cash flow statement because the charity as a small reporting entity is exempt from the requirement to prepare such a statement.

Donations and Fund Accounting

Donations received for the general and main purposes of the Charity are included as unrestricted funds. in the Statement of Financial Activities when receivable.

Donations and Grants for activities restricted by the donors are taken to restricted funds if the wishes and conditions of the donor are legally binding on the Trustees.

Resources Expended

Resources expended are accounted for on an accruals basis. Certain expenditure is apportioned to cost categories based on estimated amount attributable to that activity in the year. These estimates are based on the time and level of activity as appropriate.

Management and administration costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

The irrecoverable element of VAT is included with the item of expense to which it relates.

2) Incoming Resources
Donations Received
Restricted Donations
Unrestricted Donations
Rent Received
Total Incoming Resources
3) Investment Income
Interest Received
2020
£
0
998,987
0
£ 998,987
£ 0
2019
£
0
444,596
0
£ 444,596
£ 0

Page 6

Ben Amram Charitable Trust

Notes To The Accounts - 30 November 2020

4) Analysis of Total Resources Expended

4) Analysis of Total Resources Expended
Cost of Activities In Furtherance
of the Charity's Objects
Grants to Rabbinical Students
Grants to Charitable Organisations
Total Grants Distributed
Interest Expense
Total Cost of Furthering Objects
Governance Costs
Cost of Generating Funds
Functions
Total For The Charity
5) Governance Costs
Accountancy
Bank Charges
Legal
Travel
2020
£
373,921
552,567
926,488
0
926,488
2,420
928,908
536
£ 929,444
2020
£
300
2,120
0
0
£ 2,420
2019
£
93,911
330,215
424,126
21,522
445,648
645
446,293
1,018
£ 447,311
424,126
21,522
445,648
645
446,293
1,018
447,311
2019
£
300
345
0
0
£ 645

Page 7

Ben Amram Charitable Trust

Notes To The Accounts - 30 November 2020

6) Debtors: Amounts falling due within one year

2020
£
Other Debtors
5,418
£ 5,418
7) Creditors:
Amounts falling due within one year
2020
£
Accruals
300
Other Creditors
0
£ 300
2019
£
16,035
£ 16,035
2019
£
16,035
£ 16,035
16,035
2019
£
300
0
£ 300

8) Net Assets of The Charity's Funds

Net Current Fund
Fixed Assets Assets Balances
/(Liabilities)
£ £
Restricted Funds 0 0 0
Unrestricted Funds 0 147,862 147,862
Total Funds £ 0 £ 147,862 £ 147,862

9) Unrestricted Funds : Movements In The Year

Balance at Balance at
1 December 2019 Income Expended 30 November 2020
£ £ £ £
General Reserve 78,319 998,987 929,444 147,862
Total Funds £ 78,319 £ 998,987 £ 929,444 £ 147,862

10) Related Party Transactions

No trustee nor any person connected with them received any remuneration, or claimed any expense, during the year, from this or any related Charity.

There were no Related Party Transactions in the Year.

Page 8

Accountants Report to the Trustees on the Unaudited Accounts of the Charity Ben Amram Charitable Trust For The Year Ended 30 November 2020

We report on the financial statements Ben Amram Charitable Trust for the year ended 30 November 2020 which comprise the Statement of Financial Activities, the Balance Sheet and the related notes. These financial statements have been prepared, under the historical cost convention, and in accordance with the recommendations in Accounting and Reporting By Charities: Statement of Recommended Practice (Issued 2015), and the Financial Reporting Standard for Smaller Entities 102 (effective 2016), and the accounting policies set out therein.

Respective Responsibilities Of Trustees and Reporting Accountants

As described on page 3, the trustees of the charity are responsible for the preparation of the accounts, and they consider that the audit requirement of section 144 of the Charities Act 2011 (the Act) does not apply. It is our responsibility to state, on the basis of procedures specified in the General Directions given by the Charity Commissioners under section 249 of the Act, whether particular matters have come to our attention.

Basis of Accountant's Report

Our examination was carried out in accordance with the General Directions given by the Charity Commissioners.

An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. These procedures provide only the assurance expressed in our opinion.

The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently we do not express an audit opinion on the view given by the accounts.

Opinion

In our opinion, no matter has come to our attention,

Date 4 August 2021

Reporting Accountant

Carl Rosen 50 Craven Park Road South Tottenham London N15 6AB

Page 9