Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
Paradi
Nor
PARADIGM NORTON TRUST
(A COMPANY LIMITED BY GUARANTEE)
DIRECTORS REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Registered Charity Number: 1116837
Company Registered Number: 5875654

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
Report and Financial Statements
Contents
Page
Legal and administrative information
TrusteeslDirectors Report
Independent Examiner's Report
Statement of Financial Activities
Balance Sheet
Notes to the Accounts
9-14

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
Legal and Administrative Information
Reference and administrative information
Charity name:
Charity registration number:
Company registration number:
Paradigm Norton Trust
1116837
5875654
Registered off ice
Paradigm House
Macrae Road
Ham Green
Bristol
BS20 ODD
TrusteeslDirectors
M Goddard (Chairman}
S Groves
L Bennett
K Barnard (appointed 0810712025)
G Hopkinson {appointed 0810712025)
T Chaplin (resigned 0810712025)
Independent examiner
Alison Saunders Bsc {Hons} ACA
clo Paradigm House
Macrae Road
Ham Green
Bristol
BS20 ODD
Bankers
HSBC Bank plc
62 George White Street
Cabot Circus
Bristol
BS1 3BA

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
TrusteeslDire¢tors Report
For the year ended 31 March 2025
The Trustees are pleased to present their annual reporttogetherwith the independently examined
financial statements of the charity for the year ended 31 March 2025. This report forms the Trustees.
report for the purposes of Section 162 of the Charities Act 2011 and the directors. reportfor the purposes
of Chapter 5 of Part 15 of the Companies Act 2006.
Legal and administrative information set out on page 1 forms part of this report. The financial statements
comply with the Charities Act 2011, the Companies Act 2006, the Memorandum and Articles of
Association, and Accounting and Reporting by Charities- Statement of Recommended Practice applicable
to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in
the UK and Republic of Ireland {FRS 1021.
Members of the Board
The directors of the charitable company {the charity) are its Trustees for the purpose of charity law and
throughout this report are collectively referred to as the Trustees.
The Trustees serving during the period were as follows:
M Goddard (Chairman)
S Groves
L Bennett
K Barnard (appointed 0810712025)
G Hopkinson {appointed 0810712025)
T Chaplin (resigned 0810712025)
We certify that so far as we are aware. the independent examiner has been made aware of all relevant
information.
Governing document
The Paradigm Norton Trust is a company limited by guarantee and is governed by its Memorandum and
Articles of Association dated 13 July 2006. It is registered as a charity with the Charity Commission. The
Company currently has 4 members (as at March 20251, each of whom agrees to contribute £1 in the event
of the charitywinding up.
Appointment of Trustees
Trustees are appointed at the Annual General Meeting. However, the Trustees may at any time co-opt any
individual who is qualified to be a Trustee to fill a vacancy or as an additionalTrustee, but a co-opted
Trustee only holds office until the next AGM. Trustees will seNe a three year term of off ice which can be
renewed.
Trustee induction and training
Any new Trustees will be formally briefed on their legal obligations under charity and company law, the
content of the Memorandum and Articles of Association, the decision making processes and the recent
financial performance of the charity by the existing Trustees. They will also be encouraged to attend
appropriate external training events where these will facilitate the undertaking of their role, and also to
review the information available on the Charity Commission's website.

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
TrusteeslDire¢tors Report
For the year ended 31 March 2025
Organisation
The board of Trustees may have a minimum of two members and a maximum of six. There is a "Governing
Council" selected from the employees of Paradigm Norton Financial Planning Ltd. who assist the
Trustees in the decisions regarding the distribution of the available funds.
The Trustees are required to hold at least four meetings a year.
Related parties
There are currently no related parties.
Risk management
The Trustees have a risk management strategy which comprises-
an annual reviewof the risks the charity mayface"
the establishment of systems and procedures to mitigate those risks identified in the plan"
and the implementation of procedures designed to minimise any potential impact on the charity
should those risks materialise.
The objects of the charity are:
to further any charitable purpose, whether or not the purpose is carried out within England and Wales
or elsewhere or,
to benefit any charitable institution. whether or not its works are carried out within England and Wales
or elsewhere.
The Trustees continue to ensure that the Trust keeps within its stated objectives and to carry out the
charity's aims for the public benefit and have complied with the duty in section 4 of the 2006 Charities Act
to have due regard to public benefit guidance published bythe Charity Commission.
Within the forum of the Governing Council. decisions were reached to support a range of causes. situated
mainly in London. the South West of England or in the developing world.
nt
The Chairman of the Trust continued to be assisted by Sue Groves as both the Administrator and Financial
administrator. Sue Groves has helped by identifying and liaisingwith potential beneficiaries and looking
after the accounting records on a day to day basis.
The Trust supports charities with an emphasis on smaller charities with lower income rather than those
further established. There continues to be no restriction on the number of members in the Governing
Council. These members will be asked to commit 12 months and attend the three Governing Council
meetings with prepared and well researched suggestionslideas to present.
Our giving remains focused mainly on charities working in the developing world and in those parts of
England where Paradigm Norton Financial Planning Ltd staff and former staff reside (London, South West
and EastAnglial.
Wherever possible grants are made to organisations working in the appropriate field which themselves
hold charitable status and therefore have their own accountability procedures. Grants to other
organisations. or to overseas non-profit organisations are made only when the Trust has personal contact
and is able to verify the correct accountability forthe use of the grant.

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
TrusteeslDire¢tors Report
For the year ended 31 March 2025
Involvement with the local community
The Trustees continue to keep volunteering opportunities emanating from the Trust.
The monthly standing order from PNFP continued at £5,000.
The Trustees agreed to automatically authorise any charitable sponsorship requests from staff members
or immediate family members to the value of £250. Any external requests need to be considered to see if
they match the funding criteria of the Trust. If not, the Trustees then to consider whether funds would
come from PNFP Sponsorship Fund.
Investment policy
Under the Memorandum and Articles of Association. the charity has the power to invest in anyway the
Trustees wish (after obtaining such advice from a financial expert as the Trustees consider necessary).
Reserves policy
The Trustees continue to operate a Reserves Policy where the intention is to build up and maintain a
reserve to enable us to respond with a lump sum should an urgent or appropriate cause be identified. The
reserve amount should be maintained at 508/0 of present income capped at a limit of £30.000. However.
the Trustees are comfortable with the fact that there are times over the course of the year when our
balance dips below this figure.
Regular monthly payments will continue to be made where appropriate to core charities, but such
commitments will be reviewed annually. We do recognise the importance of giving advance warningto an
organisation should a decision be made to reduce or cease such a regular commitment.
Although we remain open to the idea of alerting clients to the activities of the Trust, should theywish to
direct some of their charitable giving towards it, this is not established practice.

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
TrusteeslDire¢tors Report
For the year ended 31 March 2025
AA
Charity law requires the Trustees to prepare financial statements for each financial year, which show a
true a nd fair view of the state of affairs of the charity. and its f inancial activities for that period. In
preparing the financial statements, the trustees are required to:
select suitable accounting policies that are reasonable and prudent.
make judgements and estimates that are reasonable and prudent.
state whether applicable accounting standards and statements of recommended practice
have been followed, subject to any departures disclosed and explained in the financial
statements. and
prepare the financial statements on the going concern basis unless it is inappropriate to
presume that the charity will continue in operational existence.
The Trustees are responsible for keeping proper accounting records which disclose with reasonable
accuracy at anytime the financial position ofthe charityand to enable them to ensurethatthefinancial
statements comply with the Charities Act 2011, the Charity {Accounts and Reports) Regulations 2008 and
the provisions of the Trust Deed. They are also responsible for safeguarding the assets of the charity and
hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
This report has been prepared in accordance with the provisions in Part 15 of the Companies Act 2006
applicable to companies subject to the small companies regime.
Approved by the Trustees and signed on 28111202617.59 AM GMT
Docusigned by..
AFO
Chairman

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
Independent Examiner's Report
For the year ended 31 March 2025
Respective responsibilities of Trustees and examiner
The charity's Trustees are responsible for the preparation of the accounts. The charity's
Trustees consider that an audit is not required for this year under section 144{21 of the
Charities Act 2011 (the 2011 Act) and that an independent examination is needed.
It is my responsibiltyto:
examine the accounts under section 145 of the 2011 Act.
to follow the procedures laid down in the general Directions given by the Charity
Commission (under section 145{5)(bl of the 2011 Act, and
to state whether particular matters have come to my attention.
Basis of independent examiner's statement
My examination was carried out in accordance with general Directions given by the Charity
Commission. An examination includes a review of the accounting records kept by the charity
and a comparison of the accounts presented with those records. It also includes
consideration of any unusual items or disclosures in the accounts. and seeking explanations
from the Trustees concerning any such matters. The procedures undertaken do not provide
alL the evidence that would be required in an audit. and consequently no opinion is given as to
whether the accounts present a 'true and fair, view 8nd the report is limited to those matters
set out in the statement below.
Independent examiner's statement
In connection with my examination, no matter has come to my attention
which gives me reasonable cause to believe that. in any material respect. the
requirements:
to keep accounting records in accordance with section 130 of the 2011 Act and
to prepare accounts which accord with the accounting records and comply with
the accounting requirements of the 2011 Act have not been met- or
to which, in my opinion, attention should be drawn in order to enable a proper
understanding of the accounts to be reached.
Swjned by..
SM sau￿lL¥s
94CFE14B7AC54E6
A Saunders Bsc {Hons) ACA
Chartered Accountant
Date:
28111202618.28 AM GMT

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
Statement of Financial Activities
For the year ended 31 March 2025
Notes
2025
2025
Unrestricted Restricted
funds
funds
2025
Total
funds
2024
Total
funds
Income from:
Donations and legacies
Investment income
60.486
318
60.486
318
60.547
292
Total income
60,804
60,804
60,839
Expenditure on:
Charitable activities
58,094
58,094
60,550
Total expenditure
58.094
58.094
60.550
net movement in funds for the
year
2,710
2,710
289
Reconciliation of funds
Total funds brought forward
38.066
38.066
37.777
Total funds carried forward
40,776 £
40,776 £ 38,066

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
Registered number: 5875654
Balance Sheet
as at 31 March 2025
Notes
2025
2024
Current assets
Cash at bankand in hand
40.776
40,776
38.066
38,066
Total assets less current liabilities
40.776
38.066
Net assets
40.776
38.066
The funds of the charity
Restricted income funds
Unrestricted income funds
40.776
38.066
Total charity funds
12
40.776
38.066
The directors are satisfied thatthe company is entitled to exemption from the requirement to
obtain an audit under section 477 of the Companies Act 2006.
The members have not required the company to obtain an audit of its accounts for the year in
question in accordance with section 476 of the Companies Act 2006 .
The directors acknowledge their responsibilities for complying with the requirements of the
Companies Act 2006 with respect to accounting records and the preparation of accounts.
The accounts have been prepared and delivered in accordance with the provisions applicable
to companies subject to the small companies regime.
The financial statements were approved by the Trustees on 28111202617..59 AM GMT
D￿Usigned by..
B1FA4BDAF08B4AB..
M Goddard
Chair of the Trustees on behalf of the Trustees

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
Notes to the Accounts
For the year ended 31 March 2025
Accounting policies
The principal accounting policies are summarised below. The accounting policies have been applied
consistently throughout the year and in the previous year.
Basis of accounting
The financial statements have been prepared under the historical cost ortransaction value unless
otherwise stated in the relevant accounting policy note. The financial statements have been prepared in
accordance with Accounting and Reporting by Charities- Statement of Recommended Practice applicable
to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in
the UK and Republic of Ireland IFRS 102)- {Charities SORP {FRS 1021, the Financial Reporting Standard
applicable in the UK and Republic of Ireland IFRS 1021. the Companies Act 2006 and the Charities Act
2011.
The Trust constitutes a public benefit entity as defined by FRS 102.
Preparation of the accounts on a going concern basis
The Trustees have assessed the financial position ofthe charity atthe balance sheet date and feel there
are adequate resources to coverthe immediate future forthe next 12 to 18 months and that on this basis
the charity is a going concern.
Fund accounting
Unrestricted funds are available to spend on activities that further any of the purposes of charity.
Restricted funds are donations which the donor has specified are to be solely used for a particular
charitable purpose.
Income
Income is recognised when the charity has entitlementto the funds. any performance conditions attached
to the items of income have been met, it is probable thatthe income will be received and the amount can
be measured reliably. The following specific policies are applied to particular categories of income:
Voluntary income is received byway of grants. donations and gifts and is included in full in the statement
of f inancial activities when receivable.
Interest on funds held on deposit is included when receivable and the 8mount can be me8sured reli8bly
bythe charity. this is normally upon notification of the interest paid or payable bythe Bank.
All incoming resources are accounted for gross.
Resources expended and irrecoverable VAT
Expenditure is recognised on an accruals basis once there is a legal or constructive obligation to make a
payment to a third party, it is probable that settlement will be required and the amount ofthe obligation
can be measured reliably. Expenditure includes VATwhich cannot be recovered, and is reported as part of
the expenditure to which it relates.
Charitable expenditure comprises those costs incurred by the charity in its grant-making activities for its
benef iciaries. It includes both costs that can be allocated directly to such activities and those of an
indirect nature necessaryto supportthem.

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
Notes to the Accounts
For the year ended 31 March 2025
Governance and support costs include those costs associated with meeting the constitutional and
statutory requirements of the charity and include the costs linked to the strategic management of the
charity.
All costs are allocated between the expenditure categories ofthe statement offinancial activities on a
basis designed to reflectthe use of the resource.
Volunteers and donated services and facilities
The Trust benefits greatly from the involvement and enthusiastic support of its many volunteers, details of
which are given in our annual report. In accordance with FRS 102 and the Charities SORP IFRS 1021, the
economic contribution of general volunteers is not recognised in the accounts.
Debtors
Short term debtors are measured attransaction price (which is usuallythe invoice pricel. less any
impairment losses for bad and doubtful debts. Loans and other financial assets are initially recognised at
transaction price including any transaction costs and subsequently measured at amortised cost
determined usingthe effective interest method, less any impairment losses for bad and doubtful debts.
Cash at bank and in hand
Cash at bank and cash in hand includes cash and shortterm highly liquid investments with a short
maturity ofthree months or less from the date of acquisition or opening of the deposit or similar account.
Creditors
Short term creditors are measured at transaction price (which is usually the invoice pricel. Loans and
other f in8ncial liabilities are initially recognised at transaction price net of any transaction costs and
subsequently measured at amortised cost determined using the effective interest method.
Financial instruments
The Trust only has f inancial assets and financial liabilities of a kind that qualify as basic f inancial
instruments. Basic financial instruments are initially recognised at transaction value and subsequently
measured at their settlementvalue.
2 Legal status of the Trust
Paradigm Norton Trust was incorporated in England. The Trust is a private company limited by guarantee
and has no share capital. In the event of the charity being wound up, the liability in respect of the
guarantee is limited to £1 per member ofthe charity. The members of the company are the Trustees
named on page 1. Its registered office is Paradigm House, Macrae Road. Ham Green, Bristol. BS20 ODD.
3 Donations and legacies
2025
2024
Paradigm Norton Financial Planning Ltd
Other don8tions linc gift aid)
60.000
486
60,486
60,163
384
60,547
10

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
Notes to the Accounts
For the year ended 31 March 2025
The income from donations and legacies was £60.48612024: £60,547) of which £60,486 was unrestricted
12024: £60,547) and £Nil restricted12024". £Nill. There was no deferred income for the year (2024: £Nil).
4 Investment income
2025
2024
Money Manager account
318
318
292
292
All of the charity's investment income arises from interest bearing HSBC accounts (deposit and currentl.
5 Analysis of expenditure on charitable activities
Grant-
making
Gover-
nance
2025
Total
2024
Total
Donations and grants {see note 61
Governance costs (see note 7)
Total
58.000
58,000
94
58,094
60,405
145
60,550
94
94
58,000
Expenditure on charitable activities was £58,09412024- £60.550) of which £58.094 was unrestricted
12024- £60.5501 and £Nilwas restricted12024- £Nil).
6 Analysis of expenditure on donations and grants
2025
2024
Able Kidz
AIMS IDawlishl Special Needs Group
Alzheimers Society
Asthma & Lung
Brightwell
Carers Worldwide
CASS & Friends
Circus Starr
Cure DHDDS
Enthuse
Footprints
Friends of Crockerne School
Friends of Shoscombe School
Global Returns Project
Gympanzees
Helping Disabilities
KitAid
1,000
1.000
250
250
1,000
1.250
1,000
200
250
200
250
1,500
250
250
250
2,000
750
500

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
Notes to the Accounts
For the year ended 31 March 2025
Lifeskills Learnings
Love Glastonbury
Macmillan Cancer Support {Matt Fowler)
Me Association
Mind Bristol IBig Give}
Mothers for Mothers
1,500
600
250
250
1.000
2.500
Murmuration CommunityTherapy
Network Counselling and Training (Bristol)
Nightgales
Our Only World
Petals
4.200
2.000
1,500
1.650
200
500
Penny Brohn
Perennial Gardener Royal Benevolent Trust
Physionet
Pill Food Bank
PNFP- re various
Project Pencil Case
Roots
RSVP West
Simon Says
Small Steps
Soundabout
Spinal Injuries Association
The AmberTownson Foundation
300
250
1,000
165
750
1.000
750
1,000
2,000
1,590
250
2,300
250
1,000
1,000
The Harbour
The Hive
The Lisa Kent Trust
1.500
1,000
Turbo
500
Turning Point Trust
Up & Away
Young & Free (Bristol)
2,000
1,500
1,000
21.550
27.855
Unrestricted Funds.. Grants to oversea&
Friends of ACE[ (ugandal
Aid Af rica (Malawil
African Children's Fund {Kenyal
African Gifted Foundation (Ghana)
Arms Around the Child (Ghana, India & South Africa)
Asian Student Christian Trust (Philippinesl
Bright Sparks School Ilndia}
Children of the Dump (Philippinesl
Children of the Mekong Icambodial
Deki (Togol
East Africa Childrens Projecrfuganda)
Empowering Kids {Kenyal
Frank Water11 ndial
Karibuni {Kenyal
Hope International IEthiopialBangiadeshl
500
2,000
2,500
1.100
1,500
1.600
3,000
750
2,500
2,000
1.000
2,500
1,700
2,500
1.800
2,500
2,300
2,500
2.500
2.500
12

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
Notes to the Accounts
For the year ended 31 March 2025
Nightingale Childrens Project {Romanial
Northwood African Education Foundation (Gondarl
Pipal Tree {Nepall
SALVE International iugandal
Serendip Children's Home (Sri Lankal
Starfish Malawi (Malawil
Sustainable Global Gardens {Kenyal
Temwa UK (Malawil
Third Hope (Uganda)
Turbo Ghana IGhanal
Under Tree Schools (South Sudan)
WaterHarvest {Indial
1,000
1.000
2,500
2,500
1,000
1,500
2,000
1,500
1,500
2,500
2,000
2,500
1.500
1.000
750
2,500
36.450
2,500
32.550
58.000
60,405
Total
58,000
60.405
7 Analysis of governance costs
2025
2024
Companies House confirmation statement
ICO Fee
Bank charges
34
70
62
145
60
94
8 Trustee remuneration
The charity Trustees were not paid or received any other benefits from employment with the Trust in the
year12024: £nill neitherwere they reimbursed expenses during the year12024- £nill. No charityTrustee
received payment for professional or other seNices supplied to the charity12024- £nill.
9 Staff remuneration and numbers
There were no employees ofthe Trust duringthe year {2024: 0). There were no employees who were paid
or received any benefit from the Trust duringthe year {2024- £nil).
10 Related party transactions
There were no related partytransactions in the yearthat require disclosure12024: £nill.
13

Docusign Envelope ID.. D534B494-AF9747B2-8BC&EE39DC75A5DD
PARADIGM NORTON TRUST
Notes to the Accounts
For the year ended 31 March 2025
11 Taxation
As a registered charity, Paradigm Norton Trust is exempt from tax on income and gains under Part 10 of
the Income Tax Act 2007 to the extent that these are applied to its charitable objects. No tax charges have
arisen in the year {2024- £nil).
The charity is registered for GiftAid with HM Revenue & Customs under reference number XT03136.
12 Analysis of charitable funds
Analysis of movement in funds
At 1 April
2024
At 31 March
2025
Income Expenditure
Transfers
Unrestricted funds:
Generalfunds
38,066
60.804
(58,0941
40,776
Analysis of movement in funds- previous year
At 1 April
2023
At 31 March
2024
Income Expenditure
Transfers
Unrestricted funds:
Generalfunds
37.777
60.839
(60,5501
38,066
14