This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.
2025-10-31-accounts
|
Pages |
| Reference and Administrative Details of the Company, its Trustees and Advisers |
1 |
| Trustees' Report |
2 - 5 |
| Independent Examiner's Report |
6 - 7 |
| Statement of Financial Activities |
8 |
| Balance Sheet |
9-10 |
| Notes to the Financial Statements |
11-28 |
| Trustees |
Andrew Mayhew, Chair |
|
Maggie Porter, Vice Chair |
|
Sarah Purbrook |
|
Joy Williams, Band Secretary |
|
Katherine Budgen, Treasurer |
|
Amanda Mayhew |
|
Corinne Rousham |
|
Rosalyn Burrow |
|
Robert Goodridge |
|
Sally Hammond (Appointed 13 May 2025) |
| Company registered |
|
| number |
05861490 |
| Charity registered |
|
| number |
1116233 |
| Registered office |
St Peter’s By the Waterfront |
|
St Peter's Church |
|
College Street |
|
Ipswich |
|
Suffolk |
|
IP4 1BF |
| Company secretary |
Julia Norman |
| Independent examiner |
Scrutton Bland Limited |
|
Chartered Accountants |
|
Fitzroy House |
|
Crown Street |
|
Ipswich |
|
Suffolk |
|
IP1 3LG |
| Bankers |
Lloyds Bank Pic |
|
13 Cornhill |
|
Ipswich |
|
Suffolk |
|
IP1 1DG |
| Solicitors |
Kerseys Solicitors LLP |
|
32 Lloyds Avenue |
|
Ipswich |
|
Suffolk |
|
IP1 3HD |
|
|
Unrestricted |
Restricted |
Total |
Total |
|
|
funds |
funds |
funds |
funds |
|
|
2025 |
2025 |
2025 |
2024 |
|
Notes |
£ |
£ |
£ |
£ |
| Income from: |
|
|
|
|
|
| Donations and legacies |
3 |
26,796 |
- |
26,796 |
28,985 |
| Charitable activities |
4 |
43,767 |
- |
43,767 |
68,838 |
| Other trading activities |
5 |
28,934 |
- |
28,934 |
22,016 |
| Investments |
6 |
1,510 |
- |
1,510 |
1,857 |
| Total income |
|
101,007 |
- |
101,007 |
121,696 |
| Expenditure on: |
|
|
|
|
|
| Raising funds |
7 |
16,215 |
. |
16,215 |
38,004 |
| Charitable activities |
8 |
82,998 |
4,347 |
87,345 |
84,325 |
| Total expenditure |
|
99,213 |
4,347 |
103,560 |
122,329 |
| Net movement in funds |
|
1,794 |
(4,347) |
(2,553) |
(633) |
| Reconciliation of funds: |
|
|
|
|
|
| Total funds brought forward |
|
109,083 |
13,491 |
122,574 |
123,207 |
| Net movement in funds |
|
1,794 |
(4,347) |
(2,553) |
(633) |
| Total funds carried forward |
|
110,877 |
9,144 |
120,021 |
122,574 |
|
|
|
2025 |
|
2024 |
|
Note |
|
£ |
|
£ |
| Fixed assets |
|
|
|
|
|
| Tangible assets |
13 |
|
42,890 |
|
52,839 |
| Investments |
14 |
|
2 |
|
2 |
|
|
|
42,892 |
|
52,841 |
| Current assets |
|
|
|
|
|
| Stocks |
15 |
2,043 |
|
1,404 |
|
| Debtors |
16 |
7,706 |
|
5,756 |
|
| Investments |
17 |
43,138 |
|
41,805 |
|
| Cash at bank and in hand |
|
56,983 |
|
49,943 |
|
|
|
109,870 |
|
98,908 |
|
| Current liabilities |
|
|
|
|
|
| Creditors: amounts falling due within one |
|
|
|
|
|
| year |
18 |
(32,741) |
|
(29,175) |
|
| Net current assets |
|
|
77,129 |
|
69,733 |
| Total assets less current liabilities |
|
|
120,021 |
|
122,574 |
| Net assets excluding pension asset |
|
|
120,021 |
|
122,574 |
| Total net assets |
|
|
120,021 |
|
122,574 |
| Charity funds |
|
|
|
|
|
| Restricted funds |
19 |
|
9,144 |
|
13,491 |
| Unrestricted funds |
19 |
|
110,877 |
|
109,083 |
| Total funds |
|
|
120,021 |
|
122,574 |
|
Unrestricted |
Restricted |
Total |
Total |
|
funds |
funds |
funds |
funds |
|
2025 |
2025 |
2025 |
2024 |
|
£ |
£ |
£ |
£ |
| Donations |
|
|
|
|
| Donations |
412 |
- |
412 |
1,228 |
| Christmas Carol Collections |
7,554 |
- |
7,554 |
7,535 |
| Subscriptions |
14,797 |
- |
14,797 |
13,488 |
| Gift Aid Receivable |
4,033 |
- |
4,033 |
3,771 |
| Grants |
|
|
|
|
| Hobson Charity Grant |
- |
- |
- |
2,963 |
| Subtotal |
26,796 |
- |
26,796 |
28,985 |
|
26,796 |
- |
26,796 |
28,985 |
| Total 2024 |
26,022 |
2,963 |
28,985 |
|
|
Unrestricted |
Total |
Total |
|
funds |
funds |
funds |
|
2025 |
2025 |
2024 |
|
£ |
£ |
£ |
| Income from charitable activities - Bands |
8,228 |
8,228 |
34,356 |
| Income from charitable activities - St Peter's bythe |
|
|
|
| Waterfront |
35,539 |
35,539 |
34,482 |
|
43,767 |
43,767 |
68,838 |
| Total 2024 |
68,838 |
68,838 |
|
|
Unrestricted |
Total |
Total |
|
funds |
funds |
funds |
|
2025 |
2025 |
2024 |
|
£ |
£ |
£ |
| Sale of refreshments & instrument sundries |
27,840 |
27,840 |
21,414 |
| St Peter's Merchandise |
523 |
523 |
257 |
| Other |
571 |
571 |
345 |
|
28,934 |
28,934 |
22,016 |
| Total 2024 |
22,016 |
22,016 |
|
|
Unrestricted |
Total |
Total |
|
funds |
funds |
funds |
|
2025 |
2025 |
2024 |
|
£ |
£ |
£ |
| Interest receivable |
1,510 |
1,510 |
1,857 |
| Total 2024 |
1,857 |
1,857 |
|
|
Unrestricted |
Total |
Total |
|
funds |
funds |
funds |
|
2025 |
2025 |
2024 |
|
£ |
£ |
£ |
| Drinks & instrument sundries |
9,912 |
9,912 |
7,767 |
| Fundraising costs |
773 |
773 |
698 |
| St Peter's merchandise |
1,523 |
1,523 |
339 |
| Cost of St Peter's events |
2,743 |
2,743 |
2,750 |
| Tour supplier payments |
- |
- |
464 |
| Library Sundry and Maintenance |
- |
- |
217 |
| Cost of Band tour |
- |
- |
24,435 |
| Other voluntary income cost - St Peter's |
1,024 |
1,024 |
1,102 |
| Website Hosting |
240 |
240 |
232 |
|
16,215 |
16,215 |
38,004 |
| Total 2024 |
38,004 |
38,004 |
|
|
Unrestricted |
Restricted |
|
|
|
funds |
funds |
Total |
Total |
|
2025 |
2025 |
2025 |
2024 |
|
£ |
£ |
£ |
£ |
| Bands |
38,101 |
250 |
38,351 |
41,697 |
| St Peter's by the Waterfront |
44,897 |
4,097 |
48,994 |
42,628 |
| Total 2025 |
82,998 |
4,347 |
87,345 |
84,325 |
| Total 2024 |
79,190 |
5,135 |
84,325 |
|
|
**Staff costs ** |
Depreciation |
Other costs |
Total |
Total |
|
2025 |
2025 |
2025 |
2025 |
2024 |
|
£ |
£ |
£ |
£ |
£ |
| Bands |
872 |
509 |
36,970 |
38,351 |
41,697 |
| St Peter's by the Waterfront |
4,988 |
10,481 |
33,525 |
48,994 |
42,628 |
|
5,860 |
10,990 |
70,495 |
87,345 |
84,325 |
| Total 2024 |
5,138 |
10,818 |
68,369 |
84,325 |
|
|
Activities |
|
|
|
|
undertaken |
Support |
Total |
Total |
|
directly |
costs |
funds |
funds |
|
2025 |
2025 |
2025 |
2024 |
|
£ |
£ |
£ |
£ |
| Bands |
38,351 |
- |
38,351 |
41,697 |
| St Peter's by the Waterfront |
48,994 |
- |
48,994 |
42,628 |
|
87,345 |
- |
87,345 |
84,325 |
| Total 2024 |
83,755 |
570 |
84,325 |
|
|
|
St Peter's |
|
|
|
|
by the |
Total |
Total |
|
Bands |
Waterfront |
funds |
funds |
|
2025 |
2025 |
2025 |
2024 |
|
£ |
£ |
£ |
£ |
| Staff costs |
- |
4,988 |
4,988 |
4,248 |
| Depreciation |
509 |
10,481 |
10,990 |
10,818 |
| Musical Director's remuneration |
7,290 |
- |
7,290 |
6,611 |
| Insurance |
1,441 |
2,066 |
3,507 |
3,136 |
| Music & library |
97 |
- |
97 |
298 |
| Instrument repairs & maintenance |
377 |
82 |
459 |
441 |
| Equipment repairs & maintenance |
- |
5,197 |
5,197 |
2,151 |
| Engagement & rehearsal expenses |
12,226 |
- |
12,226 |
12,340 |
| Uniform |
- |
- |
- |
3,881 |
| Donations |
5,082 |
- |
5,082 |
5,656 |
| Subscriptions |
528 |
53 |
581 |
593 |
| Postage & stationery |
85 |
247 |
332 |
165 |
| Photocopier rental & maintenance |
1,676 |
186 |
1,862 |
2,133 |
| Telephone |
- |
851 |
851 |
822 |
| Heat & light |
- |
11,101 |
11,101 |
9,203 |
| Rent |
- |
4,773 |
4,773 |
4,773 |
| Rates |
- |
1,473 |
1,473 |
1,131 |
| Refuse |
- |
1,289 |
1,289 |
1,215 |
| Cleaning & security |
- |
5,860 |
5,860 |
4,859 |
| Computer expenses |
- |
347 |
347 |
113 |
| Loss on disposal of fixed assets |
- |
- |
- |
748 |
| Governance costs (Note 10) |
9,040 |
- |
9,040 |
8,420 |
| Total 2025 |
38,351 |
48,994 |
87,345 |
83,755 |
| Total 2024 |
41,697 |
42,058 |
83,755 |
|
|
Unrestricted |
Total |
Total |
|
funds |
funds |
funds |
|
2025 |
2025 |
2024 |
|
£ |
£ |
£ |
| Independent examiner's fees |
2,640 |
2,640 |
2,612 |
| Other accountancy fees |
2,642 |
2,642 |
2,623 |
| Premises licence |
180 |
180 |
180 |
| Other administrative costs |
1,232 |
1,232 |
800 |
| Bank charges |
1,474 |
1,474 |
1,315 |
| Bookkeeper's wages |
872 |
872 |
890 |
|
9,040 |
9,040 |
8,420 |
|
2025 |
2024 |
|
£ |
£ |
| Wages and salaries |
5,860 |
5,138 |
|
2025 |
2024 |
|
No. |
No. |
| St Peter's by the Waterfront |
1 |
1 |
| Governance |
1 |
1 |
|
2 |
2 |
|
Fixtures and |
and |
|
|
fittings |
equipment |
Total |
|
£ |
£ |
£ |
| Cost |
|
|
|
| At 1 November 2024 |
155,787 |
31,307 |
187,094 |
| Additions |
1,044 |
- |
1,044 |
| At 31 October 2025 |
156,831 |
31,307 |
188,138 |
| Depreciation |
|
|
|
| At 1 November 2024 |
109,267 |
24,988 |
134,255 |
| Charge for the year |
8,906 |
2,087 |
10,993 |
| At 31 October 2025 |
118,173 |
27,075 |
145,248 |
| Net book value |
|
|
|
| At 31 October 2025 |
38,658 |
4,232 |
42,890 |
| At 31 October 2024 |
46,520 |
6,319 |
52,839 |
|
Investments |
|
in |
|
subsidiary |
|
undertaking |
|
£ |
| Cost or valuation |
|
| At 1 November 2024 |
2 |
| At 31 October 2025 |
|
|
2 |
| As at 31 October 2025 the following was a subsidiary undertaking of the Charity: |
As at 31 October 2025 the following was a subsidiary undertaking of the Charity: |
As at 31 October 2025 the following was a subsidiary undertaking of the Charity: |
|
| Name |
Registered office |
**Principal activity ** |
Class of Holding |
|
|
|
shares |
| St Peter's ByThe Waterfront St Peter’s by the Waterfront, Dormant |
|
|
Ordinary 100% |
| Limited |
St Peter’s Church, |
|
|
|
College Street, |
|
|
|
Ipswich IP4 1BF |
|
|
|
2025 |
2024 |
|
£ |
£ |
| Finished goods and goods for resale |
2,043 |
1,404 |
|
2025 |
2024 |
|
£ |
£ |
| Due within one year |
|
|
| Trade debtors |
3,371 |
1,737 |
| Other debtors |
714 |
151 |
| Prepayments and accrued income |
3,621 |
3,868 |
|
7,706 |
5,756 |
|
2025 |
2024 |
|
£ |
£ |
| Cash held on deposit |
43,138 |
41,805 |
|
2025 |
2024 |
|
£ |
£ |
| Trade creditors |
6,292 |
2,565 |
| Other creditors |
2,478 |
1,907 |
| Accruals and deferred income |
23,971 |
24,703 |
|
32,741 |
29,175 |
|
Balance at 1 |
|
|
|
Balance at |
|
November |
|
|
Transfers |
31 October |
|
2024 |
Income |
Expenditure |
in/out |
2025 |
|
£ |
£ |
£ |
£ |
£ |
| Unrestricted funds |
|
|
|
|
|
| Designated funds |
|
|
|
|
|
| Equipment replacement fund |
8,000 |
- |
- |
- |
8,000 |
| St Peter's bythe Waterfront |
33,332 |
67,666 |
(58,357) |
- |
42,641 |
| Other fixed assets |
39,346 |
- |
(6,643) |
1,044 |
33,747 |
|
80,678 |
67,666 |
(65,000) |
1,044 |
84,388 |
| General funds |
|
|
|
|
|
| General Funds - all funds |
28,405 |
33,341 |
(34,213) |
(1,044) |
26,489 |
| Total Unrestricted funds |
109,083 |
101,007 |
(99,213) |
- |
110,877 |
| Restricted funds |
|
|
|
|
|
| St Peter’s project |
13,491 |
- |
(4,347) |
- |
9,144 |
| Total of funds |
122,574 |
101,007 |
(103,560) |
|
120,021 |
|
Balance at |
|
|
|
Balance at |
|
1 November |
|
|
Transfers |
31 October |
|
2023 |
Income |
Expenditure |
in/out |
2024 |
|
£ |
£ |
£ |
£ |
£ |
| Unrestricted funds |
|
|
|
|
|
| Designated funds |
|
|
|
|
|
| Equipment replacement fund |
8,000 |
|
|
|
8,000 |
| St Peter's by the Waterfront |
20,199 |
62,066 |
(48,933) |
|
33,332 |
| Other fixed assets |
40,325 |
|
(6,183) |
5,204 |
39,346 |
|
68,524 |
62,066 |
(55,116) |
5,204 |
80,678 |
| General funds |
|
|
|
|
|
| Band |
33,350 |
56,667 |
(62,078) |
466 |
28,405 |
| Total Unrestricted funds |
101,874 |
118,733 |
(117,194) |
5,670 |
109,083 |
| Restricted funds |
|
|
|
|
|
| St Peter’s project |
21,293 |
2,963 |
(5,095) |
(5,670) |
13,491 |
| Other |
40 |
|
(40) |
|
|
|
21,333 |
2,963 |
(5,135) |
(5,670) |
13,491 |
| Total of funds |
123,207 |
121,696 |
(122,329) |
|
122,574 |
|
Balance at 1 |
|
|
|
Balance at |
|
November |
|
|
Transfers |
31 October |
|
2024 |
Income |
Expenditure |
in/out |
2025 |
|
£ |
£ |
£ |
£ |
£ |
| Designated funds |
80,678 |
67,666 |
(65,000) |
1,044 |
84,388 |
| General funds |
28,405 |
33,341 |
(34,213) |
(1,044) |
26,489 |
| Restricted funds |
13,491 |
- |
(4,347) |
- |
9,144 |
|
122,574 |
101,007 |
(103,560) |
|
120,021 |
| Summary of funds - prior year |
|
|
|
|
|
|
Balance at |
|
|
|
Balance at |
|
1 November |
|
|
Transfers |
31 October |
|
2023 |
Income |
Expenditure |
in/out |
2024 |
|
£ |
£ |
£ |
£ |
£ |
| Designated funds |
68,524 |
62,066 |
(55,116) |
5,204 |
80,678 |
| General funds |
33,350 |
56,667 |
(62,078) |
466 |
28,405 |
| Restricted funds |
21,333 |
2,963 |
(5,135) |
(5,670) |
13,491 |
|
123,207 |
121,696 |
(122,329) |
|
122,574 |
|
Unrestricted |
Restricted |
Total |
|
funds |
funds |
funds |
|
2025 |
2025 |
2025 |
|
£ |
£ |
£ |
| Tangible fixed assets |
33,746 |
9,144 |
42,890 |
| Fixed asset investments |
2 |
- |
2 |
| Current assets |
109,870 |
- |
109,870 |
| Creditors due within one year |
(32,741) |
- |
(32,741) |
| Total |
110,877 |
9,144 |
120,021 |
|
Unrestricted |
Restricted |
Total |
|
funds |
funds |
funds |
|
2024 |
2024 |
2024 |
|
£ |
£ |
£ |
| Tangible fixed assets |
39,348 |
13,491 |
52,839 |
| Fixed asset investments |
2 |
- |
2 |
| Current assets |
98,908 |
- |
98,908 |
| Creditors due within one year |
(29,175) |
- |
(29,175) |
| Ttl |
109,083 |
13,491 |
122,574 |
|
2025 |
2024 |
|
£ |
£ |
| Not later than 1 year |
4,773 |
4,773 |
| Later than 1 year and not later than 5 years |
19,092 |
19,092 |
| Later than 5 years |
30,629 |
35,403 |
|
54,494 |
59,268 |