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||Page|
|---|---|
|**Reference and Administrative Details of the Company, its Trustees and Advisers**|**1**|
|**Trustees’Report**|**2-5**|
|**Independent Examiner's Report**|6-7|
|**Statement of Financial Activities**|8|
|**Balance Sheet**|9-10|
|**Notes to the Financial Statements**|**11-28**|





|**Trustees**|Maggie Porter, Chair & Engagements Secretary|
|---|---|
||Katherine Budgen, Treasurer|
||Sarah Purbrook, Vice Chair|
||Joy Williams, Band Secretary|
||Andrew Mayhew, St Peter's by the Waterfront Manager|
||Georgina Botradi-Mundy, St Peter's by the Waterfront Bar Manager|
||Laura Milson|
||Sara Hills|
||Jennifer Purbrook|
||Paul Murphy (appointed 23 June 2020)|
||Barbara Sampaio (appointed 23 June 2020)|
||Lynne Patrick (resigned 23 June 2020)|
|**Company registered**||
|**number**|05861490|
|**Charity registered**||
|**number**|1116233|
|**Registered office**|Fitzroy House|
||Crown Street|
||Ipswich|
||Suffolk|
||IP1 3LG|
|**Company secretary**|Julia Norman|
|**Independent examiner**|Scrutton Bland LLP|
||Chartered Accountants|
||Fitzroy House|
||Crown Street|
||Ipswich|
||Suffolk|
||IP1 3LG|
|**Bankers**|Lloyds Bank|
||13 Cornhill|
||Ipswich|
||Suffolk|
||IP1 1DG|
|**Solicitors**|Kerseys|
||32 Lloyds Avenue|
||Ipswich|
||Suffolk|
||IP1 3HD|





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|||**Unrestricted**|**Restricted**|**Total**|Total|
|---|---|---|---|---|---|
|||**funds**|**funds**|**funds**|funds|
|||**2020**|**2020**|**2020**|2019|
||**Note**|**£**|**£**|**£**|**£**|
|**Income from:**||||||
|Donations and legacies|3|**30,917**|**4,291**|**35,208**|20,756|
|Charitable activities|4|**21,744**|**-**|**21,744**|44,900|
|Other trading activities|5|**4,599**|-|**4,599**|13,520|
|Investments|6|**380**|**-**|**380**|350|
|**Total income**||**57,640**|**4,291**|**61,931**|79,526|
|**Expenditure on:**||||||
|Raising funds|7|**5,929**||**5,929**|15,687|
|Charitable activities|8|**56,488**|**4,574**|**61,062**|71,199|
|**Total expenditure**||**62,417**|**4,574**|**66,991**|86,886|
|**Net expenditure**||**(4,777)**|**(283)**|**(5,060)**|(7,360)|
|Transfers between funds|19|**4,291**|**(4,291)**|**-**|**-**|
|**Net movement in funds**||**(486)**|**(4,574)**|**(5,060)**|(7,360)|
|**Reconciliation of funds:**||||||
|Total funds brought forward||**107,307**|**39,982**|**147,289**|154,649|
|Net movement in funds||**(486)**|**(4,574)**|**(5,060)**|(7,360)|
|**Total funds carried forward**||**106,821**|**35,408**|**142,229**|147,289|





## 

## 

||||**2020**||2019|
|---|---|---|---|---|---|
||**Note**||**£**||**£**|
|**Fixed assets**||||||
|Tangible assets|13||**76,762**||86,017|
|Investments|14||**2**||2|
||||**76,764**||86,019|
|**Current assets**||||||
|Stocks|15|**1,004**||1,493||
|Debtors|16|**18,517**||11,312||
|Investments|17|**50,997**||50,995||
|Cash at bank and in hand||**15,665**||15,623||
|||**86,183**||79,423||
|Creditors: amounts falling due within one||||||
|year|18|**(20,718)**||(18,153)||
|**Net current assets**|||**65,465**||61,270|
|**Total assets less current liabilities**|||**142,229**||147,289|
|**Total net assets**|||**142,229**||147,289|
|**Charity funds**||||||
|Restricted funds|19||**35,408**||39,982|
|Unrestricted funds|19||**106,821**||107,307|
|**Total funds**|||**142,229**||147,289|





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||**Unrestricted**|**Restricted**|**Total**|Total|
|---|---|---|---|---|
||**funds**|**funds**|**funds**|funds|
||**2020**|**2020**|**2020**|2019|
||£|£|£|£|
|**Donations**|||||
|Donations|265|-|**265**|1,001|
|Christmas Carol collections|7,729|-|**7,729**|5,987|
|Subscriptions|10,109|-|**10,109**|10,895|
|Income tax recoverable|2,814|-|**2,814**|2,873|
|**Subtotal detailed disclosure**|20,917|-|**20,917**|20,756|





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||**Unrestricted**|**Restricted**|**Total**|Total|
|---|---|---|---|---|
||**funds**|**funds**|**funds**|funds|
||**2020**|**2020**|**2020**|2019|
||**£**|**£**|**£**|**£**|
|Culture Recovery Fund|-|4,291|**4,291**|.|
|Small Business Rates Relief Grant|10,000|-|**10,000**|-|
|**Subtotal**|10,000|4,291|**14,291**|**-**|
||30,917|4,291|**35,208**|20,756|
|Total 2019|20,756||20,756||



## 

||**Unrestricted**|**Total**|Total|
|---|---|---|---|
||**funds**|**funds**|funds|
||**2020**|**2020**|2019|
||**£**|**£**|**£**|
|Income from charitable activities - Bands|2,654|**2,654**|7,846|
|Income from charitable activities - St Peter's by the||||
|Waterfront|19,090|**19,090**|37,054|
||21,744|**21,744**|44,900|
|Total 2019|44,900|44,900||





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## 

## 

||**Unrestricted**|**Total**|Total|
|---|---|---|---|
||**funds**|**funds**|funds|
||**2020**|**2020**|2019|
||**£**|**£**|**£**|
|Sale of refreshments & instrument sundries|4,374|**4,374**|12,360|
|St Peter's Merchandise|51|**51**|408|
|Sales of Programmes|54|**54**|**-**|
|Other|120|**120**|652|
|Sale of equipment|**-**|**-**|100|
||4,599|**4,599**|13,520|
|Total 2019|13,520|13,520||



## 

|**Unrestricted**|**Total**|Total|
|---|---|---|
|**funds**|**funds**|funds|
|**2020**|**2020**|2019|
|**£**|**£**|**£**|
|380|**380**|350|
|350|350||





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||**Unrestricted**|**Total**|Total|
|---|---|---|---|
||**funds**|**funds**|funds|
||**2020**|**2020**|2019|
||**£**|**£**|**£**|
|Drinks & instrument sundries|2,605|**2,605**|5,958|
|Fundraising costs|232|**232**|512|
|St Peter's merchandise|38|**38**|289|
|St Peter's external hire costs|1,469|**1,469**|3,808|
|Cost ofSt Peter's events|776|**776**|3,344|
|Other voluntary income cost - St Peter's|648|**648**|1,623|
|Publicity|161|**161**|153|
||5,929|**5,929**|15,687|
|Total 2019|15,687|15,687||



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||**Unrestricted**|**Restricted**|**Total**|Total|
|---|---|---|---|---|
||**funds**|**funds**|**funds**|funds|
||**2020**|**2020**|**2020**|2019|
||**£**|**£**|**£**|**£**|
|Bands|20,663|111|**20,774**|29,863|
|St Peter's by the Waterfront|35,825|4,463|**40,288**|41,336|
|**Total 2020**|56,488|4,574|**61,062**|71,199|
|Total 2019|66,469|4,730|71,199||





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|||||**Total**|Total|
|---|---|---|---|---|---|
||**Staff costs **|**Depreciation**|**Other costs**|**funds**|funds|
||**2020**|**2020**|**2020**|**2020**|2019|
||**£**|**£**|**£**|**£**|**£**|
|Bands|714|273|19,787|**20,774**|29,863|
|St Peter's by the Waterfront|5,270|9,221|25,797|**40,288**|41,336|
||5,984|9,494|45,584|**61,062**|71,199|
|Total 2019|6,196|9,711|55,292|71,199||



## 

||**Activities**|||
|---|---|---|---|
||**undertaken**|**Total**|Total|
||**directly**|**funds**|funds|
||**2020**|**2020**|2019|
||**£**|**£**|**£**|
|Bands|20,774|**20,774**|29,863|
|St Peter's by the Waterfront|40,288|**40,288**|41,336|
||61,062|**61,062**|71,199|





## 

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|||**St Peter's**|||
|---|---|---|---|---|
|||**by the**|**Total**|Total|
||**Bands**|**Waterfront**|**funds**|funds|
||**2020**|**2020**|**2020**|2019|
||£|£|£|£|
|Staff costs|-|5,270|**5,270**|5,446|
|Depreciation|273|9,221|**9,494**|9,711|
|Musical directors remuneration|1,978|-|**1,978**|4,835|
|Insurance|1,231|1,758|**2,989**|3,396|
|Music & library|209|-|**209**|467|
|Instrument repairs & maintenance|554|60|**614**|385|
|Equipment repairs & maintenance|-|3,562|**3,562**|2,721|
|Engagement & rehearsal expenses|6,385|-|**6,385**|11,482|
|Uniform|-|-|-|914|
|Donations|5,133|-|**5,133**|4,709|
|Subscriptions|305|254|**559**|574|
|Postage & stationery|72|63|**135**|143|
|Photocopier rental & maintenance|1,663|185|**1,848**|1,414|
|Telephone|-|1,051|**1,051**|949|
|Heat & light|-|6,162|**6,162**|7,475|
|Rent|-|3,964|**3,964**|3,964|
|Rates|-|931|**931**|1,255|
|Refuse|-|812|**812**|837|
|Cleaning & security|-|4,087|**4,087**|3,367|
|Computer expenses|-|7|**7**|2|
|Governance costs|2,971|2,901|**5,872**|7,153|
|**Total 2020**|20,774|40,288|**61,062**|71,199|
|Total 2019|29,863|41,336|71,199||





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||**Unrestricted**|**Total**|Total|
|---|---|---|---|
||**funds**|**funds**|funds|
||**2020**|**2020**|2019|
||£|£|£|
|Independent examiners fees|1,800|**1,800**|1,800|
|Other accountancy fees|2,114|**2,114**|2,534|
|Premises licence|180|**180**|180|
|Other administrative costs|297|**297**|580|
|Bank charges|767|**767**|1,309|
|Bookkeepers wages|714|**714**|750|
||5,872|**5,872**|7,153|



## 

||**2020**|2019|
|---|---|---|
||£|£|
|Wages and salaries|**5,984**|6,196|



||**2020**|2019|
|---|---|---|
||**No.**|No.|
|St Peter's by the Waterfront|**3**|3|
|Governance|**1**|1|
||**4**|4|





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|||**Instruments**||
|---|---|---|---|
||**Fixtures and**|**and**||
||**fittings**|**equipment**|**Total**|
||£|£|£|
|**Cost or valuation**||||
|At 1 November 2019|**142,581**|**31,008**|**173,589**|
|Additions|**239**|-|**239**|
|At 31 October 2020|**142,820**|**31,008**|**173,828**|
|**Depreciation**||||
|At 1 November 2019|**73,279**|**14,293**|**87,572**|
|Charge for the year|**7,291**|**2,203**|**9,494**|
|At 31 October 2020|**80,570**|**16,496**|**97,066**|
|**Net book value**||||
|At 31 October 2020|**62,250**|**14,512**|**76,762**|
|At 31 October 2019|69,303|16,714|86,017|





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||**Investments**|
|---|---|
||**in**|
||**subsidiary**|
||**companies**|
||£|
|**Cost or valuation**||
|At 1 November 2019|2|
|**At 31 October 2020**|**2**|
|**Net book value**||
|**At 31 October 2020**|**2**|
|_At 31 October 2019_|2|



## 

|**Name**|**Registered office or principal**|**Principal activity**|**Class of**|
|---|---|---|---|
||**place of business**||**shares**|
|St Peter's By The Waterfront|Fitzroy HouseCrown Street|Dormant|Ordinary|
|Limited|Ipswich|||



## 



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||**2020**|2019|
|---|---|---|
||£|£|
|Finished goods and goods for resale|**1,004**|1,493|
|**Debtors**|||
||**2020**|2019|
||**£**|**£**|
|**Due within one year**|||
|Trade debtors|**11,555**|2,251|
|Other debtors|**4,541**|-|
|Prepayments and accrued income|**2,421**|9,061|
||**18,517**|11,312|



## 

||**2020**|2019|
|---|---|---|
||**£**|**£**|
|Cash held on deposit|**50,997**|50,995|



## 

||**2020**|2019|
|---|---|---|
||**£**|**£**|
|Trade creditors|**1,682**|3,161|
|Other creditors|**12,783**|862|
|Accruals and deferred income|**6,253**|14,130|
||**20,718**|18,153|





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||**Balance at 1**||||**Balance at**|
|---|---|---|---|---|---|
||**November**|||**Transfers**|**31 October**|
||**2019**|**Income**|**Expenditure**|**in/out**|**2020**|
||**£**|**£**|**£**|**£**|**£**|
|**Unrestricted funds**||||||
|**Designated funds**||||||
|Equipment replacementfund|**8,000**|-|-|-|**8,000**|
|St Peter's by the Waterfront|**39,073**|**23,559**|**(36,864)**|**(273)**|**25,495**|
|Fixed assets|**48,860**|**-**|**(4,920)**|**239**|**44,179**|
||**95,933**|**23,559**|**(41,784)**|**(34)**|**77,674**|
|**General funds**||||||
|Band|**11,374**|**34,081**|**(20,633)**|**4,325**|**29,147**|
|**Total Unrestricted funds**|**107,307**|**57,640**|**(62,417)**|**4,291**|**106,821**|
|**Restricted funds**||||||
|St Peter’s project|**39,839**|-|**(4,574)**|-|**35,265**|
|Other|**143**|-|-|-|**143**|
|Culture Recovery Fund|-|**4,291**|-|**(4,291)**|-|
||**39,982**|**4,291**|**(4,574)**|**(4,291)**|**35,408**|
|**Total of funds**|**147,289**|**61,931**|**(66,991)**||**142,229**|





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||Balance at||||Balance at|
|---|---|---|---|---|---|
||1 November|||Transfers|31 October|
||2018|Income|Expenditure|in/out|2019|
||£|£|£|£|£|
|**Unrestricted funds**||||||
|**Designated funds**||||||
|Equipment replacement fund|8,000|-|-|-|8,000|
|St Peter's by the Waterfront|41,716|51,518|(53,294)|(867)|39,073|
|Fixed assets|53,389|-|-|(4,529)|48,860|
||103,105|51,518|(53,294)|(5,396)|95,933|
|**General funds**||||||
|Band|6,832|28,008|(28,862)|5,396|11,374|
|**Total Unrestricted funds**|109,937|79,526|(82,156)|**-**|107,307|
|**Restricted funds**||||||
|St Peter’s project|44,569|**-**|(4,730)|-|39,839|
|Other|143|-|-|-|143|
||44,712|-|(4,730)|-|39,982|
|**Total of funds**|154,649|79,526|(86,886)|-|147,289|





## 

## 

||**Balance at 1**||||**Balance at**|
|---|---|---|---|---|---|
||**November**|||**Transfers**|**31 October**|
||**2019**|**Income**|**Expenditure**|**in/out**|**2020**|
||**£**|**£**|**£**|**£**|**£**|
|Designated funds|**95,933**|**23,559**|**(41,784)**|**(34)**|**77,674**|
|General funds|**11,374**|**34,081**|**(20,633)**|**4,325**|**29,147**|
|Restricted funds|**39,982**|**4,291**|**(4,574)**|**(4,291)**|**35,408**|
||**147,289**|**61,931**|**(66,991)**|**-**|**142,229**|



## 

||Balance at||||Balance at|
|---|---|---|---|---|---|
||1 November|||T ransfers|31 October|
||2018|Income|Expenditure|in/out|2019|
||**£**|**£**|**£**|**£**|**£**|
|Designated funds|103,105|51,518|(53,294)|(5,396)|95,933|
|General funds|6,832|28,008|(28,862)|5,396|11,374|
|Restricted funds|44,712|**-**|(4,730)|**-**|39,982|
||154,649|79,526|(86,886)|-|147,289|



||**Unrestricted**|**Restricted**|**Total**|
|---|---|---|---|
||**funds**|**funds**|**funds**|
||**2020**|**2020**|**2020**|
||**£**|**£**|**£**|
|Tangible fixed assets|44,179|32,583|**76,762**|
|Fixed asset investments|2|-|**2**|
|Current assets|83,358|2,825|**86,183**|
|Creditors due within one year|(20,718)|**-**|**(20,718)**|
|**Total**|106,821|35,408|**142,229**|





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||Unrestricted|Restricted|Total|
|---|---|---|---|
||funds|funds|funds|
||2019|2019|2019|
||£|£|£|
|Tangible fixed assets|48,860|37,157|86,017|
|Fixed asset investments|2|-|2|
|Current assets|76,598|2,825|79,423|
|Creditors due within one year|(18,153)|-|(18,153)|
|**Tl**|107,307|39,982|147,289|



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||||**2020**|2019|
|---|---|---|---|---|
||||£|£|
|Later than|5|years|**49,250**|52,250|