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2025-08-31-accounts

Registered number: 05854630 Charity number: 1116023

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 AUGUST 2025

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

CONTENTS

Page
Reference and administrative details of the Company, its Trustees and advisers 1
Trustees' report 2 - 8
Independent auditors' report on the financial statements 9 - 12
Statement of financial activities 13
Balance sheet 14
Statement of cash flows 15
Notes to the financial statements 16 - 29

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

REFERENCE AND ADMINISTRATIVE DETAILS OF THE COMPANY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 AUGUST 2025

Trustees

T Adeleye (resigned 30 June 2025) P Makambe (resigned 30 June 2025) L O O Johnson (resigned 30 June 2025)

M Aiyeola N J Lewis

C M Crozier (appointed 16 October 2025) R L Gibbs (appointed 16 October 2025) M M A Nengou (appointed 27 May 2025)

Company registered number

05854630

Charity registered number

1116023

Registered office

24 Station Road Sidcup DA15 7DU

Company secretary

MC Lyons

Independent auditors

Baldwin Scofield Ltd Chartered Accountants 3 Newhouse Business Centre Old Crawley Road Horsham West Sussex RH12 4RU

Bankers

Barclays Bank PLC 76A New Road Gravesend DA11 0AF

Page 1

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

TRUSTEES' REPORT FOR THE YEAR ENDED 31 AUGUST 2025

The Trustees present their annual report together with the audited financial statements of the New Community Church S E London for the year 1 September 2024 to 31 August 2025. The Annual report serves the purposes of both a Trustees' report and a directors' report under company law. The Trustees confirm that the Annual report and financial statements of the charitable company comply with the current statutory requirements, the requirements of the charitable company's governing document and the provisions of the Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (effective 1 January 2019).

Since the Company qualifies as small under section 382 of the Companies Act 2006, the Strategic report required of medium and large companies under the Companies Act 2006 (Strategic Report and Directors' Report) Regulations 2013 has been omitted.

Objectives and activities

Policies and objectives

The objectives of the Charity, in accordance with the Articles of Association, are:

In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance 'Public benefit: running a charity (PB2)'.

Page 2

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

Objectives and activities (continued)

Strategies for achieving objectives

New Community Church exists to see lives and communities transformed by the good news of Jesus Christ. At the heart of this mission is the church’s purpose: to make disciples, family members and missionaries of all nations, to the glory of God.

In practice this means helping people grow as followers of Jesus (disciples), forming authentic and supportive Christian community (family), and equipping people to share the hope of the gospel with others both locally and globally (missionaries).

The church’s vision is therefore to cultivate diverse communities shaped by the gospel, rooted in Scripture, reliant on the Holy Spirit and marked by grace and joy. As part of this vision the church seeks to develop leaders who can establish and grow thriving communities and congregations across South East London and beyond, while also bringing practical and spiritual support to the communities it serves.

A long-standing prophetic sense of calling within the church speaks of seeing “more expressions of New Community across South East London than rail stations.” This reflects the church’s desire to see the message of Jesus reach every neighbourhood and community across the region.

The church’s current strategy towards 2033 focuses on four key areas of growth and mission:

Venues

The continued multiplication of medium-sized congregations (typically up to around 200 people) meeting in different locations across South East London.

Local Expressions

Small missional communities of committed disciples experimenting with new forms of evangelism and outreach in contexts where traditional church models may be less accessible.

Mission Centres

Financially sustainable buildings serving as community hubs during the week while also hosting Sunday gatherings and church activities.

Church Planting

As an apostolic base within the New Ground network, the church remains committed to training and sending leaders to plant new churches and strengthen existing works.

Page 3

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

Objectives and activities (continued)

Activities undertaken to achieve objectives

The 2024/25 period was characterised by significant structural refinement and missional expansion.

Governance and Leadership

Significant progress was made in leadership development and oversight. As part of a leadership transition, James Silley, the lead elder of New Community, also assumed the additional responsibility of leading the New Ground sphere. This transition was supported by the appointment of new elders for the Eltham location and the formalisation of specific oversight roles for the current eldership team. To further support our growing community, we completed a comprehensive redesign of the staff organisational structure. These internal improvements were bolstered by the strategic outsourcing of Finance and HR functions, which facilitated the introduction of professional line management and enhanced cybersecurity protocols.

Mission and Ministry

In terms of mission, the church launched several key initiatives, most notably the Local Expression pilot. This initiative seeks to establish and multiply missional communities of committed disciples, with an initial focus on developing a presence in Welling. This, alongside our "Try Church Sundays," has been aimed at increasing accessibility and outreach within the local community.

Furthermore, the "Connect Communities" pilot successfully aided the welcome and integration of new members in our Sidcup venue and is being replicated in our Eltham venue. We have established "Congregational Teams" to provide dedicated leadership and support for each Sunday meeting.

We have continued to develop our social impact ministries. This has included the formation of a new social impact team to unify our approach and track our wider community engagement and social action. In order to better monitor the health and effectiveness of our social impact initiatives, we introduced "faithfulness and fruitfulness" metrics alongside the development of an overarching strategy for our social impact efforts.

Volunteers

Our volunteer base of over 250 individuals represents the heartbeat of the church. We are particularly grateful for the 137 volunteers in Kids Church and the 40+ volunteers in our Youth teams who provide a safe, engaging environment for young people. Beyond these specialist roles, a wide array of volunteers serve during our Sunday meetings, ranging from the 'front of house' host teams to the musicians and technical roles responsible for our stage and media production. We are also grateful to the number of volunteers who support our social impact initiatives in order to allow us to serve our wider community.

Main activities undertaken to further the Company's purposes for the public benefit

The Trustees have complied with their duty to have due regard to the Charity Commission’s public benefit guidance. We believe the Christian faith should bring hope and transformation beyond our church walls. Our services, courses, and groups are open to all, regardless of personal faith or background. By offering both spiritual support and practical action, we aim to enrich individuals and contribute to the social fabric of South East London through unconditional care and community-wide service.

Page 4

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

Achievements and performance

Review of activities

Family and Community Support

The Play Café continues to serve 40–50 adults and 45–55 children weekly, providing a vital social hub for parents and carers. This year, the charity strengthened this service by partnering with the Department for Work and Pensions (DWP) to provide monthly on-site professional advice for families in need. We also launched a new Stay and Play for under 5s in Eltham, which has seen c.20 adults and 25-30 children attending weekly to create a safe environment for babies and toddlers to play, and parents and carers to build friendships.

Crisis Intervention

Through the Love Bexley project, the charity acted as a trusted distributor for the Household Support Fund. Between October 2024 and March 2025, £30,000 was distributed to over 118 families for essentials including food, heating, and over 40 beds and mattresses. A further £25,000 grant was awarded in July 2025, with immediate distribution already underway to support households in Bexley.

Vulnerability and Social Isolation

The Warm Space initiative at the Sidcup building provided a safe environment with free hot meals for 10–20 regular attendees, specifically supporting the elderly and those experiencing homelessness. Supported by Bexley Council funding through early 2025, this project also provided direct food and heating assistance to an additional 40 residents across Sidcup and Albany Park. We also ran a similar space in Albany Park which has seen local community members find a warm and friendly space to meet others.

Financial review

Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

Reserves policy

The Trustees’ Reserves Policy is to hold reserves of three months’ turnover to be prudent. During this accounting period reserves were consistently in excess of this amount, and at year end unrestricted reserves were £1,197,403 (2024: £1,290,805).

Designated reserves of £403,291 (2024: £435,528) represent the acquisition and development cost of the premises of the charity, 24 Station Road, reducing on an annual basis through related depreciation. The yearend balance for total designated reserves was £547,805 (2024: £515,989).

Principal risks and uncertainties

The Trustees maintain a formal risk management process. A risk register is reviewed regularly and identifies key risks facing the Charity, assessing each risk by likelihood and potential impact and identifying mitigation strategies.

Key operational risks include financial sustainability, safeguarding responsibilities and the effective governance of a growing organisation. Appropriate policies, procedures and training are in place to mitigate these risks.

Page 5

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

Financial risk management objectives and policies

To mitigate the financial risk management, the Trustees have outsourced the finance function to a professional third-party firm. This provides clear segregation of duties between those who authorise spending and those who process payments, monthly reporting and bank reconciliations reviewed by the Trustees and professional expertise in tax compliance (Gift Aid) and payroll.

The Charity is primarily funded by the voluntary giving of its members. The Trustees monitor income trends monthly to identify any significant fluctuations. To mitigate the risk of a sudden drop in income, the Trustees maintain a Reserves Policy of three months' turnover (as detailed in the Reserves section), ensuring that core operations and staff salaries can be met.

Structure, governance and management

Constitution

New Community Church S E London is registered as a charitable company limited by guarantee and was set up by a Memorandum of Association.

The management of the charity is the responsibility of the Trustees, who are elected or co-opted under the terms of the Articles of Association. Potential Trustees are identified by the existing board and the Elders of the church based on their skills and commitment to the church’s vision. New Trustees undergo a formal induction process, which includes receiving a "Trustee Welcome Pack" and financial statements, and are required to review the Charity Commission’s guidance on "The Essential Trustee" (CC3).

The Trustees and Elders work closely together; while the Trustees hold overall legal and financial responsibility, spiritual oversight remains with the Elders. The Elders meet regularly to oversee church affairs, working with full and part-time staff and a wide range of volunteers to implement the charity’s vision and objectives. Major financial decisions remain the exclusive responsibility of the Trustees.

Trustees receive no remuneration and the charity has purchased insurance to indemnify the Trustees against any liabilities arising from their duties. The pay of the staff team is reviewed annually by the Trustees and is set with reference to benchmarks within similar church networks and the charitable sector.

Methods of appointment or election of Trustees

The management of the Company is the responsibility of the Trustees who are elected and co-opted under the terms of the Memorandum of Association.

Related party relationships

The Charity is a member of the New Ground family of churches, an apostolic sphere within the Newfrontiers network. The Charity provides regular financial contributions to support the wider mission and shared resources of this network.

The Charity’s relationship with New Ground includes the employment and senior leadership of James Silley by both the Charity and New Ground. The Trustees recognise that this dual role could create a potential conflict of interest and have implemented clear measures to mitigate this. All financial support provided to New Ground is reviewed and approved by the Trustees, and James Silley recuses himself from any Trustee decisions or discussions specifically regarding the financial relationship or his personal remuneration arrangements between the two organisations. Furthermore, all transactions are managed in accordance with the Charity’s Conflict of Interest policy.

Page 6

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

Plans for future periods

Looking ahead, the Charity is entering a strategic season focused on leadership development and missional expansion. To enable us to multiply our meetings we need to multiply our leaders and volunteer teams. Central to this is the roll-out of a new "Communities" model and organising local communities into geographic hubs. This will be complemented by the formal embedding of a leadership pipeline, aimed at multiplying leaders at all levels in the life of the church; identifying future elders and deacons, as well as community leaders, ministry leaders and members of congregational teams. This investment in people includes transitioning youth responsibilities to emerging leaders and launching the "Reconciled Church" project to grow our multi-cultural engagement and wider inclusivity.

Operationally, the focus remains on the long-term sustainability and growth of our locations. This includes financial planning for an Eltham Mission Centre, securing the future of St Andrews, and multiplying the Sunday meetings in Sidcup. These efforts will be supported by a refreshed digital presence through a new website and the establishment of clear "social impact pillars."

Finally, 2026 marks the church’s 50th anniversary. As New Community has a rich history with many longstanding members, we intend to use this milestone to honour our past while strategically looking toward the future.

Members' liability

The Members of the Company guarantee to contribute an amount not exceeding £1 to the assets of the Company in the event of winding up.

Statement of Trustees' responsibilities

The Trustees (who are also the directors of the Company for the purposes of company law) are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the Trustees to prepare financial statements for each financial year. Under company law, the Trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 7

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

Disclosure of information to auditors

Each of the persons who are Trustees at the time when this Trustees' report is approved has confirmed that:

Auditors

The auditors, Baldwin Scofield Ltd, have indicated their willingness to continue in office. The designated Trustees will propose a motion reappointing the auditors at a meeting of the Trustees.

Approved by order of the members of the board of Trustees on 13 April 2026 and signed on their behalf by:

M Aiyeola

Page 8

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF NEW COMMUNITY CHURCH S E LONDON

Opinion

We have audited the financial statements of New Community Church S E London (the 'charitable company') for the year ended 31 August 2025 which comprise the Statement of financial activities, the Balance sheet, the Statement of cash flows and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the Trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the Trustees with respect to going concern are described in the relevant sections of this report.

Page 9

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF NEW COMMUNITY CHURCH S E LONDON (CONTINUED)

Other information

The other information comprises the information included in the Annual report other than the financial statements and our Auditors' report thereon. The Trustees are responsible for the other information contained within the Annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters where the Charities (Accounts and Reports) Regulations 2008 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the Trustees' responsibilities statement, the Trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the Trustees are responsible for assessing the charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Page 10

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF NEW COMMUNITY CHURCH S E LONDON (CONTINUED)

Auditors' responsibilities for the audit of the financial statements

We have been appointed as auditor under section 144 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We obtained an understanding of the legal and regulatory frameworks that are applicable to the charitable company and determined that the most significant are those that relate to the reporting framework in conformity with the requirements of the Companies Act 2006 and Charities Act 2011 and the relevant direct and indirect tax compliance regulations in the United Kingdom.

We understood how New Community Church SE London is complying with those frameworks by making enquiries of management to understand how the charitable company maintains and communicates its policies andprocedures in these areas and corroborated this by reviewing supporting documentation and minutes of meetings of those charged with governance.

We assessed the susceptibility of the charity’s financial statements to material misstatement, including how fraud might occur by considering the risk of management override to be a fraud risk. In addition, we considered the risk of management override by sampling from the entire population of journals, identifying specific transactions which did not meet our expectations based on specific criteria and investigated these to gain an understanding and then agree back to source documentation.

Based on this understanding we designed our audit procedures to identify noncompliance with such laws and regulations. Our procedures involved verifying that material transactions were recorded in compliance with Financial Reporting Standards in conformity with the requirements of the Companies Act 2006 and Charities Act 2011.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' report.

Page 11

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF NEW COMMUNITY CHURCH S E LONDON (CONTINUED)

Use of our report

This report is made solely to the charitable company's trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charitable company's trustees those matters we are required to state to them in an Auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and its members, as a body, for our audit work, for this report, or for the opinions we have formed.

Baldwin Scofield Ltd

Chartered Accountants Statutory auditors 3 Newhouse Business Centre Old Crawley Road Horsham West Sussex RH12 4RU 13 April 2026

Baldwin Scofield Ltd are eligible to act as auditors in terms of section 1212 of the Companies Act 2006.

Page 12

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 AUGUST 2025

Note
Income from:
Donations and legacies
3
Charitable activities
4
Investments
5
Total income
Expenditure on:
Charitable activities
6
Total expenditure
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2025
£
921,183
74,470
30,824
1,026,477
1,119,879
1,119,879
(93,402)
1,290,805
(93,402)
1,197,403
Restricted
funds
2025
£
73,726
1,427
-
75,153
86,893
86,893
(11,740)
51,917
(11,740)
40,177
Total
funds
2025
£
994,909
75,897
30,824
1,101,630
1,206,772
1,206,772
(105,142)
1,342,722
(105,142)
1,237,580
Total
funds
2024
£
942,745
43,871
13,371
999,987
1,055,842
1,055,842
(55,855)
1,398,577
(55,855)
1,342,722

The Statement of financial activities includes all gains and losses recognised in the year.

The notes on pages 16 to 29 form part of these financial statements.

Page 13

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee) REGISTERED NUMBER: 05854630

BALANCE SHEET AS AT 31 AUGUST 2025

Note
Fixed assets
Tangible assets
11
Current assets
Debtors
12
Cash at bank and in hand
Current liabilities
Creditors: amounts falling due within one
year
13
Net current assets
Total net assets
Charity funds
Restricted funds
15
Unrestricted funds
15
Total funds
29,411
810,780
840,191
(56,730)
2025
£
454,119
783,461
1,237,580
40,177
1,197,403
1,237,580
106,261
773,255
879,516
(21,801)
2024
£
485,007
857,715
1,342,722
51,917
1,290,805
1,342,722

The entity was entitled to exemption from audit under section 477 of the Companies Act 2006.

The members have not required the entity to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

However, an audit is required in accordance with section 144 of the Charities Act 2011.

The Trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to entities subject to the small companies regime.

The financial statements were approved and authorised for issue by the Trustees on 13 April 2026 and signed on their behalf by:

M Aiyeola

The notes on pages 16 to 29 form part of these financial statements.

Page 14

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 AUGUST 2025

Cash flows from operating activities
Net cash used in operating activities
Cash flows from investing activities
Purchase of tangible fixed assets
Net cash used in investing activities
Cash flows from financing activities
Net cash provided by financing activities
Change in cash and cash equivalents in the year
Cash and cash equivalents at the beginning of the year
Cash and cash equivalents at the end of the year
The notes on pages 16 to 29 form part of these financial statements
2025
£
49,907
(12,377)
(12,377)
-
37,530
773,224
810,754
2024
£
(163,522)
(15,656)
(15,656)
-
(179,178)
952,402
773,224

Page 15

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

1. General information

New Community Church S E London is registered as a charitable company limited by guarantee and was set up by a Memorandum of Association.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

New Community Church S E London meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

2.2 Income

All income is recognised once the Company has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Grants are included in the Statement of financial activities on a receivable basis. The balance of income received for specific purposes but not expended during the period is shown in the relevant funds on the Balance sheet. Where income is received in advance of entitlement of receipt, its recognition is deferred and included in creditors as deferred income. Where entitlement occurs before income is received, the income is accrued.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

2.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Company's objectives, as well as any associated support costs.

All expenditure is inclusive of irrecoverable VAT.

2.4 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Company; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

Page 16

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

2. Accounting policies (continued)

2.5 Tangible fixed assets and depreciation

Tangible fixed assets costing £500 or more are capitalised and recognised when future economic benefits are probable and the cost or value of the asset can be measured reliably.

Tangible fixed assets are initially recognised at cost. After recognition, under the cost model, tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. All costs incurred to bring a tangible fixed asset into its intended working condition should be included in the measurement of cost.

Depreciation is charged so as to allocate the cost of tangible fixed assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following bases:

Freehold property - Straight line over 25 years
Fixtures and fittings - Straight line over 10 years
Computer equipment - Straight line over 4 years
Other fixed assets -

2.6 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

2.7 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.8 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Company anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of financial activities as a finance cost.

2.9 Financial instruments

The Company only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

Page 17

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

2. Accounting policies (continued)

2.10 Pensions

The Company operates a defined contribution pension scheme and the pension charge represents the amounts payable by the Company to the fund in respect of the year.

2.11 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Company and which have not been designated for other purposes.

Designated funds comprise unrestricted funds that have been set aside by the Trustees for particular purposes. The aim and use of each designated fund is set out in the notes to the financial statements.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the Company for particular purposes. The costs of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements.

Investment income, gains and losses are allocated to the appropriate fund.

3. Income from donations and legacies

Unrestricted
funds
2025
£
Donations
Fellowship fund
-
Offerings & covenanted income
789,920
Tax recoveries
131,263
Subtotal detailed disclosure
921,183
Grants
-
Subtotal
-
921,183
Restricted
funds
2025
£
7,716
-
-
7,716
66,010
66,010
73,726
Total
funds
2025
£
7,716
789,920
131,263
928,899
66,010
66,010
994,909

Page 18

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

3. Income from donations and legacies (continued)

Donations
Fellowship fund
Offerings & covenanted income
Tax recoveries
Subtotal detailed disclosure
Grants
Subtotal
Unrestricted
funds
2024
£
-
741,083
135,431
876,514
-
-
876,514
Restricted
funds
2024
£
21,231
-
-
21,231
45,000
45,000
66,231
Total
funds
2024
£
21,231
741,083
135,431
897,745
45,000
45,000
942,745

4. Income from charitable activities

Unrestricted
funds
2025
£
Build Local Church
66,568
External Ministry
6,966
Social Action
936
74,470
Unrestricted
funds
2024
£
Build Local Church
41,786
External Ministry
317
42,103
Restricted
funds
2025
£
1,000
-
427
1,427
Restricted
funds
2024
£
483
1,285
1,768
Total
funds
2025
£
67,568
6,966
1,363
75,897
Total
funds
2024
£
42,269
1,602
43,871

Page 19

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

5. Investment income

Unrestricted
funds
2025
£
Investment income - interest on cash deposits
30,824
Unrestricted
funds
2024
£
Investment income - interest on cash deposits
13,371
Total
funds
2025
£
30,824
Total
funds
2024
£
13,371

6. Analysis of expenditure on charitable activities

Summary by fund type

Unrestricted
funds
2025
£
Build Local Church
1,048,771
External Ministry
69,663
Social Action
1,445
1,119,879
Unrestricted
funds
2024
£
Build Local Church
951,768
External Ministry
7,516
Social Action
25,197
984,481
Restricted
funds
2025
£
29,800
932
56,161
86,893
Restricted
funds
2024
£
70,075
-
1,286
71,361
Total
2025
£
1,078,571
70,595
57,606
1,206,772
Total
2024
£
1,021,843
7,516
26,483
1,055,842

Page 20

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

7. Analysis of expenditure by activities

Build Local Church
External Ministry
Social Action
Build Local Church
External Ministry
Social Action
Activities
undertaken
directly
2025
£
652,054
70,595
3,044
725,693
Activities
undertaken
directly
2024
£
516,709
7,516
10,678
534,903
Support
costs
2025
£
426,517
-
54,562
481,079
Support
costs
2024
£
505,134
-
15,805
520,939
Total
funds
2025
£
1,078,571
70,595
57,606
1,206,772
Total
funds
2024
£
1,021,843
7,516
26,483
1,055,842

8. Auditors' remuneration

2025 2024
£ £
Fees payable to the Company's auditor for the audit of the Company's
annual accounts 7,200 -
Fees payable to the independent examiners - 3,120

Page 21

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

9. Staff costs

Wages and salaries
Social security costs
Other pension costs
2025
£
493,275
49,619
39,817
582,711
2024
£
470,073
37,156
35,079
542,308

The average number of persons employed by the Company during the year was as follows:

2025 2024
No. No.
Pastors and administration 18 19

The number of employees whose employee benefits (excluding employer pension costs) exceeded £60,000 was:

2025 2024
No. No.
In the band £60,001 - £70,000 1 -
In the band £70,001 - £80,000 - 1

10. Trustees' remuneration and expenses

During the year, no Trustees received any remuneration or other benefits (2024 - £NIL) .

During the year ended 31 August 2025, the charity paid for £9 (2024 - £135) of board expenses. No trustee reimbursements took place during the financial year ending 31 August 2025 nor the prior financial year.

Page 22

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

11. Tangible fixed assets

Cost or valuation
At 1 September 2024
Additions
Disposals
At 31 August 2025
Depreciation
At 1 September 2024
Charge for the year
On disposals
At 31 August 2025
Net book value
At 31 August 2025
At 31 August 2024
Freehold
property
£
892,972
-
-
892,972
457,445
31,951
-
489,396
403,576
435,527
Fixtures and
fittings
£
76,496
1,661
(3,400)
74,757
43,489
5,037
(3,400)
45,126
29,631
33,007
Computer
equipment
£
68,060
-
(2,798)
65,262
51,587
5,652
(2,798)
54,441
10,821
16,473
Other
equipment
£
-
10,716
-
10,716
-
625
-
625
10,091
-
Total
£
1,037,528
12,377
(6,198)
1,043,707
552,521
43,265
(6,198)
589,588
454,119
485,007

12. Debtors

Due within one year
Trade debtors
Other debtors
Prepayments and accrued income
Tax recoverable
2025
£
-
450
9,627
19,334
29,411
2024
£
12
854
105,395
-
106,261

Included in Prepayments and accrued income for the year ended 31 August 2024 is £69,962 accrued income relating to the amount of the fraud that the charity was able to recover in December 2024.

Page 23

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

13. Creditors: Amounts falling due within one year

Bank overdrafts
Trade creditors
Other taxation and social security
Pensions payable
Accruals and deferred income
2025
£
26
21,346
12,649
4,640
18,069
56,730
2024
£
-
7,099
10,387
-
4,315
21,801

14. Financial instruments

2025 2024
£ £
Financial assets
Financial assets are measured at their fair value. 810,780 773,255

Financial assets measured at fair value comprise bank balances as agreed to the statement balances of the various banks at which funds are held.

Page 24

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

15. Statement of funds

Statement of funds - current year

Unrestricted funds
Designated funds
Building Fund
Offering Fund
Designated Gifts Fund
General funds
General Fund
Total Unrestricted funds
Restricted funds
Fellowship Fund
IJM
Eltham Venue
Students
Welling Venue
Love Bexley
Gift Day 2021
Wedding Gift
London Borough of Bexley
The Bridge Youth Café
Social Action - Christmas Gift List
Warm Spaces
Just Sow - Student Welcome Hampers
Total of funds
Balance at 1
September
2024
£
435,528
57,461
23,000
515,989
774,816
1,290,805
26,040
382
2,926
1,708
6,009
2,237
3,000
550
8,059
863
143
-
-
51,917
1,342,722
Income
£
-
64,053
-
64,053
962,424
1,026,477
7,716
-
-
-
-
1,000
-
-
55,000
427
-
10,010
1,000
75,153
1,101,630
Expenditure
£
(32,237)
-
-
(32,237)
(1,087,642)
(1,119,879)
(16,888)
(382)
(2,926)
(941)
(6,009)
(1,063)
(3,000)
(550)
(43,889)
(1,056)
(143)
(10,010)
(36)
(86,893)
(1,206,772)
Balance at
31 August
2025
£
403,291
121,514
23,000
547,805
649,598
1,197,403
16,868
-
-
767
-
2,174
-
-
19,170
234
-
-
964
40,177
1,237,580

Page 25

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

15. Statement of funds (continued)

Statement of funds - prior year

Unrestricted funds
Designated funds
Building Fund
Building the Mission
Offering Fund
Designated Gifts Fund
General funds
General Fund
Total Unrestricted funds
Restricted funds
Fellowship Fund
Building the Mission
IJM
Eltham Venue
Students
Welling Venue
Love Bexley
Gift Day 2021
Wedding Gift
Equipment for Youth
London Borough of Bexley
Welling Youth Café
The Bridge Youth Café
Social Action - Christmas Gift List
Balance at
1 September
2023
£
466,840
18,257
5,824
23,000
513,921
829,265
1,343,186
17,370
4,000
382
3,028
1,708
6,092
2,237
3,000
550
500
15,379
500
500
144
55,390
Income
£
-
660
54,959
-
55,619
876,366
931,985
21,232
-
-
-
-
-
-
-
-
-
45,000
-
483
1,285
68,000
Expenditure
£
(31,312)
(18,917)
(3,322)
-
(53,551)
(930,815)
(984,366)
(12,562)
(4,000)
-
(102)
-
(83)
-
-
-
(500)
(52,320)
(500)
(120)
(1,286)
(71,473)
Balance at
31 August
2024
£
435,528
-
57,461
23,000
515,989
774,816
1,290,805
26,040
-
382
2,926
1,708
6,009
2,237
3,000
550
-
8,059
-
863
143
51,917

Page 26

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

15. Statement of funds (continued)

Total of funds 1,398,576 999,985 (1,055,839) 1,342,722

Designated Funds

Building fund - The building fund is an unrestricted fund designated by the Trustees and relates to the cost of the premises currently owned, plus its fixtures and fittings, less depreciation.

Building the mission - funds to be used for the purpose of building the mission of New Community Church

Offering fund - Donations made since 2019/20 with the specific purposes of giving it away to support charities including IJM and River of Life

Gift from church member - to be used at the discretion of the Elders

Restricted Funds

Fellowship fund - funds to be used to assist those within the church who are suffering from hardship or are in need

Building the mission - funds to be used for the purpose of building the mission of New Community Church

IJM - funds given to be passed onto the charity International Justice Mission Eltham Venue - funds given to be used specifically for the Eltham Venue

Welling Venue - funds given to be used specifically for the Welling Venue

Love Bexley - funds given to be used by Love Bexley to provide items for those referred by frontline professionals

Gift Day 2021 - A special offering given by church member to be passed onto New Ground Wedding gift - A gift to help fund the wedding costs of those who cannot afford a wedding

London Borough of Bexley Household Support Grant - A government scheme of funds given to be used in the form of white goods, furniture and vouchers to those in need in Bexley Welling Youth - Funds given to be spent on the youth café based in Welling

16. Summary of funds

Summary of funds - current year

Designated funds
General funds
Restricted funds
Balance at 1
September
2024
£
515,989
774,816
51,917
1,342,722
Income
£
64,053
962,424
75,153
1,101,630
Expenditure
£
(32,237)
(1,087,642)
(86,893)
(1,206,772)
Balance at
31 August
2025
£
547,805
649,598
40,177
1,237,580

Page 27

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

16. Summary of funds (continued)

Summary of funds - prior year

Designated funds
General funds
Restricted funds
Balance at
1 September
2023
£
513,921
829,265
55,390
1,398,576
Income
£
55,619
876,366
68,000
999,985
Expenditure
£
(53,551)
(930,815)
(71,473)
(1,055,839)
Balance at
31 August
2024
£
515,989
774,816
51,917
1,342,722

17. Analysis of net assets between funds Analysis of net assets between funds - current year

Unrestricted
funds
2025
£
Tangible fixed assets
454,119
Current assets
800,014
Creditors due within one year
(56,730)
Total
1,197,403
Analysis of net assets between funds - prior year
Unrestricted
funds
2024
£
Tangible fixed assets
485,007
Current assets
827,599
Creditors due within one year
(21,801)
Total
1,290,805
Restricted
funds
2025
£
-
40,177
-
40,177
Restricted
funds
2024
£
-
51,917
-
51,917
Total
funds
2025
£
454,119
840,191
(56,730)
1,237,580
Total
funds
2024
£
485,007
879,516
(21,801)
1,342,722

Page 28

NEW COMMUNITY CHURCH S E LONDON

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

18. Reconciliation of net movement in funds to net cash flow from operating activities

Net expenditure for the year (as per Statement of Financial Activities)
Adjustments for:
Depreciation charges
Decrease/(increase) in debtors
Increase/(decrease) in creditors
Net cash provided by/(used in) operating activities
19.
Analysis of cash and cash equivalents
Cash in hand
Overdraft facility repayable on demand
Total cash and cash equivalents
20.
Analysis of changes in net debt
2025
£
(105,142)
43,265
76,850
34,934
49,907
2025
£
810,780
(26)
810,754
2024
£
(55,855)
41,487
(83,831)
(65,323)
(163,522)
2024
£
773,224
-
773,224
Cash at bank and in hand
Bank overdrafts repayable on demand
Debt due within 1 year
At 1
September
2024
£
773,255
-
-
773,255
Cash flows
At 31
August 2025
£
£
37,525
810,780
(26)
(26)
(4,640)
(4,640)
32,859
806,114

21. Pension commitments

The group operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the group in an independently administered fund. The pension cost charge represents contributions payable by the charity to the fund and amounted to £39,817 (2024 - £35,079). Contributions amounting to £4,640 (2024 - £nil) were payable to the fund at the balance sheet date and are included in creditors.

Page 29