(Registered Charity No. 1115643) Accounts for the Year Ended 30th September 2024 ## **Independent Examiner’s Report on the Accounts** Report to the trustees/members of Jigsaw (Bury) on the accounts for the year ended 30th September 2024 set out on pages 3 to 10. Respective responsibilities of Trustees and Examiner The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 145(1) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. It is my responsibility to: - Examine the accounts under section 145 of the 2011 Act, - To follow the procedures laid down in the general directions given by the Charity Commission (under section 145(5)(b) of the 2011 Act, and - To state whether particular matters have come to my attention. ## **Basis of independent examiner’s statement** My examination was carried out in accordance with general directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below. ## **Independent examiner’s statement** In connection with my examination, no matter has come to my attention: 1. which gives me reasonable cause to believe that in, any material respect, the requirements: - to keep accounting records in accordance with section 130 of the 2011 Act; and - to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met; or 2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Signed……………………………………………….. Aiur QA id, Date……2[nd] July 2025…………………. Name…Nicola Tamanis………………………………………………. Relevant Professional Qualification or Body…Chartered Institute of Management Accountants…(ACMA)……………………………………….……………………………………………................ Address……Kenyon Fold, Broadhead Road, Turton, Bolton BL7 0BW.……………………………. …………………………………………………………………………………………………………………………............... ## **Wait! What exactly am I reading?** You’re reading Jigsaw Bury’s annual report to its trustees and members, covering the period between the 1[st] of October 2023 and the 30[th] of September 2024. ## **Hold on a sec…. ‘Jigsaw’?** Jigsaw started as a befriending project in 1992, evolving into a social group for young disabled people in 1995. It became an independent charity in 2005 and registered with the charity commission just under a year later. It continues to run two arms, Jigsaw Link for over 50s and Jigsaw for 13- to 30-year-olds. For over 2 decades Bury Council has supported its services and developments. From very small beginnings, with two members in 1995, Jigsaw now has 203 members, 55 active volunteers, 4 office staff and 9 Group Leaders, and runs a diverse programme of sporting, skills development, healthy living, and social activities. In 2013 Jigsaw received the Queen’s Awards for Voluntary Service, the MBE for volunteer groups. Jigsaw is an awesome charity based in the Borough of Bury, Greater Manchester that seeks to combat loneliness among the borough’s disabled and elderly communities, by promoting the inclusion and independence of those communities. That’s all we’ll say for now, but we will go into our activities in more detail later in this report – and all our work is done on a not-for-profit basis. ## **So, Jigsaw is a charity… but how is it structured and governed?** Jigsaw is an association which consists of members, staff, and volunteers. Some of our members and group leaders also serve on the Board of Trustees, so we’re proud to say that we’re Member-led and have a clear means of ensuring that our members’ voices are heard at every level of the organisation. Jigsaw also works according to a governing document (our Constitution) which was originally drafted in August 2006, before being further modified in June 2015 and June 2016. Our trustees are formally appointed or reappointed at the Annual General Meeting; however, new trustees may be co-opted onto the committee at other times if there are vacancies and this is deemed necessary by the existing trustees. All trustees give their time voluntarily and receive no remuneration or other benefits for these activities. The involvement of Jigsaw service users as trustees ensures that members’ views are represented in all discussions. ## **Do you work alongside any other organisations or bodies?** Some of our activities are run in partnership with other organisations, such as the Special Olympics organisation. This has provided the charity with several funding and additional sports opportunities. Jigsaw and Jigsaw Link also have a service level agreement with Bury Council, which covers the provision of support and socialising opportunities for disabled adults living in the Bury Council area. ## **Finally, how do you keep your members safe?** Jigsaw has a safeguarding policy in place, and as part of that policy Disclosure and Barring Service (DBS) checks are carried out on all trustees, staff, and volunteers. These checks are carried out every three years in line with statutory requirements. ## **Okay, sounds great… so how can I get in touch with you?** For official purposes, our details as registered with the Charities Commission are as follows: **Charity name:** Jigsaw (Bury) incorporating Jigsaw Link **Registered charity number:** 1115643 **Charity’s principal address:** Unit 28, Bury Business Centre Kay Street Bury BL9 6BU Alternatively, for more general enquiries, or if you’re looking to become a member or volunteer you can also call us at 0161 253 6853, or e-mail jigsaw@bury.gov.uk! Jigsaw (Bury) is a registered charity, based in the borough of Bury, comprised of two sub-groups: Jigsaw and Jigsaw Link. We aim to promote fun, freedom, and independence for disabled people across the borough of Bury while also working to prevent social isolation, improve the self-esteem of our members and increase community integration. Our Jigsaw arm is a sports and social group for young disabled people, accepting members from the age of 13. We aim to support our members to enjoy an active social life, to reach their sporting potential and to maintain a healthy lifestyle, running sports and social activities on average six days a week. The Jigsaw scheme provides our younger members with an opportunity to participate in mainstream activities and engage with the wider local community. Members are encouraged to believe in themselves and their own abilities, and this has created a lively, user led organisation which encourages active involvement of its members in the decisionmaking process. Activities are coordinated by the Jigsaw office staff and managed by group leaders, while our Volunteers provide assistance in a friendly, supportive way. Jigsaw Link provides similar services to Jigsaw, in that it aims to support our members in enjoying an active social life just as Jigsaw does - but it is aimed at an older audience. Activities such as our regular Luncheon Clubs and group outings to interesting attractions and venues across the north-west and further afield are always well attended, and well loved by those who attend! Jigsaw Link also offers a one-to-one befriending service for people over the age of 50, as another means of working to prevent or reduce problems of loneliness and social exclusion among people who are at risk of becoming socially isolated, and who may be disabled or have an age-related condition. The befriending service works by linking members with a specific volunteer who will either visit them at home or call them on a regular basis. Finally, as mentioned above we also offer a weekly Luncheon Club and social outings throughout the year, as well as an Older People’s Active Living programme, and a telephone befriending service. The Jigsaw Board of Trustees for the 2023 - 2024 financial year was made up of the following amazing people: **Chair:** James Thornton **Secretary:** Michael Gwyn **Treasurer:** James Thornton (Appointed October 2021 re-elected June 2024) (Appointed June 2019 re-elected June 2024) (Appointed October 2021 re-elected June 2024) ## **Member Trustees:** Rebecca Lunness (Appointed July 2013, re-elected June 2024) Liam Collinge (Appointed July 2014, re-elected June 2024) Without these vital pieces of the puzzle, Jigsaw wouldn’t be the great organisation that it is today. Sincere thanks from the Board of Trustees and the entire membership go to: **Manager:** Zoe Oldham **Coordinator:** Ellen Smith **Jigsaw Link Officer:** Natalie Berger **Administrator:** Dawn McCormick The objectives of Jigsaw are twofold: - To meet the needs of disabled people with a view to encouraging their active participation in the community - To promote equality and diversity by combating negative perceptions of disability. We’re proud of our achievements this year, so of course we’re more than happy to tell you about them! Read on for all the important facts and figures regarding Jigsaw’s activity, as well as more snapshots of the year’s highlights and testimonials from our members! Over the course of this year 69 different members took advantage of the opportunities and services offered by Jigsaw Link. Roughly two-thirds of those people were happy just to attend our outings and weekly luncheon clubs, where this year’s highlights included the Jigsaw Link visits to Cleveleys and Rivington Hall Barn, as well as our trip on the Canal boats at Marple, while closer to home we visited Bents Garden Centre, Boundary Mill, Oswaldtwistle Mills, Cinderella Pantomime at Victoria Hall, Bolton and Cabaret Lunches at Hamers Arms and the Bluebell. As part of the Older People’s Active Living Programme, Jigsaw Link ‘Have A Go Sessions’ included Chair-based exercises with Alyson Livesey, Funky Monkey music session, art & crafts – scrapbook making, quizzes & Games Afternoons. Jigsaw Link offered 1 ‘Have A Go Session’ per month which took place at Trinity Baptist Church, Radcliffe. In addition to the good times we had, and friendships made at lunch clubs and on outings, a further 5 members opted for our telephone befriending service. 4 Jigsaw Link Members remains on the waiting list for a befriender. We’d of course like to thank our members for getting out there and getting involved throughout the year, and to those people still waiting for a befriender we ask only that you stay the course with us – we’re sure to find someone for you soon! Our community of **160** active members were able to select from some **118** social and **170** sport outings - a grand total of **288** Jigsaw activities across the whole year. This figure has decreased by 17% from the previous accounting year as we focused our efforts on ensuring outings are high quality and at full capacity, rather than offering more. The number of events we coordinate indicates quite strongly the local demand – and underlying need that there is for our locally unique service. Our popular social outing programme included meals and lunches, monthly meetings, choir practices, bowling, pantomimes and theatre productions, quizzes, cupcake decorating, pumpkin picking and carving, trip to Blackpool illuminations, a safety visit at GM Fire & Rescue Service, shopping days, themed cookery/food evenings, a visit to Manchester Christmas Markets, a festive outings to the lanterns at Chester Zoo, pamper nights with The Body Shop, walks in local parks, laser quest at The Trafford Centre, arts and craft workshops, snow park activities at the Chill Factore, cinema, picnics, HUKD Golf and finally we introduced a brand new Gardening Club. Our 2024 Summer Holiday Programme included a trip to an outdoor cinema at Lytham St. Annes, Musical and Pantomimes at various theatres, a trip to Tropical World in Leeds, an afternoon at Heaton Parks Food and Drinks Festival, a day out in Blackpool, a canal boat trip with New Horizons and a visit to the National Railway Museum in York. Our fundraising efforts included fundraising collections at local supermarkets, partner involvement with the Bury 10k, our first ever Christmas Carol Concert, bingo nights, summer fair, Christmas Extravaganza with Santa, our annual Calendar, raffles, clothing collections, merchandise and Christmas card sales. Sport and physical activity played a large role in Jigsaw’s activities across 2023/24. Jigsaw has offered the following as part of our monthly sports programme: Football, Boccia, Netball, Aerobics, Badminton, Kurling, Yoga, Pilates, Gym, Swimming, Basketball, Archery, Axe Throwing, Dodgball, Cheerleading, Table Tennis, Croquet, Zumba, Corn Hole, Rugby, Athletics, Rounders and Cricket. On Saturday 11th May 2024, Jigsaw (Bury) attended the Northwest Boccia Open in Liverpool with our 2 teams - Jigsaw Bury All Stars and Jigsaw Bury Hot Shots - Jigsaw Bury Hot Shots progressed to the quarter finals! Jigsaw had 2 Boccia Teams registered with Boccia England Sa (Jigsaw Bury All Stars and Jigsaw Bury Hot Shots) and competed in the National League across the Northwest. We’re proud to have hosted fixtures within Bury and travelled to away venues to compete. In July 2024, Jigsaw attended the Accessible Festival at Bury Athletics Track. Jigsaw provided a Boccia taster session on the day for attendees and other community groups. **==> picture [226 x 44] intentionally omitted <==** Income in 2023/24 was £128,038 increasing by 6.26% from 2022/23. Expenditure was £134,556 decreasing by 2.75% in the previous year. We aim to hold sufficient funds in reserves to cover a minimum of six months’ expenditure. We held cash at the bank of £84,082 made up entirely of unrestricted funds. A massive thank you goes out to the following funds, grants and organisations - and of course every member of the public that donated during 2023/24 - for the financial contributions that they made to Jigsaw over the past financial year. |**nding Source**

ury Council SLA
ational Lottery Awards for All
orever Manchester
ury VFCA Cost of living grant
alford Community Grants GM Walking & Wheeling Fund(Small Grants)
tichting Anton
entre for Ageing Ageism Action Day: Micro-grants
ury VCFA Bury East Sports Grant
ury MBC Parklife Funding
Woodroffe Benton
M High Sheriff's Police Trust
ported Foundation
he Co Op Bank
reater Manchester SPO
he Peter Kershaw Trust|**Amount**| |---|---| ||32,500
10,000
100
1,925
1,639
2,000
500
990
500
750
2,000
1,000
950
100
4,584| Every penny of every donation - big or small - goes to improving the lives of people in your local community, and Jigsaw just couldn’t do what we do without you – so again, from the bottom of our hearts, THANKYOU! - As you can see from the table above, the main sources of grant income in 2023/24 were the combined external grants, which totaled £27,038 and the Service Level Agreement (SLA) funding from Bury Council of £32,500 giving a total grant income of £59,538. - As the accounts show, most of the income is used to support the costs of charitable activities including the organisation of activities, staff costs, volunteer expenses and transport. - Nevertheless, Jigsaw members’ contributions towards the cost of social and sporting activities raised £42,363 in 2023/24. First and foremost, we will continue to deliver a member-led service, providing activities and opportunities that our members will enjoy, and which promote our core values of fun, freedom, and independence. Jigsaw’s other plans for 2024/25 include, - Increasing income to protect the reserves, ensuring the sustainability of the charity. - Maintain strong leadership for the charity with the board of trustees, and office staff. - Continuing to offer new sports and social activities for our members. - Continuing to invest and retain quality staff and volunteers. - Recruit more volunteer drivers for Jigsaw Link. **Charity Name No (if any) Jigsaw (Bury) 1115643** ## **Receipts and payments accounts** |**For the period**
**from**|Period start
date
1st October
2023|**To**|Period end
date
30th
September
2024| |---|---|---|---| ## **CC16a** ## **Section A Receipts and payments** |||**Unrestricted**
**funds**||**Restricted**
**funds**||**Endowment**
**funds**||**Total**
**funds**||**Last year**| |---|---|---|---|---|---|---|---|---|---|---| |||**to the nearest**|**to the nearest**|**to the**||**to the nearest**||**to the**||**to the nearest**| |||**£**||**nearest £**||**£**||**nearest £**||**£**| ||**A1 Receipts**|||||||||| ||Grants - Government &
Public Bodies|||**32,500**||**-**||**32,500**||**31,250**| ||Grants|**27,038**||||**-**||**27,038**||**31,437**| ||Other Income|**48,336**||||**-**||**48,336**||**55,470**| ||Donations & Fundraising|**17,228**||||**-**||**17,228**||**-**| ||Interest|**2,936**||**-**||**-**||**2,936**||**2,333**| |||||**-**||**-**||**-**||**-**| |||**-**||**-**||**-**||**-**||**-**| |||**-**||**-**||**-**||**-**||**-**| ||**_Sub total_**_(Gross_
_income for AR)_|**95,538**||**32,500**||**-**||**128,038**||**120,490**| |**A2 Asset and**
**investment sales,**
**(see table).**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**_Sub total_**
**-**
**-**
**-**
**-**
**-**
**_Total receipts_**
**95,538**
**32,500**
**-**
**128,038**
**120,490**
~~——-———~~||||||||||| ||**A3 Payments**|||||||||| ||Office Staff Wages|||**77,276**||**-**||**77,276**||**84,910**| ||GroupLeader Pay|||**11,662**||**-**||**11,662**||**16,099**| ||Payroll Service Charge|||**492**||**-**||**492**||**492**| ||Expenses|||**4,734**||**-**||**4,734**||**4,677**| ||Direct Cost of Activities|**40,392 **||||**-**||**40,392 **||**32,183**| |||||**-**||**-**||**-**||| |||||**-**||**-**||**-**||| |||||**-**||**-**||**-**||**-**| |||**-**||**-**||**-**||**-**||**-**| ||**_Sub total_**|**40,392**||**94,164**||**-**||**134,556**||**138,361**| |**A4 Asset and**
**investment**
**purchases, (see**
**table)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**_Sub total_**
**-**
**-**
**-**
**-**
**-**
~~=SSS5—~~||||||||||| |**_Total payments_**|**40,392**||**94,164**||**-**||**134,556**||**138,361**| |---|---|---|---|---|---|---|---|---|---| |**_Net of_**|||**-**||||**-**||**-**| |**_receipts/(payments)_**|**55,146**||**61,664 **||**-**||**6,518**||**17,871**| |**A5 Transfers**|**-**||||||||| |**between funds**|**61,664**||**61,664**||**-**||**-**||| |**A6 Cash funds last**|||||||||| |**year end**|**90,600**||**-**||**-**||**90,600**||**108,471**| |**_Cash funds this_**|||||||||| |**_year end_**|**84,082**||**-**||**-**||**84,082**||**90,600**| ## **Section B Statement of assets and liabilities at the end of the period** **==> picture [86 x 38] intentionally omitted <==** **Unrestricted Restricted Endowment Categories Details funds funds funds to nearest £ to nearest £ to nearest £ B1 Cash funds** Jigsaw Current Account **26,260 - -** Jigsaw Savings Account **57,822 - - - - -** _**Total cash funds**_ **84,082 - -** (agree balances with receipts and payments account(s)) OK OK OK **Unrestricted Restricted Endowment funds funds funds Details to nearest £ to nearest £ to nearest £ B2 Other monetary - - - assets - - - - - - - - - - - - - - - Fund to which Cost Current value Details asset belongs (optional) (optional) B3 Investment - - assets - - - - - - - - Fund to which Cost Current value Details asset belongs (optional) (optional) B4 Assets retained - - for the charity’s - - own use - -** **==> picture [518 x 414] intentionally omitted <==** **----- Start of picture text -----**
- -
- -
- -
- -
- -
- -
=—=>=
Fund to which Amount due When due
Details liability relates (optional) (optional)
B5 Liabilities -
-
-
-
-
==—5E
Signed by one or two
Date of
trustees on behalf of all Signature Print Name
the trustees approval
James Thornton 25/06/2025
Michael Gwyn 25/06/2025
TE
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