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2025-10-31-accounts

REGISTERED COMPANY NUMBER: 05854615 (England and Wales) REGISTERED CHARITY NUMBER: 1115607

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2025

FOR

AVIV CT LIMITED

AVIV CT LIMITED

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2025

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 11

AVIV CT LIMITED (REGISTERED NUMBER: 05854615)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 OCTOBER 2025

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 October 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Charitable objects

The principal activity of the company was that of a charity, with particular reference to the advancement of education in and the religion of the orthodox Jewish faith, the relief of poverty and for such other purposes as are recognised as charitable by English law.

The trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit and in particular to its supplementary public benefit guidance on advancing education when reviewing the trust's aims and objectives and in planning future activities and setting the grant making policy for the year. There have been no material changes in the objectives or policies of the charity during the year under review. To achieve the objects, the charity accepts donations and grants, receives investment income and makes charitable donations and grants to Jewish schools, other educational organisations and other charities.

ACHIEVEMENTS AND PERFORMANCE

Review of activities and achievements

In furtherance of the objects as stated above, the trustees have accepted donations and grants, have received investment income and have made charitable donations and grants as shown in the attached statement of financial activities.

The balance sheet shows a satisfactory position with undistributed unrestricted funds amounting to £736,075.

FINANCIAL REVIEW

Investment powers, policy and performance

The charity is able to make any investment which the trustees see fit subject to any conditions (if any) imposed or required by law.

FUTURE PLANS

The Trustees continue to support various institutions in accordance with the charity's aims.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The organisation is a charitable company limited by guarantee, incorporated on 22 June 2006 and registered as a charity on 28 July 2006, being registered with the Charity Commission. The company was established under a Memorandum of Association and is governed under its Articles of Association.

As AVIV CT LIMITED is a company limited by guarantee it does not have a share capital.

Every member of the company undertakes to contribute such amount as may be required not exceeding £1 to the assets of the charitable company in the event of its being wound up while he or she is a member, or within one year after he or she ceases to be a member.

Organisational structure

The trustees meet at several times during the year, to consider the various ways of advancing the principal activities of the charity. The power to appoint new trustees is vested in the continuing trustees.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Company number

05854615 (England and Wales)

Registered Charity number

1115607

Page 1

AVIV CT LIMITED (REGISTERED NUMBER: 05854615)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 OCTOBER 2025

Registered office

First Floor, Winston House 349 Regents Park Road London N3 1DH

Trustees

A P Rose A Y Melinek

Independent Examiner

Mr Michael Weissbraun FCA Weissbraun Emanuel Chartered Accountants 220 The Vale Golders Green London NW11 8SR

Approved by order of the board of trustees on 24 July 2026 and signed on its behalf by:

A Y Melinek - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF AVIV CT LIMITED (REGISTERED NUMBER: 05854615)

Independent examiner's report to the trustees of Aviv CT Limited ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 October 2025.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or 2. the accounts do not accord with those records; or

  2. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  3. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr Michael Weissbraun FCA

Weissbraun Emanuel Chartered Accountants 220 The Vale Golders Green London NW11 8SR

24 July 2026

Page 3

AVIV CT LIMITED

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 OCTOBER 2025

Notes
INCOME AND ENDOWMENTS
FROM
Donations and legacies
2
Investment income
3
Total
EXPENDITURE ON
Raising funds
4
Charitable activities
5
Charitable activities
Total
Net gains/(losses) on
investments
NET
INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED
FORWARD
Unrestricted
fund
£
9,375
28,811
38,186
727
244,020
244,747
(335,666)
(542,227)
1,278,302
736,075
Restricted
fund
£
-
-
-
-
-
-
-
-
-
-
Endowment
fund
£
-
-
-
-
-
-
-
-
-
-
2025

Total
funds
£
9,375
28,811
38,186
727
244,020
244,747
(335,666)
(542,227)
1,278,302
736,075
2024
Total
funds
£
-
35,430
35,430
-
573,433
573,433
305,682
(232,321)
1,510,623
1,278,302

The notes form part of these financial statements

Page 4

AVIV CT LIMITED (REGISTERED NUMBER: 05854615)

BALANCE SHEET 31 OCTOBER 2025

Notes
FIXED ASSETS
Investments
Investments
9
Investment property
10
CURRENT ASSETS
Investments
11
Cash at bank
CREDITORS
Amounts falling due within one
year
12
NET CURRENT ASSETS
TOTAL ASSETS LESS
CURRENT LIABILITIES
NET ASSETS
FUNDS
13
Unrestricted funds
TOTAL FUNDS
Unrestricted
fund
£
162
395,000
395,162
326,678
33,205
359,883
(18,970)
340,913
736,075
736,075
Restricted
fund
£
-
-
-
-
-
-
-
-
-
-
Endowment
fund
£
-
-
-
-
-
-
-
-
-
-
2025
Total
funds
£
162
395,000
395,162
326,678
33,205
359,883
(18,970)
340,913
736,075
736,075
736,075
736,075
2024
Total
funds
£
380,394
395,000
775,394
512,307
17,986
530,293
(27,385)
502,908
1,278,302
1,278,302
1,278,302
1,278,302

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 October 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 October 2025 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 24 July 2026 and were signed on its behalf by:

A Y Melinek - Trustee

The notes form part of these financial statements

Page 5

AVIV CT LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

Financial reporting standard 102 - reduced disclosure exemptions

The charitable company has taken advantage of the following disclosure exemption in preparing these financial statements, as permitted by FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland':

Preparation of consolidated financial statements

The financial statements contain information about Aviv CT Limited as an individual company and do not contain consolidated financial information as the parent of a group. The charity is exempt under Section 399(2A) of the Companies Act 2006 from the requirements to prepare consolidated financial statements.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in the Statement of Financial Activities.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

continued...

Page 6

AVIV CT LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 OCTOBER 2025

2.
DONATIONS AND LEGACIES
Gifts
3.
INVESTMENT INCOME
Rents received
Dividends
Deposit account interest
Investment interest
4.
RAISING FUNDS
Investment management costs
Insurance
5.
CHARITABLE ACTIVITIES COSTS
Charitable activities
Grant
funding of
activities
(see note
6)
£
237,500
2025
£
9,375
2025
£
24,500
3,692
3
616
28,811
2025
£
727
Support
costs (see
note 7)
£
6,520
2024
£
-
2024
£
24,500
10,491
4
435
35,430
2024
£
-
Totals
£
244,020

Donations and grants comprise amounts paid to institutions. All donations are paid directly from the charity to the institutions, as follows:

Total
donation
Name of charitable organisation (£)
Ateres Beis Yaakov Limited 178,000
Friends of Yeshivas Brisk 20,000
Mars Org. Ltd 12,000
North London Welfare and Educational Foundation 10,000
Others 17,500

continued...

Page 7

AVIV CT LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 OCTOBER 2025

6.
GRANTS PAYABLE
Charitable activities
7.
SUPPORT COSTS
Charitable activities
2025
2024
£
£
237,500
549,300
Governance
costs
£
6,520

8. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 October 2025 nor for the year ended 31 October 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 October 2025 nor for the year ended 31 October 2024.

9. FIXED ASSET INVESTMENTS

FIXED ASSET INVESTMENTS
Shares in
group
undertakings
£
MARKET VALUE
At 1 November 2024 380,394
Impairments **(380,232) **
At 31 October 2025 162
NET BOOK VALUE
At 31 October 2025 162
At 31 October 2024 380,394
There were no investment assets outside the UK.
Cost or valuation at 31 October 2025 is represented by:
Shares in
group
undertakings
£
Valuation in 2025 162

continued...

Page 8

AVIV CT LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 OCTOBER 2025

10. INVESTMENT PROPERTY

10.
INVESTMENT PROPERTY
FAIR VALUE
At 1 November 2024
and 31 October 2025
NET BOOK VALUE
At 31 October 2025
At 31 October 2024
Fair value at 31 October 2025 is represented by:
Valuation in 2025
11.
CURRENT ASSET INVESTMENTS
Listed investments
Other
12.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
Accruals and deferred income
13.
MOVEMENT IN FUNDS
At
1.11.24
£
Unrestricted funds
General fund
1,278,302
TOTAL FUNDS
1,278,302
Net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
38,186
(244,747)
TOTAL FUNDS
38,186
**(244,747) **
2025
£
296,621
30,057
326,678
2025
£
12,250
6,720
18,970
Net
movement
in funds
£
(542,227)
(542,227)
Gains and
losses
£
(335,666)
**(335,666) **
£
395,000
395,000
395,000
£
395,000
2024
£
498,807
13,500
512,307
2024
£
21,625
5,760
27,385
At
31.10.25
£
736,075
736,075
Movement
in funds
£
(542,227)
**(542,227) **


continued...

Page 9

AVIV CT LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 OCTOBER 2025

13. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
TOTAL FUNDS
At
1.11.23
£
1,510,623
1,510,623
Net
movement
in funds
£
(232,321)
(232,321)
At
31.10.24
£
1,278,302
1,278,302

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
35,430
35,430
Resources
expended
£
(573,433)
(573,433)
Gains and
Movement
losses
in funds
£
£
305,682
(232,321)
305,682
(232,321)

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At
1.11.23
£
1,510,623
1,510,623
Net
movement
in funds
£
(774,548)
(774,548)
At
31.10.25
£
736,075
736,075

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
73,616
73,616
Resources
expended
£
(818,180)
(818,180)
Gains and
Movement
losses
in funds
£
£
(29,984)
(774,548)
(29,984)
(774,548)

continued...

Page 10

AVIV CT LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 OCTOBER 2025

14. RELATED PARTY DISCLOSURES

During the year ended 31 October 2025 grants of £178,000 were paid to a registered charity of which AY Melinek is a trustee.

Page 11