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2022-12-31-accounts

Treasurer’s Report – 2022

I had hoped I would be able to say “this year has been a successful year after all our Covid problems” but it seemed that some members were still hesitant in coming back to the main meetings and supporting us in the events we tried to organise. Some events were well attended, some we had to support at a small loss and one had to be cancelled.

I have no financial concerns to report. The General Account surplus is showing a small decrease compared to last year. This is to be expected as we did not receive any Gift Aid income (because no membership fee was charged in 2021) and we also supported some events at a small loss. It should be noted that some of the monies held in the General Account belong to our Groups and are therefore not available for general use. We have purchased no new assets in 2022.

It should be noted that we do not write off small assets over three years – we buy them outright.

There was a small increase in the Travel Account surplus. We did support some outings at a small loss, though this was offset by a few outings which did make small profits. I have no concerns about this account.

It is unfortunate that we have seen steady, but small, increases in costs during the year. The committee therefore decided to increase the membership fee to £17. It should be remembered that the fee has not increased since 2015 when I became treasurer.

There is a separate document which attempts to explain how we calculate the surplus and also a more detailed financial report. If you would like to see these documents or if you have any questions, please contact me via the contacts page on the website and I will respond either personally or at the AGM.

The accounts are audited by Doug Barrow of Weston Turville u3a.

Pete Shaw - treasurer

Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022
Adjustments
Subspaid Subspaid Fixed asset Defer fixed Net Total
Income B/fwd@ 31/12/2021 January February March April May June July August Sept October November December Total YTD in 2021 for 2023 depreciation asset costs YTD
Subs 240.00 3,120.00 390.00 94.00 15.00 30.00 0.00 15.00 7.50 15.00 15.00 51.00 204.00 3,956.50 240.00 255.00 3,941.50
GroupIncome 54.00 438.50 214.00 180.00 186.00 486.50 293.50 66.00 825.50 248.00 74.00 473.00 3,539.00 3,539.00
Interest on Deposit Account 1.01 0.00 0.00 0.99 0.00 0.00 2.06 0.00 0.00 0.00 0.00 0.00 4.06 4.06
Gift Aid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other 30.00 0.00 0.00 137.75 68.00 0.00 40.00 40.00 0.00 15.42 0.00 0.00 115.17 115.17
Total 3,205.01 828.50 308.00 333.74 148.00 486.50 350.56 33.50 840.50 278.42 125.00 677.00 7,614.73 240.00 255.00 0.00 0.00 7,599.73
Expenditure
Main MeetingCosts 124.17 116.85 288.97 116.85 55.80 176.05 111.85 157.12 141.85 151.85 182.75 228.55 1,852.66 1,852.66
GroupHall Hire 156.75 198.30 357.70 239.70 395.20 240.20 277.20 221.70 145.80 253.70 196.20 323.70 3,006.15 3,006.15
General Expenses 83.97 368.40 23.00 0.00 23.99 109.71 0.00 0.00 0.00 3.80 0.00 0.00 612.87 612.87
GroupExpenses 122.46 0.00 85.00 0.00 0.00 50.00 0.00 0.00 0.00 459.55 0.00 28.00 745.01 745.01
U3A Membership/Direct Mail/CLA 0.00 0.00 0.00 0.00 0.00 60.00 960.00 137.35 0.00 0.00 0.00 0.00 1,157.35 1,157.35
Other 0.00 0.00 0.00 69.75 0.00 0.00 191.38 43.16 0.00 50.00 36.75 110.58 501.62 501.62
Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total 487.35 683.55 754.67 426.30 474.99 635.96 1,540.43 559.33 287.65 918.90 415.70 690.83 7,875.66 0.00 0.00 0.00 0.00 7,875.66
Reported Surplus 275.93
Deposit a/c 4,000.00 4,000.00 4,000.00 4,000.00 4,000.00 4,000.00 4,000.00 4,000.00 4,000.00 4,000.00 4,000.00 4,000.00 4,000.00
Main a/c 8,292.10 11,009.76 11,154.71 10,708.04 10,615.48 10,288.49 10,139.03 8,949.16 8,423.33 8,976.18 8,335.70 8,045.00 8,031.17
Total 15,009.76 15,154.71 14,708.04 14,615.48 14,288.49 14,139.03 12,949.16 12,423.33 12,976.18 12,335.70 12,045.00 12,031.17
of which,belongs togroups 2,839.86 2,614.65 2,884.85 2,690.15 2,594.35 2,391.25 2,520.15 2,532.35 2,376.65 3,056.35 2,591.10 2,190.82 2,412.12
Curr Acc: Balance net ofgroupfunds 5,452.24 8,395.11 8,269.86 8,017.89 8,021.13 7,897.24 7,618.88 6,416.81 6,046.68 5,919.83 5,744.60 5,854.18 5,619.05
Comparative Total 2021 14,729.38 14,594.38 14,459.38 13,204.77 13,044.77 12,970.47 12,655.89 12,623.99 13,426.41 12,401.81 12,353.99 12,292.10
Variance on Comparative 2022>2021 280.38 560.33 248.66 1,410.71 1,243.72 1,168.56 293.27 200.66 450.23 66.11 308.99 260.93
Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022 Aston Clinton U3A- General Account- 2022
Adjustments
Subspaid Subspaid Fixed asset Defer fixed Net Total
Income B/fwd@ 31/12/2021 Total YTD in 2021 for 2023 depreciation asset costs YTD
Subs 240.00 3,956.50 240.00 255.00 3,941.50
GroupIncome 3,539.00 3,539.00
Interest on Deposit Account 4.06 4.06
Gift Aid 0.00 0.00
Other 115.17 115.17
Total 7,614.73 240.00 255.00 0.00 0.00 7,599.73
Expenditure
Main MeetingCosts 1,852.66 1,852.66
GroupHall Hire 3,006.15 3,006.15
General Expenses 612.87 612.87
GroupExpenses 745.01 745.01
U3A Membership/Direct Mail/CLA 1,157.35 1,157.35
Other 501.62 501.62
Assets 0.00 0.00
Total 7,875.66 0.00 0.00 0.00 0.00 7,875.66
Reported Surplus 275.93
Deposit a/c 4,000.00
Main a/c 8,292.10
Total
of which,belongs togroups 2,839.86
Curr Acc: Balance net ofgroupfunds 5,452.24
Comparative Total 2021
Variance on Comparative 2022>2021

07/01/2023

- ASTON CLINTON U3A General Account Balance Sheet 2022

Balance Sheet 31stDecember 2022
Assets:
Surplus Brought Forward from 31.12.2021
Surplus for year ended 31.12.2022
Total
Balance comprises:
Bank account (Lloyds TSB Bank Plc)
Monies held on behalf of Groups
2023 subscription pre-payments
Deposit account (Scottish Widows Bank)
Cash in Hand
Total
Fixed Assets
Total
2022
12,052.10
275.93
11,776.17
8,031.17
0.00
2,412.12
255.00
4,000.00
0.00
11,776.17
0.00
11,776.17
2021
14,412.48
2,360.38
2,839.86
12,052.10
8,292.10
240.00
4,000.00
0.00
12,052.10
0.00
12,052.10

Certified that the above balance sheet and the appended Income and Expenditure statements have been prepared from the computer records, bank statements and invoices and are a complete and accurate record of the General Account of Aston Clinton u3a.

......................................... Pete Shaw Treasurer

.............................................. …………. Doug Barrow Date Independent Examiner

10/01/2023

1010112023

Aston Clinton U3A - Travel Account - 2022

Event
Social/Admin
Theatre bucket
Pending refunds
Yorkshire bucket
Yorkshire (2022)
St George's Day
Maritime Museum
Sixties Night
S&T Chicksands
Canterbury
S&T Bentley Priory
S&T Silverstone
Nurthumberland 2023
Mela
Lacock Abbey
S&T Jordans Mill
S&T Xmas Lunch
London Museums
S&T London Transport
Walkers Xmas lunch
S&T Design Museum
Da
01/0
01/0
01/0
26/0
24/0
27/0
26/0
30/0
06/0
25/0
27/0
01/0
31/1
17/0
28/0
14/1
28/1
24/0
09/1
22/0
A/C le
dep b/f
exp b/f
te
1/2022
54.00
1/2022
68.00
1/2022
339.57
4/2022
4/2022
1/2022
3/2022
3/2022
4/2022
5/2022
7/2022
5/2022
0/2022
8/2022
9/2022
2/2022
1/2022
1/2023
2/2022
2/2023
Travel A/C b/f
3,024.01
Travel A/C to date
ss Adv Pay (approx)
January January February February March March April April May May June June 0.00
1.25
1.25
1.25
0.00
0.00
54.00
0.00
32.00
33.00
67.00
1.00
0.00
0.00
339.57
0.00
14,201.00
14,203.46
2.46
2.46
1,058.50
1,012.15
46.35
46.35
484.00
570.00
86.00
86.00
1,302.00
1,066.19
235.81
235.81
528.00
530.00
2.00
2.00
1,206.00
1,234.00
28.00
28.00
574.00
646.00
72.00
72.00
1,015.00
990.00
25.00
25.00
2,819.00
1,526.00
1,293.00
1,293.00
1,973.00
1,968.00
5.00
5.00
748.00
740.00
8.00
8.00
837.00
750.00
87.00
87.00
1,250.00
0.00
1,250.00
1,250.00
590.00
665.00
75.00
75.00
930.00
870.00
60.00
60.00
1,084.00
1,066.00
18.00
18.00
324.00
0.00
324.00
324.00
30,955.50
27,871.05
3,546.02
3,084.45
Income
Expenditure
Balance
(year)
Balance (to
date)
Income Expenditure Income Expenditure Income Expenditure Income Expenditure Income Expenditure Income Expenditure
1.25
21.00 53.00 16.00 17.00
4,300.00 3,391.00 5,859.00 53.00 651.00 13,410.00 740.46
462.00 411.00 245.50 39.00 112.15 21.00 900.00
484.00 570.00
663.00 323.00 323.00 996.44 7.00 69.75
432.00 96.00 530.00
180.00 972.00 54.00 1,234.00
340.00 68.00 450.00 103.00
35.00 910.00
1,380.00
5,888.00 570.00 4,737.00 0.00 7,548.50 1,596.69 1,034.00 14,825.90 47.00 1,350.00 2,393.00 757.46
8,342.01 13,079.01 19,030.82 5,238.92 3,935.92 5,571.46
2,476.00 2,476.00 2,586.00 2,681.00 2,685.00 2,646.00

02/01/2023

Aston Clinton U3A - Travel Account - 2022

Event
Social/Admin
Theatre bucket
Pending refunds
Yorkshire bucket
Yorkshire (2022)
St George's Day
Maritime Museum
Sixties Night
S&T Chicksands
Canterbury
S&T Bentley Priory
S&T Silverstone
Nurthumberland 2023
Mela
Lacock Abbey
S&T Jordans Mill
S&T Xmas Lunch
London Museums
S&T London Transport
Walkers Xmas lunch
S&T Design Museum
Da
01/
01/
01/
26/
24/
27/
26/
30/
06/
25/
27/
01/
31/
17/
28/
14/
28/
24/
09/
22/
A/C le
dep b/f
exp b/f
te
01/2022
54.00
01/2022
68.00
01/2022
339.57
04/2022
04/2022
01/2022
03/2022
03/2022
04/2022
05/2022
07/2022
05/2022
10/2022
08/2022
09/2022
12/2022
11/2022
01/2023
12/2022
02/2023
Travel A/C b/f
3,024.01
Travel A/C to date
ss Adv Pay (approx)
July July August August September September October October November November December December 0.00
1.25
1.25
1.25
0.00
0.00
54.00
0.00
32.00
33.00
67.00
1.00
0.00
0.00
339.57
0.00
14,201.00
14,203.46
2.46
2.46
1,058.50
1,012.15
46.35
46.35
484.00
570.00
86.00
86.00
1,302.00
1,066.19
235.81
235.81
528.00
530.00
2.00
2.00
1,206.00
1,234.00
28.00
28.00
574.00
646.00
72.00
72.00
1,015.00
990.00
25.00
25.00
2,819.00
1,526.00
1,293.00
1,293.00
1,973.00
1,968.00
5.00
5.00
748.00
740.00
8.00
8.00
837.00
750.00
87.00
87.00
1,250.00
0.00
1,250.00
1,250.00
590.00
665.00
75.00
75.00
930.00
870.00
60.00
60.00
1,084.00
1,066.00
18.00
18.00
324.00
0.00
324.00
324.00
30,955.50
27,871.05
3,546.02
3,084.45
Income
Expenditure
Balance
(year)
Balance (to
date)
Income Expenditure Income Expenditure Income Expenditure Income Expenditure Income Expenditure Income Expenditure
35.00 196.00 28.00
70.00 990.00
189.00 1,526.00 1,250.00
282.00 640.00 120.00 842.00 209.00 1,848.00
594.00 154.00 740.00
728.00 109.00 750.00
50.00 600.00 525.00 75.00
384.00 206.00 665.00
372.00 558.00 380.00 490.00
556.00 40.00 528.00 1,026.00
324.00
1,170.00 2,712.00 1,550.00 860.00 1,001.00 750.00 1,565.00 0.00 1,845.00 2,933.00 2,177.00 1,516.00
4,029.46 4,719.46 4,970.46 6,535.46 5,447.46 6,108.46
2,650.00 2,656.00 2,773.00 2,773.00 2,750.00 2,740.00

02/01/2023

Aston Clinton U3A - Travel Account - 2022

dep b/f
exp b/f
Event
Date
Social/Admin
0.00
1.25
1.25
1.25
Theatre bucket
01/01/2022
54.00
0.00
0.00
54.00
0.00
Pending refunds
01/01/2022
68.00
32.00
33.00
67.00
1.00
Yorkshire bucket
01/01/2022
339.57
0.00
0.00
339.57
0.00
Yorkshire (2022)
26/04/2022
14,201.00
14,203.46
2.46
2.46
St George's Day
24/04/2022
1,058.50
1,012.15
46.35
46.35
Maritime Museum
27/01/2022
484.00
570.00
86.00
86.00
Sixties Night
26/03/2022
1,302.00
1,066.19
235.81
235.81
S&T Chicksands
30/03/2022
528.00
530.00
2.00
2.00
Canterbury
06/04/2022
1,206.00
1,234.00
28.00
28.00
S&T Bentley Priory
25/05/2022
574.00
646.00
72.00
72.00
S&T Silverstone
27/07/2022
1,015.00
990.00
25.00
25.00
Nurthumberland 2023
01/05/2022
2,819.00
1,526.00
1,293.00
1,293.00
Mela
31/10/2022
1,973.00
1,968.00
5.00
5.00
Lacock Abbey
17/08/2022
748.00
740.00
8.00
8.00
S&T Jordans Mill
28/09/2022
837.00
750.00
87.00
87.00
S&T Xmas Lunch
14/12/2022
1,250.00
0.00
1,250.00
1,250.00
London Museums
28/11/2022
590.00
665.00
75.00
75.00
S&T London Transport
24/01/2023
930.00
870.00
60.00
60.00
Walkers Xmas lunch
09/12/2022
1,084.00
1,066.00
18.00
18.00
S&T Design Museum
22/02/2023
324.00
0.00
324.00
324.00
Travel A/C b/f
3,024.01
30,955.50
27,871.05
3,546.02
3,084.45
Income
Expenditure
Balance
(year)
Balance (to
date)
Adjustments to surplus Adjustments to surplus 1.25
0.00
0.00
0.00
2.46
46.35
86.00
235.81
2.00
28.00
72.00
25.00
0.00
5.00
8.00
87.00
0.00
75.00
0.00
18.00
0.00
Reported surplus
relatingto 2022
Add back payments
made in 2021
deferred to 2023
Payments received in
2022 that need to be
54.00
54.00
68.00
67.00
339.57
339.57
1,293.00
1,250.00
60.00
324.00
461.57
3,387.57
158.45

Travel A/C to date A/C less Adv Pay (approx)

05/01/2023

- ASTON CLINTON U3A TRAVEL/SOCIAL ACCOUNT 2022

Assets:
Surplus brought forward from 31.12.2020
Surplus for year ended 31.12.2021
Total
Balance comprises:
Bank account (Lloyds TSB Bank Plc)
Total
Prepayments relating to 2023
Total
Balance Sheet 31stDecember 2021
Cash in hand
2022
2,562.44
158.45
2021
2,854.69
292.25
2,720.89
6,108.46
0.00
6,108.46
2,562.44
3,024.01
0.00
3,024.01
3,387.57 461.57
2,720.89 2,562.44

Certified that the above balance sheet and the appended Income and Expenditure statements have been prepared from the computer records, bank statements and invoices and are a complete and accurate record of the Travel Account of the Aston Clinton U3A.

......................................... ................................. ………………………… Pete Shaw Doug Barrow Date Treasurer Independent Examiner

05/01/2023

- ASTON CLINTON U3A Consolidated Account Balance Sheet 2022

Balance Sheet 31stDecember 2022
General Account Balance comprises:
Bank account (Lloyds TSB Bank Plc)
Monies held on behalf of Groups
2023 subscription pre-payments
Deposit account (Scottish Widows Bank)
Cash in Hand
Total
Fixed Assets
Total
Travel Account Balance comprises:
Bank account (Lloyds TSB Bank Plc)
Cash in hand
Total
Pre-payments relating to 2023
Total
Net Value of Holdings for ACU3A at relevant year end:
2022
8,031.17
2,412.12
255.00
4,000.00
0.00
11,776.17
0.00
11,776.17
2022
8,031.17
2,412.12
255.00
4,000.00
0.00
11,776.17
0.00
11,776.17
2021
8,292.10
240.00
4,000.00
0.00
2,550.65
12,052.10
0.00
12,052.10
6,108.46
0.00
6,108.46
3,024.01
0.00
3,024.01
3,387.57 461.57
2,720.89 2,562.44
14,497.06 14,614.54

Certified that the above balance sheet and the appended Income and Expenditure statements have been prepared from the computer records, bank statements and invoices and are a complete and accurate record of the accounts of Aston Clinton U3A.

......................................... Pete Shaw Treasurer

.............................................. …………. Doug Barrow Date Independent Examiner

Understanding the 2022 end-of-year accounts

The basic concept of the accounts is the surplus (which I’ll now call “worth” as I think it is more meaningful). The worth is the value of all the assets and liabilities at the end of the year and is a bit like your estate when you finally pass on to a better place. Each year the worth changes but the basic calculation is:

worth(2022) = worth(2021) + worth created during 2022

Thus, it is possible to trace back through all the accounts seeing how the worth changed each year. If you look at the two balance sheets you will see the top part simply shows this. Of course, the problem is in deciding by what amount the worth has changed during the year.

General Account

Let’s look at the General Account surplus which is fairly straightforward. The Total YTD values have been taken directly from the accounts at the end of December. In a very simple situation the worth change would simply be the income less expenditure – but we have to make a few adjustments to be more accurate in what we declare. In a November and December some members pay their next year’s memberships by bank transfer but we really can’t say we “own” them. In the unlikely event that we have to close our U3A on 1[st] January, these members would be entitled to their monies back. So, we deduct it from our worth. The more difficult adjustment to accept is that we must add back in the value which was deducted in the accounts for advanced payments at the end of the previous year. It’s like saying on 1[st] January “we’re still in business so we can now say we own those advanced payments”. The other adjustment we have to make is that for our fixed assets. When we buy something big it is considered to be an asset because we could sell it so it has a worth value. However, the saleable value decreases each year so we deduct as an expenditure the difference between its value at the start and end of the year. We write off an asset over 3 years so a third is deducted from the asset value for 3 years. There is a loss in the first year as a newly bought item immediately becomes secondhand. However, in 2022, we have no remaining assets.

Now let’s look at the lower half of the balance sheet. This part shows where the worth can be found. It should obviously be the same as the declared worth in the top part of the balance sheet. All our General Account worth is held in the current account and the deposit account. For the current account we must again make an adjustment for the pre-paid memberships which we don’t really own yet (unfortunately they are in the bank account as they were paid by bank transfers). There is no cash in hand as we do not use petty cash. We have no residual assets this year.

Travel Account

This works just the same as the General Account. The increase in worth is the sum of the profits and losses we made for the events we ran. For the same reason as the advanced memberships in the General Account, we must deduct the monies for trips in the next year which we will have to either make a refund or pay for. As for the General Account, we also add in any advanced payments from the previous year.

When looking at the summaries at the right-hand side of the account sheet there are two columns “Balance (to date)” and Balance (surplus)”. The former takes in to account all payments made including those in previous years and so shows whether the trip is making a profit or loss. The latter concerns only the current year and is the value used when calculating the surplus (the surplus being a year-on-year evaluation).

Pete Shaw

Notes about submitting annual return - 2022

I rang on 16/3/2023 regarding income and expenditure concerning the money we have to hold over for expenditure in the next year (eg a trip). The answer seemed to be that you should not include in the income that amount you expect to spend in the following year. It is all included in the following year.

This is how I made the assessment. I ignored the small amount involved with subs advanced payments as they more or less balanced anyway.

General Account
Travel Account
Less S&T lunch
Less S&T Design M
Less S&T L/T
Less Anwick
Income
Expenditure
7,599.00
7,876.00
30,955.00
27,871.00
1,293.00
0.00
1,250.00
0.00
324.00
0.00
60.00
0.00
35,627.00
35,747.00

Notes about submitting annual return - 2023