Registered number: 5659531
Charity number: l 114860
HOME-START BANBURY, BICESTER & CHIPPING NORTON
(A company limited by guarantee)
Report and Financial Statements
for the year ended 31 March 2024

HOME-sfART BANBURY, BICESTER & CHIPPING NORTON
(A company limited by guarantee)
Contents
Page
Legal and administt*ive infomiation
Report of the Trustees
tndependent Examiner's report
Statement of financial activities
Balance sheet
io
Notes fornling part of the Financial Statements

HOME-START BANBURY, BICESTER & CHIPPING IYORTON
(A eotnpany limited by guarantee)
Legal and Administrative Inforniation
for the year ended 31 March 2024
Constitution
Home-siart Banbury and Chipping Norton Limited 15 a company limited by guarantee and a registered charity
governed by its memorandum and articles of association. Previously Home-start Banbury & Chipping Norton
operated &8 charity number 2968J7. The company was fornied on 20 December 2005.
Directors and trustees
The dI￿lorS of the Charitable Company are its trustees for the purposes of charity law and throughout this
report are ¢ollectively referred lo as the trustees.
The trustees, liability is limited to £ I: provided that they do not act negligently, or fraudulently.. and
do not allow the Charity to continue when it is insolvent.
The trustees serying during the year #nd since the year-end were as follows:_
Chloe Wi)odhead
Douglas Keir
Nick Case
Amanjit Dhillon
Jo Graves
John Karslake
Sadie Patamia
Laura Sharpe
Ellie Thornton
Anne Walers
Pete Welply
Chair
Treasurer and Secretary
(Appointed October 2023)
(Resigned October 2023)
(Resigned February 2024)
Brilannia Road Children's Centre
Registered Office: Grove Street
Banbury
OX16 5DN
Mercer Lewin
234 Botley Road
Oxford
OX2 OHP
Accountants:

HOME-START BANBURY, BICESTER & CHIPPING IYORTON
(A company limited by guarantee)
Report of the Trustees
for the year ended 31 March 2024
The Trustees are pleased lo present their report together with the financial statements of the Charity for the year
ended 31 March 2024.
Objects of the Charity
The objects of the Charity are lo offer practical help and supportive friendship to parents who have young
children in local communities across the area. We offer a unique service, visiting families with at least one child
under five to offer them infornial, friendly and confidential support in their own home surroundings. We also
offer group 'Stay and Play, sessions in Bicester and Banbury.
Governance Principles
HSBBCN is aware of and follows the guidelines laid down in the Charity Governance Code for smaller
charities. In particular it adheres to the ¢or¢ principles contained within the code.
OrganLsalional Purpose
The Board is clear about the Charity's aims and ensures these are being delivered effectively and
sustainably. This includes:
Periodic reviews of the Charity's charitable purpose and the environment in which it operates
to ensure il remains relevant.
Consideration of potential benefits of working in partnership with organisalion5 Wlth similar
purposes, and
Regular reviews of it5 financial sustainability.
Leadership
Board members take collective responsibility for ensuring the Charity has a clear vision and strategy to
hieve its aims. This includes:
Clear definition of each Trustee's responsibilities within the Board and in relation to stsff
members, and
Effective proccsses to recruit. train and supervise staff and volunteers.
Jnlegrity
The Board acts at all time with integrity in achieving its agffed aims and delivering its stated purpose.
This includes:
Objectivity in all decisions about delivering its purpose,
No undue power imbalance within the Charity's overall structure,
Ensuring appropriate safeguarding processes are in place, and
Identifying and recording any conflicts of interest.

HOME-START BANBURY, BICESTER & CHIPPIIYG NORTON
(A company limited by guarantee)
Report of the Trustees (continued)
for the year ended 31 Mareh 2024
Decision-making, Risk and ConÉrol
The Board ensures its decision-making processes are infomed, rigorous and timely. Trustees delegate
authority to those working in the Charity whilst r¢¢ognising that ultimate responsibility for the
decisions and actions of the Charity lie with the Board. This includes..
Established committees of the Board with responsibility for specific areas such &8 Finance and
Personnel,
Oversight of services provided by third parties.
Regular monitoring of overall organisational performance, and
Processes in places for the active management of risks both within the Charity and in its
relationships with third parties.
Board Effeclivene5S
The Board works as an effective team re¢ognising and making use of the range of background, skills
and experience of its member5. This includes..
Regular meetings of the main Board and the different committees,
Clear procedures in place for the recruitment and induction of new Trustees as required,
Chair ensures Trustees receive all infomiation rwuired in a timely fashion to allow them to
make infomied decisions. and
Chair manages the Board so as to ensure all views are heard and any potential differences
resolved.
Equality, Diverslty and Incluslon
The Board has a clear approach to supporting equality, diversity and inclusion throughout the
organisation and in its own practice. This includes reviews of Trustees, backgrounds, and bias in
Trustee recruitment as well as consideration as to how Board meetings and their proceedings Can be
made more accessible. as appropriate.
Openness andAccountability
The Charity is open in ils work and how its serves those in its community. within reasonable
guidelines of trusL confidentiality and legitimacy.

HOME-START BAli BURY, BICESTER & CHIPPING NORTON
(A company lirnited by guarantee)
Report of the Trustees (continued)
for the year ended 31 March 2024
Summary of activltles 23-24
This year the team faced Changes in office personnel while dealing with the ever-pres5ing demand for family
support services. collegial dedication and adaptability saw new staff warmly welcomed as tE]ey enthusiastically
joined our resilient team during a difficult fund-raising period. The hard-won success over this period led to 8?
families receiving home-visiting support and ?0 I families enjoying Stay & Play sessions. HSBBCN supported
751 individuals altogether.. a proud achievement.
Of particular note during the year has been the expanding team work with other local Home-siarts for the
purpose of essential fundraising, supported by the successful Oxford Half Marathon and the Big Give Week. We
are so grateful to the participants and donors.
The Trustees would like to reiterate our thanks and appreciation to the whole team, both volunteers and staff for
their contribution to the benefits to growing families.
Revlew of Financial AffAirs
Last year posed an extremely challenging environment for us, both financially and in respect of fund-raising
resources. Total income fell by £1 ? 561 (80/0) to £157,377 {22-?3: £169,93 8). Had we not engaged the help of
external fund-raising consultants for a brief period, the picture would have been much bleaker. Statutory grants
(county, town, district and parish councils) ￿rna1n very much as minority contributors (5010) despite the fath that
the support we provide is an extension of their own social responsibilities. 15 years ago. this was recognised
when 88 % of funding came from statutory sources.
Expenses in ?023-24 rose by 8 % to £192,735 (?2-23.' £178,7?2) largely due to the increased cost of ￿nd-
raising, primarily fees incurred through the use of extemal ￿nd-raising consultants while we sought to replace
employed fund-raising resources in a particularly difficult market. Other costs were slightly lower than in the
previous year. mainly through a constrained approach to staff recruitment and despite a rising inflationary
environment.
The combined effect of the 8 % reduction in income and the 80/0 increased expenses led to a significantly larger
deficit of £35.358, compared to the 22-23 deficit of £8,785. The year end reserves consequently decreased to
£65,199 (?023'. £100,557). The unrestricted, uncommitted. year-end reserves represented 33 /014 months) of the
year's expenditure. The Trustees are aware that this is below their target minimum reserves, and have taken
steps to ensure their improvement in 2024-25. At the time of writing, (October 2024) we are optimistic of
starting this in 24-25 with a modest Surplus.
We very much appreciate all the finan¢ial support we receive. as well as the outstanding family and other
support provided by the staff and volunteers. even in the face of increasing need and complexlty.

HOME-START B￿BuRY, BICESTER & CHIPPING NORTON
(A company limited by guarantee)
Report of the Trustees (continued)
for the year ended 31 March 2024
Trustees, Responsibilities
Company and charity law applicable to charities An England and Wales requires the Trustces to prepare
fmancial statements for each f￿anCIal year which give a trne and fair view of the state of affairs of the
Charity and of the surplus or deficit of tbe Charity for that period.
In preparing those fmancial statcments the tn]stces bave:
selccted suitablc accounting poIicies and appIied them coDsistently'
made judgcments and estimates that ar¢ reasonablc and prudenL
stated whether applicable ￿COUnting standards have been followed,
subject to any material dcpartures disclos¢d and explained in the financial statements. and
preparcd the fmancial statements on a going-con¢ern basis.
The Trustees have overall responsibility for ensuring that the Clwity has an appropriate
system of controls. fmancial and otherwise. They are also responsible for keeping proper
accounting records which disclose with reasonable aecuracy at any time the financial
position of the Charity and enable them to ensure that the financial statements comply with
the Companies Act 2006. They are also responsible for safeguarding the assets of the
Charity and henc¢ for tsking reasonable steps for the detection and prevention of fraud and
other irregutarities
This report is prepared in accordance with the special provisions of the Companies Act 2006
relating to small charitable companies.
This report was approvcd by the trustees on ..
11 . 2024 and signed on its bchalf, by:
Douglas Keir
Treasur¢r

Independent examiner's report to the trustee5 of
Home-start Banbury & Chipping Norton
for the year ended 31 March 2024
IA eomp#Thy limited by guarantee)
I r¢port the accounts of Home Siart Banbury ar4J Chipping Norton for the year ended 31 Marcli 1074
Set out on pages 4 to 12.
R￿peCtiVe responsibilities of tru5tee5 as directors and examiner.
Tlie trustees (who are also the directors of the company for the purposes of company law) are responsible for
th¢ preparation of the accounts. The tTUStees consid¢r that an audit is not required for this year under section
144(2) of the Charities A¢t 2011 I the Act") and that an independent e.xamination is nceded.
Having satisfied myself tliat the Charity is not subject to audit under company law and is eligible for
independent examination: it is my Tespon5ibility to..
EYamTne the accounts under section 145 of the 2011 Act:
- To follow the procedures laid down in the general Directions given by th¢
Charity Commission under section 145(5) of th¢ 2011 Act; and
to state whether particular matters have eom¢ to my attention.
My examination was carried out in accordance with the general Direetions given by the Charity
Commi￿lon. An examination includes a review of the accounting rewrds kept by the Charity
and a eomparison of the aeeounts presented wilh thos¢ r¢rords. It also includes consideration
of any unusual items or disclosures in the accounts, and seeking explanations from you as
trustees conceming any such matters. The procedures undertaken do not provide all the evidence
that would be r¢quired in an audit and consequently no opinion is given as to whether the accounts
pres¢nt a'true and fair view, and the report is limit¢d to those matters set out in the stat¢Tnent below.
Opinion
In connection with my examination. no material matters have come to my attention which gives
me Cause to believe that in any material respect-
a) the accounting records were not kept in accordance with section 130 of the Charities Act. or
b) the aeeounts did not accord i¥iih the accounting records- or
c) the accounts did not comply with the applicable requirements concerning the form and content
of accounts set out in the Charities (A¢counts and Rewrtsl Regulations 2008 other than any
requirement that the accounts give a'true and faie view which is not a matter consid¢￿d
as part of om indep¢ndent examination.
I h&ve t]0 concern5 and have Come across no other matters in connection with the examination
to which attention should be drawn in this report in order to enable a proper understandittg
of th¢ a¢counts to be reached.
23 DeCern￿r 2024
A Churehill Ston¢ FCA DChA
M¢r¢¢r Lewin Ltd
Chartered Accountants
234 Botl¢y Road
OX2 OHP

HOME-START BANBiIRY, BICESTER & CHIPPING NORTON
{A compgny limii¢d by guarnntee)
St*tement of Finan¢i41 Activities
Notes
Total
2024
Total
2023
2024
(Restricted)
2024
{Unre5tricted)
In¢omiDg ResourtÉ8
Grants. fundraising & donations
Interest income
50.269
106.573
536
156,842
536
169,727
212
Total Irt¢otlllDg Resource5
50,269
107,109
157,377
169.938
Resources Expended
Direct charitable expenditure
Fund-rdising costs
Management & administration
Gov¢rnance
49,354
86.455
34.277
l R.345
1.468
135,808
34,277
104.044
32.527
41.112
1.039
2a
1,468
Total Expenditure
52,190
140.54)
192,735
178.7?ry
Operating deficitlsurplus for the year
-1,921
-33,437
5,358
-8.785
Transfers betwetTh funds
Net defieiVsurplu8 for the year
-1,921
-33,437
5J58
4.785
A¢tumu14t¢d Funds
Brought forward
Current year Surplus
Total funds *t 31 March
3,218
1,921
1,297
97.339
-33.437
63,902
100,557
-35,358
65.199
109.342
-8,785
100557

HOIIIE.START BANBURY, BICESTER & CIIIPPING NORTON
(A company limited by guarantee)
Balance Sheet at 31 March 2024
Notes
2024
2023
Cash at Bgnk and in Hgnd
Cutr¢nt Ac¢ounts
Savings Accounts
Cash in Hand
28830
60663
55613
652
368
73,258
116,927
Liabilities." Amomllts Fgllillg due in Otte Ye4r
Net of current assets
-8,059
-16,370
-8.059
-16,370
Net Current Assets
65,199
11)0557
Accumulated Funds
Restricted
Unrestricted
1.297
63,902
65.199
3,218
97,340
100,557
The Charitabl¢ Company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended
31 March 2023.
The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2024
in accordance with S¢rtion 476 of the Companies Act 2006.
The trustees acknowledge their responsibilities for
(a)
ensuring that the Charitable Company keeps accounting records that comply with Sections 386 and 387 of the
Companies Act 2006 and
preparing financial statements which give a true and fair view of the state of affairs of the Charitsble Company as at
the end of each financial year and of its surplus or deficit for each financial year in accordance with the requirements
of S¢¢tions 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to
financial ststern¢nts, so far as applicable to the Charitable Company.
(b)
These financial statem¢nts have b¢en prepared in accordance with the provisions applicable to ¢harit&bl¢ companies subject
to th¢ Small companies Tegime.
The financial statements were approved by th¢ Board of the TrI￿te¢S on
and signed on their behalf. by:
A&.4 30 ay
Douglas Keir (Treasurer)
io

HOME-START BANI BIIRI., BICESTER & CHIPPING NORTON
IA tomp8￿Y limited by gulranteel
Notrs to the Financlil Sialetnents
for the year endtd 31 M8r¢h 2024
l AceTruntin
'rhe fulluFFi
Aicnuntin
The fina￿la1 siaiemenlb have prepaTed urtder the histoncal c051 basis and in accordance
with the Financial Reponinbp Standard for Smaller Eniiiies (effective April *0081. The siatement
f Recommended Practi¢e by Charities: Issued by Charities Commissioners also i*¢n
rollowed.
Policio5
2CLOUStlin
i)licics were u.ltd EunsLstEnll
Grxnts:
Gian15 rcceived are creditcd lo the Financi￿ Activities when Ihey are receiwable, 5plii tKiween
Te5trictcd and unrcstr1eied lunds.
RL'soUrCL￿ Q
cnded:
All eipendiluTe 15 accounrcd foT on an accTual i¥Jsis. inclusive of VAT and been C1￿51r1ed
undeT heading5 that aggregate all costs rclaied 10 the catebTOry. The Vdlue of volunl£eis' tiTne
ha5 ￿ett reflecl¢d in the tKcounis.
re¢£￿ti￿n..
Depreciatlon 15 calculated to wrile off ihe a55ets on a r¢ducin&p balanee bLsis. Ii¢n)5 foT which
grants have been rtctived. as well as all otheT items under£1.or￿ 3r¢ written off to revenue.
Kestricted Unrestrict¢
'unds
-l-otal
'unds
'I"otsi
2UZ4
ZV24
21J24
ZV2J
Direei ChAritHblc Ei
Salanes. Nl & Pensiort
Pa￿011 ÈxpÈn5e5
SMfPVolunieerExpenses
Trninin
StAffl voJun*er tecruitrnent
D￿1￿ Grollps
Direet family as5i51aace
i'pditurL'
48.1?0
71.589
648
10.000
648
10,ooD
972
9.083
?.4JJ
836
1,786
647
390
390
1.234
587
1.820
Tot*1 Diriy¢ Expeftditure
49J54
86A55
21al Fund-raj￿Trg ExpeThlltttrt
Salgrie4 Nl & Pe1￿0￿
Other fiN￿r￿ing ¢(￿tI
Note 9
18,024
16.254
18.024
16254
31,538
Tot•1 Fun&rglslnE ExpenditUTe
34277 0
34277
32a27
¢rncnr &.4￿mI￿lS*r￿Ij
Salaries IMan2gunentl
Office Cos15
ITCosts
Stalion¢ry
TelephonE l int¢rnel
Insurance
Fees
Preinises
NotE9
17.925
5.48J
738
336
2.271
4,326
330
788
l J62
3,?98
5.970
3,009
4,662
330
788
J62
3,?98
7,732
1,686
3.830
10.669
1,762
Tvlwl Mwnagement &
2036
18J45
41,112
4 CovernaDee
AGM ￿lated
Trustce trnvel •nd ini5tt1L4neous
Totsl Gov¢r￿n¢¢
370
i.￿)
1.408
370
1.098
1,468
373
666
1.039
li

HOME-START BANBURY. BICESTER & CHIPPING NORTO
IA eomp*ny limitrd by gu9rAntee)
Notes to the Financial Statemtnts
for iht yegr ended 31 March 2024
Restrteted
Funds
Ullrestrietsd
Flllld$
TotAI
Total
Funds
Funds
2024
2024
2024
2023
5 Incomine resources
Charftable trusts
ststutory bodies
Corporate bodles
34,411
8.160
7.688
79.wl
114,371
8,160
7,688
8.359
88
1?7.973
8,648
16,520
4.698
,359
R8
Unclaimed expenses
Fund-raisin8 events
Organised by Home-start
Organised by other5
11.980
6.?44
11.980
6,244
2.302
9.586
Totsl
.$0.268
106.573
1.1 6,841
169.7?7
6 LinbilitlCS= Jlrnounrs fallin
due within onE
g￿r..
Accrua15 in resm of HMRC
A¢¢wals in respect of wision contriblltions
Accruals.. staff & volunteer expenses
Prepaid grants
Note 5
Prepaid accounis
Other creditor
Other ac¢n￿S
Accruals in respect of Aecountallt's Fees
Totsl Liabllltles falling withln one ye8r
5,020
1.515
150
5,020
2,033
859
150
150
11.294
-297
510
8.059
510
8.059
498
16J70
7 R¢5trictsd fund.%
Banbury Charities
Family Holiday AsS￿lItI0n
82
182
182
1.762
B&Q
Cherwell DC
Clothworkets Foundation
Home-stsrt UK
Oxford5hire Comm. Foulld'n
Rotsry Club of Banbury
1.074
16
16
203
30
16
203
30
120
Tot81 re5trieted funds
1297
1,297
3318
12

HOIME-START BANBURI., BICESTER & CHIPPING NORTON
(A company limited by guarllnttt)
Notes to the Finaneixl Statements (continued)
for the year ended Jl March 2024
8 Reserves Policy
The tru5t¢cs believe that the minimum level of un¢ommitted reserves should be the ¢quival¢nt of
at least four-and-a-haiftnonths,, preferably si.x fftonths,. ottrating cosls, plus an clemcnt to
cover rcdundancy.. oulstanding Icases, and othcr wind-up costs.
The tninimum amoun¢ at 31.3.24 is
98.209
Prudent reserves atnount (s￿￿ expenses + close down costs)
122.301
The total unrestricted funds at 31.3.24 are..
63,902
Th¢ Trustee5 are aware of the shortfall in unrestricted funds compll￿d to ihe minimum resetryes required by the policy
as at 31.3.24: and are Confident that th¢ shortfall has been addressed. Fund-raising consultanls were hired and
a new fund-rdiser was employed. A number of significant multi-year grnnts have already been awarded for 2024-25.
9 Slaff costs and ¢moluments
2024
2023
Gross salaries (including maternity pay)
Employels National Insurance
Employer's Pension Contributions
Home-working allowance
Employment Allowance (ststutory reduetion in ¢mployels Nl)
127,125
10,335
5,272
126,846
10,064
4,892
948
-5.(H)O
137.732
137,749
2024
2023
Numbers of full titnc employees or full time equivalent5
There were no cmployees with cmoluments in cxcess of £60.000 per 2nnum.
Thc Charity has a dcfined contrihution pension scheme, which complies with the auto*nrolment regulations.
The pension contributions shown represent the ¢ontributions paid by the Charity in the year.
10 Trustte remuneration:
None of th¢ trustees reixived any re￿U￿tratiOn for their services.
I l Trustee Expenses
Where tnistee travelling eX￿nSeS wer¢ paid, donations were also received to cover the costs.