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2025-04-05-accounts

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Charity number 1114766

THE NORTON-FREEMAN CHARITABLE TRUST

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5 APRIL 2025

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NORTON-FREEMAN CHARITABLE TRUST

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YEAR ENDED 5 APRIL 2025

INDEX TO ACCOUNTS

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, 8-12 — Notes to the Accounts

NORTON-FREEMAN CHARITABLE TRUST

YEAR ENDED 5 APRIL 2025

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LEGAL AND ADMINISTRATIVE DETAILS

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Trustees Jane Freeman

Robert James Horner

The settlement was created by the deed dated 28 April 2006.

The trust fund consists of all money, investments or other property paid or transferred by any person or persons to or so as to be under the control of and accepted by the Trustees as additions.

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Charitable objectives

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The Trustees shall hold the capital and income for such one or more charities or charitable institutions or for such purpose or purposes that are exclusively charitable according to the law in England and Wales in such proportions or shares as they shall think fit including but not limited to:

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Independent Examiner’s Report to the TRUSTEES OF THE NORTON-FREEMAN CHARITABLE TRUST

| report on the accounts of the Trust for the year ended 5 April 2025, which are set out on pages 5 to 11.

Respective Responsibilities of Trustees and Examiner

The Charity’s Trustees are responsible for the preparation of the accounts. The Charity’s Trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. It is my responsibility to:-

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Basis of Independent Examiner’s Report

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the Charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and the seeking of explanations from you as Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below. |

Independent Examiner’s Statement

In connection with my examination, no matter has come to my attention:

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have not been met;

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Sara HorburyGorg bk lod. 6 Leadhall Way, Harrogate

5 February 2026

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NORTON-FREEMAN CHARITABLE TRUST

YEAR ENDED 5 APRIL 2025

Trustees’ Responsibilities in Relation to the Financial Statements

The Charity’s Trustees are responsible for preparing a Trustees’ annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the Charity Trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the Charity and of the incoming resources and application of resources, of the Charity for that period. In preparing the financial statements, the Trustees are required to:

The Trustees are responsible for keeping proper accounting records that disclose with reasonable: accuracy at any time the financial position of the Charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the Charity and taking reasonable steps for the prevention and detection of fraud and other irregularities. , The Trustees are responsible for the maintenance and integrity of the Charity and financial information included on the Charity’s website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

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NORTON-FREEMAN CHARITABLE TRUST

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REPORT OF THE TRUSTEES

The Trustees report that the Financial Statements as at 5 April 2025 are in the format required by the Statement of Recommended Practice: Accounting by Charities (known as Charities SORP).

Objects of the Charity

These are set out on page 1 of these accounts under Legal and Administrative Details.

Management, Policies and Structures of the Charity

The Charity is managed by the Trustees who meet as and when required and annually to consider donations for the year.

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Trustees in office during the year were as follows:-

Miss Jane Freeman

Mr Duncan Williams Mr Robert Horner

Review of the Financial Statements for the Year

The figures for the last two accounting years showa significant decrease in incoming resources to £75,608 (2024: £714,398) for the year compared to prior periods which were due to the generosity of Sally Freeman who left the bulk of her estate to the charity. No further significant receipts were received in the year to 5 April 2025 and no further are expected in future years. Due to increased funds investment income increased significantly and is expected to increase further in future years as the funds from Sally Freeman's estate are fully invested

Donations also increased in the year from £65,000 to £114,000. These increased’ levels of donations were be made to reflect increased income.

Risk Management

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The Trustees continue to assess the major risks to which the Charity is exposed, particularly the operations and finances of the Charity, to ensure its systems mitigate exposure to the major risks. :

Reserves Policy 7 The Trustees are of the opinion that the Charity’s reserves should be of a magnitude to generate income through investments, ignoring the benefit of any future legacies, which would enable it to meet current levels of donations. The Trustees consider, therefore, that the reserves are adequate to enable the Charity to meet its objects set out in the constitution for many years to come.

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Public Benefit

The Trustees confirm that they have complied with their duty to have due regard to the Charity Commission’s guidance on public benefit when exercising their powers or duties. ;

Fundraising

The trustees have considered their responsibilities under the Charities (Protection and Social Investment) Act 2016. The charity does not fund raise from the general public. Its income for this year and previous year came exclusively from a donation of a former trustee and the investment income arising from the investment of that donation. The trustees have no plans to raise income from the public.

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On behalf of the Trustees 5 February 2026

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NORTON-FREEMAN CHARITABLE TRUST

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INCOME AND EXPENDITURE ACCOUNT INCOME AND EXPENDITURE ACCOUNT FOR THE
YEAR ENDED 5 APRIL 2025
Note 2025 2024
£ £ £ £
INCOMING RESOURCES
Incoming resources from generated funds
Donations and gifts received - 657,838
Gift aid recovered - -
‘Investment income
Dividends & Interest received (net) © , 75,608 56,560
Total incoming resources 75,608 714,398
RESOURCES EXPENDED
Costs ofgenerating funds
Accountancy charges 6,000 810
Independent examination fees 500 1,000
Legal and professional fees 1,519 630
Stockbroker fees 18,767 16,885
26,786 19,325
Charitable activities
Donations made 114,000 65,000
Total resourcesexpended 140,786 84,325
NET INCOMEAOUTGOING) RESOURCES BEFORE
OTHER RECOGNISED GAINS & LOSSES (65,178) 630,073
Gains/(losses) on revaluation/disposal of
investments 1 (192,478) 1,402
NET MOVEMENT IN FUNDS (257,656) 631,475
RECONCILIATION OF FUNDS
Total funds brought forward 2,779,308 2,147,833
Net movement in funds (257,656) 631,475
Totalfundscarriedforward 2,521,652 2,779,308

The notes on pages 8 to 12 form part of these accounts.

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NORTON-FREEMAN CHARITABLE TRUST

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BALANCE SHEET AS AT 5 APRIL 2025 .
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2025 2024
Notes £ £ £ £
FIXED ASSETS
Investments 1 2,472,695 2,442,638
CURRENT ASSETS
Stockbrokers’ Account 58,171 339,884
Cash at bank - -
58,171 339,884
CURRENT LIABILITIES
Accountancy 8,214 2,214
Independent examination fees 1,000 1,000
9,214 | 3,214
NET CURRENT ASSETS 48,957 336,670
NET ASSETS 2,521,652 2,779,308
RESERVES
General unrestricted fund , 2 2,521,652 2,779,308
TRUSTEES APPROVAL OF ACCOUNTS ACCOUNTS ,
In accordance with the engagement letter dated 14 July 2025, we approve the. financial
information which comprises the Income and Expenditure Account and and the Balance Sheet.
Dated
aid Horner ) ;
Trustee
Signed for and on behalf of the Trustees
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TRUSTEES APPROVAL OF ACCOUNTS ACCOUNTS , In accordance with the engagement letter dated 14 July 2025, we approve the. financial information which comprises the Income and Expenditure Account and and the Balance Sheet.

The notes on pages 8 to 12 form part of these accounts.

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NORTON-FREEMAN CHARITABLE TRUST

CASHFLOW STATEMENT AS AT 5 APRIL 2025

2025 2024
Notes £ £ £ £
NET CASH USED IN OPERATING
ACTIVITIES 3 (134,512) (82,516)
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Cashflows from investing activities:-
Dividends and interest received 75,608 56,560
Purchase ofinvestments (268,335) (432,550)
Sales of investments 45,526 108,400
NET CASH USED BY INVESTING
ACTIVITIES . (147,201) : (267,590)
Cashflows from financing activities:-
Cash donations and bequests received
- 657 838 ;
NET CASH PROVIDED BY
FINANCING ACTIVITIES - 657,838
Change in cash & cash equivalents (281,713) 307,732
Opening cash & cash equivalents 339,884 32,152
CLOSING CASH & CASH
EQUIVALENTS 58,171 339,884

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The notes on pages 8 to 12 form part of these accounts.

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NORTON-FREEMAN CHARITABLE TRUST |

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NOTES TO THE FINANCIAL STATEMENTS FOR THE

NOTES NOTES TO THE FINANCIAL STATEMENTS FOR THE .
YEAR YEAR ENDED 5 APRIL 2025
4 INVESTMENTS
Market Value
at 5 April 2024
Purchased
Additions
Gifted
Additions
Disposals Realised
profit/(loss)
Unrealised
profit/{loss)
MarketValue
at 5 April 2025
Holding £ £ £ £ £ £ £
100,000 UK Gov't bonds 4% 2031 - 100,785 - -- - 228 101,013
25,000 BNY Mellon Inv Funds Newton Asian Inc - 34,104 -- -- -- (924) 33,180
14,000 Conbrio Fund ptnr 42,591 _ -- -- -- (1,546) 41,045
1,000 Fidelity 16,274 12,135 -- -- -- (1,859) 26,550
200 Findlay Park American Fund - 34,049 -- -- oo (1,985) 32,064
3,000 FinsburyG&L Trust 24,960 -- -- -- -- 360 25,320
First Sentier Stewart Investors Asian
2,748 Liontrust Fund Partners Euro 28,005 -- -- -- -- (1,226) 26,779
5,000 Fundsmith Emerging Equities Trust : 50 -- -- (775) 725 -- --
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50,714 Fundsmith Equity
322,097 - -- soo -- (24,865)
6,500 Smithson Investment 1p Ord 91,910 - -- -- -- (4,940) 86,970
6,000 Thorpe (FW) 1p Ord 28,950 -- -- -- -- {7,200) 21,750
1,000 NestleSAOrd CHF0.10 81,676 .. . Z - (512) 81,164
1,500 Reckitt Benckiser
10p Ord
64,125 -- -- -- -- 12,105 76,230
450 Roche Holdings Genusscheine 86,822 -- —— -- -- 20,421 107,243
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7,000 Jupiter UTM Asian income 119,560 -- -- -- -- (9,030) 410,530
Carried forward 907,020 181,073 - (775) 725 (20,973) 1,067,070
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YEAR ENDED 5 APRIL 2025

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NORTON-FREEMAN CHARITABLE TRUST

1 INVESTMENTS (cont'd) INVESTMENTS (cont'd) ,
Holding MarketValue
at5April2024
£
Purchased
Additions
£
Gifted
Additions
£
Disposals
£
Realised
profit/(loss)
£
Unrealised
profit/(loss)
£
MarketValue
at5April2025
£
Brought forward 907,020 181,073 -- (775) 725 (20,973) 1,067,070
3,000 Unilever 3 1/9p Ord 115,110 -- - -- - 25,710 140,820
15,000 Schroders20p Ord 55,200 -- -- -- (8,400) 46,800
1,000 Novartis AG Ord CHFO.50 75,646 -- -- - -- 8,145 83,791
15,000 Legal and General 2.5p Ord 37,665 -- -- -- -- (4,290) 33,375
2,500 GSKPle31.25p Ord 40,738 -- -- -- -- (5,300) 35,438
15,000 BP 25c Ord 75,915 -- -- -- - (20,310) 55,605
2,000 BHPGroup NPV 45,700 -- -- -- -- ~ (12,670) 33,030
1,500 Rio Tinto 10p Ord 74,618 -- -- -- -- (11,033) 63,585
2,500 Nichols 10p Ord 24,500 -- -- -- -- 4,250 28,750
5,000 Smith&Nephew20¢Ord 19,496 30,010 -- -- -- 2,019 51,525
3,000 Fevertree Drinks 0.25p Ord 33,030 -- -- -- -- (10,560) 22,470
15,000 James Halstead 5pOrd 20,200 9,866 -- - -- (9,966) 20,100
20,000 Dynamic 76,400 -- -- -- -- (7,774) 68,626
400 Pernod Ricard 1.55 EUR .
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47,386 os -- ~ (17,307) 30,079
300 Pictet Asset Management Family 43,695 - -- -- -- -- (2,073)
14,230 Premier Portfolio PM UK Multi Cap 24,562 -- -- -- -- (939) 23,623
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Carried forward
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1,669,495 268,335 -- (775) 725 (91,471) 1,846,309

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NORTON-FREEMAN CHARITABLE TRUST

1 INVESTMENTS (cont'd)
Holding
INVESTMENTS (cont'd)
Holding
MarketValue
at5April2024
£
Purchased
Additions
£
Gifted
Additions
£
Disposals
£
Realised
profit/(loss)
£
Unrealised
profit(loss)
£
Market Value
at5April2025
£
Broughtforward 1,669,495 -- -- (775) 725 (91,471) 1,846,309
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20,000 Unicorn Asset Management UK Inc 47,245 -- -- (44,751) (2,494) -- -
6,000 Barr (AG) 4.167p Ord 35,100 -- - - -- 3,240 38,340
3,500 BurberryGroup0.05p Ord 40,583 -- -- -- -- (17,455) 23,128
3,590 Diageo 28 101/108p Ord 99,733 -- -- - -- (29,313) 70,420
. 300 Heineken NV Euro 1.6 Ord 22,415 -- -- -- -- (3,728) 18,687
3,500 HSBC Holdings 50c Ord 22,449 -- _- -- -- 4,151 26,600
500 Kone Corporation NPV B Ord 18,413 -- -- -- -- 2,403 20,816
100 L'Oreal Euro 0.20 Ord 35,395 -- - —- -— (5,702) 29,693
10,000 Marks & Spencer Group 1p Ord 26,120 -- -- -- -- 10,190 36,310
4,062 Natwest Group £1.07 Ord 11,309 -- -- -- -- 5,483 16,792 .
1,000 Novo-Nordisk DKK 0.2 B 99,744 -- -- -- (50,615) 49,129
2,500 Prudential 5p Ord 17,940 -- -- - _ 730 18,670
1,000 RELX 14.44p Ord 33,180 -- _ -- -- 4,980 38,160
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8,450 Shell Euro 0.07 Ord 234,910 -- _ -- (25,223) 209,687
933 Smiths Group 37.5p Ord 14,891 -- -- -- -- 1,707 16,598
20,000 Vodafone 20.95c Ord 13,716 -- -- -- -- (360) 13,356
2,442,638 268,335 - (45,526) (1,769) (190,983) 2,472,695

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NORTON-FREEMAN CHARITABLE TRUST

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NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2025 (cont'd)

2025 2024
£ £
2 GENERAL UNRESTRICTED FUND
At6 April 2024 2,779,308 2,147,833
Net incoming resources before other recognised gains &
losses
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(65,178) 630,073
Gains/(losses)on revaluation/disposal ofinvestments (192,478) 1,402
At 5 April 2025 2,521,652 . 2,779,308
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2025 2024
£ £
3 RECONCILIATION OF NET MOVEMENT IN FUNDS TO
NET CASHFLOW FROM OPERATING ACTIVITIES
Net movement in funds (257,656) 631,475
Unrealised (gain)/losses on investments 190,983 6,326
Dividends & interest from investments (75,608) (56,560)
Realised (profits)/losses on sale of investments 1,769 (7,728)
Donations & bequests - (657,838)
Increase/(decrease) in creditors _ 6,000 1,809
NET CASH PROVIDED BY/(USED IN) OPERATING
_ ACTIVITIES (134,512) (82,516)

4 TRUSTEES’ REMUNERATION

Lithgow Perkins LLP, a firm of chartered accountants of which Robert Horner is a partner, prepare the annual accounts. An invoice was raised during the year for a fee of £5,710 plus VAT for 3 years’ accounts and other work in March 2025, which was paid after the year end. Also, fees have been reserved for further work and the preparation of these account totalling £5,000 plus VAT.

Williams Investment Management LLP, a firm of investment managers of which Duncan Williams is a partner, manage the investments of the charity. Total fees of £18,767 were paid for investment management during the year. ;

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