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2025-03-31-accounts

Trustee s' Annual Report for the period Period Period start end From date date 1 April 2024 31 March 2025 To Reference and administration details Charity Loden Education Trust name ~~—~~ Other names charity Rigdang Education Trust is known by Register ed 111476 charity 3 number (if any) Charity' ℅ Sarah McMillan s 14 Meldora Road principa l London address Postco SW2 2LN de ~~—————~~ Names of the charity trustees who manage the charity Name of person (or Dates acted if not for body) entitled to Trustee name Office (if any) whole year appoint trustee (if any) 1 Karma Phuntsho Trustee 2 Anne Tardy Trustee 3 Eric Drury Trustee 4 Sarah Mcmillan Trustee Namgyel Trustee 5 Wangchuk 6 Dechen Rabgyal Trustee Names of the trustees for the charity, if any, (for example, any custodian trustees) ~~===~~ TAR 1

April 2024 - March 2025

Name Dates acted if not for wholeyear
Names and addresses of advisers (Optional information)
Type of advisor
Name
Address
Name of chief executive or names of senior staff members (Optional information)
Karma Phuntsho, trustee and volunteer
Eric
Drury,
trustee
and
volunteer
Karma Phuntsho, trustee and volunteer
Eric
Drury,
trustee
and
volunteer

Structure, governance and management

Description of the charity’s trusts

Trust Deed Type of governing document (eg. trust deed, constitution) Trust How the charity is constituted (eg. trust, association, company) Appointed by current trustees through a board meeting Trustee selection methods

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

The charity has trustees appointed from among people who share the concerns and visions of the charity and actively support its works on a voluntary basis.

The charity is run by a board of trustees in the UK. We run our projects in Bhutan through our partner, the Loden Foundation, which is the first registered charity in Bhutan. The Governing Board and the Management Council of the Loden Foundation implement the programmes of Loden Education Trust in that country and submit annual reports to the trustees of Loden Education Trust.

We run, through our partner on the ground, the Loden Foundation. The three core programme areas of the Foundation include are:

  1. Loden Education Initiatives

  2. Loden Entrepreneurship Programme

  3. Loden Cultural Programme

We also work closely with the Bhutan Foundation in the US, the United Nations(UN) in Bhutan, other friendship societies of Bhutan and partner organisations in other parts of the world to raise funds and support.

Objectives and activities

2

April 2024 - March 2025

TAR

Summary of the objects of the charity set out in its governing document

Summary of the main activities in relation to these objects

  1. Loden Education Initiatives: The Education Programme works towards empowering the youth with an education of the mind and heart. It is dedicated towards a vision to create a more equitable education system by first enabling every child and youth to pursue their education without having to carry financial burdens beyond their age.

The programme continuously supports students with academic excellence and children and youth from low-income families through various projects and initiatives such as Early Learning Centres that provide early childhood care and development in rural areas that lack access to early learning facilities; Child Sponsorship, linking children in need with various financial aid schemes to help them cover school expenses; Youth Scholarships are awarded to students pursuing their undergraduate studies and selected through competitive scholarship criteria; and Bhutan Dialogues, which creates a platform for educational discourses on various social and political topics related to development. The programme also complements the Entrepreneurship Programme through the Loden SEED (Student Empowerment through Entrepreneurship Development), a programme dedicated to expanding entrepreneurial capacity building at educational institutions and youth centres.

As Loden Scholars, the students are not only groomed for academic/career achievements but are also provided active mentoring to instil them with wisdom and values of mindfulness and compassion that extend beyond the classroom walls.

2. Loden Entrepreneurship Programme: To tackle the growing rate of dependence on the government for employment in the civil service, this programme aims to build the spirit of entrepreneurship by providing interest-free and collateral-free loans to both aspiring and existing entrepreneurs, especially among the youth, through a vigorous selection process. The programme also includes services such as the Resource Centre; mentorship services through its diverse network of local and international expert volunteers; and Druk Tshongrig Gatoen, an annual networking and marketing event across Bhutan.

3. Loden Cultural Programme: The Cultural Programme is

3

April 2024 - March 2025

TAR

dedicated to promoting and preserving Bhutan's rich cultural heritage. Its projects range from research, documentation, audiovisual and textual digitisation to development of an extensive repository of the abundant cultures and traditions of Bhutan. The projects focus on documentation of written heritage, oral traditions, and arts and artefacts. Additionally, the programme provides seminars and presentations at various institutions on an array of topics related to Buddhism and the cultures & traditions of Bhutan.

Additional details of objectives and activities (Optional information)

Achievements and performance

Summary of the From 01 April 2024 till 31 March 2025 main achievements of the charity during 1. Loden Education Initiatives: the year

4

April 2024 - March 2025

TAR

resources and play-based materials. In 2024, the centres emphasized a child-centric curriculum integrating local culture with modern cognitive development practices. Teachers engaged students in activities designed to foster emotional intelligence, physical coordination, and social interaction, while also maintaining close communication with parents to support the child’s growth at home. 60 children completed their preschools during the reporting period contributing to a cumulative total of more than 811 early learners starting the programme’s inception in 2008. The programme provides foundational services in underserved areas allowing rural children to transition into primary education.

5

April 2024 - March 2025

TAR

throughout the year, focusing on timely topics such as digital transformation, disaster, mental health, and the future of work. These sessions were organized as inclusive public events, allowing for live Q&A sessions and critical debates. Social media platforms were used to live-stream these dialogues, ensuring that the insights reached a nationwide audience, including youth and professionals who could not attend in person. The initiative has fostered a more informed and engaged citizenry. It continues to challenge conventional thinking and promotes collaborative solutions to the complex developmental issues facing Bhutan today.

2. Loden Entrepreneurship Programme

3. Loden Cultural Programme

The activities involved the systematic documentation and digitisation of manuscript collections using professional digital imaging

6

April 2024 - March 2025

TAR

equipment, alongside the development of detailed and standardised metadata for the digitised materials. The continued expansion of fieldwork during this phase strengthened the geographic reach of EAP1494 and ensured the inclusion of several significant yet previously undocumented archive centres.

The project successfully produced 824,443 high-resolution digital images representing 3,157 volumes of ancient Bhutanese manuscripts. These valuable digital records were collected from 31 archival centres across Bhutan, including digital copies from 24 archive centres. The final report and project outcomes for the EAP1494 project were compiled and formally submitted to the British Library, marking the successful completion of the project.

Financial review

Brief statement of the charity’s policy on reserves

Details of any funds materially in deficit

Loden Education Trust does not have any policy on reserves. However, we are helping our implementing partner, the Loden Foundation, build a reserve and also invest for the long term sustainability of the organisation and its activities. Thus, donations towards a sustainable endowment are being transferred to Bhutan, where there are better interest rates and investment opportunities.

None

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

We had a good source of individual donors and a few donor organisations and foundations from Europe and North America.

7

April 2024 - March 2025

TAR

Other optional information

Declaration The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity’s trustees

Signature(s)

Full name(s)

Position

Date

~~po~~ Karma Phuntsho Eric Drury Trustee Trustee 31/01/2026 ~~es ee~~

8

April 2024 - March 2025

TAR

==> picture [274 x 30] intentionally omitted <==

----- Start of picture text -----
Loden Education Trust No (if any) : 1114763
Receipts and payments accounts CC16a
= For the period from Period start date1-April-2024 To Period end date31-Mar-2025
----- End of picture text -----

~~=~~ For the period from
~~=~~
For the period from
~~=~~
Loden Education Trust
Receipts and payments accounts
Period start date1-April-2024
1-April-2024pril-2024ril-2024
To
~~=~~
Loden Education Trust
Receipts and payments accounts
Period start date1-April-2024
1-April-2024pril-2024ril-2024
To
~~=~~
Loden Education Trust
Receipts and payments accounts
Period start date1-April-2024
1-April-2024pril-2024ril-2024
To
~~=~~
Loden Education Trust
Receipts and payments accounts
Period start date1-April-2024
1-April-2024pril-2024ril-2024
To
~~=~~
~~=~~ No (if any) : 1114763(if any) : 1114763if any) : 1114763y) : 1114763 : 1114763
Period end date31-Mar-2025
31-Mar-2025
~~=~~
No (if any) : 1114763(if any) : 1114763if any) : 1114763y) : 1114763 : 1114763
Period end date31-Mar-2025
31-Mar-2025
~~=~~
~~=~~ CC16a
~~=~~
~~=~~ ~~=~~ ~~=~~ ~~=~~ ~~=~~ ~~=~~ ~~=~~ ~~=~~ ~~=~~ ~~=~~ ~~=~~ ~~=~~
Section A Receipts and payments
Unrestricted
funds
Restricted funds Endowment
funds
Endowment Total funds Last year
to the nearest
£
to the nearest to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest
£
A1 Receipts
William Tacon Donation 0.00 500.00 500.00 - - 500.00
Mr Gerard Tardy Donation 0.00 2 2,535.00 - - 2,535.00 -
AKO Foundation 0.00 45 45,000.00 - - 45,000.00
William Tacon Donation 0.00 300.00 300.00 - - 300.00 -
Andew Sutton Donation 0.00 4,000.00 4,000.00 - - 4,000.00
Andew Sutton Donation 4,000.00 - - - - 4,000.00
Hans & Annie Reifehart 0.00 700.00 700.00 - - 700.00
HMRC Gift Aid Claim 13,027.32 - - - - 13,027.32
The StanleyFoundation 0.00 5 5,000.00 - - 5,000.00
HilaryPapworth Donation 1,000.00 - - - - 1,000.00
William Tacon Donation 0.00 7 7,500.00 - - 7,500.00
Paypal Donation 1.06 - - - - 1.06
Received for culture book to Paypal 0.00 124.81 124.81 124.81
Sub total(Gross incomefor AR) 18,028.38 65,659.81 65,659.81 - - 83,688.19 58,284.24
A2 Asset and investment sales, (see table). - - - - - - -
Openingbalance - - -
- - - - - -
Sub total - - - - - - -
Total receipts 18,028.38 65 65,659.81 - - 83,688.19 58,284.24
A3 Payments
William Tacon to Loden Foundation
0.00
11,035.00
11,035.00
Damchoe Dorji Visa
0.00
2,418.26
2,418.26
-
Donation to OpeningYour Heart to Bhutan
0.00
3,035.00
3,035.00
Damcho Dorji Course Fee
0.00
1,050.00
1,050.00
Tashi Tshering Reimbursement
0.00
2,316.48
2,316.48
Tashi TsheringCourse Fee
0.00
1,525.50
1,525.50
Loden President UK Visit- Visa Fee( made via Paypal)
124.81
0.00
124.81
AKO Youth Scholarship
0.00
45,000.00
45,000.00
Relief fund to Loden Foundation Staff(Losel)
300.00
0.00
300.00
Damchoe Dorji Stipend
0.00
8,500.00
8,500.00
Tashi TsheringStipend
0.00
7,500.00
7,500.00
Druk Nyo Foundation
0.00
5,000.00
5,000.00
Bank Charges
66.00
0.00
66.00
Culture Book Purchase(Paypal Paid$295
124.81
0.00
124.81
Sub total
615.62 - 87,380.24 ## - ## 87,995.86
36,223.28
A4 Asset and investment purchases, (see table)
-
-
-
-
-
-
-
-
Sub total
-
-
-
-
-
Total payments
615.62
87,380.24
-
87,995.86
36,223.28
Net of receipts/(payments)
17,412.76 - - 21,720.43 ## - ##
-4,307.67
22,060.96
A5 Transfers between funds
-
-
-
~~al~~
A6 Cash funds last year end (2023-2024) 9,190.45 52 52,210.52 - - 61,400.97 39,340.01
Cash funds this year end (2023-2024)Paypal 72.73 - - - - 72.73 72.73
Cash funds this year end (2024-2025)Paypal 73.79 - - 73.79 -
Cash funds this year end (2024-2025) 26,603.21 30 30,490.09 - - 57,166.03 101,706.68
Section B Statement of assets and liabilities at the end of the period
Unrestricted Restricted funds Endowment
Categories Details funds funds
to nearest £ to nearest £ to nearest £
B1 Cash funds
26,603.2 30,490.09
- - - -
- - - -
Total cash funds
(agree balances with receipts and payments
26,603.2 30,490.09 -
account(s)) OK OK OK
Unrestricted Restricted funds Endowment
funds funds
Details to nearest £ to nearest £ to nearest £
B2 Other monetary assets -
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
~~——_$===~~
Details Fund to which
asset belongs
Cost (optional) Current value
(optional)
B3 Investment assets -
-
-
-
-
-
-
-
-
-
~~ee~~
Details Fund to which
asset belongs
Cost (optional) Current value
(optional)
B4 Assets retained for the charity’s own use -
-
-
-
-
-
-
-
-
-
-
-
-
-
~~—===~~
Fund to which Amount due When due
Details liability relates (optional) (optional)
B5 Liabilities
Signed by one or two trustees on behalf of all the trustees
-
-
-
-
Signature
Print Name
Karma Phuntsho
10 Jan. 24
Eric Drury
14 Jan. 24
Date of
approval
~~———~~

Trustee s' Annual Report for the period Period Period start end From date date 1 April 2024 31 March 2025 To Reference and administration details Charity Loden Education Trust name ~~—~~ Other names charity Rigdang Education Trust is known by Register ed 111476 charity 3 number (if any) Charity' ℅ Sarah McMillan s 14 Meldora Road principa l London address Postco SW2 2LN de ~~—————~~ Names of the charity trustees who manage the charity Name of person (or Dates acted if not for body) entitled to Trustee name Office (if any) whole year appoint trustee (if any) 1 Karma Phuntsho Trustee 2 Anne Tardy Trustee 3 Eric Drury Trustee 4 Sarah Mcmillan Trustee Namgyel Trustee 5 Wangchuk 6 Dechen Rabgyal Trustee Names of the trustees for the charity, if any, (for example, any custodian trustees) ~~===~~ TAR 1

April 2024 - March 2025

Name Dates acted if not for wholeyear
Names and addresses of advisers (Optional information)
Type of advisor
Name
Address
Name of chief executive or names of senior staff members (Optional information)
Karma Phuntsho, trustee and volunteer
Eric
Drury,
trustee
and
volunteer
Karma Phuntsho, trustee and volunteer
Eric
Drury,
trustee
and
volunteer

Structure, governance and management

Description of the charity’s trusts

Trust Deed Type of governing document (eg. trust deed, constitution) Trust How the charity is constituted (eg. trust, association, company) Appointed by current trustees through a board meeting Trustee selection methods

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

The charity has trustees appointed from among people who share the concerns and visions of the charity and actively support its works on a voluntary basis.

The charity is run by a board of trustees in the UK. We run our projects in Bhutan through our partner, the Loden Foundation, which is the first registered charity in Bhutan. The Governing Board and the Management Council of the Loden Foundation implement the programmes of Loden Education Trust in that country and submit annual reports to the trustees of Loden Education Trust.

We run, through our partner on the ground, the Loden Foundation. The three core programme areas of the Foundation include are:

  1. Loden Education Initiatives

  2. Loden Entrepreneurship Programme

  3. Loden Cultural Programme

We also work closely with the Bhutan Foundation in the US, the United Nations(UN) in Bhutan, other friendship societies of Bhutan and partner organisations in other parts of the world to raise funds and support.

Objectives and activities

2

April 2024 - March 2025

TAR

Summary of the objects of the charity set out in its governing document

Summary of the main activities in relation to these objects

  1. Loden Education Initiatives: The Education Programme works towards empowering the youth with an education of the mind and heart. It is dedicated towards a vision to create a more equitable education system by first enabling every child and youth to pursue their education without having to carry financial burdens beyond their age.

The programme continuously supports students with academic excellence and children and youth from low-income families through various projects and initiatives such as Early Learning Centres that provide early childhood care and development in rural areas that lack access to early learning facilities; Child Sponsorship, linking children in need with various financial aid schemes to help them cover school expenses; Youth Scholarships are awarded to students pursuing their undergraduate studies and selected through competitive scholarship criteria; and Bhutan Dialogues, which creates a platform for educational discourses on various social and political topics related to development. The programme also complements the Entrepreneurship Programme through the Loden SEED (Student Empowerment through Entrepreneurship Development), a programme dedicated to expanding entrepreneurial capacity building at educational institutions and youth centres.

As Loden Scholars, the students are not only groomed for academic/career achievements but are also provided active mentoring to instil them with wisdom and values of mindfulness and compassion that extend beyond the classroom walls.

2. Loden Entrepreneurship Programme: To tackle the growing rate of dependence on the government for employment in the civil service, this programme aims to build the spirit of entrepreneurship by providing interest-free and collateral-free loans to both aspiring and existing entrepreneurs, especially among the youth, through a vigorous selection process. The programme also includes services such as the Resource Centre; mentorship services through its diverse network of local and international expert volunteers; and Druk Tshongrig Gatoen, an annual networking and marketing event across Bhutan.

3. Loden Cultural Programme: The Cultural Programme is

3

April 2024 - March 2025

TAR

dedicated to promoting and preserving Bhutan's rich cultural heritage. Its projects range from research, documentation, audiovisual and textual digitisation to development of an extensive repository of the abundant cultures and traditions of Bhutan. The projects focus on documentation of written heritage, oral traditions, and arts and artefacts. Additionally, the programme provides seminars and presentations at various institutions on an array of topics related to Buddhism and the cultures & traditions of Bhutan.

Additional details of objectives and activities (Optional information)

Achievements and performance

Summary of the From 01 April 2024 till 31 March 2025 main achievements of the charity during 1. Loden Education Initiatives: the year

4

April 2024 - March 2025

TAR

resources and play-based materials. In 2024, the centres emphasized a child-centric curriculum integrating local culture with modern cognitive development practices. Teachers engaged students in activities designed to foster emotional intelligence, physical coordination, and social interaction, while also maintaining close communication with parents to support the child’s growth at home. 60 children completed their preschools during the reporting period contributing to a cumulative total of more than 811 early learners starting the programme’s inception in 2008. The programme provides foundational services in underserved areas allowing rural children to transition into primary education.

5

April 2024 - March 2025

TAR

throughout the year, focusing on timely topics such as digital transformation, disaster, mental health, and the future of work. These sessions were organized as inclusive public events, allowing for live Q&A sessions and critical debates. Social media platforms were used to live-stream these dialogues, ensuring that the insights reached a nationwide audience, including youth and professionals who could not attend in person. The initiative has fostered a more informed and engaged citizenry. It continues to challenge conventional thinking and promotes collaborative solutions to the complex developmental issues facing Bhutan today.

2. Loden Entrepreneurship Programme

3. Loden Cultural Programme

The activities involved the systematic documentation and digitisation of manuscript collections using professional digital imaging

6

April 2024 - March 2025

TAR

equipment, alongside the development of detailed and standardised metadata for the digitised materials. The continued expansion of fieldwork during this phase strengthened the geographic reach of EAP1494 and ensured the inclusion of several significant yet previously undocumented archive centres.

The project successfully produced 824,443 high-resolution digital images representing 3,157 volumes of ancient Bhutanese manuscripts. These valuable digital records were collected from 31 archival centres across Bhutan, including digital copies from 24 archive centres. The final report and project outcomes for the EAP1494 project were compiled and formally submitted to the British Library, marking the successful completion of the project.

Financial review

Brief statement of the charity’s policy on reserves

Details of any funds materially in deficit

Loden Education Trust does not have any policy on reserves. However, we are helping our implementing partner, the Loden Foundation, build a reserve and also invest for the long term sustainability of the organisation and its activities. Thus, donations towards a sustainable endowment are being transferred to Bhutan, where there are better interest rates and investment opportunities.

None

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

We had a good source of individual donors and a few donor organisations and foundations from Europe and North America.

7

April 2024 - March 2025

TAR

Other optional information

Declaration The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity’s trustees

Signature(s)

Full name(s)

Position

Date

~~po~~ Karma Phuntsho Eric Drury Trustee Trustee 31/01/2026 ~~es ee~~

8

April 2024 - March 2025

TAR