2022-03-31-accounts - Loden Education Trust

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Trustees' Annual Report for the					period
From	Period start date			T o		Period end date
	1	April	2021			31	March	2022

Reference and administration details

Charity name

Loden Education Trust

Other names charity is known by Registered charity number (if any) Charity's principal address

Rigdang Education Trust 1114763

℅ Sarah McMillan 14 Meldora Road London Postcode SW2 2LN

Names of the charity trustees who manage the charity

	Trustee name	Office (if any)	Dates acted if not for whole year
	Karma Phuntsho	Trustee
	Anne Tardy	Trustee
	Eric Drury	Trustee
	Sarah Mcmillan	Trustee
















Names of the trustees for the charity, if any, (for example, any custodian trustees)
	Name		Dates acted if not for whole year

April 2021 - March 2022

TAR

Names and addresses of advisers (Optional information)

Type of advisor Name Address Name of chief executive or names of senior staff members (Optional information) Karma Phuntsho, trustee and volunteer Eric Drury, trustee and volunteer Pema Tshogyal, Development Associate

Structure, governance and management

Description of the charity’s trusts

Type of governing document Trust Deed (eg. trust deed, constitution) How the charity is constituted Trust (eg. trust, association, company) Trustee selection methods Appointed by current trustees through board meeting

(eg. appointed by, elected by)

Additional governance issues (Optional information)

You may choose to include The charity has trustees appointed from among people who share the additional information, where concerns and visions of the charity and actively support its works on a relevant, about: voluntary basis.

●Policies and procedures adopted for the induction and training of trustees.
●The charity’s organisational structure and any wider network with which the charity works.
●Relationship with any related parties.
●Trustees’ consideration of major risks and the system and procedures to manage them.

The charity is run by the board of trustees in the UK. We run our projects in Bhutan through our partner, the Loden Foundation, which is the first registered charity in Bhutan. The Governing Board and the Management Council of the Loden Foundation implements the programmes of Loden Education Trust in that country and submits annual reports to the trustees of Loden Education Trust.

We run, through our partner on the ground, the Loden Foundation, three core programme areas as under: 1. Loden Education Initiatives 2. Loden Entrepreneurship Programme 3. Loden Cultural Programme

We also work closely with the Bhutan Foundation in the US, United Nations in Bhutan, other friendship societies of Bhutan and partner organisations in other parts of the world to raise funds and support.

Objectives and activities

April 2021 - March 2022

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Summary of the objects of the charity set out in its governing document Summary of the main activities in relation to these objects	(1) Promote education and learning, through establishing sponsorship & scholarship schemes, vocational training programs and resource centres. (2) Promote entrepreneurship and awareness of the education and the needs of local communities in relation to health education, practical skills, and literacy among remote villages and communities within Bhutan and other Himalayan regions. (3) Promotion and preservation of Bhutan’s culture and tradition through key activities such as textual digitization, oral history audio-visual documentation and lectures on Bhutan and its culture and tradition (4) Undertake, if need be, other charitable works that contribute towards the welfare of the public.
	1. Loden Education Initiatives:The Education Programme works towards empowering the youth with an education of the mind and heart. It is dedicated towards a vision to create a more equitable education system by first enabling every child and youth to pursue their education without having to carry financial burdens beyond their age. The programme continuously supports students with academic excellence and children and youth from low income families through various projects and initiatives such as Early Learning Centres, that provide early childhood care and development in rural areas that lack access to early learning facilities; Child Sponsorship, linking children in need with various financial aid schemes to help them cover school expenses; Youth Scholarships, awarded to students pursuing their undergraduate studies, selected through a competitive scholarship criteria; and Bhutan Dialogues, a joint initiative between the UN Bhutan and Loden foundation, which creates a platform for educational discourses on various social and political topics related to development. As Loden Scholars, the students are not only groomed for academic/career achievements, but are also provided active mentoring to instil them with wisdom and values of mindfulness and compassion that extend beyond the classroom walls. 2. Loden Entrepreneurship Programme:To tackle the growing rate of dependence on government for employment in the civil service, this programme aims to build the spirit of entrepreneurship by providing interest free and collateral free loans to both aspiring and existing entrepreneurs, especially among the youth, through a vigorous selection process. The programme also includes projects such as the Loden SEED (Student Empowerment through Entrepreneurship Development), a programme dedicated to expand entrepreneurial capacity building at educational institutions; Resource Centre, a developing service that offers a knowledge base for entrepreneurs and other interested individuals; mentorship services through its diverse network of local and international expert volunteers; and Druk Tsongrig Gatoen, an annual networking and marketing event across Bhutan.

Summary of the objects of the
charity set out in its governing
document
Summary of the main activities
in relation to these objects

(1) Promote education and learning, through establishing
sponsorship & scholarship schemes, vocational training
programs and resource centres.
(2) Promote entrepreneurship and awareness of the education and
the needs of local communities in relation to health education,
practical skills, and literacy among remote villages and
communities within Bhutan and other Himalayan regions.
(3) Promotion and preservation of Bhutan’s culture and tradition
through key activities such as textual digitization, oral history
audio-visual documentation and lectures on Bhutan and its
culture and tradition
(4) Undertake, if need be, other charitable works that contribute
towards the welfare of the public.

1.
Loden Education Initiatives:The Education Programme works
towards empowering the youth with an education of the mind and
heart. It is dedicated towards a vision to create a more equitable
education system by first enabling every child and youth to
pursue their education without having to carry financial burdens
beyond their age. The programme continuously supports
students with academic excellence and children and youth from
low income families through various projects and initiatives such
as Early Learning Centres, that provide early childhood care and
development in rural areas that lack access to early learning
facilities; Child Sponsorship, linking children in need with various
financial aid schemes to help them cover school expenses; Youth
Scholarships, awarded to students pursuing their undergraduate
studies, selected through a competitive scholarship criteria; and
Bhutan Dialogues, a joint initiative between the UN Bhutan and
Loden foundation, which creates a platform for educational
discourses on various social and political topics related to
development.
As Loden Scholars, the students are not only groomed for
academic/career achievements, but are also provided active
mentoring to instil them with wisdom and values of mindfulness
and compassion that extend beyond the classroom walls.
2.
Loden Entrepreneurship Programme:To tackle the growing
rate of dependence on government for employment in the civil
service, this programme aims to build the spirit of
entrepreneurship by providing interest free and collateral free
loans to both aspiring and existing entrepreneurs, especially
among the youth, through a vigorous selection process. The
programme also includes projects such as the Loden SEED
(Student Empowerment through Entrepreneurship Development),
a programme dedicated to expand entrepreneurial capacity
building at educational institutions; Resource Centre, a
developing service that offers a knowledge base for
entrepreneurs and other interested individuals; mentorship
services through its diverse network of local and international
expert volunteers; and Druk Tsongrig Gatoen, an annual
networking and marketing event across Bhutan.

April 2021 - March 2022

TAR

3. Loden Cultural Programme: The Cultural Programme is dedicated to promoting and preserving the rich cultural heritage of Bhutan. Its projects range from research, documentation, audio visual and textual digitization, to development of an extensive repository of the abundant cultures and traditions of Bhutan. The projects focus on documentation of written heritage, oral traditions, and arts and artefacts. Additionally, the programme provides seminars and presentations at various institutions, on an array of topics related to Buddhism and the cultures & traditions of Bhutan.

Additional details of objectives and activities (Optional information)

You may choose to include 1. We organize events in the UK and other parts of Europe to further statements, where promote and create awareness on the cultures of Bhutan
relevant, about: ● Policy on grantmaking 2. We also organize forums and events to discuss social and development issues through lectures and seminars relevant to
● Policy programme related the objectives of the charity. investment
● Contribution made by Volunteers

Achievements and performance

April 2021 - March 2022

TAR

Summary of the main achievements From 01 April 2021 till 31 March 2022 of the charity during 1. Loden Education Initiatives: the year

a. Loden Early Learning Centre (Loden ELC): Loden established 5 Early Learning Centres in 2008, out of which two ELCs have been handed over to the Government. The centres are located in remote clustered communities dependent on subsistence farming and with no access to Early Childhood Care and Development facilities. Over 650 children graduated from the early learning centres since 2008, including 50 in 2021-2022. In 2021, the Loden ELCs enrolled the following number of students in each centre:
i. Bumthang Ura ECCD Centre: 22 students
ii. Samtse Norbugang ECCD Centre: 21
iii. Mongar Lingmethang ECCD Centre: 27 Bringing a total of 70 Loden ELC students
b. Child Sponsorship Programme: In 2021, Loden sponsored 7 new students and 7 monks in addition to the 41 existing child beneficiaries. As of 31 March 2022, Loden continues to support a total of 55 children. The sponsorship covers school expenses such as purchase of school essentials including uniforms, stationeries, rain coats, boots and school fees. Loden has supported 202 underprivileged since 1999.
c. Youth Scholarship Programme: In July 2021, Loden supported 10 students with scholarships to pursue their undergraduate studies in the following countries: Bhutan, Sri Lanka, and Bangladesh in areas of engineering, medicine & surgery, nursing, and commerce. Additionally, through a private sponsorship routed through Loden, a student with a visual impairment was supported in pursuing a degree in Education. Loden has provided undergraduate scholarships to a total of 84 young Bhutanese since 2012.
d. Bhutan Dialogues: Bhutan Dialogues started in October 2017 as a platform for “critical and civil conversations with thought leaders and changemakers, drawing upon their expertise, achievements, and inspiration”. The programme aims to stimulate development thinking in Bhutan and challenge experts and practitioners to deliberate on critical issues of development. From 01 April 2021 to 31 March 2022, with Dr. Karma Phuntsho as the host, a total of 10 Bhutan Dialogue sessions were conducted in collaboration with the United Nations in Bhutan. Since its launch a total of 53 sessions have been conducted. Watch all past sessions of Bhutan Dialogues HERE.

e. Other programs:

April 2021 - March 2022

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i. In 2021, Loden launched the Loden Student Bodhisattva Initiative (LSBI) in two schools, a pilot project that is focused in inculcating critical & creative thinking skills and civic responsibility amongst the youth. Loden received two student lead project proposals: 1) Waste Management and 2) Gola-Gola: Recycling old clothes for reuse. The Waste Management project completed the cleaning of the community crematorium and collaborated with the waste management of Bumthang to collect the waste and ensure proper disposal. The Gola Gola team collected and recycled old clothes from the community and was able to send 11 boxes of clothes to communities in need under Chhukha and Mongar districts.
ii. Through the bequest of Miriam Van Husen, the Tharpaling Monastic community has been able to start improving and redesigning the learning facilities of the monastery in the following ways:
Started redesigning and construction of new classrooms and resource centres for the monks.
Acquired learning materials (reading books) and classroom resources for younger monks
Acquired carpets and mini tables for all primary classes
Improvement of students meals including the provision of vitamin supplements

f. Lectures and talks:

In addition to hosting the Bhutan Dialogues and also organising the monthly Drukrig Colloquium of Bhutan Scholars, our founder and trustee, Dr Karma Phuntsho has given the following talks and presentations relating to our programmes pro bono during this period.

i. In April 8, 2021, he shared our ethos of compassionate leadership and caring economy on Leading with Genuine Care which was later also covered by Forbes, thus reaching a large global audience.
ii. On 14 April, he also gave a talk on the Buddhist concept of a Good Teacher to the members of Samtse College of Education.

iii. In May 2021, he met the legislative committee of the Parliament of Bhutan to help revise the Civil Society Act of Bhutan.

April 2021 - March 2022

TAR

iv. In May, he also gave separate talks to the students at Royal Thimphu College on Buddhism and Environment and research methodology in humanities.
v. In June, he spoke at Sustainability Research and Innovation Congress on Bhutan’s Worldviews and Sustainability.
vi. In July, he joined a panel on Rethinking Education in Bhutan.
vii. In August, he joined the Roundtable discussion on developing civil society in Bhutan

2. Loden Entrepreneurship Programme

a. Startup supported: In Spring 2021, Loden supported 5 entrepreneurs out of which 4 were supported under the LEP-SSB funding and 1 was supported under the Loden-UNDP Covid response funding. In Fall 2021, 1 entrepreneur was selected under the UNDP funding, 1 under the Mountain Hazelnut funding, 2 under the UNICEF funding, and 8 entrepreneurs were supported under the Boiling Point. A total of 12 entrepreneurs were supported in Fall of 2021. The Programme supported 248 entrepreneurs across 19 districts in Bhutan and trained 5600 aspiring entrepreneurs since its establishment.

b. Loden SEED (Student Empowerment Through

Entrepreneurship Development): In order to expand the spirit of entrepreneurship and give early entrepreneurial exposure to young people, Loden in collaboration with UNICEF conducted an entrepreneurship training in 6 schools. A seed fund of Nu.15,000/- was awarded to each school to help them set up Entrepreneurship Clubs at their respective schools. With funding support from Helvetas and AON, Loden conducted a 2-day SEED training in 7 Technical Training Institutes and colleges.

3. Loden Cultural Programme

a. The Loden Cultural team documented the sang (བསང་) ceremony which is observed mainly by the women of Ura village, Bumthang district. It is a festive occasion when the young ladies perform a special ritual in honour of the local deity, Ashi Lhamo. The ladies climb to the summit of Ura's highest mountain to make offerings to the deity before she starts her journey to the village.
i. 1679 Minutes of 4K/HD Videos

recorded

ii. 8760 High-Quality Images captured

April 2021 - March 2022

TAR

b. The team also documented the Yaklha (གཡག་ལྷ་) ceremony, an annual ritual of propitiating the yak and cattle gods. It is a pre-Buddhist ritual of seasonal offerings to the gods observed as a social event among livestock-owning households in the highlands. Leaders in the herd are honoured with colourful decorations and cookies on their horns. Today, this sacred culture commemorating the Yaklha is on the verge of extinction as most families have given up rearing yaks in the mountains.
i. 879 Minutes of 4K/HD Videos

recorded

ii. 2354 High-Quality Images captured
c. Tashi Gomang: Many-doored Auspicious Shrine Tashi Gomang (བཀྲ་ཤིས་སྒོ་མང་) is a three-dimensional portable shrine found in Bhutan. A masterpiece of engineering and sculpture, they are traditionally carried across the country by itinerant priests who sing the mani mantra. Today, these shrines are rarely displayed due to socio-economic changes in the country. The culture of singing the mani mantra by these priests is also declining.
i. 1230 Minutes of 4K/HD Videos recorded
ii. 974 High-Quality Images captured
d. In July 2019, Loden launched its project "Leveraging Cultural and Scientific Knowledge and Practices for Environmental Conservation in Tali Lake" in Zhemgang. The project is aimed at conserving natural and cultural heritage centered around the lake of Tali village in Zhemgang. To wrap up the project, the cultural team handed over the cultural site to the community of Tali and refurbished the information boards in the area. In commemoration of this project, the team also started documenting materials to create a magazine that was launched later in May 2022.
e. A total amount of BTN 101,428.00 (one hundred one thousand four hundred twenty-eight) was donated to the Tali Yoesel Peri Community Forest
f. An amount GBP10,000 was donated via Loden for the reconstruction and renovation of Tharpaling Monastery to support education of young monks.

4. New Partnerships forged:

a. In addition to the renewed partnerships with Society Switzerland Bhutan (SSB), Boiling Point, UNICEF, UNDP, ICHCAP, Royal Thimphu College (RTC), and Foundation de France, Loden developed a new partnership with Endangered Archives Programme (EAP) through which Loden was able to acquire new equipments for cultural written heritage documentation.

April 2021 - March 2022

TAR

Financial review

Loden Education Trust does not have any policy on reserves currently. Brief statement of the However, we are helping our implementing partner, the Loden charity’s policy on reserves Foundation, build a reserve and also invest for the long term sustainability of the organization and its activities. Thus, donations towards a sustainable endowment are being transferred to Bhutan, where there are better interest rates and investment opportunities.

Details of any funds materially in deficit

None

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

We had a good source of individual donors and a few donor organizations and foundations from different parts of Europe.

The charity’s principal sources of funds (including any fundraising).
How expenditure has supported the key objectives of the charity.
Investment policy and objectives including any ethical investment policy adopted.

Other optional information

Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)

Full name(s) Position

Karma Phuntsho Eric Drury Trustee Trustee

April 2021 - March 2022

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Date

10 January, 2023

April 2021 - March 2022

TAR

Rigdang Education Trust		No (if any)
	Receipts and payments accounts		CC16a
	Period start date	Period end date
For the period from	1-April-2021	31-Mar-2022

Section A Receipts and payments

	Rigdang Education Trust	Rigdang Education Trust	Rigdang Education Trust	No (if any)	CC16a

Section A Receipts and payments
Unrestricted funds to the nearest £ A1 Receipts		Restricted funds to the nearest £	Endowment funds to the nearest £	Total funds to the nearest £	Last year to the nearest £
Hungary Bhutan Association	2,097.49			- 2,097.49-
Austrian Bhutan Association	335.21		- - -	- 335.21-	- - -
Sophie Mulliez	7,702.37			- 7,702.37-
Montier Trust	5,000.00		- - -	- 5,000.00-	- - -
Tam O Shanter	10,000.00			- 10,000.00-
Bruce Huett		200.00		- 200.00-
Welsh-Van Husen	9,917.91			- 9,917.91-
Fondation De France (Seviajer/Maillon)	847.87	- 4,202.39-		- 5,050.26-
AKO Foundation		35,000.00		- 35,000.00-
Tadashi Nishihira / Loden Japan		39,245.97		- 39,245.97-
Hans and Annie Reifenberg Trust	450.00			- 450.00-
Andrew Sutton via CAF	3,000.00			- 3,000.00-
Fonds De Dotation Loden		- 9,792.48-		9,792.48
Hilary Papworth via CAF	1,000.00			- 1,000.00-
Joan Greatrex	50.00			- 50.00-
William Tacon		- 10,000-		- 10,000.00-

Bruce Huett			- 1,000-				- 1,000.00-
Bruce Huett-Paypal			- 492.80-				- 492.80-
*Sub total*(Gross income for AR)	- 40,400.85-		- 99,933.64-		- - -		- 140,334.49-	- 75,941.59-
A2 Asset and investment sales, (see table). Opening balance			- --		- - - - - -		- - - - - -
A2 Asset and investment sales, (see table).
Opening balance					- - -		- - -
			- --		- - -		- - -	- - -
Sub total- - - Total receipts - 40,400.85- A3 Payments	- - -		- --		- - -		- - -	- - -

	- 40,400.85-		- 99,934-		- - -		- 140,334.49-	- 75,941.59-

Loden Foundation via Bhutan National	100,000.00						- 100,000.00-	- - -
Tharpaling Monastery	10,000.00						- 10,000.00-
Development Associate Stipend	600.00						- 600.00-
Bank Charges	164.00						- 164.00-	- - -
Paypal Charges	13.88						- 13.88-
Facebook Ad charges	30.18						- 30.18-
Google Drive Space Charges	19.08						- 19.08-
							- - -
**Sub total **	- 110,827.14-	-	- - -	-	- - -	-	- 110,827.14-	- 60,052.58-
	- - - - - -		- -- - --		- - - - - -		- - - - - -
A4 Asset and investment purchases, (see table)
	- - -		- --		- - -		- - -
	- - -		- --		- - -		- - -
*Sub total* **Total payments **	- - -		- --		- - -		- - -	- - -

	- 110,827.14-		- --		- - -		- 110,827.14-	- 60,052.58-

A3 Payments
Loden Foundation via Bhutan National		100,000.00								-	100,000.00-	-	-	-
Tharpaling Monastery		10,000.00								-	10,000.00-
Development Associate Stipend		600.00								-	600.00-
Bank Charges		164.00								-	164.00-	-	-	-
Paypal Charges		13.88								-	13.88-
Facebook Ad charges		30.18								-	30.18-
Google Drive Space Charges		19.08								-	19.08-
										-
											- -
**Sub total **	-	110,827.14-	-	-	- -	-	-	- -	-	-	110,827.14-	-	60,052.58-

**Sub total **	-	110,827.14-	110,827.14-	-	- -	-	- -	- -	-	110,827.14-	110,827.14-	-	60,052.58-

A4 Asset and investment purchases, (see
table)
	-	- -		-	--	-	- -		-	- -
	-			-	--	-			-
		-	-				-	-		-	-
**Sub total **	-	- -		-	--	-	- -		-	- -		-	- -

**Total payments **	-	110,827.14-		-	--	-	- -		-	110,827.14-		-	60,052.58-

*Net of receipts/(payments)* A5 Transfers between funds A6 Cash funds last year end *opening cash balance of paypal* **Cash funds this year end **	- 70,426.29-	- 99,933.64-	- - -	- 29,507.35-	- 15,889.01-
	- - -	- --	- - -	- - -	- - -
	- 81,730.80-			- 81,730.80-	- 65,641.83-
	430.24			- 430.24-	- 199.96-
	- 11,734.75-	- 99,933.64-	- - -	- 111,668.39-	- 81,730.80-

Section B Statement of assets and liabilities	at the end of the period
Categories B1 Cash funds	Details		Unrestricted funds to nearest £ - 11,734.8- - - - - - -	Restricted funds to nearest £ - 99,933.64- - - - - - -	Endowment funds to nearest £
			- 11,734.8-	- 99,933.64-
			- - -	- - -	- - -
			- - -	- - -	- - -
B2 Other monetary assets	*Total cash funds* (agree balances with receipts and payments account(s)) Details		- 11,734.8-	- 99,933.64-	- - -
					OK
			Unrestricted funds to nearest £ - - - - - - - - - - - - - - - - - -	Restricted funds to nearest £ - - - - - - - - - - - - - - - - - -	Endowment funds to nearest £
			- - -	- - -	- - -
			- - -	- - -	- - -
			- - -	- - -	- - -
			- - -	- - -	- - -
			- - -	- - -	- - -
			- - -	- - -	- - -

B3 Investment assets

B4 Assets retained for the charity’s own use

B5 Liabilities

Signed by one or two trustees on behalf of all the trustees

Details	Fund to which asset belongs	Cost (optional)	Current value (optional)
		- - -	- - -
		- - -	- - -
		- - -	- - -
		- - -	- - -
		- - -	- - -
			Current value (optional)
			- - -
			- - -
			- - -
			- - -
			- - -
			- - -
			- - -
			When due (optional)




			Date of approval
			10 Jan. 23

Eric Drury 5 Dec. 22

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ Charity Name RIGDANG EDUCATION TRUST members of

On accounts for the year 31 MARCH 2022 ended

Charity no 1114763 (if any)

Set out on pages

(remember to include the page numbers of additional sheets)

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 43(2) of the Charities Act 1993 (the 1993 Act) and that an independent examination is needed.

It is my responsibility to:

examine the accounts under section 43 of the 1993 Act,
to follow the procedures laid down in the general Directions given by the Charity Commission (under section 43(7)(b) of the 1993 Act, and
to state whether particular matters have come to my attention.

Basis of independent examiner’s statement

Independent examiner's statement

My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below. In connection with my examination, no matter has come to my attention (other than that disclosed below *)
which gives me reasonable cause to believe that in, any material respect, the requirements:
to keep accounting records in accordance with section 41 of the 1993 Act; and
to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 1993 Act
have not been met ; or
to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Please delete the words in the brackets if they do not apply.

Date: 7 November 2022

Signed: Name: Jigmi Rinzin, FCCA

IER

April 2021 - March 2022

Relevant professional Association of Chartered Certified Accountants (ACCA) qualification(s) or body (if Membership No. 0283308 any):

Address: Managing Partner, JIGMI Audit & Financials Pvt. Ltd. Lodrey Lam 11/B, P.O. Box No. 689 Thimphu, Bhutan

Section B Disclosure

Only complete if the examiner needs to highlight material problems.

No Comments.

Signed herewith

IER

April 2021 - March 2022

Give here brief details of any items that the examiner wishes to disclose .

IER

April 2021 - March 2022