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← Educate For Life

2025-03-31-accounts

ANNUAL REPORT APRIL 2024- MARCH 2025 L IblSS- 4-(JJ FJI sTI olÉ

Contents

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ACKNOWLEDGEMENTS

Educate for Life would like to express profound appreciation to our partner organisations in Rajasthan, India. The impact that Educate for Life has would not be possible without the expertise, passion, commitment and hard work of the incredible individuals working in the schools, community, and offices of our partner organisations.

We would also like to acknowledge the children and families who are at the centre of everything that we do and thank them for putting their trust in us and our programmes. It is an immense privilege to be able to work in this community, for which we are very grateful.

Thank you to all of our donors who provide the funds essential to continuing to run the education and health programmes that are making a positive difference to the lives of so many living in the area in which we work. Educate for Life is grateful to the generosity and kindness of our supporters who continue to donate and put their trust in Educate for Life and our partners in Southern Rajasthan.

Thank you for all you do for Educate for Life and the communities that we support.

In gratitude,

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Our Mission & Vision

Educate for Life is a UK registered charity. Our aim is to support community-led, long-term socioeconomic transformation of indigenous Adivasi communities in Southern Rajasthan. We have two main areas of work:

Educate for Life works in partnership with local organisations in rural India to achieve this.

A Rural India of Happy and Healthy Children and Young People

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KEY ACHIEVEMENTS IN 2024/25

APRIL 2024

MAY 2024

JUNE 2024

27 vaccinations given to children between the ages of 0-7 to boost immunity against common childhood illness.

Diganth team spent time during school holidays to learn and share skills, reflect on the previous year, and plan for the year ahead.

While schools were closed, the team ran summer camps for students to socialise, play sports, learn, and take part in creative workshops.

SEPTEMBER 2024

AUGUST 2024

JULY 2024

Final visit of the mobile health clinic, run by Global Hospital and Research Centre, to the community. 127 community members visited to receive affordable healthcare.

25 recommended primary vaccinations given to children under-five on one day, organised by the community health team.

Health team visiting children in the Safe Childhood Programme to measure their growth and provide age-appropriate care advice.

OCTOBER 2024

NOVEMBER 2024

DECEMBER 2024

Students learning the different blocks that can be used in Scratch Coding in one of 81 digital classes led by Diganth Facilitators throughout the year.

Jhed School Kabaddi team came second in an inter-school competition, with two students showing exceptional skill and sportsmanship.

Girls toilets built by the government at Jhed School following School Management Committee advocacy to the local authorities to improve facilities to increase girls’ enrollment.

MARCH 2025

FEBRUARY 2025

JANUARY 2025

Health team supported pregnant women to attend antenatal check-ups at the Primary Health Centre and receive recommended vaccinations.

Community Quality Improvement Group meeting where parents, students, teachers, and school and partner leadership met to discuss supporting students learning at home.

Annual site visit of EFL’s Chair and Programme Manager to Kotra to visit schools, meet with key stakeholders, and accompany the health team on home visits.

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Community Health Outreach Work

The Safe Motherhood Programme supports community members through pregnancy by providing a friendly, trusted voice to offer advice and support through regular home visits, as well as encouraging women to access antenatal appointments to receive the vaccinations, supplements and government support schemes that they are entitled to. This successful programme has been running since 2013. It continues to bring about positive outcomes and is greatly appreciated by women in the community. This year, 109 women were supported through pregnancy, with 72% of these receiving their full recommended antenatal care and 73% giving birth with a skilled medical professional present.

The Safe Childhood Programme continues the support to children and their families from birth to 5 years old. The team regularly visit children to monitor their growth and development, provide advice to caregivers on age-appropriate care, identify any concerns, and ensure children receive their recommended vaccinations. If any issues are identified, advice is given or referrals made, depending on the severity of the concern. This year a total of 558 children were part of this programme and this year saw an improvement in vaccination rates, with 90% of children over the age of 2 having received their full primary course of vaccinations . In the programme, malnutrition continues to be a concern for children and looking into this further is a priority for the coming year.

This year saw the final visit of the Mobile Clinic supported by the Global Health and Research Centre (GHRC), a partnership and service which visited the community regularly for 10 years. The mobile clinic ensured nearby, affordable access to professional healthcare and advice for community members living in the remote project area. Since 2014, the mobile clinic visited the community 179 times , providing over 10,500 appointments. We are extremely grateful to the GHRC for providing this service, which helped to build trust in formal medical provision and provide vital health services to community members who would otherwise be unable to access these.

“ My sister-in-law did not take IFA (Iron-Folic Acid) tablets during pregnancy and developed severe anemia. In contrast, I, after enrolling in the Safe Motherhood Program, regularly attended check-ups at the PHC and took IFA tablets as advised.” - Pregnant woman in Safe Motherhood Programme

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One woman in the Safe Motherhood Programme shared how regular follow-ups and visits from the team made her feel cared for and supported. She appreciated the team’s persistence in checking in and escorting her for check-ups at the Primary Health Centre. The pregnant woman emphasized that this relationship-based approach helped her feel safe and informed during her pregnancy. She expressed a desire for similar programs to support more women in the community.

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COMMUNITY HEALTH OUTREACH WORK

COMMUNITY MEMBERS BENEFITTING FROM HEALTH PROGRAMMES IN 2024/25

IMPACT

109 supported through their pregnancies

WOMEN

100

new babies delivered through our Safe Motherhood Programme

558

pre-school children benefitted from our Safe Childhood Programme

90%

children over the age of two who had their complete course of recommended vaccinations

72%

of pregnant women in the Safe Motherhood Programme received full recommended antenatal care and support

73%

of women in the Safe Motherhood Programme gave birth with a skilled attendant present

PROJECT PARTNERS

——_—__ Global Hospital & Research Centre

www.educateforlife.org.uk

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Improving Secondary Education

Project Diganth directly supports two under-resourced government schools in Jhed and Mandwa. We work with these rural secondary schools in Kotra to transform them into nurturing learning spaces . We fund additional teaching roles at the two schools to ensure there are enough staff to enable all students to learn well and enjoy extra-curricular activities. The additional staff work together with the government school teachers and develop close community links. We also fund scholarships for exceptional students. The project aims to ensure that students not only complete school — but thrive beyond it.

This year we were delighted that 100% of students passed the 12th Board Exams from Jhed School, and 96% from Mandwa School. In the 10th Board Exams, 95% passed from Jhed and 77% from Mandwa. Across all year groups, 77% of students demonstrated at least one measurable improvement in foundational literacy, numeracy, or life skills, which has been an ongoing area of focus due to children enrolling in the schools with poor foundational learning levels.

Alongside academic outcomes, Project Diganth also ensures students have access to 21st century life skills and extra-curricular activities. This year, students took part in scratch coding as part of their digital classes, music workshops focusing on their rights, and a competition looking at problem solving .

Engagement of parents, government school teachers, and other community members is key to the success of the project and school. At Jhed, the School Management Committee advocated for the construction of new girls toilets, which aims to improve enrollment and attendance of female students. This marks a key moment in community-led action.

Another priority for this year was to improve career awareness for students, so they can make informed decisions about their ambitions for further education or career pathways after graduating secondary school. This is achieved through career counselling, application support, and exposure to different opportunities and professions. One student alumni was awarded a f ull graduation scholarship by the Azim Premji Foundation - a fantastic achievement!

"The Diganth Team is the reason why secondary and higher secondary students are able to study."

— Assistant teacher, Mandwa School

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A student alumni from Jhed School has been offered a scholarship by the Azim Premji Foundation. The scholarship will support her tuition and educational needs. This opportunity stands as a reflection of her dedication and the support ecosystem built around her. Her father, an active member of the School Management Committee, expressed deep gratitude for the continuous support his daughter received from the team during her journey.

“You supported my daughter like a family, I salute you with all my heart”

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SUPPORTING SECONDARY AGE STUDENTS IN 2024/25

IMPROVING SECONDARY EDUCATION

IMPACT

2

understaffed government secondary schools benefitted from wide-ranging support

8

additional teachers facilitated remote and in person learning opportunities

365

students directly benefitted from contact with additional teaching staff

>97% 645 376

final year students passed compulsory end of secondary school exams

home visits took place to encourage attendance and discuss students’ learning with their families

is the cumulative attendance of parents at Parent-Teacher meetings

1

summer camp with a variety of academic and extra-curricular activities including sport, digital learning, and career awareness.

1

student received a scholarship to attend Azim Premji University

PROJECT PARTNERS

www.educateforlife.org.uk

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Supporters

We are extremely thankful to our amazing supporters, which include individual donors, trusts and foundations. You make all that we do possible. It is a privilege to share details of our projects and their impact with you. You have made an incredible tangible difference to many people's lives. Your collective support has helped underserved rural communities to access education and healthcare services. Your help ensures that children growing up in these communities have happier and healthier childhoods and can reach their full potential in life.

Not all our supporters have given permission to be publicly acknowledged. If you are not named, our gratitude is no less heartfelt.

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Governance

Educate for Life is a charitable trust registered with the Charity Commission of England and Wales on 16 November 2005, with registration number 1114271. We have one member of staff and an active board of voluntary trustees who support our overseas partners and staff to ensure ongoing quality improvement of our projects and governance. We also have a number of pro-bono advisors based in the UK and India.

BOARD OF TRUSTEES

STAFF

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Our Partners in India

We work in partnership with carefully selected Indian organisations to ensure the operational success of our projects. We are committed to continual quality improvement of our programmes. We invest in our key implementation partners. We work with other expert organisations in India to develop project team members' skills and knowledge.

JATAN SANSTHAN

Jatan Sansthan is an Indian not-for-profit organisation working with rural and resource poor communities in Rajasthan. They develop and implement initiatives to support children, young people and women in the areas of health and education. Our secondary school programme (Project Diganth) is run in partnership with Jatan Sansthan.

KSHAMTALAYA

Kshamtalaya is an Indian non-profit organisation founded to support school children in disadvantaged settings so that they can realise their true potential and develop into socially and economically active young adults. We have partnered with them and Jatan Sansthan to create a programme designed to improve the quality of education provided by two secondary schools. Kshamtalaya provides operational support to Jatan Sansthan within Project Diganth.

THE GLOBAL HOSPITAL AND RESEARCH CENTRE

The Global Hospital and Research Centre (GHRC) has provided a mobile clinic service, stopping in at least three locations, since 2014. This ensured regular free access to professional healthcare and advice. This year saw the final visit of the mobile clinic and we are extremely grateful to GHRC for the longterm partnership and positive impact on the health of the community.

RATI FOUNDATION

The RATI Foundation for Social Change primarily works to create spaces & communities both in onground & online ecosystems where children and women are safe from sexual violence. The RATI Foundation provided technical support to EFL and Kshamtalaya to develop and implement robust child protection policies specific to the unique context in which we work, using local knowledge and expertise.

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The Next Chapter

In 2022, plans for a dam to be built in the project area came to light. This dam will sadly submerge the whole project area in which Educate for Life works, meaning the whole community will have to move. The exact plans and timeline for this devastating project remain unclear , although it has now become more certain that it will happen.

Educate for Life and our partners in India are closely monitoring the situation to be able to adapt and change our ways of working as the dam project develops and displacement of the community accelerates. We have created tools to help with monitoring developments and risk levels as well as to aid in decision making for what this will mean for the programmes postdam.

We are continuing to discuss the options for the programmes once the dam is constructed, and this will depend on the realities of how and where community members move, the available services already in these areas, and the capacities and strategies of all organisations at this point.

At this stage, no major developments have taken place and the timeline and plans remain uncertain, likely to still be years away. During this period we are continuing to provide quality education and health programming to equip students with the qualifications and skills to be able to continue to thrive in their next chapters and parents to be equipped with the skills and knowledge to birth and raise healthy, happy children.

If you have any questions or would like to make a donation please contact: ash@educateforlife.org.uk

Educate for Life

www.educateforlife.org.uk

13 Rustat Rd, England & Wales registered charity 1114271 since 2005 Cambridge, CB1 3QR

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EDUCATE FOR LIFE

FINANCIAL STATEMENTS YEAR ENDED 31 MARCH 2025

Charity Number 1114271

EDUCATE FOR LIFE

FINANCIAL STATEMENTS

YEAR ENDED 31 MARCH 2025

CONTENTS PAGE
Trustees’ annual report 3
Statement of financial activities 8
Balance sheet 9
Notes to the financial statements 10

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EDUCATE FOR LIFE

TRUSTEES’ ANNUAL REPORT

YEAR ENDED 31 MARCH 2025

Report of the trustees for the year ended 31 March 2025

The trustees present their annual report and financial statements of the charity for the year ended 31 March 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the charity’s trust deed, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

Objectives and activities for the public benefit

The objectives of the charity are:

A review of our achievements and performance

Educate for Life works to ensure provision of holistic education, healthcare and community development services in under-served, remote rural communities, in southern Rajasthan, in India. Our aim is to support community-led, long-term socio-economic transformation of indigenous Adivasi communities in Southern Rajasthan. We have two main areas of work:

1) strengthening the provision of education to improve life skills for children and young people

2) providing community health programmes to support healthy pregnancies and childhoods.

Jatan Sansthan is the key implementation partner for both education and healthcare programmes. Kshamtalaya Foundation provides operational support to the secondary education programme. Global Hospital and Research Centre was our partner providing mobile clinic services from 2014 to 2024.

Key achievements in 2024/25 include:

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Financial review

Incoming resources in the year to 31 March 2025 were £26,344 (2024: £40,717). Expenditure on charitable activities was £48,373 (2024: £36,471). Reserves at the end of the period were £56,819.

Since income can be volatile, the charity aims to keep a general reserve representing approximately six months of anticipated expenditure. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the Charity’s activities, whilst consideration is given to ways in which additional funds may be raised. The trustees review the policy and progress towards meeting the target level of reserves annually. Of the reserves at 31 March 2025, £25,000 is towards the general reserve. This represents approximately 6 months of anticipated expenditure in line with our reserves policy.

In addition, we expect to hold a certain amount of funds in order to build funds for designated future purposes. Trustees have agreed to retain £5,000 for unexpected health costs. £5,000 for scholarships for secondary and tertiary education and £15,000 for supporting the community around construction of a new dam which will impact the community. As at March 2025, £25,000 was designated in aggregate towards the above goals.

The remaining £6,819 is designated towards expenditure in the 2025/26 financial year.

Structure, governance and management

The Trust is an unincorporated registered charity, number 1114271, and is constituted under a trust deed dated 29 November 2005. New trustees are appointed by the existing trustees by assessing skillsets required and experience of new trustees. The trustees hold regular meetings to agree the broad strategy and areas of activity for the Trust and monitor and discuss reserves, performance and operations. The trustees actively review operational and business risks and are in regular communication with local partners. All trustees have specific agreed areas of oversight and give of their time freely and no remuneration or expenses were paid in the year.

Key management personnel

During 2023/24, Educate for Life completed its transition to become a volunteer-led organisation with one member of staff working one day per week. Trustees will liaise on a voluntary basis with overseas partners and will be responsible for fundraising.

Fundraising

In 2024/25 Educate for Life’s fundraising was carried out by one part-time member of staff. No external fundraisers were employed. There have been no complaints about fundraising in the last twelve months.

We do not send out any unsolicited communications either by mail or electronically. We do not call people or approach people we do not know for donations. We are transparent about how donations will be used to support our work. We have a policy in place for accepting and refusing donations. This means that we review any gifts of over £100 if we have any cause for concern, this includes any concern that the gift may be from a vulnerable individual or an individual lacking capacity. If there are any concerns, these are investigated on a case by case basis. There have been no such cases in the past twelve months. This policy is reviewed on an annual basis. This helps us to ensure that we protect vulnerable people and other members of the public and that we only accept appropriate gifts.

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Reference and administrative information

Registered charity name

Educate for Life

Charity registration number

1114271

Principal office

13 Rustat Road, Cambridge, CB1 3QR

Trustees

Dr A Patel Mr B Patel Ms R Frost Dr N Limaye Ms A Roach Ms J Ridge Ms I Harris (Appointed 7[th] January 2025)

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Trustees’ responsibilities in relation to the financial statements

The charity trustees are responsible for preparing a trustees’ annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the charity trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, of the charity for that period. In preparing the financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the charity and taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the charity and financial information included on the charity’s website in accordance with legislation in the United Kingdom governing the preparation and dissemination of financial statements.

Approved by the trustees on 25[th] October 2025 and signed on their behalf by:

Signature , Name Bijal Patel Date 25[th] October 2025

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Independent examiner’s report to the trustees of Educate For Life

I report to the trustees on my examination of the accounts of Educate For Life (the Trust) for the year ended 31 March 2025

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signature —a—oF

Name Mr Jayendra Ratilal Patel (FCCA)

Address 7 Cecil Place, Mitcham, Surrey, CR4 4LH Date 30 Sep 2025

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Educate for Life Statement of Financial Activities For the year ended 31 March 2025

Note
Incoming resources
Income and endowments from:
Donations and legacies
Investments
Total
3
Resources expended
Expenditure on:
Raising funds
4
Charitable activities
6
Total
Net income/(expenditure)
Reconciliation of funds:
Total funds brought forward
Total funds carried forward		 Unrestricted
funds
Total
Funds
2025
Total
Funds
2024
£
£
£
25,490
25,490
40,107
854
854
610
26,344
26,344
40,717
(1,683)
(1,683)
(1,898)
(48,373)
(48,373)
(36,471)
(50,056)
(50,056)
(38,369)
(23,712)
(23,712)
2,348
80,531
80,531
78,183
56,819
56,819
80,531

All amounts relate to continuing activities.

Of the reserves at 31 March 2025, an amount of £31,819 has been designated to particular activities, as discussed in the financial review.

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Educate for Life Balance sheet As at 31 March 2024

Total Total
Funds Funds
Unrestricted 31 March 31 March
Note funds 2025 2024
£ £ £
Current assets
Debtors - - -
Cash at bank and in hand 56,819 56,819 80,531
Total current assets 56,819 56,819 80,531
Creditors:amounts falling due within one year 10 - - -
Net current assets 56,819 56,819 80,531
Total assets less current liabilities 56,819 56,819 80,531
Total net assets 56,819 56,819 80,531
Funds of the charity
Unrestricted funds 56,819 56,819 80,531
Total funds 56,819 56,819 80,531

Of the reserves at 31 March 2025, an amount of £31,819 has been designated to particular activities, as discussed in the financial review.

The notes following form part of these accounts.

Approved by the trustees on 25[th] October 2025 and signed on their behalf by:

Signature }

Name Bijal Patel Date 25[th] October 2025

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Educate for Life Notes to the accounts For the year ended 31 March 2025

1. Statutory information

Educate for Life is an unincorporated charitable trust. The charity is registered in England and Wales, Registered Charity number 1114271

2. Accounting Policies

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Where costs cannot be directly attributed to particular headings, they have been allocated to activities on a basis consistent with the use of resources. Grants payable are payments made to third parties in the furtherance of the charitable objectives of the Charity.

Fund structure

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. Restricted funds can be used only for the particular restricted purposes within the object of the charity. All funds of the charity are considered unrestricted. Unrestricted funds include designated funds where the Trustees may create a fund for a specific purpose.

Short term debtors and creditors

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price.

Cash and cash equivalents

Cash and cash equivalents comprise cash at bank and in hand.

Trade and other creditors

Trade and other creditors are initially recognised at the transaction price and are thereafter stated at amortised cost using the effective interest method unless the effect of discounting would be immaterial, in which case they are stated at cost.

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3. Analysis of income

Donations and legacies
Donations and gifts
Gift aid
Investments
Interest income
Total income		 Unrestricted
funds
Total
Funds
2025
Total
funds
2024
£
£
£
25,490
25,490
34,646
-
-
5,461
25,490
25,490
40,107
854
854
610
854
854
610
26,344
26,344
40,717

4. Analysis of expenditure on raising funds

Staff costs
Bank charges / administration
Support costs		 2025
£
2024
626
721
451
530
607
647
1,683
1,898

For support costs, see analysis in note 5.

5. Analysis of support costs

Communications
and governance
Finance
Operational		 Raising funds
Direct
operational
services
Grants to
Kshamtalya-
Jatan
Total
Basis of
£
£
£
£
Allocation
417
417
417
1,251
Staff time
190
190
190
570
Usage
-
1,834
-
1,834
Usage
607
2,441
607
3,655

An estimate has been used to allocate staff time between the activities above based on estimated time spent on each activity.

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6. Analysis of charitable activities

Educate for Life undertakes its charitable activities through grants awarded to its implementation partner in India, Jatan Sansthan, as well as providing direct operational support through providing operational resources and providing staff and Trustee time to support operations in India.

Grants to Kshamtalaya-Jatan
Direct operational services		 Grants
Support
costs
Total
£
£
£
40,944
607
41,551
4,381
2,441
6,822
45,325
3,048
48,373

7. Grantmaking

During the year ended 31 March 2025 grants were made to Jatan Sansthan totalling £40,944; Jatan is the implementation partner of services and activities Educate for Life is supporting to improve the quality of local secondary education provision in the area.

8. Independent examination

The independent examiner did not charge a fee for services. The independent examination in 2024 was also not charged for.

9. Staff costs

Salaries and wages (including PAYE) 2025
2024
£
£
6,258
7,208
6.258
7,208

The average monthly number of employees during the period was 1 (2024: 1)

No employees received emoluments in excess of £60,000.

10. Creditors

PAYE tax and NIC payable
Funds returnable to donors		 2025
2024
£
£
-
-
-
-
-
-

11. Related party transactions and trustees’ expenses and remuneration

The trustees all give freely their time and expertise without any form of remuneration or other benefit in cash or kind (2024: £nil). No expenses were paid to the trustees in the year (2024: £nil)

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