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2021-06-30-accounts

ANNUAL REPORT JULY2020-JUNE 2021

Contents

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ACKNOWLEDGEMENTS

This has not been an easy year. We have all faced many challenges. We continue to be humbled by the incredible efforts of our local partners to support community members in our project areas.

We have all had to be flexible. We have adapted projects and services according to what has been permitted due to restrictions and to keep staff and community members as safe as possible.

We have developed our resilience. The pandemic has impacted people personally in different ways. We have supported one another whilst working remotely, strengthening existing relationships and building new ones as new team members have joined in the UK and in India.

We do know that we are lucky to work with extremely dedicated individuals and to have the support and confidence of an amazing community of donors.

Over the coming year, whatever it brings, we will continue to work in close partnership with our trusted overseas partners, supporting and serving children and their families to access education and healthcare.

We will do all we can to ensure they have happy, healthy childhoods and choices to make about their futures.

Thank you to everyone who supports our work, who believes in our vision and who helps make everything we do possible.

There is still much uncertainty ahead. We do not know what the next academic year will be like for children, though we hope they will be back in school for classroom-based learning and support.

In gratitude

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Our Mission & Vision

Educate for Life, a UK registered charity, ensures provision of holistic education, healthcare and community development services in under-served, remote rural communities, in southern Rajasthan, in India. Our aim is to support healthy development from birth to adulthood, enabling community members to gain skills and confidence, which will lead to community-led, long-term socio-economic transformation within the region.

Educate for Life works in partnership with local organisations to successfully achieve this and to comply with Indian legislation.

An India of Happy, Healthy Childhoods

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Our Theory of Change

We have a range of projects and partnerships to support community members in our project areas, with a view to bringing about long-term change. We have three areas of focus: Provision of Primary Education (through Hunar Ghar School), Improving Secondary School Education and Community Health Outreach Work. The activities and projects that come under each of these programme strands are described below in our Theory of Change.

This report shares the progress we have made in these different areas over the past year, despite the additional challenges presented by the pandemic.

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KEY ACHIEVEMENTS IN 2020/21

Despite the challenges caused by the Covid-19 pandemic, our incredible partners continue to serve and support community members in our project areas, ensuring access to healthcare and learning opportunities.

JULY 2020

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420 children are enrolled at Hunar Ghar Primary School
to be supported to continue their learning in outdoor spaces
and at home while schools are closed due to Covid-19
restrictions.
Regular story-telling sessions take place in different
locations around Bakhel, with staff supported by Let's Open
a Book. Children are lent library books .
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AUGUST 2020 Hunar Ghar students are given ration packs instead of the school meals they would normally receive if Hunar Ghar was open. They are also given stationary and text books.

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The community health team go into the community to
assess health needs, provide advice and treat minor
ailments.
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OCTOBER 2020
Children play games and take part in sports activities
after learning.
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Secondary schools are expected to reopen, but this is
delayed again. Kshamtalaya team members track
students to encourage them to participate in alternative
learning sessions while schools remain closed.
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Meetings are held with community leaders about the importance of education.

DECEMBER 2020 Aarambh India starts a safeguarding and child protection training programme involving all RBKS Hunar Ghar and Kshamtalaya team members.

Hunar Ghar staff start using tablets to support remote teaching. Students enjoy watching videos as part of developing their understanding of curriculum topics .

Kshamtalaya team members visit secondary school students and their families at their homes to encourage enrolment at Jhed and Mandwa Secondary Schools and to assist with completing paperwork. Text books are given to students.

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Mobile health clinic visits resume, after lockdown
restrictions prevented the clinic from visiting since March
2020. The RBKS Hunar Ghar community health team
continue to support pregnant women through home visits
and arranges vaccinations for young children.
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SEPTEMBER 2020

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Women and girls resume yoga classes, following support
provided by Friendsline to support their mental health
and well-being .
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Adhyayan carry out a collaborative review of Hunar
Ghar's approach to community based learning to help
support ongoing delivery of alternative education
provision during the pandemic.
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NOVEMBER 2020

Hunar Ghar Quality Improvement Group meets for the first time. The group includes EFL and RBKS leadership teams, Hunar Ghar staff and community members who review priorities and agree actions for school improvements.

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Older students are allowed back to school, in line with Covid-19 safety protocols. Educate for Life appoints a part-time Programme Manager to better support our overseas partners. Educate for Life holds a strategy session to review how to support secondary age children in our project area.

JANUARY 2021

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Students back at Hunar Ghar are able to read in the
library again.
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FEBRUARY 2021

Volleyball nets go up at Hunar Ghar and students and staff enjoy playing together.

Hunar Ghar students learning levels are assessed to plan for ongoing delivery of lessons. Older students take part in careers counselling sessions to explore and reflect on future opportunities.

~300 Hunar Ghar students have a health check carried out by a team of doctors from our partner, Geetanjali Hospital .

MARCH 2021

Students at Mandwa and Jhed Secondary Schools benefit from new learning resources including maps and take part in a science drawing competition .

APRIL 2021

Covid-19 cases rise steeply in India and new lockdown measures are introduced with movement restricted and schools closed to all students.

Our partners RBKS and Kshamtalaya form part of a coordinated relief effort with government officials and other NGOs. They assess households' needs, share information and deliver hygiene kits and emergency food supplies.

MAY 2021

Students at Mandwa and Jhed Secondary Schools who have access to smart phones are supported to join Zoom lessons facilitated by Kshamtalaya.

RBKS and Kshamtalaya team members participate in training about the Covid-19 vaccine so that they can share accurate information with community members. We source oximeters for use in the wider project area to enable health professionals to identify people in need of urgent medical attention.

JUNE 2021

Lockdown restrictions end in early June, mobile clinic visits resume and a vaccination camp takes place at Hunar Ghar. Local team members receive their first vaccine and encourage community members to get vaccinated. The school remains closed to students in line with government restrictions.

Hunar Ghar staff receive training from Pratham and ASER on remote learning methods and how to engage students.

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Responding to needs created by Covid-19

We adapted our programmes to respond to needs created by the coronavirus pandemic. It has been a priority to ensure that community members in our project areas have had access to reliable information about Covid-19 and how to stay safe.

Throughout the pandemic, our partner organisations RBKS and Kshamtalaya have collaborated with community leaders and local government officials. Local team members have helped to identify the most vulnerable families to ensure their access to emergency food aid. They have also encouraged community members to access professional healthcare.

There is a lot of vaccine hesitancy. Team members have been regularly communicating accurate information about the vaccine, through home visits, WhatsApp and text messages, phone calls and mobile loudspeaker announcements. They have been answering questions from community members to dispel rumours and continue to recommend take up of the vaccine.

"Along with the education of children, health is also taken care of, as well as necessary help is given to needy families, such as giving ration material, providing health services and awareness work." Community Member

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OUR CORONAVIRUS RESPONSE

SUPPORTING COMMUNITY MEMBERS IN OUR PROJECT AREA

IMPACT

1

coalition of civil society

organisations, including our

key partners, working together with local government officials and community leaders to support all community members

>550

families reached through household surveys to understand their immediate needs

>2000 200 5000

households given masks, soap and rations

oximeters provided for door to door health checks to identify people in need of medical attention

community members sent SMS messages sharing how to stay safe and stop the spread of Covid-19

70% >30

households worried about the side-effects of the Covid-19 vaccine

team members remotely trained to understand the Covid-19 vaccine and to provide accurate information to community members

1

vaccination camp held at Hunar Ghar School

PROJECT PARTNERS

www.educateforlife.org.uk

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Providing Primary Education

Hunar Ghar School was first established in 2007, in partnership with Rajasthan Bal Kalyan Samiti (RBKS). The school provides children growing up in the remote rural community of Bakhel with access to holistic primary education. Most students are the first in their families to attend school.

Due to the Covid-19 pandemic, the school has been closed for most of the 2020-21 academic year. However, the teaching team has been in regular contact with students and their families to ensure that children remain engaged with learning. Child welfare and well-being has been paramount. Teachers have participated in training workshops to help them plan and deliver remote learning and they have also taken part in a safeguarding and child protection training programme. Lessons and games have taken place outdoors and teachers have visited students at their homes to provide them with activities and resources and to give them tailored support. Regular story telling sessions have taken place and children have been able to borrow school library books.

"Hunar Ghar School provides all possible support to our children. As the school is not opening, but the education provide through community class by the Hunar Ghar school is very good step. And children are given nutritional support and learning material and taking health care, which is not found in other schools, which makes this school very special. And I am happy that my children are studying at this school." Hunar Ghar School Parent 10

"Hunar Ghar team helped us lot during difficult time, During lockdown we lost our employment, we used to live life by doing daily wages but due to lockdown we could not go anywhere for work and we don't have any other income source in house. In this difficult time, Hunar Ghar team gave us ration packet, which help us a lot otherwise we were worried that how could we survive without food and money." Community member

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"Since school closed we did not feel good at home. I used to remember the school very much and when classes started again in the community we got the school atmosphere again." Hunar Ghar Student

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PROVIDING PRIMARY EDUCATION

THE 2020/21 ACADEMIC YEAR AT HUNAR GHAR SCHOOL

IMPACT

420

STUDENTS

aged between four and fourteen were enrolled at Hunar Ghar Primary School in Bakhel, Rajasthan, India

MONTHLY DAILY WEEKLY

ration packs provided to students

non-contact sports activities after community classes, for children to enjoy playing together as well as learning

story-telling sessions in community locations when permitted

7

tablets purchased for teachers to share engaging digital content with students

31 70%

Hunar Ghar team members

received safeguarding training

students had a comprehensive paediatric healthcheck

60% 96%

students received all recommended childhood vaccines

final year students expected to continue their studies in secondary school

PROJECT PARTNER

www.educateforlife.org.uk

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Community Health Outreach Work

Our community health team is committed to ensuring that Bakhel community members can access professional healthcare and support.

At times this year, face-to-face contact had to be paused to prevent spread of Covid-19, and the mobile clinic was unable to visit. However, a growing number of community members have access to basic mobile phones. When home visits were not possible, the health team was able to keep in regular contact with pregnant women and mothers with young children through regular phone calls.

When the mobile clinic was able to visit, the team encouraged community members to attend and receive healthcare advice and treatment. The team liaised closely with the closest Primary Health Centre to ensure that pregnant women and young children received support and recommended vaccinations. When home visits were permitted, the team spent time with community members, listening to their concerns and providing information and guidance and linking them to professional healthcare services.

The team kept community members informed about how to stay safe, what to do if they experienced Covid-19 symptoms and provided accurate information about the Covid-19 vaccine. Emergency food aid was provided as needed, in collaboration with government officials and other civil society organisations.

Mental health and well-being has been a priority focus. Yoga and mindfulness sessions have been held when possible as part of Women's Self Help Group (SHG) meetings facilitated by the team.

"Everything was closed in the lockdown, could not even go anywhere, could not even talk to anyone, now the SHG meeting has started again, so it feels good. It was very nice to come here and meet everyone and we also share our happiness and sorrow with each other, due to which the mind becomes relax. It feels good to share my own experiences in this meeting." Women's Self Help Group Member 14

"During the home visit, Madam Vishnu tells that during pregnancy nutrition food should be eaten, this time along with giving this information, she also provided us with dry food packet. This dal, rice and edible oil given by Vishnu madam is very important for the good health of me and my future child, and we have got all this by joining this program, for which I thank the school people." Safe Motherhood Programme Member

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COMMUNITY HEALTH OUTREACH WORK

COMMUNITY MEMBERS BENEFITTING FROM HEALTH PROGRAMMES IN 2020/21

IMPACT

117 supported through their pregnancies

WOMEN

111

new babies delivered through our Safe Motherhood Programme

330

pre-school children benefitted from our Safe Childhood Programme

87% 82% 40%

of pregnant women received full recommended antenatal care and support

of women gave birth with a skilled attendant present

decrease in under-five mortality rate has been recorded since 2013

13 641

mobile clinic visits took place when lockdown restrictions allowed

community members attended the mobile clinic service, receiving professional healthcare and free medication

PROJECT PARTNERS

Global Hospital & Research Centre

www.educateforlife.org.uk

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Hunar Ghar Graduates

Normally, when children complete their final year of primary education, they sit compulsory state board exams in core subjects. Due to Covid-19, these exams were cancelled and children were automatically eligible to enrol into secondary education. Hunar Ghar staff supported children to complete their secondary school applications. Most of the students who finished their final year of education at Hunar Ghar in 2020/21 are enrolled at secondary school. There are over 100 students now enrolled in nine different secondary schools in the region, including over 40 Hunar Ghar graduates enrolled at Mandwa Secondary School.

There are some incredible role models and pioneers amongst former Hunar Ghar students. These include a female student whose parents wanted her to get married, but who pursued her studies instead. She has now completed her secondary education and is studying to become an electrician. Three other students have gained entrance to degree level studies after completing their secondary education and achieving excellent academic results.

In early 2021, when older students were allowed back in school, the Hunar Ghar team organised careers guidance sessions, to help students reflect on their next steps and future goals. These sessions were inspiring and motivating, enabling students to explore potential opportunities and how to access them.

"I proved my family wrong that a girl can study and she has every right to dream and study further to fulfil her dream. If the Hunar Ghar school teachers did not convince my parents to continue my studies, they would not have allowed me to pursue further studies. I would have been married by now and would have had children today... I want to be an encouragement to other girls in the village. Hunar Ghar School has a major role in my life to shape my life." Hunar Ghar Graduate

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Improving Secondary Education

We have been working with Kshamtalaya for three years to improve attendance and outcomes at two government secondary schools in the vicinity of Hunar Ghar, with an increasing number of students supported each year.

This year 253 students benefitted from the programme work, including 69 girls. Secondary schools were closed for most of the academic year due to the pandemic. Kshamtalaya team members worked closely with teaching staff to support students to learn remotely. Support was tailored to each student's access to technology. A mixture of home visits, community classes, phone calls and, for the 40 children who had access to smart phones, video calls and Zoom lessons took place.

We are delighted that 98% of all students supported in 2020/21 are continuing their secondary education in the new academic year. This is a fantastic outcome as young people, and in particular girls, are at increased risk of dropping out of school due to the pandemic. It is a tribute to the relationships and support provided by the team that these children remain committed to completing their secondary studies.

Kshamtalaya has invested time in building relationships with all school stakeholders, including local education officials. This has resulted in greater investment in the schools, infrastructure improvements and more motivated teaching staff. For the first time, one of the schools has been oversubscribed with applications for enrolment - an indication of the growing confidence of community members in the quality of education offered by the school.

“We felt we have a place to go learn when schools are shut.” Mandwa Secondary School Student

“I am happy because you teach us with fun." Jhed Secondary School Student

“I am feeling happy because I am studying via a zoom application for the first time.” Secondary School Student

“It is good to see the students attending online classes for the first time in Kotra. I will also join the online classes to support.” Jhed Secondary School Teacher

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“I like your work in the community. You are doing a good work by going to community to help students in learning, I would also like to come with you to the community for teaching.” Secondary Teacher

“Thank you for providing the Deskit, I can write better now on the table in classroom... I can also use in home and my siblings can also use it.” Mandwa Secondary School Student

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“I like your work in the community. You are doing a good work by going to community to help students in learning, I would also like to come with you to the community for teaching.” Secondary Teacher

“Thank you for providing the Deskit, I can write better now on the table in classroom... I can also use in home and my siblings can also use it.” Mandwa Secondary School Student

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IMPROVING SECONDARY EDUCATION

SUPPORTING SECONDARY AGE STUDENTS IN 2020/21

IMPACT

2

under-staffed government secondary schools benefitted from wide-ranging support

6

Additional teachers facilitated remote and in person learning opportunities

253

Students aged between 13-17 directly benefitted from contact with additional teaching staff

<20%

students had access to smart phones for remote learning while schools were closed

40 160

>330

1 98%

students used Zoom for the first time to remotely keep up with their studies

students engaged with learning through audio only calls with teachers during school closures

home visits took place to share learning materials and check on students' needs and wellbeing

community event focused attention on the purpose of education during the pandemic

re-enrolment into new

academic year of all students supported by the additional teachers

PROJECT PARTNER

www.educateforlife.org.uk

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Supporters

We are extremely grateful to our incredible supporters, which include individual donors, a UK nursery and trusts and foundations. You make all that we do possible. It is a privilege to share details of our projects and their impact with you. You have made a huge difference to many people's lives. Your collective support has ensured the provision of food, education and healthcare to community members in our project areas. Each and every donation demonstrates belief in our work and care for individuals who face many challenges and inequalities in their lives. Together, we are making sure under-served rural communities are not forgotten and that children growing up in these communities have brighter futures and happier and healthier childhoods.

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The Women's India
Association
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The Maharashtra
Foundation
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The Tula Trust The Sisi and Savita Charitable Trust The Hyne Trust Carmela and Ronnie Pignatelli Foundation Bryan Lancaster Trust The Lennox Hannay Charitable Trust The Cuckoo Hill Trust Margaret McEwen Trust The Waterloo Foundation Bryan Guiness Charitable Trust

Not all our supporters have given permission to be publicly acknowledged. If you are not named, our gratitude is no less heartfelt.

Educate for Life is committed to raising funds honestly and transparently, in line with the standards set by the Fundraising Regulator, and is committed to the Fundraising Promise. We have not received any complaints about our fundraising in the 2020/21 financial year.

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2020/21 FINANCIAL STATEMENT

Figures provided consolidate UK income with expenditure in UK & India. Our UK accounts have been independently examined and our India accounts have been audited. UK independent examination kindly donated by YR Associates, Chartered Accountants, London. A copy of our full financial statement for the 2020/21 financial year can be provided on request.

WHERE OUR FUNDS CAME FROM IN 2020/21

29% Gift aid Bank interest £108,223 Corporate Social Responsibility Major Donors 13% Personal & Third Party Trusts and Foundations

HOW WE SPENT OUR FUNDS IN 2020/21

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7%
19%
43%
£108,223
19%
0%
12%
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Primary and Secondary Education

Health and community development

School infrastructure

Raising Funds

Designated income for expenditure in 2021/22 Designated income for other expenditure

23

EDUCATIONAL COSTS BROKEN DOWN

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2%
14%
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7%
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Primary teachers and teaching materials 20% Teacher training Library, sports and arts 4% Strengthening Secondary Education £68,751 8% Supporting education of our graduates School meals and kitchen team Technology for learning COVID-related education adaptations

HEALTH AND COMMUNITY DEVELOPMENT COSTS BROKEN DOWN

Pregnancy care and delivery Pre-school child health 14% £18,625 Child health at Hunar Ghar Mobile Health Clinic COVID-related health provisions

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10%
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SUMMARY OF UK INCOME AND EXPENDITURE 2020/21

Total funds 12 months Total funds 12 months
2021 2020
OPENING £78,152 £104,433
BALANCE
TOTAL INCOME £108,223 £107,892
TOTAL £80,925 £134,173
EXPENDITURE
NET BALANCE £27,297 -£26,280
CLOSING £105,449 £78,152
BALANCE

In the 2020/21 financial year, we spent a lower amount than anticipated due to some budgeted activities not being able to take place as planned due to the Covid-19 pandemic.

RESERVES AND DESIGNATED FUNDS

The charity aims to keep a general reserve representing approximately six months of anticipated expenditure. Of the closing balance, £72,294 represents six months of anticipated expenditure in 2021/22; £20,260 is designated towards 2021/22 activities and £12,895 is designated to other future projects. Donations are designated for expenditure on specific activities/projects if agreed with the donor.

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Governance

Educate for Life is a charitable trust registered with the Charity Commission of England and Wales on 16 November 2005, with registration number 1114271. We have three part-time UK based staff members. We have an active board of voluntary trustees who support our overseas partners and staff to ensure ongoing quality improvement of our projects and governance. We also have a number of pro-bono advisors based in the UK and India.

BOARD OF TRUSTEES

ADVISORS

After a period of acting as observers in 2021, the following individuals have subsequently joined the EFL Board following the closure of our 2020/21 financial year:

STAFF

PATRONS

Iona-Jane Harris, Director Jessica Whitaker, Programme Manager Becky Kelly, Trusts Fundraiser

Ed Forrest (Co-founder) Matt Barbett

SAFEGUARDING

We are committed to improving child protection. Safeguarding is a standing agenda item at all board meetings. We are guided by an independent Safeguarding Advisor, who has reviewed and updated our organisational safeguarding policy. This year, we have invested in additional safeguarding and child protection training for our overseas partners to build their awareness, knowledge and confidence.

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Our Partners in India

We work in partnership with carefully selected Indian organisations to ensure the operational success of our projects. We are committed to continual quality improvement of our programmes. We invest in our key implementation partners. We work with other expert organisations in India to develop project team members' skills and knowledge.

RAJASTHAN BAL KALYAN SAMITI (RBKS)

RBKS is an Indian non-governmental organisation with over 40 years of experience in rural education and development. It is one of our key implementation partners and is responsible for educational provision at Hunar Ghar School.

The school is run in line with principles and standards agreed with Educate for Life, who built and set up the school in 2007. Educate for Life ran the school for a decade, with RBKS as its local implementation partner, before transitioning ownership of the school to RBKS in early 2018 to work towards the longerterm sustainability of the school for the community. RBKS reports to Educate for Life against agreed criteria and the organisations have a regularly reviewed Memorandum of Agreement in place

The Hunar Ghar project team is made up of over 35 people. This includes teaching staff, school leaders, community health team members, cooks, cleaners and guards and five members of the RBKS leadership team who oversee operations and administration. All these staff members are employed by RBKS. RBKS senior team members and project staff are in regular contact with Educate for Life staff and trustees.

ADHYAYAN

Adhyayan is an Indian social enterprise which works with schools to help them improve the quality of education they provide. Adhyayan is supporting the Hunar Ghar School team to ensure that all students are able to learn well. In October 2020, this included a review of community-based learning experiences.

27

Our Partners in India

AARAMBH INDIA INITIATIVE - RATI FOUNDATION

The Aarambh India Initiative is part of the India based RATI Foundation which advocates for the protection of children. The initiative provides training in child protection and promotes best practice. This year, Aarambh has worked with the RBKS Hunar Ghar team and Kshamtalaya to deliver comprehensive training in child protection and safeguarding to all team members.

FRIENDSLINE

Friendsline is a UK registered charity which uses technology to provide mental health and well-being support to women and girls living in low income communities in developing countries, where there is an acute lack of mental health resources, education and support. Friendsline is working with RBKS to deliver weekly mindfulness and yoga seminars at Hunar Ghar School. This initiative is benefitting female students and community members and is raising the profile of the importance of mental health.

PRATHAM EDUCATION / ASER CENTRE

Pratham is an innovative learning organization created to improve the quality of education in India. It is one of the largest non-governmental organisations in the country. Pratham focuses on high-quality, low-cost, and replicable interventions to address gaps in the education system. It has provided training to Hunar Ghar staff to support teaching foundational literacy and numeracy skills and this year provided training on effective remote teaching and how to assess literacy and numeracy skills using a national educational survey tool called ASER.

28

Our Partners in India

LETS OPEN A BOOK

Let’s Open a Book is an Indian organisation dedicated to improving access to books and encouraging and supporting communities to develop a culture of reading. The organisation supported the Hunar Ghar team to build its capacity to manage the school library and its resources and to engage students of all ages with story telling.

KSHAMTALAYA

Kshamtalaya is an Indian non-profit organisation founded to support school children in disadvantaged settings so that they can realise their true potential and develop into socially and economically active young adults. We have partnered with them to create a programme designed to improve the quality of education provided by two secondary schools near Hunar Ghar.

THE GLOBAL HOSPITAL AND RESEARCH CENTRE

The Global Hospital and Research Centre (GHRC) based in Mount Abu provides a mobile clinic service, which stops in at least three locations in and near Bakhel. This ensures regular free access to professional healthcare and advice. The Global Hospital and Research Centre also runs annual health camps from Hunar Ghar School, including eye and dental checks. These benefit students and community members alike. GHRC accpets referrals for diagnosis and treatment.

GEETANJALI HOSPITAL

Geetanjali Hospital in Udaipur supports the child health at Hunar Ghar programme run by Educate for Life. It provides a team of doctors to conduct annual health checks on all pupils and accepts referrals for diagnosis and treatment made by our team.

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Join our Journey

This is our story, our journey. We’re changing lives, and we’re redefining what good development looks like in rural India.

Visit our website to find out more about our work and to subscribe to our newsletter.

If you’d like to support a particular aspect of our work, please contact us to find out more about our projects and needs.

Email: ionajane@educateforlife.org.uk or ash@educateforlife.org.uk

Educate for Life www.educateforlife.org.uk 13 Rustat Rd, Cambridge, CB1 3QR

England & Wales registered charity 1114271 since 2005.

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EDUCATE FOR LIFE FINANCIALSTATEMENTS YEAR ENDED 30JUNE 2021 Charity Number 1114271

EDUCATE FOR LIFE FINANCIALSTATEMENTS YEAR ENDED 30 JUNE 2021 COTr￿ENTS PAGE Trustees, annual report Statement of financial actThiities Balance sheet Notes to the financial statements io

EDUCATE FOR UFE TRUSTEES, ANNUAL REPORT YEAR ENDED 30 JUNE 2021 21 The trustees present their annual report and financial statements of the charity for year ended 30 June 2021. The financial statements coincide with the academic year of the Hunar Ghar school which is for year endingjune. The financial statements have been prepared in accordance with the accounting policies set out in note I to the accounts and comply with the charIt￿S trust deed. the Charitie5 Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Prartice applicable to charities preparlng their accounts in accordance with the Financial Reporting Standard applicable in the UK and RepL¢blic of Ireland IFRS 1021. Ob'eetlves and actvlitles for the ubllc beneflt The objectNes of the charity are to provide high quality community-led and evidence-based services which integrate education, healthcare and community change forthe benefit of children and families of the Adivasi region around udaipur, Rajasthan, India, with the aims of.. creating enfranchised, happy and healthy communities locally,. and sharing best practice with partners across India to enable wide-5cale change. A review of our adiievements rfomiance Educate for Life works to ensure provision of holistic educatlon, healthcare and communlty development seNices in under-served, remote rural communities, in southem Rajasthan. in India. Our aim is to support healthy development from birth to adulthood, enabling community members to gain skills and confidence, which will lead to community-led, long-terni socio*conomictransformation within the reglon. Educate for ￿fe works in close partnerships with local organisations to achieve this and to comply with Indian legislation. Our two main partnershlps are with Rajasthan Bal Kalyan Samiti IRBKSI, our implementation partner in relatlon to all programmes and seNices relating to Hunar Ghar School and Kshamtalaya-jatan, our partners in relation to improvillgthe quality of local secondary education provision in the area where Hunar Ghar School is situated. Our projects are having a considerable impact on the lives of community members. Programme work was adapted in 2020121 to ensure ongoing access to education, nutrition and healthcare durlng the pandernic and variou5 lockdown ￿$trItt10n5. Key achievements in 2020121 include: Supporting our partners to be part of a coalition of civil soclety organisations working together with local government officials and community leaders to support community members in oijr project area during the pandemic. Supplying 200 oximeters for door-to-door health checks to identify people in need of medical attention. Provlding over 2,000 households with masks, soap and rations. Training team members to understand the Covid-19 vaccine and to provide accurate information to commLTrnity members, with a vaccination camp held at Hunar Ghar School. 420 children aged between four and fourteen, enrolled at Hunar Ghar Primary School, receiving regular support from Hunar Ghar staff to access learning opportunities through home visits and community learning 5e55ions, whilst the school was Closed due to Covid-19 lockdown re5trlctions. Hunar Ghar students being provided with library books, invited to story circles and encouraged to participate in non<ontart sports after outdoor learning time. 91% of final year Hunar Ghar stLtdent5 being supported to eftrol In secondary education to continLEe their studies. This is a significant achievement in view of the disruption caused by the pandemic, with children at higher risk of early marriage or needing to work to contribute to household income.

70% of Hunar Ghar students having a comprehensive health check from a paediatrician and around 60% being up to date with recommended childhood vaccinations. (Vaccination programmes were severely disrupted by the pandemic.) Providing monthly dry ration pack5 to Hurlar Ghar students while the school was closed and unable to prepare and provide meals. High energy snacks were also provided to students during community learning sessions and when teachers visited children at home. Ensuring access to free, professional healthcare to 641 community members through a mobile clinic service, which visited when lockdown restrirtions pem)itted. Supporting 117 women in the community through their pregnancies as part a Safe Motherhood Programme. This programme is resulting in an increased number of women giving birth with a skilled attendant present182%1 and in a decrease in under-five mortality in the communwty. Nutrition packs were provided to women who were enrolled in the programme thls year due to food shortages (aused by Covid. 330 pre-school age children in the community were supported by our Safe Childhood Programme, which provides advice and guidance to parents about feedin& nutrition and care£lving. offering yoga and mindfulness seminars to adolescent girls and women, when lockdown restrictions permitted, to support well-being. Supporting 253 secondary school students, through working with a local partner, Kshamtalaya-jatan, lo improve the quality of secondary education provision at two local government schools in the vicinity of Hunar Ghar Primary School. This work is ongoing and include5 engaging with students, teachers, community members, school leaders and local education officia15 to create better learning environment5 as well as directly supporting students to L¢nderstand and work through their secondary level curriculum. whilst secondary schools were closed due to Covid. tearn members visited students at home, held outdoor lessons and provided digitBI learning opportunities to about 40 students who had ac￿SS to smartphones. Flnanclal revlew Incoming resour￿5 in the year ended 30 June 2021 were £108,22312020'. £107.8921. Expenditure on charitable activlties was £59,92312020 £112,536). ReseNes at the end of the period were £105,449. Since income can be volatile, the charity aims to keep a general reserve representing approximately six months of anticipated expenditure. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in fundin& they will be able to continue the charitqs activities, whilst consideration is given to ways in which additional funds may be raised. The trustees review the policy and progress towards meeting the target level of reserves annually. of the reseNes at 30 June 2021, £72,294 is towards the general reserve. This represents approximately 6 months of anticipated expenditure in line with our reseNes policy. In addition, we expect to hold a certain amount of funds in order to build funds for designated future purposes. Trustees have agreed the aim to retain £IO,O(X) for infrastructure development, £5,oooforunexpected heafth costs. £10,000 to improve outcomes at secondary Schools in the vicinity of Hunar Ghar Primary School. and ElO,000 for scholarship5 for Hunar Ghar graduates for secondary and tertiary education. A5 at June 2021. £12,895 was designated in aggregate towards the above goals wwth £2,000 for secondary schools, £2,5(K) for Hunar Ghar graduates, £5,000 for infrastrurture and £3,395 for partner capacity building in the vicinity of Hunar Ghar Primary School. The remaining £20,260 is designated towards expenditure in the 2021122 financial year, pef the table below: Area of Speclfic Expendlture Provision of Primary Education at Hunar Ghar School Community Health Outreach work lincluding Covid activities) Provision of Graduate Support Infrastructure maintenance and development Secondary sch4JoI related activities TOTAL Amount to be spent in 2021122 Flnandal Year £8,057 £4.941 £806 £1,183 £5,273 £20,260

Strurture overnance and mana ement The Trust is an unincorporated registered charity, number 1114271, and is constituted under a trust deed dated 29 November 2005. New trustees are appointed by the existing trustees by assesslng skillsets required and experience of new trustees. At the quarterly trustees, rneetings, the trustees agree the broad strategy and areas of artivity Tor the Trust, includin8 consideration of reserves, performance and operations. The day to day administration of fundraisinE, grants and operations is delegatsd to a small team. The Trustees actively review major risks through constant communication and quarterly Trustee meeting5. The Trustees also monStor operational and business rlsks faced by the charity. mana ement ersonnel In terms of day to day operations. the Chalr of Trustees works closely with the organisation's Director and Programme Manager, and the senior leadership teams of Educate for Life's local partners, to provide any necessary support and oversighL All trustees give of their time freely and no remuneration or expenses were paid in the year. Fundralsin All of Educate for Life's fundraising is carried out by two part-time members of stsff. We do not employ any external fundraisers. Educate for Life is registered with the Fundraising Regulator and complies with the Code of Fundraising Practice. There have been no complaints about fundraising In the last ￿￿e1ve months. We do not send out any un501icited communications either by mail or electronically. We do not call people or approach people we do not know for donations. We are transparent about how donatlons wlll be used to support our work. We have a policy in place for accepting and refusing donations. This means that we review any gifts of over £100 If we have any cause for concern, this includes any concern that the gift may be from a vulnerable individual or an individual lacking capacity. If there are any concern5, these are investigated on a case by case basis by fundraising staff and referred to the Board. There have been no such cases in the past twelve months. This policy Is reviewed on an annual basis. This helps us to ensure that we protect vulnerable people and other members of the public and that we only accept appropriate gifts. nce and adminlstratlve Informatlon Reglsteredchorlty nome Educate for Life Chorlty registrotlon number 1114271 Prlnclpal office 13 Rustat Road, Cambridge, CBI 3QR Tmstees Dr A Patel Mr S Patel (resigned 4 August 20211 Mr B Patel Ms R Frost Dr N Limaye Mr V Patel (resigned 23 July 20201 Ms S Mansfield Iresigned 19 October 20201 Mr A Chadda (resigned 27 January 20211

Trust responslbilities In relatlon to the flnanclal statements The charitytrustees are responsible for preparing a trustees, annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practicel- The law applicable to charities in England and Wales requires the charity trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, of the charity for that period. In preparlng the financial statements, the trustees are required to.. selert sultable accounting policies and then apply them consistentlv; observe the methods and principles in the applicable Charities SORP.. make judgements and estimates that are reasonable and prudent,. state whether applicable accounting standards have been followed, subjectto any material departures that must be disclosed and explained in the financial ststements,. prepare the financial statements on the going con￿rn basis unless it is inappropriate to presume th the charity will continue in business. The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial ststements comply with the Charities Art 2011, the applicable Charities IAccounts and Reports) Regulations, and the provisions of the Trust deed. They are also responsible foi safeguarding the assets of the charity and taking reasonable steps for the prevention and detertion of fraud and other irregularities. The trustees are responsible for the malntenance and Integrlty of the charity and financial Informatlon Included on the chariws website in accordance with legislation in the United Kingdom governing the preparation and dissemination of financial statements. Approved by the trustees on .. ILI 2 2 . and signed on their behalf by: Signature Name Date

Ind•￿AdenteXamlDerf$ report tothe tNstees of Educate For Llfe I report to the trustèes on my examination of the accounts of Educate For Life {the Trust) for the year ended 30 June 2021. As the charfty trustees of the Trust you are responsible for the preparntlon of the accounts in accordance with the requlrements of the Chanties Act 20111'the ACVI. I report In respect of my examinatton of the Trusys accounts carried out under seetion 145 of the 2011 Act and in carrylng out my examinatM)n I have followed all the applicable Difeciion5 given by the Charlty Commlsslon under section 14515llbl of the Act. I have completed my examlnlon. I conflm) that no materlal matters have come tD my attentlon In connectlon wtth the examlnatlon gIvi￿ me cause to belleve that in any material respect.. attountlng records were I￿t kept In respert of the Trust as requlred by sectknn 130 of the Act: or the accounts do not actord with those records: or the accounts do not comply wlth the applltable requirements corcerning the form and content of accounts set out in the Charities IAc¢ounts and Aeportsl ReBylations 2008 other than any requirement that the a￿oUnts glve a 'true and fairf view which Is not o matter consldered as part of an Independent examlnatlon. I have Concerns and have come ècr05S Th) other matters in connection wlth the erdminatlon to whlch attention should be drawn in this report in orderto enable a proper under5tandin8 of the accounts to be reached. gnature am• Address Date 91L...MN.CL￿I.J...........-........................,.....

Edutat* for Llle ststement ofKnanclal Pxtl Foryoarended 30June 2021 Totsl Totsl Funds Funds Unrestrl¢E•d IZ month5 12 montl 2021 Intoffary resources Income and en(iowment5 from: Donatlons and legacles Investments Tt)tsl 108,134 108.134 107.560 332 108.2Z2 10I22Z 107W2 Resour(es expend•d Expenditure on.. Raising fvnds Charltsble activities Total 12¥0021 121,002) 121.6371 59.9231 59.923 112,5361 80,925 (80.925 134.173 Net Incomo1(w9ndl￿rQj 27.297 27.297 26,2801 Reconclll•tlon of fuThls: Total funds brought forward Totsl fvnds carrfed forw•NI 78.152 105,449 78,152 105,449 104,433 78,152 All amounts relate to eontlnuln8 actlvlties. Ofthe ￿SerVeS at 30June 2021, an arnount of £20,260 has been deslgnated to partlcular aCtr¥It￿$, as d15CU55ed in the financial review.

Educate for Life Balance sheet As at 30 June 2021 Totsl Funds 30 June 2021 Total Funds 30 June 2020 Unrestrlcted funds Note Current a55ets Debtors Cash at bank and in hand Total current assets 108,550 108,550 108,550 108,550 79,171 79,171 Creditors: amountsfalling due withln one year io 13,101) 13,1011 11,019) Net current assets 105,449 105,449 78,152 Total assets less current liabllities 105.449 105.449 78,152 Total net a55ets 105,449 105.449 78,152 Funds of the charity Unrestricted funds Total funds 105.449 105,449 105,449 105,449 78,152 78,152 Of the reserves at 30 June 2021, an amount of £20,260 ha5 been designated to particular actlvities, as discussed in the financial review. The notes following form part of these accounts. 2f) 2 Z and signed on their behalf by: Approved by the trustees on .... . Signature Name Date

Educate for Lrfe Notes to the accounts For year ended 30 June 2021 l. Statutory Inforniatlon Educate for Life is an unincorporated charitable trust. The charity is registered in England and Wales, Registered Charity number 1114271 2. A¢countlng Pollcles Basis of preparing thefin¢7ncial st¢¥temeftts The financial statements of the charity. which is a public benefit entity under FRS 102, have been prepared In accordance wtth the charities SORP IFRS 1021 'Accounting and Reporting by Charities: Statement of Recommended practi￿ applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 leffectThie l January 20151,. Financial Reporting Standard 102 The Financial Reporting Standard applicable In the UK and Republic of Ireland, and the Charities Act 2011. The financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value. In￿rne All income is recognised in the Statement of Financial Activities On￿ the charity has ertitlement tothe funds, it is probable thatthe income will be received and the amount can be measured reliably. Expendtture Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committingthe charlty to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for or7 an accruals basis and has been classified LEnder headingsthat aggregate all costs related to the category. Where costs cannot be directly attributed to particular headings, they have been allocated to actlvitles on a basis consistent with the use of resources. Grants payable are payments made to third parties in the furtherance of the charitable objectives of the Charity- Fundstnxture Vnrestrirted funds can be used in accordance with the charitable objectives at the discretion of the trustees. Restricted funds can be used only for the particular restricted purposes within the object of the charity. All funds of the charity are considered unrestricted. Unrestrlcted funds include designated fsjnds where the Trustees may create a fund for a Specific purpose. Short term debt0￿ and creditors Debtors and creditors with no stated interest r*e and ￿CeIvable or payable within one year are recorded at transaction price. Cash andcash equlvulents Cash and o5h equivalents comprise cash at bank and in hand. Tmde and othercreditors Trade and other creditors are initialty recognised at the transactlon price and are thereafter stated at amortised cost using the effective interest method unless the effect of discounting would be immaterial, in which case they are stated at cost. io

  1. Analysis of income Total Funds 2021 Total funds 2020 Unrestricted funds Donations and legacie5 Donations and gifts Giftaid 108,134 108,134 101,264 6,296 107,560 108,134 108,134 Investments Interest income 88 88 332 332 Total Income 108,222 108,222 107,892
  2. Analysls of expenditure on ralsing fund5 2021 2020 StafF costs Bank charges / administration Support costs 14.215 317 6,471 21,004 14,563 424 6,650 21,637 For 5UPPOrt costs, see analysis in note 5.

  3. Analysis of support Costs Grants to RBKS and Kshamtslya- Jatsn Direct operational seTvlces Totsl Basis of Ralslng fvnd5 Allocatlon Staff tirne Communicatlons and governance Finance Operational 5,932 5,932 5,932 17,796 539 539 539 1.617 Usage Usa 6N71 6,471 6,471 19,413 An estimate has been used to allocate staff time between the activities above based on estimated time spent on each activity. li

  4. Analysis of charitable activities Educate for Lrfe undertakes its charitable activf(ies through grants awarded to its implementation partners in India, Rajasthan Bal Kalyan Samiti IRBKSI and Jatan, as well as providing direct operational support through provldlng operational resources and providing 3 significant amount of staff time to manage and direct school operations in India. Support costs Grants Totsl Grants to RBKS Grants to Kshamtalaya-jatan Dirert operational setvices 37,232 6,471 43,703 9,748 46.980 6,471 12,942 16,218 59,922

  5. Grantmakl During the year ended 30 June 2021. Educate for Lrfe made grants to Rajasthan Bal Kalyan Samiti IR8KS1 totalling £37,232. RBKS is the implementation partner in relation to operating the school program and other setvices for Hunar Ghar.
  6. Independent examination The independent examiner did not charge a fee for Servi￿5. The independent examination in 2020 was also not charged for.
  7. Staff costs 2021 2020 Salaries and wage5 lincluding PAYEI 35,135 35,135 34,755 34,755 The average monthly number of employees during the period was 212020.. 21 No employees received emoluments in excess of £60,000.
  8. Creditors 2021 2020 PAYE lax and NIC payable 3,101 3,101 1,019 1,019
  9. Related partytransactions and trustees, expenses and remuneration The trustees all give freely their time and expertise without any form of remlfneration or other benefrt in cash or kind12020: £nill. No expenses were paid to the trustees in the year12020: £nill 12