2025-03-31-accounts

----- Start of picture text -----
Charity registration number 1113583 (England and Wales)
----- End of picture text -----

THE STARLING FAMILY CHARITABLE TRUST ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

/2[ Bankers

THE STARLING FAMILY CHARITABLE TRUST

CONTENTS

Trustees’ report

Independent auditor's report

Statement of financial activities

Balance sheet

Notes to the financial statements

1-4

5-7

8

9

10 - 18

• ��� !"#$#%

• )+-./0-++01.+0+2--+3.422/45.+16.-4278324293450-4-+:+2-086.-+;+4.+27+7<=>4.9?@?AB )[phone]-+:+2-04C+D++21.+14.+7324996.7429+E3--+4996/2-32F165393+00+-6/-3226-+=-6-+ 8324293450-4-+:+2-042796:15;E3--+94.3-;G0F6C+.232F769/:+2-H-+I4.3-3+0J9-?@==HKLM=@?N)+ K32429345L+16.-32FM-4274.74115394D5+32-+OP427L+1/D53968Q.+5427N427-+I4.3-3+0MRLSNJ996/2-32F 427L+16.-32FD;I4.3-3+0TM-4-+:+2-68L+96::+27+7S.49-39+4115394D5+-694.3-3+01.+14.32F-+3.4996/2-0 324996.7429+E3--+K32429345L+16.-32FM-4274.74115394D5+32-+OP427L+1/D53968Q.+5427UKLM=@?VNB , , , , , , , , , , , , , , ,

• bcdefghiej, , , , , , , , , , , , , , , ,, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

• , , , , , , , , , , , , , ,

• , , , , , , , , , , , , , , , , ,

• WXYZ[]Y^�a�_Z[\]\[\Y^ )*+,6Dk+9-3C+0,68,-*+,9*4.3-;,4.+,+l95/03C+5;,9*4.3-4D5+,1/.160+0,32,m40-,J2F534,U14.-39/54.5;,I4:D.37F+0*3.+V,427, -*+,-./0-++0,0*455,32,-*+3.,4D065/-+,7309.+-362,8.6:,-3:+,-6,-3:+,7+-+.:32+,427,:4;H,D/-,2++7,26-H,3295/7+,-*+, 86556E32FT, 4V,-*+,/1n++1,427,.+143.,68,-*+,84D.39,427,962-+2-0,68,m5;,I4-*+7.45,427,-*+,:432-+2429+,68,0+.C39+,-*+.+32o,427 DV,-*+,8/.-*+.429+,68,-*+,+7/94-362,U3295/732F,069345,427,1*;03945,-.43232FV,68,1/1350,4--+2732F,I/586.7,M9*665H, I/586.7H,p/.;,M-B,m7:/270H,M/8865n,UI*4.3-;,q6B,<=@rstV,40,-*+,04:+,40,30,47:3230-+.+7,D;,I/586.7,M9*665,)./0-++, I6:142;,u-7,UI6:142;,q6B,@At@vv@AVB, )*+,-./0-++0,96283.:,-*4-,-*+;,*4C+,.+8+..+7,-6,-*+,F/37429+,962-432+7,32,-*+,I*4.3-;,I6::300362G0,w+2+.45, fghihghejw/37429+H,E*+2,.+C3+E32F,-*+,9*4.3-;G0,43:0,427,6Dk+9-3C+0,427,32,1542232F,8/-/.+,49-3C3-3+0,427,0+--32F,8/-/.+, F.42-x:4n32F,16539;B, yzc{hf|ce}e~hg )*+,-./0-++0,*4C+,1437,7/+,.+F4.7,-6,F/37429+,300/+7,D;,-*+,I*4.3-;,I6::300362,32,7+93732F,E*4-,49-3C3-3+0,-*+, 9*4.3-;,0*6/57,/27+.-4n+B €/.32F,-*+,;+4.,/27+.,.+C3+EH,-*+,9*4.3-;,*40,:47+,C4.36/0,F.42-0,40,7+-435+7,4-,26-+,A,32,-*+,832429345, )*+0-4-+:+2-0,86556E32FB,:432 n+;1+.86.:429+ 327394-6./0+7 D;-*+ -./0-++030-6F+2+.4-+ 4:323:/: 32C+0-:+2-.+-/.2 68 <r@H@@@1+.;+4.326.7+.-64556E -*+-./0-++0-6:++--*+3.+l30-32FF.42-96::3-:[phone]+. :4n32FZ\Y]Y‚Y[^�a�ƒY„…†„‚_ZY4773-36245F.42-0B)+-6-45.+9+3C+78.6: 32C+0-:+2-086.-+;+4.E40<tvHAvU?@?rx<ttH?tVB )+942F+32F.42-96::3-:+2-07/.32F-+;+4.4:6/2-+7-649.+73-68=?AH@@=HE395+7-62+-3296:+62 ‡eˆ|‰eŠ~‹ŠŒ}fe|h}Žhfg‹Šj /2.+0-.39-+78/27086.-+;+4.68rsHArrB )+,-./0-++0,.+16.-,4,7+8393-,32,-+,;+4.,68,??rHss?,U?@?r,x,0/.15/0,svHvrV,427,2+-,400+-0,68,=sHArtH<<t, U?@?r,x,=sH=H?=sVB, )+-./0-++0:++-E3--+3.32C+0-:+2-47C306.04-5+40-422/455;-6.+C3+E-+5+C+56832C+0-:+2-.+-/.20B , , , , , , , , , , , ,, , , , , , , , , , , , , , , , , , , , , , ,

• , , , , , , , , , , , , , ,, ,

• , , , , , , , , , ,, , , , , , , , , , , , , , , , ,

• , , , , , , , , , , , , , , , , ,

• ���  �  !!"#$%&'&(

• ,-./-023456/./6/-7 89:<=>?<::?9@A:BCD:F<CBCDB:D<=@<:CDG@ED<@EDEDH<9::DFCIG:D<@DFJ>KJEKKEDH:LE?<EDHBCGGE<G:D<? <CMKNO@9:F=@K@DFOKJC=FPB9CCKQ9:=:RNS=CAEFEDH@=@DH:CJ:FB@<ECD@KQ9:@K9@DFI:KJ@=:?SSC=<IE<9ED <9:M@?TDHKE@DBCGGDE<NUVD=:?SCD?:CB9@DH:?EDJ<>=:=:W>E=:G:D<?CJO>KJC=FPB9CCKQ<9:K:A:KCJJ><>=: BCGGE<G:D<?I:=:@H=::FQK:@FEDH<C@?EHDEJEB@D<B=:FE<@FX>?<G:D<<C<9:H=@D<??9CIDEDDC<:YU 89:<=>?::?=:B:EA:F@DGR:=CJ@SSKEB@D<?JC=H=@D<?QR><@<@<EG:I9:D<9:K:A:KCJEDBCG:CD<9:E= 1 1

• ; ; ; ; ; ; ; ; ; ; ; ; ; ;

• ; ; ; ; ; ; ; ;; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ;; ; ; ; ; ; ; ; ; ;

• ; ; ;; ; ; ; ; ; ; ;; ; ; ; ; ; ; ; ;

• EDA:?<G:D<?;BC>KF;DC<;R:;H>@=@D<::FQ;<9:N;BCDB:D<=@<:F;CD;G@ED<@EDEDH;<9:;:DFCIG:D;@DF;JKJEKKEDH;:LE?<EDH; BCGGE<G:D<?;<C;MKN;O@9:F=@K;@DF;OKJC=F;PB9CCKU Z[.-76-[61]-^32^\4[589:;<=>?<::?;=:AE:I;EDA:?<G:D<;SCKEBE:?;@DF;S:=JC=G@DB:;@<;<9:E=;G::<EDH?U;89:N;<@:;@FAEB:;J=CG;<9:; ?<CB_R=C:=?;@DF;EDF:S:DF:D<;JED@DBE@K;@FAE?C=?;I9C;G@D@H:;<9:E=;EDA:?<G:D<;SC=<JCKEC?;@DF;I9C;=:SC=<;ED; S:=?CD;@<;K:@?<;CDB:;@;N:@=;@DF;ED;I=EK@=KN;<9=C>H9C><;<9:;N:@=U;89:N;@K?C;<@:;@FAEB:;J=CG;<9:E=;K:<<EDH; @H:D<;ED;=:?S:B<;CJ;<9:;EDA:?<G:D<;S=CS:=<NU 89:;EDA:?<G:D<?;?9CI;@D;:LB:??;CA:=;9E?<C=EB@K;BC?;CJ;aQbcdQeYe;fegea;YQhhhQdcgiU;89:;A@K:;CJ;EDA:?<G:D<?; EDBK>FEDH;B@?9;@DF;EDA:?<G:D<;S=CS:=<N;F:B=:@?:F;<9E?;N:@=;RN;jdaQhgg;fegea;k;EDB=:@?:;CJ;dQebcQbdli mnonpmoq�rstmsu v2/[w152[5-^[ TJ<:=;G@_EDH;@SS=CS=E@<:;:DW>E=E:?Q;<9:;<=>?<::?;9@A:;@;=:@?CD@RK:;:LS:B<@<ECD;<9@<;<9:;B9@=EN;9@?;@F:W@<:; =:?C>=B:?;<C;BCD:;ED;CS:=@<ECD@K;:LE?<:DB:;JC=;9:;JC=:?::@RK:;J<>=:U;xC=;<9E?;=:@?CDQ;<9:N;BCD:;<C;@FCS<; <9:;HCEDH;BCDB:=D;R@?E?;ED;S=:S@=EDH;<9:;JED@DBE@K;?<@<:G:D<?U ,-7-^.-71]2y/5z 89:;<=>?<::?;BCGGE<;C;G@_EDH;=:HK@=;H=@DKK; @GC>D<;CJ;?>B9;BCGGE<G:D<?;?9C>KF;@SS:@=;@?;@;FE?<=ER><ECD;ED;<9:;S:=ECF;ED;I9EB9;<9:;BCGGE<G:D<;I@?;G@F:U; VDBCG:;E?;=:BCHDE?:F;@?;<9:;B9@=E<N;R:BCG:?;K:H@KKN;:D<E<K:F;<C;E<U;TK<9C>H9;I9:D;BCGGE<<EDH;<C;<9:;:LS:DFE<>=:; <9:;<=>?::?;@=:;GEDFJK;CJ;<9:;@D<EBES@<:F;J><>=:;EDBCG:;CJ;<9:;<=>?<Q;9E?;B@D;=:?K<;ED;<9:;>D=:?<=EB<:F;H:D:=@K; J>DF;9@AEDH;@D;CA:=F=@ID;R@K@DB:U; 89:;R@K@DB:;CD;<9:;>D=:?<=EB:F;H:D:=@K;JDF;@<;<9:;N:@=;:DF;I@?;adhQeeY;fegea;CA:=F=@ID;jgQcdli ƒr„pƒ„rs…†‡tsrnonpsonˆ‰ono†s‰snƒ Š2[76/66/2[{46-^/4y1/[.-76-[671]2y/5z 89:89:;<=>?<::?;9CKF;DC;EDA:?<G:D<?;<9@<;@=:;F::G:F;G@<:=E@K;ED;9:;CA:=@KK;G@_:S;CJ;<9:E=;EDA:?<G:D<;SC=<JCKECU;P<@=KEDHx@GEKNO9@=E<@RK:8=>?<E?@=:HE?<:=:FB9@=EGR:=dddcYhcQ@DFE?BCD?<E<><:F>DF:=@<=>?< F::FF@<:Fdl‹:B:GR:=eggYUVDFI@?`dgg@DF?>R?<@D<E@KHEJ<@EFS@NG:D<?9@A:?EDB:R::D =:B:EA:F|^/[5/]4y1^/7}714[~1[5-^64/[6/-7J=CG <9:J@GEKN@DF<9:J@GEKNBCGS@DNU89:<=>?<FC:?DC<@BDF=@E?:@DF?::?<CBCD:<9: 89:;S=EDBES@K;=E?;<9@<;<9:;B9@=E<N;E?;:LSC?:F;<C;E?;<9:;GCA:G:D<;ED;<9:;€;@DF;‚KCR@K;?<CB;G@=_:<;@DF;E<?;S9EK@D<9=CSEBIC=_F:?E=:FRN<9:FCDC=?<9=C>H99:B@=:JK?<:I@=F?9ESCJE<?:LE?=B:?U BCD?:W>:D<E@K;:JJ:B<;CD;<9:;:DFCIG:D<;J>DFU; 89:=:9@A:R::DDCB9@DH:?ED<9:CRX:B<EA:??EDB:<9:K@?<@DD>@K=:SC=<U � � �

• ; ; ; ; ; ;; ; ; ; ; ; ; ; ;; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ;

• ; ; ; ; ; ; ; ; ; ; ; ; ;

• ���  �  !!"#$%&'&(

• ,-./01204566078.9-8.0:-;-<.70804=:>2.--2 ?@AC@DAAEDFGFHIJCDKLCAALMNDOPQCIDJFHGMNDRSQIJTEHIHUND?V QCAWAHLEHXADAIYYEFHCAUKHUADC@ACDKLC UAAUIHUC@AZXADAIYYEFHCAU[EDJF[A\?@ACDKLCUAAUYDEWFUAL[EDITI]FTKT E[C@DAACDKLCAALMIHZWI^IH^Z _AFHG[FJJAU_ZC@ALKDWFWFHGCDKLCAAL\NDRSQIJTEHUFAUEHRYDFJaabIHUC@AYELFCFEHFHC@ACDKLCAA_EUZXIL [FJJAU_ZC@AIYYEFHCTAHCE[NDcPV QCAWAHLEHEHde^CE_ADafg\ND?V QCAWAHLEHUFAUEHfhiEWAT_AD afbIHUC@AYELFCFEHFHC@ACDKLCAA_EUZJA[C_Z@FT XIL[FJJAU_ZC@AIYYEFHCTAHCE[NDN jkFJ_ADCEHl mA_DKIDZa`l\ 3 3 3 3 3 3

• B B B B BBB B BBB B B BB B B B B B B B B B B B B B B B B B B BB B B B B B B B B B B B B BBB B B BB B B B B B B B B B B B B B B B BBB B B B B B B BB B B B B B B

• B B B B B B B B B B B B B B B B B B BB B BB B B

• n:o58725.7085;32.:><.>:-358131-<72708p95q78o360;7<7-2 ?@ABCDKLCAALBTAACBICBJAILCBC@DAABCFTALBIBZAIDBCEBIGDAABC@AB_EIDUBLCDICAGZBIHUBIDAILBE[BI^CFWFCZB[EDBC@ABCDKLCMB =:>2.--2 FH^JKUFHGB^EHLFUADICFEHBE[BGDIHCBTIrFHGMBFHWALCTAHCMBDALADWALBIHUBDFLrBTIHIGATAHCBYEJF^FALBIHUBYAD[EDTIH^A\B s0;7<7-235106.-1340:3./-3781><.70835813.:57878o3043.:>2.--2 V@AHBHAXBCDKLCAALBIDABIYYEFHCAUBC@AZBIDABGFWAHBIHBFHCDEUK^CFEHBCEBC@AB^@IDFCZB_ZBNDBOBPBQCIDJFHGBX@EBLACLBEKCB C@AB@FLCEDZBE[BC@AB^@IDFCZBIHUBFCLBGDIHCBTIrFHGBYEJF^FALMBCEGAC@ADBXFC@B^EYFALBE[BC@ABJILCBIHHKIJBI^^EKHCLMB FHWALCTAHCBYEDC[EJFEBDAYEDCMBIHHKIJBDACKDHMBC@ABGEWADHFHGBCDKLCBUAAUBIHUB^EYFALBE[BC@ABc@IDFCZBcETTFLLFEHtLB GKFUIH^ABt?@ABuLLAHCFIJB?DKLCAAvBV@ICBwEKBiAAUB?EBxHEXtBIHUBtc@IDFCFALBIHUBPK_JF^ByAHA[FCt\B ?@ABCDKLCAALBX@EBLADWAUBUKDFHGBC@ABZAIDBIHUBKYBCEBC@ABUICABE[BLFGHICKDABE[BC@AB[FHIH^FIJBLCICATAHCLBXADAv OBPBQCIDJFHG NDBcBPBVBQCAWAHLEH|}~€‚ NDBNjBkFJ_ADC z72q39585o-9-8. ?@ABCDKLCAALB@IWABILLALLAUBC@ABTI{EDBDFLrLBCEBX@F^@BC@AB^@IDFCZBFLBA]YELAUMBFHBYIDCF^KJIDBC@ELABDAJICAUBCEBC@AB EYADICFEHLBIHUB[FHIH^ALBE[BC@AB^@IDFCZMBIHUBIDABLICFL[FAUBC@ICBLZLCATLBIHUBYDE^AUKDALBIDABFHBYJI^ABCEBTFCFGICAB A]YELKDABCEBC@ABTI{EDBDFLrL\ PDI^CF^AŽ\ ?@ABIKUFCEDLMBV@FCFHGLBƒƒPB@IWABFHUF^ICAUBC@AFDBXFJJFHGHALLBCEB^EHCFHKABFHBE[[F^A\B?@ABUALFGHICAUB?DKLCAALBXFJJB YDEYELABIBTECFEHBDAIYYEFHCFHGBC@ABIKUFCEDLBICBIBTAACFHGBE[BC@AB?DKLCAAL\ DALEKD^ALIHUIYYJF^ICFEHE[DALEKD^ALE[C@A^@IDFCZ[EDC@ICZAID\ „…†…‡�€ˆ�|‚……‚�…‚‰€‡‚~Š~‹~~…‚ H?@ABCDKLCAALBIDABDALYEHLF_JAB[EDBYDAYIDFHGBC@AB?DKLCAALtYDAYIDFHGC@ALA[FHIH^FIJLCICATAHCLMC@ACDKLCAALIDABOAYEDCBIHUBC@AB[FHIH^FIJBLCICATAHCLBFHBI^^EDUIH^ABXFC@BDAKFDAUCEv IYYJF^I_JABJIXBIHUBŒHFCAUBxFHGUETBR^^EKHCFHGBQCIHUIDULBŒHFCAUBxFHGUETBkAHADIJJZBR^^AYCAUBR^^EKHCFHGB‘LAJA^CLKFCI_JAI^^EKHCFHGYEJF^FALIHUC@AHIYYJZC@AT ^EHLFLCAHCJZ’ ‘E_LADWAC@ATAC@EULIHUYDFH^FYJALFHC@Ac@IDFCFALQeOPafbmOQfaŽ’ ‘TIrA{KUGATAHCLIHUALCFTICALC@ICIDADAILEHI_JAIHUYDKUAHC’ ?@ABJIXBIYYJF^I_JABCEB^@IDFCFALBFHBuHGJIHUBIHUBVIJALBDAKFDALBC@ABCDKLCAALBCEBYDAYIDAB[FHIH^FIJBLCICATAHCLB[EDB‘LCICA X@AC@ADIYYJF^I_JA I^^EKHCFHG LCIHUIDUL@IWA AAH [EJJEXAUMLK{A^CCE IHZ TICADFIJUAYIDCKDAL AI^@B[FHIH^FIJBZAIDBX@F^@BGFWABIBCDKABIHUB[IFDBWFAXBE[BC@ABLCICABE[BI[[IFDLBE[BC@AB^@IDFCZBIHUBE[BC@ABFH^ETFHGBUFL^JELAUIHUA]YJIFHAUFHC@A[FHIH^FIJLCICATAHCL’IHU ‘YDAYIDABC@AB[FHIH^FIJLCICATAHCLB B EHBC@AB GEFHGB ^EH^ADHB B _ILFLB KHJALLFCFLFHIYYDEYDFICACEYDALKTAC@ICC@A ^@IDFCZXFJJ^EHCFHKAFHEYADICFEH\ B B B B B B B B B

• B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B

• B B B B B B B B B B B B B B B B B B B B B B

���  �  !!"#$%&'&( ,-.01230..341.1.3567389:.;61<..587=32;;8>8.704>>627087=1.>61?30-40?83>:63.@80-1.436749:.4>>214>A40 47A08B.0-.;8747>84:563808676;0-.>-4180A47?.749:.0-.B 06.7321.0-400-.;8747>84:3040.B.703>6B5:A @80-0-.C-41808.3D>0EFGGH0-.C-4180AID>>6270347?J.56103KJ.=2:408673EFFL47?0-.516M8386736;0-.01230 ?..?N,-.A41.4:361.3567389:.;6134;.=241?87=0-.433.036;0-.>-4180A47?-.7>.;6104<87=1.436749:.30.53 ;610-.51.M.7086747??.0.>08676;;142?47?60-.1811.=2:41808.3N / / / / / / / / / / / / / / / ,-./01230..3O/ /1.5610@43/ / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / wxyz{|}/ / ~}|€{‚ƒ„/ / / / / / / NNNNNNNNNNNNNNNNNNNNNNNNNNNNNNZ[]^_ab_c^defgijcfklmnonlkpqnlqrkstuv JQR041:87= �STUVWW X40.YNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNN…†‡ˆ…‡‰ˆ‰† h h h h h / / / /45516M.?/9A/0-./P641?/6;/,1230..3N // /

THE STARLING FAMILY CHARITABLE TRUST

INDEPENDENT AUDITOR'S REPORT TO THE TRUSTEES OF THE STARLING FAMILY CHARITABLE TRUST

We have audited the financial statements of The Starling Family Charitable Trust (the ‘charity’) for the year ended 31 March 2025 which comprise the statement of financial activities, the balance sheet and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion, the financial statements: - give a true and fair view of the state of the charity’s affairs as at 31 March resources and application of resources, for the year then ended; - been properly prepared in accordance with United Kingdom Generally Acc and - have been prepared in accordance with the Charities Act 2011. Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) law. Our responsibilities under those standards are further described in the Audito audit of the financial statements section of our report. We are independent of the the ethical requirements that are relevant to our audit of the financial statement Financial Reporting Council’s Ethical Standard, and we have fulfilled our other accordance with these requirements. We believe that the audit evidence we have appropriate to provide a basis for our opinion.

Conclusions relating to going concern In auditing the financial statements, we have concluded that the trustees’ use of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.

•    ��� �  ��
  �� �
  � 
  ��� !"#$"! %&#' ()*+$(#

• ,-/01-234/526437-8374527-98-:43;4/-;3<<3=526>044-79527-<0453243=/5:/4/-?/07545-9@A::3B24902C D-83749ED-6B<045329FGGH7-IB57-9B9437-837443J3B5;K523B73852532L M 4/-52;37>04532651-2524/-;5202:50<9404->-2495952:329594-245202J>04-750<7-98-:4=54/4/-47B94--9N 7-8374O37

• M 9B;;5:5-240::3B245267-:37C9/01-234P--2Q-84O37 M M � � � � � � � � �

• . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . . . . .

• 4/-.;5202:50<.9404->-249.07-.234.52.067-->-24.=54/.4/-.0::3B24526.7-:37C9O.37 =-./01-.234.7-:-51-C.0<<.4/-.52;37>04532.02C.-R8<02045329.=-.7-IB57-.;37.3B7.0BC54S

• ( #)#T##�U�& A9.-R8<052-C.>37-.;B<-24.3;.47B94--9N.7-983295P5<545-9K.4/-.47B94--9.07-.7-983295P<-.;37.4/-. 87-80704532.3;.4/-.;5202:50<.9404->-249.02C.;37.P-526.90459;5-C.4/04.4/-J.651-.0.47B-.02C.;057.15-=K.02C.;37.9B:/. 524-720<.:32473<.09.4/-.47B94--9.C-4-7>52-.59.2-:-9907J.43.-20P<-.4/-.87-80704532.3;.;5202:50<.9404->-249.4/04.07-. ;7--.;73>.>04-750<.>599404->-24K.=/-4/-7.CB-.43.;70BC.37.-7737S.V2.87-807526.4/-.;5202:50<.9404->-249K.4/-. 47B94--9.07-.7-983295P<-.;37.099-99526.4/-.:/0754JW9.0P5<54J.43.:32452B-.09.0.63526.:32:-72K.C59:<39526K.09. 088<5:0P<-K.>044-79.7-<04-C.43.63526.:32:-72.02C.B9526.4/-.63526.:32:-72.P0959.3;.0::3B24526.B2<-99.4/-.47B94--9. -54/-7.524-2C.43.:-09-.38-7045329K.37./01-.23.7-0<5945:.0<4-720451-.PB4.43.C3.93S &'#�( #)#T##�U�"�&'#�U�"�U#  $#T�X  ,-./01-.P--2.0883524-C.09.0BC5437.B2C-7.9-:4532.YZZ.3;.4/-.?/07545-9.A:4.FGYY.02C.7-8374.52.0::37C02:-.=54/.4/-. A:4.02C.7-<-1024.7-6B<045329.>0C-.37./01526.-;;-:4.4/-7-B2C-7S [B7.3P-:451-9.07-.43.3P4052.7-09320P<-.099B702:-.0P3B4.=/-4/-7.4/-.;5202:50<.9404->-249.09.0.=/3<-.07-.;7--. ;73>.>04-750<.>599404->-24K.=/-4/-7.CB-.43.;70BC.37.-7737K.02C.43.599B-.02.0BC5437N9.7-8374.4/04.52:<BC-9.3B7. 3852532S.D-09320P<-.099B702:-.59.0./56/.<-1-<.3;.099B702:-.PB4.59.234.0.6B07024--.4/04.02.0BC54.:32CB:4-C.52. 0::37C02:-.=54/.V]A9.@^_E.=5<<.0<=0J9.C-4-:4.0.>04-750<.>599404->-24.=/-2.54.-R5949S.`599404->-249.:02.0759-. ;73>.;70BC.37.-7737.02C.07-.:3295C-7-C.>04-750<.5;K.52C515CB0<<J.37.52.4/-.0667-604-K.4/-J.:3B<C.7-09320P<J.P-. -R8-:4-C.43.52;5:.C-:595329.3;.B9-79.40Q-2.32.4/-.P0959.3;.4/-9-.;5202:50<.9404->-249S b

• a/-.-R4-24.43.=/5:/.3B7.873:-CB7-9.07-.:080P<-.3;.C-4-:4526.577-6B<07545-9K.52:<BC526.;70BCK.59.C-405<-C.P-<3=S b b D-15-=526;5202:50<9404->-24C59:<39B7-902C4-94526439B88374526C3:B>-240453243099-99:3>8<502:-

• V77-6B<07545-9K.52:8<502:-.=54/.<0=9.02C.7-6B<045329S.,-.C-9562.873:-CB7-9. =54/088<5:0P<-<0=902C7-6B<045329O02C

• 52.<52-.=54/.3B7.7-983295P5<545-9K.3B4<52-C.0P31-K.43.C-4-:4.>04-750<.>599404->-249.52.7-98-:4.3;.577-6B<07545-9K. b d-7;37>5260BC54=37Q31-74/-759Q3;>0206->-2431-775C-3;:32473<9K52:<BC5264-945263;\3B720<

• 52:<BC526.;70BCS.a/-.-R4-24.43.=/5:/.3B7.873:-CB7-9.07-.:080P<-.3;.C-4-:4526.577-6B<07545-9K.52:-249;370887387504-2-99K02C -10<B045264/- 7045320<- 3;02J95625;5:024

• C-405<-C.P-<3=L 470290:453293B495C-4/-:3B79-3;237>0<38-7045329S

• c2IB57J.3;.>0206->-24.0P3B4.02J.Q23=2.37.9B98-:4-C.529402:-9.3;.232M:3>8<502:-.=54/.<0=9.02C. 7-6B<045329K.02C.;70BCO

• e-:0B9- c2IB57J.3;.>0206->-24.073B2C.0:4B0<.02C.834-2450<.<545604532.02C.:<05>9O3;4/-52/-7-24<5>540453293;020BC54K4/-7-590759Q4/04=-=5<<234C-4-:40<<577-6B<07545-9K52:<BC526 4/39-<-0C526430.>04-750<>599404->-24. . 524/-;5202:50<. . 9404->-249. . 37232M:3>8<502:-. =54/.7-6B<04532S. . a/59759Q. 52:7-09-94/-.>37-4/04. :3>8<502:-. . =54/0.<0= 377-6B<04532597->31-C;73> 4/--1-24902C470290:45329 7-;<-:4-C524/-;5202:50<. .9404->-249K. .09.=-=5<<. .P-<-99<5Q--. 0=07-. 3;529402:-9. 3;. 232M:3>8<502:-S. . . a/- 759Q590<93.67-04-7. 7-607C526. 577-6B<07545-9. . 3::B77526CB-. 43.;70BC 704/-7. 4/02. -7737K.09.;70BC. 5213<1-9. 524-245320<:32:-0<>-24K. ;376-7JK. .:3<599532. 37>597-87-9-2404532S A;B74/-7C-9:75845323;3B77-983295P5<545-9590105<0P<-324/-f5202:50<D-8374526?3B2:5<W9=-P954-04L/4489Lgg ===S;7:S376SBQg0BC543797-983295P5<545-9S. . . . . . a/59. C-9:7584532. ..;37>9. .8074.3;.3B7.0BC5437N. 97-8374S. . . . . . .. . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . . . . . . . . . . . . . . . . .

• . . . . . . . . . . . . . . . . . . . . . . .

• 7$+#8-'+9:+#(;#-'$+$(% +#-+7(,$@#+%+-+(++#(

• '+-6.:'6+#(')3')%(D +0+-606(+#('+#-6+#( ':'+#()$6$6%7(#-I( & && & & &

• & & & & & & & & & & & & &

• & & & & & & & & & & & &

• *36+-6+%

• ]^_]_aa^ *7%&R6.3%+'$-/&S%+-+(

• Y-+(Z&DDDDDDDDDDDDDDDDDDDDDDDDD Q#$+$6@%&VV8&$%&(/$@$5/(&:'&-))$6+,(6+&-%&-3.$+'&:&+#(&1#-'$+0&50&I$'+3(&:&$+%&(/$@$5$/$+0&:'&-))$6+,(6+&-%& -3.$+'&:&-&1,)-60&36.('&%(1+$6&[A[A&:&+#(&;*,)-6$(%&=1+&ABB\D

� ���� ���� �� ���  ���� ���� �!�"#"$ ()+,)-.,/(/012(, �0,34 ()+,)-.,/(/012(, �0,34 56(/+ 56(/+ 56(/+ 56(/+ 7879 7879 7879 787: 787: 787: 0,+ ; ; ; ; ; ; (.02�5)02< =>?@ABC@>BA 7 DEFGHFI J DEFGHFI DEEGKEI J DEEGKEI �0,34�-(.02 DEFGHFI J DEFGHFI DEEGKEI J DEEGKEI LM(/-,6)�0(< NOPAP>QRST>UA V J DEGFWK DEGFWK J WXGDEF WXGDEF YZO[PBO]@RO^BP?PBP@A : _aXGFWIb<br>J<br>_aXGFWIb IKFGWWa J IKFGWWa �0,34�LM(/-,6) _aXGFWIb<br>DEGFWK<br>_IKGaaHb<br>IKFGWWa<br>WXGDEF<br>IIIGXaF<br>c@BRQOP>Ad_]eAA@AbRe>R<br>P>?@ABC@>BA<br>f<br>J<br>_EEEGWXWb<br>_EEEGWXWb<br>J<br>GKFGWXF<br>GKFGWXF<br>*,�-(.02*gh*LM*(/-,6)*i�<br>3(/�20j*2*(,�-(�56(/+<br>WIXGHWW<br>_IaDGWKEb<br>_KKWGXXKb<br>_DEDGIDb GKWDGKa XIFGFWI .0(.-4-3,-0(�05�56(/+< kT>UR\O]O>^@AROBRRlm[P]RKaKW<br>_EaGDFbXGXDGHDI XGIIGKX<br>DaKGXHWIGHXXGWIIGXFGKI 6(/�n343(.+�3,�Vo�3).p� 7879 WXGKKHXGKXG```XGHWEGDDE _EaGDFbXGXDGHDIXGIIGKX qZ@RABOB@C@>BReSRSP>O>^PO]RO^BP?PBP@ARP>^]TU@ARO]]RQOP>ARO>UR]eAA@AR[@^eQ>PA@URP>RBZ@Rr@O[sRl]]RP>^eC@RO>UR @tm@>UPBT[@RU@[P?@RS[eCR^e>BP>TP>QRO^BP?PBP@As qZ@R>eB@ARe>RmOQ@ARaRBeRXRSe[CRmO[BReSRBZ@A@RSP>O>^PO]RABOB@C@>BAs

|�
����
����
 �
��
����
!"!#
%&'(
)
)
+',�-(('&(
./012341/3567861739
:"
;<<=<<<
./012341/32
::
>?=@>A=<>>
>?=B>A=<>>
EFF'G&�-(('&(
H1I3872
:J
K=DB?
LM2N5M35IM/O5M/P5Q/5NM/P
BC=?AD
BB=KA;
F',&%F(R�-S%EG&(�T-UUGV�,E'�W&XG�%G'�
Y'-F
:$ ZCB>=A'&�\EFF'G&�U*-]*U*&*'(\
Z>B>=KD@[
�%&-U�-(('&(�U'((�\EFF'G&�U-]U&'(
>?=DC>=AAK
F',&%F(R�-S%EG&(�T-UUGV�,E'�-T&'F�S%F'�
&X-G�%G'�Y'-F
:#
Z>D;=<<<[
'&�-(('&(
>?=;@K=AAK
�X'�TEG,(�%T�&X'�\X-F&Y
^/P8_41/35a/P2<br>:b<br>>?=>C?=>>><br>c/71237Qd31P5a/P2
:e
@>?=CC;
>?=;@K=AAK
fN15/831258/56Mg125><5385>?587456M735853N1215Q/M/dQMh523M3141/32i<br>fN15Q/M/dQMh523M3141/325_1715M667801P5I953N1537a2311258/5iiiiiiiiiiiiiiiiiiiiiiiii
iiiiiiiiiiiiiiiiiiiiiiiiiiiiii
j5k5l3M7hQ/g
�FE(&''
mnopqrstsurvqwxyz{
|}vy{
~€{
‚{
~ƒ„„…~{
†‡ˆ‰
Š‹ŒŽ
‘
’“Ž”•–—
˜™š›˜šœ›œ™|!"!$ )
)
;;<=<<<
>B=>
>B=;DD=?>>
D=<C?>=;@>
C??=;@D
Z;DA=>@<[
ZC?@=;BA[
>B=CBA=C>?
Z;CC=<<<[
>?=DD>=C>?
>?=?A>=;AD
ZK<=A>B[
>?=DD>=C>?| |---|---|

• ���
  �� � !"!#

• ( ))+,-.,/01.).23 456.-7.,8695-., :;<>?@ABCDEF@GCBHI;@AC?@JB<:AKL?CL@M;@AC?HNA<ECL?<A<OPC?;?;<I;@AC?HIQGGCLLCQDCDRDEB@DO@DO S@B<LNDKGJ<ATTTUVWUX:;<A<ECL?<A<OQYYCM<CLI@E<Z@D<N:;<?YQAON[QAYQB\N]^_`_a:X

• (b( �

• �

• = = = = = == = = = = = = = = = = = = = = == = = = = =

• ))+,-.,/�),c2,-.*, :;<=YCD@DMC@B=L?@?<G<D?L=;@d<=J<<D=eA<e@A<O=CD=@MMQAO@DM<=PC?;=?;<=M;@AC?HfL=EQd<ADCDE=OQMKG<D?N=?;<= I;@AC?C=Th_=j:;<=FCD@DMC@B=i?@DO@AO=@eeBCM@JB<=CD=?;<=kl=@DO=i<eKJBCM=QY=]A<B@DOj= @DO=?;<=I;@AC?Cmi^=jgMMQKD?CDE=@DO=i<eQA?CDE=JH=I;@AC?C?@?<G<D?=QY=i<MQGG<DO<O=^A@M?CM<= @eeBCM@JB<=?Q=M;@AC?C<L=eA<e@ACDE=?;<CA=@MMQKD?L=CD=@MMQAO@DM<=PC?;=?;<=FCD@DMC@B=i?@DO@AO= @eeBCM@JB<=CD=?;<=kl=@DO=i<eKJBCM=QY=]AB@DO=oFi=Th_pjX= :;<=M;@AC?H=CL=@=^KJBCM=q<D<YC?=RD?C?H=@L=O<YCD=Th_X :;<=M;@AC?H=;@L=?@\<D=@Od@D?@E<=QY=?;<=eAQdCLCQDL=CD=?;<=>mi^=YQA=M;@AC?C<L=DQ?=?Q=eA<e@A<=@=L?@?<G<D?=QY= M@L;=YBQPLX :;<=YCD@DMC@B=L?@?<G<D?L=;@d<=O<e@A?<O=YAQG=?;<=I;@AC?C<L=ogMMQKD?L=@DO=i<eQA?Lp=i<EKB@?CQDL=hhW=QDBH=?Q= ?;<=<r?<D?=A<sKCA<O=?Q=eAQdCO<=@=?AK<=@DO=Y@CA=dC<PX=:;CL=O<e@A?KA<=;@L=CDdQBd<O=YQBBQPCDE=?;<=>?@?<G<D?=QY= i<MQGG<DO<O=^A@M?CM<=YQA=M;@AC?CL=@eeBHCDE=Fi=Th=A@?;<A=?;@D=?;<=d<ALCQD=QY=?;<=>?@?<G<D?=QY=

• (bv i<MQGG<DO<O=^A@M?CM<=P;CM;=CL=A<Y<AA<O=?Q=CD=?;<=i<EKB@?CQDL=JK?=P;CM;=;@L=LCDM<=J<<D=PC?;OA@PDX :;<=YCD@DMC@B=L?@?<G<D?L=@A<=eA<e@A<O=CD=L?<ABCDEN=P;CM;=CL=?;<=YKDM?CQD@B=MKAA<DMH=QY=?;<=M;@AC?HX=tQD<?@AH= @GQKD?L=CD=?;<L<=YCD@DMC@B=L?@?<G<D?L=@A<=AQKDO<O=?Q=?;<=D<@A<L?=uX

• (bw gLL<?L=@DO=BC@JCBC?C<L=@A<=CDC?C@BBH=A<MQEDCL<O=@?=;CL?QACM@B=MQL?=QA=?A@DL@M?CQD=d@BK<=KDB<LL=Q?;<APCL<=L?@?<O= CD=?;<=A<B<d@D?=@MMQKD?CDE=eQBCMHX= QJz<M?Cd<LX .,/�),)26, g?=?;<=?CG<=QY=@eeAQdCDE=?;<=YCD@DMC@B=L?@?<G<D?LN=?;<=?AKL?<<L=;@d<=@=A<@LQD@JB<=<re<M?@?CQD=?;@?=?;<= M;@AC?H=;@L=@O<sK@?<=A<LQKAM<L=?Q=MQD?CDK<=CD=Qe<A@?CQD@B=<rCL?<DM<=YQA=?;<=YQA<L<<@JB<=YK?KA<X=:;KL=?;<= ?AKL?<<L=MQD?CDK<=?Q=@OQe?=?;<=EQCDE=MQDM<AD=J@LCL=QY=@MMQKD?CDE=CD=eA<e@ACDE=?;<=YCD@DMC@B=L?@?<G<D?LXJ<KL<OCD@MMQAO@DM<PC?;?;<QJz<M?LQY?;<M;@AC?H@DOCLCDMBKO<O@LKDA<L?ACM?<OCDMQG<XgDHM@eC?@B E@CDLQABQLL<L@ACLCDEQD?;<CDd<L?G<D?YQAG e@A?QY?;<YKDOX]Dd<L?G<D?G@D@E<G<D?M;@AE<L@DOB<E@B 456.-5x12�8+,y3@OdCM<A<B@?CDE?Q?;<YKDO@A<M;@AE<O@E@CDL??;<YKDOX kDA<L?ACM?<O=YKDOL=@A<=@d@CB@JB<=YQA=KL<=@?=?;<=OCLMA<?CQD=QY=?;<=?AKL?<<L=CD=YKA?;<A@DM<=QY=?;<CA=M;@AC?@JB<= ]Dd<L?G<D?CDMQG<NE@CDL@DOBQLL<L@A<@BBQM@?<O?Q?;<@eeAQeAC@?<YKDOX

• (b{ ,)*92 RDOQPG<D?=YKDOL=A<eA<L<D?=?;QL<=@LL<?L=OQD@?<O=JH=ECY?L=YAQG=?;<=>?@ABCDE=F@GCBH=P;CM;=GKL?=J<=;<BO= ]DMQG<e<AG@D<D?BH=JH=?;<=M;@AC?HN=eACDMCe@BBH=?;<=?Q?@B=CDd<L?G<D?LX=]DMQG<=@ACLCDE=QD=?;<=<DOQPG<D?=YKDOL=M@D=CLA<MQEDCL<OP;<D?;<M;@AC?HCLB<E@BBH<D?C?B<O?QC?@Y?<A@DHe<AYQAG@DM<MQDOC?CQDL;@d<J<<D G<?N= ?;<=@GQKD?L= M@DJ<= G<@LKA<O= = A<BC@JBHN= =@DO=C?CLeAQJ@JB<= ==?;@?CDMQG<= =PCBBJ<A<M<Cd<OX= = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = =

• == = = = == = = == = = = = = =

• = = = = = = = === = = = = =

• ���
  �� � �  !"#$%$&

• ' (()+,-+./)0-(-12 )+,-+13 '78 9/1+3-,*:1 ;<=>?@ABCD>AFD>GHI?AF>@H?G>BJ>D>AFKL>IKLHDGH?FBDCGBAM>HNLAIKBAH?BHBDK?FO>D>GH?HPAGN>?>OABBHK BJAD@=KDBQRABAF=DHNKNL>BJKBKBDK?FO>DHO>GH?HPAGN>?>OABFSALLN>D>TCAD>@A?F>BBL>P>?BRK?@BJ> KPHC?BHOBJ>HNLAIKBAH?GK?N>P>KFCD>@D>LAKNLQU � EE E E EEE E E E E E E E E EE

• E E E E E EE E E E E E E E E E E E E E E E E E E E

•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

• '7c YA?IL>EHDEPCLBA]Q>KDEIDK?BFE=KQKNL>E^A?GLC@A?IE>@CGKBAH?KLENCDFKDA>F_EKD>EGJKDI>@EA?EBJ>EQ>KDESJ>?EBJ>EL>IKLE HDEGH?FBDCGBAM>EHOO>DEAFEPK@>RE>=BEA?EBJHF>EGKF>FESJ>D>EBJ>EHOO>DEAFEGH?@ABAH?KLREFCGJEIDK?BFEN>A?IE D>GHI?AF>@EKFE><=>?@ABCD>ESJ>?EBJ>EGH?@ABAH?FEKBBKGJA?IEKD>EOCLOALL>@UEZDK?BFEHOO>D>@EFCN`>GBEBHEGH?@ABAH?FE SJAGJEJKM>E?HBEN>>?EP>BEKBEBJ>EQ>KDE>?@EKD>E?HB>@EKFEKEGHPPABP>?BRENCBE?HBEKGGDC>@EKFE><=>?@ABCD>UE

• '7i aLLE><=>?@ABCD>EAFEA?GLCFAM>EHOEADD>GHM>DKNL>EbaVU +d12,e1+,�/:)/1:,f g?M>FBP>?BE=DH=>DBQRESJAGJEAFE=DH=>DBQEJ>L@EBHE>KD?ED>?BKLFEK?@hHDEOHDEGK=ABKLEK==D>GAKBAH?REAFEA?ABAKLLQE D>GHI?AF>@EKBEGHFBRESJAGJEA?GLC@>FEBJ>E=CDGJKF>EGHFBEHDE@H?KB>@EMKLC>EK?@EK?QE@AD>GBLQEKBBDANCBKNL>EGK=ABKLE

• '7l j2m><=>?@ABCD>UEYCNF>TC>?BLQEA?M>FBP>?BE=DH=>DBA>FEKD>EA?GLC@>@EA?EBJ>ENKLK?G>EFJ>>BEKBEBJ>ADEH=>?EPKDW>BEj+3(j2m1n*-dj01+,2 [KFJMKLC>RE@>B>DPA?>@EK??CKLLQENQEBJ>EVDCFB>>FEHDEBJ>ADE=DHO>FFAH?KLEK@MAFHDFREK?@EKD>E?HBE@>=D>GAKB>@UEK?@GKFJ>TCAMKL>?BFA?GLC@>GKFJK?@FJHDB]B>DP JAIJLQLATCA@A?M>FBP>?BFSABJKFJHDBPKBCDABQHO BJD>>PH?BJFHDL>FFODHP BJ>@KB>HOKGTCAFABAH?HDH=>?A?IHOBJ>@>=HFABHDFAPALKDKGGHC?BU -913�j221,�-+d12,e1+,2

• '7o kA<>@EKFF>BEA?M>FBP>?BFEKD>EA?ABAKLLQEP>KFCD>@EKBEBDK?FKGBAH?E=DAG>E>GLC@A?IEBDK?FKGBAH?EGHFBFREK?@EKDE-+j+(-j0-+2,:*e1+,2 VJ>FCNF>TC>?BLQEP>KFCD>@EKBEOKADEMKLC>EKBE>KGJED>=HDBA?IE@KB>UEE[JK?I>FEA?EOKADEMKLC>EKD>ED>GHI?AF>@EA?E?>BE[JKDABQJKFNKFAGOA?K?GAKLA?FBDCP>?BFBDK?FKGBAH?FBJKBD>FCLBA?BJ>D>GHI?ABAH?HOOA?K?GAKLKFF>BFK?@ LAKNALABA>FA?GHP>h^><=>?@ABCD>_EOHDEBJ>EQ>KDUEVDK?FKGBAH?EGHFBFEKD>E><=>?F>@EKFEA?GCDD>@UFCGJKFBDK@>K?@HBJ>DKGGHC?BFD>G>AMKNL>K?@=KQKNL>RLHK?FODHP NK?WFK?@HBJ>D=KDBA>FR LHK?FBHD>LKB>@=KDBA>FK?@A?M>FBP>?BA??H?]=CBBKNL>HD@A?KDQFJKD>FU � � �

• p?L>FFE HBJ>DSAF>E E FBKB>@ROA?K?GAKLE EA?FBDCP>?BFE E FCGJKFEA?M>FBP>?BFE EK?@=DH=>DBA>FE KD>EEP>KFCD>@E KBOKADE E MKLC>EBJDHCIJEBJ>EFBKB>P>?BE E HOEOA?K?GAKLE E KGBAMABA>FUE E E E E E E E �

• E E E E E E E E E E E E E E E E E E E E E E E E E E E E E E E E

• E E E E E E E E E E E E E E E E E E E E E E E E

• E E E E E E E

���
�� � �  !"#$%$& ' (()+,-+./)0-(-12 )+,-+13 89:;<=;>9><;9?9::@A: BCDEF HEICIFECJCDDKLDMNOEFO EIFJPQK QKRLSTDCIQ FCDO CIQ RCIU RCJCIFKDMCTK EIELECJJV WKCDPTKQ CL LTCIDCFLESIXTEFKEIFJPQEIYLTCIDCFLESIFSDLDCIQCTKDPRDKZPKILJVFCTTEKQCLCWSTLEDKQFSDLPDEIYLOK KHHKFLE[K EILKTKDL WKLOSQ PIJKDD LOK CTTCIYKWKIL FSIDLELPLKD C HEICIFEIY LTCIDCFLESIM NOKTK LOK � � � G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G G LTCIDCFLESIGEDGWKCDPTKQGCLGLOKGXTKDKILG[CJPKGSHGLOKGHPLPTKGTKFKEXLDGQEDFSPILKQGCLGCGWCTUKLGTCLKGSHGEILKTKDL\G ]EICIFECJGCDDKLDGFJCDDEHEKQGCDGTKFKE[CRJKGNELOEIGSIKGVKCTGCTKGISLGCWSTLEDKQ\ 89:;<�=;>9><;9?�?;9^;?;A;@: BCDEFGHEICIFECJGJECREJELEKDMGEIFJPQEIYGFTKQELSTDGCIQGRCIUGJSCIDGCTKGEIELECJJVGTKFSYIEDKQGCLGLTCIDCFLESIGXTEFKG PIJKDDGLOKGCTTCIYKWKILGFSIDLELPLKDGCGHEICIFEIYGLTCIDCFLESIMGNOKTKGLOKGQKRLGEIDLTPWKILGEDGWKCDPTKQGCLGLOKG XTKDKILG[CJPKGSHGLOKGHPLPTKGXCVWKILDGQEDFSPILKQGCLGCGWCTUKLGTCLKGSHGEILKTKDL\G]EICIFECJGJECREJELEKDGFJCDDEHEKQG CDGXCVCRJKGNELOEIGSIKGVKCTGCTKGISLGCWSTLEDKQ\ 'd'e�fgf,-)+ _KRLGEIDLTPWKILDGCTKGDPRDKZPKILJVGFCTTEKQGCLGCWSTLEDKQGFSDLMGPDEIYGLOKGKHHKFLE[KGEILKTKDLGTCLKGWKLOSQ\ TCQKGFTKQELSTDGCTKGSRJEYCLESIDGLSGXCVGHSTGYSSQDGSTGDKT[EFKDGLOCLGOC[KGRKKIGCFZPETKQGEIGLOKGSTQEICTVGFSPTDKGXPTXSDKD\ SHGSXKTCLESIDGHTSWGDPXXJEKTD\GaWSPILDGXCVCRJKGCTKGFJCDDEHEKQGCDGFPTTKILGJECREJELEKDGEHGXCVWKILGEDGQPKGNELOEIG SIKGVKCTGSTGJKDD\GbHGISLMGLOKVGCTKGXTKDKILKQGCDGISIcFPTTKILGJECREJELEKD\GTCQKGFTKQELSTDGCTKGTKFSYIEDKQGEIELECJJVG CLGLTCIDCFLESIGXTEFKGCIQGDPRDKZPKILJVGWKCDPTKQGCLGCWSTLEDKQGFSDLGPDEIYGLOKGKHHKFLE[KGEILKTKDLGWKLOSQ\ k hSTXSTCLESIGLCiGEDGISLGXTS[EQKQGHSTGEIGLOKDKGHEICIFECJGDLCLKWKILDGCDGOKGjLCTJEIYG]CWEJVGhOCTELCRJKGTPDLGEDGCG+n12,n-(,13 +n12,n-(,13 TKYEDLKTKQGFOCTELVGCIQGFSTXSTCLESIGLCiGEDGISLGXCVCRJKGLSGLOKGKiLKILGLOCLGEIFSWKGEDGPDKQGHSTGFOCTELCRJKG m+32 m+32 kekp kekq r r ttMuvw ttMxuw +()l1�mn)l�-+o12,l1+,2 tvyMutz yw{Mu|} t}vMv{v tuxMxwx }M{tw uMt}v x|vM}v{ x||My|{ sKILCJGEIFSWK bIFSWKGHTSWGJSFCJGJEDLKQGEI[KDLWKILD bIFSWKGHTSWGHSTKEYIGJEDLKQGEI[KDLWKILD BCIUGEILKTKDL

� ���� ���� ����� ��  ��� �� �  ����!�"#�$%$& ()*( + ,-./01234.�5/�46171/8�93/07 ABCDEFGDBFHIJKIDJFLHMKEFE ABCDEFGDBFHUVBWHGXBXYDGDBF ? ,-./01234.�5/�]^64126_.�6]21a121.7<br>14.]2�]5727<br>bJXBFHUVBWcBYHKUHXMFcCcFcDEHdEDDHBKFDHPe<br>^64.�59�73--542�6/0�85a.4/6/].�]5727�7..�/52.�g<br>bKCDJBXBMD<br>/6h717�h�93/0 iBJDEFJcMFDWHUVBWE > 46/27�-6h6`. bJXBFEHFKHcBEFcFVFcKBEj kVlUKJWHmMnKKlHoHpKXJWcBYHnKVEDHpVclWcBYHIJKqDMF kVlUKJWHmMnKKlHoHpVJEXJcDE rlLHkXFnDWJXlHoHXJMncCD rlLHkXFnDWJXlHoHAsHELEFDG rlLHkXFnDWJXlHoHWcEIlXLHpKXJWE rlLHkXFnDWJXlHoHGcEEcKBHtHlDXJBcBYHKUUcMDJ rlLHkXFnDWJXlHoHMnXIDlHJDEFKJXFcKB rlLHkXFnDWJXlHoHcBFDJcKJHEcYBXYD uVlED vlwnDcGDJx EHyDEDXJMnHsJVEF vYDHiz

/05:;./2 /05:;./2 93/07 93/07 <=<> <=<? @ @ NOPQN ROSRT Z[OZQT Z\OSQR ZSOR[N [\OZSR /4.7241]2.0� 93/07 /4.7241]2.0� 93/07 <=<> <=<? @ @ dfNPOTTfe Qf[ORQT fSOTP[ f[O[QT dfT\OR[Qe QNRO[[T dfT\OR[Qe QNRO[[T /4.7241]2.0� 93/07 /4.7241]2.0� 93/07 <=<> <=<? @ @ dfTTOTTTe STTOTTT dfT[OTTTe o ZTOTTT o NQORRR dZTe NPOTTT o o [POTTT o NPOTTT o NPOTTT o fPOTTT o POTTT d[OTTTe o dfNPOTTfe Qf[ORQT

���
�� � �  !"#$%$& ' ()+,-).)/01 2+3415 :;<>?@A@ABC@CDC@EAF<G@H@AIIF?ACBJFE C;<K;?F@CLM?BNOLK?C;<PF?OQRSTUUUVSWSXYQUXTUZW[\ ]EOOEM@AIP@BGDBB@EABM@C;KDOJEFP ^G;EEOT@CM?B?IFwzxhzdk:75@C<ACCEC;<E?FP@AI;EDB< _D@OP@AIFEa<GCMEDOP_<F<PDG<P_LQbWWTWWWCEQcWWTWWW\dA?PP@C@EAT@CM?B?IF<<PC;?CC;<F<H@EDB GE>>@C><ACJEFEAIE@AI @AP@H@PD?O_DFB?F@<BMEDOP < F<O?G<P _L? JO?CF?C< GE>>@C><ACP<G@P<P CE? � CEC;<QSWXTWWW CEC?O = = = = = = = = = = = = == = JFE> = = = = = = = = = = = = = = = = = = = = = = = = = == = = = = = = = = = = = = = = = = = = = j ?AAD?OOLT=@A=H@<M=EJ=C;<=GE>>@C><AC=CE=C;<=_E?FP@AI=;EDB<=_D@OP@AI=FEaGC\=:;@B=?<AC=O<P= == F<PDGC@EA=@A=C;<=F<H@EDBOL=GE>>@CC<P=?>EDAC=_L=QbWXTWWWT=_EC;=G;?AI<B=I?H<=F@B<= mnm'= = ==mnmo= GF<P@C=JEF=KDOJEFP=^G;EEO=PDF@AI=C;<=L<?F\ p p eI<=fg=F<hD<BC<P=QcTWWW=CE=_<=?@P=@A=C;<=L<?F\=:;@B=O<P=CE=?=F<PDGC@EA=EJ=QXTWWW= =C;<=F<H@EDBOL= brTWcX bXTXZW GE>>@CC<P=?>EDAC=EJ=QUTWWW=?AP=?=GF<P@C=CE=C;<=<i<AP@CDF<\ brTWcX bXTXZW 4--2(+�k2,+,�)002k)+15�+2�)k+3l3+31, mnm' mnmo p p qEH<FA?AG<=GEBCB cTcWW cTbWW )0.,15�/1+s11t eGGEDAC?AGL ZTccX rTXSW fAF<BCF@GC<P=JDAPB wTWWW STUcW brTWcX bXTXZW 2l1()k1�k2,+,�k2u-(3,1t x mnm' mnmo eDP@C=J<<B p p v<I?O=?AP=FEJ<BB@EA?O ]<<B?L?_O<CEC;<G;?F@CL|B?DP@CEF{ YJEFC;<?DP@CEJC;<G;?F@CL|BJ@A?AG@?OBC?C<><ACB cTcWW cTbWW YJEFEC;<FJ@A?AG@?OB<FH@G<B ZTccX rTXSW 1+�u2l1u1+�3�y45, } �(4,+11,~(1u41()+32)51-1,1, :;<=AEH<><AC=@A=JDAPB=@B=BC?C<P=?JC<F=G;?FI@AIzVGF<P@C@AI[{ €EA< EJC;< CFDBC<<BVEF?AL<FBEABGEAA<GC<P M@C; C;<>[F<G<@H<P ?ALF<>DA<F?C@EAT<i<AB<BEF _<A<J@CB= JFE>=C;<= G;?F@CL= PDF@AI= C;<L<?F\VSWSXYQ€dv[ = = = = = = = = = = = = � � � = = = = = = = = = = = = = = = = = = = = = = ==

� ���� ���� ����� ��  ��� �� �  ����!�"#�$%$& ()*( + ,-./�,.0�12//3/�2.�-.43/563.5/ .02763.5 .02763.5 89.0/ 89.0/ :;:< :;:= >?@ABCDEFBBGBHI?J@B@AKIFAL M M NGO?EP?Q@FAIFRI@AOGBQSGAQB DTUVWXUYZ[H ]XU\TT ^?EGIFRI@AOGBQSGAQB \X]UVVT V\VUXW\ NGO?EP?Q@FAIFRI@AOGBQSGAQI_JF_GJQ@GB D[]U]]]H <br>DXXXUV\VH<br>TUZYTUV\Y<br>a;<br>.43/563.5�bc2b3c5d<br>:;:<<br>M<br>,-c�4,193<br>eQITIe_J@EIZ]ZV<br>[[]U]]]<br>fS_?@JSGAQIgPGIQFIJGgPhGgIS?JiGQIO?EPG<br>D[]U]]]H<br>eQIjTIk?JhlIZ]Z[<br>[]]U]]]<br>mlGIR?@JIO?EPGIFRIQlGI@AOGBQSGAQI_JF_GJQnIl?BIoGGAIGBQ@S?QGgIonIQlGIQJPBQGGBIFAIQlGIo?B@BIFRI?IO?EP?Q@FAI<br>h?JJ@GgIFPQI@AIZ]ZjIonIplGRR@ABIpl?JQGJGgI^PJOGnFJBUIqlFI?JGIAFQIhFAAGhQGgIq@QlIQlGIhl?J@QnrIImlGIO?EP?Q@FAI<br>q?BIS?gGIFAI?AIF_GAIS?JiGQIO?EPGIo?B@BIRFJI?AIGs@BQ@AKIPBGIo?B@Br<br>mlGIl@BQFJ@hIhFBQIFRIQlGI@AOGBQSGAQI_JF_GJQnI@BItjZYUYjZr<br>aa<br>-u30�,//35�-.43/563.5/<br>-/530�<br>-.43/563.5/<br>,/v�-.�<br>b2c5821-2<br>�25,1<br>M<br>M<br>M<br>2/5�2c�4,19,5-2.<br>eQITIe_J@EIZ]ZV<br>T\U\Y[UXVj<br>TjZUTX\<br>TYU]ZWU\TT<br>egg@Q@FAB<br>ZUj[XUT[[<br>TUWWXUVVV<br>VUTjZU[YY<br>wGQIJG?E@BGgI?AgIPAJG?E@BGgIK?@ABCDEFBBGBH<br>DTUVjZU\ZYH<br> DTUVjZU\ZYH x@B_FB?EB DTU\YXUjV]H DTUVT\UZj]H DjUjTVU[W]H eQIjTIk?JhlIZ]Z[ TWUYZZUXZY VY]Uj\Z T\UVTjU]TT ,ccd-.y�,629.5 eQIjTIk?JhlIZ]Z[ TWUYZZUXZY VY]Uj\Z T\UVTjU]TT eQIjTIk?JhlIZ]ZV T\U\Y[UXVj TjZUTX\ TYU]ZWU\TT

���
�� � �  !"#$%$& '' ()+,--.(/0-.1/.2/.(/3+ 89:9<=>?@?B>9:E:C>=<=FGHIJKGILMNOPQPRSFGHIGHNIJKGTU VCAWXY:Y\E:C>=<=A[=99:WYE:C>\?@>B?W<?=U]>>9:^[W[CA:=9::>Y[>:A[=9 9:WYE:C>=_[=FRNQIHKPOPQPRSFGHPIGJKTU '� �dedf ; ; ; ; ; ;; ; ;; ; g g ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; ; GKINGHIQGG GNIMLLIKGG ; ; ; ; ; ;; ; [CY:Z\:CY<>X@:A?E\@<=: (/,/a(,b�(/-.c31*/.'n *o.2c,cch(/i�,123/.�2j�j(/,/a(,b�,--*.dedf VC=>@XE:C>=;E:[=X@:Y;[>;B[<@;D[WX:;>9@?Xk9;<CA?E:;[CY;:Z\:CY<>X@: g g lCW:==;?>9:@_<=:;=>[>:YI;B<C[CA<[W;[==:>=;E:[=X@:Y;[>;B[<@;D[WX:;>9@?Xk9;<CA?E:; ; ; ; JILNK LIQQJ B<Z:Y;[==:>;<CD:=>E:C>=;[CY;<CD:=>E:C>;\@?\:@>mU 'fdedf g g 123/.-�j,bb(/i�+3*�p(.q(/�2/*�h*,cr S GQIPPN s@:\[mE:C>=;[CY;[AA@X:Y;<CA?E: PLMILJN MRKIRJG GMIMRQ GRIRMQ c*+(.2c-r�,123/.-�j,bb(/i�+3*�p(.q(/�2/*�h*,c PNGIHQN MLHIGRQ 'e 8@[Y:;A@:Y<>?@=ded`f t@[C>=;[AA@X:Y g g ]AA@X[W=;[CY;Y:B:@@:Y;=[AA@X:Y GLMIQQQ MPPIQQQ c+(.2c-r�,123/.-�j,bb(/i�+3�,j.c�12c�.q,/�2/�h*,c ;

���
�� � �  !"#$%$& +, -./012-345-.6 789;<=>?@9<ABC<=D>@EFGH9HG<I9HA@9K9<9FLA9G@9A>LEEJMB>FD8LFGALNJ9ECFE>H9HO<9A >BD>HAHA>@L<LK9A89H9G<I9HA@9aOabOcbd ebfOghij efffOhahj aOiaO`` : : : : : : �� � � � � � �ZRX\� 3+QRST 26/5RX26 ZS-6Z-. 3[+ UVU[ 2YQ2-.2. T/6626 UVUW ^ ^ ^ ^ _2R1Z-2-3�2-./012-36dOcaaOhd ehaObfgjOigOhagaOabOcbd _R2kS/56�l2ZRm �� � � � � � �ZRX\� +n HALFA>B LHL A89G<DJCHG><>BLKFL<A A8F99 8LHF9=CD9=>A89FKFL<AD>@@GA@9<AH _2R1Z-2-3�2-./012-36 HCFEJCHLA >BA8GHM9LFP 3+QRST -X/1S-u 26/5RX26 3[+ UVUW R26/5RX26 2YQ2-.2. UVU] -R263RSX32.�45-.6 ^ ^ ^ ^ 789:o<F9HAFGDA9=:p9<9FLJ:qC<=:?LH:G<:=9BGDGA:LH:A89: efsObgj: :A89:M9LF:bfgOcgd::F9HCJA:>B: saOghd: : ::haOiic: D>@@GA@9B:rfssOsss:A8LA:?GJJ:N9:HEF9L=:>I9F: :M9LFHP:tA: : : : : : =CFG=:G<:>F=9F:A>:F9ACF<:A89:BC<=:A>:L: : :A89:9<=: : : : 3+QRST -X/1S-u 26/5RX26 3[+ ��UVU[� R26/5RX26� 2YQ2-.2.� � �ZRX\�UVUW ^ ^ ^ ^ bsiOach bffOifd edigOhhsj efsOb`gj p9<9FLJ:BC<=H _R2kS/56�l2ZRm �� � � � � �ZRX\� p9<9FLJ:BC<=H

� ���� ���� ����� ��  ��� �� �  ����!�"#�$%$& +, -./0121�34�-56�.11561�756855-�49-:1 -;516;2<65: -:38=5-6 �36./ 49-:1 49-:1 >?>@ >?>@ >?>@ A A A 6�B+�.;?>@D EFGHIJKHFJLMNOMHNJPHI Q RSSTSSS RSSTSSS EFGHIJKHFJI Q UVTWUXTSUS UVTWUXTSUS YZNNHFJL[IIHJI]^P[_P^PJPHI<br>RaXTbbR<br>]cVWTVaa ]UaUTdcW<br>eOFfLJHNKL^P[_P^PJPHI<br>]UcRTSSS Q ]UcRTSSS<br>WUVTbbR<br>UVTUbVTUUU<br>UVTRWdTXXd<br>-;516;2<65:<br>-:38=5-6<br>�36./<br>49-:1<br>49-:1<br>>?>g<br>>?>g<br>>?>g<br>A<br>A<br>A<br>6�B+�.;<C�>?>gD<br>EFGHIJKHFJLMNOMHNJPHI<br>Q<br>RRSTSSS<br>RRSTSSS<br>EFGHIJKHFJI<br>Q<br>UaTSbcTVUU<br>UaTSbcTVUU<br>YZNNHFJL[IIHJI\]^P[_P^PJPHI WdUTdVU ]cWdTbcW<br>]bVWTRaX eOFfLJHNKL^P[_P^PJPHI ]RbbTSSS<br>Q<br>]RbbTSSS ]dSTXUa<br>UVTVXUTRXc<br>UVTccUTbUV<br>+h<br>5/.65:�i.;60�6;.-1.<623-1<br>jNLkLlLmJ[N^PFfL]nNZIJHHLoOFJNO^ILYLpLmJ[N^PFfLePKPJHqL[FqLqZNPFfLJrHLsH[NTLJrHLoOKM[FsLIHJJ^HqLHtMHFIHILOFL _Hr[^uLOuLJrHLnNZIJLOuLvUbTXaaL]bSbWwLvcTSSVxLyJLJrHLsH[NLHFqTLvFP^L]bSbWwLvUSTbbaLz[ILOzHqLJOLYLpL mJ[N^PFfLePKPJHqxL