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2025-10-31-accounts

Trustees' Annual Report for the period

From 1 November 2024 Period start date To 31 October 2025 Period end date Charity name: Kondanani UK Charity registration number: 1113426

Objectives and Activities

Summary of the purposes
of the charity as set out in
its governing document
Para 1.17 To advance Christianity in keeping with the Kondanani
Children’s Village (KCV) Statement of beliefs. To relieve
persons who are in need or hardship, aged or sick and to
relieve distress in Malawi and other parts of the world as the
trustees see fit. To advance education in accordance with
Christian principles by such means as the trustees may
consider appropriate, including operating any educational
establishment that the trustees may see fit.
Summary of the main
activities in relation to
those purposes for the
public benefit
Para 1.17 and
1.19
Kondanani UK raises funds from individual donors,
churches and other organisations, primarily to support the
work of Kondanani Children’s Village in Bvumbwe,
Malawi.
KCV houses and schools over 100 children and employs
around 130 local staff. Its work includes a school and
Children’s Hospital, which also provides medical and dental
care to children aged 1-5 from the wider community.
During 2024/25 Kondanani UK continued to provide
significant financial support towards the work of KCV,
alongside specific fundraising appeals including the annual
Maize Appeal and Christmas Appeal.
Kondanani UK also continued its involvement with Exeter
Kindness, an initiative which supports local charitable work
in Exeter as well as providing opportunities to introduce
people to Kondanani’s work in Malawi.
Statement confirming
whether the trustees have
had regard to the
guidance issued by the
Charity Commission on
public benefit
Para 1.18 The trustees have had regard to the guidance issued by the
Charity Commission on public benefit when reviewing the
charity’s objectives and activities.
Additional information
Contribution made by
volunteers
Para 1.38 Kondanani UK operates with substantial voluntary input
from its trustees and supporters. Trustees give their time to
fundraising, administration, donor communication,
governance and representing the charity.
In December 2024, trustee Grant Gebbie and his wife Jane
hosted Catherine, a young woman from Kondanani who was
studying towards a career as a vet and wanted to gain
experience of veterinary work in the UK.
Jane is a vet and helped to provide Catherine with
opportunities to learn about veterinary practice and

agriculture in Scotland. This included visiting a dairy farm using robotic milking technology. Trustees also gave their time throughout the year to represent the charity and strengthen communication with the team in Malawi.

Achievements and Performance

Summary of the main
achievements of the
charity, identifying the
difference the charity’s
work has made to the
circumstances of its
beneficiaries and any
wider benefits to society
as a whole
Para 1.20 The year to 31 October 2025 combined continued financial
support for KCV with progress in fundraising
communications, closer working relationships with the team
in Malawi and the successful conclusion of a financial
matter which had affected Kondanani UK since 2021.
Kondanani UK received total income of £47,708 during the
year and incurred expenditure of £43,969. Of that
expenditure, £36,546 was recorded as support for Malawi,
representing approximately 83% of the charity’s total
expenditure during the year.
Supporting Kondanani Children’s Village
The annual Maize Appeal was again an important
fundraising priority. In April 2025 trustees were working
towards a £15,000 target to help meet KCV’s annual maize
requirement. The final £2,500 outstanding was raised
through a £1,000 contribution from Grant and Jane Gebbie
and a £1,500 gift from Annie Horowitz. KCV subsequently
reported that 530 bags of maize had been secured, sufficient
to meet the children’s maize requirement for a full year.
At Christmas 2024 Kondanani UK also ran an appeal to
enable Christmas gifts to be provided for the children at
KCV. Alongside these specific appeals, the charity
continued to provide support towards the wider running
costs and work of KCV.
Recovery of funds following bank fraud
One of the most significant developments of the year was
the successful conclusion of Kondanani UK’s long-running
complaint concerning funds fraudulently removed from its
Co-operative Bank account in 2021. Three unauthorised
transactions totalling £28,365.49 had been made from the
charity’s account. Kondanani UK disputed the bank’s
refusal to reimburse the loss and ultimately referred the
matter to the Financial Ombudsman Service.
Following its investigation, the Financial Ombudsman
concluded that there was insufficient evidence to find that
Kondanani UK had acted with gross negligence and
recommended that the charity should not be held liable for
the unauthorised transactions.
During July 2025 the matter was finally resolved and the
charity received £35,247.08, comprising £26,865.49 of the
outstanding loss and £8,481.59 interest. The bank had
previously paid £1,500. The trustees welcomed the
resolution of a matter they had pursued over several years.

The recovery restored funds to the charity which can now be used in furtherance of its charitable purposes. 20 years of Kondanani UK The year also marked 20 years since Kondanani UK was officially registered on 31 October 2005. The anniversary provided an opportunity to recognise the contribution made by trustees, donors and other supporters over two decades while looking ahead to the continuing work of supporting KCV. Strengthening relationships with Malawi Kondanani UK continued to strengthen its working relationship with KCV during the year. In September 2025, Kondanani UK Treasurer Tim Davies was invited by KCV Chairman Dr Mbewe to join the KCV board. The trustees welcomed this as an opportunity to strengthen communication and understanding between Kondanani UK and KCV while recognising that the UK charity and KCV remain separately governed organisations. During the year Al Gibson also worked alongside Vincent Chatanganda in Malawi to support the development of KCV’s communications. This included helping Vincent with newsletters, social media and other communications produced from Malawi. Al also commissioned promotional video content to be produced in Malawi to help communicate the work of KCV to supporters internationally. This closer working relationship is intended to enable more stories and updates to originate directly from the KCV team in Malawi, giving supporters a clearer picture of its current work and priorities.

Additional information

Performance of
fundraising activities
against objectives set
Para 1.41 During 2024/25 Kondanani UK invested time in
strengthening its fundraising communications and making it
easier for people to give. New PayPal giving links and QR
codes were developed and incorporated into the charity’s
websites and social media.
New fundraising leaflets and pull-up banners were also
created for use at churches, conferences and other
fundraising opportunities. The materials were designed to
recognise the foundations laid by Kondanani’s founders
while communicating the continuing work of KCV.
Kondanani UK continued to communicate with supporters
through email newsletters, websites and social media. Work
with Vincent Chatanganda also helped develop the
production of communications directly from Malawi.
On 14 September 2025, trustee Tim Davies represented
Kondanani UK at the Rediscover Business Conference,
where the charity had a stand. The event produced limited
immediate fundraising response but provided an opportunity
to raise awareness of Kondanani and introduce its work to a
wider audience.

Exeter Kindness Kondanani UK continued its involvement in Exeter Kindness during the year. The initiative began with the Exeter Kindness mural and has developed into an ongoing partnership supporting charitable work in Exeter as well as raising awareness of Kondanani’s work in Malawi. The Exeter Kindness website was updated during the year. This continued to provide Kondanani UK with a local presence and a means of connecting with people interested in supporting charitable work in Exeter as well as introducing them to the work of KCV.

Financial Review

Financial Review
Review of the charity’s
financial position at the
end of the period
Para 1.21 The trustees have reviewed the accounts for the year ended
31 October 2025. Total income was £47,708, compared with
£46,785 in the previous year. This comprised:
• donations and legacies of £39,226
• investment income of £8,482
Total expenditure was £43,969, compared with £48,651 in
the previous year. Expenditure included £36,546 in support
for Malawi representing approximately 83% of the charity’s
total expenditure during the year, together with £7,423 of
other charitable expenditure.
The Statement of Financial Activities records net income of
£3,739 before an adjustment of £1,050 following
reimbursement of the fraud. At 31 October 2025, the
accounts record total funds carried forward of £41,637,
comprising £36,637 of unrestricted funds and £5,000 of
restricted funds.
The trustees consider the charity to be in a sound financial
position and able to continue its charitable activities.
Statement explaining the
policy for holding
reserves stating why they
are held
Para 1.22 Kondanani UK has relatively limited fixed operating costs
and seeks to use the funds entrusted to it actively in
furtherance of its charitable purposes, particularly through
financial support for KCV in Malawi.
The trustees nevertheless recognise the value of maintaining
sufficient unrestricted funds to meet existing commitments
and provide resilience against fluctuations in voluntary
income, unexpected costs and other financial risks.
The level of unrestricted funds at 31 October 2025 was
significantly influenced by the recovery during the year of
funds previously lost through bank fraud, together with the
associated interest. The trustees will therefore keep the
appropriate level and use of unrestricted reserves under
review. They do not regard the unusually high balance
resulting from the fraud recovery as necessarily representing
the charity’s normal long-term operating requirement.
Amount of reserves held Para 1.22 Unrestricted funds at 31 October 2025: £36,637
Details of fund materially
in deficit
Para 1.24 None identified in the accounts.
Explanation of any
uncertainties about the
charity continuing as a
going concern
Para 1.23 The trustees consider that there are no material uncertainties
about the charity’s ability to continue as a going concern.
Additional information
The charity’s principal
sources of funds
(including any
fundraising)
Para 1.47 Kondanani UK’s income comes principally from individual
donors together with support from churches and other
organisations. Fundraising includes regular and one-off
giving as well as specific appeals, including the annual
Maize Appeal and Christmas Appeal.
A description of the
principal risks facing the
charity
Para 1.46 The trustees recognise their responsibility to identify and
manage the principal risks facing Kondanani UK.
Financial controls and fraud
The unauthorised removal of £28,365.49 from the charity’s
bank account in 2021 demonstrated the importance of
effective banking controls and online security. The loss was
recovered during 2025 following the charity’s complaint to
the Financial Ombudsman Service. Trustees continue to
keep banking arrangements, account access and financial
controls under review.
Safeguarding
Kondanani UK supports work involving children and
regards safeguarding as a fundamental responsibility. The
charity maintains safeguarding policies and expects trustees
and volunteers to comply with appropriate safeguarding
requirements.
Reliance on voluntary income
The charity relies substantially on voluntary donations.
Income can fluctuate while the costs faced by KCV continue
throughout the year and can be affected by economic
conditions in Malawi. The trustees seek to manage this risk
through regular donor communication, specific appeals and
efforts to develop recurring giving.
International partnership and oversight
A substantial proportion of Kondanani UK’s expenditure
supports work undertaken by KCV in Malawi rather than
services delivered directly by Kondanani UK. Maintaining
good communication, appropriate governance and a clear
understanding of the use of funds is therefore important.
Links between the two organisations were strengthened
during 2025 through closer communications work with the
KCV team and the invitation for Tim Davies to join the
KCV board.

Structure, Governance and Management

Type of governing
document (trust deed,
royal charter)
Para 1.25 Kondanani UK is governed by its Memorandum and
Articles of Association.
How is the charity
constituted? (e.g.
unincorporated
association, CIO)
Para 1.25 The charity is constituted as a limited company.
Trustee selection
methods including details
of any constitutional
provisions
Para 1.25 Trustees are appointed by the existing trustees in accordance
with the charity’s governing document. At the Annual
General Meeting held on 16 November 2024, all existing
trustees agreed to remain in their present capacities.
Additional information
Policies and procedures
adopted for the induction
and training of trustees
Para 1.51 Kondanani UK maintains policies appropriate to its
governance responsibilities and charitable work, including
safeguarding. A programme of policy development had been
led by Treasurer Tim Davies and the trustees discussed
governance requirements and the need to ensure that policies
were formally reviewed and approved at the November 2024
AGM.
The trustees continue to keep the charity’s governance
arrangements and policies under review. DBS checks are
required where appropriate for trustees and volunteers
undertaking roles for which such checks are required.
The charity’s
organisational structure
and any wider network
with which the charity
works
Para 1.51 Kondanani UK is governed by four UK trustees and works
in liaison with the leadership and board of Kondanani
Children’s Village in Malawi.
During September 2025, KCV Chairman Dr Mbewe invited
Kondanani UK Treasurer Tim Davies to join the KCV
board, providing an additional link between the governance
of KCV in Malawi and its UK fundraising partner. The two
organisations remain separately governed and Kondanani
UK’s trustees retain responsibility for decisions concerning
the UK charity and the proper application of its charitable
funds.
Relationship with any
related parties
Para 1.51 Kondanani UK provides charitable oversight and support to
the Exeter Kindness project. Exeter Kindness seeks to
encourage support for charitable work addressing poverty
and hardship in Exeter while also providing opportunities to
raise awareness of and support for KCV in Malawi.

Reference and Administrative Details

Charity name Kondanani UK

Rryistered cknrity Dumber 1113426 Charity's Prillcipal ddress in tht UK 64 Fivtning Avenu¢ Exeter, EX4 8FA Trustees who 8erved during the Y￿ ended 31 (ktober 2025 TTUStee D•me Offic¢(rfDy) Dtes art￿1 ifnot for whole y￿r Name of pern) entitled to appoint Of Al Gibson Chairlsecretary Tim Davits GTant Gebbie Anni Horowitz Allfour 1rUstE￿ conlipnrdin officefollowinxdw GeMal Aleehng on 16 Novembvr2024 and5rnd the r8Pfft1ng￿1od Anni HoroWittsubseq￿ffjfy died in 2026, iht endofik fin¢9￿M71}Ear. Corporate trustees- names of the direrton at the date the repbrt was approved Al Gibson Grant Gebbie T1￿ Ihvi¢5 Fundy held s cust(Nlixn I￿￿te￿ on behalf of others None. Declaration The trustees declaff that they have a￿0￿1 the trust￿, report above. Signed on behalf of the clwity's Signature". Full name: Alisrair Gibso Positiort". ChRir 19 08

Kondanani UK

Statement of Financial Activity Year ending October 31[st] 2025

Kondanani UK

Statement of Financial Activities

For the year Ended 31st October 2025

Notes
INCOME & ENDOWMENTS FROM
Donations & legacies
Other trading activities
2
Investment income
3
Total
EXPENDITURE ON
Charitable activities
Exeter Kindness
Support for Malawi
NET INCOME/EXPENDITURE
4
RECONCILIATION OF FUNDS
Adjustment post reinbursement of fraud
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
funds
36,472
3,482
39,954
4,649
36,546
41,195
(1,241)
(1,050)
38,928
36,637
Restricted
funds
2,754
5,000
7,754
2,774
-
2,774
4,980
-
20
5,000
31 October 2025
total funds
39,226
-
8,482
47,708
7,423
-
36,546
43,969
3,739
(1,050)
38,948
41,637
31 October 2024
total funds
45,970
800
15
46,785
5,731
6,599
36,321
48,651
(1,866)
-
40,814
38,948

Kondanani UK

Balance Sheet

For the year Ended 31st October 2025

Notes
CURRENT ASSETS
Debtors
5
Cash at Bank
CREDITORS
Amounts falling due within one year
NET CURRENT ASSETS
NET ASSETS
FUNDS
4
Unrestrcted funds
Restricted funds
TOTAL FUNDS
Unrestricted
funds
36,877
36,877
(240)
36,637
36,637
Restricted
funds
-
5,000
31 October 2025
total funds
-
41,877
5,000
-
5,000
5,000
41,877
(240)
41,637
41,637
36,637
5,000
41,637

Kondanani UK

NOTES TO THE ACCOUNTS

for the period ended 31st October 2025

1 Principal accounting policies

The Charity has claimed the exemptions available in Section 1a of FRS102 not to prepare a cash flow since it is a small charity.

a) Basis of Preparation and Assessment of Going Concern

The Financial Statements have been prepared in accordance with the second edition of the Charities Statement of Recommended Practice issued in October 2019, the Financial reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011. With items recognised at cost or transaction value unless otherwise stated in the relevant notes.

b) Public Benefit Entity

Kondanani UK as a charity meets the definition of a public benefit entity under FRS102. Assets and liabilities are initially recognised at historical cost unless otherwise stated in the relevant accounting are initially recognised at historical cost unless otherwise stated in the relevant accounting policy notes.

c) Going Concern

The Trustees consider that there are no material uncertainties about the Charity's ability to continue as agoing concern.

d) Income Recognition Policies

Items of income are recognised and included in the accounts when all of the

Income received in advance of a specific performance or provision of other specified service is deferred until the criteria for income recognition are met.

e) Fund Accounting

Funds held by the Charity are:

Unrestricted general funds - these are funds which can be used in accordance with the charitable objects at the discretion of the Trustees.

Designated funds - these are funds set aside by the Trustees out of unrestricted general funds for specific future purposes or projects.

Restricted funds – these are funds that can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

f) Resources expended and basis of allocation of costs

Expenditure is included when incurred and includes irrecovera

Expenditure on operational programmes is recognised in the period in which it is incurred. A designated fund is established for expenditure which has been committed to projects, but remains unspent at the year end.

g) Cash at Bank and in Hand

Cash at bank and cash in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of

h) Creditors and Provisions

Creditors and Provisions are identified when the Charity has a present responsibility arising from a previous obligation that will result in the transfer of funds to a third party and the amount necessary to satisfy the obligation can be reliably measured or approximated. Provisions and Creditors are recognised at the settlement amount.

i) Costs of managing and administering the charity

These represent costs attributable to the management of the charity’s assets, organisational administration and compliance with constitutional and statutory requirements.

Kondanani UK

Notes for the year Ended 31st October 2025

ACCOUNT BALANCES
2025
Current Account
39,454
PayPal Balance
2,028
PayPal Balance
395
Debtors
-240
41,637
2
Exeter Kindness project
-
3
INVESTMENT INCOME
31 October 2025
Deposit account intrest
8,482
4
MOVEMENT IN FUNDS
31 October 2024
Unrestrited funds
General funds
37,878
Restricted funds
Exeter Kindness
Support for Malawi
20
20
37,898
5
Debtors: Amounts falling within one year
31 October 2025
Other Debtors
-
OTHER TRADING ACTIVITIES
2024
8,342
2,691
28,365
39,398
6,563
£
31 October 2024
15
Incoming Funds
39,954
7,754
7,754
47,708
31 October 2024
28,365
£
28,365.49
Out going funds
41,195
2,774
2,774
43,969
31 October 2025
36,637
-
5,000
5,000
41,637

KONDANANI UK

Report to the trustees of Kondanani UK On accounts for the year 31 October 2025 Charity no 1113426 ended (if any) I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31 October 2025 Responsibilities and basis of As the charity trustees of the Trust, you are responsible for the preparation of the report accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. Independent I have completed my examination. I confirm that no material matters have come examiner's statement to my attention in connection with the examination which gives me cause to believe that in, any material respect:  accounting records were not kept in accordance with section 130 of the Act or  the accounts do not accord with the accounting records I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Signed:
Name:
Relevant professional
qualification(s) or body (if
any):
Address:
Date: 14 July2026
Claire Barrow
Chartered Tax Adviser
Simon A Martin Accountants
Wessex House, 66 High Street,
Honiton, EX14 1PD