THE BLACKWATER U3A "BWU3A" Number 1 Account Main Income 2024125 Membershi Fees N.B. £2 042.00 re id in 202312024 2025126 Membershi Fees PREPAID ahead of 1" A ril 2025 2024125 Newsletter Posta 2025 Dia Sales Bank Interest - De 051t Account Raffle - Net Income Gift Aid Claim Com ensation from Nat West Bank TOTAL INCOME £3,429.50 £1,799.00 £80.00 £36.00 £55.49 £99.15 £679.25 £150.00 £6 328.39 Ex endfture Third A e Trust Membershi Third A e Ma azine Costs Beacon u3a Database Cost5 ri ht Licence First Aid Courses Newsletter & Printin Costs Statione & Posta e Costs Stma '5 Flower Festivallcommunit Garden Gifts & Remembrances ui ment Costs/Ma7ntenance Monthl S eaker Costs West Maldon Communit Centre Hire Costs 2025 DTa Purchases Meetin s - Caterin Icosts Finance Costs - Card Processin TOTAL EXPENDITURE Fees £888.00 £610.16 £256.00 £67.21 £292.00 £1 643.00 £326.82 £107.22 £97.00 £36.06 £764.40 £1 287.66 £45.10 £608.74 £52.66 £7 082.03 Fees Number 1 Account Main enin Income Dormant Grou enditure Closin Balance - 31 March 2025 Balance - 1 ril 2024 £4 693.51 £6 328.39 £180.67 s Funds Transfers £4 120.54 Bank Recondlfation: National Westmlnster Bank Current Account Balance Funds held in De osit Account Post Year End Transfer from Grou s Acct Post Year End Transfer from De osit Acct Reconciled Balance 31 March 2025 £1 806.45 E2 250.00 E60.00 £4.09 £4,120.54 Number 2 Account Grou Blackwater u3a Grou Art ArtA Birdin Canasta Card & Board Games Com uters - Note 1 Communit Garden Cribba Famil Histo Flower Arran Garden 31 March 2024 £101.30 £53.20 £30.00 11.-l LIO £17.60 £127.65 £32.80 £50.76 £90.80 £182.60 31 March 2025 £18.30 £93.20 £30.00 £10.20 £23.LKJ £ NIL £32.80 £27.16 £41.80 £157.00 reciation in [-1!! £199.09 £53.02 £259.26 £NIL £110.45 £200.89 £ NIL £216.46 £1.20 £44.45 Geo h IGeolo Histo & Science Pla Readin Rummikub Shakes eare Grou Tai-chi Theatre Local Theatre London Table Tennis 1 Table Tennis 2 TOTALS ra Note 1 Note 2 £244.05 £93.40 £850.13 £227.88 £255.40 £100.13 £127.94 £119.55 £1 709.62 £137.35 £2 526.88 Notes Balances for Closed Groups transferred back to funds of Main u3a. 2. Funds received from Co-ordinator post year end - £28.00. Number 2 Account Grou enin Income enditure CI05in Balance - 31 March 2025 Balance - 1 A ri12024 £2 526.88 £23 169.71 £1 709.62 Bank Reconclllatlon: Natlonal Westminster Bank Current Account Balance Post Year End Transfer to Main Acct Funds held in De osit Account Reconciled Balance 31 March 2025 £169.62 £1 600.00 £1 709.62 I certffy that these balances represent a true and accurate record of the flnanclal posltlon of The Blackwater U3A as at 31" March 2025. Blackwater U3A Number 1 Account Main Number 2 Account Grou Deposit Account (Main) osit account Grou 31 March 2024 £4 693.51 £2 526.88 NIA NIA 31 March 2025 £1 870.54 £109.62 £2.250.00 £1.600.00 Chrls Daines - Treasurer - The Blackwater U3A- 3 April 2025 THE BLACKWATER U3A "BWU3A" TRUSTEES REPORT FOR 12 MONTHS ENDED 31ST MARCH 2025 CHARITY NUMBER: 1113334 ORGANISATION STATUS: Unincorporated Entity. Registered Charity. Allen Griffiths (Chair) Ron Martin (Vice Chair) Gillian Swanson (Secretary) Christopher Daines (Treasurer) Peter Harden Jenny O'connor Elizabeth Walden Sholto Morton Janet Watson Esther Pugh ' (Note 1) Susan Watson . (Note 1) Geoff Pugh TRUSTEES: All served for the full year. MEMBER ACCOUNTS EXAMINER: BANKERS: National Westminster Bank Plc Maldon, Essex 26 Keeble Park MALDON | Essex CM9 6YG ORGANISATION ADDRESS: GOVERNING DOCUMENT: nd Standard U3A Constitution dated 2 December | 2004 (as amended from time to time) XT22237 HMRC GIFf AID CHARITIES REFERENCE: Notes: 1. Esther Pugh & Susan Watson will not seek re-election as Trustees at the Annual General Meeting to be held on Wednesday r May 2025. 2. Geoff Pugh has confirmed his willingness to act as Member Account Examiner and the Trustees are grateful for his support and for his diligent validation of our th accounting records. He completed his examination on 10 April 2025 and will provide a separate Examiner Report. TRUSTEE REPORT TO MEMBERS Charit Aims/Activities: The Blackwater (U3A) has continued to act as one of four Independent U3A organisations within the Maldon (Essex) area. The aims are to provide social activities to it's Membership through a range of activities and interests, with individual Members (15) supporting the Trustees by acting as Group Coordinators. During the year we had over 30 different interest groups. Income & Ex enditure Income for the year totalled £29,498.10 Expenditure for the year totalled £31,069.00 Our Income and Expenditure increased this year principally due to the inclusion of £11,657.00 relating to the cost of the BWU3A Holiday Group. Balance Sheet Number 1 Bank Account (Main): £1,870.54 Number 2 Bank Account (Groups): £109.62 Deposit Account: £3,850.00 (Main £2,250.00 / Groups £1,600.00) Financial Reserves Polfc It is our Policy to main reserrfes equivalent to between 3-6 months of operating costs. With that in mind, it is proposed that our Membership will increase from £25 to £30 in the next financial year. Based on an expected increase In Members (some arising from the Clo￿ of Heybridge U3A) and the increase in Gift Aid receipts arising from new Members, we believe our Reserves are sufficient for the forthcoming 12 months. Declaration The Trustees declare that they have approved the Trustees Report and informatTon set out above. Christopher Daines is authorised to sign this Declaration on behalf of the Trustees. SIGNATURE FULL NAME | POSITION CHRISTOPHER JOHN DAINES TREASURER 3"April 2025 MEMBER ACCOUNTS EXAMINER REPORT & ArrESTATION The Trustees The Blackwater U3A Charity No: 1113334 I confirm I have examined the accounts of The Blackwater U3A and belTeve and attest that they are a fair reflection of the transactions of this organisation both for the Main Number One Account and the Number 2 Account (Groups) and they are now ready to be published for the year ending March 312025. I note they will l)e submitted for approval by the Members at the Annual General Meeting to be held on Wednesday W May 2025. Res onsibilities & Basis of Re ort As the Charity Trustees of the Trust, you are responsible for the preparation of the accounts in accordance with the Charities Act 2011 {"the Act"). I report in respect of my examination of the Trust's accounts carried out under s145 of the Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under s145(5)(b) of the Act. Member Accounts Examiner Statement/Attestatlon I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect: accounting records were not kept in accordance with section 130 of the Act; or the accounts do not accord with the accounting records. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. SIGNATURE FULL NAME IADDRESS GEOFFREY PUGH | 38 MAYFLOWER DRIVE MALDON ESSEX CM9 6XX [0 APRIL 2025 DATE