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2020-12-31-accounts

The Minyan

Report and Financial Statements For the year ended 31 December 2020

Company Number: 05603904

The Minyan (Limited by Guarantee)

Annual report and financial statements for the year ended 31 December 2020

Contents

Page:

1 Report of the trustees
3 Independent Examiner’s Report
4 Statement of financial activities
5 Balance sheet
6 Statement of cash flows
7 Notes forming part of the financial statements

Trustees

B Iczkovits U Neufeld

Secretary and registered office

R Brayam, 20 Highcroft Gardens, London, NW11 0LX

Company number

5603904

Charity number

1113311

Bankers

Barclays Bank Plc, Marble Arch Branch, PO Box 32016, London, NW1 2ZH

The Minyan (Limited by Guarantee)

Report of the trustees for the year ended 31 December 2020

The trustees present their report and the unaudited financial statements for the year ended 31 December 2020.

Reference and administrative information

The Minyan is a company limited by guarantee and is a registered charity governed by its memorandum and articles of association. The company was registered on 26 October 2005 and began its charitable activities on 12 January 2006. The Charity is registered with the Charity Commission in England and Wales with Charity number 1113311. The Company number is 5603904.

The charity is also known as the following: The Minyan, Kehillas Ohel Moshe and Torah Way. The main operating address of the charity is: 100-102 Leeside Crescent, London, NW11 0LA and the company's registered office is: 20 Highcroft Gardens, London, NW11 0LX.

The objects of the charity are to promote the Orthodox Jewish religion and in particular to maintain a synagogue providing facilities for prayers, religious worship and religious studies.

Board of Trustees

The directors of the charitable company are its trustees for the purposes of Charity Law and the Companies Act and throughout this report are collectively referred to as the trustees.

The trustees of the company were:

B Iczkovits U Neufeld

Trustees and other members of the management committee are appointed by members of Kehillas Ohel Moshe.

Public benefit, objectives, activities, achievements and performance

The charity was formed to promote the Orthodox Jewish religion, through the provision of synagogue services and religious education. During the year under review, membership of Kehillas Ohel Moshe – the working name of the synagogue, increased to 100. Charitable appeals are held from time to time in order to raise funds to cover ongoing discretionary expenditure.

The Start your Day the Torah Way program provided daily lectures presented by guest speakers from across the globe. These lectures are well attended by local residents and members. The trustees look forward to the program’s continued success in the forthcoming years. These activities undertaken by the charity provided public benefit.

The charity will continue to provide these and similar services in the coming years. The management committee would like to take this opportunity to thank all of the generous donors throughout the year, as without their support, the charity’s projects would not have been possible.

The Trustees confirm their compliance with the duty to have due regard to the Public Benefit guidance published by the Charity Commission when reviewing the Charity’s aims and objectives and in planning future activities.

Risk management

The trustees monitor cash flows to ensure that there are sufficient funds to cover the ongoing costs of running the charity's premises and associated costs of providing programmes as part of the objects of the charity.

They do not consider that there are any other specific risks attached to the running of the charity that call for action to be taken.

Reserves policy

The current distribution policy of the trustees is to distribute liquid reserves in furtherance of the objects of the charity. A reasonable cash balance is maintained to meet the charity's expenses as they fall due.

1

The Minyan (Limited by Guarantee)

Report of the trustees for the year ended 31 December 2020 (continued)

Distribution policy

The charity's distribution policy is to avail the intended beneficiaries of funds according to the objects of the charity as soon as they are in hand.

Investment policy

There is a policy to invest as and when appropriate in order to achieve sufficient income to be able to support the charity's objects.

Financial review

The primary source of income of the charity the amounts received from membership and the amounts received from renting 100 and 102 Leeside Crescent. Income was also generated through voluntary donations from members. Voluntary donations of £177,456 were made to the charities unrestricted funds and £117,474 to restricted funds during the year.

At the end of the financial period the charity's unrestricted reserves were £922,286, a decrease of £3,330 since the previous year. The charity's restricted reserves were £63,532, an increase of £27,127 since the previous year.

The charity's bank balances were £108,973, an increase of £47,811 since the previous year. This amount included cash balance of £35,054 relating to unrestricted funds and £73,919 relating to restricted funds.

None of the charities funds were materially in deficit at the end of the financial period.

The trustees do not consider there to be any uncertainties about the charity's ability to continue as a going concern.

Trustees' responsibilities

The charity trustees (who are also the directors of the company for the purposes of company law) are responsible for preparing the trustees' annual report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the charity trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the company and of the incoming resources and application of resources, including the income and expenditure of the company for that year. In preparing these financial statements, the trustees are required to:

This report has been prepared in accordance with the provisions applicable to small companies entitled to the small companies exemption.

On behalf of the Board

B Iczkovits Director

30 September 2021

2

The Minyan (Limited by Guarantee)

Independent Examiner’s Report to the Trustees of The Minyan (Limited by Guarantee)

I report to the trustees on the accounts of The Minyan (Limited by Guarantee), charity number: 1113311 company number: 5603904 for the year ended 31 December 2020, which are set out on pages 4 to 13.

Responsibilities and basis of report

As the charity's trustees of the Company (who are also the directors of the company for the purposes of company law), you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ("the 2006 Act") and the Charities Act 2011 ("the 2011 Act").

Having satisfied myself that the accounts of the Company are not required to be audited for this year under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (“the 2011 Act”). In carrying out my examination, I have followed the Directions given by the Charity Commission (under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

The company’s gross income exceeded £250,000 and I am qualified to undertake the examination by being a qualified member of the Institute of Chartered Accountants in England and Wales.

I have completed my examination. I confirm that no material matters have come to my attention which gives me cause to believe that:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Michael Weissbraun FCA Michael, Pasha & Co Chartered Accountants 220 The Vale, London, NW11 8SR

30 September 2021

3

The Minyan (Limited by Guarantee)

Statement of financial activities (including income and expenditure account) for the year ended 31 December 2020

Note
Income
Income from donations
Donations
2
Income from charitable activities:
Rental income
Interest receivable and similar income
Total Income
Expenditure
Costs of raising funds
3
Cost of charitable activities
3
Other costs
3
3
Interest payable
4
Total expenditure
Net income/(expenditure)
Gross transfers between funds
Net movement in funds during the year
Total funds brought forward
Total funds carried forward
Unrestricted
funds
£
177,456
21,140
1,048
199,644
1,484
94,207
76,141
171,832
32,324
204,156
(4,512)
1,182
(3,330)
925,616
922,286
Restricted
funds
£
117,474
-
29
117,503
10,964
70,211
8,019
89,194
-
89,194
28,309
(1,182)
27,127
36,405
63,532
2020
Total
£
294,930
21,140
1,077
317,147
12,448
164,418
84,160
261,026
32,324
293,350
23,797
-
23,797
962,021
985,818
2019
Total
£
263,922
22,080
1,524
287,526
8,903
218,677
71,255
298,835
32,720
331,555
(44,029)
-
(44,029)
1,006,050
962,021

The statement of financial activities includes all gains and losses recognised in the year. All incoming resources and resources expended derive from continuing activities.

The notes on pages 7 to 13 form part of these financial statements.

4

The Minyan (Limited by Guarantee)

Balance sheet at 31 December 2020

Note
Fixed assets
Tangible fixed assets
7
Current assets
Debtors
8
Cash at bank
Creditors: amounts falling due
within one year
9
Net current (liabilities)/assets
Total assets less current liabilities
Creditors: amounts falling due
after more than one year
10
Net assets
Unrestricted funds
General funds
11
Restricted funds
11
Total funds
12
£
£
£
£
1,526,731
1,558,736
13,480
13,996
108,973
61,162
122,453
75,158
(10,466)
(18,347)
111,987
56,811
1,638,718
1,615,547
(652,900)
(653,526)
985,818
962,021
922,286
925,616
63,532
36,405
985,818
962,021
2020
2019
£
£
£
£
1,526,731
1,558,736
13,480
13,996
108,973
61,162
122,453
75,158
(10,466)
(18,347)
111,987
56,811
1,638,718
1,615,547
(652,900)
(653,526)
985,818
962,021
922,286
925,616
63,532
36,405
985,818
962,021
2020
2019
1,615,547
(653,526)
962,021
925,616
36,405
962,021

For the year ended 31 December 2020 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

The trustees acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies’ regime.

Approved by the trustees on 30 September 2021 and signed on their behalf by:

B Iczkovits Director

The notes on pages 7 to 13 form part of these financial statements.

5

The Minyan (Limited by Guarantee)

Statement of cash flows for the year ended 31 December 2020

2020 2019
Note £ £ £ £
Cash provided by operating activities 15 49,966 2,589
Cash flows from investing activities
Interest income 1,077 1,524
Purchase of tangible fixed assets (2,281) (1,074)
Cash (used in)/provided by investing activities (1,204) 450
Cash flows from financing activites
Repayments of borrowing (50,951) (10,374)
Cash inflows from new borrowing 50,000 -
Cash used in finance activities (951) (10,374)
Increase/(decrease) in cash and cash equivalents in the year 47,811 (7,335)
Cash and cash equivalents at the beginning of the year 61,162 68,497
Cash and cash equivalents at the end of the year 108,973 61,162

The notes on pages 7 to 13 form part of these financial statements.

6

The Minyan (Limited by Guarantee)

Notes forming part of the financial statements for the year ended 31 December 2020

1 Accounting policies

The principal accounting policies are summarised below. The accounting policies have been applied consistently throughout the year.

(a) Basis of accounting

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), the Chairties Act 2011 and the Companies Act 2006.

The company meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note(s).

(b) Going concern

The trustees do not consider there to be any uncertainties about the charity's ability to continue as a going concern.

(c) Company status

The charity is a company limited by guarantee. In the event of the charity being wound up, the liability in respect of the guarantee is limited to £10 per member of the charity.

(d) Fund accounting

(e) Income

Income is recognised when the charity has entitlement to the funds, any performance conditions attached to the item(s) of income have been met, it is probable that the income will be received and the amount can be measured reliably. Receipts from membership and other donations relating to the main charitable activities of the charity are considered a gift to the charity and are recognised when they are received. Income from voluntary donations and appeals is also normally recognised only when received. Membership donations paid in advanced are not deferred.

Rental income and interest on funds held on deposit are included when receivable and the amount can be measured reliably by the charity.

Donated professional services and donated facilities are recognised as income when the charity has control over the item, any conditions associated with the donated item have been met, the receipt of economic benefit from the use by the charity of the item is probable and that economic benefit can be measured reliably. In accordance with the Charities SORP (FRS 102), general volunteer time of members is not recognised.

On receipt, donated professional services and donated facilities are recognised on the basis of the value of the gift to the charity which is the amount the charity would have been willing to pay to obtain services or facilities of equivalent economic benefit on the open market; a corresponding amount is then recognised in expenditure in the same period.

The charity is exempt from tax on its charitable activities.

7

The Minyan (Limited by Guarantee)

Notes forming part of the financial statements for the year ended 31 December 2020

1 Accounting policies (continued)

General volunteers assisted with the day-to-day running of the charity. This included managing the charity's premises, finances and fundraising efforts. The synagogue services and regular lectures were also provided and coordinated by volunteers.

(i) Resources expended

Expenditure is recognised once there is a legal or constructive obligation to make a payment to a third party, it is probable that settlement will be required and the amount of the obligation can be measured reliably. Expenditure is classified under the following activity headings:

Costs of raising funds comprise the costs associated with attracting voluntary income.

Cost of charitable activities comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Other costs include those costs associated with meeting the constitutional and statutory requirements of the charity and include the accounting fees and costs linked to the strategic management of the charity.

(j) Tangible fixed assets

Fixed assets (excluding investments) are stated at cost less accumulated depreciation. Depreciation is provided at rates calculated to write off the cost, less estimated residual values, all fixed assets except freehold land, over their expected useful lives. It is calculated at the following rates:

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

(l) Creditors and provisions

Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

(m) Financial instruments

The trust only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

Finance costs are charged to profit over the term of the debt so that the amount charged is at a constant rate on the carrying amount.

Finance costs include issue costs, which are initially recognised as a reduction in the proceeds of the associated capital instrument.

(n) Concessionary loans

Concessionary loans are those loans made or received by the charity to further its purposes and any interest charged is below the prevailing market rates.

Concessionary loans are initially recognised and measured at the amount received or paid, with the carrying amount adjusted in subsequent years to reflect repayments and any accrued interest and adjusted if necessary for any impairment.

8

The Minyan (Limited by Guarantee)

Notes forming part of the financial statements for the year ended 31 December 2020 (continued)

2
Donations
Total donations
3
Charitable activities
Costs of raising funds
Advertising
Travel
Cost of charitable activities
Consultancy costs
Wages and staff costs
General expediture
Insurance
Light and heat
Phone
Rent and rates
Water
Grants payable (note 14)
Other costs
Professional fees
Bank charges
Depreciation
Bad debts
Repairs and maintenance
Total
Unrestricted
funds
£
177,456
Unrestricted
funds
£
1,484
-
26,039
25,483
33,127
3,058
3,553
710
387
1,850
-
48
437
34,286
7
41,363
171,832
Restricted
funds
£
117,474
Restricted
funds
£
10,677
287
683
-
1,433
-
-
-
-
-
68,095
4,218
45
-
-
3,756
89,194
2020
Total
£
294,930
2020
Total
£
12,161
287
26,722
25,483
34,560
3,058
3,553
710
387
1,850
68,095
4,266
482
34,286
7
45,119
261,026
2019
Total
£
263,922
2019
Total
£
8,413
490
30,604
-
62,680
3,186
6,555
445
1,530
1,878
111,799
2,912
535
35,156
183
32,469
298,835

4 Interest payable

Interest on bank loans

2020 2019
£ £
32,324 32,720

9

The Minyan (Limited by Guarantee)

Notes forming part of the financial statements for the year ended 31 December 2020 (continued)

5
Net incoming resources for the year
This is stated after charging:
Depreciation
6
Staff costs
The average monthly number of employees during the year was as follows:
No employee received remuneration of more than £60,000 during the year.
7
Tangible fixed assets
Cost
At 1 January 2020
Additions
At 31 December 2020
Depreciation
At 1 January 2020
Provided for the year
At 31 December 2020
Net book value
At 31 December 2020
At 31 December 2019
8
Debtors
Other debtors
Land and
buildings
£
1,825,560
-
1,825,560
281,806
25,558
307,364
1,518,196
1,543,754
2020
£
34,286
2020
3
Fittings and
equipment
£
66,669
2,281
68,950
51,687
8,728
60,415
8,535
14,982
2020
£
13,480
2019
£
35,156
2019
-
Total
£
1,892,229
2,281
1,894,510
333,493
34,286
367,779
1,526,731
1,558,736
2019
£
13,996

Receipts from membership and other donations relating to the main charitable activities of the charity are recognised when they are received. Amounts that had been pledged but not yet received by the charity were approximately £80,626 (2019 - £73,472).

All amounts shown under debtors fall due for payment within one year.

10

The Minyan (Limited by Guarantee)

Notes forming part of the financial statements for the year ended 31 December 2020 (continued)

9 Creditors: amounts falling due within one year

9 Creditors: amounts falling due within one year
2020 2019
Total Total
£ £
Other creditors 10,110 18,347
Taxation and social security 356 -
10,466 18,347
10 Creditors: amounts falling due after one year
2020 2019
Total Total
£ £
Bank loans (secured) 632,900 633,526
Concessionary loans 20,000 20,000
652,900 653,526
The loans fall due for repayment as follows:
£ £
More than 5 years 652,900 653,526
Total 652,900 653,526
The bank loan is secured on the charity’s assets and bears interest at 1.2% above base rate. The amount shown above
of £632,900 (2019 - £633,526) represents a gross loan of £635,175 (2019 - £636,126) less unamortised finance costs of
£2,275 (2019 - £2,600).
The concessionary loans due in less than one year and in more than one year are not secured on any of the charity’s
assets and bear no interest.
11 Analysis of net assets between funds
Unrestricted Restricted
funds funds Total
£ £ £
Tangible fixed assets 1,526,731 - 1,526,731
Current assets 38,705 83,748 122,453
Current liabilities (10,251) (215) (10,466)
Creditors falling due in more than one year (632,899) (20,001) (652,900)
Net assets at 31 December 2020 922,286 63,532 985,818

11

The Minyan (Limited by Guarantee)

Notes forming part of the financial statements for the year ended 31 December 2020 (continued)

12 Movements in funds

Restricted funds
Building fund
The Kehillas Ohel Moshe Gemach
Start your Day the Torah Way
– NW London
Gemilus Chesed Fund
Adopt-a-kollel
Other funds
Total restricted funds
Unrestricted funds
General funds
Total funds
Balance at
1 January
2020
£
14,654
(80)
2,943
13,568
(219)
5,539
36,405
925,616
962,021
Incoming
resources
£
8,907
10,000
9,693
4,445
8,087
76,371
117,503
199,644
317,147
Outgoing
resources
£
(9,276)
(45)
(11,320)
(1,510)
(7,600)
(59,443)
(89,194)
(204,156)
(293,350)
Balance at
31 December
Transfers
2020
£
£
(1,575)
12,710
-
9,875
-
1,316
-
16,503
-
268
393
22,860
(1,182)
63,532
1,182
922,286
-
985,818

Building fund: The fund is used to finance the purchase of the charity’s properties and any major building works. Any surplus funds are released to general funds on completion of the specific project.

The Kehillas Ohel Moshe Gemach: This fund provides short-term interest-free loans for individuals meeting the relevant criteria.

Start your day the Torah Way – NW London: This fund provides daily and weekly lectures for the benefit of anyone within the local community.

Gemilus Chesed Fund: The fund provides funds for members of the community who require financial assistance when making a simcha.

Adopt-a-kollel: The shul's collections and contributions to Adopt-a-kollel.

Other funds: Funds within this category are raised on an ad-hoc basis for specific causes to which the charity wishes to makes grants.

13 Statement of financial activities for the year ended 31 December 2019

Income from donations
Income from charitable activities
Total income
Costs of raising funds
Cost of charitable activities
Other costs
Total expenditure
Net income
Gross transfers between funds
Net movement in funds during the year
Total funds brought forward
Total funds carried forward
Unrestricted
funds
£
101,491
23,561
125,052
1,027
91,134
100,911
193,072
(68,020)
20,022
(47,998)
973,616
925,618
Restricted
funds
£
162,431
43
162,474
7,876
127,543
3,064
138,483
23,991
(20,022)
3,969
32,434
36,403
2019
Total
£
263,922
23,604
287,526
8,903
218,677
103,975
331,555
(44,029)
-
(44,029)
1,006,050
962,021

12

The Minyan (Limited by Guarantee)

Notes forming part of the financial statements for the year ended 31 December 2020 (continued)

14
Grants payable
Restricted funds
Kehillas Ohel Moshe Youth Chabura
Gemilus Chesed Fund
Adopt-a-kollel
Other funds
Restricted funds
Unrestricted funds
Total funds
Grants to
institutions
£
307
-
7,600
3,378
11,285
-
11,285
Grants to
individuals
£
-
1,510
-
55,300
56,810
-
56,810
2020
2019
Total
Total
£
£
307
13,015
1,510
25,000
7,600
9,550
58,678
63,784
68,095
111,709
-
90
68,095
111,799

The grants made under the Adopt-a-kollel fund were paid to Kollel Meor Hatorah in Jerusalem to support their programmes. For more details see www.adoptakollel.org.

The charity did not make any material grants to any other institution during the current or prior year.

15 Cash generated by operating activities

Net movement in funds
Add back depreciation charge
Add back amortisation of loan costs
Deduct interest income shown in investing activities
Decrease in debtors
(Decrease)/increase in creditors
Net cash generated by operating activities
2020
2019
Total
Total
£
£
23,797
(44,029)
34,286
35,156
325
325
(1,077)
(1,524)
516
2,050
(7,881)
10,611
49,966
2,589

16 Transactions with trustees and connected persons

None of the trustees received any remuneration or other benefits for their services to the charity. No trustee has claimed any expenses or had their expenses met by the charity other than the reimbursement of out-of-pocket expenses where the trustee has acted as agent for the charity.

17 Legal form of the Charity

The charity is a company limited by guarantee and is governed by its memorandum and articles of association. The company is incorporated in England and Wales. The main operating address of the charity is: 100-102 Leeside Crescent, London, NW11 0LA and the company's registered office is: 20 Highcroft Gardens, London, NW11 0LX.

13