# **The Kathor Muslim Society of UK Registered Charity Number: 1112981** **Report of the Trustees and Financial Statements for the** **Year ended 5th April 2021** **The Kathor Muslim Society of UK- Trustees Report for the Year Ended 5th April 2021** ## **Contents** Contents .......................................................................................................................................... 1 Reference and administration details ............................................................................................. 2 Structure, governance and management ....................................................................................... 3 Objectives and activities ................................................................................................................. 3 Summary of the main achievements during this financial period .................................................. 4 Financial review .............................................................................................................................. 5 Declaration ...................................................................................................................................... 6 Appendix 1- Accounts & Balance Sheet Year Ending 5[th] April 2021 ............................................... 7 Appendix 2- Independent Examiners Report .................................................................................. 8 **Page 1** **The Kathor Muslim Society of UK- Trustees Report for the Year Ended 5th April 2021** ## **Reference and administration details** **Charity Name** The Kathor Muslim Society of UK **Charity Registration Number** 1112981 **Charity’s Principal Address** 75 Somers Road, Walthamstow, London, E17 6RS. ## **Trustees** _**Name Office**_ Mr. Salim Kazi Chair of Trustees Mr. Ebrahim Dhalech Trustee and President Mr. Abdul Khaliq Vahed Trustee Mr. Mohammed Vawda Trustee Mr. Asif Dala Trustee ## **Management Committee** _**Name Office**_ Mr. Ebrahim Dhalech President Mr. Zahid Dala Treasurer Mr. Yusuf Parekh Internal Auditor Mr. Ibrahim Surti Assistant Treasurer Mr. Ismail Timol Secretary ## **Locality Committee Representative** _**Name Office**_ Mr. Dawood Omer Lancashire Mr. Naeem Randera North West Mr. Suleman Dadabhai Midlands **Page 2** **The Kathor Muslim Society of UK- Trustees Report for the Year Ended 5th April 2021** ## **Structure, governance and management** ## **Type of governing document** Kathor Muslim Society of UK is constituted as a charitable trust registered with the charity commission in February 2006. It is governed by a constitution last updated 25[th] September 2005. ## **Trustee recruitment and appointment** Existing trustees find and consult on new trustees, and then put forward their recommendation. ## **Objectives and activities** ## **Charitable purposes** - I. To advance the Islamic faith by any charitable means which the TRUSTEES decide - II. To provide or assist in the provision of facilities for the recreation or other leisure time occupation for Kathorian Muslim People who live in Kathor (India) and the United Kingdom who have need of such facilities by reason of their youth, age, infirmity or disablement, poverty or social and economic circumstances in the interests of social welfare with the object of improving their conditions of life. ## **Summary of the main activities in relation to these objects** ## _Fundraising & Other Income_ KMS UK raised £24,373 throughout the UK and received £1,284 as interest on bank accounts, donations and accrued interest on Gift Aid. A total of £3,651 was received in Gift Aid income. One new part membership fee of £50 was received. ## _Rental Income_ Rental income from the two properties that the Society owns totalled £11,880 _10 Stroma Way, Nuneaton, Warwickshire CV10 7LR 19 Gillett Close, Nuneaton, Warwickshire CV11 5XW_ ## _Volunteers_ All the work carried out by individuals on behalf of the charity is on a voluntary basis. **Page 3** **The Kathor Muslim Society of UK- Trustees Report for the Year Ended 5th April 2021** ## **Summary of the main achievements during this financial period** During the year the charity paid out grants totalling £23,084, this sum was donated to worthwhile causes. The primary beneficiaries are Kathor based NGO’s and individual students needing financial support. Our programme of support in Kathor is now well established across the spectrum of identified needs in the area. We continue to look for areas where our assistance could be of benefit, expanding areas of work as and when needed. We also launched a UK Educational Awards programme in February 2020. ## _Health & Medical_ Medical assistance is delivered through the Kathor Medical Trust that annually provides many thousands of out-patient and in-patient treatments covering a broad range of health services and medical procedures. The Society helped to deliver: - Medical treatment of the teachers & students at Jamiah Haqqaniya Islamiyah, a local Islamic educational institution with over 350 students, and many of the local imams & muezzins in Kathor. - Continued support for the provision of early diagnosis and preventative ‘Health Camps’ covering dentistry, family/women’s health, orthopaedics and cardiology - the neediest have benefited from these camps. - The Society covered the cost of over 300 dialysis treatments. As in the UK many educational establishments were closed, as a result of Covid. Costs still needed to be met and our support for these organisations was maintained. Financial support of £7,800, including £500 of interest, was provided to support these initiatives. ## _Education_ We have continued to build upon work from previous years, this includes: - Ongoing full financial support for five students in the Aalim class and one student of Hifz at the Jamiah Haqqaniya Islamiyah. Annual cost per student is £140. - Supporting six undergraduate students in various disciplines. Costs can vary but is ~£500, annually per student, generally covers the shortfall on state, or other sources, of funding. - We are currently supporting 40 students at MAI Educational Trust - a co-educational school for nearly 5,000 children from the ages of 4 to 17. £80 covers a full year’s fees in the English taught medium, and as little as £30 for a full year in the Guajarati taught medium. - A pilot vocational education programme was started, with a view to extending further if it proves a success. Financial support of £6,850, of which £250 was interest, was provided to support these initiatives. **Page 4** **The Kathor Muslim Society of UK- Trustees Report for the Year Ended 5th April 2021** ## _Social Welfare_ In Kathor, the Society working with local NGOs supported this programme with £8,134: - Providing the basic home essentials for six newly married couples through our Nikah programme. - Our programme to support up to ten individuals in becoming self-sufficient was also started this year. Providing equipment, tools & training for trades such as sewing, carpentry, plumbing and electrical maintenance. - The Society has introduced a widows/orphan’s support programme. This is through a monthly contribution to six impacted homes. - Emergency relief in Kathor & Karachi as a result of COVID-19 pandemic impacts - Social & Welfare project for Kathorians in Karachi through the KSV Welfare Association. In late March, a special appeal was launched as a result of the Covid-19 pandemic. Over £3,500 was raised to support emergency relief in Kathor. ## _UK Educational Awards Programme_ Launched in February 2020 offering grants to support vocational, higher & professional development. One application was received by a university to student and £300 was awarded. ## **Financial review** ## **Reserves Policy** The Society currently holds total reserves of £213,087, of this £134,342 is held in cash reserves. £12,725 of the cash reserves are held as Restricted Reserves. ## **Principal Funding Sources** Funding for the charity’s activities come from two principal sources: - 1) Fund raising through the Ramadan & Covid Appeal - 2) Rent from the property owned by the charity The majority of donations collected during the Ramadan appeal is in the form of Zakat. Any Gift Aid earned on donations is also used as grants to needy causes; all administrative costs are covered through other income. ## **Investment Policy and Objectives** ## **Interest** The Society in line with Islamic teachings does not consider Interest earned as Halal (acceptable) and therefore we use this money for charitable causes with no benefit to the Society in line with Islamic teachings. **Page 5** **The Kathor Muslim Society of UK- Trustees Report for the Year Ended 5th April 2021** ## **Declaration** The financial statements were approved by the Board of Trustees Signed on behalf of the charity’s trustees ## **Prepared by:** Mr. Zahid Dala (Treasurer) ## **Checked and Authorised by:** Mr. Salim Kazi (Chair Trustee) Mr. Ebrahim Dhalech (President) **Page 6** **The Kathor Muslim Society of UK- Trustees Report for the Year Ended 5th April 2021** ## **Appendix 1- Accounts & Balance Sheet Year Ending 5[th] April 2021** ||||||_Section A Receipts and payments_|_Section A Receipts and payments_||| |---|---|---|---|---|---|---|---|---| ||**Income**
Membership Fees
Rent (Gross)
Ramadan Appeal
Gift Aid
Interest Received
**_Total_**||||**Total**
£ 50
£ 11,880
£ 24,373
£ 3,651
£ 1,284
**£**41,238|**Expenditure**
Agents Fees & Commission
Property Insurance & Management Fees
Property Repairs & Renewals
Ramadan Appeal Distribution1
KMS Relief Fund Distribution (COVID-19)
Administrative Costs2
AGM/Event Costs
Bank & Other Financial Charges
Interest Distribution
UK Educational Award
Surplus (Deficit) to Reserve
**_Total_**||**Total**
£ 1,368
£ 1,248
£ 795
£ 19,828
£ 2,206
£ 102
£ -
£ 232
£ 750
£ 300
£ 14,409| |||||||||**£**41,238| |||||||||| ||||_Section_|_B Statement of assets and liabilities at the end of the period_||||| ||**Liabilities**
**_Total Liabilities_**
**Reserves**
Unrestricted Reserves
Restricted Reserves4
**Total Reserves**|||£’s
**0**
£ 200,362
£ 12,725
**£**213,087||**Fixed Assets**
Property3
**_Total Fixed Assets_**
**Bank Accounts & Investments**
Deposit account
Current account
**_Total Cash_**||£ 78,745| |||||||||**£ 78,745**| |||||||||£ 120,028
£ 14,314| |||||||||**£ 213,087**| ## **Notes to accounts:** 1Ramadan Appeal Distribution: _**Education –**_ Graduate Sponsorship £1,350; Jamiah Islamiyah Haqqaniya £800; MAI Trust £2,000; Muslim Student Union (Kathor) £500. _**Medical –**_ Kathor Medical Trust £7,300 _**Social & Welfare –**_ Nikah & Tools & Trades £1,500; Kathor Community Development Trust £1,500; Covid appeal £178; All other Social & Welfare Relief projects £4,700 2Administrative Costs- Include costs associated with fundraising events and the day to day running of the society such as printing, postage 3Historical (purchase) values shown. Valued at £230,000 as at 04 April 2018, 10 Stroma Way (freehold), 19 Gillett Close (Leasehold) 4Restricted Funds are monies collected via appeal & any interest or Gift Aid received. **Page 7** **The Kathor Muslim Society of UK- Trustees Report for the Year Ended 5th April 2021** ## **Appendix 2- Independent Examiners Report** Independent Examiner’s Report to the Trustees of **THE KATHOR MUSLIM SOCIETY of UK** . I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 05 April 2021. As the Charity trustees of the Trust, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect: - accounting records were not kept in accordance with section 130 of the Act or - the accounts do not accord with the accounting records I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. ## **Hanif Bhula FCCA Chartered Certified Accountant** 5 Howard Street Gloucester GL1 4UR Date: 22 November 2021 **Page 8**