## **Trustees' Annual Report for the period**
||Period start date|Period start date|||Period end date||
|---|---|---|---|---|---|---|
|**From **|1st|June|2024|**To**|31st
May|2025|
Section A Reference and administration details
**Charity name** Supporting Tanzanian Orphans and Widows
**Other names charity is known by** STOW
1112424 **Charity's principal address** Acorn Cottage, Main Road, Kelsale Saxmundham Suffolk **Postcode IP17 2QY** ~~——~~
**Registered charity number (if any)** 1112424
## **Names of the charity trustees who manage the charity**
||**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year **
**Name of person (or body) entitled**
**to appoint trustee (ifany)**|**Dates acted if not for whole**
**year **
**Name of person (or body) entitled**
**to appoint trustee (ifany)**|**Dates acted if not for whole**
**year **
**Name of person (or body) entitled**
**to appoint trustee (ifany)**|**Dates acted if not for whole**
**year **
**Name of person (or body) entitled**
**to appoint trustee (ifany)**|
|---|---|---|---|---|---|---|
||1 Marie Adams|Chairperson|||||
||2 JeremyAdams|Secretary|||||
||3 Martin Stevens|Treasurer|||||
||5 Richard Wills Crisp||||||
||6Vivienne Wills
Crisp||||||
||7 Linda Potter||||||
||8 Robin Potter||||||
||9 Donald McGregor||||||
||**Names of the trustees for the charity, if any, (for example, any custodian trustees)**||||||
||**Name**
**Dates acted if not for whole year**
**Names and addresses of advisers (Optional information)**
~~——~~||||||
||**Type of adviser**
**Name**||**Address**||||
|**Name of chief executive or names of senior staff members (Optional information)**
~~==~~|||||||
||**Section B Structure, governance and management**|**Section B Structure, governance and management**|**Section B Structure, governance and management**||||
||**TAR**||1|March**2012**|**2012**||
March **2012**
## **Description of the charity’s trusts**
Constitution
Type of governing document (eg. trust deed, constitution) Unincorporated Association How the charity is constituted (eg. trust, association, company)
Elected from membership at AGM or appointed by trustees between Trustee selection methods AGMs. (eg. appointed by, elected by)
## **Section C Objectives and activities**
|**Summary of the objects of the**
**charity set out in its**
**governing document**
**Summary of the main**
**activities undertaken for the**
**public benefit in relation to**
**these objects (include within**
**this section the statutory**
**declaration that trustees have**
**had regard to the guidance**
**issued by the Charity**
**Commission on public**
**benefit)**|(i)The relief of poverty hardship and distress among children in Tanzania
and other African countries who have lost one or both parents through
AIDS and among women widowed as a result of AIDS by provision of
advice, support and such financial or material assistance as the trustees
shall from time to time determine.
(ii) The advancement of education among children in Tanzania and other
African countries who have lost one or both parents through AIDS by
such exclusively charitable means as the trustees shall from time to time
determine.|
|---|---|
||We have, as at 31.5.25, 166 members and have raised – through
donations, membership subscriptions, child sponsorship, events, and gift
aid – the sum of £51,395.
Newsletters were sent to all members in November 2024 and March
2025. All our past and present newsletters, as well as membership forms,
are available on our website: www.stowcharity.org.
The trustees had meetings in June and September 2024, and in March
2025. They were in frequent contact between these meetings. They were
re-elected at the AGM on 6th October 2024.
The Chairperson made monitoring visits to Tanzania in conjunction with
our partner NGO, TUMAINI, in Nov 2024 and Jan/Feb 2025. On the latter
visit she was accompanied by a self-funded STOW member who had
been on VSO in Tanzania at the same time as the Chairperson.
In Nov the Chairperson visited 16 older students in colleges in 3 locations
outside Tanga: Dodoma, Iringa, and Dar-es-salaam. In Jan they visited
17 more students in Tanga, Handeni, Moshi and Arusha. They made 10
home visits and met 7 of the widows to discuss their progress in setting
up and running small businesses for which STOW had provided them
with loans. More information on these visits is in the Nov 24 and March
25 newsletters.
The trustees have had regard to the guidance issued by the Charity
Commission on public benefit.|
March **2012**
**TAR**
2
## **Summary of the main achievements of the charity during the year**
Through grants to our Tanzanian partner NGO, TUMAINI, we have supported 43 students: 11 at secondary school, 29 in further education/university and 3 in vocational training.
For this period, our support to the children and families in Tanzania amounted to £55,000. This included a grant of £52,000 to TUMAINI to cover budgeted educational costs, plus extra help to students and families of £3,000 covering rent, bed nets, textbooks, food parcels, bedding, bikes, smart phones and small business start-up grants.
.
STOW brought forward £50,881 from the last financial year. We raised £51,395 and spent £61,477. This means we had £40,798 in hand at the financial year’s end (31.5.25).
## **Section E Financial review**
**Brief statement of the charity’s policy on reserves**
Our pledged continuing income has increased in recent years and, after due consideration and 20 years’ experience, the Trustees feel that we can reduce our reserves to 6 months of ongoing commitment. I.e. we will hold in reserve sufficient funds to keep all the students we have taken on in education or training for 6 months even if STOW is unable to raise any more money for whatever reason.
**Details of any funds materially in deficit**
## **Further financial review details (Optional information)**
You **may choose** to include additional information, where relevant about:
- the charity’s principal sources of funds (including any fundraising);
- how expenditure has supported the key objectives of the charity;
- investment policy and objectives including any
March **2012**
**TAR**
3
ethical investment policy adopted.
## **Section F Other optional information**
## **Section G Declaration**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
**Signature(s)** J Adams **Full name(s)** Jeremy Arthur Adams **Position (eg Secretary, Chair,** Secretary **etc) Date**
March **2012**
**TAR**
4
||**Supporting Tananian Orphans and Widows**|**Supporting Tananian Orphans and Widows**|**Supporting Tananian Orphans and Widows**|**Supporting Tananian Orphans and Widows**|**Supporting Tananian Orphans and Widows**||**1112424**|**1112424**|||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|1st June 2024
31st May 2025
**Receipts and payments accounts**
Period start date
Period end date
**To**
**For the period**
**from**
~~ee~~
~~ee~~
~~ee~~|||||||||||**CC16a**||
|**Section A Receipts and payments**|||||||||||||
||**Unrestricted**
**funds**||**Restricted**
**funds**||**Endowment**
**funds**|||**Total funds**|||**Last year**||
||**to the nearest £**|**to the nearest £**|**to the nearest £**||**to the nearest £**|||**to the nearest £**|||**to the nearest £**||
|**A1 Receipts**|||||||||||||
|Members subscriptions|**1,850**||**-**||**-**|**-**||**1**|**1,850**||**1,626**||
|Donations|**26,933**||**-**||**-**|**-**||**26**|**26,933**||**27,800**||
|Child sponsorship|**14,255**||**-**||**-**|**-**||**14**|**14,255**||**16,810**||
|Gift Aid|**6,940**||**-**||**-**|**-**||**6**|**6,940**||**5,846**||
|Fundraisingevents|**1,417**||**-**||**-**|**-**||**1**|**1,417**||**1,566**||
|Bank interest on deposit account|**-**||**-**||**-**|**-**||**-**|**-**||||
||**-**||**-**||**-**|**-**||**-**|**-**||**-**||
||**-**||**-**||**-**|**-**||**-**|**-**||**-**||
|**_Sub total_**_(Gross income for_|_(Gross income for_||||||||||||
|_AR)_|_AR)_**51,395**||**-**||**-**|**-**||**51,395**|**51,395**||**53,648**||
|**A2 Asset and investment sales,**
**(see table).**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**_Sub total_ -**
**-**
**-**
**-**
**-**
**_Total receipts_**
**51,395**
**-**
**-**
**51,395**
**53,648**
~~—————~~|||||||||||||
|**A3 Payments**|||||||||||||
|Public and employee liabilityinsurance|**389**||**-**||**-**|**-**||**389**|**389**||**379**||
|Costs of monitoring visits to Tanzania - 3|||||||||||||
|return flights, 2 visas|**5,599**||**-**||**-**|**-**||**5**|**5,599**||**2,902**||
|Grants to Tanzanian NGO for the support|||||||||||||
|of 11 orphans in secondary school and 32|||||||||||||
|in further education (including vocational|||||||||||||
|training and university).|**52,000**||**-**||**-**|**-**||**52**|**52,000**||**49,400**||
|Other grants to Tanzanian NGO including|||||||||||||
|rent, bed nets, food parcels, bedding,|||||||||||||
|bikes, small business start-up grants,|||||||||||||
|smart phones|**3,000**||**-**||**-**|**-**||**3**|**3,000**||**3,500**||
|Printingcosts for 2 newsletters|**208**||**-**||**-**|**-**||**208**|**208**||**366**||
|Bank charges|**172**||**-**||**-**|**-**||**172**|**172**||**172**||
|Stationeryandpostage|**109**||**-**||**-**|**-**||**109**|**109**||**94**||
||**-**||**-**||**-**|**-**||**-**|**-**||**-**||
||**-**||**-**||**-**|**-**||**-**|**-**||**-**||
|**_Sub total_ **|**61,477**||**-**||**-**|**-**||**61,477**|**61,477**||**56,813**||
|**A4 Asset and investment**
**purchases, (see table)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**_Sub total_ -**
**-**
**-**
**-**
**-**
**_Total payments_**
**61,477**
**-**
**-**
**61,477**
**56,813**
~~——————~~|||||||||||||
|**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**|**- 10,082**
**-**
**- - 10,082**
**- 3,165**
**-**
**- -**
**-**
**-**
**50,880**
**- -**
**50,880**
**54,046**
**40,798**
**-**
**- 40,798**
**50,881**
~~—_—=S=S=>~~||||||||||||
CCXX R1 accounts (SS)
24/06/2025
1
|**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**||
|---|---|---|---|
|**Categories**
Signed by one or two trustees on
behalf of all the trustees
**B1 Cash funds**
**B2 Other monetary assets**
**B4 Assets retained for the**
**charity’s own use**
**B5 Liabilities**
**B3 Investment assets**|Signature
J Adams
**Details**
**Details**
HSBC Community account
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
**Details**|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**40,798**
**-**
**-**
**-**
**-**
**-**
**40,798**
**-**
OK
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
**-**
**-**
**-**
**-**
**-**
Print Name
JeremyArthur Adams|**Endowment**
**funds**
**to nearest £**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||OK|
||||**Endowment**
**funds**
**to nearest £**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**When due**
**(optional)**|
|||||
|||||
|||||
|||||
|||||
|||||
||||Date of
approval|
||J Adams|JeremyArthur Adams||
|||||
CCXX R2 accounts (SS)
24/06/2025
2
**Independent examiner's report on the accounts Section A Independent Examiner’s Report Report to the trustees/** Supporting Tanzanian Orphans and Widows **members of** ~~a FE~~ **On accounts for the year** 31[st] May 2025 **Charity no** 1112424 **ended (if any)** ~~eeee eee~~ **Set out on pages** (remember to include the page numbers of additional sheets) ~~PO~~ **Respective** The charity's trustees are responsible for the preparation of the accounts. **responsibilities of** The charity’s trustees consider that an audit is not required for this year **trustees and examiner** under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed.
It is my responsibility to:
- examine the accounts under section 145 of the Charities Act,
- to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and
- to state whether particular matters have come to my attention.
**Basis of independent examiner’s statement**
- My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.
**Independent** In connection with my examination, no matter has come to my attention **examiner's statement** ~~(other than that disclosed below *)~~
1. which gives me reasonable cause to believe that in, any material respect, the requirements:
- to keep accounting records in accordance with section 130 of the Charities Act; and
- to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act
- have not been met; or
2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
* _Please delete the words in the brackets if they do not apply._
**Signed:** Jeremy Wagg **Date:** 8/7/2025 ~~a~~ **Name:** JEREMY PAUL WAGG **Relevant professional** Chartered Institute of Banks **qualification(s) or body (if any):** ~~a~~
1
**March 2012**
**IER**
**Address:** 11 Willows Green, Church Farm Road, Aldeburgh, Suffolk, IP15 5GA
## **Section B Disclosure**
Only complete if the examiner needs to highlight material problems.
2
**March 2012**
**IER**
**Give here brief details of any items that the examiner wishes to disclose** .
3
**March 2012**
**IER**