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← Southern Africa AIDS Foundation (Saaf)

2024-12-31-accounts

SAAF Annual Report for year ending 31[st] December 2024.

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Trustee’s Annual Report Year Ending 31[st ] December 2024

Information to fight stigmatisation and spread; education and support for the affected

Registered Charity number: 1112417

Company number: 05503306

Website: www.saaf.org.uk

SAAF Annual Report for year ending 31[st] December 2024.

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Table of Contents

CHAPTER 1: Administrative details of the Charity, it’s Trustees and Advisers ........................................... 3 CHAPTER 2: Welcome from the Board of Trustees .................................................................................... 4 CHAPTER 3: Background & History ............................................................................................................. 5 CHAPTER 4: Objectives ............................................................................................................................... 6 CHAPTER 5: Activities .................................................................................................................................. 7 CHAPTER 6: Structure, Governance and Management ............................................................................ 10 Achievements and Performance ................................................................................................ 14 CHAPTER 7: UK HIV Campaigns & Support Services ................................................................................. 14 CHAPTER 8: SAAF work in Southern Africa ............................................................................................... 14 CHAPTER 9: Business Plans ....................................................................................................................... 14 CHAPTER 10: Treasurer’ Report ................................................................................................................ 17 CHAPTER 11: Factors outside the Charity’s Control ................................................................................. 18 Acknowledgements .................................................................................................................................. 20

Financial statements from the Foundation’s annual accounts are set out in the Appendix. ................ 22

SAAF Annual Report for year ending 31[st] December 2024.

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CHAPTER 1: Administrative details of the Charity, it’s Trustees and Advisers

A Company Limited by Guarantee, company number 05503306.

Mr. Chriswell Mugodhi (Company Secretary) Mrs. Rachel Lanham Mr. Fabian Mugodhi

Mr. Chriswell Mugodhi (Company Secretary ) Mrs. Rachel Lanham Mr. Fabian Mugodhi

Barclays Bank, Camden Branch, 38 Islington Green, Islington. London. N1 8EH

Sort Code : 20-44-86 Account Number: 40375322

SAAF Annual Report for year ending 31[st] December 2024.

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CHAPTER 2: Welcome from the Board of Trustees

Welcome to the Southern Africa AIDS Foundation (SAAF)’s annual report for the year ended 31[st] December 2024. SAAF is a charitable organisation that aims to improve the health, well-being and standard of living of people of the African community living in the UK, a n d o f orphans within Southern Africa.

SAAF’s mission is to enable children and adults infected or affected by HIV/AIDS to live a safe, healthy and productive childhood and life.

To achieve its goals, SAAF carried out several activities in the UK and in Southern Africa. Elsewhere in this report, you will find details of the activities undertaken over the past year lt Lea since our last report; our achievements, performance, and what we intend to do in the future.

Our achievements over the period saw a further decrease in charity activities both in the UK and support for family projects in Southern Africa, because of the on-going HMRC compliance checks. Due to the compliance checks, gift aid has been stopped while the checks are carried out.

The total income for the year of £48,934.00 was raised mainly from sponsorships and donations, and no gift aid was received.

With the increased migration of health and care workers from Southern African countries like Zimbabwe to the UK, the need for welfare support to the community within the UK has vastly increased. Most immigrants on work permits have “no recourse” to public funds. This means their entitlements to social benefits from the Benefits Office or Local Government Housing or Social services are restricted. Their main source of support in times of need is often charitable organisations like SAAF.

Within Southern Africa, the economic situation is unstable, particularly in Zimbabwe. The local currency suffers from hyperinflation, making planning and the remittance of funds problematic. The use of foreign currency, though permitted, suffers from restrictions. SAAF’s work has in turn changed from prioritizing the supply of medication, to improving the well-being and standard of living of our clients.

Over the coming year, our main objective in UK is to continue to improve the standard of living of the African community we work with.

SAAF Annual Report for year ending 31[st] December 2024.

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CHAPTER 3: Background & History

The Southern Africa AIDS Foundation (SAAF) was formed as a community association in March 2002, in response to stigmatisation associated with HIV/AIDS within the African community living in the United Kingdom (UK), and the seemingly hopeless plight of orphans, known locally as “street children”, in Southern Africa.

At the turn of the millennium, a group of health professionals became increasingly concerned about the apparent lack of knowledge of HIV/AIDS within the African community living in London and the Southeast of England. From discussions at various meetings and events, it was evident that several health professionals were individually trying to educate the community on the HIV virus, and many were aware of or supporting HIV/AIDS orphans in Zimbabwe, Mozambique, Malawi, and Zambia. These countries are all in southern Africa.

The year 2000 and 2001 witnessed an increase in the immigrant population from southern Africa to the UK due to the adverse political and economic situation within Zimbabwe. During a small period, there was a significant number of sudden illnesses, and in a few cases, death from HIV infection and AIDS related diseases. Cultural practices within the African community often necessitated the repatriation of the deceased to Southern Africa following death in the UK. Often, death of a fellow African meant the community struggled to raise enough funds to cover the necessary expenses.

In southern Africa, children who had lost one or both parents to HIV infection were often destitute. Social services provision from the state, where available, was often very limited and inadequate. Cultural practices provided for orphans to be looked after by other members of the extended family who were in employment or had adequate resources. The collapse of the economy in Zimbabwe, with the unprecedented high levels of hyperinflation and unemployment, made it more difficult for families to look after orphans, and added to the orphan’s plight. Such orphans would often find themselves homeless and begging on the streets for survival, hence the local name “street children”.

The group concluded that the stigma associated with HIV/AIDS within the community in general, was a result of a lack of up-to-date information on HIV transmission, testing and treatment. As a group, they would be in a better position to support orphans in Southern Africa and to disseminate information in the UK to the African community in a culturally appropriate way. Consequently, this would increase the level of HIV testing and treatment and reduce the number of deaths due to HIV infection. For those infected, Anti-Retroviral Therapy (ART) and the Highly Active Anti-Retroviral Therapy (HAART) treatment would improve their quality of life. Such treatment enables people infected by the virus to live longer and as normal a life as possible.

At the inaugural open meeting of the association in March 2002, an executive committee made up of health professionals, a community development worker, a university research fellow, and others was elected to run the affairs of the association.

SAAF Annual Report for year ending 31[st] December 2024.

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Trustees: (left to right) Mr. Fabian Mugodhi; Mr. Chriswell Mugodhi; Mrs. Rachel Lanham

In May 2005, SAAF was registered as an international charity with the Charities Commission for England and Wales, and on the 8[th of] July 2005, SAAF was incorporated as a company limited by guarantee with Companies House, England and Wales.

CHAPTER 4: Objectives

The Objectives of SAAF are:

SAAF Annual Report for year ending 31[st] December 2024.

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Aims:

SAAF aims to improve the health, well-being and standard of living of members of the Southern African community living in the UK and within Southern Africa.

Mission:

SAAF’s mission is to enable children and adults infected or affected by HIV/AIDS to live a safe, healthy and productive childhood and life.

Main objectives for the year ending 31[st] December 2024.

CHAPTER 5: Activities

In support of the year’s objectives, the following activities were carried out:

(a) United Kingdom (UK)

Including welfare support to migrant worker and their families, who may have “ no recourse to public fund” limitation on their visa. This limits their access to social benefits in times of need.

Attendance at HIV Conferences and public events; Production and distribution of

SAAF Annual Report for year ending 31[st] December 2024.

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Reports. Direct mail via letters and emails; Development of the Website for information.

Registration with GPs and hospital visits; Churches and other community

groups, home care – shopping, washing, cleaning, cooking.

Held meeting, produced and distributed minutes to Trustees and Members

Developed policies and procedures; Registration with local Councils for Voluntary organizations; Production of annual report, accounts and progress reports.

Grant applications and fundraising events.

Mrs. Rachel Lanham, Miss Talent Mugodhi, & Miss Panashe Mudhluyi SAAF Directors Meeting in Dover 2022

SAAF Annual Report for year ending 31[st] December 2024.

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(b) Southern Africa

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SAAF Food Hamper Distribution
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SAAF Annual Report for year ending 31[st] December 2024.

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CHAPTER 6: Structure, Governance and Management

(a) Governance

(i) SAAF is a company limited by guarantee without having a share capital. The governing documents are the memorandum and articles of association registered at Companies House and with the Charity Commission for England and Wales.

As a company, SAAF does not operate for profit and has no shareholders; the company does not pay any dividends.

As a Charity, SAAF is governed by its members, who take decisions by ordinary resolution at general meetings of the Charity. The Trustees, made up of elected honorary officers and committee members throughout England, oversee the running of the Charity in between general meetings. One third of the Trustees retire from office at each annual general meeting (AGM). Directors are elected by an ordinary resolution of members at the AGM.

The Charity ensures that the board has majority members with lived experience; all volunteers have lived experience, and we have a committee that all come from the membership, all with lived experience. The organisation was built on the back of lived experience.

(ii) The following policies and procedures were adopted for the induction and training of new Directors and Trustees.

(b) Structure

The structure of the charity is set out below. SAAF members take decisions for the charity in a general meeting. The Trustees oversee the operation of the charity outside general meetings. There are fifty volunteers and no paid staff.

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----- Start of picture text -----
SAAF Annual Report for year ending 31 [st] December 2024 11
Trustees
Committees
Volunteers
Ordinary Members
Affiliate Individuals &
organisations
SAAF organizational structure
(i) Trustees
The Board of Trustees are nominated and elected by members who are entitled to vote at the annual
general meetings (AGM). Trustees are responsible for the day-to-day running of the charity as laid
out in the Articles and Memorandum of Association. Trustees meet at least once a month, but
often more frequently, depending on SAAF business. At present there are five SAAF Trustees
registered with the Charity Commission.
----- End of picture text -----

(i) Trustees

Trustees keep their ears to the ground, fully engaging with the young people in the communities that we serve, and trying to understand their needs, because of which, Trustees do what can be done to meet those needs. When people recognise that the organisation is there for them, they also reach out and connect with the Charity in ways that they wouldn’t ordinarily engage.

The Trustees purpose is to:

There are a few committees set up to oversee the work of the Charity at different times. We have regional committees, the fundraising committee, emergency food hamper committee, AGM committee etc.

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SAAF Annual Report for year ending 31[st] December 2024

Regional committees are made up of elected members from the local community, and those coopted to the committee because of their expert knowledge or experience. Each regional committee consists of up to six officers, headed by a chairperson and including a Secretary and Treasurer/fundraiser. Most committees also have an elected vice chairperson, vice secretary and vice treasurer, as well as general committee members. The Chairperson reports to the Trustees.

The Fundraising Committee is tasked with all fundraising activities of the Charity.

The Food Hamper committee oversee the distribution of food hampers.

The AGM committee are tasked with the planning and delivery of the Annual General Meeting

Anyone over the age of 18 interested in furthering the Objectives of the Charity can become a member of SAAF.

Ordinary members are members of SAAF who have paid a subscription of £20 and have signed a membership form. Members agree to abide by the SAAF code of conduct and policies, including the equal opportunities policy, as well as the Memorandum and Articles of Association.

Ordinary members are invited to general meetings and Charity events. They participate in decisionmaking and Charity activities.

Affiliate members are people who support the work of SAAF. Support may be in the form of a cash or in-kind donation, sponsorship of an event, orphans or someone on HIV medication, or volunteering work for the Charity. Organisations can also be affiliated to SAAF by either supporting the work of SAAF or working in partnership with SAAF with a shared vision, objectives or activities.

Affiliate members are not required to pay subscriptions and do not vote at general meetings of the Charity.

(c) Management

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SAAF Annual Report for year ending 31[st] December 2024

(d) Risk Management

Risk refers to the uncertainty surrounding events and their outcomes that may have a significant effect, either enhancing or inhibiting operational performance, achievement of aims and objectives, or meeting expectations of stakeholders. Identified risks need to be put into perspective in terms of the potential severity of impact and likelihood of their occurrence.

For each of the major risks identified, Trustees considered the action that needed to be taken to mitigate the risk, either by lessening the likelihood of the event occurring, or by lessening its impact if it did.

SAAF has identified a suitable insurance policy which covers public liability, the Encompass Charity Scheme, which is part of the Royal Sun Alliance LVSC scheme. The scheme is managed by Keegan & Pennykid (insurance Brokers Ltd), 50 Queen Street, Edinburgh. EH2 3NS.

Mrs. Rachel Lanham, Miss Talent Mugodhi, & Miss Panashe Mudhluyi

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SAAF Annual Report for year ending 31[st] December 2024

Achievements and Performance

CHAPTER 7: UK Welfare Support Services

Over the past 2 years or so, the work of the charity has been severely affected by the on-going HMRC Compliance checks. UK HIV campaigns & support services have continued at a subdued pace including food hampers, assistance with rent and bills, education and welfare expenses. Managing volunteers, printing, postage, stationery and telephone, managing licenses and registrations and banking.

CHAPTER 8: SAAF work in Southern Africa

Work on the Africa Orphans support project, included school tuition and boarding fees, uniforms, stationery, clothing, bedding, transport, and family upkeep. The Africa Medication program and the Family Project program included purchasing medication, food, transport, family upkeep, as well as income generating projects.

The Southern Africa region is made up of several countries. SAAF identified several projects in Zimbabwe and Zambia, and in partnership with local communities and voluntary organizations, is carrying out a number of these projects. The projects are evaluated at the end of each year, and lessons learned used to improve. SAAF establishes local contacts and networks through its members. SAAF is working to establish other local projects in Mozambique, Malawi, Botswana, Lesotho, Namibia, South Africa, and Swaziland.

CHAPTER 9: Business Plans

The following is a summary of the strategic objectives that SAAF intends to pursue over the next five years as laid out in the Business Plan:

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SAAF Annual Report for year ending 31[st] December 2024

SAAF was awarded £10,000 from Awards for All (Big Lottery Fund) for Phase Two of the SAAF Capacity Building Program from April 2008 to October 2008. Similar programs are planned for next year 2023 to include Capacity Building and Fundraising. Training is open to Trustees and members needing training particularly around fundraising, business planning, technical knowledge, recruiting and managing staff.

Training is designed to increase SAAF members’ ability to carry out the organizational aims and objectives.

SAAF Trustees and Regional Chairpersons 2012

From left to right Kurayi Jonathan Nhau, Wezi Buzz Mtonga, Fabian Mugodhi, Angela Mareverwa, Peter Kamanga, Gloria Ferenando, Aaron Mutapiri, Chriswell Mugodhi, Impelbrook Mawarire, Tinodamore Mabukwa, Faustina Muringayi Nhau

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SAAF Annual Report for year ending 31[st] December 2024

In addition to the costs of the trainers and consultants, the project will also meet the costs of hiring training venues, delegates’ travel expenses and childcare costs, as well as costs for training materials, photocopying, refreshments and public liability insurance.

SAAF Food Hamper distribution

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SAAF Annual Report for year ending 31[st] December 2024

CHAPTER 10: Treasurer’ Report

The total income for the year was £48,934 . Sponsorships from individuals amounted to £40,781; Donations received from individuals amounted to £7,530. Grants received of £582 and Other Income was £41.00.

The Charity spent a total of £45,941 on charitable activities over the year, and £1,659 on governance costs.

A total of £19,650 was spent on UK HIV campaigns & support services which included food hampers, rent and bills, education and welfare expenses. The Charity spent £6,829 on the Africa Orphans support project, including school tuition and boarding fees, uniforms, stationery, clothing, bedding, transport, and family upkeep. A further £1,651 was spent on the Africa Medication program and £14,404 on the Family Project program. These programs included purchasing medication, food, transport, family upkeep, as well as income generating projects. Volunteer expenses amounted to £1,774; Printing, postage, stationery and telephone expenses amounted to £190; licenses and registrations £864; miscellaneous expenses £52; and bank charges £192.

The total amount for training this year was £335.

A total of £301 was spent on Trustee meetings. Interest on Bank Loan was £858.

The cash balance at the end of the year was £15 and after accountancy fees of £500 and liabilities of £5000, the Charity had a deficit of £5,485 over the year. This has been carried over to the 2025 financial year.

Due to the HMRC Compliance checks during the year, there were no claims for gift aid received during the financial year. This has severely impacted the work of the charity as bank charges cannot be met to sustain the work of the charity.

The charity incurred very low costs for meetings due to Covid -19 regulations and the lockdown. There were also very low costs incurred for transport, but telephone, postage, and stationery all increased. Members also volunteered their services free of charge and gave other in-kind donations.

A big “Thank You” goes to those members and supporters who made these non-cash or in-kind donations for the Charity’s work in the UK and Southern Africa. The charity kept its costs and expenditure low due to the voluntary work done by its members and supporters. The charity relies heavily on such support and goodwill, without which the Charity will not be able to do its work.

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SAAF Annual Report for year ending 31[st] December 2024

CHAPTER 11: Factors outside the Charity’s Control

SAAF operates in dynamic P olitical, E conomic , S ocial and T echnological environments, all of which have implications for its present and future work. Although external to the organisation, these factors nevertheless must be considered in any strategic planning process.

(a) UK Environmental Factors

Several political, economic, social and technological factors may be critical in determining the course that SAAF may take in the future:

SAAF Annual Report for year ending 31[st] December 2024

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(b) Southern Africa Environmental Factors

Environmental factors affecting Southern Africa, particularly Zimbabwe, are multiple and complex: political and economic instability, abject poverty, the deterioration of the social service sector, an HIV epidemic, erratic rains, and food insecurity.

When Robert Mugabe was deposed as Zimbabwe’s president in 2017, there was hope that the country would quickly recover from years of economic turmoil and authoritarian rule. Now led by Mugabe’s long-serving security chief Emmerson Mnangagwa, the country is grappling with its worst economic crisis in a decade, marked by unemployment above 80%, acute shortages of foreign currency and fuel, and rolling power cuts lasting up to 18 hours a day.

For most Zimbabweans, daily life is becoming harder as small incomes earned mostly from the informal sector are chewed up by soaring prices that have evoked fears of a return to the hyperinflation of a decade ago.

The government also faces several difficult economic problems, including infrastructure and regulatory deficiencies, on-going indigenization pressure, policy uncertainty, a large external debt burden, and insufficient formal employment.

Dollarization in early 2009 - which allowed currencies such as the Botswana pula, the South Africa rand, and the US dollar to be used locally - ended hyperinflation and restored price stability but exposed structural weaknesses that continue to inhibit broad-based growth.

The subdued growth reflects the challenges facing the economy including limited resources and the high cost of capital; inconsistencies, especially with respect to economic empowerment and indigenization regulations; dilapidated infrastructure; obsolete technologies; frequent breakdown of machinery; and power and water shortages.

SAAF Annual Report for year ending 31[st] December 2024

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Acknowledgements

Directors & Trustees

Chriswell Mugodhi RMN.

Company Secretary & Trustee.

Mrs. Rachel Lanham RGN, BSc, MSc

Director and Trustee

Mr. Fabian Mugodhi BSc, MSc, MSc, PGDip.

Director & Trustee

Administration Team Members

Mrs. Petronella Mawarire Ms. Gloria Ferenando Mr. Liam Ben Mugodhi Mr. Aaron Mutapiri Ms. Sandra Mugodhi Miss Panashe Kimberley Mudhluyi Ms. Sinanzeni Nancy Makombe

Committee Members

Mr. Tinodamore Mabukwa ( Regional Chair, Northeast) ; Mr. Peter Kamanga Liz Sarginson; Paul Mugodhi; Tinashe Kahwa; Patricia Mugodhi

Mr. Impel Brook Mawarire ( Regional Chair Hampshire); Felistas Fungai Kahwa

Mr. Thomas Mbirimi ( Regional Chair, Northwest); Angela Mareverwa

Mr. Jonathan Nhau ( Regional Chairperson Midlands). Mathew Mugodhi

Ordinary Members

Mathew Mugodhi; Faustinah Nhau; Lois Mapira; Caroline Ndangwa; Talent Mugodhi; Tatenda Manyepa; Babra Mugodhi; Grace Mugodhi; Blessing Chindaro; Thembiso Mazabani; Clifford Takudzwa Nhau; Primsrose Ngona; Kuda Chivere; Judith Ngona; Dinisi Mtengwa; Evelyn Chivere; Chido Brighton Mbwizhu; Crispen Nyoni; Joice Sikwa; Kingsly Tiribabi; Lindiwe Bannister; Maslin Mudhluyi; Mufaro Alvin Magondo; Patrick Mugodhi; Paul Kamanga; Portia Zidyana; Rabiana Rangarirai, Rejoice Nkomo; Robson T Mandizha; Roseline Ngona; Molly Mugodhi; Simbarashe Mugodhi; Tabeth Mutanga; Tariro Manyepa; Thandanani Mangena; Tiffany Mawarire; Timeka Seikegba.

SAAF Annual Report for year ending 31[st] December 2024

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Previous Members and people who supported SAAF in the past

Ngonidzashe Kazungaire, Dr Samuel Chindaro, Margaret Jangira, Blessing Shumba, Simbarashe Masomera, Kuda Kevin Mareverwa, Chido Nyamakunda, Chorus Nyamakunda, Edward Mhlanga, Evans Kanyangarara, Moses Banda, Denise Smith, Catherine Chawira, Eddington Murumbi, Prisca Chayerera, Farai Kowa, Daphne Gande Shumba, Kithlitany Mawarire, Bernard Nhau, Ruby Nhau Chigumira, Kudakwashe Kamhuka, Tendai Jaya, Josephine Ndoro, Maxine Cattermole, Shanice DeFreitas, Monty Tia, Joseph Vengai Zishiri, Sean White, Esther Zengeni, Tandiwe Maphosa, Honest Dzika, Yvonne Murray, Brighton Vengera, Tatenda Hungwe, Faustino Mutengo, Joseph Mangono, Lameck Chirikeni, Christine Chireke, Spiwe Ben, Natasha Hadebe, Archbold Chaurura, Tonderai Cheza, Charles Tom, Honest Madondo, Philip Kamanza, Tatenda Nyamadzawo, Nick Carter Munthali, Pam Dawes, Steve Dawes, Wellington Furamera, Helen Chenjerai, Percy Charakupa, Clyde Gutu, Godfrey Moyo, Munushe Chinyangu. Tazvita Gordon Changata, Rose Mpofu, Olivia Gerendu, Barbara Mukucha, Rufaro Elizabeth Mukanya, Raymond Madyavanhu, Florence Chiweshe, Emmanuel Matambanadzo, Nigel Silumba, Mavreen Kawanzaruwa, Kelvin Naibe, Maxwell Kunyarimwe, Tafadzwa Chiguvare, Charles Vengerai, Godfrey Kandawasvika, Lazarus Mukwekwe, Zakaria Muchipi, Trade Matarure, Fredy Safaed, Regina Safaed Muparutsa, Patience Chikukwa, Enala Kamanga, Tafadzwa Chiguvare, Kizito Chaka, Lorraine Mlambo, Trish Mukazvazva, Martecio Salima, Mai Kaguramamba, Mai Mpita, Florence Mahongo, Patience Gwara, Washington Kaisa, Joseph Mugandani, Lorraine Mlambo, Norman Togara, Daniel Mupfurutsa, Portia Mapenzauswa, Ebbie Muhove, Joseph Hama, Nyarai Zinyama, Michael Musariri, David Makwanya, Michael Andisen, Naomi Chipeta, Mwiche Napula, Flavia Nyambira, Raymond Nyambira, Isaih Chindaro, Blessing Chindaro, Sara Pedersen, Phyllis Kwaramba, Kudakwashe Kanyangarara, Kelton Kanyangarara, Caitlyn Box, Bruno Chanda, Mntungwa Mahongo, Nyaradzo Vushangwe, Precious Tsindi, Richard Ndoro, Elizabeth Sibanda, Joanna Niedbara, Mildred Katumba, Gillivieve Musora, Lungile Cheuka, Davidzo Makuni, Gwenet Kanyangu, Theresa Pickie, Nyarai Sandra Masomera, Marvellous Manjengwa, Gertrude Njikho, Elliots Mawarire, Marble Mawarire, Angela Kilmartin, Celia Palmer, Elizabeth Whitworth, Kerniel Shumba, Lindsey Dawson, Mary McDonnell, Jestina Chirinda, David Molipe, Nyasha Mareya, Howard Jackson, Peter Kudzai Muzengerere, Fadziso Katandawa, Cassandra Tambudzai Jackson, Wezi Mtonga, Naomi Banda . Chiedza Gadzikwa,

SAAF Annual Report for year ending 31[st] December 2024

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Sponsors

The following organizations have supported SAAF since 2003:

SAAF Trustees training session with Maxine James, Equinox Consulting, sponsored by the Terrence Higgins Trust (THT)

SAAF Financial statements and annual accounts are set out in the Appendix.

COMPANY REGISTRATION NUMBER : 05503306

CHARITY REGISTRATION NUMBER : 1112417

SOUTHERN AFRICA AIDS FOUNDATION (SAAF)

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

29/09/2025

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Confidential

SOUTHERN AFRICA AIDS FOUNDATION (SAAF)

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

CONTENTS : Page:
COMPANY INFORMATION 3
DIRECTORS REPORT 4
STATEMENT OF DIRECTORS RESPONSIBILITIES 5
ACCOUNTANT'S REPORT 6
STATEMENT OF FINANCIAL ACTIVITIES 7
BALANCE SHEET 8
NOTES TO THE FINANCIAL SERVICES 9-11

Confidential

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SOUTHERN AFRICA AIDS FOUNDATION (SAAF)

COMPANY INFORMATION

FOR THE YEAR ENDED 31 DECEMBER 2024

STATUS:

Private Company Limited by Guarantee

DIRECTORS:

The Directors who served during the year were as follows:

Fabian Mugodhi Rachel Lanham

COMPANY SECRETARY:

Chriswell Mugodhi

REGISTERED OFFICE:

72 Larkshall Crescent Chingford London E4 6NS

REGISTERED NUMBER - COMPANY:

05503306

REGISTERED NUMBER - CHARITY:

1112417

ACCOUNTANTS:

RUDO Consultancy Limited 115 Mead Avenue Slough SL3 8JD

BANKERS:

Barclays Bank Camden Branch 38 Islington Green Islington, London N1 8EH Sort Code: 20-44-86 Account Number: 40375322

Confidential

07/08/2024

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SOUTHERN AFRICA AIDS FOUNDATION (SAAF)

DIRECTORS' REPORT

FOR THE YEAR ENDED 31 DECEMBER 2024

The directors have pleasure in presenting their report and the financial statements for the year ended 31 December 2024.

COMPANY INFORMATION:

The company was incorporated on 8 July 2005 and commenced trading on the same date.

PRINCIPAL ACTIVITIES:

The principal activity of the company in the period under review was the design and delivery of programmes intended to alleviate HIV/AIDS within the Southern African community in the UK and abroad.

DIRECTORS' REVIEW:

The work of the company continued throughout the year without any problems

RESULTS AND DIVIDENDS:

The debit for the year amounted to:

1,334

DIRECTORS:

The Directors who served during the year were as follows:

Fabian Mugodhi Rachel Lanham

COMPANY SECRETARY:

Chriswell Mugodhi

EVENTS SINCE THE BALANCE SHEET EVENTS:

There are no significant events after the balance sheet date to report

Fabian K Mugodhi

Fabian Mugodhi DIRECTOR

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Confidential 2910912025 Page 4

SOUTHERN AFRICA AIDS FOUNDATION (SAAF)

DIRECTORS' RESPONSIBILITIES

FOR THE YEAR ENDED 31 DECEMBER 2024

The directors are responsible for preparing the financial statements in accordance with applicable law

The Companies Act 2006 requires the directors to prepare financial statements for each financial year, which give a true and fair view of the state of affairs of company and of the profit or loss of the company for that period. In preparing those financial statements, the directors are required to:

The directors are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the company. They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Confidential

28/09/2023

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SOUTHERN AFRICA AIDS FOUNDATION (SAAF)

ACCOUNTANT'S REPORT

FOR THE YEAR ENDED 31 DECEMBER 2024

Accountant's report on the unaudited financial statements to the Directors of Southern Africa AIDS Foundation (SAAF)

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the accounts for the year ended 31 December 2024 from the company's accounting records and from information and explanations you have given to us.

The company is exempt from an audit.

Signed………………… M Mugano

RUDO Consultancy Limited 115 Mead Avenue Slough SL3 8JD

Date…… 28-Sep-25

Confidential

05/08/2024

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Confidential 0510812024 Page 6

SOUTHERN AFRICA AIDS FOUNDATION (SAAF)

STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 DECEMBER 2024

Note
Incoming Resources
Voluntary Income
2
Investment Income
2
Incoming Resources from charitable activities
2
Total Incoming Resources
Resources Expended
Expenditure in furtherance of charitable objectives
Charitable Activities
3
Governance Costs
4
Total Resources Expended
Net Incoming Resources for the year
Balance as at 1 Jan 2024
Balance as at 31 December 2024		 Unrestricted
Fund
48,934
48,934		 Restricted
Fund
0		 31/12/2024
£
48,934
0
0
48,934
45,941
1,659
47,600
1,334
(34,889)
(33,555)		 31/12/2023
£
1,832,907
0
0
0 1,832,907
1,851,137
5,992
1,857,129
(24,222)
(10,667)
(34,889)

The annexed notes form part of these financial statements

Confidential

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SOUTHERN AFRICA AIDS FOUNDATION (SAAF)

BALANCE SHEET

AS AT 31 DECEMBER 2023

Notes
FIXED ASSETS
Tangible assets
5
CURRENT ASSETS
Debtors
6
Cash in hand and at Bank
7
CURRENT LIABILITIES
Amounts falling due within one year
8
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
LONG TERM LIABILITIES
Bank Loan
CAPITAL AND RESERVES
Unrestricted Fund
Restricted Fund		 31/12/2024
£
0
0
15
(5,500)
(5,485)
(5,485)
28,070
(33,555)
0
(5,485)		 31/12/2023
£
0
0
2,109
(5,500)
(3,391)
(3,391)
31,498
(34,889)
0
(3,391)

For the year ending 31/12/2024 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The directors acknowledge their responsibilities for:

i) ensuring the company keeps accounting records which comply with section 386 and

ii) preparing the accounts which give a true and fair view of the state of affairs of the company as at the end of the financial year, and of its profit or loss for the financial year, in accordance with the requirements of section 393, and which otherwise comply with the requirements of the Companies Act relating to the accounts, so far as is applicable to the company.

Approved by the directors on: 28-Sep-25

And signed on their behalf by:

Fabian K Mugodhi

Fabian Mugodhi DIRECTOR

The annexed notes form part of these financial statements

Confidential

29/09/2025

Page 8

SOUTHERN AFRICA AIDS FOUNDATION (SAAF)

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

1 ACCOUNTING POLICIES

Statement of compliance

The financial statements have been prepared under the historical cost convention in accordance with Accounting and Reporting by Charities- Statement of Recomended Practice (SORP) and with the Financial Reporting Standard for Smaller Entities (FRSSE) and with the Charities Act 1993

Exemption has been taken from preparing a cashflow statement on the grounds that the company qualifies under the conditions of the FRSSE

Incoming Resources

a) Recognition of Incoming Resources

These are included in the Statement of Financial Activities (SOFA) when:

b) Incoming resources with related expenditure

Where Incoming resources have related expenditure, incoming resources are recorded gross in the SOFA

c) Grants and donations

Donations, gifts, grants and fees are only included in the SOFA when the charity has unconditional entitlement to the resources.

Donations arising under Gift Aid together with the tax recoverable thereon are accounted for when received and provision made for tax unclaimed at the year end.

Expenditure & Liabilities

a) Liability recognition

Liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to pay out resources. Resources expended are included in the Statement of Financial Activities on an accruals basis including any VAT that cannot be recovered.

b) Governance costs

This represents the cost of preparation and examination of statutory financial accounts and organising trustee meetings.

Confidential

28/09/2023

Page 9

SOUTHERN AFRICA AIDS FOUNDATION (SAAF)

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

UnrestricteRestricted UnrestricteRestricted
**2 ** INCOMING RESOURCES Fund Fund 2022 2021
£ £ £ £
Voluntary Income
Donations 7,530 0 7,530 21,021
Sponsorships 40,781 0 40,781 1,463,657
Company Giving 0 0 0 840
Membership Subscriptions 0 0 0 790
Gift Aid Recovered 0 0 0 345,902
Grants 582 0 582 582
Other Income 41 0 41 115
48,934 0 **48,934 ** 1,832,907
Investment Income
Bank Interest 0 0 0 0
Incoming resources from charitable activities
0 0 0 0
**3 ** CHARITABLE ACTIVITIES
Volunteer Expenses 1,774 0 1,774 24,582
Printing.postage & stationery 190 0 190 3,785
Training costs 335 0 335 14,810
Licences & registration 864 0 864 1,835
UK HIV campaigns & support services 19,650 0 19,650 1,375,314
Africa orphans support project 6,829 0 6,829 85,699
Africa family project 14,404 0 14,404 293,308
Africa Medication Programmme 1,651 0 1,651 51,694
Miscellaneous 52 0 52 0
Bank charges 192 0 192 110
45,941 0 **45,941 ** 1,851,137
**4 ** GOVERNANCE COSTS
Accountancy costs 500 0 500 600
Interest on Bank Loan 858 0 858 2553
Trustees meeting 301 0 301 2839
1,659 0 1,659 5,992

Confidential

28/09/2023

Page 10

SOUTHERN AFRICA AIDS FOUNDATION (SAAF)

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

5

TANGIBLE FIXED ASSETS

FIXTURES

Cost
At 1 January 2024
Additions
At 31 December 2024
Depreciation
At 1 January 2024
Charge for the year
At 31 December 2024
Net Book Value
At 1 January 2024
At 31 December 2024
6 DEBTORS
Trade Debtors
7 BANK
Barclays Bank
8 CREDITORS
Amounts falling due within one year
Bank Loan
Accountancy costs		 PLANT &
FITTINGS &
MOTOR
MACHINERYEQUIPMENT VEHICLES TOTAL
£
£
£
£
0
0
0
0		 PLANT &
FITTINGS &
MOTOR
MACHINERYEQUIPMENT VEHICLES TOTAL
£
£
£
£
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
14
2,109
5,000
5,000
500
500
5,500
5,500

Confidential

29/09/2025

Page 11