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2024-03-31-accounts

REGISTERED COMPANY NUMBER: 05423453 (England and Wales) REGISTERED CHARITY NUMBER: 1112150

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 March 2024

for

Belz Foundation Ltd

Martin+Heller 5 North End Road London NW11 7RJ

Belz Foundation Ltd

Contents of the Financial Statements for the Year Ended 31 March 2024

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5 to 6
Cash Flow Statement 7
Notes to the Cash Flow Statement 8
Notes to the Financial Statements 9 to 14
Detailed Statement of Financial Activities 15

Belz Foundation Ltd

Report of the Trustees for the Year Ended 31 March 2024

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 March 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objectives of the Charity are to raise funds, collect donations and apply the funds and income of the charity for the benefit of charitable purposes and particularly for the purpose of the advancement of the Jewish religious faith and the relief of poverty. The charity operates a voucher system to facilitate the receipt of donations and distribution of funds.

Public benefit

The trustees confirm their compliance with the duty to have due regard to the public benefit guidance published by the Charity Commission when reviewing the Charity's aims and objectives in planning future activities.

Grantmaking

Belz Foundation Limited makes donations to charitable institutions in accordance with its Articles of Association.

The trustees have personal knowledge of the recipient organisations and their trustees and are therefore able to ensure that donations made are utilised in accordance with the objectives of Belz Foundation Limited.

ACHIEVEMENT AND PERFORMANCE

The trustees consider that the performance of the charity this year has been most satisfactory. Substantial funds have been granted to institutions during the period from the contributions received from donors.

The Statement of Financial Activities shows a net deficit for the year of £917 after making combined total grants of £751,709 and the reserve stand at £3,430.

FINANCIAL REVIEW

Principal funding sources

The charity is pleased and fortunate to receive donations from a number of organisations and individuals.

Overall the charity has experienced a good year and hopes it will continue to do so next year.

Reserves policy

It is the charity's policy that only funds that have cleared the bank be allowed to be drawn by donor's via the voucher system. The charity's trustees believe that reserves have to be maintained at a level equivalent to the donors donations, in order to be available to be distributed on the basis of their wishes.

FUTURE PLANS

The trustees plan to continue to make distributions in accordance with their grant making policy and to ensure that the ability to generate sufficient income is maintained to achieve that end.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document memorandum and articles of association and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Recruitment and appointment of new trustees

The trustees are appointed according to the Articles of Association.

Page 1

Belz Foundation Ltd

Report of the Trustees for the Year Ended 31 March 2024

STRUCTURE, GOVERNANCE AND MANAGEMENT Induction and training of new trustees

All new trustees are given, in the view of the board, sufficient training and have enough knowledge of their specific field to understand the nature of the charity and fully comply with the charities views of its progression.

New trustees undergo a briefing to ensure they are aware of both their legal and professional responsibilities under charity and company law.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Company number

05423453 (England and Wales)

Registered Charity number

1112150

Registered office

1 Belz Terrace London E5 9SN

Trustees

A Klein S Rand Y M Sternlitcht

Company Secretary

J Baumgarten

Independent Examiner

A Heller FCA Martin+Heller 5 North End Road London NW11 7RJ

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

.......................................................................... A Klein - Trustee

Page 2

Independent Examiner's Report to the Trustees of Belz Foundation Ltd

Independent examiner's report to the trustees of Belz Foundation Ltd ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2024.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

A Heller FCA

Martin+Heller 5 North End Road London NW11 7RJ

Date: .............................................

Page 3

Belz Foundation Ltd

Statement of Financial Activities for the Year Ended 31 March 2024

Unrestricted
Restricted
fund
fund
Notes
£
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
753,782
-
EXPENDITURE ON
Charitable activities
3
Donations
751,709
-
Other
2,990
-
Total
754,699
-
NET INCOME/(EXPENDITURE)
(917)
-
RECONCILIATION OF FUNDS
Total funds brought forward
4,347
-
TOTAL FUNDS CARRIED FORWARD
3,430
-
31.3.24
Total
funds
£
753,782
751,709
2,990
754,699
(917)
4,347
3,430
31.3.23
Total
funds
£
818,192
816,686
5,772
822,458
(4,266)
8,613
4,347

The notes form part of these financial statements

Page 4

Belz Foundation Ltd

Balance Sheet 31 March 2024

Unrestricted
Restricted
fund
fund
Notes
£
£
CURRENT ASSETS
Debtors
8
230,000
-
Cash at bank
9,338
-
239,338
-
CREDITORS
Amounts falling due within one year
9
(211,186)
-
NET CURRENT ASSETS
28,152
-
TOTAL ASSETS LESS CURRENT
LIABILITIES
28,152
-
CREDITORS
Amounts falling due after more than one year
10
(24,722)
-
NET ASSETS/(LIABILITIES)
3,430
-
FUNDS
12
Unrestricted funds
TOTAL FUNDS
31.3.24
Total
funds
£
230,000
9,338
239,338
(211,186)
28,152
28,152
(24,722)
3,430
3,430
3,430
31.3.23
Total
funds
£
230,000
12,877
242,877
(208,435)
34,442
34,442
(30,095)
4,347
4,347
4,347

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2024 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

Page 5

continued...

Belz Foundation Ltd

Balance Sheet - continued 31 March 2024

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. A Klein - Trustee

The notes form part of these financial statements

Page 6

Belz Foundation Ltd

Cash Flow Statement for the Year Ended 31 March 2024

Notes
Cash flows from operating activities
Cash generated from operations
1
Interest paid
Net cash provided by/(used in) operating activities
Cash flows from financing activities
Loan repayments in year
Net cash used in financing activities
Change in cash and cash equivalents in the
reporting period
Cash and cash equivalents at the beginning
of the reporting period
Cash and cash equivalents at the end of the
reporting period
31.3.24
£
2,433
(599)
1,834
(5,373)
(5,373)
(3,539)
12,877
9,338
31.3.23
£
(69,812)
(949)
(70,761)
(5,738)
(5,738)
(76,499)
89,376
12,877

The notes form part of these financial statements

Page 7

Belz Foundation Ltd

Notes to the Cash Flow Statement for the Year Ended 31 March 2024

1. RECONCILIATION OF NET EXPENDITURE TO NET CASH FLOW FROM OPERATING ACTIVITIES

2.

31.3.24
£
Net expenditure for the reporting period (as per the Statement of
Financial Activities)
(917)
Adjustments for:
Interest paid
599
Increase/(decrease) in creditors
2,751
Net cash provided by/(used in) operations
2,433
ANALYSIS OF CHANGES IN NET DEBT
At 1/4/23
Cash flow
At
£
£
Net cash
Cash at bank
12,877
(3,539)
12,877
(3,539)
Debt
Debts falling due within 1 year
(10,000)
-
Debts falling due after 1 year
(30,095)
5,373
(40,095)
5,373
Total
(27,218)
1,834
31.3.23
£
(4,266)
949
(66,495)
(69,812)
31/3/24
£
9,338
9,338
(10,000)
(24,722)
(34,722)
(25,384)

The notes form part of these financial statements

Page 8

Belz Foundation Ltd

Notes to the Financial Statements for the Year Ended 31 March 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. DONATIONS AND LEGACIES

DONATIONS AND LEGACIES
31.3.24 31.3.23
£ £
Donations 753,782 818,192

continued...

Page 9

Belz Foundation Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2024

3.
CHARITABLE ACTIVITIES COSTS
Donations
4.
GRANTS PAYABLE
Donations
Amud Hatzdokoh Trust
Belz Synagogue
Chavrei Shas
Chevras Mo'oz Ladol
Clapton Support & Advice
Dover Sholem Community Trust
Merkaz Torah Vechesed Ltd
Noam Educational Trust
One Heart - Lev Echad
Yesamach Levav Trust
Less than £20,000
5.
SUPPORT COSTS
Other resources expended
6.
TRUSTEES' REMUNERATION AND BENEFITS
31.3.24
£
751,709
Grant
funding of
activities
(see note
4)
£
751,709
31.3.23
£
816,686
Grant
funding of
activities
(see note
4)
£
751,709
31.3.23
£
816,686
48,117
63,318
25,000
27,172
40,274
60,000
56,158
20,650
21,919
20,041
369,060
751,709
Governance
costs
£
2,990

There were no trustees' remuneration or other benefits for the year ended 31 March 2024 nor for the year ended 31 March 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2024 nor for the year ended 31 March 2023.

continued...

Page 10

Belz Foundation Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2024

7.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
818,192
EXPENDITURE ON
Charitable activities
Donations
816,686
Other
5,772
Total
822,458
NET INCOME/(EXPENDITURE)
(4,266)
RECONCILIATION OF FUNDS
Total funds brought forward
8,613
TOTAL FUNDS CARRIED FORWARD
4,347
8.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
9.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 11)
Trade creditors
Other creditors
Accrued expenses
Restricted
fund
£
-
-
-
-
-
-
-
31.3.24
£
230,000
31.3.24
£
10,000
316
198,470
2,400
211,186
Total
funds
£
818,192
816,686
5,772
822,458
(4,266)
8,613
4,347
31.3.23
£
230,000
31.3.23
£
10,000
315
195,720
2,400
208,435

continued...

Page 11

Belz Foundation Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2024

10. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
31.3.24 31.3.23
£ £
Bank loans (see note 11) 24,722 30,095
11. LOANS
An analysis of the maturity of loans is given below:
31.3.24 31.3.23
£ £
Amounts falling due within one year on demand:
Bank loans 10,000 10,000
Amounts falling between one and two years:
Bank loans - 1-2 years 10,000 10,000
Amounts falling due between two and five years:
Bank loans - 2-5 years 14,722 20,095
12. MOVEMENT IN FUNDS
Net
movement
At 1/4/23 in funds At 31/3/24
£ £ £
Unrestricted funds
General fund 4,347 (917) 3,430
TOTAL FUNDS 4,347 (917) 3,430
Net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 753,782 (754,699) (917)
TOTAL FUNDS 753,782 (754,699) (917)

continued...

Page 12

Belz Foundation Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2024

12. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Net
movement
At 1/4/22 in funds At 31/3/23
£ £ £
Unrestricted funds
General fund 8,613 (4,266) 4,347
TOTAL FUNDS 8,613 (4,266) 4,347
Comparative net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 818,192 (822,458) (4,266)
TOTAL FUNDS 818,192 (822,458) (4,266)
A current year 12 months and prior year 12 months combined position is as follows:
Net
movement
At 1/4/22 in funds At 31/3/24
£ £ £
Unrestricted funds
General fund 8,613 (5,183) 3,430
TOTAL FUNDS 8,613 (5,183) 3,430

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 1,571,974 (1,577,157) (5,183)
TOTAL FUNDS 1,571,974 (1,577,157) (5,183)

continued...

Page 13

Belz Foundation Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2024

13. RELATED PARTY DISCLOSURES

Donations received by the charity include the following amounts which were received from charities/companies which have trustees/directors in common with Belz Foundation Limited:

The Kwall Ltd 2,000
Bourneheights Limited 26,510

Donations paid by the charity include the following amounts which were paid to charities which have trustees in common with Belz Foundation Limited:

Chevras Mo'oz Ladol 27,172
Cosmon (Belz) Ltd 97
The Talmud Torah Machzikei Hadass Trust 9,322
Yedidim Association Ltd 13,500

Other debtors include the following loans due from charities which have trustees in common with Belz Foundation Limited:

Cosmon (Belz) Ltd 70,000
The Talmud Torah Machzikei Hadass Trust 20,000

Page 14

Belz Foundation Ltd

Detailed Statement of Financial Activities for the Year Ended 31 March 2024

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Total incoming resources
EXPENDITURE
Charitable activities
Grants to institutions
Support costs
Governance costs
Sundries
Accountancy and legal fees
Bank interest
Bank loan interest
Total resources expended
Net expenditure
31.3.24
£
753,782
753,782
751,709
1,191
1,200
4
595
2,990
754,699
(917)
31.3.23
£
818,192
818,192
816,686
3,623
1,200
49
900
5,772
822,458
(4,266)

This page does not form part of the statutory financial statements

Page 15