DUNMOS CHARITABLE TRUST
FINANCIAL STATEMENTS
FOR THE YEAR ENDED
30 JUNE 2024
Charity Number 1112046
ROSENTHAL & CO.
Chartered Accountants
74 Whitehall Road
Gateshead
TN'ne & Wear
NE8 4ET

DUNMOS CHARITABLE TRUST
MEMBERS OF THE BOARD AND PROFESSIONAL ADVISERS
Trustees
B.Dunner
N.Dunner
D.Fordsham
C,harity Number
1112046
Address
Derwent House
Lakeside Court
Fifth Avenue Business Park
Team Valley Trading Estate
Gateshead NE11 ONL
Accountants
Rosenthal & Co.
Chartered Accountants
74 Whitehall Road
Gateshead
Tyne & Wear
NE8 4ET

DUNMOS CHARITABLE TRUST
TRUSTEES IINNUAL REPORT
YEAR ENDED 30 JUNE 2024
The trustees present their report and the financial statements of the charity for the year ended
30 June 2024.
REFERENCE AND ADMINISTRATIVE DETAILS
Reference and administrative details are showi in the schedule of members of the board and
professional adi'isers on page l of the financial statcments.
THE TRUSTEES
The trustees who served the charity during the period were &s follows:
Mr B.Dunner
Mrs N.Dunner
Mr D.Fordsham
STRUCTURE, GOVERNANCE AND MANAGEMENT
Goi'erning Document
The organisation is run by trustees and is governed by a Trust Deed.
Appointment, Training and Recruitment of Trnstees
The trustees administer the day-to-day affairs of the charity. They are all experienced
trustees and act in an honorary capacity. It is not currently the intention of the trustees of the
charity to appoint new trnstees. Should the situation change in future. the trustees will apply
suitable recruitment and trakning procedures. All trustees give their time voluniarily and no
benefit or expenses were paid to them in the year.
None of the trustees have any beneficial interest in the charity.
Risk Management
The trustees have identified and reviewed the major risks to which the charity is exposed, in
particular those related to the operations and finance of the charity, and are satisfied that
systems are in place to mitigate those risks.
Financial risk management and policies
The charity holds or issues financial instruments in order to achiei'e three main objectives
being:
a) to finance its operations.
b) to manage its exposure to interest and currency risks arising from operations and from
its sources of finance. and
c) for generating funds.

DUNMOS CHARITABLE TRUST
TRUSTEES ANNUAL REPORT (continued)
YEAR ENDED 30 JUNE 2024
In addition various financial instruments (e.g. debtors. creditors: accruals and prepa)qnents)
arise directly from the charity's operations.
Credit risk
The charity monttors cr¢dit risk closely and considers that its current policies of credit risk
checks meets its objectives of managing exposure to credit risk. The charit), has no
significant concentrations of credit risk. Amounts showTr in the balance sheet best represent
the maximum credit risk exposure in the event other parties fail to perfom their obligFations
under the financial instruments. It is recognised that systems can only proi'ide reasonable but
not absolute assurance that major risks haN'e been ad¢quatel>' managed.
Related Party Transactions
All related party transactions have been disclosed in the financial statements.
OKNECTIVES AND ACTIVITIES
Objectives
The Trnst is established to fiffther those purposes both in the United Kingdom and abroad
recognised as charitable by English Law and in furtherance of the aforementioned objects of
the charity applies the income it receives mainly frorn its investment properties to the
provision and distribution of grants and donations to Orthodox Jewish Charities.
Activities
The income of the charity is derived from investments and from donations from the trustees
and their associates. The aim is to distribute the income of the charit), to organisations that
fall Vi'ithin the objectives of the charity. The trustees continued their support of those
organisations deemed to promote the objectives of this charity.
The trustees confinn their compliance with the duty to have due regard to the public benefit
guidance published by the Charity Commission when reN'iewing the charity s aims and
objectives and in planning future activities.
ACHIEVEMENTS AND PERFOR1￿ANcE
During the year the charity continued its philanthropic activities and its support of religious
educational and other charitable institutions both in the United Kingdom and abroad and
aggregate donations were paid in the sum of £144,739 (2023 £146,479). The benefEts that
these charities provide include:
Financial support to the poor
Provision of basic necessities to the poor
Relief of sickness and disabilities
Jewish education and places of ￿'orShIp for the Jewish community

DUNMOS CHAIUTABLE TRUST
TRUSTEES ANNUAL REPORT (continued)
YEAR ENDED 30 JUNE 2024
FINANCIAL REVIEW
The charity is reliant on the incorne from its investment properties and on voluntary income.
Investment Powers and Policy
In accordance with the trust deed, the charity has the power to make any investment which
the trustees see fit. The t￿￿te¢S regularly review the charity's position and needs in respect
of the investment policy.
The trustees, having regard to the liquidity of the charity and reserves policy, operate a policy
of holdÉng available funds in interest bearing deposit accounts.
Grant Making Poliey
The Lharity accepts applications for grants from representatives of charities operating all over
Engldnd and abroad, which are rei'iewed by the trustees on a regular basis. The trustees
consider all requests which they receive and make donations based on the level of funds
availabl¢.
Reserves Policy
It is the policy of the charity to maintain unrestricted funds, which are the free reserves of the
charity.. at a level which the t￿￿teeS think appropriate after considering the future
commitments of the charity and the likely administrative costs of the charity for the next year.
As at 30 Jun¢ 2024 the charity had reserves of £2,186,265 of which the majority is invested
for the purpose of generating income.
PLANS FOR FUTURE PERIOD
The charity plans to continue activities outlined above in the forthcoming years subject to
satisfactory incoming resources.
Fixed Assets
The movements in fixed assets are fully reflected in the notes to the financial statements.
Investment Properties
The charity's investment properties are included in the Balance Sheet at cost at the balance
sheet date. The trustees have extensive experience in the field of propert), inv¢stmenl and
valuation accumulated over a considerdble period of time.

DUIYMOS CHARITABLE TRUST
TRUSTEES ANNUAL REPORT (Continued)
YEAR ENDED 30 JUNE 2024
STATEMENT OF TRUSTEES, RESPONSIBILITIES
The trustees are responsible for preparing the Trustees Annual Report and the financial
statements in accordance with applicable law and regulations and United Kingdom
Accounting Stsndards (United Kingdom Generally Accepted Accounting Practice).
The lav* applicable to charities in England and Wales requires th¢ trustees to prepare financial
statements for each financial year which give a true and fair view of the state of affairs of the
charity and of the incoming resources and application of resources of the charity for that
period. In preparing these financial statements: the trustees are required to:
select suitable accounting policies and then apply them consistently.
observe the methods and principles in the Charities SORP.
make judgements and accounting estimates that are reasonable and prudent"
prepare the financia] statements on the going concern basis unless it is inappropriate
to presume that the charity ￿,][1 continue in operation.
The trustees are responsible for keeping proper accounting records that disclose with
reasonable accuracy at any time the financial position of the charity and enable them to
ensure that the financial statements compl) with the Charities Act 2011, the Charity
(Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also
responsible for safeguarding the assets of the charity and hence for taking reasonable steps
for the prevention and detection of fraud and other irregularities.
IINDEPENDENT EXAMINER
Rosenthal & Co. have been re-appointed as independent examiner for the ensuing year.
Bernard Dunner
Date: 25 November 2024

INDEPENDENT EXAMINERS REPORT TO THE TRUSTEES OF
DUNMOS CHAIUTABLE TRUST
FOR THE PERIOD 30 JUNE 2024
I report on the accounts of the trust for the year ended 30 June 2024, which are s¢t out on
pages 7 to l O.
RESPECTIVE RESPONSIBILITIES OF TRUSTEES AND EXAMINER
The charity's trustees consider that an audit is not required for this year (under seclion 144{2)
of the Charities Act 2011 (the 201 l Act), and that an independent examination is needed.
It is my responsibility to:
examine the accounts (under section 145 of the 201 l Act);
to follow the procedures laid down in the General Directions given by the Charity
Commission (under section 145{5)(b) of the 2011 Act.
and to state whether particular matters have come to my attention.
BASIS OF INDEPENDENT EXAMINER'S STATEMENT
M). examination w'as carried out in accordance with the General Directions giN:en by the
Charitir Commissioners. An examination includes a review, of the accounting records kepi by
the charity and a comparison of the accounts presented ￿'1th those records. It also includes
consideration of any Unusu￿ items or disclosures in the accounts. and seeking explanations
from you as trustees concerning any such matters. The procedures undertaken do not provide
all the evidence that would be required in an audiL and consequently no opinion is given as to
whether the accounts present a 'true and fair view, and the report is limit¢d to those matters
set out in the statement below.
INDEPENDENT EXAMINER'S STATEMENT
In connection with my examination, no matter has come to my attention:
(l) which gives me reasonable cause to believe that, in any material respect. the
requirements:
a) to keep accounting records in accordance with section 130 of the 201 l Act, and
b) to prepare accounts which accord with the accounting records and comply with the
accounting requirements of the 2011 Act have not been met; or
(2) to which, in my opinion, attention should be drawn in order to enable a proper
derstanding of the accounts to be reached.
Rosenthal & Co
Chartered Accountants
74 Whitehall Road
Gateshead
Tyne & Wear NE8 4ET
Date". 25 November 2024

DUNMOS CHARITABLE TRUST
STATEMEI%T OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 30 JUNE 2024
2024
2023
INCOMING RESOURCES
Donations & Gifts
Rents Receivable
Interest Received
149477
285116
1117
99090
269419
TOTAL INCOMING RESOURCES
435710
368509
RESOURCES EXPENDED
Direct Charitable Expenditure
Donations
144739
146479
Investment Costs
Investment Property Expenses
67055
45594
Management and AdmAnlStration
Light & Heat
Loan Intercst
Accountancy Fees
1956
61602
2640
6726
50479
?400
66198
59605
TOTAL RESOURCES EXPENDED
277992
251678
NET INCOMtNG RESOURCES
157.718
116831
Profit on dlsposal of investments
1277
158995
20687
137518
FUNDS BROUGHT FORWARD
2027270
188975?
FUNDS CARIUED FORWARD
2186265
2027270
All activities of. the charity are classed as continuing.

DUNMOS CHARITABLE TRUST
BALANCE SHEET AS AT 30 JUNE 2024
2024
2023
Notes
FIXED ASSETS
Investment Property
2772301
2944008
CL'RRENT ASSETS
Debtors
Cash at Bank
66264
117430
35515
15778
CREDITORS:Amounts Falling Due
Within One Year
183694
51293
31104
35763)
NET CURRENT ASSETS
152590
15530
CREDITORS:Amounts Falling Due
After imore Than One Year
2924891
2959538
738626
932268)
NET ASSETS
2186265
2027270
FUNDS
Unrestricted Funds
2186265
2027270
The trust is entitled to exemption from audit for the year ended 30 June 2024.
The trustees have not required the trust to obtain an audit of its financial statements for the
year ended 30 June 2024.
The trustees acknowledge their responsibilities for
a) ensuring that the t￿￿t keeps accounting records thai complv with the Charities Act
2011 and
b) preparing financial statements which give a true and fair vie￿, of the state of affairs of
the charitable trust as at the end of each financial year and of its surplus or deficit for
each financial year in accordance with the requirements of the Charities Act 2011
relating to financial ststements: so far as applicable to the trust.
The financial statements have been prepared in accordance with the special provisions of the
Charities Act 2011 relating to small charitable trusts and Viith the Financial Reporting
Standard for Smaller Entities (effective January 2008).
The accounts on pages 7 to l O were approved by the Board of Trustees and sign¢d on its
behalf b).:
Bernard Dunner
Date: 25 November 2024

DUNMOS CHAIUTABLE TRUST
IYOTES TO THE FINANCIAL ACCOUNTS
FOR THE YEAR ENDED 30 JUNE 2024
I. ACCOUNTING CONVENTION AND POLICIES
The accounts have been prepared under the historical cost conNention, and in
accordance with applicable accounting standards, including the SORP
"Accounting for Charities"
ii)
Donations and Gifts are accounted for on a receivable b&sis.
Expenditure on management and administration of the charity includes all
expenditure not directly related to the charitable activities or fundraising actii'ities.
2. TAXATION
The trust is a registered charity and accordingly is exempt from taxation on its income
and gains where they are applied for charitable purposes.
3. RELATED PARTY TRANSACTIONS
None of the trustees were paid any remuneration or expenses by the charity during the
current or previous year.
4. INVESTMENT PROPERTY
At Cost
As at l July 2023
2944008
Disposals during year
171707
th
As at 30 June 2024
2772.101

DUNMOS CHARITABLE TRUST
NOTES TO THE FINANCIAL ACCOUNTS (continued)
FOR THE YEAR ENDED 30 JUNE 2024
2024
2023
5. DEBTORS
Rent Receivable
66264
35515
6. CREDITORS:Amounts Falling
Due Within One Year
Bank Loans
Creditors & Accruals
25100
6004
30000
5763
31104
35763
7. CREDITORS:Amounts Falling
Due After More Than One Year
Bank Loans
738626
932268
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