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2023-12-31-accounts

ST GILES-IN-THE-FIELDS AND BLOOMSBURY UNITED CHARITY CHARrrY REGISTRATION NUMBER: 1111908 AccouKfs FOR THE YEAR ENDED 31sf DECEMBER 2023

Page I srGI HARrrY REFERENCE AND ADMINISTRATIVE DEfAILS Constitution: St Giles-in-the-Fields and Bknmsiwry United Charity is a Registered Charity No: 1111908, and is governed by a sole cory￿te Tru5t. This is St Giles-in-the-fields and BkK)msbury Unlt6d Trustee mited (comp3ny numter: 11322099). Trustee: The previous trustees of the tharity LEome the Directors of the CryFofdte Tnjstee. The Rff￿d T Sartdw The Revd D Peet4es Ms C Camptdi Mr J SharFe Mr J Evel8 Ms P Tuikn Ms F Aslf Ms J S33. Tr Hq) Exdk4nge LorKkJn SEI ITr Prlndpal Oflk Addr St (￿rth 60 St Glles Hlth Street WQH 8LG

Page 2 RY NThED RT FTHETR The Trustee submits ts report arKI acrounts for the year erKled 31 D￿mber 2023. srRuclliRE, GOVERf4ANCE AND MANAGEMENT St Glles-In-the-Flelds and Bloomstxjry United Charity is a Regitsed Charlty (No. 1111908). It was set up by a scheme of the Charity CcThrnissk)n dated 10th August 2005. con￿Idated four former charities: st GileS-in-the-￿eIdS Almshouse and Pension tharty; The Bkx)msbury Dispensary for the Rdief of the Sid( and P(K)r (founded 1801); Thomas Leverton's Q￿rity (founded 1824); and The Dlbjln Brand Charlty (fa￿ded 1904). The charlty has a scAe CCFffite tntr- St-Giles-In-thtrRdts and 81c£nsbury Unttd Trustee Ltd. The IndivKluals who vrte Tnjstees of the charity are nc4Y the tXrector5 of that limited a)mpany. The Dlrectors of the c(ryJrate trustee <Dmprfse f￿r exvoffido Dlrectors, the Re(lors and one Churchwarden from St Glles-In-the-Fields and St CJrge's, Blwmsbury and up to four co-opted Dlrectors who a￿ apwinted ty the other Dlrectors for a wlcé of thr& years (after which they Lzn ￿ rtrappointed). The Charity has adopted a recruitmen( selection and ind￿tA)n p)liry for new Dlrectors of the Cor￿rate trustee. New Directors may be sought ty cpn advertisement or through open dlalcgue wlth relevant organisatEons. All F￿ntIal tlrectors are approprlately vetted and on apwintment new (Irectors slgn a nyxdel doration statement o)mmitting them to gi￿n9 their time and their expertlse. New Directors a￿ provtded with a file, whlch Indudes a coprf of the governing doajment, a copy of the latest annual accounts and a cq)y of CC3 The Essential Trustee published by the Charfty CLNnmlssl(m. They are Injtialty sUpp￿ted by the Chalr are en￿ur39ed to attend relevant training courses. All Dir￿r$ give their time fredy and no rernunwati￿ wa5 paid during the year. Detsils of trust& expen￿ and ￿lated paty transactions are disdoa in Notes 6 and 19 to the accounts. Directors are ￿uIred to disdose all relevant interests and register them with the aerk and In accnrdantr with the Charrtys p)licy to withdraw from decisions where a conflict of interest arises. The Directors of the Trustee meet quartety to ag￿ the b￿ad Strate￿ areas of activity for the Charity, induding the manageffl￿t of the alm5house5, consideration of grant makingi Investment, reserves and risk management p)liaes and perforrnan￿. Additional meetyngs may be scheduled to discuss strategK planning and i￿e5.

Page 3 li THE TR R THE YEAR ENDED BER srRucfuRE, GOVERPIANCE AND MANAGEMEiif (Continued) The day-tTrday c¢erats'ons are manawj ty the ae￿ indudiThJ the financial administration, the oFerntlons of the Almshouses, and the admlnlstJatlon of the grants. The aerk {and other staff) are the St Giles-in-the-fields ar￿ William Shelton Eduotion Charity to undertake admlnlstration on iEhalf of tM)th tharities and the salary costs are shared. This relationship with the other charity ha5 been fomialised through the agreement of a fcfmal Memorandum of Understanding agreed by the Trustee of both charities, whith was reviewed in 2021. Tcgether the charitses are known as St Giles & St GeonJe. The Charlty Is a MeM￿r of The Almshouse Asslthtlon. Thls pr(Nides much he1￿ul Informauon on gocyj practitr, charw In law affectlng almshouse d￿ritieS aThJ acts as an authorttative lobby on bthalf of alMShc￿Se charfttes vrith the government arKJ regulators. OBJEcfs AND AcrIvTrIES The objects of the tharfty are ts rEllef of flnandal hard5hlp by: The wovlsion of housing accommclaticfb in the area of benefit for wldows or sklnsters In finandal hardshipi Wtth a preferefi￿ for the fornier, vtho are not less than 60 years of age; The pro￿￿On of grants of money payirvj for items, Servi￿ or faalities to persons living in the area of benefit. In eX￿p￿onal cases, the trustee may dedde to asslst someone who dces live In the area of benefit; and The relief of si( or Inflmi persons in finanaal hardship generally LY indmdually, wlth a p￿feren￿ for slck cf infirm persons in finanoal hardshlp Ilvlng or wothng in the area of benefrt. The Trustee Confirn￿ that it has referred to the gUIdan￿ contsln&l In the ￿arity Ccffimlsslon s general guidan￿ M publlc benefit when revbewing the Charity's alms and objedlves and In plannlng fvtV￿ actlwtles arKI settirKJ grant mahing the year. The Charity carrles out these objects by: Provlding almshouses in the area for 8 older women. The St Glles Almshouses comprise a small mmmunty of e￿ht s￿f￿￿￿trIned flats sttuated around an attractive courtyard - an oasis of calm In busy Covent Garden; Providing grants to indiwduals living in the area in finarKial hardship Pn)viding grants to charitable organisations worklng in the area who p￿de ser4lces to people in finandal hardshlp or who are SI￿ or infirni. Area of Benefit The Charity's grant-makirMJ is gecJTa￿Ica1, the area of LEnefft is the mcthrn ffde5ia5tical parishes of St G1tes-iTrth￿F1eldS. St George s, Blwmsbury. and St Paul's, Covent Garden. In local authorfty temis, this indudes the mai(Jrity of Bloomsbury arKI Covent Garden & Holbom wards, In Camden and small part5 of St James and West End wards in Westmin. It is a ￿all area to fecus C￿ and ck)se to 50% of the CharTV5 area of benefft is noTrresidential (opEn spaos, museums, unlversity campuses as well as Offi￿ a￿1 retril). None of the ward areas fall into the 20% most deprived nat￿)nalty.

Page 4 -THE-FIE AND BLOOMS DED EMBER 2 ACHIEVEMENTS AND PERFORMANCE Sufflmary <rf the Year Tr f¢XUS thr￿g￿)ut 2023 has been our ￿￿tInUIng r&wnse to the cost￿f-11vIn9 crisis- thlnklng ab)ut the variety of impart that it has had on our staff, almshouse resKlents, grantees and Iccal residents. ) AIms1￿USe new re61dert Our vacanq was advertlsed in lanuaryl arKI we recelved 15 appll<ztlons by the deadline In March. The sekttion sub<ommittee shortlisted 4 applicants and bNO Dlrettors undertook home visits to see the applKants (a zoom chat with one person outside London). A rep￿rt 5ummarised the hcrtne vists and recommended one of the applicants. The Director5 agreed and a nert resldent was ar4)olnted In Juty 2023. b) Human Resources The part-tlme Grants Offw rKrulted in October 2022 (officialty employed by the St Glles In the Fields and Willlam she￿ Education Chaiity but wcks for Bk)omsbury Untted as well) chose to leave at the end of their 12-month Fla￿ment thmugh the 2027 programme. The Charity is WOLKI to have given a recent graduate (aged under 25) valuat4e w(Yk exFerien and enable them to move ￿t0 an amazirrfj oppjtunty in Icral govemment. Therefore, the char￿ chc6e to host aTh)ther Isscciate through the 2027 pn)gramme, arKI they started In October 2023. This process has also deve1c￿j very strong relatlonshikE With Westminster mshouses FourKlation as the &ants OffKer vths part-time for them as well, so we hold pint supervisions. c) Governance There was a successfvl handcNer of Thairing reSpOn￿bilItIeS at the beglnnlng of the year, so the Rector of St Giles In the Fields church Chairs tx)th charities. So, they have a good oveNew of the aerk's rde arKI c{)m￿ti￿j prNxilJes whth prryrfide5 a supportlve supeThiision structure for tr￿rn. Durlng the year, the ￿arity sought to rLvuit a new Th'rector. A skn'lls audit identlfied a lack of knowl and experien￿ of wothng wth and supp)rting older people, so this was the ftKus of the role descripb'on. The apF4icants induded the Manager of the local Age UK day ntre, whose sknlls set was ideal. After c<)mpleting the seledion kyccess, they were appolnted In January 2024. d) Almshouse Open Day Follo%ving the A]Msh￿Se Asscoat1￿ Memberfs event In June, the thatity derided to host an Open Day event for partners in SeptemLer. It was a lovely aftenKon w￿h a selett group from two nearby almstr￿&uses, indNldual grBnts pathers, the Older People's Prcgramme Manager frcm Dragon Hall tsvo directors. Two ￿SIdents kindly offered to show vlsltors their flats and chat ab￿rt the Almshouses. It was a fantastic ¢I)p(￿tUnlty to showcase the Almshousesi particularfy fcf the potential new dir￿tor.

Page 5 RY NrrED CHA ACHIEVEMErifs AND PERFORMANCE (Contlnued) Almshouse Accommodathn The main Froperty project planned for 2023 was the refijrbishment of the vacant fiat. As with eatlier refurblshments (2019), we provided a ccKnF4ddy new kitchen and bathrtr)m and flooring and ￿decorated throughoiL This flat also r￿ed a rw boiler. The work was oJnpleteJ in late Spring. Further cyclical Maintenan￿ Y￿kS undertaken durtng the year V￿re a water testing rfsk assessmenL A new water management pjlicy was then de¥elokd arKI approved. The charity contracted the prorerty maintenaKe of the almshouse5 to DARV who are an exFerlenced property manageffÉnt cDmpany who WO￿ wlth a number of almshouse charltles. The Trustee ojntlnued to ensure that the charity provides high quality almshouse properties by approvlng routine rna1ntenan￿ and minor repairs. The Trustee undertcok the annual miew of the monthly rna1ntenan￿ contril)utlon In autumn. Following an increase In costs but no equiVal￿t inuease In MMC four years, they agreed that the MMC would have to rise in 2024. Almghouse Welfarn The tharlty usually arranges $￿jaI events for the resldents and lJustees eath year- Summer Tea Paty and Chrfstmas Lunth. The Summer Tea Party was held In ju￿ as usual with resldents rrEetlng Catherfne kn to fa for the first time. It Is always a ni￿ c(£asion to bring the residents and directors t￿Jether. As we have a Small numter of residents, we tske them out for Chrlstmas Lunch to one of the numerous restsurants nearby. It was a lanje gathering of residents, direttors and other pojple connected Y￿th the tharity and a very enjoyable aftern￿n.

Page 6 -IN-THE-FIE AND ED ACHIEVEMEiifs AND PERFORMANCE (Contlnued) Grdnt Making It was a challenglng year for many. the charity re¥M)rKled as needed by increasing its grant- maknng. The odglnal grants budget of £82,000 was higher than the prevlous two years (2022: £62,000, 2021.. £61,000) It VRS alkotaj and apwov&l as fdlows. Indlvldual Grants B1￿k Grants nisation £18,CrtXI £8,CKM) £20,414 £11,000 £53 000 £84,414 rants TOTAL £81000 Grants to Charltl•8 Durlng year, the c￿￿11ty avmrded 3 new grants: Slngle Homeles$ ProJecL' £5,OtK) In Oct 2022 bjt fijlfllkd condltlons of grant In Jan 23. The grant is for the Southampton R(M hostel (whlch has 15 - 18 residents with complex needs) to Imw)ve the communal spaces and develop an attlvlty projrarnme In partnershlp resldents. C4WS Homeless PrnJecL' £24,000 equally over for three years In October. The grant contrtbutes to the salarles of the Wetfare team for three seasons of the Winter Night Shelter. The shelter wovides emeryency accommodation for 16 people per nlght for five months In churches auoss Camden reathlng 60 - 80 Feople in one ￿3r. Each guest re￿iVeS food, hosky'talrty and a welfare package fwsing on funding more Fernianent accommcéats'on as well as aSSistsn￿ wlth apptylng for I￿efits, employment and asylum. Soup KItd￿n (Whlteflekl Charlty SK Corporallon): £24,000 equally over three years In Octotrer. The grnnt contributes to the core cc6ts of the serV￿e. The Soup Kltd)en provides trvJt meals six days a week In the moming arKI also three evwing means for an average of 2(Xl peO￿e a day. Tly have Ixought in a psychc4(>3ist who offers a drop-in dinic twi a week and also offer toiletries and dothe5 wthen can. A 9rant of £3,000 was apwoved for St mUn￿'S in March but it was witkrflrawn at the end of year as they had promdgj all the monttoring infonnthn for their preknus proi&t. We hope we can re-establish this relationship in the future.

Page 7 ACHiEveMENTS AND PERFORMANCE {Contlnued) Grants to Charities (continued) In pre¥lous years, the charity has abvardej multl-year fundlrrtj for the folk)wlrvJ organ1satlc￿s. Dragon Hall: £7,910 equally over the three years In SePt￿nl￿r 2021. The grant I￿11 contribJte to thelr Okler People's programme which indudes a WKle range of activltles. Due to Covid the early focus was on outdtsJ adlwtles at Phoenlx Garden and CDnn&fjng with nature, arKI offg'te wsits induding Kew Gardens arKI L￿don ZCK). ShowerBox: £24,000 (£8,LKIO per annurn for three years) In Cthter 2022 to o)ntlnue provldlng free and secure Sh¢￿erS for the homeless group acTOSS London. They also give out toiletrles, underwear and other essentials to ensu￿ each day Is less of a challenge for the vulnerable groups In sc(lety. Street Stsrnge: £24,000 (£8,1x￿ pv annum for three years) in OLtober 2022 to o)ntlnL providing free, accesslble and Secu￿ sthge for pwle experbenclng homelessness. This reduces Fvle's vulneraly'lty while alone on the street and prevents the physical strain of having to move with telonging5. Grants to xndmdua￿. Block Grnnts The charity prowdes 'bIC￿ grants, to partner organisabons to distribute as small grants to thdr beneficlarles (who also Ilve In our area of benefit). We renewed grants to all three partners during the year: St Andrew Holborn - Awarded £3,(K)O in July The block grant is used to match cf I0￿Up, their individual grants (of £500) by up to £500 extra per rerson. They carded forward £2,352 into 2023 from a previous grant in 2022. They awardaj nine grants totslling £2,176 during Jan - June 2023 $0 they re￿iVed another grant in July. In the second half of the year, they awarded another seven grants totslliTNJ £1,325. They cary for¥vard £1,851 Into 2024. Changlng Lives- Awarded £8,000 In Ju They manage movtron accommodation to SUFfKYt fomerfy homeless kEOF4e. They have 28 one-l￿roC￿ flats Whe￿ live Semi-lnde￿ndenty. New tenants ceive new kitchen applian￿ and a bed W ncrthlng for Ilwng rwm) which they tske wlth them when they move away. Our grants offer up to £50) per perSC￿ to chLxJse furnlture and soft furni5hiTh￿ to make the pla￿ fed Ilke 'home'. This helps people move f(￿lard and have control ovex their fijture, They orried forward £6,640 into 2023 frcrfn a We￿US grant. awar(￿1 11 grants up to Jure tthlling £5,363. They awarded ￿e MO￿ grant of £464 in November and carrfed foThRrd £8,812 Into 2024.

Page 8 RT ACHIEVEMEfiws AND PERFORP4ANCE (Continued) Grnnts to Indlvldual$ (contlnued) St Glles Indlvldual Grant Programme The budget allocated for IrKllvidual grants In 2023 was £18,000 after the bLhdget had to be increased In 2021 In resFKMse to demand. During 2023, the Charlty approved £20,414 to 33 individuals (2022: £16,677 to 32 Indmduals) plus £100 annuity for the fomRr Leverton Charity. The artual cc& of the grants awarded was £19,370 as one grant was nrt tsken up and savings vere made when purchasing the items on behalf of the benefiaarles. The average grant was £587 whlth Is iElow our maximum, but several grants v&e aLyyrfe this as tlw may need more than one appliancelitem of fumiture. APp￿rnat￿Y half of the grantees1Sved outskle our area of benefft (altwh usually nearby) and were consdera ¢Jn a di5uetional basis. This Is largely due to a grNiing ￿lati¢￿15hlP with St Pancras welfa￿ Trust who have a larger area of benefit but th funds, so thelr grants tend to be smaller. When they identify an applkant with extraordinary arCumStan￿ andl or additional need they refer to us ft)r an extra grant contribution. The figure (£20,633) In the accounts ￿loW shcm grnnts that were durirrfJ the year whlch may indude grants apwoved in an eadier year. We ¢￿tInUed to work In partnership with St Andrew HolbNn, with their Grants Offi￿r Underta￿ng grant assessments on our behalf. The majority of grants this year have b￿n for beds and mattresses and white gcods but also storage furnitu￿ and a sofa. There have teen several rffjuests for flc4)ring as this Is not provlded for new tenants in scoal housingi despts rt often being a condrtion of their tenarLy. A150, th15 year there have teen severdl requests fy general hcMJsetrdd set up costs as pB)ple move into new ac£ommoJatlon wlth nothing.

Page 9 IN-THE-FIELDS AN ijk ACHIEVEMEpifs AND PERFORMANCE (Continued) FINANCE REVIEW Results for the Year Rental income is derived from a commercial Offi￿ SP￿ in Covent Garden, 24125 MaC￿1n StreeL The curmt tenant slgned a I￿year lease In July 2015 aThJ has b￿￿ an excellent tenant sln then. The net surF4us for the year, after taklrrfj Into account the surplus on Investment assets for the year of £81,354 (2022.. net l¢)$5es of £130,130), amunted to £36,041 (2022: net deficit of £151,688). Tcal incorrE anM)unted to £163,688 {2022: £164,886) and indLxded rentsl income in resFect of the Chantys properties amountlng to £71,385 {2022: £71,247). £23,247 (2022: £23,028) from dividerKls arKJ interest of invesljnents, and a)ntributions from Residents amountlng to £65,006 net of volds (2022: £67,254). Totsl expendlture amounted to £209,001 (2022: £186,444) wth £204,308 (2022: £171,389) being incurred on Charitsble Acbwties, £68,859 (2022: £40,910) of which was incurred on the AlmS1￿u$es, and £84,733 (2022: £92,324) on grdnts and annuitles. Cost of Ralslng Funds amounted to £4,693 (2022: £15,055). EX￿d1bjre Is anatrysed In nK)re d&ail in rKkn 4 of the accounts. ThSs has resulted In Unrestricted Funds at the yearnd of £491,184 (2022: £521,107) Indudlng £339,070 (2022.. £275,311) of Deggnated Funds, and Pwrnan￿t Endowment Funds of £2,556,205 (2022: £2,490,241). The assets of the tharity comprise Investment prcI)er￿eS of £1,495,000 24125 Macklin Street, London WQ, Investments of £1,132,343 managed by Investec; dIffe￿nt dep051t accounts tctslllng £451,197 vla Charftles Ald Foundat1￿ ￿F¢SIt Platform managed by Hagstone; and cash balarKes of £42,654 pre(kJminantty in the Current Account.

Page 10 ILES•lN- RY UNrrED CHARrrY FINANCE REVIEW (continued) Reserves Pollcy The Trustee has agreed that the chaiity should alm to hold reserves equlwdlent to at least slx months core wnning costs for tre tharlty, (Induding the almshouses and the indlwdual grants trwdget). The level of costs has Wn revIeW￿ and upjated and the minlmum level of reseNes Is £104,000. In aclJltv)n, the Trustee has agreed to add a prowsional sum of £40,000 to cover pJtential void and rent-free as the lease for the commercial propety is due to exyre In July 2025. The charty has a number of de&gnat8J funds, and the* have iEen drawn on during the year rather than the general resen4es (mcKe in Note 14). The Trustee has agreed to transfer £lOO,000 from general resetve to Cydlcal maintenan￿ Fund in advano of exterior repairs and redecoratlon programme Flanned ts 2024. general reserves stsnd at £152,114 so the tharfvs reser4eS are slmllar to the tsrget amounL Investment Pollcy The Trustee has prov1ded instructions to the Invesknent Brokets to manage the Investment FQrtfolio with a wew to athlevlng a balanced retum between ca￿'tal growth and Income wlth mc(lerate risk profile. For 2023, the Trustee has InStn￿ the Invesfftnt Brckn to mana9e the portfollo to protsrt the (real) value of the p￿manent endowment in the current environment of hlgh infiation. Therefore, the charity will focus on captsi growth and rrf)t seek to generats inmme from dlvKdend& This approach has tEen maintained for 2024 and will be miew&l ag￿n for 2025. The Trustee reviews the wfft410 and cash balan￿ on a wular basis.

Page 11 RY NrrED CHARrrY PRINCIPAL RISKS AND UNCERTAIiifIES The Trustee o)nsklers rtsks In five kw a￿$. stsategy. governan￿ and management; operatlonal. finanaal. envSronmental and extemal; and legal and statutory. All identified risks a assessed for both Ilkelihccd of 1xcurren￿ and the potentlal ImFott to g￿ gross rlsk. Mltlgatlng controls are consideredi gNing a net remaining risk. The risk management strateqrf fonns part of the planning wo￿55, against whKti the Trus￿ review5 risks formalty erfery year. The tharfty needs to malntsln apwwlate skllls and ctynmltment wlthln Its trustee Èdy. Failure to do so gives rise to the risk that the Ly)3rd cannot operdte effecthly. The charity has estsblished a recruitment and inductron w(Kess for new trustees arKI offers existing trustees access to a range of tralnlng OPFXThtunltles. Tr trustees undertcok a skllls aud￿ to r￿eW and agreed a skills action ￿an. The charfty Is dependent uwn the InstltutKwwl provkled ty the ae￿ ShoubJ the aerk resign or retire, the charity risks losing access to key staketK%Jer relationships and knowledge. In future, the charlty wlll seek to expand the way In whth key stskeholder relatlonshlps are managed so that these are shared rnre WKlety auoss the trustee tcrfjy. The tharfty Is rdlant u￿n a Ilmlted number of Income streams and could be subjett to a sudden loss of income, particularly arisiThJ from a VOKI in ￿nts1 of ts property in Mailin StreeL The charity actively monitors monthly income and sks to identify any wtential threats of future loss of Inthme. In the thmlng ptrlod, the thartty ￿11 make flnandal plans for a future d at Mathlin Street and assess the reserves. The chatity is dependent UFX)n a thlrthparty suthler (DARV) ft)r the rnaintenan￿ of the almshouses, with sunificant relian￿ on trEir expertise, knowledge and ac￿$ to other contractors. A Ser￿￿4evel agreement Is In pla￿, and they deliver monthly reports cn actlvty. PLANS FOR THE FiTfuRE The alms of Trustee indude.. Almshouses- complete exterior redec￿￿On and rna1ntenan￿ programme AtmshryJses- ulxkn fire alami system and other prevention measures Grants- to klentlfy ltsitlal ne￿ grant PartIC￿lar the new theme of access to advi Governan￿- to CDmkl* the Almshouse Ass(Klati￿ health Lt)￿￿ Almshouses- to Prepa￿ for the dlgltal switCh￿r

Page 12 GI EL AND DED STATEMENT OF TRvsfEE'S RESPONSIBILrrIES The Ihrivs Trustee is responsi1￿e for tryaring accounts for eath financial year that glve true fair view of the thari￿s financial activities during the year and of ts stste of affairs at the end of the year. In weparing the accounts, the Trustee should follow 1*5t Fracti￿ and: select suitable tLcounting wtkies and apply them conslstenvy; make judgements and estlmates that are rea%)nable and prudent; stste whether apF4lcable accountlng standards have been follDwed subhl to any material departures disclosed and explained in the Kcounts; prepare the accounts on the going ce￿Wn basls unless It Es Iropwowhte to Fx&ume that the Charlty wlll continue to oFerate. The Trustee Is respjnsible for keepir¥J proper accounting reoJrd5 whKh disdose wth reasonable accuracy at any time the financkil kw)sition of ￿ Charty and whld) enable them to ensure that the accoynts cornp￿ with the Charlties Art 2011. They are also responslble for safeguarding the assets of the Charity and herKe taklng reas¢)naNe steps f￿ the weventSon and detectlon of fraud and other Irregularl￿5. By order of the Trustee and signed on its behalf Revd Thomas Sander air of the Directors of ￿ axrA)rnte Tnkstee 2024

Page 13 ILE IN-THE-FIELD MSBURY UNrrED C Independent examiner's report to the tntstee of St Giles•in-thtrField$ and Bloomsbury United Charity. I rep)rt to the trustee on my examlnatlon of accounts of the St Glles-In-th&Flelds and Blo3msbJry United Charlty (the ￿arIty) for the year ￿ded 31st D￿ernber 2023, Ythich comprlse the Ststement of ￿nan0a1 Activities, the BalaTr￿ Sheet and related notes. This repJrt is made to the Trustee, as a L￿￿, in acctydano with the ternis of my engagement. work has teen undertaken ￿ that I might carry ￿Jt an Independent Examination of the finaTrial ststements in accordan￿ with the General Directl￿$ glven by the Charity Commlssloners. To the fullest extent pemiitted by law, I do not accq or assume responslbillty to anyone other than the Charity and ts Char7tr. The Charltys Trustee considers that an audr( Is rnt rquired fc thls year (under Section 144(2) of t￿ Charltles Act 2011) and that an Independent Examinatk)n Is requlred. I reFort In re$￿t of my examlnatr'on of the Tharitr<s ac£ounts carrled wt under $￿tIon 145 of the 2011 Act and In orylng out my examlnatlon I have followed all a￿lCAble Dlrectlons glven the Charlty CommissIc￿ und¥ Sect1￿ 145(5){b) of the Art. Independent examlnerfg statement I have compqeted my examlnatl¢M. I confirm that no materbal matters have come to my attentlon In connertlon wlth the examination giving me cause to LElieve that In any matedal reskrt: accountlrvj r￿OrdS were not kept In respect of the Charity as required by sectknn 130 of the Act; or the accounts do not accwd wlth those records. cy the accounts do not coms wlth the apF4Kzblé requlrements con￿MIng the forni and content of accounts set out in the Charlbes (Ac(nunts and Reports) Regulations 2008 other than any requlrement that the accounts glve a true and falr view whlth Is not a matter considered as part of an irKlependent examination. I have no COn￿rnS and have come auoss no other matters In conneLtk)n with the examlnatl to whith attention should te drawn in this rewrt in order to enable a woFer understanding of the accounts to LE reathed. Rtchard Billinghur5t FCA Knox CropFer LLP Chartered Accountants 65 Leadenhall Street London EC3A 2AD 2024

Page 14 31. -li1 .113 1

Page 15 E+IE AND 20Z3 1,495,IMI 1,495,1 1041828 2,627•3 2,536,828 io li li 25,052 451,197 26,272 460,898 Investments Cash at Bank and In Ha￿1 518,903 561,419 CREDrroRS Amount FalllrKJ D￿ One Year NET aiRREiif ASSErs 420,046 474,520 NET ASSErs É3011348 UNREsfRIrn FUNDS - General FUTr . ￿gna￿ Fund5 14 14 152,114 245,796 275 li 491,184 2,556,205 521,107 2,490,241 PERMA14EKf ENDOWMEIIT TOTAL FUNDS £3 011348 oved ty the Trustee ￿ S 0 4•a- 2024 arml swd on th&r b&df. Qoir of DireLtcKs of trE cvrtxxats Trus

Page 16 BL -i1 4Jh THE ACCOUt4TS ACCOUNTING POUCIES The Kcourts have been the histryical cost convention with the exceptr'on of Investm￿ ￿1th a￿ ir￿Ud￿J at mthet value. The fir¥3noal statwnents have been prepw&J in aC£Ord￿ with the Ststernt of R￿0mM￿x￿1 ￿￿1￿. Ac(￿n￿r￿j and Repytrng ty tharttle5 thdr accwnts In acC￿tsn￿ with the FInar￿1 ReF(xtirwJ Stsndards applicable in the LK and Re￿iC ofIreland (FRS 102) aTrJ the finarKial ReF￿hr¥j StsTrJard ¥k4lcatle ¥) the [￿lted ngJ¢Jn and RewblK of IrdarKI (FRS 102) arKI the (Tharits Art 2011. The (Jwty cnr&titits a FxAic tnefft ￿tity as defined by FPS 102. The TrLLqt cor6hs ttrwt ttrwe are M mial L￿atrIntleS ab)ut the (haritvs abilty to contlnue as a gJ'rKJ c(￿￿n. In forniro thi5 opinKJn, fc has cCffl￿dered ￿ Impatt of the current 9￿[￿￿(al ri5k5 afKI uncertain dim orying value of Its assets aKI liakilitses and future inccffie streams arkd eX￿d¢tiJfe for a perK%Y of at least ￿e ￿￿1th5 from the date of ap￿al of these flnarKial statermts. b) Funth Gu)eral funds rewe5￿t funts of the th a￿ r￿t swbjttt to any restrlctlcfis ￿ardIng thelr ￿e and are avallat4e for apFAlcatlon to the gwal wpjses ofthe Charlty. Funds deslgnated for a pwticufar by the are unrethcted. Re5tnrt￿ Funds a￿ fvnds whlch are in acc￿dan￿ with SFth reStrit￿ int￿8ed ty dcrKYS (Y have been ratsed Lry the arlty for a parUoJlar purpose. c) Incom• All irKome is recc#Jnis&l orKe tr￿rity has ￿titlem￿t to tre incune, ￿15 probable that the Income will te received, and the amwnt d IrKome recelvat4e can be nEasured r￿lab￿. Donati￿S are r￿nISed bankal lthtf d the (knty. Rental income is recc4Jnised rn a stratht.llne b￿$ w Ihe lease twm. ￿￿regate cost of lease incenlms is recoJnised as a rexluctiffi to Income over the lease t￿M ￿ a straight-llne basts. Dlvklerd arhl ￿rte￿5t IncLYne ab? acQ￿rte￿I fLY kn re￿ed as Is any Income tax rrnble on AKh Inc(Me. d) EXP•￿It Uabllltles we rKc•Jnls&a as as S(￿ as thffe Is a legal or construLtve obligation committing the • to that exrthdrbjre, it is probatle that settknient ￿11 be r8]uir&d, and the amount of tts oblvJation can k measwed reliabty. Al wdItU￿ is aCc{￿jn￿￿ forth an accruals bas15. AJI ewses Ind￿Jing SUFPYt costs aThl oWerro￿ costs are alkKatad or apr>Jtion&l to the apWKable ewdith h&•Jir

Pdge 17 LE>nbTHE.FIELDS RY ACCOUNTING POUCIES (continu•d) Inve51ments a￿ a fm of baslc finar￿jaI investmentand are inlyalty r￿nIs￿l at the1rtr￿s3ttion value arKJ subsequenty meagjred at fair value as at the ik71a￿e date uslThJ the dosirrtj quoted market pritt. The statament L( fmanaal actNbts iTrYude5 the net galns and losses arislThJ on revaI￿t￿)n$ d￿￿15 tlYwgh￿t the ￿. Rea115ed gains losses In¥esbnats are cak%laW as the dfffeTen￿ betwe￿ sak5 prrcewts and thelr ¢)[￿sn9 ca￿Y7r0 value ty thr ￿X￿d￿e value if acquiryl gJb5wnt to the ftr5t day (f the financlal year. Lknrealwl 9alns aTrJ1055es calajlata as the dtffwice Ltween the fair value at year ￿ arKI t￿1r caryiry val g) A••ets •nd ￿bIlItI•l All known cuThent assets n ￿fjht ara)unts at the amtyJnts ¥ikh ty are eypected to ￿alIse. ￿1 km¥n I￿￿1￿S are Iwht into the ￿co￿lts at thelr eycl￿ cost. h) Slgnlficant M•MgeMrtJ￿W￿fits •nd Eatlmatlan Unc•rtalntl The ft4lowing a￿ the crlvcal j￿jgakn arKI of estimatscn urKertalnty t￿t the Trusttt have made In the tr thaty's ￿Co￿ting ￿lIdeS and that ￿e the mixt swwfficant effeLt on the am(￿nts rwlsal In the fknar#Jal stat￿n￿. The Chth carrtes tts InveSiM￿ iYq)ty at fak Yah￿, ￿ chaw belng recLyJnlsed In the Statement of Fiwoal ktivltles. Tr Trt￿tee has assess8J the value5 baJ on cuT￿t market tes axl a￿ ￿ the Lwinlon ljwt the falr value of the Inve5trnert proP¥t￿$ has not changa mattrialty sirKe the last e¥twnal Valualic¥￿ as dlsckned In note 8 to the finarthl statements. Etbtots we rwiwj In6tiatty at the sduement amount due after ffj trade dlscoJnt offered. In resFeci of ￿COUnts Whe￿ th￿e a￿ 1ndKaty￿s that a d￿tor may be Impaired or not collthtrAe, a wovision is recordèj basad C￿ ￿"MateS to ro￿￿e ttE reCeIvaL￿ balarKe to the amount that Is Exrected to te collthl. Fartors consfder8J In making a wov15￿ lThJude the histMcal payment and col￿t￿)n exEeriaKe a￿j debtcg Q￿bt wcrthlne55. INCOME FROM IIIVEsfMEifrs 2023 2022 FuThkn Totsl 71￿85 23,247 71,385 23.247 564 95,196 71,247 23,028 47 Dmdends and Irterest ￿ Lo3n &(Kk Interest R￿8VaLle 95,196

Page 18 ljk OR THE YEAR ENDED 3 - 2023 INCOME FROM CHARITABLE ACrnIITZES 2023 2022 Resldent MaInt￿an￿ C£￿trIt￿rtIOr6 67,254 EXPENDMJRE ON 2022 Tot•1 RAISING FUNDS Legl and Pr￿￿)nal Fees Prowty RefLthshment Security 900 2,10) 2,641 2,641 2,137 uttl￿eS (Llght, H and SU￿rIeS) Invthent Managvs Fees 47 2023 2022 Carellne Repalrs and MaInt￿rKe dkal Repalrs Property R￿Urt￿Shrnwrt Manag￿ent F Llght and Heat Wat¥ Rates axl Cowol Tax Insurance aeaning Welfa 2,082 13,883 28,026 2,082 9,911 2,557 7,920 5,181 10,649 6,576 1,827 1,479 1,736 3,663 f￿nt0 Annuty knts to Irthkhjals ants pa¥a￿e to A]n￿￿e Res#J Grants tr) (Note 5) 100 20,633 100 16,722 Salartes and Sxlal Seojrtty Grdnts Offi Legal and Professi)nal 32,850 2.158 7.305 2,8 196 23,512 2,015 3,756 3,497 187 424 Sundr ]nderthd￿t Examlnatlon Bank Charg&8 Trustee MUng Cc6ts 4,817 411 429 255 171389 No Dirth of the crryrte trustee r￿d ary r#nunertv￿. The ExamInat￿)ft Fee an￿￿nted to £3,750 exd￿1r￿ VAT. (2022: £3,400).

Page 19 BURY ijk FOR THE YEAR ENDED 31ST DE GRAiifs TO ORGANISATIONS 2023 2022 C4W5 (higlng Lives Londcfi Jesus Centre (Man￿1 Jcr 24,0(Kl 502 24,(MM) Slngk H(Theltss FOl￿t 5t Andr￿ Hc4LxJm St Giles, 3,000 24,1))D Whitefield a)arity SK CtyForakn (s￿p Ktttren). 75,502 AwardeA multI-￿ar$ grants KEY MANAGEMENT PERSONNEL ManagwMt Perxffirel Is defired as the Thrtttrs rf the (￿K￿e Tru# and the aerk to the None of the DlrKtors recelval ary enx)lumert> TrE anoluffthts of (Jerk to Trust, who serv&1 durlng the yewi V•ve a5 follM: 2023 2022 Emoluments 32,846 23,512 Total EApenses relmtr￿r￿I to Dlr#tors 35 EMPLOYEE INFORMATION There were no emrAtrffts recthpjj £60,DJO (2022: NLTh). The average weekfrrf numbw ( (IrKknllng the a&k to the TTh￿) enptyed ￿riftg year offi￿ Staff The FfE clthe avw numtVfA (Inckn*ThJ the C￿ totheTnkn) empkryed durlng the year was: offi￿ Staff Wages and Salartes Sxial Sethnty Cc6ts Penslon ContrfLyJflc 32,186 525 23,512 32,846

Page 20 THEA RTHE REN 2023 2022 At 1st January 2023 alUa￿On DIsF4)sal At 31st Decern￿r 2023 1.495,0 1,495,CIXI 24125 MaJln SW Lutri WC2 1,495,(M)I 24125 Mthjkn Street vms a5 at 315t DeC￿ni￿ 2021 ty Mathth￿ & G￿Jrnan LLP. The valuaUon was carrknj (wt ty a RIS ReglsttteAI Valw In Xctydan￿ wlth'RtCS Valuation- Proftsslonal Standards (IncorFrffdtlr¥J Intematlmal Valuatlrm St￿ardS) - Global and UK edition publish&l by The Royal Institirrion of (h¥tered gjwys, eff&tive from 31 January 2022).. The curmt commerdal lease C￿ this proFty 15 th for ren￿ in Juty 2025. The Trustee has considered CUr￿t ￿nts1 market and Its expectstk)ns for renethTrJ the lease a￿1 on th￿e cons1￿￿$, has fcm&l the opinion that the falr value of ttE has not slgiiflcanty. are knated. Thls FKOtW b Inalknatle aThJ Is rM)t vall￿￿ In the ￿ts. FIXED ASSETS INVEsfMEKrs 1022 Mwket val￿ at Iir January 2023 Additpjns Tran DiSFQ5al Pr(te*ts Unr6311sed/Redlsed Gains Market Value at 315t Decwrt)tr 2023 41,060 971,753 1,012,813 214,154 223,203 (19,1￿) (20,000) (199,474) (207,902) (120,529) 129 547 1,012,813 1,153,200 109,689 (8,428) 43,701 1,034,251 1,077,952 oktr Cash Balances 45.906 1,086,437 1,132,343 1,041,827 In a(klilJon to the aÈove, there Is £11,516 cl unrealisal galn r&r4nizexl ￿ the SOFA In conThxtion w 10. DEBTORS 2023 2022 Resldents Income R￿￿vable Rental I￿me Re£eNat4e Investrnent IncLNne Receivable Trade Debt(X5 15,151 23,914 6,997 2,358

Page 21 NrrED YEAR ENDED DECEMBER 2 11. CASH AT BANK AND IN HAND 2023 2022 Ojrrent Acoyjnt Depog't Account 42,654 451 197 493 851 74,250 12. CREDITORS: Amounts lallln9 wlthln l Ywr 2023 2022 Conne(tted tharty (Note 13) Trade Credltors 9,673 (2,979) 8,070 2,757 13. CONNEcfED CHARifJES The St Glles.kn.thtrFlelds Ch¥lts whth • St Glles-In-thtrFWs aTrJ Wllllwn gth's EfxatkThl F￿ndatI[ • St Glles-In-the-Fklds and BkKffiS￿ry Unltexl Owlty a￿ related ￿Lse have ccfnmcm [￿reLtor5, al￿gh any tra￿tI￿5 lthee￿ the Charths are at am) s length. St Gles-In-thtrFdls William knlton c￿rfty 1n(xjr￿d costs on behalf of St Glles- In-thfrHeJds and Blorxnsl￿ry Unittrj Charity affhwnting to £36,543 (2022: £27,298). £9,673 (2022: £8,070) was due to be ttt yw

Page 22 14. UNREsTrzcfED FUNDS Trarsfer 31st D￿ter 2023 2023 in FU￿1$ lthr••trl¢t•d F￿dI G￿ra1 Funds 113 516 {113,516) 152 114 152,114 245.796 19,834 Dwlgnat¢d Fund• ERF CMF RWF Grants 95,058 93,835 69,709 4,973 108,543 ILKI,031 174,352 64,687 (28,026) (5,022) 275,311 (49,757) 113,516 339,070 At 314 OeLemtro 2023 521107 The malntains tvL) deslgnat&l fiJnds set up to C￿ out mayx repairs and cydcal MaInt￿On at its Amshouses. The fvnds a￿ detsiltsj bd¢)w. Extraorthnary Rqiak FLmd (ERF)-Thls Is a ￿ furKI for firture major eq)aNlkMJre to whlch tran are made from the Furnl. It on be drawn UFth to meet mapr of repalr as agr*J the Cydical MaInt￿rKe F￿d (CMF)- This fvnd, tri vthlch trarkn are made from the f￿neral Fund, is to meet maintenatKe (mirrirYJ * ￿)Ul¥ inteJvals. exampbe, internal (rdurbishing ￿tr￿enS and bathrwjms), extemal red￿Orati￿ and the cost of sl￿ as for Quinquennlal Tr￿FectK)ns. Re$d￿ts Wdfare Fu￿1 (RWF) - Thb furyl VAII offw $L¥)￿)rt to Alrrth)use at the dlscretion of the Trustees. It can (y)vw a rarvje of ge￿al sur¢xrt for all aIn￿ reSId￿ts or sutwt wific resKlent. Grants Fu￿1 - Thls fij￿ VAII w￿lre that t￿ (èn maln13in ￿￿1 w wand its grants to oryanisations ow the fthv years. with transfers in 2023 of E4,973 £108,543 re5￿trth.

Page 23 LE E-FIELD ijk THE YEAR ENDED 15. IIEf ASSETS BETWEEN FUNDS Funds Total Invesbnent ￿0pertIeS Quotaa Investsn Current Assets cr￿itOrS 1,495,OLKI I,LIS1,205 1,495,000 1,132,343 518,903 71,138 518,9D3 2 556 205 3 047 389 16. UNITS IN 14ANAGEMEKr At 311t December 2023 aKI at 31 2022, the (harfty had Lnlts cl AmI￿j$e ccomrTh)datkn. 17. COIITINGENT LIABILrnES At 311t Decenbw 2023, Th) kno¥n C￿ lith'litles. 18. CAprrAL COMMrnieNT5 2023 2022 Capbta exwditure that has been for but not ￿0VId￿l for In the FIna￿la1 Ststtt))ats 19. RELATED PARTY TRAN&4cfioNS Thue a￿ no related party tran5&tKf6 for 2023.