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2025-03-31-accounts

CHARITY REGISTRATION NUMBER: 1111562

St. George Indian Orthodox Church Receipts and payments accounts For the year ended

31 March 2025

XAVIERS ACCOUNTANTS LIMITED

Chartered Certified Accountants Suite 3J Recycling Lives Centre 1A Essex Street Preston PR1 1QE

St. George Indian Orthodox Church

Financial Statements

Year ended 31 March 2025

Page
Trustees' annual report 1
Independent examiner's report to the trustees 8
Receipts and payments accounts 9

St. George Indian Orthodox Church

Trustees' Annual Report

Year ended 31 March 2025

Vicar's Message

Dearly Beloved in Christ,

As we reflect on the past year, I want to take a moment to express my deep gratitude to everyone who has played a part in our church. Every act of service—seen or unseen—has helped shape our community in meaningful ways. Your efforts are appreciated more than words can fully express, and I hope you know how valuable your contribution has been.

Whether through prayer, kindness, love, or the generous sharing of time, talents, energy, experience, and finances, each of you has played a role in building a church that stands strong in joy, faith and hope. It’s this spirit of dedication that encourages us as we look to the future with optimism.

A special word of thanks goes to our Trustee, Secretary, the Managing Committee, and the leaders of our spiritual organizations. Your unwavering support, commitment, and prayers have been a vital part of our journey—and I’m truly grateful for each and every one of you.

Philippians 2:2

then make my joy complete by being like-minded, having the same love, being one in spirit and of one mind.

May God bless you all.

Rev.Fr Eldo Parakkottil Varghese

1

St. George Indian Orthodox Church

Trustees’ Annual Report (continued)

Year ended 31 March 2025

Reference and administrative details Registered charity name St. George Indian Orthodox Church Charity registration number 1111562 Principal office Belgrave street Bolton BL1 3RF The trustees Mr George Verghese Mr Benoyi Mathew Mr Thomas Koshy Mr Byju John Independent examiner Mijos Xavier ACA FCCA Xaviers Accountants Limited Suite 3J Recycling Lives Centre 1A Essex Street Preston PR1 1QE

2

St. George Indian Orthodox Church

Trustees' Annual Report (continued)

Year ended 31 March 2025

The trustees present their report and the unaudited financial statements of the charity for the year ended 31 March 2025.

Structure, governance and management

The trustees present their annual report and the receipts and payments account of the charity for the year ended 31 March 2025. We continued to meet the primary mission of the church, to meet the spiritual necessities of our community in the area. We continued pursuing our vision, notwithstanding the worldly challenges facing us, reflecting Faith, Hope and Charity at all times.

Governing document

The trust is an unincorporated trust, constituted under a constitution adopted on 24 April 2005 and is a registered charity, number 1111562. The trustees who served during the year and up to the date of this report are set out on page 2.

Objectives of the Charity

Charity's objective is to promote the Orthodox Christian faith. In setting our objectives, and planning our activities, we have given careful consideration to Charity Commission's guidelines on public benefit.

Vicar

Under the leadership and guidance of Rev. Fr. Eldo P Varghese., we were able to complete a full year with Qurbana being celebrated on all Sundays and all the Moronoyo Feasts.

Holy Qurbana

We celebrate the Holy Qurbana’s on all Sundays with every 4th Sunday of the month was celebrated in English to nurture our younger Generation. All the Moronoyo feasts were also celebrated during the liturgical calendar. Prayers for birthdays, wedding anniversaries, sick and the departed were offered during the Qurbana Service.

Acolytes

On behalf of all the members of the Church, I would like to take this opportunity to acknowledge the dedicated service rendered by all the church acolytes starting from Mr. George Thomas, Mr. Daniel Varghese, Mr. Abraham Joseph, Mr. Shaji Varghese, Mr. Rubin Saji, , Mr. Joshi K Eapen, Mr. Reji Tharian Keecheril, Mr Manu T John, Mr. Vinu George, Mr. Jinoj Philip, Mr. Benoyi Mathew,, Mr Ken Renji, Mr. Toby Shaji, Mr. Nevin Tharakan, Mr. Jeffin John, Mr. Jinu George, Mr Predeesh K Varghese, Mr. Jorgy Solomon, Mr. Jenson Varghese, Mr. Ashlin Roy, Mr. Sleeba P Thomas, Mr. Cris Sleeba, Mr. Sajin K Rajan, Mr. Albin Babu, Mr Shintu George, Mr. Axel Benoyi, Mast. Aiden Philip, Mast. David Daniel, Mast. Akshay Thomas and Mast. Joel Sam Kurishingal.

Mast. Geo George, Mast. Joshua Shaji and Mast. Cyrus Babu Chacko was initiated by our HG Abraham Mar Stephanos as acolytes on the 26th November 2024. Special mention to Mr. Reji Tharian Keecheril for co- ordinating the Acolytes Rota system for all the Holy Services. I would also like to express gratitude to those Acolytes who visit our Church during regular Qurbanas, feasts and special occasions.

General Body

Our Church is governed by the General Body directives in accordance with our Church Constitution.

3

St. George Indian Orthodox Church

Trustees' Annual Report (continued)

Year ended 31 March 2025

This year we had election was conducted to elect the new committee and office bearers for the forthcoming financial year of 2024-25, along with the GB. The GB and election were presided over by Rev. Fr. Eldo Varghese. The following were elected as the new Managing Committee–

Position Name Trustee - Mr. Biben John Secretary - Mr. Roy Samuel Comm. Mem - Mr. Daniel Varghese Comm. Mem - Mr. Ginu Oommen Comm. Mem - Mr. Sajo Joseph Comm. Mem - Mr. Anish Thomas Comm. Mem - Mr. Raju Samuel Comm. Mem - Mr. Thomas Oommen Comm. Mem - Mrs. Susan Pathil Comm. Mem - Mrs. Shyni Mathew Ex – Officio - Mr. Benoyi Mathew Ex – Officio - Mr. Litto Titus

Internal Auditor - Mr. Thomas Koshy & Mr. Thomas Varghese Diocesan Representative - Mr. Roy Samuel & Mr. Manoj Daniel Malankara Association Representative - Mr. Benoyi Mathew. First Aid Officers - Mrs. Sheila John & Mrs. Annie Joseph Health & Safety Officer - Mr. Sinu Daniel till Oct 2024 and then Trustee & Secretary till 31/3/25 Sunday School Head Teacher - Mr. Suresh Daniel Prayer Co-ordinator - Mr. Manu T John MOMS Secretary - Mrs. Shyni Mathew and Trustee Mrs. Sheena Sajin Youth Secretary - Mr. Axel Benoyi Acolytes Co-ordinator - Mr. Reji Keecheril Safeguarding officers - Mrs. Sheena Sajin and Mr. Litto Titus

In total there were 4 General Body Meetings held during this calendar year. The following were the dates GBM’s held.

Managing Committee Meetings

There was a total of 10 Managing Committee Meetings held in the financial year The dates were: 06/04/2024 / 07/05/2024 (zoom) / 16/05/2024 (zoom) / 08/06/2024 / 01/09/2024 / 06/10/2024 / 02/11/2024 / 22/12/2024 / 26/01/2025 / 23/03/2025

.

• AGM & Elections held on 17th Mar 2024 – Elections conducted for the year 2024 – 2025. The following members were elected as office bearers, committee members and representatives for the spiritual Wing.

Important GB decision taken in the financial year of 2024-2025

Important GB decision that there was total 6 main church events food from church account. These are Christmas, Easter, New year Get together-programme, Palli Perunnal (St George Feast), Prathistha Perunnal and ONAM. (GB decision on 08/09/2024)

4

St. George Indian Orthodox Church

Trustees' Annual Report (continued)

Year ended 31 March 2025

Objectives and activities

Activities of the Charity - Special church events

The Great Lent

The Great Lent started on 3rd March 2025. There were daily evening prayers Online from Sunday to Friday, and Saturdays the prayers were in the Church. The Prayers were led by Rev. Fr. Eldo Varghese.

Great Lent Retreat

Mid Lenten retreat was conducted on the 22nd March 2025. The retreat was led by Rev. Fr. Geevarghese Kochupurakkal. The retreat was followed by Holy Confession and Evening prayers.

Passion Week

The Passion Week services commenced in the beginning of April 2025. We had the 40th Friday service, Hosanna, Pesaha Vyazhan (Maundy Thursday), The Good Friday, The Good Saturday and Easter services were led by our Vicar Fr. Eldo P Varghese.

St. George’s Feast (Geevarghese Sahada Perunnal)

The Feast of the Patron saint was celebrated on the 4th & 5th May with Flag Hoisting, Devotional Speech and Evening Prayers on the 4th and the Holy Qurbana and Perunnal Sushroosha on the 5th of May followed by Nercha Appam brought in by all the families of the Church. The chief celebrant was Rev. Fr. Binu Thomas from Stockport St: Mary’s congregation assisted with our vicar Rev. Fr. Eldo P Varghese.

Prayer Meeting

It was decided to start the prayer meeting, and the coordinator will be Mr. Manu T John. Every Saturday we are having the prayer meeting after evening prayer.

Prathishta Perunal

The 6th Anniversary – Prathishta Perunal was celebrated on the 25th and 26th of May 2024, with prayers and devotional talk on the 25th of May and the Holy Qurbana on the 26th led by our vicar Rev. Fr. Eldo P Varghese.

Pentecostal Feast

The Pentecostal Feast was conducted on the 19th May 2024 led by our Vicar Rev. Fr. Eldo Varghese.

Orthodox Sangamam

Malankara orthodox Suriyani Sangamam had happened on 25 May 2024@ Coventry. Two buses full of our members went for the function. The first pick up point was from Salford near light oaks garage and Second Pick up was from Holy Trinity church near Platt Lane Rusholme and the coordinators was Mr. Benoyi Mathew and Mr. Biben John.

St. George Indian Orthodox Church

Trustees' Annual Report (continued)

Year ended 31 March 2025

Family Picnic and Sports Day 2024

This year we had the family get together picnic and sports day on 6th July 2024@ Moses Gate Country Park, Farnworth, Bolton and co-ordinators was Mr. Anish Thomas and Mr. Raju Samuel.

OVBS

The OVBS was a spiritually enriching program with plenty of learning, fun and good fellowship and it was a positive experience for the children who attended and the Teachers who led. OVBS was held from 24th October 2024 to 27th October 2024. The theme was (Let’s pray) and guest speaker was Rev. Fr. Zachariah Cherian.

Harvest Festival

Harvest festival was celebrated on 20th October 2024 and almost we managed to raise around £6000 pounds. After the expense all monies goes to the NANMA charity project. The co-ordinators were Mrs. Shyni Mathew and Mrs. Susan Pathil. This year we had a special gift sponsors: 1.Highest amount of money bid: this award was won by Mr. Biben John and family gift prize sponsored by Vibe Craft Events.

2.Highest amount of monetary value raised by sold items: this award was won by Mr. Thomas Oommen and family gift prize sponsored by Pravasi collections.

St. Gregorios Feast (Parumala Perunnal)

The Feast of St: Gregorios of Parumala was held on 2nd and 3rd November 2024. Our vicar Rev. Fr. Eldo P Varghese led the Sunday Holy Qurbana after that we had special perunnal refreshments.

Christmas Carol Visits and Christmas/ New year Get together

This year our Carol visits to almost all the members houses. The carol started from 30th November, The Visits were conducted over a 5-week period on weekends covering the various areas in and around Manchester from where our members hail from. The Carols completed on the 21st of December. We were also able to conduct the Annual Christmas and New Year get together on the 4th of January 2025 in Thornleigh Selesian College in Bolton. There were variety of performances by the different spiritual wings and individuals and followed by dinner. The programme was co-ordinated by Mr. Benoyi Mathew, Mr. Litto Titus, Mr. Jiji Kurian and Mrs. Mini Raju.

Food Festival

Our Christian values teach us to help others in a time of need. Keeping this core value at heart, the MMVS conducted a Food Festival on the 23rd February 2025, where variety of food were sold, and funds raised for a charitable cause. We raised £3000 from food sales. Other Church Events

Diocesan Sunday School Talent Competition Event

The parish also hosted the diocesan-level talent competition event was on September 21, 2024, at Parrswood High School in Didsbury, Manchester. This event, supported by the entire parish, credit goes to all the members of the parish.

Cricket

The St: George Cricket Team, the winning champions of UK 2024 organised by Makkarios Memorial Trophy hosted by St: Thomas Indian Orthodox Church, Newcastle on 31st August 2024. The winning money £400 handover over to the trustee for the charity.

Choir

Special thanks to Mr. Sajin Rajan for organising the choir practise on Saturday evening for the Holy Qurbana preparation for every Sunday.

St. George Indian Orthodox Church

Trustees' Annual Report (continued)

Year ended 31 March 2025

Apostolic Visit

The main Historic event was the visit of His Holiness Moran Mar Baselios Marthoma Mathews III visit to our church was on 26th May 2025 and we were blessed. On the same day His Holiness Bava Thirumeni was inaugurated the NANMA charity project along with Diocesan Bishop His Grace Abraham Mar Stephanos and Diocesan Secretary Rev. Fr. Varghese Mathew and Rev. Fr. Baiju Johson other dignitaries also attended the function.

Metropolitan’s Visit

Firstly, the Diocese Metropolitan H.G. Abraham Mar Stephanos Metropolitan accompanied with His Holiness BAVA Thirumeni to our church on 26th May 2025 and His Grace Abraham Mar Stephanos Thirumeni led Holy Qurbana on the second time for the church at church’s 20th Celebration on 24th November 2024.

Visiting Clergy - First time

Rev. Fr. Tijo Varghese, York Rev. Fr. Akhil Varghese, Kerala. Rev. Fr. Jibin Thomas Abraham, Germany Rev. Fr. Ricku S Cherian, Lincolnshire Rev. Fr. Mathew Varghese Cor Episcopa, Thonakkadu

20th Church Anniversary Celebrations

According to GB decision invited H G Abraham Mar Stephanos Metropolitan and all previous Vicars Rev. Fr. Happy Jacob, Rev. Fr. Varghese T Mathew and Rev. Fr. Josen John who were served in our church for the 20th Church anniversary celebration was held on 24th November 2024. After the Holy Qurbana we had a public meeting ended with photo session with refreshments.

Financial Review

The charity's principal funding source is from donations and from other activities.

Reserve policy

It is policy of the charity to maintain unrestricted funds at a level which equates to approximately six months unrestricted expenditure. This provides sufficient funds to cover management and administration and support costs.

The trustees' annual report was approved and signed on behalf of the board of trustees by:

Mr George Verghese Trustee

Date: 05 October 2025

7

St. George Indian Orthodox Church

Independent Examiner's Report to the Trustees of St. George Indian Orthodox Church

Year ended 31 March 2025

I report to the trustees on my examination of the accounts of St. George Indian Orthodox Church ('the charity') for the year ended 31 March 2025.

Responsibilities and basis of report

As the trustees of the charity, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Mijos Xavier ACA FCCA Independent Examiner

Suite 3J Recycling Lives Centre 1A Essex Street Preston PR1 1QE

Date: 09 October 2025

~~ee~~ Unrestricted
funds
~~ee~~
~~ee~~ Restricted
funds
~~ee~~
~~ee~~ Endowment
funds
~~ee~~
~~ee~~ Total funds
~~ee~~
~~ee~~ Last year
~~ee~~
to the nearest
£
to the nearest to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Subscription-Current Year
~~ee~~
42,680
~~ee~~
- - 42,680 36,535
Subscription-Last Year
~~ee~~
~~en~~
1,855
~~ee~~
~~ee~~
- - 1,855 730
Offertory
~~en~~
~~——~~
9,811
~~ee~~
- - 9,811 31,597
Offertory - Individual Cover
~~en~~
~~——~~
16,246
~~ee~~
16,246
Christmas Donation
~~en~~
~~——~~
3,141
~~ee~~
- - 3,141 3,135
Diocese Day Collection
~~——~~
~~a~~
240
~~a~~
- - 240 290
Diocese Day Collection - Last Year
~~——~~
~~a~~
~~a~~ - - - 100
Catholicate Day Collection
~~ee~~
10
~~ee~~
- - 10 -
Catholicate Day Collection - Last Year
~~er~~
~~er~~ - - - 100
Food & Refreshments-Donations
~~er~~
~~es~~
23,833
~~er~~
~~es~~
- - 23,833 15,538
Food & Refreshments-Lastyear
~~rs~~
3,100
~~rs~~
- - 3,100 1,885
Birthday
~~rs~~
~~ee~~
2,527
~~rs~~
~~ee~~
- - 2,527 2,585
Wedding Day Offerings
~~ee~~
775
~~ee~~
- - 775 815
Passion Week Donation
~~ee~~
100
~~ee~~
- - 100 680
Marthamariyam Samajam
~~ee~~
5,058
~~ee~~
- - 5,058 6,171
OVBS
~~es~~
1,100
~~es~~
- - 1,100 2,210
Sunday School Receipt
~~es~~
7,140
~~es~~
- - 7,140 3,370
Other Donations
~~ee~~
2,125
~~ee~~
- - 2,125 952
Church Building Fund Donations
~~ee~~
5,980
~~ee~~
- - 5,980 1,670
Contribution For Church Accessories
~~ee~~
-
~~ee~~
- - - -
Gift Aid
~~ee~~
24,691
~~ee~~
- - 24,691 20,783
Harvest Festival
~~es~~
6,117
~~es~~
- - 6,117 5,781
Harvest Festival - Lastyear
~~es~~
285
~~es~~
- - 285 660
Interest Received
~~ee~~
1,162
~~ee~~
- - 1,162 530
Baptism
~~ee~~
~~[$$$~~
100
~~ee~~
~~ee~~
~~ee~~ - - 100 -
Harvest Festival - Non-Gift-aidable
Donation
~~ee~~
~~rs~~
~~[$$$~~
584
~~ee~~
~~rs~~
~~ee~~
~~ee~~ - - 584 589
Charity Donations
~~[$$$~~
5,420
~~ee~~
~~ee~~ - - 5,420 1,895
Wedding Registrations
~~[$$$~~
~~ee~~
-
~~ee~~
~~ee~~
~~ee~~ - - - -
Burial Plot Receipts
~~ee~~
~~ee~~
809
~~ee~~
~~ee~~
- - 809 2,428
Emergency Family support Fund-
Repayments
~~ee~~
-
~~ee~~
- - - -
Miscellaneous Receipts
~~$$$~~
500 - - 500 150
Raffle Ticket Receipts
~~ee~~
-
~~ee~~
- - - -
Community Day Donations
~~ee~~
1,144
~~ee~~
- - 1,144 1,550
Sports Club Donations
~~a~~
401
~~a~~
- - 401 625
Youth League Donations
~~re~~
531
~~re~~
- - 531 1,390
Diocese Orthodox Sangamam Coupon
& Registration
~~rr~~
520
~~rr~~
- - 520 1,220
EnglishQurbana Kramam Receipts
~~ee~~
1,120
~~ee~~
- - 1,120
Sub total(Gross income for
AR)
169,105
~~
~~ - - 169,105
A2 Asset and investment
sales, (see table).
- - - -
- - - - -
Sub total - - - - -
~~es~~ ~~es~~ ~~ee~~ 169,105
~~ee~~
Total receipts 169,105 - -
~~es~~
~~es~~ ~~ee~~
Unrestricted
funds
Restricted
funds
Endowment
funds
Total funds Last year
to the nearest
£
to the nearest £ to the nearest £ to the nearest £ to the nearest £
A3 Payments
Vicar's Salary 16,280 - - 16,280 16,747
Payments to visiting clergies 3,450 - - 3,450 2,090
Charity event expenses 8,656 - - 8,656 9,512
Christmas Expenses 1,191 - - 1,191 4,012
Diocese Contribution 3,000 - - 3,000 3,200
Perunnal Expenses 1,572 - - 1,572
Catholicate Day Donation Paid - - - 1,000
Refreshments 32,576 - - 32,576 24,362
Gifts & Presentation 45 - - 45 50
Sacremental Expenses 1,084 - - 1,084 217
Onam Expenses 1,791 - - 1,791
Passion Week Expenses - - - 4,141
Marthamariyam Samajam 3,987 - - 3,987 4,295
OVBS 2,950 - - 2,950 4,078
Sunday School Expenses 18,526 - - 18,526 7,317
Miscellaneous Expenses 136 - - 136 461
Water 718 - - 718 448
Gas & Electricity 3,902 - - 3,902 2,921
Insurance 1,069 - - 1,069 1,052
Printing, Stationery & Postage 1,010 - - 1,010 1,405
Telephone 1,121 - - 1,121 1,016
Repairs & Maintenance 1,258 - - 1,258 2,238
Groceries 4,523 - - 4,523 3,555
DBS Verification Charges 197 - - 197
Travelling Expenses 1,131 - - 1,131 429
Bank Charges - Card Payment Fee 699 - - 699 456
Burial Plot Expenses 722 - - 722
Fixtures & Fittings 20,564 - - 20,564 1,794
Light & Sound System Expenses 692 - - 692 -
Waste Collection 1,643 - - 1,643 1,021
Accounting Charges 300 - - 300 300
Harvest Festival - Expenses - - - 102
Incidental Expenses 1,069 - - 1,069 -
English Qurbana Kramam Expenses 3,058 - - 3,058
Construction Work 57,978 - - 57,978
Bava Thirumeni Visit 3,731 - - 3,731
Accommodation - - - 314
Benevolent Fund 2,500 - - 2,500 -
Bank Charges - HSBC 286 - - 286 290
Alarm Monitoring & Service 636 - - 636 525
Rent 696 - - 696
Community Day Expenses 4,930 - - 4,930 1,791
Sports Club Expenses - - - 573
Youth League Expenses 991 - - 991 656
Media and Design Expenses - - - 280
Cleaning Expenses 1,921 - - 1,921 980
Diocese Orthodox Sangamam
Expenses
1,600 - - 1,600 2,950
PAYE Expenses(Employer) 2,672 - - 2,672 2,234
Catholicose Donations Paid 1,000 - - 1,000
AMOSS Expenses 40 - - 40
Fire Safety Expenses 768 - - 768
**Sub total ** 218,672 - - 218,672 108,812
A4 Asset and investment
purchases, (see table)
- - - -
- - - -
**Sub total ** - - - - -
Totalpayments 218,672 - - 218,672 108,812
Net of receipts/(payments) - 49,567 - - - 49,567 37,152
A5 Transfers between funds - - - - -
A6 Cash funds lastyear end 134,822 - - 134,822 97,670
Cash funds thisyear end 85,255 - - 85,255 134,822

Section B Statement of assets and liabilities at the end of the period

Categories Details Details Details Unrestricted
funds
Restricted
funds
Endowment
funds
to nearest £ to nearest £ to nearest £
B1 Cash funds Cash in hand 517 - -
Cash at the Bank - Card Account 616 - -
Cash at the Bank - Current Account 21,236
Cash at the Bank - Building Fund &
Family Support
62,886 - -
Total cash funds 85,255 - -
(agree balances w ith receipts and payments
account(s))
OK OK
Unrestricted
funds
Restricted
funds
Endowment
funds
Details to nearest £ to nearest £ to nearest £
B2 Other monetary assets - - -
- - -
- - -
Details Fund to which
asset belongs
Cost (optional) Current value
(optional)
B3 Investment assets - -
- -
- -
Details Fund to which
asset belongs
Cost (optional) Current value
(optional)
B4 Assets retained for the
charity’s own use
Church building - Purchase cost Unrestricted 90,224 -
Church building - Construction Unrestricted 304,531 -
Church building - Professional fees Unrestricted 12,233
Church building - Security & CCTV Unrestricted 8,610
Church building - Electricals Unrestricted 7,119
Church building - Landscape Unrestricted 57,312
Church building - Decoration Unrestricted 20,134
Church building - Accessories Unrestricted 8,291 -
Church building - Appliances &
Furniture
Unrestricted 23,772 -
Church building - Sound system Unrestricted 9,232 -
External hard disc. Camera, laptop Unrestricted 5,122 -
Details Fund to which
liability relates
Amount due
(optional)
When due
(optional)
B5 Liabilities -
-
-
Signed by trustees on behalf of all
the trustees
Signature Print Name Date of
approval
Mr George Verghese 05-Oct-25