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2025-07-12-accounts

1111477
The May Hardy MBE Charitable Trust
CC16a
Receipts and payments accounts
06/04/2024
12/07/2025
Period start date
Period end date
To
For the period
from
Section A Receipts and payments
Unrestricted
funds
Restricted
funds
Endowment
funds
Total funds
Last year
to the nearest £
to the nearest £
to the nearest £
to the nearest £
to the nearest £
A1 Receipts
Income from investments
59,120
-
-
59,120
41,939
Interest received
867
-
-
867
-
-
-
-
-
-
Sub total(Gross income for
AR)
59,987
-
-
59,987
41,939
A2 Asset and investment sales,
(see table).
Sale of investments
-
-
897,312
897,312
630,806
-
-
-
-
-
Sub total -
-
897,312
897,312
630,806
Total receipts
59,987
-
897,312
957,299
672,745
A3 Payments
Grants awarded
20,885
-
-
20,885
40,013
Investment Manager Fees
-
-
17,330
17,330
13,047
Trust Administration Fees
11,419
-
-
11,419
-
Independent Examiners fees
2,796
-
-
2,796
2,712
Other Allocated Costs
-
-
-
-
9,209
-
-
-
-
-
Sub total 35,100
-
17,330
52,430
64,981
A4 Asset and investment
purchases, (see table)
Investment purchases
-
-
890,241
890,241
632,298
-
-
-
-
Sub total -
-
890,241
890,241
632,298
Total payments
35,100
-
907,571
942,671
697,279
Net of receipts/(payments)
24,887
- - 10,259
14,628
- 24,534
A5 Transfers between funds
- 11,499
11,499
- 0
-
A6 Cash funds last year end
1,238
21,936
23,174
47,708
Cash funds this year end
14,626
-
23,176
37,802
23,174
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CCXX R1 accounts (SS)

27/03/2026

1

Section B Statement of assets and liabilities at the end of the period

Categories
Signed by one or two trustees on
behalf of all the trustees
B1 Cash funds
B2 Other monetary assets
B4 Assets retained for the
charity’s own use
B5 Liabilities
B3 Investment assets
Signature
Capital account
Income account
Details
Total cash funds
(agree balances with receipts and payments
account(s))
Details
Details
Investment portfolio
Details
Details
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
14,626
-
-
-
14,626
-
OK
OK
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
Endowment
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due
(optional)
-
-
-
-
Print Name
Chris Thurlow on behalf of Ludlow
Trust Company (Southampton) Ltd
Endowment
funds
to nearest £
23,176
-
-
23,176
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
1,639,962
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
Date of
approval

CCXX R2 accounts (SS)

27/03/2026

2

Trustees’ Annual Report for the period

From 06 April 2024 To 12 July 2025

Charity name: The May Hardy MBE Charitable Trust Charity registration number: 1111477

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 To hold the capital and income upon trust to
apply the income and all or such parts of the
capital at such time or times and in such a
manner
to
or
for
the
benefit
of
such
exclusively charitable objects and purposes
in any part of the world as the Trustees may
in their absolute discretion think fit.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
In furtherance of the charity’s objects for the
public benefit the trustees provide grants. In
determining
the
charity’s
activities,
the
trustees have had regard to the Charity
Commission’s guidance on public benefit.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18

Additional information (optional)

You may choose to include further statements where relevant about:

SORP reference
Policy on grant making Para 1.38
Policy on social investment
including program related
investment
Para 1.38
Contribution made by
volunteers
Para 1.38
Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 During the year under review the charity
made grants to the following charities
totalling £20,885.

The Hospital Auxiliary

The Anglican Cathedral

Vision Bermuda

Bermuda Girl Guides

Cancer Research UK

PDSA

RNLI

RSPCA

NSPCC

Additional information (optional)

You may choose to include further statements where relevant about:

Achievements against
objectives set
Para 1.41
Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 At the end of the reporting period the charity
had
free
reserves
of
£14,626
(2024:
£1,238).
In addition to the free reserves the charity
has
bank
balances
of
£23,176
(2024:
£21,936)
and
investments
valued
at
£1,639,962
within
the
expendable
endowment fund which can be released to
support the activities of the charity.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 The Trustees pursue a policy of maintaining
a free reserve available to be spent in the
furtherance of the charity’s objectives as
well as covering future needs, opportunities,
contingencies and risks.
Amount of reserves held Para 1.22
Reasons for holding zero
reserves
Para 1.22
Details of fund materially in
deficit
Para 1.24
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23

Additional information (optional)

You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)
Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46
Other Expendable endowment funds are those
which are required to be invested to produce
income, but which may be transferred to
unrestricted funds at the discretion of the
trustees in order that they may be expended
in furtherance of the charity’s objectives.
Unrestricted income funds are available for
use at the discretion of the trustees in
furtherance of the general objectives of the
charity and which have not been designated
for other purposes.

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document Para 1.25 Trust deed dated 12 July 2005
How is the charity
constituted?
Para 1.25 Trust
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Trustees are appointed by the trustees from
time to time.

Additional information (optional)

You may choose to include further statements where relevant about:

Policies and procedures
adopted for the induction
and training of trustees
Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51 No trustee received any remuneration or
was reimbursed any expenses in the year
under review.
HSBC
was
paid
£26,321
for
trust
administration and investment management
fees during the year under review
Ludlow Trust Company (Southampton) Ltd
was paid £2,428 for trust administration fees
during the year under review.
These fees are authorised under clause 28
of the trust deed.
Other

Reference and Administrative details

Charity name The May Hardy MBE Charitable Trust
Other name the charity uses
Registered charity number 1111477
Charity’s principal address Ludlow Trust Co (Southampton) Ltd, Yarmouth House, 1300
Parkway, Solent Business Park, Whiteley, PO15 7AX

Names of the charity trustees who manage the charity

1
2
3
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee (ifany)
Ludlow Trust
Company
(Southampton)
Limited

– Corporate trustees names of the directors at the date the report was approved

Director name Gary St John Collins Walter Duncan Coxon Christopher Ian Thurlow Matthew John Wickers

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information)
Type of adviser
Name
Address
Investment Managers HSBC 1 Centenary Square, Birmingham, B1
1HQ
Bankers HSBC 1 Centenary Square, Birmingham, B1
1HQ
Accountants Charter Tax Consulting
Limited
8th Floor, 1 Southampton Street, London
WC2R 0LR

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

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Signature(s)
Full name(s) Chris Thurlow on behalf of Ludlow
Trust Company (Southampton) Ltd
Position (eg Secretary,
Chair, etc)
Date
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Document Activity Report

Document Sent Tue, 31 Mar 2026 12:13:03 GMT Document Approval Status Approved Approval Activity Summary Chris Thurlow Approved Tue, 31 Mar 2026 12:15:52 GMT Document Activity History Document history shows most recent activity first Date Activity Tue, 31 Mar 2026 12:15:46 GMT Chris Thurlow viewed the document

You can verify that this is a genuine Portal document by uploading it to the following secure web page:

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Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ Charity Name members of The May Hardy MBE Charitable Trust On accounts for the 12[th] July 2025 Charity no 1111477 period ended (if any) Set out on pages Financial statements page 1 - 2 Trustee report page 3 - 10 (remember to include the page numbers of additional sheets)

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the period ended 12/07/2025.

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

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Date: 31/03/2026
Signed:

Name: Ian Rodd
Cs
Relevant professional BSc FCA FCCA
qualification(s) or body
(if any):
Address: TC Group
Waverley House115-119 Holdenhurst Rd,
Bournemouth BH8 8DY
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1

IER

Section B Disclosure

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

n/a

2

IER