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2024-12-16-accounts

COMPANY REGISTRATION NUMBER: 05316013

CHARITY REGISTRATION NUMBER: 1111217

THE MOORINGS TRUST

Company Limited by Guarantee Unaudited Financial Statements 16 December 2024

MARSDEN & CO.

Chartered accountants Oswaldtwistle Mills Business Centre Clifton Mill Pickup Street Oswaldtwistle BB5 0EY

THE MOORINGS TRUST

Company Limited by Guarantee

Financial Statements

Year ended 16 December 2024

Page
Trustees' annual report (incorporating the director's report) 1
Independent examiner's report to the trustees 6
Statement of financial activities (including income and
expenditure account) 8
Statement of financial position 9
Statement of cash flows 10
Notes to the financial statements 11
The following pages do not form part of the financial statements
Detailed statement of financial activities 18
Notes to the detailed statement of financial activities 19

THE MOORINGS TRUST

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report)

Year ended 16 December 2024

The trustees, who are also the directors for the purposes of company law, present their report and the unaudited financial statements of the charity for the year ended 16 December 2024.

Reference and administrative details

Registered charity name THE MOORINGS TRUST Charity registration number 1111217 Company registration number 05316013 Principal office and registered 15 Pump Street office Blackburn BB2 1PG

The trustees

Mr M Ashcroft Ms K Green Mr G McHugh Company secretary Mrs P Cooper Independent examiner Marsden & Co Oswaldtwistle Mills Business Centre Clifton Mill Pickup Street Oswaldtwistle BB5 0EY

- 1 -

THE MOORINGS TRUST

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 16 December 2024

Structure, governance and management

Governing document

The organisation is a charitable company limited by guarantee, incorporated on 17th December 2004 and registered as a charity on 7th September 2005. The company was established under a Memorandum of Association which establishes the objects and powers of the charitable company and is governed under its Articles of Association. In the event of the company being wound up, the members are required to contribute an amount not exceeding £ 1.

Recruitment and appointment of trustees

The directors of the company are also charity trustees for the purposes of charity law.

In accordance with the memorandum and articles of association the trustees are elected to serve for a period of three years when they (the trustees) must either stand for re-election or resign.

The current trustees are well versed in the aims and objectives of the charity and are active on a voluntary basis within the charity's operations. Together with the manager and the company secretary (a registered community pharmacist) they work together to achieve a positive outcome for the charity's clients.

Trustee induction and training

Apart from overseeing the day to day running of the charity, the trustees play an active role in the care and support of the organisation's clients, together with the manager and company secretary. This voluntary role is the subject of ongoing training by a professional training officer, who gives her services without charge to the charity.

Future additional or replacement trustees will receive suitable induction and ongoing training along the same lines with particular attention being paid to:-

i) The obligations of directors and trustees. ii) The historic, current and ongoing financial position of the charity. iii) The memorandum and articles of the charity company and the implications of the governing document.

Risk management

The organisation has prepared, or has had prepared, policy documents relating to all relevant risks associated with the charity's activities both internally and externally and all concerned are fully aware of their individual and collective responsibilities thereof.

A risk register has been created and is updated as necessary every six months, or more often if an obvious need arises.

Additionally, a further register is kept for specific statutory health and safety requirements such as "Testing of gas appliances", "Portable electrical appliances", "Electrical installation testing and the regulatory reform (fire safety) order 2005" etc.

Finance is monitored daily and consequently the charity is not exposed to any significant risks in this area.

- 2 -

THE MOORINGS TRUST

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 16 December 2024

Organisational structure

All the aims and objectives of the charity's governing document are fully met. The housing element of the service is organised and administered by the manager together with one part time worker and two volunteers. The care and support element of the service is undertaken by the trustees and the company secretary, as is a minimal "outreach" service for a short period after the client leaves the charity's residential care to live in the community.

Related parties

The charity works closely with various agencies and authorities, including:

The probation service Various other "homeless" agencies The local borough council Drug and alcohol abuse centres (community drug teams)

Total confidentiality is maintained and the charity is registered with the information controller under the Data Protection Act.

The charity also has an ongoing policy regarding CRB checks of staff and volunteers.

Objectives and activities

The principal activities and objects of the charity are:

Strategic report

The following sections for achievements and performance and financial review form the strategic report of the charity.

- 3 -

THE MOORINGS TRUST

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 16 December 2024

Achievements and performance

Homeless people over the age of eighteen are provided with accommodation, food etc within the charity's hostel. A total of seventeen are housed.

Care, support and supervision

Care, support and supervision is provided by the manager, the trustees and the company secretary (a registered community pharmacist). The manager is a paid employee of the charity, but all others involved give their services on a voluntary basis. No expenses of any sort are claimed or paid. The company secretary also provides the equipment necessary to record the care, support and supervision element of the charity's service totally free of charge.

The primary objective of the charity is to provide a home for homeless people, where they are welcomed and looked after (albeit on a variable temporary basis). Where appropraite, health and/or addiction problems are addressed by signposting the resident towards the various appropriate specialist agencies.

Eventually, the residents move on, with an acceptable number moving in to self contained accommodation, sometimes with a job also.

In virtually every case, a resident leaves the charity's hostel in considerably "better shape" mentally and physically than when they arrived.

Outreach service

The charity operates a minimal follow up service to those leaving, and advice and help is always available either in person or by telephone.

Financial review

Funds to carry out the service are limited, but by carefully monitoring cashflow the charity has, in its eighteenth year, worked well within budgets.

Principal funding sources

The local council provide the funding for accommodation by way of housing benefit. The care, support and supervision element of the charity's service is funded by the trustees and the company secretary.

Reserves policy

Discussions have taken place regarding a financial reserves policy, and the view of the trustees is that a deposit account in the charity's name should be opened with our bank, and a regular monthly sum should be paid in to that account inorder to build up a cash reserve. The amount to be transferred each month to the reserve account and the date of commencement will be determined at a future meeting of the trustees.

Plans for future periods

At the moment there are no plans to change or expand the charity's activities, rather to consolidate, but at future trustees meetings plans for the future will be discussed.

- 4 -

THE MOORINGS TRUST

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 16 December 2024

The trustees' annual report and the strategic report were approved on 16 April 2025 and signed on behalf of the board of trustees by:

Mr G McHugh Trustee

- 5 -

THE MOORINGS TRUST

Company Limited by Guarantee

Independent Examiner's Report to the Trustees of THE MOORINGS TRUST

Year ended 16 December 2024

I report to the trustees on my examination of the financial statements of THE MOORINGS TRUST ('the charity') for the year ended 16 December 2024.

Responsibilities and basis of report

As the trustees of the company (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 ('the 2006 Act’).

Having satisfied myself that the accounts of the company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales (ICAEW), which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the charity as required by section 386 of the 2006 Act; or

  2. the financial statements do not accord with those records; or

  3. the financial statements do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination; or

  4. the financial statements have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

- 6 -

THE MOORINGS TRUST

Company Limited by Guarantee

Independent Examiner's Report to the Trustees of THE MOORINGS TRUST

(continued)

Year ended 16 December 2024

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Marsden & Co Independent Examiner

Oswaldtwistle Mills Business Centre Clifton Mill Pickup Street Oswaldtwistle BB5 0EY

16 April 2025

- 7 -

THE MOORINGS TRUST

Company Limited by Guarantee

Statement of Financial Activities (including income and expenditure account)

Year ended 16 December 2024

2024 2024 2023
Unrestricted
funds Total funds Total funds
Note £ £ £
Income and endowments
Charitable activities 5 262,890 262,890 255,236
  
Total income 262,890 262,890 255,236
  
Expenditure
Expenditure on charitable activities 6,7 258,522 258,522 264,139
  
Total expenditure 258,522 258,522 264,139
  
  
Net income/(expenditure) and net movement in funds 4,368 4,368 (8,903)
  
Reconciliation of funds
Total funds brought forward 86,282 86,282 95,185
  
Total funds carried forward 90,650 90,650 86,282
  

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 11 to 16 form part of these financial statements.

- 8 -

THE MOORINGS TRUST

Company Limited by Guarantee

Statement of Financial Position

16 December 2024

2024 2023
Note £ £ £
Fixed assets
Tangible fixed assets 12 25,675 26,866
Current assets
Cash at bank and in hand 71,095 65,641
Creditors: amounts falling due within one year 13 6,120 6,225
 
Net current assets 64,975 59,416
 
Total assets less current liabilities 90,650 86,282
 
Net assets 90,650 86,282
 
Funds of the charity
Unrestricted funds 90,650 86,282
 
Total charity funds 14 90,650 86,282
 

For the year ending 16 December 2024 the charity was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime.

These financial statements were approved by the board of trustees and authorised for issue on 16 April 2025, and are signed on behalf of the board by:

Mr G McHugh Trustee

The notes on pages 11 to 16 form part of these financial statements.

- 9 -

THE MOORINGS TRUST

Company Limited by Guarantee

Statement of Cash Flows

Year ended 16 December 2024

2024 2023
£ £
Cash flows from operating activities
Net income/(expenditure) 4,368 (8,903)
Adjustments for:
Depreciation of tangible fixed assets 11,083 10,282
Accrued (income)/expenses (750) 606
Changes in:
Trade and other creditors 645 (139)
 
Cash generated from operations 15,346 1,846
 
Net cash from operating activities 15,346 1,846
 
Cash flows from investing activities
Purchase of tangible assets (9,892) (6,974)
 
Net cash used in investing activities (9,892) (6,974)
 
Net increase/(decrease) in cash and cash equivalents 5,454 (5,128)
Cash and cash equivalents at beginning of year 65,641 70,769
 
Cash and cash equivalents at end of year 71,095 65,641
 

The notes on pages 11 to 16 form part of these financial statements.

- 10 -

THE MOORINGS TRUST

Company Limited by Guarantee

Notes to the Financial Statements

Year ended 16 December 2024

1. General information

The charity is a public benefit entity and a private company limited by guarantee, registered in England and Wales and a registered charity in England and Wales. The address of the registered office is 15 Pump Street, Blackburn, BB2 1PG.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Companies Act 2006.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

There are no material uncertainties about the charity's ability to continue.

Judgements and key sources of estimation uncertainty

Accounting estimates and assumptions are made concerning the future and, by their nature, will rarely equal the related actual outcome. There are no key assumptions and other sources of estimation uncertainty that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities within the next financial year.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

- 11 -

THE MOORINGS TRUST

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 16 December 2024

3. Accounting policies (continued)

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Tangible assets

All fixed assets are initially recorded at cost.

- 12 -

THE MOORINGS TRUST

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 16 December 2024

3. Accounting policies (continued)

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Fixtures & Fittings - 20% straight line Equipment - 20% straight line

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cashgenerating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets.

Financial instruments

A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost.

Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.

Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.

- 13 -

THE MOORINGS TRUST

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 16 December 2024

3. Accounting policies (continued)

Financial instruments (continued)

Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.

For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.

Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.

4. Limited by guarantee

The Liability of the members is limited by guarantee.

5. Charitable activities

Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Other income from charitable activity 262,890 262,890 255,236 255,236
   
6. Expenditure on charitable activities by fund type
Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Activity type 1 258,522 258,522 264,139 264,139
   
7. Expenditure on charitable activities by activity type
Activities
undertaken Total funds Total fund
directly 2024 2023
£ £ £
Activity type 1 258,522 258,522 264,139
  
8. Net income/(expenditure)
Net income/(expenditure) is stated after charging/(crediting):
2024 2023
£ £
Depreciation of tangible fixed assets 11,083 10,282
 

- 14 -

THE MOORINGS TRUST

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 16 December 2024

9. Independent examination fees

2024 2023
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 1,200 1,200
 

10. Staff costs

The total staff costs and employee benefits for the reporting period are analysed as follows: 2024 2023 £ £ Wages and salaries 118,738 113,261  

The average head count of employees during the year was 1 (2023: 1). The average number of full-time equivalent employees during the year is analysed as follows:

2024 2023
No. No.
Number of staff - management 1

1


No employee received employee benefits of more than £60,000 during the year (2023: Nil).

11. Trustee remuneration and expenses

No remuneration or other benefits from employment with the charity or a related entity were received by the trustees (2023 - none).

12. Tangible fixed assets

Fixtures and
fittings Equipment Total
£ £ £
Cost
At 17 December 2023 10,423 40,990 51,413
Additions 3,110 6,782 9,892
  
At 16 December 2024 13,533 47,772 61,305
  
Depreciation
At 17 December 2023 5,626 18,921 24,547
Charge for the year 2,706 8,377 11,083
  
At 16 December 2024 8,332 27,298 35,630
  
Carrying amount
At 16 December 2024 5,201 20,474 25,675
  
At 16 December 2023 4,797 22,069 26,866
  

- 15 -

THE MOORINGS TRUST

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 16 December 2024

13. Creditors: amounts falling due within one year

2024 2023
£ £
Trade creditors 1,426 781
Accruals and deferred income 4,694 5,444
 
6,120 6,225
 

14. Analysis of charitable funds

Unrestricted funds

Unrestricted funds
At At
17 December 16 December
2023 Income Expenditure 2024
£ £ £ £
General funds 86,282 262,890 (258,522) 90,650
   
At At
17 December 16 December
2022 Income Expenditure 2023
£ £ £ £
General funds 95,185 255,236 (264,139) 86,282
   
Analysis of net assets between funds
Unrestricted Total Funds
Funds 2024
£ £
Tangible fixed assets 25,675 25,675
Current assets 71,095 71,095
Creditors less than 1 year (6,120) (6,120)
 
Net assets 90,650 90,650
 
Unrestricted Total Funds
Funds 2023
£ £
Tangible fixed assets 26,866 26,866
Current assets 65,641 65,641
Creditors less than 1 year (6,225) (6,225)
 
Net assets 86,282 86,282
 
Analysis of changes in net debt
At At
17 Dec 2023 Cash flows 16 Dec 2024
£ £ £
Cash at bank and in hand 65,641 5,454 71,095
  

15. Analysis of net assets between funds

16. Analysis of changes in net debt

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THE MOORINGS TRUST

Company Limited by Guarantee

Management Information Year ended 16 December 2024

The following pages do not form part of the financial statements.

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THE MOORINGS TRUST

Company Limited by Guarantee

Detailed Statement of Financial Activities

Year ended 16 December 2024

2024 2023
£ £
Income and endowments
Charitable activities
Other income from charitable activity 262,890 255,236
 
 
Total income 262,890 255,236
 
Expenditure
Expenditure on charitable activities
Wages and salaries 118,738 113,261
Rent 44,671 44,671
Rates and water 4,486 6,589
Light and heat 10,134 9,096
Repairs and maintenance 20,976 32,140
Insurance 2,442 2,170
Legal and professional fees 1,200 1,200
Telephone 3,338 3,757
Other office costs 1,045 927
Amortisation 1,181 1,125
Depreciation 11,083 10,282
Bank charges and interest 144 156
Postage, stationery and advertising 319 716
Licences and subscriptions 170 318
Health and safety 38,595 37,731
 
258,522 264,139
 
 
Total expenditure 258,522 264,139
 
 
Net income/(expenditure) 4,368 (8,903)
 

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THE MOORINGS TRUST

Company Limited by Guarantee

Notes to the Detailed Statement of Financial Activities

Year ended 16 December 2024

2024 2023
£ £
Expenditure on charitable activities
Activity type 1
Activities undertaken directly
Direct charitable activity 1 - wages and employers nic 118,738 113,261
Direct charitable activity 1 - rent 44,671 44,671
Direct charitable activity 1 - rates and water 4,486 6,589
Direct charitable activity 1 - light & heat 10,134 9,096
Direct charitable activity 1 - repairs & maintenance 20,976 32,140
Direct charitable activity 1 - insurance 2,442 2,170
Direct charitable activity 1 - bookkeeping 1,200 1,200
Direct charitable activity 1 - telephone 3,338 3,757
Direct charitable activity 1 - sundry expenses 1,045 927
Direct charitable activity 1 - licences and subscriptions 1,181 1,125
Direct charitable activity 1 - depreciation 11,083 10,282
Direct charitable activity 1 - bank charges and interest 144 156
Direct charitable activity 1 - postage, stationery and advertising 319 716
Direct charitable activity 1 - licences and subscriptions 170 318
Direct charitable activity 1 - food and cleaning 38,595 37,731
 
258,522 264,139
 
 
Expenditure on charitable activities 258,522

264,139


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