Registered Charity no.
1111045
Report and Financial Statements
Year ended 31 December 2024

NDI MOYO
CONTENTS
Page
Information
Trustees. Report
Independent Examinerfs Report
statement of Financial Activities
Balance Sheet
Notes to the Financial Statements
10-12

NDI MOYO
INFORMATION
Trustees:
Helen Cox
Andrew Holden
Bridget Mullens
Joanna shawCro￿ (until 20 July 2024)
Cecelia Mary Pollock
lonathan Pollock
Ellie Cook
Julia Bognar
Barbara Lynn Brooks-smith
Chupa Phiri
Alexandra Lind5ay-Perez
Chair
Treasurer
Helen Cox
Donald Boag
Address
53 Uplands Road,
London N8 9NH
Charity number
1111045
Independent Examiner
Helen Lake
9 Fern Road
Cropwell Bishop
Nottingham NG12 3BU

NDI MOYO
TRusfEES' ANNUAL REPORT 2024
The trustees present their report and financial statements for the financial period 2024.
Ndi Moyo's governing document is a constitution dated 2* August 2005. The charity is constituted
as a charitable unincorporated association. The trustees are appointed by existing trustees after
careful consideration ol the skills required for the governan￿ of the charity.
Objectives
The principal aim of Ndi Moyo is to promote the physical and mental health of the chroF]ically and
terminally ill in the Salima area and adjacent distrirts in Malawi. This objertive is achieved through
the provision of financial assistance, support, care, education and prattical advice provided through
the Ndi Moyo Palliative Care Trust (NMPCF) at the Ndi Moyo Palliative Care Centre.
The trustees confirm that they have complied with their duty to have due regard to the guidance on
public benefit published by the Charity Commission in exercising their powers and duties.
Achievements during the year
During 2024, all normal activities have been fijlly restored post Covid, induding clinic attendan￿5,
chemotherapy. visits to patients. homes and outreach centres, as well as cervical screening and
specialist clinics run by the oncologist. Malawi has only two oncologists and the willingness of one
of these to make the two-hour journey from the capital, Lilongwe, to Ndi Moyo helps enormously
to speed up diagnosis and treatment for cancer patients in our area. Many patients need help with
bus fares to ￿lOngWe for treatment and we provide this through our Comfort Fund, kindly aided by
the Caprtcorn Africa Trust. Monthly outreach Clini￿ to three outlying sites have been supported by
a grant from the IBmes Tudor Foundation. This enables patients living at considerable distance
from Salima to receive treatment and food supplements.
A new inttiative at the central clinic has been to commence on-site HIV testing. Many of the
cancers we see are ￿lated to HFV/AIDS ènd early treatment is important both for our patients and
their families. We are grateful to the Friends of Malawi Association for a grant towards the costs of
sett£ng this up, adapting a room and arrangTng an incinerator.
The support of children made vulnerdble by their parents. illness and loss of eamings is just one
aspect of our work. We visit and assess these families and provide immediate essentials such as
blankets and sleep mats as well as school fees and scholastic materials. We are grateful to the
Brian Murtagh Trust for a grant towards this work.
Training is also an important part of Ndi Moyo's role: palliative care remains too thinly spread in
sub-saharan Africa. To date, we have trained over 120 Malawian nurses and clinical officers from
32 sites around Malawi. We are pleased to say that a grant from the M31awi Association for
Christian Support (MACS) permttted the 5-week Initiators. Training Course in Palliative Care to
resume in April/May 2024. Those health professionals already trained at Ndi Moyo are now being
mentored through online case conferences, allowing them to discuss the management of di)Ticult
patients with Ndi Moyo staff.
During the period covered by these accounts, Ndi Moyo UK transfe￿ed a total of £120,000 to
Malawi. Of this £78,000 was from unrestricted funds for core costs and £42,000 from restricted
funds.
Funders
During 2024, Ndi Moyo Palliative Care Trust continued to pursue its application to join the umbrella
organisation, CHAM (Christian Health Association of Malawi) This organisation covers the majority
of mission hospitals, which make up nearly half of Malawi's health care. After year end, Nmpcr
was advised that the aplication had been sucessful. Ps a result CHAM will contribute significantly
to the costs of many staff ￿larieS.

All charities have struggled with fundraising since Covid and a very generous Canadian trust no
longer has the funds to support us.
As Ndi Moyo UK, we owe a debt of gratitude to our regular and new supporters, who have been
very generous in their donations during this period. Many of these have been channelled through
the Big Give Christmas Challenge which continues to be a very successful focus for fundraising.
Trustees have helped to raise our profile in newsletters, Facebook and Instagraffl and been able to
enter dialogue with Malawi management on effective corporate fundraising.
Special mention should be given to the generous support grants by the Capricom Africa Trust,
MACS the lames Tudor Foundation, the Brian Murtagh Trust and our many supporters who
contribute monthly. We particularly thank a kind donor for funding the salaries of senior staff, Dr
Conan Mccaul and his anaesthetist colleagues and Laurence O'Kane, a pharmacist in Draperstown,
who continues to be extremely generous in his help. Ireland has provided us WTth a number of
dedicated 5UPPOrter5, including those inspired by Maureen Morgan, until recently one of our
trustees. Another kind pharmacist in Hungary has helped us to source medicines which are in short
supply in Mal3wi. We greatly value their help in what continues a challenging time.
As ever, we are grateful to our trustees and the'Friends of Ndi Moyo. for their time and input. As
the UK charity evolves, we look forward to a further year of challenge and development.
Charity Regulations
Trustees of Ndi Moyo UK have made every effort to comply with UK Charity Law, developing and
adopting Safeguarding, Equality and Diversity, GDPR and Privacy Policies. We owe a debt of
gratitude to Bart)s Brooks-smith, Paul Fenrich and Dave Gardner for IT help in implementing these
and for ongoing support with our newsletters and website.
Financial Review
The results for the year ended 31sr December 2024 are set out the attached finanaal statements.
Reserves policy
The Trustees of Ndi Moyo UK review our reserves policy regularly. From April 2023, our reserves
policy has been to hold in unrestricted reserves at the start of each year 75010 of the funding we
expect to send to Malawi in the coming year.
During 2024, the need for additional funding towards running the clinic as well as incinerator and
training costs has continued. Within Malawi, costs continue to rise steeply as inflation is close to
300/0. This increased level of funding has been necessary to ensure ongoing service provision but
exceeds our current income and will continue to require active steps to increase this, particularly
through grant applications. Trustees have been very helpful in rising to this challenge.
At the end of the year described in these accounts, total net assets were £133,185 of which £41,500
was restricted and £91,685 was Un￿strIcted.
Trustees. responsibilities
The trustees are responsible for preparing the Annual Report and the financial statements in
accordance with applicable law and United Kingdom generally accepted accounting prattice.
Law applicable to charities in England and Wales requires the trustees to prepare financial statements
for each financial year which give a true and fair view of the strdte of affairs of the charity and of the
surplus or deficit for the period. In preparing those financial statements the Trustees are required to
select suitable accounting policies and then apply them consistently-
make judgments and estimates that are reasonable and prudent.
state whether applicable accounting standards and statements of recommended prattice
have been followed, subject to any material departures being disclosed and explained in the
financial statements; and
prepare the financial statements on a going conTrrn basis (unless it is inappropriate to

presume that the chanty will continue in operation}.
The trustees are responsible for keeping proper accounting records that disclose with reasonable
accuracy at any time the financial position of the charity. They are also responsible for safeguarding
the assets of the Company and hence for taking reasonable steps for the detecknon and prevention
of fraud and other irregularities.
Preparation of the Report
This report has been prepared in accordan￿ with the recommendations contained in the
Accounting and Reporting by Charities: Statement of Recommended Practice published on 16th July
2014 as they apply to smaller charities.
This report was approved by the Board on 19 July 2025 and signed on its behalf by:
Helen Cox (Chair)

Independent Examiner's Report to the Trustees of Ndi Moyo
I report to the trustees on my examination of the accounts of Ndi Moyo ('the Trusy) for the year
ended 31st December 2024.
Responsibilities and basis of report
As the charity trustees of the Trust you are responsible for the preparation of the accounts in
accordance with the requirements of the Chartties Act 2011 {'the Act?. I report in respect of my
examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying
out my examination I have followed all the applicable Directions given by the Charities Commission
under section 145(5)(b) of the Act.
Independent examinerfs statement
I have completed my examination. I confimi that no material matters have come to my attention
in connection with the examination giving me cause to believe that in any material respect:
accounting records were not kept in respect of the Trust as required by section 130 of the Act.
or
the accounts do not accord with those records; or
the accounts do not comply with the applicable requirements concerning the form and content
of accounts set out in the Charities (Acmunts and Reports) Regulations 2008 other than any
requirement that the accounts give a true and fair view which is not a matter considered as
part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to
which attention should be drawn in this report in order to enable a proper understanding of the
accounts to be reached.
Helen Lake
9 Fern Road
Cropwell Bishop
Nottingham
NG12 3BU
Date-
IS Jh) ZOLJ

NDI MOYO
srATEMENT OF FINANCIAL ACTIvrrIES FOR THE YEAR ENDED 31 DECEMBER 2024
(Incorporating an Income and Expenditure Account)
Unrestricted Restricted
Total
Total
Funds
Funds
2024
2023
Notes
INCOMING RESOURCES
Incoming resources from generated
funds
Grants and Donations
60,666
2.273
62,939
58,500
119,166
2.273
121,439
97,683
Bank interest
Total incoming resources
58,500
98.901
RESOURCES EXPENDED
Charitable activities
Governance costs
78,000
209
42,000
120,000
209
111,600
234
Other costs
562
562
478
112,312
Total resour￿ expended
78,771
42,000
120,771
Net (Outgoing) / incoming
resources for the year
(15.832)
16,500
668
(13,411)
Fund balances brought forward
at l January 2024
107,517
25,000
132,517
145,928
Fund balances carried forward
at 31 December 2024
91,685
41,500
133,185
132.517

NDI MOYO
BALANCE SHEET AS AT 31 DECEMBER 2024
2024
2024
2023
2023
Note
Current assets
Debtors & Accrued Income
26.247
106.938
23,447
109,070
Cash at bank
133,185
132,517
Creditors
Amounts falling due within one year
Net current assets
133,185
132,517
Total net assets
133,185
132,517
Funds & Reserves
Restricted Funds
41,500
25,000
107,517
Unrestricted fund - General fund
91,685
133,185
132,517
The financial statements were approved and authortsed ft)r issue by the Board on
19 july 2025 and signed on its behalf by:
Helen Cox
(Chair)

NDI MOYO
NOTES TO THE FINANCIAL sfATEMENTS
l. Accounting policies
The following accounting policies have been used consistently in dealing with items which are
considered material in relation to the financial statements
Basis of accounting
The financial statements have been prepared in accordance with the accounting poliaes set out
below and comply with the charity's governing document, the Charities Act 2011 and Accounting
and Reporting by Charities- Statement of Recommended Pr3Ctice applicable to charities pieparing
their accounts in accordance with the Financial Reporting Standard for Sfflaller Entities published or)
16 July 2014 (FRS 102).
Having reviewed the financial position and future plans for the charity, the trustees have identified
no material uncertrainties relating to events or conditions that cast significant doubt on the charity's
ability to cor,tinue its activities for the foreseeable future. Accordingly, they continue to adopt a
going concem basis in preparing the accounts.
The charity is 6 public benefit entity as defined in FRS 102
Incoming Resources
All income is treated as unrestrirted income and is available for expenditure approved by the Board
unless the donor specified that income musl be spent for a specific charitable objective, in which
case it is treated as restricted income.
Income is recognised in the Statement of Financial Activities in the pertod when entitlement can be
demonstrated, receipt is probable and the amount can be accurately measured. Any income
restricted for expenditure in future years is deferred.
Fund accounting
Unrestritted funds a￿ available for use at the discretion of the trustee5 in fiJrtherance of the general
charitable objective5 of Ndi Moyo. Designated furids comprise funds set aside by trustees out of
unrestricted funds for specific future purposes.
Restricted funds comprise monies raised for, or their use restrtrted to, a specific purpose, or
contributions subject to conditions imposed by donors. Currentty the only restricted fund is to cover
the Salaries of specified staff in Malawi.
Resources expended
Expenditure is included in the Statement of Finanaal Activities when incurred and include5 input VAT
which cannot be recovered.
10-

NDI MOYO
2. Incoming resources from generated funds
Unrestrirted Restricted Total
Funds
Funds
2024
Total
2023
Grants & Donations
Regular Donations
Restricted Donations
Big Give
Other donations
Gift Aid
9,726
9.726
58,500
34,000
6,001
10,939
10.605
25,000
34,242
13,491
14,345
58,500
34,000
6,001
10,939
60,666
58,500 119,166
97,683
3. Total resources expended
Unrestricted Restricted
Funds
Funds
Total
2024
Total
2023
Charitable Activities
Direct payments to NMP
Contribution to specified staff salaries
Other Restricted Fund payments to
NMP
78,000
78,000
25,000
17,000
91,600
20,000
25,000
17,000
Total Charitable Activities
78.000
42.000 120,000
111,600
Governance Costs
Bank charges
209
209
234
562
562
478
Total resources expended
78,771
42,000 120,771
112,312
Governance costs are made up as follows:
Fundraising Regulator Registration Fee
Trustee Meeting Travel Expenses
60
149
50
184
209
234
11

NDI MOYO
4. Debtors & Accrued Income
2024
2023
Big Give
Gift Aid
18,181
7,800
266
8.000
15,447
CAF Donate
26,247
23,447
5. Funds & Reserves
Ati
January
2024
At31
Transfers De￿mber
2024
Incoming
resources
Expend
Restricted Funds
Paula Hawkins: Speafied Salartes
MACS - Training
Brian Murtagh - Vulnerable children
Friends of Malawi
25.000
25,000
12,000
8,000
1.000
2,800
5,000
4,700
(25,000)
{12.000)
(1,200)
(1,000)
(2,800)
25.000
6,800
Arcaid
Capricorn
lames Tudor
5,000
4,700
58,500
Unrestricted Funds
General
107.517
62,939
(771)
(78,000)
91,685
Unrestricted Fund5
107.517
62.939
771
78,000
Total Funds
132 517
121 439
771)
120,000
133 185
12-