OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2024-10-31-accounts

COMPANY REGISTRATION NUMBER: 5269789 CHARITY REGISTRATION NUMBER: 1110800

Parkwater Foundation Company Limited by Guarantee Unaudited Financial Statements 31 October 2024

HAFFNER HOFF LTD

Accountants 2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL

Parkwater Foundation

Company Limited by Guarantee

Financial Statements

Year ended 31 October 2024

Page
Trustees' annual report (incorporating the director's report) 1
Independent examiner's report to the trustees 5
Statement of financial activities (including income and
expenditure account) 7
Statement of financial position 8
Notes to the financial statements 9

Parkwater Foundation

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report)

Year ended 31 October 2024

The trustees, who are also the directors for the purposes of company law, present their report and the unaudited financial statements of the charity for the year ended 31 October 2024.

Reference and administrative details

Registered charity name Parkwater Foundation Charity registration number 1110800 Company registration number 5269789 Principal office and registered Unit 3 Edge Business Centre office Humber Road London NW2 6EW The trustees N Bleier B Bleier Mrs E Diamant Company secretary N Bleier Independent examiner Mr Howard Schwalbe ACA 2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL

- 1 -

Parkwater Foundation

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 October 2024

Structure, governance and management

Parkwater Foundation is constituted by Memorandum and Articles of Association and is a company limited by guarantee. It was incorporated on 26 October 2004 as a company and the company number is 5269789. It was registered as a charity on 10 August 2005 with a charity number 1110800.

Recruitment and appointment of new trustees would be in line with the Memorandum and Articles of Association and with the consent of the trustees. The criteria set for the suitable candidate would be someone who is sensitive to the needs and demands of the organisation.

There is no chief executive officer. The day to day affairs are undertaken by Mr N Bleier on behalf of the trustees. All major decisions are taken collectively by the trustees and all the trustees give of their time freely. The trustees are unpaid and details of any related party transactions are disclosed as applicable in the notes to the accounts. The arrangements for setting the pay of the charity’s employees are the sole domain of the trustees.

There are no policies for the induction or training of new trustees.

Risk review

The Trustees have assessed the major risks to which the charity is exposed, in particular those related to the operations and finances of the Trust, and are satisfied that systems are in place to manage our exposure to the major risks.

The risks faced by the trust relate to whether there is sufficient net investment income to enable grants to be paid out. However, the trustees can reduce grants in the unlikely event of a fall in investment income.

Additionally, to ensure grants are paid out appropriately. Report back and review procedures ensure public benefit is achieved from all grants.

- 2 -

Parkwater Foundation

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 October 2024

Objectives and activities

The objects of the charity are the relief of poverty amongst the elderly or persons in need, hardship or distress in the Jewish Community; the advancement of the Orthodox Jewish Religion and the advancement of education according to the tenets of the Orthodox Jewish Faith.

Public benefit

The trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit and in particular to its supplementary public benefit guidance on advancing education when reviewing the charity's aims and objectives and in planning future activities and setting grant making policy for the year.

Grant making policy

The charity is funded by donations and investment income. The charity gives out grants in line with the above objects.

There were no grants paid to individuals during the year.

The application of the funds is by way of grants to institutions.

Grants made during the year to institutions are as detailed in the accounts.

The trustees consider they have met the public benefit test and outline these achievements below.

The trustees measure the success of achieving the stated aims by the number and value of grants paid out for each object. The grants paid out in the year are detailed in the notes to the accounts and the trustees consider they have met their aims successfully this year.

The trustees consider the shorter term aims to be similar to the longer term aims and assess the achievement of the charity in the same way.

Achievements and performance

During the year the charity received £266,625 (2023: £237,500) in donations.

The charity paid out £180,176 (2023: £137,582) by way of grants and support costs. These grants were made in line with the stated objects of the charity.

Bank and loan interest receivable for the year amounted to £98,316 (2023: £91,185) and property investment income receivable amounted to £68,812 (2023: £77,763).

The charity has low governance costs comprising professional fees.

There were no material fundraising costs during the year.

Related party transactions are disclosed as applicable in the notes to the accounts.

There was an overall net income and net movement of resources for the year amounting to £253,577 (2023: £268,866).

- 3 -

Parkwater Foundation

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report) (continued)

Year ended 31 October 2024

Financial review

Investment performance

The trustees are delighted to report that all of the property investments are returning in the region of 8% return. The trustees consider this to be acceptable when compared with returns available on deposits in any of the banking institutions. These investment returns have been consistent for a number of years and are not at the expense of any exposure of loan to value covenants that would put these investments at risk.

This is in addition to interest receivable earned on cash deposits & loans during the year amounting to £98,316.

The trustees are delighted to have made many valuable contributions to the community as a result of these donations and hope to be able to do so for many years to come.

Reserves policy

The unrestricted fund represents the unrestricted funds arising from past operating results. The trustees wish to keep reserves suitably low whilst not compromising cash flow for the investments or any other commitments made by the charity.

The trustees are satisfied that the balance of the fund is an acceptable level of reserves given the nature of revenue receipts against grants payable.

In considering the limited financial obligations of the charity, the trustees have resolved to maintain a minimum reserve roughly equal to the net current assets of the charity.

The trustees have considered the fair value of the investment property taking into account the loan to value of the properties as well as the nature and exposure of the syndicate properties. The trustees consider the holding value to be the fair value.

The trustees are delighted to have made many valuable contributions to the community as a result of this income and hope to be able to do so for many years to come.

The free reserves, represented by the net current assets of the charity stand at £1,375,167 (2023: £1,140,382), all of which are unrestricted.

The trustees' annual report was approved on 9 April 2025 and signed on behalf of the board of trustees by:

N Bleier Trustee

- 4 -

Parkwater Foundation

Company Limited by Guarantee

Independent Examiner's Report to the Trustees of Parkwater Foundation

Year ended 31 October 2024

I report to the trustees on my examination of the financial statements of Parkwater Foundation ('the charity') for the year ended 31 October 2024.

Responsibilities and basis of report

As the trustees of the company (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 ('the 2006 Act’).

Having satisfied myself that the accounts of the company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales (ICAEW), which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the charity as required by section 386 of the 2006 Act; or

  2. the financial statements do not accord with those records; or

  3. the financial statements do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination; or

  4. the financial statements have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

- 5 -

Parkwater Foundation

Company Limited by Guarantee

Independent Examiner's Report to the Trustees of Parkwater Foundation

(continued)

Year ended 31 October 2024

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr Howard Schwalbe ACA Independent Examiner

2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL

9 April 2025

- 6 -

Parkwater Foundation

Company Limited by Guarantee

Statement of Financial Activities (including income and expenditure account)

Year ended 31 October 2024

2024 2024 2023
Unrestricted
funds Total funds Total funds
Note £ £ £
Income and endowments
Donations and legacies 5 266,625 266,625 237,500
Investment income 6 167,128 167,128 168,948
-------------------------------- -------------------------------- --------------------------------
Total income 433,753 433,753 406,448
================================ ================================ ================================
Expenditure
Expenditure on charitable activities 7,8 180,176 180,176 137,582
-------------------------------- -------------------------------- --------------------------------
Total expenditure 180,176 180,176 137,582
================================ ================================ ================================
-------------------------------- -------------------------------- --------------------------------
Net income and net movement in funds 253,577 253,577 268,866
================================ ================================ ================================
Reconciliation of funds
Total funds brought forward 2,083,619 2,083,619 1,814,753
----------------------------------------- ----------------------------------------- -----------------------------------------
Total funds carried forward 2,337,196 2,337,196 2,083,619
========================================= ========================================= =========================================

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 9 to 16 form part of these financial statements.

- 7 -

Parkwater Foundation

Company Limited by Guarantee

Statement of Financial Position

31 October 2024

2024 2023
Note £ £ £
Fixed assets
Investments 14 962,029 943,237
Current assets
Debtors 15 660,000 860,000
Cash at bank and in hand 716,247 282,542
----------------------------------------- -----------------------------------------
1,376,247 1,142,542
Creditors: amounts falling due within one year 16 1,080 2,160
----------------------------------------- -----------------------------------------
Net current assets 1,375,167 1,140,382
----------------------------------------- -----------------------------------------
Total assets less current liabilities 2,337,196 2,083,619
----------------------------------------- -----------------------------------------
Net assets 2,337,196 2,083,619
========================================= =========================================
Funds of the charity
Unrestricted funds 2,337,196 2,083,619
----------------------------------------- -----------------------------------------
Total charity funds 17 2,337,196 2,083,619
========================================= =========================================

For the year ending 31 October 2024 the charity was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime.

These financial statements were approved by the board of trustees and authorised for issue on 9 April 2025, and are signed on behalf of the board by:

N Bleier Trustee

The notes on pages 9 to 16 form part of these financial statements.

- 8 -

Parkwater Foundation

Company Limited by Guarantee

Notes to the Financial Statements

Year ended 31 October 2024

1. General information

The charity is a public benefit entity and a private company limited by guarantee, registered in England and Wales and a registered charity in England and Wales. The address of the registered office is Unit 3 Edge Business Centre, Humber Road, London, NW2 6EW.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Companies Act 2006.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

There are no material uncertainties about the charity's ability to continue.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements did not require management to make judgements, estimates or assumptions that affect the amounts reported besides the valuation of fixed asset investments at the year end.

Fund accounting

Unrestricted funds held by the charity are funds that can be used in accordance with the charitable objects at the discretion of the trustees.

- 9 -

Parkwater Foundation

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 October 2024

3. Accounting policies (continued)

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Investments

Unlisted equity investments are initially recorded at cost, and subsequently measured at fair value. If fair value cannot be reliably measured, assets are measured at cost less impairment.

- 10 -

Parkwater Foundation

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 October 2024

3. Accounting policies (continued)

Investments (continued)

Listed investments are measured at fair value with changes in fair value being recognised in income or expenditure.

Investment property

Investment property is initially recorded at cost, which includes purchase price and any directly attributable expenditure.

Investment property is revalued to its fair value at each reporting date and any changes in fair value are recognised in income or expenditure.

If a reliable measure of fair value is no longer available for an item of investment property, it shall be transferred to tangible assets and treated as such until it is expected that fair value will be reliably measurable on an on-going basis.

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash-generating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets.

For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the charity are assigned to those units.

Financial instruments

A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost.

- 11 -

Parkwater Foundation

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 October 2024

3. Accounting policies (continued)

Financial instruments (continued)

Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.

Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.

Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.

For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.

Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.

4. Limited by guarantee

Parkwater Foundation is a registered charity and a company limited by guarantee and does not have a share capital. In the event of the charity being wound up, members are required to contribute an amount not exceeding £10.

5. Donations and legacies

Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Donations
Donations 266,625 266,625 237,500 237,500
================================ ================================ ================================ ================================

- 12 -

Parkwater Foundation

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 October 2024

6. Investment income

Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Income from investment properties 68,812 68,812 77,763 77,763
Other interest receivable 98,316 98,316 91,185 91,185
-------------------------------- -------------------------------- -------------------------------- --------------------------------
167,128 167,128 168,948 168,948
================================ ================================ ================================ ================================

7. Expenditure on charitable activities by fund type

Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Charitable grants 178,960 178,960 136,405 136,405
Support costs 1,216 1,216 1,177 1,177
-------------------------------- -------------------------------- -------------------------------- --------------------------------
180,176 180,176 137,582 137,582
================================ ================================ ================================ ================================
Expenditure on charitable activities by activity type
Grant funding Support Total funds Total fund
of activities costs 2024 2023
£ £ £ £
Charitable grants 178,960 137 179,097 136,502
Governance costs 1,079 1,079 1,080
-------------------------------- ----------------------- -------------------------------- --------------------------------
178,960 1,216 180,176 137,582
================================ ======================= ================================ ================================

8. Expenditure on charitable activities by activity type

9. Analysis of support costs

Analysis of
support costs Total 2024 Total 2023
£ £ £
General office 137 137 97
Governance costs 1,079 1,079 1,080
----------------------- ----------------------- -----------------------
1,216 1,216 1,177
======================= ======================= =======================

- 13 -

Parkwater Foundation

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 October 2024

10. Analysis of grants

2024 2023
£ £
Grants to institutions
Adass Yisroel 5,000
Ahavas Chesed Trust 6,000
Bederech Kovod 5,000 10,000
BCH Trust 5,000
Beth Midrash Lemoros 5,000
Broom Foundation 15,000
Choimel Dalim 7,750
Grants under £5,000 34,960 31,755
Kollel Meleches Machsheves 6,500
Low Cost Living 40,000
Mekimi 6,000
Mekor Chayim 5,000
North London Welfare 7,500
Ohr Torah 6,000
The Broughton Charitable Trust 5,000
The Manchester Eruv Committee 5,000
The Pesach Project 40,000 30,000
Teshuva Tefiloh Tzedoko 5,500 11,200
Y G M H 10,000
Y G N H 5,000
Yesamach Levav Trust 7,200
-------------------------------- --------------------------------
178,960 136,405
-------------------------------- --------------------------------
Total grants 178,960 136,405
================================ ================================
11. Independent examination fees
2024 2023
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 1,080 1,080
======================= =======================

12. Staff costs

The average head count of employees during the year was Nil (2023: Nil).

No employee received employee benefits of more than £60,000 during the year (2023: Nil).

13. Trustee remuneration and expenses

No remuneration or other benefits from employment with the charity or a related entity were received by the trustees.

- 14 -

Parkwater Foundation

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 October 2024

14. Investments

Investment
properties
£
Cost or valuation
At 1 November 2023 943,237
Additions 27,958
Disposals (9,166)
--------------------------------
At 31 October 2024 962,029
================================
Impairment
At 1 November 2023 and 31 October 2024
Carrying amount
At 31 October 2024 962,029
================================
At 31 October 2023 943,237
================================

All investments shown above are held at valuation.

Investment properties

The investments in UK investment property represent capital introduced by the charity into the syndicate plus accrued surpluses less deficiencies.

Valuation of the syndicate property is at fair value of the syndicate property in the opinion of the trustees.

The charity owns five syndicate interests with a percentage holding ranging from 4% to 25% as well as one property that is 100% owned that is valued at £437,128.

15. Debtors

2024 2023
£ £
Other debtors 660,000 860,000
================================ ================================

The interest bearing loan debtors were lent on commercial terms and are secured on assets as set out in the loan agreement.

16. Creditors: amounts falling due within one year

2024 2023
£ £
Accruals and deferred income 1,080 2,160
======================= =======================

- 15 -

Parkwater Foundation

Company Limited by Guarantee

Notes to the Financial Statements (continued)

Year ended 31 October 2024

17. Analysis of charitable funds

Unrestricted funds

Unrestricted funds
At 01 At 31
November October
2023 Income Expenditure 2024
£ £ £ £
General funds 2,083,619 433,753 (180,176)
2,337,196
========================================= ================================ ================================ =========================================
At 01 At 31
November October
2022 Income Expenditure 2023
£ £ £ £
General funds 1,814,753 406,448 (137,582)
2,083,619
========================================= ================================ ================================ =========================================
Analysis of net assets between funds
Unrestricted Total Funds
Funds 2024
£ £
Investments 962,029 962,029
Current assets 1,376,247 1,376,247
Creditors less than 1 year (1,080)
(1,080)
----------------------------------------- -----------------------------------------
Net assets 2,337,196 2,337,196
========================================= =========================================
Unrestricted Total Funds
Funds 2023
£ £
Investments 943,237 943,237
Current assets 1,142,542 1,142,542
Creditors less than 1 year (2,160)
(2,160)
----------------------------------------- -----------------------------------------
Net assets 2,083,619 2,083,619
========================================= =========================================

18. Analysis of net assets between funds

19. Related parties

The charity received donations of £253,300 from related parties during the year.

20. Taxation

Parkwater Foundation is a registered charity and therefore is not liable to income tax or corporation tax on income derived from its charitable activities, as it falls within the various exemptions available to registered charities.

- 16 -