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2024-07-31-accounts

REGISTERED CHARITY NUMBER: 1110463

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 July 2024

for

MOUNTAIN OF MERCY

SKM Chartered Accountants Pegasus House 5 Winckley Court Mount Street Preston Lancashire PR1 8BU

MOUNTAIN OF MERCY

Contents of the Financial Statements FOR THE YEAR ENDED 31 JULY 2024

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 11
Detailed Statement of Financial Activities 12

MOUNTAIN OF MERCY

Report of the Trustees FOR THE YEAR ENDED 31 JULY 2024

The trustees present their report with the financial statements of the charity for the year ended 31 July 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the Charity are:

  1. The relief of financial need and suffering amongst victims of natural or other kinds of disaster and trouble in the form of money (or other means deemed suitable).

  2. The advancement of education, in particular for young people of all religions and ethnic backgrounds.

  3. To help young people develop their physical, mental, spiritual and moral capacities so they mature as individuals with opportunities to excel in society.

Main activities

How our activities deliver public benefit

The charity carries out a range of activities in accordance with its charitable aims. The trustees consider these activities summarised below provide benefit and aid to those in need of financial relief.

Currently, the charity is undertaking the following activities:

Food and shelter for refugees

Income generating projects

The relief of financial need and suffering amongst victims of natural or other kinds of disaster and trouble in the form of money (or other means deemed suitable);

The construction of water wells to meet basic human needs.

Distribution of winter essentials to harsh stricken countries in the form of clothes, blankets as part of the "The winter project"

The construction of water desalination unit for clean water.

Volunteers

Many volunteers give up their time to help out the charity, particularly at the weekend and in the evenings to help with collecting donations and promoting the charity.

We are greatly indebted to these volunteers for their commitment and support.

Page 1

MOUNTAIN OF MERCY

Report of the Trustees FOR THE YEAR ENDED 31 JULY 2024

ACHIEVEMENT AND PERFORMANCE Charitable activities

During the year, the charity undertook the following projects and activities:

The ongoing construction of Water wells in various locations of Sri Lanka, at Pealed, Welshmen, Giotto, Pandoura, Kuchen's and Atahualpa

Distribution of Food Parcels to various countries including the Rohingya refugees

The construction of water wells in Bangladesh Satkhira district

Qurbani Meat distribution in Africa

Kenya Food distribution for Orphans

The construction of a water desalination plant for clean drinking water.

FINANCIAL REVIEW

Reserves policy

The General fund represents funds arising from current operating results. The trustees are satisfied that the balance of the fund will enable the charity to meet its objectives. The trustees have also examined the requirement to maintain reserves for the on going work of the charity and concluded that the most appropriate level is between 3 to 6 months of operational expenditure.

FUTURE PLANS

We plan to consolidate our current success and make our services available to a wider range of people. We also plan to look into further projects which will help us to fulfil our aims and objectives.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

Mountain of Mercy is constituted under a Trust Deed adopted on the 20th February 2005. Mountain of Mercy was registered as a charity with the Charities Commission on the 15th July 2005 (No:1110463)

Recruitment and appointment of new trustees

The members in the general meeting elect trustees or a maximum of three trustees may be co-opted by the Executive Committee.

All trustees hold office until the Annual General Meeting where trustees can offer themselves for re-election or re-appointment.

The appointment of the trustees is governed by the trust deed.

Organisational structure

The charity is controlled by the trustees who make up the Executive Committee. Details of the current trustees are set out below:

M Z Hafiz (Chairman) F A Patel (General Secretary) Miss F Ahmed

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

1110463

Page 2

MOUNTAIN OF MERCY

Report of the Trustees FOR THE YEAR ENDED 31 JULY 2024

Principal address Regent House Regent Street Blackburn Lancashire BB1 6BH

Trustees

M Z Hafiz F A Patel Miss F Ahmed

Independent Examiner

Shamim Mahomed SKM Chartered Accountants Pegasus House 5 Winckley Court Mount Street Preston Lancashire PR1 8BU

Bankers

HSBC Bank PLC 490 Great West Road Hounslow Middlesex TW5 0TB

Approved by order of the board of trustees on 10 March 2025 and signed on its behalf by:

M Z Hafiz - Trustee

Page 3

Independent Examiner's Report to the Trustees of Mountain of Mercy

Independent examiner's report to the trustees of Mountain of Mercy

I report to the charity trustees on my examination of the accounts of Mountain of Mercy (the Trust) for the year ended 31 July 2024.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Shamim Mahomed The Institute of Chartered Accountants in England and Wales

SKM Chartered Accountants

Pegasus House 5 Winckley Court Mount Street Preston Lancashire PR1 8BU

10 March 2025

Page 4

MOUNTAIN OF MERCY

Statement of Financial Activities FOR THE YEAR ENDED 31 JULY 2024

2024
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
418,237
EXPENDITURE ON
Charitable activities
3
Provision of Services
368,733
Management & Administration
5,801
Total
374,534
NET INCOME
43,703
RECONCILIATION OF FUNDS
Total funds brought forward
157,194
TOTAL FUNDS CARRIED FORWARD
200,897
2023
Total
funds
£
346,991
309,961
835
310,796
36,195
120,999
157,194

The notes form part of these financial statements

Page 5

MOUNTAIN OF MERCY

Balance Sheet 31 JULY 2024

2024
Unrestricted
fund
Notes
£
CURRENT ASSETS
Debtors
7
28
Cash at bank
201,229
201,257
CREDITORS
Amounts falling due within one year
8
(360)
NET CURRENT ASSETS
200,897
TOTAL ASSETS LESS CURRENT
LIABILITIES
200,897
NET ASSETS
200,897
FUNDS
9
Unrestricted funds
200,897
TOTAL FUNDS
200,897
2023
Total
funds
£
-
157,554
157,554
(360)
157,194
157,194
157,194
157,194
157,194

The financial statements were approved by the Board of Trustees and authorised for issue on 10 March 2025 and were signed on its behalf by:

M Z Hafiz - Trustee

The notes form part of these financial statements

Page 6

MOUNTAIN OF MERCY

Notes to the Financial Statements FOR THE YEAR ENDED 31 JULY 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. DONATIONS AND LEGACIES

Donations
Gift aid
2024
£
400,685
17,552
418,237
2023
£
346,991
-
346,991

continued...

Page 7

MOUNTAIN OF MERCY

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 JULY 2024

3. CHARITABLE ACTIVITIES COSTS

Support
Direct
costs (see
Costs
note 4)
£
£
Provision of Services
368,733
-
Management & Administration
-
5,801
368,733
5,801
4.
SUPPORT COSTS
Governance
Management
costs
£
£
Management & Administration
5,441
360
Support costs, included in the above, are as follows:
Management
2024
Management
& Administration
£
Advertising
3,758
Bank charges
1,683
5,441
Governance costs
2024
Management
& Administration
£
Accountancy and legal fees
360
Totals
£
368,733
5,801
374,534
Totals
£
5,801
2023
Total
activities
£
105
475
580
2023
Total
activities
£
360

5. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 July 2024 nor for the year ended 31 July 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 July 2024 nor for the year ended 31 July 2023.

continued...

Page 8

MOUNTAIN OF MERCY

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 JULY 2024

6. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Donations and legacies
EXPENDITURE ON
Charitable activities
Provision of Services
Management & Administration
Total
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
7.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
8.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Accrued expenses
9.
MOVEMENT IN FUNDS
At 1/8/23
£
Unrestricted funds
General fund
157,194
TOTAL FUNDS
157,194
Unrestricted
fund
£
346,991
309,961
835
310,796
36,195
120,999
157,194
2024
2023
£
£
28
-
2024
2023
£
£
360
360
Net
movement
At
in funds
31/7/24
£
£
43,703
200,897
43,703
200,897

continued...

Page 9

MOUNTAIN OF MERCY

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 JULY 2024

9. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
418,237
418,237
Resources
Movement
expended
in funds
£
£
(374,534)
43,703
(374,534)
43,703
Resources
Movement
expended
in funds
£
£
(374,534)
43,703
(374,534)
43,703
43,703

Comparatives for movement in funds

At 1/8/22
£
Unrestricted funds
General fund
120,999
TOTAL FUNDS
120,999
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
346,991
TOTAL FUNDS
346,991
Net
movement
At
in funds
31/7/23
£
£
36,195
157,194
36,195
157,194
Resources
Movement
expended
in funds
£
£
(310,796)
36,195
(310,796)
36,195
At
31/7/23
£
157,194
157,194
36,195

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 1/8/22
£
120,999
120,999
Net
movement
in funds
£
79,898
79,898
At
31/7/24
£
200,897
200,897

continued...

Page 10

MOUNTAIN OF MERCY

Notes to the Financial Statements - continued FOR THE YEAR ENDED 31 JULY 2024

9. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
765,228
765,228
Resources
Movement
expended
in funds
£
£
(685,330)
79,898
(685,330)
79,898

10. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 July 2024.

Page 11

MOUNTAIN OF MERCY

Detailed Statement of Financial Activities FOR THE YEAR ENDED 31 JULY 2024

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Gift aid
Total incoming resources
EXPENDITURE
Charitable activities
Project construction costs
Sundry expenses
Support costs
Management
Advertising
Bank charges
Governance costs
Accountancy and legal fees
Total resources expended
Net income
2024
£
400,685
17,552
418,237
418,237
368,483
250
368,733
3,758
1,683
5,441
360
374,534
43,703
2023
£
346,991
-
346,991
346,991
309,856
-
309,856
105
475
580
360
310,796
36,195

This page does not form part of the statutory financial statements

Page 12