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2026-01-12-accounts

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The Joyce Lomax Bullock Charitable Trust 1109911
Receipts and payments accounts CC16a
For the period 13/01/2025 12/01/2026
To
from
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Income From Investments 91,889 - - 91,889 87,578
Interest Received 2,936 - - 2,936 788
- - - - -
Sub total (Gross income for
94,825 - - 94,825 88,365
AR)
A2 Asset and investment sales,
(see table).
Sale Of Investments - 2,470,116 2,470,116 1,531,556
- - - - -
Sub total - - 2,470,116 2,470,116 1,531,556
Total receipts 94,825 - 2,470,116 2,564,941 1,619,921
A3 Payments
Grants Awarded 8,932 - - 8,932 71,456
Investment Manager Fees - - 30,955 30,955 26,160
Trust Administration Fees 26,365 - - 26,365 18,243
Independent Examiners Fees 630 - - 630 3,000
Cash Management Fees - - - - -
- - - - -
Sub total [ 35,927 ] - 30,955 66,882 118,859
A4 Asset and investment
purchases, (see table)
Investment Purchases - - 2,382,629 2,382,629 1,479,405
- - - -
Sub total [ - ] - 2,382,629 2,382,629 1,479,405
Total payments 35,927 - 2,413,584 2,449,511 1,598,264
Net of receipts/(payments) 58,898 - 56,532 115,430 21,657
A5 Transfers between funds 26,432 - 26,432 - -
A6 Cash funds last year end 34,696 10,265 44,960 23,303
Cash funds this year end 120,026 - 40,365 160,391 44,960
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CCXX R1 accounts (SS)

29/06/2026

1

Section B Statement of assets and liabilities at the end of the period

Categories
Signed by one or two trustees on
behalf of all the trustees
B1 Cash funds
B2 Other monetary assets
B4 Assets retained for the
charity’s own use
B5 Liabilities
B3 Investment assets		 Signature
Capital Account
Income Account
Details
Total cash funds
(agree balances with receipts and payments
account(s))
Details
Details
Investment Portfolio
Details
Details		 Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
120,026
-
-
-
120,026
-
OK
OK
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
Endowment
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due
(optional)
-
-
-
-
Print Name
Christopher Thurlow on behalf of
Ludlow Trust Company (Southampton)
Limited		 Endowment
funds
to nearest £
40,365
-
-
40,365
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
4,470,025
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
Date of
approval

CCXX R2 accounts (SS)

29/06/2026

2

Trustees’ Annual Report for the period

From 13/01/2025 To 12/01/2026

Charity name: The Joyce Lomax Bullock Charitable Trust Charity registration number: 1109911

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document		 Para 1.17 To hold the capital and income upon trust to
apply the income and all or such parts of the
capital at such time or times and in such a
manner to or for the benefit of such
exclusively charitable objects and purposes
in any part of the world as the Trustees may
in their absolute discretion think fit.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.		 Para 1.17 and
1.19		 In furtherance of the charity’s objects for the
public benefit the trustees provide grants.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit		 Para 1.18 In determining the charity’s activities, the
trustees have had regard to the Charity
Commission’s guidance on public benefit.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference
Policy on grant making Para 1.38
Policy on social investment
including program related
investment		 Para 1.38
Contribution made by
volunteers		 Para 1.38
Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.		 Para 1.20 During the year under review the charity
made grants to the following charities
totalling £8,392.
•
Royal Air Force Benevolent Fund
£6,666 (England)
•
IWK Health CTR Foundation £2,266
(Canada)

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against
objectives set		 Para 1.41
Performance of fundraising
activities against objectives
set		 Para 1.41
Investment performance
against objectives		 Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period		 Para 1.21 At the end of the reporting period the charity
had free reserves of £120,026 (2025:
£34,696).
In addition to the free reserves the charity
has bank balances of £40,365 (2025:
£10,265)
and
investments
valued
at
£4,470,025
within
the
expendable
endowment fund which can be released to
support the activities of the charity.
Statement explaining the
policy for holding reserves
stating why they are held		 Para 1.22 The Trustees pursue a policy of maintaining
a free reserve available to be spent in the
furtherance of the charity’s objectives as
well as covering future needs, opportunities,
contingencies and risks.
Amount of reserves held Para 1.22
Reasons for holding zero
reserves		 Para 1.22
Details of fund materially in
deficit		 Para 1.24
Explanation of any
uncertainties about the
charity continuing as a going
concern		 Para 1.23

Additional information (optional)

Additional information (optional) Additional information (optional) Additional information (optional)
Youmay choose toincludefurtherstatementswhererelevant about:
The charity’s principal
sources of funds (including
any fundraising)		 Para 1.47
Investment policy and
objectives including any
social investment policy
adopted		 Para 1.46
A description of the principal
risks facing the charity		 Para 1.46
Other Expendable endowment funds are those
which are required to be invested to produce
income, but which may be transferred to
unrestricted funds at the discretion of the
trustees in order that they may be expended
in furtherance of the charity’s objectives.
Unrestricted income funds are available for
use at the discretion of the trustees in
furtherance of the general objectives of the
charity and which have not been designated
for other purposes.

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document Para 1.25 Will dated 12 November 1996, Charity
created on 12 January 2005, being the
date of death.
How is the charity Para 1.25 Trust
constituted?
Trustee selection methods Para 1.25 Trustees are appointed by the existing
including details of any trustees.
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Additional information (optional) Additional information (optional) Additional information (optional)
You may choose to include further statements where relevant about:
Policies and procedures
adopted for the induction Para 1.51
and training of trustees
The charity’s organisational
structure and any wider
network with which the
charity works Para 1.51
Relationship with any related Para 1.51 No trustee received any remuneration or
parties was reimbursed any expenses in the year
under review.
Ludlow Trust Company Ltd was paid
£19,991 for trust administration fees during
the year under review. HSCB was paid
£6,373 for trust administration fees furing
the year under review. These fees are
authorised under schedule 2 (5) (a) of the
trust deed.

Other

Reference and Administrative details

Charity name The Joyce Lomax Bullock Charitable Trust
Other name the charity uses
Registered charity number 1109911
Charity’s principal address Ludlow Trust Co (Southampton) Ltd
Yarmouth House
1300 Parkway
Solent Business Park
Whiteley
PO15 7AX

Names of the charity trustees who manage the charity

Trustee Name Office (If Any) Dates acted for if not whole
year		 Name of person (or
body) entitled to appoint
trustee (ifany)
Ludlow Trust
Company
(Southampton)
Limited

– Corporate trustees names of the directors at the date the report was approved Director name Walter Duncan Coxon Alexander Edward Mulroe Christopher Ian Thurlow Matthew John Wickers

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of adviser Name Address
Investment Managers HSBC 1 Centenary Square,
Birmingham, B1 1HQ
Bankers HSBC 1 Centenary Square,
Birmingham, B1 1HQ
Accountants Charter Tax Consulting
Limited		 8th Floor, 1 Southampton St,
London WC2R 0LR
Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)

Full name(s) Christopher Thurlow on behalf of Ludlow Trust Company (Southampton) Limited

Position (eg Secretary, Chair, etc)

Date

Document Activity Report

Document Sent Mon, 20 Jul 2026 08:16:22 GMT Document Approval Status Approved Approval Activity Summary Chris Thurlow Approved Mon, 20 Jul 2026 09:41:22 GMT Document Activity History Document history shows most recent activity first Date Activity Mon, 20 Jul 2026 09:41:20 GMT Chris Thurlow viewed the document

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Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ Charity Name members of The Joyce Lomax Bullock Charitable Trust On accounts for the year 12 January 2026 Charity no 1109911 ended (if any) Set out on pages Financial statements page 1-2 Trustee report page 3-12 (remember to include the page numbers of additional sheets)

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 12/01/2026.

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Date: 24/07/2026 Signed: Name: Ian Rodd Relevant professional BSc FCA FCCA qualification(s) or body (if any): Address: TC Group Waverley house 115 – 119 Holdenhurst Road, Bournemouth BH8 8DY

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IER

Section B Disclosure

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

n/a

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IER