Cbarlty nuDthr: 1109858
The RFL Benevolent Fund
Trnstees, report and f￿anCIal statements
for the year ended 31 Decenther 2023

The RFL Benevolent Fund
Contents
P*Re
Stat¢ment of fjn￿¢ial activities
BaiaTKe sbe
Notes to the financial stat¢tn¢nts
9-14

The RFL Benevolent Fund
Legg1 and 8dnthdstratlve Informadon
Charity number
1109858
Business addre8•
clo Upivwsity of HuddetsfieJd
Huddersfield
HDI 3DH
Trustses
Tim AdaD]s MBE
Rts19￿1 l June 2023
David Hinchliffe
Beth Sutcliffe
Kvvin Sinfield OBE
N￿ryll¢ Smith
Jat)e WaI￿ll
Victmia Sinw)la
Ap￿Illted 28 April 2022
App)inted l June 2023
Appointrd l June 2023
Apwitited l Jlltte 2023
App)inted 9 Augwst 2023.
Resig[￿ 30 April 2024
AppDinted 9 AUg￿$t 2023
Sttwt Taylor
AccountsDts
23 North Park knHd
HGI 5PD
Banker5
Nationa] Westin1￿ Ba￿kPI¢
POBOX 154
8 Pork Row
L81 IQS
Page I

The RFL Benevolent Fund
Report of the tru$teeJ
for the year ended 31 December 2023
Th¢ trllst¢￿ presellt their rep)rt 4thJ the financial btstunents for the year 31 2023. The tDJ8tees who
served during th¢ y¢ar and wy to the date of this rqy(Kt ore set ou¢ on page l.
Structsrey governance #Dd management
Congtits4tion
The Charity w&8 fOrn￿d by a Deed of Tr￿ dat¢d 4 F¢bnwy 2￿5 and is registered with the Charity conn￿￿#10￿ .
Registrdtion number 1109858.
orga￿LS￿￿o￿a1JtrucfyrE
The TnL8tee5 are app>int¢d and reD￿v￿ from offi¢e by & 75•/ti majority of the Tr￿¢¢￿ of the RFL Benevolent Fwi
the requiren￿ts of the operntiorks of th¢ Benevolent FutrL
The Board of Trustres aims to qu8rteAyto meet the oTrgoillg of th¢ B¢n¢voleni Fwld and to Apprdi5e
grant applfftcatioD5. Day to day managemeni of the Benevol¢Dt Fll[￿ Is handled by its gellval manager. Stephen Ball. The
Trust¢ts act key Ma￿8cl[lentpe￿O￿nCj forthe C￿￿lty. at¢ rewnsible for8igtiifi¢xt deci8ion5 tn&dc.
All Th¢w tnWee8 aTt trained as appropriate atsd all existsD8 tn￿ receive * from th¢ Clwity CotirThission.
Riskmapwg£#wAI
Durin8 the year, th¢ tnLs*es have revi¢w)J the nthior risks to which the Cfrthtity is exp05e¢L particularly tbo8e reiated to
the finance5 of the Charity. The Tn￿tee$ have ¢0tt5idered the appropriate policies, prDcdures systems and are
confident that they are adequate to miti8ate the Chan'tys ¢xposwe to the major risk
The TnL4iees ensiire internal fillancial ￿ntrol is m&intsiDed by haTriog a systcm of ￿riOdiC management llJfoTrnation
reports, cleox admioistrativc fmanci81 prrth It￿ clellr lin¢s of acwwts￿. No fu]yJaincntal weak[￿sseS
systems and control8 have been identified in the yur.
The Ttm8tres ¢on8ider that In int¢nwt 4udit fimction is not rwired b8￿1 on the relative 6iy* of the Clwity, the risks
identifi¢( alld ¢ontrol$ in plxe to mitigate thue ri8k&
In the opinion of the Tns*e4 the Clwity h&5 that ¢orwJitions. risks are mitigatql to an acceptable
level in its day to day opetatioos.
Objectivu and activ2ties
Objectives
The objectives of the RFL Benevolent Fwkl ('th¢ Be￿OI¢￿t Fund"). as 8¢¢ out in the tr￿t deed dat&1 4 February 2005.
are to Provide for the relief of pw)le (s￿j tbeir deta¢nts) play. &%sis( or have piasrd or ￿lsted in the game
of Rugby tEague in the UK or for a ieam affiliatd ¢0 an a&wciation primarily b&sed in the UK and ate in hardship
or distre88 in p8Xti¢ut&r as a resllit of iniury or death thmugh pl&yin8 or trainiDg for tbe of Rugby FcM)thall ￿gue
orwhen travelling to or from a game or training se&sio
The key financial objectives iu the period v/ere to ra￿ ￿ least £2Th1.000 and to retain at le&%t s￿/0 of availablc fi￿￿$ for
benefi¢iaries. This poli¢y is adoptedby the TnJstr&4 to ke¢p available ill the event fundi￿ is in ffspect
of major injuries svhich rquire significant rnedic￿ support.
Volunteers
All the TnLStees of the B¢Devolent Fund are voluDteer& in additio￿ other volunteers are u8ed in th¢ raising of futth.
Pag¢ 2

The RFL Benevolent Fund
Report of the trustees
for the ye4r ended 31 December 2023
Grani muknngpol
The Benevolent Fulld CDsures tbe 4warded coJthTrtrte tt) the delivery of its objectiV¢S ¥Dd prtwitie5 by the
app]i¢&tion of a review alld a$sessnkntproc￿ desigrd forputpo*.
All the applicallts are rcvievKd to eTrwre ebgibility of the appJic4nL Applicatiolls which fit tbe eligibiiity ￿lteria are
All applic￿￿OllS aty ryrted to the Tnjstees for decisiork8. Trnsteu consider th¢ assess￿ report4 risk factor alld
Tecommend8tions in d￿lding svlLich 8pplicatiO￿ ￿ 5￿p1)rL
Publle benefit
The Trustees are aware of the Cbarity Commi￿0￿% advi¢¢ on Cbariti￿ and Publi¢ Ben¢fiL
The Tr￿e3 coth th&t they bave reft￿ed kn the colltsi￿d in th¢ Cbarity Commi551Dll'S gcD¢ral guidanc¢ on
public benefit when reviewing the Tnrfs axtns I￿1 objectives and ittplallDin8 firture adivitie5 for th¢ year.
The Benevolelli futrj Aiti]S ￿ inwove the Iives of all piaym who have be¢D s¢riou51y injured whi]st involved in the
playing of Rugby l*a8ue. Typicat ￿eaS of support illc1￿ phy5iotherapy, itwements to h¢)m¢5 ond v¢hicle5 and
provision of hou5ebold appliatscey and bolidays. althougb other fornL8 of Slipt￿ are gtven if deetned approP￿te. Each
request for support is ¢ons¢d￿ed on a ¢ase4Jy-ca8e b&8iB and s￿Ort is opell to playw5 without restriction.
AeblevemeDts and perfonnanet
thjritig 2023 the problems asso¢ia*d with Covid 19 had Teduc&J alldthe Fund in the main Teverted backto its traditioDal
beneficiaries Iemained hi8h.
FwidT&ising improved in 2023 with the retDtroduction of the PE￿idents Ball. Funds wrre re￿ved from RFL and onc¢
again from the Steve Prescott foutMlatioTL 2ff23 also saw the intrOdUd￿ of the Brain Health Futt4 A far r¢¥hing
education and support prograD]ll)e for botb currnlt 8T¥1 retiTrl Thgby league pla
The Benevolent Futkl contittues to be mt*h within the of Rugby ￿ and ren￿1￿ P￿ll thought of by
njany outside the 8xme.
Flnanelal revlew
The Benevolent FuDd generated Tticome of £420,726 (2022.. £201,532) during the year. Since the Benevolent Fulld WBS
c5tablishe￿ £3,816.437 I￿S becn dislributed to ben¢fi¢iaties, repftsentin8 61•h of the £6247.686 generated dutin8 the
Same period.
The swplus for the year £217.529 (2022: £56.787 deficit) leT4Vin8 the Bcncvolent FuDd with net assets of £992,703
(2022: £775,174). Tr re￿1(5 foT the year ar¢ set out Statemeth of FIE1￿￿￿81 activities onpa8e 7.
Page 3

The RFL Benevolent Fund
Report ofthe trustee8
for the year ended 31 December 2023
R￿elveSpo1
It ts the po]icy of the TnLStees to M8]n￿ unr&strictyJ Omds which are tbe free reserves of the Charity at a level to
provide sufficient fimth to cover admiDithtion WMI support costs and worknng witsl of the Charity. tn additsotL the
Tru8*es h&ve 8dopted a po]icy of keeping fttuds available if fimditig ts neoled in ryt of major illjurie5 which rewire
sigDificaTrt medieal yllpporL Tbe Trustees have set target lev¢is of £50,0(K) for admi￿0￿ 8nd s￿1port costs 2nd
£IOO,000 for working ¢witaE of the Charity. Tr bkn is kn cover the eVenti￿lity of nMjor injuries requiring
sigDificant medical support. The l¢)ng-iemi ta￿et level of free ttsexves is set at £l,(MJO.LKKI iticludillg the UO.QOO foI
admintstratioD I￿j supp)rt costs aad £I(K).￿o for workiD8 capital of the Charity. At the year ¢nd free r¢s¢rv¢s £850,498
12022: £766,L8I). It is the aitth of the Benevoleth Futld to build up its reserves 50 it bas fi]nds available to ]nak¢ sUPPOrt
pawts. even if the finds 8ClleK8tcd iti tF*yc&r are ata low leveI.
InV￿￿￿en¢pOwer$
The Tr￿Stee& have powers to de￿it or iDv* funds in any bu¢ to inv* ODty aft¢r obt4rDing thice from a
fit)ancial ¢xpert aod bavin8 re88rd to the suitabi]ity of itiYesÉtnents glld tbe t￿1 for dtYetsific8tiOtL The options for
alt¢rn4tiv¢ fftllve8ttt￿nt strategies are ¢urrendy beXtigpr0￿ by the TDJstetr.
Plans for fulure periods
can m&iBtain and increase the value of all as and wheD T¢qvyed
Th¢ Fund works closely with its sistw ctthrity. Rugby ￿ Carw wbi¢h raises awar¢D¢&s of its a¢tivrties by
promoting its fimdraisit)g activiti¢s through leafiety Rugby IAgue Caw and th¢ RFL website5, by illcludtng
articlcs gbout the Benevolent Fu￿d in their ccntsai events 8ndnev￿ctrerS.
Statement of trusteey, re8ponsibi]iti
The trustees are responsibl¢ for preparing the T[￿St££$' ADTwal Repth1 8ttd tk sixten￿￿ in 8ecordaw¢ with
app1]￿bI¢ law aTKI United Kingdom Accoullting Sthndards (Utiite4J Wdotll G¢llet￿y Ac¢eptedAcwuntillg Practice).
Law applt¢able to ¢haTities in England and Wales requires the trtLSttt5 to prepare financi￿ S￿ternents for each fjnanci81
year w￿.¢h give a lThe and fair view of clwity and of the incoming re9)w¢es and applicatioll of ￿$ourCeS tsf thE charity
select suitsble ac¢ounting policiu and then apply them coD8isteDtIy,
state wh¢th¢r 8w>Eicable UK Accouutillg SfaDJllrds h&ve iwn follow&L sjbjfth to ll)tilerial deporture5 disclosed
alld explailled in the fillancial stateroents. and
prepare the fmanciai stat¢m¢nts on the 8oiDg concern it is inwympriate to presume that the charity will
continue in oper8tiorL
The trustees ore respottsible for keepiD8 prow acco￿ting reeorfs disclose with ￿&￿nable 8ceurw at ally time
th¢ fin2ncial position of the ch&Tity and enable them ts) atsure tIMt the financial state￿￿￿ts comply with the Cbaritie8
Act 2011 andthe Ch8Thty{Accounts and Reports) Regulatiow 21A)8.
Page 4

TheTh Bejevolellt Fupd
Report of the tru8te
for the yeaT end¢d 31 D•cMihr21ll3
Chltrmxtt
12 &pt¢mber 2fr24
P•ge5

The RFL Benevolent Fulld
Independent examfiDer's report to the trnsteos of The RFL Benevolent Fund.
I rerA)rt to the charity trustws on my examithon of the ¥¢wnts of The RFL Bcnevolent FuTKi for the yw ended 31
D¢¢ember2023 set out on pages 2 to 14.
Resptsttsibillties #nd bajis of report
As the charity's tntsttts you aTe TeS￿mIble for the prwion of th¢ ￿￿llts in accord8tttt with the reqUi￿￿ts of
the Charities A¢t 2011 (Ihe Acf).
I reith in respect of my examination of the cbaritys accoullts caTried oui urder s￿tion 145 of the Act and ill caryin8
out niy examination I have followed ail the applicable Directio￿* gtven by the Chan"ty Conunission undet sectiots
14515Mb) of the Act.
Independent examlner's 8t*tement
Since the eharity$ gross In￿Me exceeded £250.OIXI y(Mtr ¢xwlliner must be 8 n*mber of a Ikjdy listed iti section 145 of
the A¢L l ¢onfjmi that I qualified to urAdertake the examillthon bttaw¢ l Jm a nJ¢nkn of The ILstitut¢ of Chart¢rnl
Acco￿tants in Engjatbl and Wales. which ts on¢ of the listed bodie&
I have completed my exarninatioL I conf]rn that no llhateri￿ mattern bave ¢¢m￿ to my atsentiott in Conn￿￿on with th¢
examination 8iYiri8 m¢ Cause to betieye that ID any material t¢spe¢L
a¢￿v￿tIng Te¢¢)rds were not kept iti rw of the ¢lwity as rwured by section 130 of the Act. or
the A￿)￿1￿ th not accord with th05¢ ￿OrdS. or
the accouttts do not CODwly with the app￿£•ble coDwnffj8 the fomi and conlent of arcouttts set
out in the Cbarities {AccouDts and Reports) Regutatiott% 2(K18 other than aoy requirement that Ihc a￿Ullts we a
aDd fair view which is not & mlltter cO￿ldered as partof ats Andepermlcnt exami￿tiO1￿
I have no CO￿emS and have ¢onhe o¢ross nD other mat1￿5 ID coDnxtioo with the examsD4tion to whi¢h atterttion should
be drawts iti this report ID order to enabl¢ aproperutIde￿in8 of th¢ acwunts to b¢ rexhe
Hovlard MattheTYS BA FCA
ICAEW
Independent exAmlner
SMH Howard Matthews Llmlted
Queensgate House
23 North Pxrk Ro4d
H8rrogate
HGI 5PD
19 Seplember 2024
Page6

The RFL Benevolent Fund
state￿￿nt of fmancial activitles
For the year ended 31 De¢ember 2023
2023
Totsl
2022
Total
fuDd8
d8
Incomlng rewurces
Vol￿tary in¢oll
Activities for generating fur¥
Inyeslrnent income
152,413
68.546
43.780
155.987
308,4CIJ
68.546
43,780
188,620
11,960
952
Totsl Incoming rtsourees
264,739
155.987
420,726
201,532
Resources expended
Charit4ble activities
175.185
5237
22.775
197.960
5237
207,709
50,610
Total resource8 ￿pellded
180.422
22.775
203.197
258,319
Net jncomej(e￿end1tsre> for the year
84J17
133212
217,529
{56,787)
Totsl fund8 brought forward
766,181
775.174
831,961
T,otal funds carrled fonvArd
850.498
142205
992.703
775,174
Th¢ staternent of finall¢ial activiti¢s I￿ au Eall)s and lo&w in the )EaT aTMi therefore a 8ep£rth slatejllcnt of total
All of the above amounts rel8te to continuing activiti
Tht notes OD P*8es 9 to 14 form *tt itittgrnl part of thu¢ tha4chl itat¢ment&
Page 7

BalAnee ihqtrt
¥Jt 31 December 2QLI
Curt￿t All¢ts
39.818
481ffj19
47J.126
OJ.770
446,891
301.6tr7
12
IAW63
810268
Cr¢dIto￿ 8moDDts f*lllffj8
dvewlthln ont yur
Net
13
(35.094)
47tyJ
775,174
N¢tAaots
703
T13.174
FuDds
14
16
ij
140)5
150.498
8,993
766,181
Tot*lt*n
1703
775.174
TIM AdimJ1I18E

The RFL Benevolent Fund
Notes to flnancial statements
for the year ended 31 De¢ember 2023
Ac¢Dpntlng polleles
Th¢ principal accounting po]icics arc 5llTD[￿￿ below. The ￿ullI10g policies bave been applied consiste1￿lY
1.1. Basls of accounting
The fillancial statements are pr¢par¢d w]der the historic81 cost collyelltion in accordanc¢ with thc St&t¢mellt
of PTactice: Accountitig ReFwtillg by Ctoriiies prying theit accounts iti a¢cordancc with
Fi]lAT￿lI1 Reportitig Stat]daTd applicable in the UK and Republi¢ of Ireland (FRS102) and thB Clwities Act
2011 and UK GAAP as il oppli¢s from l January 2015.
la. Cashllow
beLxwe it is a small cRtarity.
1.3. Illcoming resources
All iticomitig Tesources are included in the sratell￿1 of activities kn the charity is etttitled to the
incon￿ aTMI the wnouut can be quantified with reasoTbgbk The following sp￿lfi¢ policie$ 8re app]ied to
P8rticu]ar ￿tegorIeS of in¢ome:
Voluntary In￿rne is by way of ￿ donations 8r¥J gifts 8rMf is iDchthd ill full Tti the staternent of
fwaucial activitie8 when rtL%ivable. Grsnts ￿l￿e entitlement is nol wrditsonal on the delivery of a 8rKcific
perfonllaDC¢ by the ¢Tr￿rity, are reCo￿ls¢d whell the cbarRty becomES unwDditiOn￿IY enfitled to the
Donated s¢Trice5 ard faci]Rtie5 Includ￿ at the value to the charity vknere this ean be quantifi￿ The value of
services provided by yo1￿te¢r5 bas not been j￿Illded.
Gifts donated for ruale are Rnchmkd ￿ ircoming within activiti¢s for generating futtds when they are
sold.
Income from xttvcstments i4 Incl￿￿1 iti the yEar in which it receivable.
1.4. Reyour￿ e4Jended
Expenditure is recogDtsed on an aetrnal b&8is ￿ a Itability is ExpelldiDJte includes any VAT vrtjich
catmot be bJltyrnovereAi and is Tewltyj Is pth of the to vknich itTr]Jtes.
Costs of g¢netating fi]nd¥ cotEwA8e th¢ costs with attracting volulltary income and the costs of trdding
Chfirithble expenditure ¢omprises kn costs IrKUr￿ by the clwity in the delivery of its activities and services
for its beneficiaries. It iticludes both eosts that can b¢ BikKated directy activities and thos¢ costs of aD
indirect nature lle¢¢ssary to supwjrt thets
1.5. Investments
cU￿¢￿t ￿Set investrnents are at the lower of ￿$t and net rea]i5abk val
1.6. Deflned contrlbutloD pen81oll scheme8
The pension costs ¢haTg¢d in th¢ fiuancial statem¢llts represent tbe conthution wdyable by the cbarity dwing the
P*Ee 9

The RFL Benevolent Fund
Notes to finydnclal statements
for the year ended 31 December 2023
Voluntary income
Unrestrkted Restrleted
funds
21123
Total
2022
Totsl
DonatiOJLq unrestrickd
Donations restricted
Th¢ Rugby Football t*agu¢
Steve Prescott foundation
Logan and Garfs LioDs Hesrt
Brain health fiu
10.163
10,163
13.048
100,000
42250
33,193
109.746
30.010
8.610
100,000
50,0(M)
13.048
100.0
41250
33.193
109,746
152,413
155987
308.41M)
188,620
Aedvldes for generathig funds
U1￿¢￿trActed
fund
2023
Total
2022
TotAI
President's ball
Lions Iullch
42,119
26,427
42,119
26,427
11,960
68546
68,546
11,960
Investmellt income
2023
Tfytal
2022
Totsl
fund
34.728
9,052
34.728
9,052
Bank inteYestre¢eivable
952
43.780
43,780
952
Costs of charltable acthldes- by fund type
2023
Totsl
2022
Totsl
funds
Benevolertt fi￿d
Presidents ball
Liotss Iullch
144,858
18200
12,127
22,775
167,633
18200
12,127
200.323
7J86
175,185
22,775
197,960
207,709
Pagt 10

The RFL Benevolent Fund
Notss to flnan¢i21 st4tements
for the year ended 31 December 2023
C08ts of ch#Tltable #ctfvhles- by actmty
Acttvitk
Gr•nt
dertxkeD
rulldlnt
dIr￿tlY ¥4etlvities
2023
Total
2022
Total
Benevol¢nt fund
Presidents ball
LioD5 lunch
[66.083
182IM)
12.127
1.550
167,633
18200
12,127
200.323
7,386
196.410
1550
197,960
207,709
GovernAn¢e ¢osts
u1￿Cted
funds
2023
Tot41
2022
Totsl
3J82
1.370
360
125
3J82
lJ70
360
125
3.430
1,994
450
74
26,662
18.000
Prof¢ssional. Otl
Just giving colts
Bank char
5,237
5237
50,610
Page 11

The RFL Benevolent Fund
Notes to fin8nclg1 statements
for the year ended 31 December 2023
Employees
Employment eosts
2023
2022
Wages and salaries
P¢nsion costs
Car alloThwK¢
Other costs
48.843
92￿
4.8L
545
44,967
9,489
4.800
545
63.388
59.801
No employee received enwloyee l￿fits (ex¢ludill8 eD)ployer pe￿$10￿ CL*ts) of tnoye thRn £60,000 {2022 .'
Non¢).
Number of employees
The averag¢ monthly nutnttrs of enjployeu (inchyJiD8 the tnJ8tee8) during the ye4r, cai¢ula*d ort the lya8is of
fijll time equiva]ellt& ss folloTrE:
20
Nwllber
2022
Nunther
Deliv¢ry of ￿tvIceS
Ttusl¢es re￿IVed no sa14Ti¢S orexpaHcs in the (2022: None)
io,
Penslon costs
The charity Oper￿¢8 a defjned contribution peThsion schenK. Th¢ sch¢Die aDd its asgets are beld by tndepe
2023
2022
PeLsion charge
9200
9,489
ii.
Debtor5
21123
2022
Oth¢r debtors
Prepayments and accrned ir*on
34.995
4,823
50.0
11,770
39,818
61.770
Page 12

The RFL Benevolent Fund
Notes to financial $tat¢ments
for the year ended 31 December 2023
12.
Current asset Investments
2023
2022
481.619
446.891
13.
c￿lItors. lmollnts fthg due
wlthln one year
20Z3
2022
(Xbertsxes ￿la1 s¢¢urity
714
7.146
166
34.928
7,860
35,094
14. AllalY￿ of net assets behveen funds
UttrestTiCted Restrleted
fundj
Fund balanc&% at 31 D￿ernber 2023 as repre￿￿￿b￿.
Jnvestment a&sets
481,619
376.739
(7.860)
481,619
518.944
(7,860)
142205
.Current liabilities
850,498
142205
992,703
13. Unrestrlcted funds
At
At
l Jxllnary Incomljsg Outgolng 31 Dec¢Jnber
2023 reMDrtM rewur¢¢s
2023
Benevolent Futtd
766,181
264.739
(180.422)
850,498
P•ge 13

The RFL Benevolent Fund
Not¢s to fmallcig18t2temeDts
for the year ended 31 December 2023
l& Restrlcted funds
At
At
l Janp•ry Incoming Outgoing 31 Decethber
2023 resourus rtso•r¢ei
2023
Defibrillator Fund
BTll￿ Fund
Brairl Health Futtd
Lo￿￿ Hnd G¥tys LI0￿ H¢art Fund
815
8.178
13,048
{1550)
12,313
8,178
88,521
33.193
109,746
37.193
(21225)
(4,000)
8,993
159,987
(26,775)
142,205
17. RelAted party tr4nsActioD3
The Rugby Foothall L%agw Limited is a dd)b)rto th¢ charity for£8J33 (2022: £25.000) at the y¢8r end.
Rugby L¢ague Cares. TrYhi¢h bas com[￿ll tn]sttt& is 8 debtor to the clwity for £26,661 (2022.. £25,000) a¢ th¢
year end.
P*Ee 14