SWINEMOOR CHRISTIAN TRUST
{A Company Limited by Guarantee)
DIRECTORS, REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
Charity number 1109422
Company Number 05296397

SWINEMOOR CHRISTIAN TRUST
CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAFI ENDED 31 DECEMBER 2024
Trustees, Report for the year endlng 31 December 2024
Independent Examlner's Report
Statement of Financial Activities
Balance Sheet
Notes forming part of the financial statements
Detsiled statement of Incorne and expendlture
8-10
11

SWINEMOOR CHRISTIAN TRUST
TRUSTEES, ANNUAL REPORT (INCLUDING DIRECTORS, REPORT)
FOR THE YEAR ENDED 31 DECEMBER 2024
The trustees are pleased to present thelr annual dlree(ors' report together with the financlal
statements of the charity for the year ended 31st December 2024, whlch have been prepared to
meet the statutory requirements of the Companies Act.
The Financial Statements comply with the Charities Act 2011, Companies Act 2006, the
memorandum and Articles of Association, Accounting and Reporting by Charitles,. Statement of
Recommended Practice appllcable to charltles preparing their accounts in accordance with the
Flnancla l Reporting Stsndard for Smaller Entities.
Objectives and Actlvltles
The purposes of the charity are to advance the Christian faith In accordance with the Statement of
Beliefs in the Swinemoor area of Beverley in the County of East Yorl<shire and In such parts of the
United Kingdom, or the world as the Trustees of the charity may from time to time see fit, to fulfil
other purposes which are exclusively charitable and are connected with the charitable work of the
charity, and to relieve persons who are in condition of need or hardship or sick and to relieve the
distress caused thereby in the said location and in other parts of the United Kingdom or the world as
the Trustees may from time to time see fit,
Publlc Benefit
All the activiities of the charity satisfy the requirements to be acting for the benefit of the public.
Achievements and Performance
Swinemoor Christian Trust's main activity is through its charSty shop 'Chat' which is located in a
parade of shops on Swinemoor Estate, Beverley, East Yorkshire. The estate comprises both council
and private housing. Parts of the estate over the years have suffered social deprivaton and also
benefit from a local foodbank.
The shop sells clothes, household items and toys, etc at reasonable prlces that the community can
afford, {mu¢h cheaper than the Beverley Town charity shops). There is also a facillty in the front area
of the shop where local residents can meet for a chat with free refreshments.
The shop also provldes part time employment for 4 workers and worlc experience for about 12
volunteers.
Financial Review
The shop's turnover is £27,347 which is a decrease of £1,310 compared to £28,657 in 2023.
Thls year the expenses were £24.132 compared to £21,388 In 2023. Despit the fall in profit, there is
still a net Increase in funds of £3,215 and a balance of £ 101,929 total funds at the end of the year.
The pending increase in the National living wage will reduce profits by a further £2,000.
The trustees have put aside £30,000 for reserves and consider that, desplte these challenges,
adequate re50ur¢es are available to fund the activities and pay the wages of the employees for the
conslderable future. The trustees are of the view that the charity is a going concern.

SWINEMOOR CHRISTIAN TRUST
TRUSTEES, ANNUAL REPORT (INCLUDING DIRECTORS, REPORT) Icontlnued)
FOR THE YEAR ENDED 31 DECEMBER 2024
Plans for the future
Following the closure of the Beverley branch of Barclays Bank the Trustees have opened an account
with Natwest Bank for the deposit of the shop takings. Since then Natwest have said they are
closing the branch in Beverley in June 2025, meaning that the shop manager wlll have to travel to
one of the nearby branches reEularly to deposit the takings.
Looking forward to 2025 the trustees hope that normal buslness will continue to grow.
Structure, Governance and Management
The organisation is a charitable company limited by guarantee, incorporated on 25th November
2004 and registered as a charity on Ilth May 2005. The company wa5 established under
Memorandum of Association which estsblishes the objects and power5 of the charitable companv
and is governed by it Articles of Association. In the event of the company being wound up, the
trustees are prepared to contrlbute an amount not exceeding £10.
Appolntment of Trustees
The directors of the company are also charity trustees for the purpose of charity law and under the
company's article5 are known as members of the Management Committee. Under the requlrements
of the Memorandum and Aricles of Association the members of the Management Cmmittee are
elected to seNe for a period of one year after which they must be re-elected at the next Annual
General Meeting.
The management committee seek to recrult trustees who will have the knowledge and experlence to
assist the charity.
The Directors offer themselves for re-election at the AGM.
Trustee Induction and Training
New trustees undergo an orientation day to brief them on their legal obliEations under charity and
company law, the Charity Commission guldance on public benefit, and inform them of the content of
the Memorandum and Articles of Association, the committee and decision making process, the
business plan and recent financial performance of the charity. During the induction day they meet
key employees and other trustees. Trustees are encouraged to attend appropriate external training
events where these wil I facilitate the undertaking of their role.

SWINEMOOR CHRISTIAN TRUST
TRUSTEES, ANNUAL REPORT {INCLUDING DIRECTORS, REPORT) Icontinued)
FOR THE YEAR ENDED 31 DECEMBER 2024
Reference and Administrative details
Charity name
Registered charity number
Company registration number
Registered offlce:
Swinemoor Chr15tlan Trust
1109422
05296397
7 Samman Road
Beverley
East Yorkshire
HU17 OBS
Directors and Trustees
The directors of the company are it's trustees for the purposes of charity law. The trustees and
officers serving during the year and since the year end were:
J T Beevor5
J Beevors
S Edwards
S Merryweather
Director and Chair
Director
Director
Di rector
Other officer5 who are not Directors
Y L South
Treasurer re-appolnted at AGM
T Green
Shop Manager
The management committee seek to ensure that the needs of thls group are appropriately satisfied
through the diversity of the trustee body.
The number of trustees shall not be less than three (unless otherwise determined by ordinary
resolution) and shall not be subjected to any maximum. The charity Shall hold an annual general
meeting each year in addition to any other meetings as agreed by the trustees.
Declarations
The company has taken advantage of the small companies, exemption in preparing their report.
The trustees declare that they have approved the trustees, report (including directors, report}.
Signed on behalf of the charitiy's trustees/directors
Slgnature
Full name
John Beevors
Positlon Chairperson
Date

INDEPENDENT EXAMINER'S REPORT ON THE ACCOUNTS
Report to the t1115te8slmembers of the Swin8moor Christian Tru8l on the accounts for the year ended
31st December 2024 set out on pages 6 to 10.
RESPECTIVE RESPONSIBILITIES OF TRUSTEES AND EXAMINER
The charity's trustees (who ar& al80 the directors of the company for th& purposes of company law) are
responsibl8 for the preparation of the accounts. The Charrty's trustees consider that 8 audit is not
required for this year und8r seclion 144121 of the Charites Act 2011 (the 2011 Act) and that an
independent examination is needed.
Having satisfied myself that the charity is not subject to an audit under Part 16 of the Companies Act
2006 and is èligible for independent examination, it is my responsibility to..
Examine th8 account8 under s8clion 145 of the 2011 Act
Tc follow the procedures laid down in the General Directors given by the Charity Commission
under section 145(51{b) of the 2011 Act, and
To state whether particular matters have come to my attention
BASIS OF INDEPENDENT EXAMINER'S REPORT
My examination was carried out in accordance with the g8neral directions given by th8 Charity
Commission. An examination includes a review of the accounting records kept by the charity and a
comparison of the accounts presented with those records. 11 also includes consideration of any unusual
item5 or disclosures in Ihe accounts, and seeking explanations from the truslees conc8rning any such
matters. The procedures undertaken do not provide 811 the eviden￿ that would be required in an audit
and consequently no opinion is giv￿ as to whether the accounts present a 'tnJe and fair view, and the
report is limited to those matters s8t out in the stat&ment below.
INDEPENDENT EXAMINER'S STATEMENT
In the course of my examination, no matter has come lo my attention:
(11 which give8 me a r&asonable cause to believe Ihat, in any material raspect, the Irustees have not
met the requirements to ensure Ihat:
proper accounting records are kept in accordance with sectlon 386 of Ihe Companies Acl
2006.'and
accounts are prepared which agree with the accounting records and comply with the
accounting requirements of the Companies 2006 Act and with Ihe methods and principles of
the Statement of Recommended Practice.. Accounting and Reporting by Charilies (revised
201 S) hav& not been meet., or
(2) to which, in my opinion, attention should be drawn Sn order to enable a proper understanding of
the accounts to be reached.
Slephen D S Baker
Westlands Accou
nts
Chartered Aoco
ntants
Mcmillan House
6 Wolfreton Drive
Anlaby
HU10 7BY
Date
4L MAtL

SWINEMOOR CHRISTIAN TRUST
STATEMENT OF FINANCIAL AcfiviTIES
FOR THE YEAR ENDED 31 DECEMBER 2024
2024
General Restricted Total
Fund5
Funds
Funds
2023
Total
Funds
Notes
Income from
Income from Charltable attivities
I nterest
27,347
27,347
28,408
249
27,347
27,347
28,657
Espenditure on:
Charitable expenses
21,830
21,830
19,626
Other
2,302
2,302
1,762
24,132
24,132
21,388
Net Income/Expenditure
3,215
3,215
7,269
Funds brought forward
98,714
98,714
91,445
Funds carried forward
101,929
101,929
98,714

SWINEMOOR CHRISTIAN TRUST
BALANCE SHEEr
FOR THE YEAR ENDED 31 DECEMBER 2024
2024
20Z3
Notes
FIXED ASs￿s
Leasehold assets
49,714
50,266
49,714
50,266
CURRENT
Debtors
Cash at bank and In hand
330
48,785
52,844
52,844
49,115
CREDITORS
Amounts falling due within one year
io
629
667
NET CURRENT ASSETS
52,215
48,448
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
101,929
101929
98,714
98,714
FUNDS
General
restricted funds
TOTAL FUNDS
11
101.929
98.714
101929
The company is entltled to exemption from audit under section 477 of the Companies Act 2006 for the year
ended 31 December 2024
The directors have not required the company to obtain an audit of its financial statements for the year
ended 31 December 2024 in accordance with section 476 of the Companies Act 2006.
The dlrectors acknowledge their responsibilites for:
iai ensuring that the company keeps accounting recoru5 wnicn comply witn Sections SISb ana or the
Companies Act 2006 and
Ibl preparing financial Statements which Elve a true and falr view of the state of affairs of the company as at
the end of each financial year and of its surplus or deficit for each financial year in accordance with the
requirements of Sections 394 and 395 and whlch otherwise comply with the requirements of the Companies
Act 2006 relatlng to financial statements, so far as applicable to the company.
The financial statements have been prepared In accordance with the provislons applicable to companies
subject to the small companies regime.
Approved by the Trustees
Signature
J T Beevors
Date
6,-0+,-262
The notes on pages 8 to 10 form part of these accounts

SWINEMOOR CHRISTIAN TRUST
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
I ACCOUNTING POLICIES
Basls of preparing the flnanclal statements
These financial statements have been prepared in accordance with the Financial Reportlng
stsndard 102, "The Flnancial Reporting Standard applicable in the UK and Republic of
Ireland" including provisions of Section IA Small Entities and the Companies Act 2006.
The financial statements have been prepared under the hlstorical cost convention.
Turnover
Turnover is measured at the fair value of the consideration received or receivable,
excluding taxes,
Tangible fixed assets.
Tangible fixed assets are init1311y measured at cost and subsequently measured at cost or
revaluation, net of depreciation and any impairment losses.
Depreciation 15 provided at the following annual rates In order to write off each asset over
its estimated usef ul life.
Leasehold
1% straight li ne
2 LEGAL STATUS OF THE CHARITY
The charity is a company limited by guarantee and has no share capital. The liabilty of each
director is limited to £10.
3 EMPLOYEES
The number of part tlme employees during the year was:
2024
2023
Support
Analysis of Staff costs and trustee expenses
2024
16,977
1,064
18,041
2023
15,564
1,030
16,594
Salary and wages
HMRC payments
No employees had emoluments in excess of £60,000. The charity trustees were not paid or
received any benefits in the year. Neither were they reirnbursed expenses during the year.
No charity trustee received payment for the professional or other services supplled to the
charlty.
4 GOVERNMENTGRANTS
The charity received no Government grants during the year
12023 - £nil)

SWINEMOOR CHRISTIAN TRUST
NOTES TO ThE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 20241continued)
5 OPERATING SURPLUS
The operating surplus is stated after charging .
2024
2023
Depreciation- owned assets
552
552
6 TANGIBLE FIXED ASSETS
Lease
COST
At 1st January 2024
and 31st December 2024
55,200
DEPRECIATION
At 1st January 2024
Charge for year
At 31st December 2024
4,934
552
5,486
NET BOOK VALUE
At 31st December 2024
At 31st December 2023
50,266
7 PAYMENT TO TRUSTEES
No payment5 were made to Trustees in the year. (2023 - £nll)
8 DEBTORS
2024
2023
Recycled goods
330
9 CASH AT BANK
2024
2023
Barclays cheque
Klngdom Bank
Kingdom Bank
Natwest Bank
Cash in hand
43,086
30,775
4,118
17,789
162
52,844
4,069
1,630
48,785

SWINEMOOR CHRISTIAN TRUST
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 20241contlnued)
10 CREDITORS
amounts falling due within one year;
PAYE
Boolikeeping
Water
Independent Examiner
2024
2023
269
200
257
200
60
150
667
160
629
11 ANALYSIS IN MOVEMENT IN FUNDS
B/fvid Incomlng Outgolng clfwd
98,714
27,347
24,132
101,929
General
Restricted
98,714
27,347
24,132
101,929
General fund
To be used at the discretion of the trustees in order to
conti n ue to deliver its overall Charities Objectives.
10

SWINEMOOR CHRISTIAN TRUST
DETAILED STATEMENT OF INCOME AND EXPENDITURE
FOR THE YEAR ENDED 31 DECEMBER 2024
2024
2023
TURNOVER
Shop Takings
Recycled goods
I nterest
25,619
904
824
27,011
1,397
249
27,347
28,657
EXPENOITURE
Premises costs
Garage Rent
Electric
Water
ERYC Rates
Ground rent
Repairs
585
1,724
250
247
io
87
572
1,200
222
143
2,903
395
2,532
Finance costs
Administratlve costs
Wages & HMRC
Accountantlbookkeeping
KCOM Telephone
Waste
Gifts and donations
Insurance
Depreciation
Sundries
Companies House
18,041
370
198
688
700
320
552
326
34
16,594
350
182
318
250
264
552
333
13
21,229
18,856
Total expendlture
24,132
21,388
Net incomelexpenditure
3,215
7,269
This page does not form part of the statutory financial statements
li