REGISTERED COMPANY NUMBER. 04421449 (England and Wales)
REGISTERED CHARITY NUMBER: 1109221 i
Chorlered
Accountonls
Report of the Trustees and
Financial Statements for the Year Ended 31 March 2025
for
Cardiff People First
ftodnoi House
Greenw(K)d Close
Coidill Gole Business Polk
Coicjill CF23 8
BPU Limited
Chartered Accountants
Radnor House
Greenwood Close
Cardiff Gate Business Park
Cardiff
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Cardiff People First
Report of the Trustees
for the Year Ended 31 March 2025
The trustees who are also directors of the charity for the purposes of the Companies Act 2006.
present their report with the financial statements of the charity for the year ended 31 March 2025.
The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of
Recommended Practice applicable to charities preparing their accounts in accordance with the
Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1
January 2019).
Public Benefit
The Trustees have paid due regard to Charity Commission guidance in planning and managing the
activities and work of the organization for public benefit. Details of the main activities are described
in the following two sections. Referrals are received from a number of sources including support
providers, social services and the public and cover all sections of society and anyone in Cardiff
with a learning disability.
Objectives and Activities
Cardiff People First is a self-advocacy organization run by and for people with a learning disability
in Cardiff. It works to stand up for people's rights, to change attitudes, to get better services and to
enjoy more opportunities. The policies, ideals and aims behind Cardiff People First come from our
Full Members - all people with a learning disability, and more than half of our DirectorslTrustees
are people with a learning disability. We provide training to improve the services received by our
members, and we run community groups to make sure that people are heard by decision makers.
Review of the year
We have continued campaigning for equal rights for people with a learning disability, promoting a
positive image and giving education and training about what is important to people with a learning
disability.
We have made sure that we remained financially strong and have worked to pay all staff the living
wage. Here are some other ways that we have met the aims of the organization..
Trainin
We have continued our commitment to raising issues relating to the lived experience of people with
learning disability. Throughout the year, we have provided opportunities to speak with a number of
organisations including the following..
In January we began discussions with Marie Curie to produce a series of webinars for them. These
will be filmed live, then will be made available as an essential part of training for all staff across the
UK.
In February we held our annual medical student teaching sessions.
In May we spoke at the British Psychology Society Learning Disability Conference. We took part in
and ran several consultations during the year, including one for the People's Health Trust to help
with the planning for their next campaign on health inequality.
In October we ran our annual psychology student teaching.
Voice and Control
We have continued to be key contributors and maintained links to groups which make decisions
and influence the lives of people with a learning disability

Cardiff People First
Report of the Trustees
for the Year Ended 31 March 2025
We represented on decision-making forums
Cardiff Anchor Organization Network, Transition
planning, Learning Disability Partnership group, Section 61, Access Equality Forum and
Workstream 5.
We had meetings on voting and politics once a month.
We met with Jane Hutt, Welsh Government Social Justice Minister.
ecialist To
ics
We continue to provide groups which raise awareness and provide an opportunity for discussion of
things relevant to the lives of people with a learning disability. This year this included..
Our Superwomen group working on an exhibitionlpresentation about their heroes, for the AGM.
We ran a successful Take Over of Glamorgan Archives and have continued our link with the Mabel
Cooper Collective, a potential archive project in England.
We have been working with Monmouthshire Building Society to make money accessible and have
had a small grant from them to run a workshop course in the new year.
Our 'ldeal Home, committee has created an exhibition and developed a plan for the future
Social O
ortunities
We have continued to provide chances for people to get together. Members have organized a
talking about sports group, a trip to Barry and a trip to Weston.
Financial Review and Reserves Policy
The accounts show a surplus for the 2025 year of £42,954 (2024 £31,281) on income of £192,635
(2024 £184,408). The restricted reserves at 31st March 2025 were £0. The unrestricted reserves
bought forward of £110,933 have increased by £42,954 to leave unrestricted funds held of
£153,887 as at 31st March 2025. The current reserves policy is to have at least two months
expenditure in free reserves which would be approximately £24,947 although six months would be
the optimum being approximately £74,840. The Trustees are pleased they made a surplus again
this year and they understand the need to build up unrestricted reserves and are satisfied that the
£153,887 held at the year-end 31 st March 2025 is sufficient.
Structure, Governance and Management
The charity is constituted as a company limited by guarantee and is therefore governed by
Memorandum and Articles of Association. The Executive Committee of trustees has the power to
appoint additional trustees as it considers appropriate. New trustees are appointed by vote of Full
Members at the AGM. The Executive Committee aim to meet at least quarterly to manage its
affairs and receive regular reports from the staff.
Risk Review
The Trustees are aware that the organization is subject to a range of potential risks in finance,
operations, governance and compliance, and by external factors. The Trustees meet regularly and
have discussed and reviewed risks that are significant to Cardiff People First to ensure the safety
and safeguarding of the Charity's assets, staff and those who benefit from its work.
Plans for the Future

Cardiff People First
Report of the Trustees
for the Year Ended 31 March 2025
Next year Cardiff People First are looking forward to..
Continuing to develop members, skills in planning and running events, and in teaching
Our Ideal home developing an exciting new project to make sure everyone gets more control
over where they live.
A course on taking control over your own money funded by Monmouthshire Building Society
Developing more work with archives
Bringing together our creative members to work on showing their creativity
The successful end of the secondment agreement, which now means that Joanna and
Stacey are directly employed by the NHS.
still working on getting another member of frontline staff
STRUCTURE, GOVERNANCE AND MANAGEIIfiENT
Governing document
The charity is controlled by its governing document, a deed of trust, and constitutes a limited
company, limited by guarantee, as defined by the Companies Act 2006.
REFERENCE AND ADMINISTRATIVE DETAILS
Registered Company number
04421449 (England and Wales)
Registered Charity number
1109221
Registered office
Canton House
435-451 Cowbridge Road East
Cardiff
CF5 1JH
Trustees
P Bird
M Heffron (appointed 611112024)
J John
L M Pickard (resigned 611112024)
J Jones (appointed 611112024)
Company Secretary
A Harris
Independent Examiner
Nicholas Matthew Toye FCA
BPU Limited
Chartered Accountants
Radnor House
Greenwood Close
Cardiff Gate Business Park
Cardiff
CF23 8AA

Cardlff People Flrnt
Report of the Tru8teeB
for the Year Endèd 31 March 2026
REFERENCE AND ADMINISTRATIVE DETAILS
Company Bank
Unity Trust Bank plc
Nine Brindley Place
Bimiingh8m
812HB
Approved by order of the board of trustees on
behalf by..
and signed on ts
rustee

Independent Examiner's Report to the Trustees of
Cardiff People First
Independent examiner's report to the trustees of Cardiff People First ('the
Company'}
I report to the charity trustees on my examination of the accounts of the Company
for the year ended 31 March 2025.
Charleied
AccountontS
Responsibilities and basis of report
As the charity's trustees of the Company (and also its directors for the purposes of
company law) you are responsible for the preparation of the accounts in accordance
with the requirements of the Companies Act 2006 {'the 2006 Act,).
Having satisfied myself that the accounts of the Company are not required to be
audited under Part 16 of the 2006 Act and are eligible for independent examination,
I report in respect of my examination of your charity's accounts as carried out under
Section 145 of the Charities Act 2011 ('the 2011 Act,). In carrying out my
examination I have followed the Directions given by the Charity Commission under
Section 145(5) (b) of the 2011 Act.
Independent examiner's statement
I have completed my examination. I confirm that no matters have come to my
attention in connection with the examination giving me cause to believe:
accounting records were not kept in respect of the Company as required by
Section 386 of the 2006 Act. or
the accounts do not accord with those records. or
the accounts do not comply with the accounting requirements of Section 396 of
the 2006 Act other than any requirement that the accounts give a true and fair
view which is not a matter considered as part of an independent examination.,
or
the accounts have not been prepared in accordance with the methods and
principles of the Statement of Recommended Practice for accounting and
reporting by charities (applicable to charities preparing their accounts in
accordance with the Financial Reporting Standard applicable in the UK and
Republic of Ireland (FRS 102))
ftoOr)01 House
Greenwood Close
Coidill Gale Business Pork
CaiJlff CF23 8A4
I have no concerns and have come across no other matters in connection with the
examination to which attention should be drawn in this report in order to enable a
proper understanding of the accounts to be reached.
)(oF
Nicholas Matthew Toye FCA
The Institute of Chartered Accountants in England and Wales
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Cardiff People First
Statement of Financial Activities
(Incorporating an Income and Expenditure Account)
for the Year Ended 31 March 2025
2025
Total
funds
2024
Total
funds
Unrestricted Restricted
fund
funds
Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
1,974
1,974
408
Charitable activities
Income from charitable activities
73,862
7,142
81,004
81,250
Other trading activities
Investment income
Other income
7,650
2,367
99,640
7,650
2,367
99,640
7,277
1,388
94,085
Total
185,493
7,142
192,635
184,408
EXPENDITURE ON
Charitable activities
Charitable activities
Secondment expenses
Other trading activities
94,294
46,717
1,528
7,142
101,436
46,717
1,528
104,358
47,085
1.684
Total
142,539
7,142
149,681
153,127
NET INCOME
42,954
42,954
31,281
RECONCILIATION OF FUNDS
Total funds brought forward
110,933
110,933
79,652
TOTAL FUNDS CARRIED FORWARD
153,887
153,887
110,933
The notes form part of these financial statements

Cardiff People First
Balance Sheet
31 March 2025
2025
2024
Notes
CURRENT ASSETS
Debtors
Cash at bank
16
34,285
123,742
39,598
77,788
158,027
117,386
CREDITORS
Amounts falling due within one year
17
{4,140}
(6,453)
NET CURRENT ASSETS
153,887
110,933
TOTAL ASSETS LESS CURRENT
LIABILITIES
153,887
110,933
NET ASSETS
153,887
110,933
FUNDS
Unrestricted funds
19
153,887
110,933
TOTAL FUNDS
153,887
110.933
The charitable company is entitled to exemption from audit under Section 477 of the Companies
Act 2006 for the year ended 31 March 2025.
The members have not required the company to obtain an audit of its financial statements for the
year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.
The trustees acknowledge their responsibilities for
(a) ensuring that the charitable company keeps accounting records that comply with Sections
386 and 387 of the Companies Act 2006 and
(b) preparing financial statements which give a true and fair view of the state of affairs of the
charitable company as at the end of each financial year and of its surplus or deficit for each
financial year in accordance with the requirements of Sections 394 and 395 and which
otherwise comply with the requirements of the Companies Act 2006 relating to financial
statements, so far as applicable to the charitable company.
The notes form part of these financial statements

Cardiff People First
Balance Sheet - continued
31 March 2025
These financial statements have been prepared in accordance with the provisions applicable to
charitable companies subject to the small companies regime.
The financial st
ments were approved by the Board of Trustees and authorised for issue on
19.: Iz:-.14...................... and were signed on its behalf by:
P Bird - Trustee
The notes form part of these financial statements

Cardiff People First
Notes to the Financial Statements
for the Year Ended 31 March 2025
ACCOUNTING POLICIES
Basis of preparing the financial statements
The financial statements of the charitable company, which is a public benefit entity under
FRS 102, have been prepared in accordance with the Charities SORP (FRS 102)
'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to
charities preparing their accounts in accordance with the Financial Reporting Standard
applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019),, Financial
Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and
Republic of Ireland, and the Companies Act 2006. The financial statements have been
prepared under the historical cost convention.
Income
All income is recognised in the Statement of Financial Activities once the charity has
entitlement to the funds, it is probable that the income will be received and the amount can
be measured reliably.
The following specific policies are applied to particular categories of income:
i) Voluntary income is received by way of donations and membership fees and is included in
accounts when receivable.
ii) Grants, where entitlement is not conditional on the delivery of a specific performance by
the charity, are recognised when the charity becomes unconditionally entitled to the grant
which will normally be when the grant is actually received. Grants, where related to the
performance and specific deliverables, are accounted for as the charity earns the right to
consideration by its performance. Deferred income represents grant monies received for
future periods and released to incoming resources in the period to which it relates.
iii) Trading income is included when receivable.
iv) Donated services and facilities are included at the value to the charity where this can be
quantified and are material.
v) Investment income and all other income is recognised when receivable.
Expenditure
Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation
committing the charity to that expenditure, it is probable that a transfer of economic benefits
will be required in settlement and the amount of the obligation can be measured reliably.
Expenditure is accounted for on an accruals basis and has been classified under headings
that aggregate all cost related to the category. Where costs cannot be directly attributed to
particular headings they have been allocated to activities on a basis consistent with the use
of resources.
Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its
estimated useful life.
Computer equipment - Straight line over 3 years

Cardiff People First
Notes to the Financial Statements - continued
for the Year Ended 31 March 2025
ACCOUNTING POLICIES- continued
Taxation
The charity is exempt from corporation tax on its charitable activities.
Fund accounting
Unrestricted funds can be used in accordance with the charitable objectives at the discretion
of the trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the
charity. Restrictions arise when specified by the donor or when funds are raised for
particular restricted purposes.
Pension costs and other post-retirement benefits
The charitable company operates a defined contribution pension scheme.
Contributions
payable to the charitable company's pension scheme are charged to the Statement of
Financial Activities in the period to which they relate.
DONATIONS AND LEGACIES
2025
2024
Donations
Membership fees
1,924
50
283
125
1,974
408
OTHER TRADING ACTIVITIES
2025
2024
Provision of goods & services
Training income
64
7,213
7,650
7,650
7,277
10

Cardiff People First
Notes to the Financial Statements - continued
for the Year Ended 31 March 2025
INVESTMENT INCOME
2025
2024
Bank interest received
2,367
1,388
INCOME FROM CHARITABLE ACTIVITIES
2025
2024
Activity
Income from charitable activities
Grants
81,004
81,250
Grants received, included in the above, are as follows:
2025
2024
Cardiff City Council - Service specification
Cardiff City Council - Feminine Hygiene
ACE - Bereavement support
C3SC - Wellbeing
People's Health Trust
73,462
71,156
2,000
6,844
1,250
7,142
400
81,004
81,250
OTHER INCOME
2025
2024
Secondment income receivable
DWP - Access to work
58,227
41,413
57,653
36,432
99.640
94,085

Cardiff People First
Notes to the Financial Statements - continued
for the Year Ended 31 March 2025
CHARITABLE ACTIVITIES COSTS
Direct
Costs (see
note 8)
Support
costs (see
note 9)
Totals
Charitable activities
Secondment expenses
Other trading activities
71,569
46,637
584
29,867
80
944
101,436
46,717
1,528
118,790
30,891
149,681
DIRECT COSTS OF CHARITABLE ACTIVITIES
2025
2024
Staff costs
Staff travel & substinence
116,351
2,439
121,018
1,678
118,790
122,696
SUPPORT COSTS
Governance
costs
Other
Totals
Charitable activities
Secondment expenses
other trading activities
25,499
80
944
4,368
29,867
80
944
26,523
4,368
30,891
Support costs, included in the above, are as follows..
2025
2024
Other
trading
activities
Charitable Secondment
activities
expenses
Total
activities
Total
activities
Telephone
Postage and stationery
Premises costs
Volunteer expenses
Members travel
Event costs
Professional fees
Bad debts
2,226
41
15,729
128
80
2,305
383
15,729
321
3,405
80
17,084
242
87
3,056
2,237
342
193
2,776
2,698
1,902
284
3,060
2,698
2,027
125
Carried forward
25,499
80
944
26,523
26,191
12

Cardiff People First
Notes to the Financial Statements continued
for the Year Ended 31 March 2025
SUPPORT COSTS- continued
2025
2024
Other
Charitable Secondment trading
activities
expenses
activities
Total
activities
Total
activities
Brought forward
Wages
Auditors, remuneration
25,499
2,262
2,106
80
944
26,523
2,262
2,106
26,191
2,262
1,978
29,867
80
944
30,891
30,431
10. OTHER
2025
2024
Support costs
30,891
30,431
11. NET INCOMEI(EXPENDITURE)
Net incomel{expenditure} is stated after chargingl(crediting)'.
2025
2024
Auditors, remuneration
2,106
1,978
12. TRUSTEES, REMUNERATION AND BENEFITS
There were no trustees, remuneration or other benefits for the year ended 31 March 2025
nor for the year ended 31 March 2024.
Trustees. expenses
There were no trustees, expenses paid for the year ended 31 March 2025 nor for the year
ended 31 March 2024.
13

Cardiff People First
Notes to the Financial Statements continued
for the Year Ended 31 March 2025
13. STAFF COSTS
2025
2024
Wages and salaries
Social security costs
Other pension costs
116,352
759
1,502
121,096
959
1,225
118,613
123,280
The average monthly number of employees during the year was as follows..
2025
11
2024
14
Staff
No employees received emoluments in excess of £60,000.
14. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted Restricted
fund
funds
Total
funds
INCOME AND ENDOWMENTS FROM
Donations and legacies
408
408
Charitable activities
Income from charitable activities
71,156
10,094
81,250
Other trading activities
Investment income
other income
5,277
1,388
94,085
2,000
7,277
1,388
94,085
Total
172,314
12,094
184,408
EXPENDITURE ON
Charitable activities
Charitable activities
Secondment expenses
Other trading activities
92,062
47.085
1,684
12,296
104,358
47,085
1,684
Total
140.831
12,296
153,127
NET INCOMEI(EXPENDITURE)
31,483
(202)
31,281
RECONCILIATION OF FUNDS
Total funds brought fO￿ard
79,450
202
79,652
14

Cardiff People First
Notes to the Financial Statements continued
for the Year Ended 31 March 2025
14. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued
Unrestricted Restricted
fund
funds
Total
funds
TOTAL FUNDS CARRIED
FORWARD
110,933
110,933
15. TANGIBLE FIXED ASSETS
Computer
equipment
COST
At 1 April 2024 and 31 March 2025
6,318
DEPRECIATION
At 1 April 2024 and 31 March 2025
6,318
NET BOOK VALUE
At 31 March 2025
At 31 March 2024
16. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025
2024
Trade debtors
Prepayments
31,270
3,015
39,598
34,285
39,598
15

Cardiff People First
Notes to the Financial Statements - continued
for the Year Ended 31 March 2025
17. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025
2024
Accruals and deferred income
4,140
6,453
18. ANALYSIS OF NET ASSETS BETWEEN FUNDS
2025
Total
funds
2024
Total
funds
Unrestricted Restricted
fund
funds
Current assets
Current liabilities
158,027
{4,140)
158,027
(4,140)
117,386
(6,453)
153,887
153,887
110,933
19. MOVEMENT IN FUNDS
Net
movement
in funds
At
3113125
At 114124
Unrestricted funds
General fund
110,933
42,954
153,887
TOTAL FUNDS
110,933
42,954
153,887
Net movement in funds, included in the above are as follows..
Incoming Resources Movement
resources
expended
in funds
Unrestricted funds
General fund
185,493
(142,539)
42,954
Restricted funds
Ace - Bereavement support
7,142
(7,142)
TOTAL FUNDS
192,635
(149,681)
42,954
16

Cardiff People First
Notes to the Financial Statements continued
for the Year Ended 31 March 2025
19. MOVEMENT IN FUNDS- continued
Comparatives for movement in funds
Net
movement
in funds
At
3113124
At 114123
Unrestricted funds
General fund
79,450
31,483
110,933
Restricted funds
Ace - Bereavement support
202
(202)
TOTAL FUNDS
79,652
31,281
110,933
Comparative net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources
expended
in funds
Unrestricted funds
General fund
172,314
(140,831)
31,483
Restricted funds
Cardiff City Council - Feminine
Hygiene
Ace - Bereavement support
C3SC - Wellbeing
FOR Cardiff
2,000
6,844
1,250
2,000
(2,000)
(7,046)
(1,250)
(2,000)
(202)
12,094
(12,296)
(202)
TOTAL FUNDS
184,408
(153,127)
31,281
17

Cardiff People First
Notes to the Financial Statements - continued
for the Year Ended 31 Ivlarch 2025
19. MOVEMENT IN FUNDS - continued
A current year 12 months and prior year 12 months combined position is as follows..
Net
movement
in funds
At
3113125
At 114123
Unrestricted funds
General fund
79,450
74,437
153,887
Restricted funds
Ace - Bereavement support
202
(202)
TOTAL FUNDS
79,652
74,235
153,887
A current year 12 months and prior year 12 months combined net movement in funds,
included in the above are as follows..
Incoming Resources Movement
resources
expended
in funds
Unrestricted funds
General fund
357,807
(283,370)
74,437
Restricted funds
Cardiff City Council - Feminine
Hygiene
Ace - Bereavement support
C3SC - Wellbeing
FOR Cardiff
2,000
13,986
1,250
2,000
(2,000)
(14,188)
(1,250)
(2,000)
(202)
19,236
(19,438)
(202)
TOTAL FUNDS
377,043
(302,808)
74,235
18

Cardiff People First
Notes to the Financial Statements - continued
for the Year Ended 31 March 2025
20. RELATED PARTY DISCLOSURES
There were no related party transactions for the year ended 31 March 2025.
19

Cardiff People First
Detailed Statement of Financial Activities
for the Year Ended 31 March 2025
2025
2024
INCOME AND ENDOWMENTS
Donations and legacies
Donations
Membership fees
1,924
50
283
125
1,974
408
Other trading activities
Provision of goods & services
Training income
64
7,213
7,650
7,650
7,277
Investment income
Bank interest received
2,367
1,388
Charitable activities
Grants
81,004
81,250
Other income
Secondment income receivable
DWP - Access to work
58,227
41,413
57,653
36,432
99,640
94,085
Total incoming resources
192,635
184,408
EXPENDITURE
Charitable activities
Wages
Social security
Pensions
staff travel & substiiience
114,090
759
1,502
2,439
118,834
959
1,225
1,678
118,790
122,696
Support costs
Other
Telephone
Carried forward
2,305
2,305
3,405
3,405
This page does not form part of the statutory financial statements
20

Cardiff People First
Detailed Statement of Financial Activities
for the Year Ended 31 March 2025
2025
2024
Other
Brought foward
Postage and stationery
Premises costs
Volunteer expenses
Members travel
Event costs
Professional fees
Bad debts
2,305
383
15,729
321
3,405
80
17,084
242
87
3,056
2,237
3,060
2,698
2,027
26,523
26,191
Governance costs
Wages
Auditors, remuneration
2,262
2,106
2,262
1,978
4,368
4,240
Total resources expended
149,681
153,127
Net income
42,954
31,281
This page does not form part of the statutory financial statements
21