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2021-03-31-accounts

Index to the Financial Statements Statements Page
Legal and administrative information
Chair's report
Report ofthe Trustees
Independent Auditor's Report 18
Consolidated Statement of Financial Activities 22
Consolidated Balance Sheet 23
Charity Balance Sheet 24
Consolidated Statement ofCash Flows 25
Notes to the consolidated financial statements 26-49

rthe year ended 31 Mar ch 2 021
Restricted Unrestricted
Funds Funds Total Total
as restated
2021 2021 2021 2020
Note E E E K
Income
Income from generated
funds:
Donations
and legacies
Other trading activities
Investment
income
14,235
45,381
2,082
14,235
45,381
2,082
37,882
130,932
2,555
Income from charitable
activities
204,985 609,471 814,456 620,532
Total income 204,985 671,169 876,154 791,901
Expenditure
on:
Raising funds
Charitable
activities
209,823 141,965
431,357
141,965
641,180
144,103
635,123
Total expenditure 209,823 573,322 783,145 779,226
Other finance costs 8,000 8,000 7,000
Net income/(expenditure) (4,838) 89,847 85,009 5,675
Transfers
between funds
Other recognised
gains
and losses
Gains/(losses)
on
revaluation
investments
of 12 45,919 45,919 (9,985)
Actuarial
(loss)/gain
benefit pension scheme
on defined 19 (9,000) (9,000) 29,000
Net movement
in funds
(4,838) 126,766 121,928 24,690
Reconciliation offunds
Total funds brought
forward
1 April 2020
at 17 4,838 1,645,180 1,650,018 1,625,328
Total
funds
carried
31 March 2021
forward at 17 1,771,946 1,771,946 1,650,018

2021 2020
K 6
Note
Fixed assets
Tangible assets
Intangible
assets
Investments
11a
11b
12
859,449
2,547
237,830
895,120
5,094
191,911
1,099,826 1,092,125
Current assets
Debtors 13 69,305 83,311
Cash at bank and in hand 760,797 560,877
830,102 644,188
Creditors:
amounts
falling due
within one year 14 (146,982) (77,295)
Net current assets 683,120 566,893
Net
assets
excluding
liability
pension 1,782,946 1,659,018
Pension
liability
19 (11,000) (9,000)
Net
assets
including
liability
pension 1,771,946 1,650,018
Income funds 17
Restricted funds 4,838
Unrestricted
funds:
Designated
funds
Other charitable
funds
1,210,865
571,037
1,148,716
503,267
Non-charitable trading funds 1,044 2,197
1,782,946 1,659,018
Defined
benefit
liability
pension scheme (11,000) (9,000)
1,771,946 1,650,018

2021 2020
Note 6
Fixed assets
Tangible assets
Intangible assets
Investment
11a
11b
12
859,449
2,547
237,832
895,120
5,094
191,913
1,099,828 1 092 127
Current assets
Debtors 13 69,318 83,324
Cash at bank and in hand 758,600 557,527
827,918 640,851
Current
liabilities
Creditors:
amounts
falling due within
one year 14 (145,841) (76,155)
Net current assets 682,077 564,696
Net
assets
excluding
pension 1,781,905 1,656,823
liability
Pension
liability
19 (11,000) (9,000)
Net
assets
including
liability
pension 1,770,905 1,647,823
Funds 17
Restricted funds 4,838
Unrestricted
funds:
Designated
funds
Other charitable
funds
1,210,865
571,040
1,148,716
503,269
1,781,905 1,656,823
Defined
benefit
pension scheme
liability (11,000) (9,000)
1,770,905 1,647,823
2021 2020
K
Cash flows from operating activities:
Net income 121,928 24,690
Adjusted for:
Depreciation
and amortisation
40,778 42,655
(Gain)/loss
on investments
(45,919) 9,985
Defined benefit pension scheme 2,000 (53,000)
Investment
income
(2,082) (2,555)
Decrease/(increase)
in
trade and other 14,066 (13,124)
receivables
Increase
in trade and other
payables 69,687 21,731
Net cash inflow from operating activities 200,398 30,382
Cash flows from investing activities
Purchase offixed assets (2,560) (9,384)
Purchase ofinvestments (200,000)
Interest received 2,082 2,555
Cash outflows from investing activities (478) (206,829)
Net
increase/(decrease)
in cash & cash 199,920 (176,447)
equivalents
Opening cash 8 cash equivalents 560,877 737,324
Closing cash &cash equivalents 760,797 560,877
199,920 (176,447)
Cash and cash equivalents consist of:
Cash at bank and in hand 760,797 560,877

Restricted Unrestricted Total Total
funds funds 2021 2020
8 F 8 8
Donations 14,235 14,235 22,944
Legacies 14,938
14,235 14,235 37,882
NCOME FROM INVESTMENTS
Restricted Unrestricted Total Total
funds funds 2021 2020
8 8 8 8
Bank interest 2,082 2,082 2,555
2,082 2,082 2,555

Restricted Unrestricted Total Total
as restated
fundsf funds
6
2021
E
2020
E
Grants
Trafford CCG:
Day Support
Mild Cognitive
Impairment
52,000 52,000 52,000
10,000
Trafford Council:
Day Support 6,978 6,978 38,916
Falls
Prevention
/
Prevention and
Wellbeing
Home Library
Tap Funding
Man With APan
43,440
27,504
12,000
43,440
27,504
12,000
53,885
27,504
11,800
22,694
Covid
Hub
(repurposed
MWAP)
Homecare transformation
13,500
16,667
13,500
16,667
8,333
Healthy Lifestyles 13,000 13,000
Trafford
Council
/ Trafford
CCG
(joint funded):
Dementia Adviser
Skills for Care
Project 116,000
6,857
116,000
6,857
101,790
9,973
South
Trafford
Primary
Care
Network:
Social Prescribing 61,930 61,930 17,057
Trafford
West
Primary
Care
Network
Social Prescribing 11,847 11,847
Age UK
Eon Benefits Advice
11,966 11,966 22,630
Other 8,975 8,975 9,045
The Big Knit
Private Payers Day Support
59,851 59,851 1,355
189,698
Trafford
Collective
Partner
Payment
GMCVO Walking
grant
2,500 2,500 1,000
Salford CVS History Makers
Other income
1,250
23,666
1,250
23,666
34,479
11,966 477,965 489,931 612,159
Covid-1 9funding (seenote 4b) 193,019 131,506 324,525 8,373
204,985 609,471 814,456 620,532

Restricted Unrestricted Total Total
funds funds 2021 2020
5 6 6 6
Grants
Trafford CCG:
Covid-19 grant 9,007 9,007 2,993
Trafford Council:
Covid Hub 8,799 8,799
Inclusive Neighbourhoods 2,000 2,000 1,415
Infection Control 19,250 19,250
VCSE Digital grant 4,992 4,992
Telephone
CEV/Shielding
Support 15,998 15,998
Age UK
Covid Emergency
HMRC CJRS/SSPRS
Appeal 10,585
77,615
27,305 37,890
77,615
3,765
Tralford
Housing
Trust
Covid-19 funding
3,400 3,400 200
Sport England
Ambition
forAgeing
3,585
1,500
3,585
1,500
National
Lottery
Social Enterprise
Fund
Support 56,842 56,842
Community
Fund
40,892 40,892
Non-essential Retail
Government
grants
Forever Manchester
39,434
2,971
39,434
2,971
Shell Benevity 350 350
193,019 131,506 324,525 8,373

he profit a nd loss account for the year ended 31 March 20 21 is as follows:
2021 2020
6
Turnover
Operating costs (1,153) (857)
Operating
loss
Other interest receivable
and similar income (1,153) (857)
18
Loss for the year
Distributed
to parent
(1,153) (839)
(6,398)
Retained in the subsidiary (1,153) (7,237)

2021f 2020
6
Current assets 2,197 3,350
Creditors: amounts falling due within one year (1,153) (1,153)
Total net assets 1,044 2,197
Aggregate share of capital and reserves 1,044 2,197
GOVERNANCE COSTS
2021 2020
6 E
Staff costs 5,984 5,276
Legal and
Office and
professional
fees
communication
costs
13,388
848
11,060
824
20,220 17,160

D
Cl0
0
Cl
IC c
IC
Ct00
0 Cl
E
o.
00
ol0E0
IL
cs 0
cl 0
0
'0 00
Ct0
2021
Total
2020 as
restated
Total
Costs of
generating
funds
Fundraising 1,451 139 528 2,118 1,734
Charity shops 64,328 145 57,974 7,534 8,713 138,694 141,512
Commercial
trading
operation
1,153 1,153 857
65779 145 58,113 8,062 9866 141965 144 103
Charitable
activities
Enabling
older
people
488,648 199 39.756 88,691 3,666 620,960 624,963
Governance
costs 5,984 122 432 13,682 20,220 17,160
494,632 199 39,878 89,123 17348 641,180 642,123
Total
expenditure 560411 344 97991 97,185 27,214 783145 786226
Total expe nditure
of th
e Charity and the subsidiary
includes:
2021 2020
E K
Auditor's
Auditor's
remuneration
remuneration
—audit and accounting fees
—other non audit fees
9,000
420
10,500
864
Depreciation
and amortisation
Operating
leases
40,778
32,509
42,655
30,308

2021 2020
E
Salaries and wages
Social security costs
Pension contributions
484,475
30,620
38,054
479,652
31,182
37,033
Funding
actuarial
deficit
15,462 30,924
568,611 578,791
Adjustment
from movement
in defined benefit pension scheme
valuation (15,000) (31,000)
553,611 547,791
The average weekly number ofemployees during the year was: Number Number
Management
and administration
Trading operations
Community
based operations
2
5
17
2
6
17
24 25

Consolidation
2021 Charity Company adjustments Total
funds funds 2021 2021
8 E 8
Income 876,154 876,154
Expenditure (781,992) (1,153) (783,145)
Net income 94,162 (1,153) 93,009
Gain on investment 45,919 45,919
Other finance costs
Actuarial
loss
(8,000)
(9,000)
(8,000)
(9,000)
Retained resources for the year 123,081 (1,153) 121,928
urther details ofthe results ofthe trading subsidiary are set out in note 5.
here were no other dilferences in the movements in funds between the Charity and the group.
Consolidation
Charity Company adjustments Total
2020 funds funds 2020 2020
E K 8 8
Income 798,281 18 (6,398) 791,901
Expenditure (778,369) (857) (779,226)
Net income 19,912 (839) (6,398) 12,675
Loss on investment
Other finance costs
Actuarial
gain
Distribution —inter group
(9,985)
(7,000)
29,000
(6,398) 6,398 (9,985)
(7,000)
29,000
Retained resources for the year 31,927 (7,237) 24,690

ANGIBLE FIXEDASSE
Group and Charity
TS
Long Leased
leasehold Motor Fixtures & building
buildings
E
vehiclesf equipment
E
alterations
E
Total
E
Cost
At 1 April 2020
Additions
936,737 67,852 82,875
2,560
17,964 1,105,428
2,560
Disposals (18,338) (5,760) (24,098)
At 31 March 2021 936,737 67,852 67,097 12,204 1,083,890
Depreciation
At 1 April 2020
82,118 31,297 78,929 17,964 210,308
Charge for year
Disposals
18,747 16,963 2,521
(18,338)
(5,760) 38,231
(24,098)
At 31 March 2021 100,865 48,260 63,112 12,204 224,441
Net book amount at 31
March 2021 835,872 19,592 3,985 859,449
Net book amount at 31
March 2020 854,619 36,555 3,946 895,120
NTANGIBLE FIXEDASSETS
Group and Charity
Softwaref
Cost
At 1 April 2020 and 31
March 2021 10,188
Amortisation
At 1 April 2020 5,094
Charge for year 2,547
At 31 March 2021 7,641
Net book amount at 31 March 2021 2,547
Net book amount at 31 March 2020 5,094

FIXEDASSE T INVESTME NTS
The group 2021
Totalf
2020
Total
E
Market value at 1 April 2020
Purchases
191,911 1,896
200,000
Gain/(loss) on investment 45,919 (9,985)
Market value at 31 March 2021 237,830 191,911
The Charity
As above 237,830 191,911
Investment in subsidiary company (see below) 2 2
237,832 191,913
Reserves
Class of Proportion 31 March
Name shares held held 2021
8
Age UK Trafford (Trading) Limited Ordinary 100% 1,042

The Group The Charity
2021 2020 2021 2020
K 6 6 6
Other debtors 6,763 6,500 6,763 6,500
Amounts
owed by Age UK Trafford
(Trading)
Limited
Prepayments
and accrued income
62,542 76,811 13
62,542
13
76,811
69,305 83,311 69,318 83,324

REDITORS: AM OUNTS
FALLING
DUE WITHIN ONE Y EAR
The Group The Charity
2021 2020 2021 2020
6 6 8 8
Accruals 70,562 55,862 69,421 54,722
Deferred income (see below) 76,420 21,433 76,420 21,433
146,982 77,295 145,841 76,155
EFERRED INCOME
The Group The Charity
2021 2020 2021 2020
8 F 6
Balance at 1 April 2020 21,433 13,694 21,433 13,694
Amount released to income (21,433) (13,694) (21,433) (13,694)
Amount deferred in the year 76,420 21,433 76,420 21,433
Balance at 31 March 2021 76,420 21,433 76,420 21,433

assets measured
at amortised cost:
The Group The Charity
2021f 2020f 2021f 2020f
Included within debtors and cash at
bank and in hand 767,560 567,377 765,376 564,040
The Group The Charity
2021f 2020f 2021 2020f
Included within creditors

UNDS
Movement in year
GROUP
Balance at Expenditure Balance at
31 March Income incl losses & 31
March
2020 incl gains transfers 2021
6 E F F
Restricted
Skills for Care Project 3,838 (3,838)
GMCVO 1,000 (1,000)
Eon 11,966 (11,966)
Covid-19 related income (note 4b) 193,019 (193,019)
4,838 204,985 (209,823)
Unrestricted
Designated funds:
Project development
continuity
Fixed asset fund
and services 214,749
900,214
307,800 (209,350)
(38,218)
313,199
861,996
Sharpies
building
fund 33,753 17,157 (15,240) 35,670
1,148,716 324,957 (262,808) 1,210,865
Other charitable funds 503,267 392,131 (324,361) 571,037
1,651,983 717,088 (587,169) 1,781,902
Non-charitable trading funds 2,197 (1,153) 1,044
1,654,180 717,088 (588,322) 1,782,946
Total funds before defined benefit
pension
liability
1,659,018 922,073 (798,145) 1,782,946
Defined
benefit
pension liability (9,000) - (2,000) (11,000)
Total funds 1,650,018 922,073 (800,145) 1,771,946

NDS continued
ofnet assets between funds
2021 Unrestricted Restricted 2021
fundsf funds
E
Total
E
The group
Tangible fixed assets
Intangible
fixed assets
Investments
859,449
2,547
237,830
859,449
2,547
237,830
Net current assets 683,120 683,120
Pension
liability
(11,000) (11,000)
1,771,946 1,771,946
The Charity
Tangible fixed assets
Intangible
fixed assets
Investments
859,449
2,547
237,832
859,449
2,547
237,832
Net current assets 682,077 682,077
Pension
liability
(11,000) (11,000)
1,770,905 1,770,905
2020 Unrestricted Restricted 2020
funds funds Total
6 E E
The group
Tangible fixed assets
Intangible
fixed assets
Investments
895,120
5,094
191,911
895,120
5,094
191,911
Net current assets 562,055 4,838 566,893
Pension
liability
(9,000) (9,000)
1,645,180 4,838 1,650,018
The Charity
Tangible fixed assets
Intangible
fixed assets
Investments
895,120
5,094
191,913
895,120
5,094
191,913
Net current assets 559,858 4,838 564,696
Pension
hability
(9,000) (9,000)
1,642,985 4,838 1,647,823

he assets and liabilities o fthe scheme at 31 March are:
31 March 31 March
2021 2020
K'000 K'000
Scheme assets at fair va/ue
Equities
Diversified
growth fund 271
175
194
163
Property
Gilts and
Bonds 923 94
853
Cash 34 12
Fair value ofscheme assets 1,403 1,316
Present value ofscheme liabilities (1,414) (1,325)

31 March 31 March 31 March 31 March 31 March 31 March 31 March 31 March
Assumptions
as at
2021 2020 2019 2018
Rate of increase
in salaries
N/A N/A N/A N/A
Rate ofincrease to pensions
in payment
members
who left service before 6/4/97
for 3.1% 3.0% 3.4% 3.3%
Rate ofincrease to pensions
in payment
for
other members:
Pre 6/4/06 pension
Post 6/4/06 pension
Discount rate for scheme
liabilities 30%
2 5%
2.1%
3.0%
2.5%
22%
34%
2 5%
24%
3.3%
2.5%
2.6%
Inflation (RPI) assumption 31% 2.8% 34% 33%
he mortality
assumptions
for the disclosures at 31 March 2021 were:
31 March 2021 31 March 2020 31 March 2019 31 March 2018
95%
of
S3P
base
$3P
base
tables S2P
base
tables $2P
base
tables
tables
projected
by
projected
by
year of projected by year
of
projected by year
of
year of birth assuming birth
assuming
future birth
assuming
future birth
assuming
future
future
improvement
in
line
with
CMI
2020
improvement
in
line
with
CMI 2019 core
improvement
in
line
with
CMI 2018 core
improvement
in
with
CMI 2017
line
core
core projections
with a
projections
with
a projections with
a
projections with a
long-term
rate
of
improvement
of 1.0%
long-term
rate
of
improvement
of 1.0%
long-term
improvement
rate
of
of 1.0%
long-term
rate
improvement
of
of
1.0%
pa. pa. pa. pa.
The
assumed
life
retirement
at age 65are:
expectancies on 31 March
2021
31 March
2020
31 March
2019
31 March
2018
Retiring today - males
Retiring today - females
Retiring
in 20 years - males
Retiring
in 20 years - females
87.1
89.4
88.1
90.6
86.7
89.0
87.7
90.2
86.3
88.2
87.3
89.4
86.8
88.7
87.8
89.9

Analysis ofthe amounts charged to operating
surplus i(defi
cit)
2021 2020
E'000 E'000
Past service cost
Administration expenses
interest on defined
benefit
liability
Total operating charge recognised
in Statement of Financial
Activities
Analysis ofthe amounts (credited) icharged to other comprehensive income
2021 2020
Taken to other comprehensive
income
K'000 E'000
Actual return on pension scheme assets 121 150
Less: amounts included in net interest on the
net defined
benefit
liability
(29) (28)
Remeasurement gains and
losses
recognised
in
income
other
comprehensive
92 122

osses
2021 2020
E'000 E'000
Actual return less
expected
return on
pension scheme assets 92 122
Experience gains and (losses) arising on the
scheme liabilities (101) (93)
Changes in
assumptions
underlying the
present value of the scheme liabilities
Actuarial (loss)/gain (9) 29

Changes
in the fair value of plan assets are
analysed
as follow
s:
2021 2020
E'000 E'000
Assets
in scheme at start ofyear
1,316 1,181
Movement
in year:
Interest income on scheme assets
29 28
Actuarial
gain/(loss)
on scheme assets
Contributions
by company
92
15
122
31
Contribution
by employees
Benefits paid (41) (40)
Administration
costs
(8) (6)
Assets
in scheme at end ofyear
1,403 1,316
Changes
in the present value ofthe defined
benefit obligations are analysed as follows:
Changes
in the presen
t value ofthe defin ed
benefit o
bligations
are analyse
d
as follo
2021 2020
8'000 8'000
Liabilities
in scheme at start ofyear
1,325 1,243
Movement
in year:
Interest cost
29
Past service cost
Experience losses on scheme liabilities 101 93
Loss
arising
from changes in
assumptions
underlying
the scheme
liabilities
Benefits paid (41) (40)
Liabilities
in scheme at end ofyear
1,414 1,325
Movement
in deficit during the year
2021 2020
E'000 E'000
Deficit in scheme at start of year (9) (62)
Movement
in year:
Current service cost etc (8) (6)
Contributions 15 31
Interest cost (1)
Actuarial
(loss)/gain
(9) 29
Deficit in scheme at end ofyear (9)

.
PRIOR YEAR CO
NSO LIDATED STATEMEN T OF FINANCIAL ACTIVITIES
Restricted Unrestricted
Funds Funds Total 2020
2020as 2020
restated as restated
6
Income
Income from generated
funds
Donations
and legacies
Other trading
activities
Investment
income
37,882
130,932
2,555
37,882
130,932
2,555
Income from charitable activities 38,793 581,739 620,532
Total income 38,793 753,108 791,901
Expenditure
on:
Raising funds
Charitable
activities
36,443 144,103
598,680
144,103
635,123
Total expenditure 36,443 742,783 779,226
Other finance costs 7,000 7,000
Net income 2,350 3,325 5,675
Transfers
between funds
Other recognised
gains and losses
Losses on revaluation
of investments
(9,985) (9,985)
Actuarial
gain/(loss)
pension scheme
on defined benefit 29,000 29,000
Net movement
in funds
2,350 22,340 24,690
Reconciliation offunds
Total funds brought
1 April 2019
forward at 2,488 1,622,840 1,625,328
Total funds carried forward at 31 March
2020 4,838 1,645,180 1,650,018