REGISTERED COMPANY NUMBER: 04996963 (England and Wales) REGISTERED CHARITY NUMBER: 1108843 REPORT OF THE TRUSTEES AND AUDITED FINANCIAL sfATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 FOR CROYDON BME FORUM Hartley Fowler LLP Statutory Auditors Chartered Accwntants 4th Hoor Tultlon House 27-37 St George's Ro Wimbledon London SW19 4EU CROYDON BME FORUM CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 Page Report of the Trustees I to 7 Report of the Independent Auditors 8 to 10 ststement of Financial Activities li statement of Financlal Position 12 Statement of Cash Flows 13 Notes to the Statement of Cash Flows 14 Notes to the Flnancial Statements 15 to 29 CROYDON BM E FORUM (REGISTERED NUMBER: 04996963) REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 The trustees who are also directors of the charity for the purposes of the Compan1￿ Att 2006, present their report with the financial statements of the charity for the year ended 31 Marth 2025. The trustees have adopted the provisions of Accounting and Reportlng by Charities: Statement of Recommended Pract(￿ applicable to charities preparing their accounts in accordance with the Financlal Reportlng Stsndard applicable in the UK and Republic of IrelaNI {FRS 102) (effective l January 2019). OBJEcfIvES AND ACTIVITIES Objectives and alms The chariLVs purposes, as set out in its goveming document, are to promote the t￿nefit of the residents of the London Borough of Croydon, particularw those from mlnority ethr¥ic communities. These purposes are fLdfilled through attivities deslgned to: l. Relieve poverty, hardship, and distre55. 2. Advance education. 3. Protett and preseNe good health. To achieve these objettlves, Croydon BME Fonjm ftKJJses on.. Advocatlng for equallty, Incluslon, and representation In local declslon-maklng wocesse Supporting BME voluntary sector organisations in bulldlng capacity. Empowering communitles to access culturally sensitive seNces and resources. Core Servlces and Focus Areas l. Equality and Coheslon: Building bridges within and between Communit￿S. - Promoting good ra￿ relations, ciynmunlty cohesion, and equal opportuniiies. 2. Capaclty Building: - Supporting BME voluntary and community sector C￿ganiSatI￿5 to ￿har￿ their infrastrucbJre a￿1 dellver quality servi￿. 3. Communlty Empowerment: - Ensuring BME volces are represented in policy development and *rvice dellvery. Publlc beneflt We review our alms, objertives and acknvitles each year and, in dryng SO, the Trustees have tsken into account the general guidance on public benefit published by the Clkirity Commission. In reviewing our aims, and planning objectives and activitie5 to meet them In the future, we C￿￿der and evabjate the outcomes of each activity and the impart of our wo¥k on our beneflclaries and stakeholders. CROYDON BME FORUM (REGISTERED NUMBER: 04996963) REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 OBJEcfivES AND ACllVITIES The Role of Our Volunteers At Croydon BME Forum, volunteers are an integral part of wr success. Their dedication and commitrnent play a crucial role in delivering our programme5, SUPWrting our projects, and engaging with the community. Our Volunteers. Contributions Over the past year, our volunteers have contributed thelr ilme, skilts, and e￿9Y to a wide range of activities, Including,. Supporting the organisation and delivery of e￿ts, such as the Black Mental Health Conference and Can￿[ Awareness Workshops and the Croydon IAG - Assisting with admlnlstrab've tasks and outreach Fmgrammes to expand the Foruffl's reach. Engaging directly with community members to pn)vide 9uidantr, signpjsting, and emotional support. Leading workshops and focus groups on health aMI wellbeing topics, including mental hea]th, nutrition, and fitness. - Ralsing awareness of key initiatives through soclal media campalgns, community events, and one-to.one engagement. Volunteer Impact In the past year, our volunteers have collectively contributed over 500 Hours of *nri￿, significantly enhancing the capacity of our organisatlon. Their efforts have dlrectly sutported projects such as: The Moblle Wellbeing Hubs, offering culturalty sensitlve mental health supp(*t. - The Wellbeing Advisor Project, where volunteers facilitatsd workshops on bereavement, anxiety, and financial wellbeing. - Community events Ilke our Coffee Mornings and Games day, which create spaces for education and connection, Volunteer Development We are committed to nurturing and supportlng our volunteers by: Providing training in areas such as mentsl health first aid, safeguardlngi and community ￿gageMent. Offering opportunities to develop leadership and organisational skills. Recognlsing and ￿lebratIng thelr contributi(ms at volunteer appreclation events. A Heartfelt Thank You We extend our deepest gratitude to all ￿r volunteers for their unwavering SUPFL)rt and enthusiasm, Thelr contributions not onlv enrich our projects but also strengthen our community. CROYDON BME FORUM (REGISTERED NUMBER: 04996963) REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 ACHIEVEMENTS AND PERFORMANCE Charitable activities The year has been marked by several notabk achievements, reflecting our c￿[nitment to reducing inequality and improving the lives of BME communities: l. Health and Wellbeing Programmes Cancer Awareness. - Delivered 40 cancer awareness talks and hosted 25 events In partnership with oryaThsatKJns such as Macmillan Cancer Trust, Reached over 70,000 individuals vla social media campaigns and erwjaged 1473 peotAe in one-to-one conversations, - Organised monthly Coffee Momings addressirwJ Can￿ awareness, energy advice, and other community needs. Ethnicity Mental Health Improvement Programme (EMHIP): - Launched Moblle Wellbeing Hubs to provkle culturally sensltive mentsl health support In communlty spa￿. Recrulted a multldisciplinary team, including psychok¥Jists and Supwrt Workers, to deliver earty-help interventions, Wellbelng Advlsor Project: - Supported 634 individuals through workshops and (W￿t0-(￿ mental health support S￿on$. Facllitated 24 wellbeing workshops addressing ISS￿eS such as bereavement, employment, and anxiety. 2. Community Engagement Core20 Plus5 Inltlatlve: Condurted 160 health diecks and referred 200 Indlvlduals to relevant suppjrt seNlce& - Organlsed four in-per50n events arKi two workshops addressing health inequalllies. Black Hlstory Month: Collaboiated with partners to trlebrate and prtjnote Black cuknre under the theme "fime for Change: Action, Not Words." Community Hubs: -Expanded services at the ScKco Cheta Community Hubi providing a space for activibes such as skill-sharingi health checks, and cultural events. 3. Advocacy and Representation Played a ￿ntral role in the Patient Carer Race Equality Framework (PCREF), Collab)ra￿ng wlth South L￿don and Maudsley NHS Trust to address raclal dispaiities in mental heallh care. - OrganSsed the Black Mental Health Conferen￿, focusing on racial disparitle5, neur¢xllversity, and mentsl heath. CROYDON BME FORUM (REGISTERED NUMBER: 04996963) REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 FINANCIAL REVIEW Financlal position 311312025 311312024 Income {Deficlt) I Surplus for the year 1,555,030 {53,368) 1,553,798 249,024 Flxed Assets Bank Debtors Current Llabillties Creditors due after more than one year 337,348 515,812 381,211 {238,207) {252,626) 614 749,601 222,213 (175,522) Net Assets 743,538 796,906 Principal fundlng sources The Forum's activities are supported by grants from organisations including: Croydon Council - GSK IMPAcf Awards South London and Maudsley NHS Trust (SLaM) Macmillan Can￿r Twst Integrated Care Board (ICB) Reserves policy The charity maintslns reseNes equlvalent to 34 nK)nths (rf (fjerational expendlture to ensure financlal &abllSty and the contlnulty of essential servi￿. Flnanclal and risk management obiertives and policies We operate a risk management strategy covering all our operations, developed at Board level and cascaded through individual projects. This involves carrying out a detailed risk analysis of the organisation annually and compiling a Risk Register to idenbfy key rlsks, assess their Impact and likellhood, and establlsh measures to mitigate them.The Trustees revlew the Risk Register at each Board Meeting to address changing clrcumstances, ensure that planned miugation meagjres have been implemented, and evaluate if the level of risk has changed. The same approach is taken to risks affecting individual wojects. Every projett has its own Risk Reg15ter, generated through detalled ilsk analysls at the planning stsge, and subject to regular review by the CEO andlor the Board, which covers the particular risks to the project, their impart and likelihood, and specific mitigating actions where available. Princlpal rlsks and uncertaintles rhe Board of Trust&s recognize the key risks that Croydon BME F￿1rn faces which inchJde5 the financtal risks of not getting funders to continue projects that are successfully piloted and the risk of maintaining a p(KJl of staff that can dellver our projects. The Trustees maintain a rlsk reglster. Key Risks Identified Fundlng Uncertainty: The relian￿ on NHS and other external fvnding streams poses a significant rtsk. With the evolvlng healthcare landscape arKI economic p￿Ssure5, the potential reduction or cessation of NHS funding creates uncertainty for the contlnuation of key projetts, including our mental health and wellbeing Inltlatives. To mthgate thls rlsk, we actively engage with funders, diversify income streams, and seek additional grant opportunities. staffing Retention: Malntaining a sknlled and mth'￿dted workforce, including volunteets, is essential for delivering our projects effectively. We address this through rrA)ust recruitment, trainlngi and retention strategie Operatlonal Risks: The complexities of delivering multiple community projects require strorrfJ governance and project management. We mitigate these risks through regular r￿nItoring and re￿rtIr#j, ￿5yring that projects are delivered on time and withln budget, CROYDON BME FORUM (REGISTERED NUMBER: 04996963) REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 FUTURE PLANS As we look ahead, a significant focus for the ccrfning year will be the renewal of leases for our key sites.. the Wellness Centre, the Croydon Health and Wellbeing Space, These facilities remain integral to delivering our senrices and supporting the community. A major development in our Strateg￿ vision is the ￿anned acquisition of 56a Mitcham Road {Head offi￿). We are preparing to purchase the building from Croydon Council, which will allow us to secure this vital Spa￿ long-temi use. Thls acquisition is a plvotal step in ensuring the sustalnability and growth cl our wrations, and we aim to complete this pyocess within the next year. Through these efforts, we are committed to strengthenlng our infrastructure and enhancing our ability to serve the communlty effertively. srRUCTURE, GOVERNANCE AND MANAGEMENT Governing document The charity is controlled by its governing document, a deed of tnjst, arKI constitutes a limited company, limited by guarantee, as defined by the Companles Act 2006, Recruitment and appolntment of new trustees Trustees are elected at the AGM, after being nominated by a member In good standing of the Forum. During the year the rrustees can co-opt onto the Board in an advisory capacity additional Trustees wilh required specialist knowledge. CO￿pted memtsers serve until the folk)wing AGM and are then able to stand for el&tksn full members of the board. Oryanisational structure Croydon BME Forum is govemed by a Board of slx Trustees wlth exrertlse In various aspects of organlsatlonal management. Decision making The Trustees have overall responsibility for the organisation and provide oveNiew, strategic dirertion and scrutiny for the organization's activities, They appoint and work with the CEO, who has day-to￿aY operation31 restx)nsibility for the organlsation, ensurlng that the organi5atlon dellvers on the strategy they have set. Indudlon and tralnlng of new trustees New Ttustees receive induction training on: thw'r legal responsibllitles as a (h3nty trustee. the management and operational structure of the charity, and the key management issues, e.g. policyi ￿rsOnnel, finan￿1 projects and funding matters. Key management remuneration The pay of the Chief Executwe OffI￿r is set by the PA)ard of Trustees. The pay of the remaining Senior Management team, and staff is reviewed annualty by the Chief Executive Officer, in line with mar*et conditions and affordability of the charity, and a proposal Is submitted to the Board of Trustees for thelr approval. Wlder network Croydon 8ME Forum Is the umbrdla organisation for CrOYd￿'S Black and rnin￿ty ethnlc (BME) voluntary and community sector, It works to ensure local health and other public services meet the needs of this diverse community. It set up mental heallh and wellbeing 'hubs' In a shopplng center in response to local [￿PIe saying they had 'nowhere to go, when they had mental health and wellbeing needs. Two further Croydon hub spaces are planned to open in 2024 and 2025. CROYDON BME FORUM (REGISTERED NUMBER: 04996963) REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 REFERENCE AND ADMINisfRATIVE DETAILS Registered Company number 04996963 (England and Wales) Registered Charlty number 1108843 Reglstered office 56a Mitcham Road Croydon CRO 3RG Trustees P Lewis V Chandrababu A Kumar G Mir2a M Patel V E Witter B S Baleera (appointed 114124) D Smith (appointed 114124) M S Hayden (appointed 114124) Chief Executive Officer Andrew Brown Auditors Hartley Fowler LLP ststutory Auditors Chartered Accountants 4th Floor Tuition House 27-37 st George's Road Wimbledon London SW19 4EU Bankers National Westmlnster Bank pk l High Street Croydon CR9 IPD srATEMENT OF TRUSTEES, RESPONSIBILITIES The trustee5 (who are also the directors of Croydon BME Forum for the purp)ses of company kw) are re5ponslble for preparing the RetX)rt of the Trustees and the financial statements in accordance wilh applKable law and United Kingdom Accountin9 standards (Unlted Kingdom Generally Accepted Accounting Practice) inckKllng Flnanaal Reportlng Stsndard 102 "The Finandal Reporting Standard applicable in the UK and Republic of Ireland" CROYDON BME FORUM (REGISTERED NUMBER: 04996963) REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 STATEMENT OF TRUSTEES, RESPONSIBILITIES - continued Company law requires the trustees to prepare financial ststements for each financial year. Under that law, the trustees have elected to prepare the financial statements in accordan￿ with Unitefj ￿ngdoM Generalty Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the trustees must not approve the financial statements unless ty are satisfied that they give a true and fair view of the state of affalrs of the tharitable company and of the incoming resource5 and application of resources, includlng the Income and expendlture, of the charitable company for that petiod. In preparfng those financial statements, the trustees are required to select suitable accounting pjlicies and then apply them consistenuy; observe the methods and principles in the Charities SORP. make judgements and estimates that are reasonable and prudent, prepare the financial statements on the going COn￿M basls unless it is inappropriate to presume that the charitable company will continue in business. The trustees are responsible for keeplng proper accounting records which disclose with reasonable accuracy at any time the financlal posltion of the charltable company and to enable them to ensure that the finandal statements comply wlth the Companles Art 2006. They are also responslble for safeguarding the assets of the charitable company and hence for taklng reasonable steps for the prevention and detection of fraud and other irregularities. In so far as the trustees are aware: there Is no relevant audit information of whlch the charitable companvs audltors are unaware. and the trvstees have taken all steps that they ought to have tsken to make themselves aware of any relevant audit Information and to establish that the auditors are aware of that Information. AUDITORS The auditors, Hartley Fowler LLP, wlll be prokK￿d for re-appolntsnent at the forthccthlng Annual General Meetlng. Approved by order of the board of tru*ees on 8 DecemLer 2025 and signed on its behalf by: PLew rustee REPORTOFTHE INDEPENDENT AUDITORSTO THE MEMBERS OF CROYDON BME FORUM Opinion We have audited the financial statements of C¥oydon BME Forum (the 'chaiitdble company,) for the year ended 31 March 2025 whlch comprise the Statement of Financial ALtivities, the Statement of Financial Postbon, the Statement of Cash Flows and notes to the financial statements, including a summary of significant accounting pollcies. The financial reporting framew)rk that has been applied in their preparation is applicable law and United ￿'ngdoM Accounting Standards (United Kingdom Generally Accepted Accountlng Practice), including Fin3noal Reporting Sta￿lard 102 The Finanaal Rep￿.n9 Standard applicable in the UK and Republlc of Ireland,. In our opinlon the financial ststements: glve a true and fair view of the state of the charitsble company's affairs as at 31 March 2025 and of its incoming resources and application of resources, including ILS income and expenditvre, for the year then ended; have been properly prepared In accordan￿ wth United Kingdom Generally AC￿pted Accountlng Practi￿, includlng Flnanclal Reporting Standard 102 'The Flnancial Reporting Standard applicable in the UK and Republic of Irdand,; and have been prepared in accordan￿ wilh the requirements of the Companies Act 2006. Basls for opinion We condurted our audit in accordan￿ with International Standards on Auditing (UK) (ISAS (UK)) and appllcable law. Oui responsibilities under those standards are further descrItr￿d In the Audltors, resFK)nsibllltles for the audlt of the flnanclal statements section of our report. We are independent of the charitable company in accordance with the ethical requlrements that are relevant to our audlt of the financial statements In the UK, Includlng the FRC'S Ethlcal Standard, and we have fulfilled our other ethlcal responslbilltles in accordance with these reqU1￿Ments. We believe that the audlt evidence we have obtained is sufficient and appmpriate to provide a basis for our opinion. Conclusions relatlng to golng concern In auditing the financial statements, we have concluded that the trusteeg use of the going con￿rn basls of accounting Sn the preparatlon of the financial statements 15 approprlate. Based on the work we have perfomied, we have identified any material uncertainties relating to events or conditions that, Indivldually or collectlvely, may cast slgniflcant doubt on the charitsble company's ability to continue as a going concern for a period of at least I￿e1ve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the trustees with res[￿rt to going IT)n￿M are deS￿ibed in the relevant sections of this report. other informatlon The truslees are responsible for the ot￿r information. The other Information comprises the Information included in the Annual Report, other than the finanaal statements and our Report of the Independent Audltors thereon. Our opinlon on the financlal statements does not cover the other information and, except to the extent othe￿ise explicitly stated in our report we do not express any form of assurano conclusion thereon. In connertlon with our audit of the financlal statements, our responsibifity is to read the other information and, in doing so, conslder whether the other information is materially i￿￿￿1Stent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify 5uth material inconsistencie5 or apparent material mlsstatements, we are requlred to detemine whether this gives rise to a material misstatement In the flnancial statements themselves. If, based on the work we have performed, we condude that there is a material misstatement of this other information, we are required to repcrt that fact. We have nothlNJ to repx)rt in this regard. Oplnlons on other matters prescribed by the Companies Act 2006 In our opinion, based on the work undertaken in the course of the audit: the Snfomiatlon glven In the Report of the Tnjstees for the financial year for whlch the financial statements are prepared is consistent with the financial statements,. and the Report of the Trustee5 has been prepared In accordance with applicab￿ legal ￿quIreMents. REPORT OFTHE INDEPENDENT AUDITORS TOTHE MEMBERS OF CROYDON BME FORUM Matters on which we are required to report by exception In the light of the knovAedge and understanding of the charitable company and its envtronment obtained in the course of the audit, we have not identified material mi55tatements in the Report of the Trustees. We have nothing to report In respect of the fonowing matters where the Companies Att 2006 requires us to retxjrt to you if, In our opinion.. adequate accountiro rec￿d$ hove not been kept or retumg adequate for our audit have not been received from branches not visited by us. or the ffinancial statements are not in agreement with the accountlng records and retums; or certaln disclosures of trustees, remuneration spectfied by law are nrt made- or we have not received all the infom)ation and explanations we require for our audit; or the trustees were not entitled to take advantage of the sm311 cc*npanies exemption from the requlrement to prepare a Strateglc Report or In preparing the Reky)rt of the Trustees. Responsibllitles of trustees As explalned more fully in the Statement of Trustees, Responsibilities, the tnjstees (who are also the directors of Ihe charitable company for the purp05e5 of company law) are responsible for the preparation of the financia5 ststements and for being satisfied that they glve a true and fair view, and for such internal control a5 the trustees determine is necessary to enable the preparation of flnancial statements that are free from materfal misstatement, whether due to fraud or error. In preparing the flnanclal ststements, the trustees are resk)?￿ble for assessing the charitsble companvs ability to continue a5 a going contrrn, disclosingi as applicable, matters related to going con￿rn and using the going concern basis of accounting unless the trustees either intend to Ilquldate the charltsble company or to cease operati(ms, or have no reallsiic alternattve but to do so. Our responsibilities for the audit of the financial statements Oui obje.ctive5 are to obtain reasonable assuran￿ about whether the financial statements as a whole are free from material misstatement, whether due to fraud or erKK, and to issue a Re￿rt of the Indepe￿Ient Auditors that includes our opinion. Reasonable assurance Is a high level of as9Jrance, but is not a guarantee that an audit conducted in accordance with ISAS {UK) will always detett a material mlsstatement when It exlsts, Mlsstatements can arfse from fraud or error and are consldered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decision5 of users taken on the basis of these flnanclal statements. The extent to which our procedures are capable of detecting irTegularities, indLKllng frdud is detailed telow: We Identify and assess risks of material misstalement of the financial ststcments, whether due to fraud or error, and then design and perfomi audit procedures reSp￿sIve to those risks, ind￿1ng obtaining audit eviden￿ that is sufficient and appropriate to provide a basis for our oplnion. In identifying and assessing risks of material mlsstatement in res￿ of irregularities, including fraud and non-complian￿ with laws and regulattons, we considered the follo￿ng. -the nature of the Industry and sector, control environment and the charities artivitles; .results of our enquiries of management about their own klentification and asSeSsm￿t of the risks af irregularitles,. -any matters we identified havlng (A)tained and reviewed the tharitable companvs documentation of thelr pollcie5 and procedures relats'ng to: identifylng, evaluating and comply¢ng w¢th laws and regUlati￿S arnl whether they were aware of any instances of non -compllance' detecting and respondiThJ to the risks of fraud and whether they have knowledge of any aclual, SuS￿ted or alleged fraud; the internal controls established to mitigate risks of fraud or non-compli3rKe with laws and regulations" the matters discussed among the audit engagement team regardlng how and where fraud might (Kcur in the flnanclal statements and any potential indKators of fraud. REPORT OFTHE INDEPENDENT AUDITORS TO THE MEMBERS OF CROYDON BME FORUM As a result of these procedures, we considered the opportunities and In￿ntiveS that may exist within the organisation for fvaud. In common with all audits we are also required to ￿rfOn￿ specific procedures to respond to the rlsk of management override. We also obtained an U￿erStanding of the ￿al and regulatory framework that the charitable company operates In. The key laws and regulatlons we considered in this context included the Charities Att 2011, Charities and Trustee Investment (Scotland) Att 2005, Charities Accounts (Scotland) Regulations 2006, UK Companies A(t and Lix legislati(￿. In addition we consldered provisions of other laws and regulations that do not have a direct effect on the financlal statements but compliance with which may be fundamental io the charitable companvs ability to operate or to avoid a material penalty, As a result of performing the akx)ve, we did not identify any key matter5 related to the wtential rlsk of fraud or non-compliance with laws and regulations, Our procedures to respond to risks Identified incknded the following: revlewlng the flnandal statement dlsclosures ond te5tlng to supp)rtlng dC￿mentatIon to assess compllance with provision of relewdnt laws and regulations described as having a direLt effect on the financial sLitements; -enquiring of management Con￿rning artual and wtentlal Iltlgation and claims; -perfomilng analytical procedures to identify any unusual or unexperted relatlonshlps that may indicate rlsks of materlal misstatement due to fraud; -revlewlng minutes of meetlngs of those charged wlth governan￿, rewiewing Intemal rewrts, and -in addressing the risk of fraud through management override cfj controls, testing the apprwriateness of journal entries and other adjustments, assesslng whether the Judgements made In maknng accounting estimates are indicative of a poten￿al bias and evaluating the busiiiess rationale for any significant tranSacti(￿S that are unusual or outside the norrnal course of busine5S. We also communicated relevant identified laws and regulallcM)s and potential fraud risks to all engagement team members and remalned alert to any indicatlon of fraud or non￿OMplIance wilh laws and regulations thrcMJghout the audit. A further description of our responslbilities for the audit of the financial statements is I(￿ated on the Financial Reporting Council's website at www,frc.org,uklauditorsresponsibilities. Thi5 descripbon forms part of our Report of the Independent Auditors. Use of our report This report is made 9)lety to the charitsble companvs members, as a bc￿ly1 in accordance with Chapter 3 of Part 16 of the Companies Art 2006. Our audlt work has been undertaken so that we mlght stste to the charitable company's members those matters we are required to state to them in an auditors, report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable compaNy's members as a body, for our audlt work, for this report, or for the opinK)ns we have formed. Jonathan ke FCA {Seni for and on behalf of Harti Statutory Auditors Chartcred Accountants 4th Floor Tuition House 27-37 St George's Road Wlmbledon London SW19 4EU tatutory Auditor) Fowler LLP Date: -iO- CROYDON BME FORUM STATEMENT OF FINANCIAL AcrivrriES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 MARCH 2025 2025 Total funds 2024 Total funds Unrestricted fund Restricted funds Notes INCOME AND ENDOWMENTS FROM Charitsble activities Empowering Communities Equality and Cohesion Building Capaaty 602,756 753,755 149,683 1,356,511 14g,683 7,154 1,371,121 111,266 46,462 7,154 other tradlng artivities Investment Income 6.702 34,980 6,702 34,980 3,127 21,822 Total 651,592 903,438 1,555,030 1,553,798 EXPENDITURE ON Charitable activities Empowering Communities Equality and Coheslon Building Capacity 565,640 67,069 11,078 839,284 125,327 1,404,924 192,396 11,078 1,097,604 191,861 15,309 Total 643,787 964,611 1,608,398 1,304,774 NET INCOMEI(EXPENDITURE) Transfers between funds 7,805 (86,182) (61,173) 86,182 (53,368) 249,024 19 Net movement in funds (78,377) 25,009 (53,368) 249,024 RECONCILIATION OF FUNDS Total funds brought foNard 529,997 266,909 796,906 547,882 TOTAL FUNDS CARRIED FORWARD 451,620 291,918 743,538 796,906 The rKbtes f(wm part of these financial staiements -li- CROYDON BME FORUM (REGISTERED NUMBER: 04996963) STATEMENT OF FINANCIAL POSITION 31 MARCH 2025 2025 2024 Notes FIXED ASSETS Tangible assets 12 337,348 614 CURRENT ASSETS Debior5 Cash at bank 13 381,211 515,812 222,213 749,601 897,023 971,814 CREDITORS Amounts falling due within one year 14 (238,207) (175,522) NEf CURRENT ASSETS 658,816 796,292 TOTAL ASSETS LESS CURRENT LIABILITIES 996,164 796,906 CREDITORS Amounts falllng due after more than one year 15 (252,626) NET ASSETS 743,538 796,906 FUNDS Unrestricted funds Restricted funds 19 451,620 291,918 529,997 266,909 TOTAL FUNDS 743,538 796,906 These financial siatements have been prepared in accordan￿ with the provis6ons applicable to charitable companies subject to the small companies regime, The financlal statements were approved by the Board of Trustees and autFKwised for issue cfi 8 December 2025 and were slgned on its behalf by.. P Lewis - Tnjstee The notes f(vm part of these finar￿13[ statements -12- CROYDON BME FORUM STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MARCH 2025 2025 2024 Notes Cash flows from operatlng artivities Cash geneTrted fiom operations Interest paid (155,103) (1,372) (289,319) Net cash used in operating activities {156,475) {289,319) Cash flows from investing activitles Purchase of tangible fixed a55ets Interest re￿iVed {337,840) 1,639 1,374 Net cash (used In)Iprovided by investlng activities (336,201) 1,374 Cash flows from financing activities New loans in year Loan repayments in year 259,510 (623) Net cash provided by flnanclng arttvities 258,887 Change in cash and cash equivalents In the reporting period Cash and tash equlvalents at the beginning of the reporting period (233,789) (287,945) 749,601 1,037,546 Cash and cash equivalents at the end of the reporting period 515,812 749,601 The notes form part of these finanoal statements -13- CROYDON BME FORUM NOTES TO THE STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MARCH 2025 RECONCILIATION OF NET {EXPENDITURE)IINCOME TO NET CASH FLOW FROM OPERATING AcrIvrriES 2025 2024 Net (expenditure)lincome for the reporting period (as per the statement of Financial Activities) Adjustments for: Depreclation charges Interest received Interest paid Increase in debtors Increasel(decrease) in creditors (53,368) 249,024 1,106 (1,639) 1,372 (158,998) 56,424 477 (1,374) (128,744) (408,702) Net cash used in operations (155,103) (289,319) ANALYSIS OF CHANGES IN NET FUNDS At 114124 Cash flow At 3113125 Net cash Cash at bank 749,601 (233,789) 515,812 749,601 {233,789) 515,812 Debt Debts falling due within l year Debts fa15ing due after l year (6,261) (252,626) (6,261 } (252,626) (258,887) (258,887) Total 749,601 {492,676) 256,92S The notes fiym part rf these finanaal ststemts)ts -14- CROYDON BME FORUM NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 GENERAL INFORMATION The charitable company Is incorwrated and domialed in England arKI Wales. The address of its registered office Is 56a Mitcham Road, Croydon CRO 3RG.Tr registered number of the company is 04996963, The registered number of the charlty Is 11008843. The financlal information presented is for the year ended 31 Narch 2024 and 31 March 2023. The finanaal Information is presented in sterling. ACCOUNTING POUCIES Basis of preparlng the financlal statements The financial ststements of the charitable companyi which is a public b￿fit entity under FRS 102, have been prepared In accordan￿ with the Charities SORP (FRS 102) 'Accounts'ng and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordan￿ with the Financial Reporting Stsndard applicable In the UK and Republic of Ireland (FRS 102) (effective l January 2019),, Finandal Reportlng Standard 102 'The Flnanclal Reporting Standard applicable in the UK and Republic of Ireland, and the Companies Act 2006. The financial statements have been prepared under the historical cost convention. a) Preparation of the accounts on a going concem basis The financlal statements have been prepared ￿ the assumption that the charity Is able to continue as a going concem, which the truste￿ consider appropriate having regard to the ojrrent level of unrestricted reserves, the financial posSllon, future plans and the expected level of income and expendlture for 12 months from authorising these financial Statements.The trustees conslder that there are no mater1al Un￿rtaIntleS about the charity's ability to contlnue as a going concern. b) Slgnificant judgements and estimates Preparation of the financial statements requires management to make significant judgements and eskn'mates. The items In the flnanaal statements where these judgements and estimates have been made Incknde,. (i) Deferred Income. This represents grant Income that relates to future accounling periods. Income All income is recognised On￿ the chanty has entitlement to the Income, it i% probable that the income will be received and the amount of income receivable can be measured relbably. Income In respett of services provided is recognlsed when, and to the eKtent that, performance occurs and is measured at the falr value of the consideration receivable, The maln source of contrart income for the charlty Is contracts wlth the NHS Cllnlcal Care Commisswjners and the London Borough of Croydon. Grants, where entitlement Is not conditional on the delwery of a speafic performants by the tharity, are recognised when the charity becomes uncondits'onally entitled to the grant. Ir￿orne from grants, where related to performance and specific dellverables, are accounted for as the charlty earns the right to the consSderatlon by its performance. Grant Income relating to a later period is therefore deferred to that period and treated as deferred income in the balance sheet. Rental income from hall and r(x)m hlre Is recognised when recelwdble. Expenditure Liabilitles are recognised as expendlture as soon as there Is a legal or construclive obligation commliung the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliab￿. Expenditure Is accounted f(￿ on an accruaLs basis and has been dassified under headings that aggregate all cost related to the category. Where costs cannot be directty attrlbuted to particular headings they have been allocated to activities on a basis consistent with the use of resOur￿s. Charitable activities Charitable expendiiure comprise5 tI￿se costs incurred by the dwrity in the delivery of its actimties and services for Its beneficiaries. It includes tK)th costs that can be alknated directly to s￿h activities and those costs of an indirect nature necessary to suppc*t th￿. -15- CROYDON BME FORUM NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 ACCOUNTING POUCIES - continued Governance costs Governance costs include those costs incurred in the g0Vemar￿ of the charity and include the production of the statutory accounts and the audit of the charity. Allocation and apportionment of costs Support costs Include all those overhead cost5 of office, utility se￿1￿ and other Servi￿ and costs, whlch are In support of the activity. They have been alk)cated to activity cost categories on a basis consistent wth the use of resources. Tangible fixed assets Deprecialion is provlded at the following annual rates in order to write off each asset over its estimated useful life. Freehold property Plant and machinery 20kn on cost 2￿/0 on cost Taxation The charity is exempt from corporatlon t2x on Its charltable actlvitles. Fund accounting Unrestrlcted funds can be used In accordantr wth the tharltable objectives at the dI￿rettOn of the trustees. Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arlse when specifled by the donor ￿ when funds are raised for partlcular resirKted purp)ses. Further explanatIC￿ of the nature and purkX)se of each fund Is included in the notes to the financial statements. Pension costs and other post-retirement benefits The charltable company operates a defined contribution pensi(m scheme. ContrSbutions payable to the charftable company's penslon scheme are charged to the Statement of Financlal Acknwties in the period to thich they relate. Leasing commitments Rentals applioible to operating leases where substantially all of the benefits and risks of ownership remain with the lessor are Charg￿ against profits on a straighl line basis over the period of the lease. Cash at bank Cash at bank Includes cash and short-temi highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account. Debtors Trade and other debtors are recc#Jnised at the settlement amount due. Prepayments are recognised at the Invol￿d cost prepaid. In relation to trade debtors, a provisi￿ for impairment is made when th&e is objective evidence that the charlty will not be able to collect all the amounts due Under the original temis of the Invol￿. Creditors Creditors are recognlsed when the charlty has a present obllgation resulting from a past event that wlll probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors are nomTrliy recognlsed at the settlement amount. Financial instruments The charity only has financial instruments of a kind that qualify as baslc financial instruments. Basic finandal Instruments are initially recognised at transaLtron value and subsequently measur&J at thelr settlement value. Volunteers A certain amount of time is expended on the charitaNe company's atttvities which is donated free of chayge. In ccordance with Charities 50RP (FRS 102), volunteer time is not recognised. Details of volunt&r support and se￿1￿ are provided in the trustees, annual repc*t. -16- CROYDON BME FORUM NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 OTHER TRADING ACTIVITIES 2025 2024 Other income 6,702 3,127 INVESTMENT INCOME 2025 2024 Rents recelved Deposit account interest 33,341 1,639 20,448 1,374 34,980 21,822 -17- CROYDON BME FORUM NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 INCOME FROM CHARITABLE ACTIVITIES Included in charitable activity income is the following itKLvne: 2025 2024 Contract income: NHS South West London - MHW Hub NHS South West London - MHPICS NHS South West London - CDW Service London Borough of Croydon - Large Ignlte Fund London Borough of Croydon - Core Infrastnjcture London Borough of Croydon - Partnership Co-ordinator London Borough of Croydon - Community Vaccine London Borough of Croydon - other contracts NHS South West London - Wellness Centre NHS South West London - MPPICS - Project Manager and set up NHS England and NHS Improvement - Facilitsting Black Afrlcan uptake National plan for BABAC organlsations 278,907 161,272 83,522 249,075 160,314 83,025 24,000 2,778 Total contract income 526,479 516,414 Grant income: Restricted NHS - The Ethnlcity and Mental Health Improvement Project NHS - Wellbeing Team SLAM (South London and Maudsley) NHSIAsian Resource - Long Term Conditlons Croydon UniversSty Equality, Diverslty and Incluslon Project Croydon University - Maternity Project Grant NHSIRMP Cancer Awareness Projett NHS Core 20 Plus Macmillan Cancer Support Kickstart The Maudsley Charity Trust Windrush Community Energy Redress Mayor of London - My Ends Project NHS South West London Intergrated Care Board - Neurodevelopmental Conditlons In BEack Peop￿ in Croydon 280,714 51,865 507,166 95,570 54,635 36,963 24,125 51,798 44,797 170,119 38,137 70,666 21,000 34,040 38,345 30,883 88,595 10,000 1,451 41,400 25,000 9,200 45,967 53,860 903,438 922,858 Unrestricted The Caribbean AfriGin Targeted Health Improvement Programme GSK Core Funding Grant AMRO Project Grant Anti-racism practice learning hub Grant Asylum Seekers Projett Grant Chronic Kidney Dlsease Grant Stroke Projett Psychosis Project Other Grants 5,000 40,000 8,500 6,025 7,000 13,090 22,500 21,183 22,484 17,264 9,962 83,431 89,577 Total grant income 986,869 1,012,435 Total contrart and grant inc(*ne 1,513,348 1,528,849 -18- CROYDON BME FORUM NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 CHAIUTABLE AcfIviTIES COSTS Support Costs (see note 7) t￿rect Costs Totals EmpowerTng Communities Equality and Cohesion Building Capacity 1,158,419 173,435 11,078 246,505 18,961 1,404,924 192,396 11,078 1,342,932 265,466 1,608,398 Charitsble Artivitles costs 31 March 2024 (comparatives) Grant Fundir¥J Dirert Costs {restat&J) Support Costs (restated) Total Costs Equallty and Cohesion Building Capacity Empowering Communitles 853,130 153,656 3,562 244,474 38,205 11,747 1,097,604 191,861 15,309 1,010,348 294,426 1,304,774 Comparatives relating to direct costs and suppjrt costs have been reclassified to refiect the classification of staff support costs. Thls redas5if￿atl0n of costs had no Impact of fund batances, the net assets or the net surplus of the charity in the prior year. SUPPORT COSTS Jvernan costs manag￿nent Flnance Totsls Empowering Communlties Equality and Cc*esion 213,208 16,398 2,182 31,115 2,395 246,505 18,961 229,606 2,350 33,510 265,466 Support costs for 31 March 2024 (comparattves) Management Finan Governance Total Equallty and Cohesion Building Capacity Empowering Communikn'es 227,237 35,598 10,948 636 98 30 16,601 2,509 769 244,474 38,205 11,747 273,783 764 19,879 294,426 Comparatives relating to direct costs èrKI support costs have been reclassIf￿d to refiect the classlflcation of staff support costs. This reclassification of costs had no impart of fund balan￿, the net assets or the net surplus of the charity in the prior year. -19- CROYDON BME FORUM NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 SUPPORT COSTS - continued Support costs, included In the above, are as follows: Management 2025 2024 Equality and Cd)esion Empowering C(MnmunlUes Totsl activltles Totsl activities Wages Soci31 security Pensions Rates and water Insurance Light and heat Telephone 144,627 14,787 4,334 1,029 1,900 8,328 9,429 11,125 1,138 333 79 146 641 725 155,752 15,925 4,667 1,108 2,046 8,969 10,154 135,699 13,213 3,780 4,214 1,883 10,876 8,980 Ll',li Printing and stationery Sundries Rent and service charges aeaning Computer Costs Repairs and Maintenance Travel and Suknsistence Entertalnment Health Care Charitable Expendlture - Grants Payable Depreclatlon of tanglble and heritsge assets 15,513 1,478 29,569 13,262 12,522 13,202 7,724 1,390 27 6,735 10,352 6,628 995 1,651 179 571 29 7,253 11,147 7,138 1,072 1,777 193 615 650 1,106 518 795 510 77 126 14 46 79 1,027 478 213,208 16,398 229,606 273,783 Finance 2025 2024 Equallty and Cohesitj) Empowering Communittes Total activities Total actlvities Bank charges Interest on late PAYE Fine5 HMRC Interest payable 776 39 93 1,274 60 836 42 loo 1,372 729 35 2,182 168 2,350 764 Governance costs 2025 2024 Equallty and C(thesknn Emwwering Qjmmunities Total 3ctMties Total acilvltles Auditors, remuneration Auditors, remuneratlon for non audit work Accountancy fees Legal fees Professional feos 6,142 2,326 14,490 4,731 3,426 473 179 1,115 364 264 6,615 2,505 15,605 5,095 3,690 6,299 3,689 5,748 2,212 1,931 31,115 2,395 33,510 19,879 -20- CROYDON BME FORUM NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 NET INCOMEI{EXPENDITURE) Nel income/(expenditure) is stated after charging/(crediting): 2025 2024 Audltors, remuneration other non-audit services Depreciation - owned assets 6,615 2,505 1,106 6,299 3,689 477 TRUSTEES, REMUNERATION AND BENEFrrs There were no trustees, remuneration or other benefits for t1￿ year ended 31 March 2025 nor for the year ended 31 March 2024. Trustees, expenses There were no trustees, expenses paid for the year ended 31 March 2025 nc* for the year ended 31 March 2024. io. STAFF cosrs 2025 2024 Wages and salaries Social security costs other pension cost5 974,451 88,231 22,304 715,667 71,970 11,585 1,084,986 799,222 The key management personnel comprise the chief executive officer, operations manager, the finan￿ manager, HR administrator and communlcations officer, The total cost of the key management personnel In the year was £176,344 (2024 £152,695). The average monthw number of employees during the year was as follows.. 2025 2024 Management and adminlstration Charitable acbvities 28 26 33 31 No employees received emoluments in excess of £60,0(XI. ii. COMPARATIVES FOR THE STATEMENT OF FINANCIAL AcmirrIES Unrestricted fuTh Restricted funds Total funds INCOME AND ENDOWMENTS FROM Charitable activities Empowering Communities Equality and Cohesion Building Capacity 551,379 8,150 46,462 819,742 103,116 1,371,121 111,266 46,462 Other trading artlvities Investment Income 3,127 21,822 3,127 21,822 Total 630,940 922,858 1,553,798 -21- CROYDON BME FORUM NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 ii. COMPARATIVES FOR THE STATEMENT OF FINANc￿L ACtIvrriES- continued Unrestricted fund Restricted funds Total funds EXPENDITURE ON Charitable activities Empowering Communities Equalty and Cohe51 Building Capacity 484,097 133,302 15,309 613,507 58,559 1,097,604 191,861 15,309 Total 632,708 672,066 1,304,774 NE[ INCOMEI(EXPENDITURE} Transfers between funds (1,7681 (16,1171 250,792 16,117 249,024 Net movement In funds (17,885) 266,909 249,024 RECONCILIATION OF FUNDS Totsl funds brought forward 547,882 547,882 TOTAL FUNDS CARRIED FORWARD 529,997 266,909 796,906 12. TANGIBLE FIXED ASSETS Freehokl property Plant and machinery Totals COST At l Aprll 2024 AddStlons 39,132 2,765 39,132 337,840 335,075 At 31 March 2025 335,075 41,897 376,972 DEPRECIATION At l April 2024 Charge for year 38,518 548 38,518 1,106 558 At 31 March 2025 558 39,066 39,624 NET BOOK VALUE At 31 March 2025 334,517 2,831 337,348 At 31 March 2024 614 614 Included In cost or Valuat1￿ of land and buildings is freehold land of £ILK),525 whlth is not depreclated. -22- CROYDON BME FORUM NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 13. DEBTORS: AMOUNTS FALLING DUE wrrHIN ONE YEAR 2025 2024 Trade debtors Accrued income Prepayments 316,377 59,777 5,057 191,33Q 30,883 381,211 222,213 CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR 2025 2024 Bank loans and overdrafts (see note 16) Trade creditors Soclal security and other taxes other creditors Deferred Income Accruals 6,261 5,877 20,747 (274) 107,568 98,028 57,761 23,651 328 51,868 41,914 238,207 175,522 2024 2024 Deferred Income Balan￿ at l Aprll 2024 Amounts transferred from greater than one year Amounts deferred in the year Amounts released to income 51,868 291,064 222,000 51,868 (513,064) 107,568 (51,868) Balan￿ at 31 March 2025 107,568 51,868 Deferred Incon￿ comprises income received during the year which reFates to the next flnanaal year. 15. CREDITORS: AMOUNTS FALLING DUE AFfER MORE THAN ONE YEAR 2025 2024 Bank loans (see rmjte 16) 252,626 16. LOANS An analysis of the maturity of loans is given below: 2025 2024 Amounts falllng due within one year demand: Bank loans 6,261 Amounts falling due in more than fwe years- Repayable by instalments: Bank108ns more 5 yr by instal 252,626 -23- CROYDON BME FORUM NOTES TO THE FINANCIAL sfATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 17. LEASING AGREEMENTS Minimum lease payments urKler non-cancellaLle operating lease5 fall due as follow5: 2025 2024 Within one year Between one and flve years In more than five years 18,913 14,223 2,308 22,500 90,000 202,500 35,444 315,000 The charity acqulred the property which they previous￿ rented duriThJ the peri¢)J. 18. ANALYSIS OF NET ASSETS BETWEEN FUNDS 2025 Totsl funds 2024 Total funds Unrestrltted fund Restrlcted funds Flxed assets Current assets Current liabilities Long term liabilitles 337,348 605,105 (238,207) (252,626) 337,348 897,023 {238,207) (252,626) 614 971,814 (175,522) 291,918 451,620 291,918 743,538 796,906 31 March 2024 comparatlves for net assets be￿en fiJnds Unrestricted fund5 Restricted fuThJs Total funds Fixed assets Current assets Current liabilities Long term liabilltles 614 557,573 (28,190) 614 971,814 (175,522) 414,241 (147332) 529,997 266,909 796,906 -2+ CROYDON BME FORUM NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 19. MOVEMENT IN FUNDS Net movemenl in fuThJs Transfers betwen fuTrJs At 3113125 At 114124 Unrestricted furtds General fund 529,997 7,805 (86,182) 451,620 Restrlcted funds The Maudsley Charity Trust NHS Core 20 plus NHSIRoyal Marsden Cancer Awareness Project Macmilkin Charlty Support Wlndrush Community NHS Long Term Conditions Mayor of London - My Ends Projert Energy Redress Equality, Dlverslty and Induslon Project NHS Moblle Mental Health and Wellbelng Hub NHS South West London Intergrated Care Board - Listenlng Project- Neurodevelopment Conditions for Black People in Croydon NHS South West London Intergrated Care Board - Wellness Advlsors Croydon University - Maternity Project 27,789 (5,196) 1,875 (22,199) 27,789 5,196 7,983 9,858 22,199 1,450 1,630 16,369 9,069 998 220,275 1,450 (7,371) 5,741 16,369 13,831 4,762 (6,130) (21,060) 5,132 199,215 8,724 10,160 18,884 (1,414) 1,825 (46,500) 2,697 47,914 4,522 266,909 (61,173) 86,182 291,918 TOTAL FUNDS 796,906 (53,368) 743,538 Net movement In funds, included in the at*)ve are as follows., Encoming resources Resources expended Movement In funds Unyestrirted funds General fund 651,592 (643,787) 7,805 Restrlcted funds The Maudsley Charity Trust NHS Core 20 plus NHSIRoyal Marsden Cancer Awareness Project Macmillan Charity Support NHS Long Term C￿ditIOnS Energy Redress Equality, Diversity and Indusion Project NHS Mobile Mental Health and Wellbeing Hub NHS South West London Intergrated Care Board - Llstening Project- NeUr(￿eVelopMent Condltlons for Black PeoFAe in Croydon NHS South West London Intergrdted Care Board - Wellness Advisors Croydon University - Matemity Project 88,595 44,797 51,798 170,119 54,635 45,967 36,963 280,714 (60,806) {49,993) {49,923) (192,318) (62,Q06) (41,205) (43,093) (301,774) 27,789 (5,196) 1,875 {22,199) (7,371) 4,762 (6,130) (21,060) 53,860 (43,700) 10,160 51,865 24,125 (98,365) (21,428) (46,500) 2,697 903,438 (964,611) (61,173) TOTAL FUNDS 1,555.030 (1,608,398) (53,368} CROYDON BME FORUM NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 19. MOVEMENT IN FUNDS- continued Comparatives for movement In funds Net movement in funds Transfers beljween funds At 3113124 At 114123 Unrestricted funds General fund 547,882 (1,768) {16,117) 529,997 Restrlcted funds N14S Core 20 plus NHS/Royal Marsden Gincer Awareness Project Macmillan Charity Supp(Mt Windrush Community NHS Long Term Conditions Mayor of London - My Ends Project Energy Redress Equality, Diversity and Inclusion Projert NH5 Mobile Mental Health and Wellbelng Hub NHS South West London Intergrated Caie Board - Listening Project- Neurodevelcyment Conditions for Black People in Croydon NHS Si)uth West London Intergrated Care Board - Wellness Advisors Croydon University - Maternlty Proied (9,3201 7,983 (6,797) 1,450 1,630 16,369 9,069 9,320 7,983 6,797 1,450 1,630 16,369 9,069 998 220,275 220,275 8,724 8,724 (1,414) 1,825 (1,414) 1,825 250,792 16,117 266,909 TOTAL FUNDS 547,882 249,024 796,906 -26- CROYDON BME FORUM NOTES TO THE FINANCIAL sfATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 19. MOVEMENT KN FUNDS- continued Comparative net movement in furKls, irKhJded in the atrK)ve are a5 follows: Incoming resources Resources expended Movement in funds Unrestricted funds General fund 630,940 (632,708) (1,768) Restrlrted funds The Maud51ey Charity Twst NHS Core 20 plus NHSIRoyal Marsden Cancer Awareness Project Macmlllan Charity Suppo Windrush Community NHS Long Term Condition5 Mayor of London - My Ends Project Energy Redress Equality, Diversity and Inclusion Projert NHS Mobile Mental Health and Wellbelng Hub NHS South West London Intergrated Care Board - Listening Projett - Neurodevel0pn￿nt Conditions for Black People in Croydon NHS South West London Intergrated Care Board - Wellne¥ Advisors Croydon Unlversity - Maternlty Project 10,000 38,345 34,040 30,883 1,450 38,137 25,000 41,400 70,666 507,167 (10,000) (47,665) (26,057) (37,680) (9,320) 7,983 (6,797) 1,450 1,630 16,369 9,069 998 220,275 (36,507) (8,631) (32,331) (69,668) {286,892) 9,2CK) (476) 8,724 95,570 21,OC (96,984) (19,175) (1,414) 1,825 922,858 (672,066) 250,792 TOTAL FUNDS 1,553,798 (1,304,774) 249,024 Restricted Funds The Maudsley Charlty TrustlSLAM This project enabled community partners to deveW and malntsin active community particlpation as part of the SLaM PCREF approach and transformational change pycvjramme to ensure equlty of access, experience, and outcomes ft)r black cltizens when they use the Trust's services, NHS Core 20 Plus Core20Plus5 is a national NHS England arky NHS Improvement approach to support the reduttion of health inequalities at both natlonal and system level. The approach defines a tsrget populaknon ccthort, and Identifies '5, focus cllnlcal areas requiring a(￿lerated improvement. NHSIRoyal Marsden Cancer Awareness Project As part af the wider Croydon LTC programme the Royal Marsden has coMmis￿Oned BME Forum and Asian Resource Centre to deliver a Cancer Awarene55 Project that is aimed at the BME cornmuntty in Croydon. Some outcomes are below: Support raising grass r￿ts awareness of LTC risk factors, the irnpThtan￿ of screening, ear￿ identification, and self-management in key Croydon communltles Empower patients to feel more confident in managing their own condition - Tackle health inequalities and increase upiake from har(Fto-reach groups -27- CROYDON BME FORUM NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 19. MOVEMENT IN FUNDS - continued As part of this initiative community events ￿11 ￿ ￿ganised by the provider and provide members of the public with an opwrtunlty to receive indicative screenlng as a promF* ￿ call to artion to Id￿tify and address wtential health cOn￿rnS Macmillan Cancer Support Our 'Can You C Me?, partnershlp wlth Macmlllan Cancer SuptM)rt Is focuslng on and taking actlon to improve healthcare outcomes for black and ethnic minorities affeLted by cancer, after our Croydon Cancer Conference identified a critical need to address rad31 dlsparitles withln patlent experience and heatth outcomes when recelvlng a canor dlagnosls, Windrush Community Fund Restrlrted fundlng from the Secretary of State for the Hcmne Department. The purpose of thls fund is to: a) Increase awareness and vislbility of the Windrush Scheme {